What is profitable to invest. Where can I invest money with the purpose of earning? How to store money not to depreciate
Real incomes of the population depend on the nominal accruals and inflation levels. The latter for 2017 increased by 3.2%. The growth of nominal accruals is less than the pre-crisis level. A middle-income Russian can pay for life costs, but he will not have to travel or high-quality rest. Therefore, many are thinking about where it is profitable to invest.
Where today you can profitably invest money
The issue of investing funds is very relevant today. Experts advise to invest in major projects just after stabilizing the ruble exchange rate. Investors with minor capital also appear interesting options.
Along with Forex and the stock market, binary options are gaining great popularity. If the investor guesses the direction of price change, he will receive a profit of 50 - 75% of the bet. Among other popular destinations can be noted cryptocurrency, mutual piths, PAMM accounts.
About earnings from the financial market and before a lot was mentioned. But such a direction as earnings from online games is only gaining popularity. For registration in the project and fulfillment of simple tasks, the player accrues income and bonuses. This option should be considered as a temporary parting method.
Investments in bank deposits are still being actively discussed. These are risk-free and minor investments. Banks are also actively promoting deposits in precious metals both in the form of ingots and OMS. In the long run, these investments make a profit. The question is whether the inverter is ready to wait a few months until the price of metal changes.
How to choose a win-win option when investing money
Immediately it is worth noting that the risk-free investment does not happen. If the bank go bankrupt, depositors can lose their savings. Investors can only reduce the level of risk to a minimum.
What experienced investors pay attention to
Experts advise in the process of choosing an object to consider as much promising ideas as possible. Then analyze the profitability of each direction in detail.
When choosing an object, the ratio of profitability and profitability should be taken into account. Before freeing finance for a long term in real estate, the yield of a similar object should be analyzed.
Experts advise only on their own strength. Only accumulated funds followed. If we reduce costs by 30% and increase incomes by 20%, then people will even be able to postpone 1000 dollars with an average.
Diversification of attachments
Investment is needed in different objects, assets and markets.
According to the rules, the risk of management approximately 60% of capital should be sent to risk-free assets. Investments in precious metals have always been popular. The risk of investments is minimal. The payback period depends on the dynamics of prices, but on average, 1-2 years.
The rest of the funds can be investing in stocks and bonds. If there is no knowledge, opportunity or time for training, then the tools are better to entrust the pyphams. The bank, as an assets manager, will choose the best bonds for investments, it will be issued and implements the purchase and sale procedure. For trust management will have to pay the commission.
Occant and risk control
To understand, in what direction to move, you need to clearly track the current situation. To do this, you need to keep a diary, which records all investments in objects and the income received. For traders of stock and foreign exchange markets, even a special diary of transactions has been developed. After all, the net income of the trader is a profit from the transaction less a broker commission.
Investors in the real estate market should pay attention to the economic situation in the country. In the crisis period it is easier to buy an object at a bargain price, wait for the market stabilization and then implement it.
Money should work. Therefore, while the investor studies promising attachments, its accumulations should be left on a bank deposit so that they do not depreciate.
The so-called risk-free investment directions are designed more to suppress inflation. Interest rates on deposits barely exceed the average annual price increase. But this income scheme brings a stable income.
Bank deposits for percentage
Banks receiving deposits from individuals must be participants in the insurance system. Then, in the case of the bankruptcy of the institution, investors will receive their savings in the maximum amount of 750 thousand rubles. Choosing a deposit program, should you check if a financial institution has a license from the Central Bank and whether it is registered in the DC.
Russians trust their savings to public institutions: Sberbank and VTB Group. These banks are leaders in the market by the number of deposits attracted. However, users in their reviews complain that it is difficult to break the contract well enough, and the level of profitability in these institutions by 2-3 percentage points. Below the average.
Real Estate: Rental
The safest embedding is the purchase of real estate. Moreover, it should be purchased precisely in the crisis period until the market prices are underestimated. Many investors consider this direction as a way to preserve funds. In crisis periods, the object can be passed and rented.
Investing in real estate as a way to increase capital requires knowledge, experience and availability. Otherwise, the means of income frozen for a long time will not bring. In the second case, invest money stands at the stages of the foundation. Then by the time of delivery, the cost of the object will increase by 2.5-3 times.
Investing in small and big business
People with entrepreneurial veins and promising ideas are best investing money in their own business. To implement the project, you will have to make a detailed business plan, evaluate your competitive advantages on the market and at their foundation to think about advertising. In the process of implementing the project, all the works by the entrepreneur will have to be implemented independently. As business develops, you can hire assistants. Investments in their own business have one serious drawback - all risks for the implementation and implementation of the project to the entrepreneur will have to accept. Or find the Sinvestors. In the second case, the profit will also have to share with partners.
Old investment methods bring a small profit. Those who are looking for innovative instruments should pay attention to such proposals.
Stock markets
Investments in the stock market will be beneficial to those investors who are going to freeze their funds for a long time. Outdoor speculative trade is a separate profession that needs to be trained for a long time. To work in the stock market, you need to open an account with a broker and, at a minimum, familiarize yourself with the work of the platform.
The advantage of this method is that it is possible to make transactions not only at your own expense, but also leaving the broker money and open the "short" market positions. Upon completion, the trader returns borrowed to the broker, and leaves interest income.
To work on the stock exchange without a broker, you need capital of several thousand dollars. This option is not available to everyone.
Forex
Newsquartes without experience can trade on forex. Brokers are developing structured products for their customers. Their essence lies in the fact that the investor distributes its deposit between risky and risk-free investments. The basis of the investment portfolio is not only precious metals, but also popular raw materials (oil, corn, sugar, etc.).
The investor chooses an investment scheme based on:
- the level of protection of the contribution (which share of capital Broker is obliged to return in any market situation);
- the coefficient of participation in each direction of investment (on this indicator of investments are divided into risky and risk-free).
Online games, casino, poker
The most popular methods of earnings on online games are very risky. By participating in the games, you can win a small amount of money several times. But make money on life games in the casino will not work.
They use multiple money luring schemes:
"Warely combination". Such a phrase of fraudsters attract newcomers to casino resources, which, according to their calculations, can bring good income. And the information is provided absolutely free.
"Program Vulnerabilities". This approach, fraudsters try to lure money for developing a unique code that will help beat the casino.
Where to invest 100,000-500,000 rubles to earn without risk
Amounts of several hundred thousand rubles are better investing in real estate, construction and antiques.
Purchase objects in the segment of elite real estate should be at the stages of the foundation. Annually the yield of investments will increase by 7% not counting the market value of the object. By the time of commissioning, the cost will increase by 2-3 times.
For half a million rubles you can buy a franchise. In this case, the license owner provides complete support: consults in the process of manufacturing products, searches for sales channels, premises, pays for advertising expenses, conducts training. For such consultations will have to pay a monthly royalties (rent) monthly. In 70% of cases, such expenses are completely paid off for six months.
You can attach half a million rubles to an existing one's own business. Investing money at the project development phase is not recommended due to high risks. It is better to send such funds to strengthen the positions in the market and the development of new segments. It is easier to achieve this goal with a good reputation rather than startup.
Another option is to open a deposit in one of the investment banks. Interest rates in European financial institutions are higher than that of Russian. However, funds will have to freeze for a year. In case of early termination of the contract, income is recalculated at the minimum rate.
If you think where to invest money, pay attention to the following options. These investment methods bring good income in the long run.
Precision in precious metals
Attach funds in precious metals better through the banking institution, otherwise there is a chance to run into fraudsters. The bought ingot is better not to take away from the bank. If the box or metal is damaged, then it will be hard to sell it. In addition, when implementing the ingot, you will have to pay VAT. If the cost of gold does not increase by 18%, then such an attachment will be unprofitable. Therefore, it is necessary to invest in bars at least 5 years. In the short term, it is better to invest in an impersonal metallic account. The profitability of such investments is less, but taxes when closing the account will not have to pay.
Investing in cryptocurrents
Imagine a house with a large number of apartments closed on the key. Each of them is a coin. You need to go through all the keys to open the door and get money. It is also the case with cryptocurrent.
There are digital encrypted money (Bitcoin, Litecoin et al.). To get them, you need to go through many combinations. A limited number of coins forms demand and supply. In 2014, the cost of Bitcoin grew 100 times, and then decreased. The main disadvantage of this method of investment is the absence of a guarantee of price increases.
Cumulative life insurance
Many probably heard about such a service as life insurance. But not everyone knows that this tool can be used to invest. The essence of cumulative insurance is that at first the client lists a certain amount into the fund, for example, $ 400 per year. This process lasts 5 years. At the same time, the client's life is insured against accidents, injuries and disability. The difference between the usual life insurance in the fact that, if for 5 years the actions of the contract did not come, the company returns all invested funds to the client. And additionally pays 4% per year for the use of money. The client will invest 2 thousand dollars, and in 5 years they will receive 2,253 thousand dollars. The income is small, but guaranteed.
Food investment funds
Pytes are characterized by an attractive risk ratio and profitability. The client reports the funds of the management company, whose employees independently choose the directions of investment and invest in different assets (securities, real estate, etc.). In Russia, many banks provide such a service - Sberbank, Raiffeisen, VTB, etc., etc. The profitability of the contribution is above the bank deposit, but there is no guarantee of income. For year, the company can make a profit or loss. Therefore, transfer money to management follows only large pyphams.
Put money on a deposit
Open deposit can operating customers of a financial institution without leaving home. To attract customers on online deposits banks charge a higher percentage (due to the cost savings on paperwork). To terminate the contract ahead of schedule, you will have to contact the financial institution. If the client did not apply for funds at the end of the contract, it automatically prolongs. The main advantage is the guarantee of refund. The possibility of concluding a transaction over the Internet is a new competitive advantage.
Private lending
In this case, the investor acts as a lender, who lends the funds to the borrower and receives a percentage remuneration for this. The level of profitability lender regulates independently. Interest can accrue at least daily. The disadvantage of this method lies in the risk to run into an unfair borrower. In this case, return the funds is almost impossible. Due to the lack of complete information about the borrower, its actual place to accommodate debts throughout the court will not work. You can start working in this direction through the WebMoney loan exchange.
Investments online
You can purchase a site that is already getting a good income from advertising, affiliate links, paid services. But to manage such an asset requires special knowledge. Otherwise, the site falls under the filter of the search engine and the investment will be unprofitable.
No less risky, but more interesting option - to invest money in the startup. Developers of interesting projects are usually missing means for their implementation. Therefore, they constitute a business plan and turn to investors. The profitability of the project can reach hundreds of thousands of dollars, but also the level of risk on such projects is high. According to statistics, 70% of such projects leave the market. Therefore, experienced investors finance several projects at once.
What amount can you start investing
You can become an investor in the forex market with 100 rubles in your pocket. The main thing is that there was a desire to receive additional income. Then it will be easier to postpone 10% from all revenues for investment. Gradually, the creation of savings will enter the habit and will disappear to increase costs with income growth.
To obtain income from the stock market, it is more expedient to open an account, having 30 thousand rubles. on hands. Where does this figure come from?
The cost of the share of securities is on average 1-5 thousand rubles. The main principle of competent investment is to diversify investments, that is, the purchase of shares and bonds of various companies. The initial amount of the deposit does not matter. It is necessary to learn to comply with this principle from the moment the first transaction is conclosed.
Distribute means should be between risk and risk-free papers. Most of the investment portfolio constitutes fixed income bonds. The proportion of stocks should be calculated so that the oscillations of the quotes do not exceed the yield of bonds. Such an approach will allow you to create a portfolio in which the risks of fund loss are minimized.
Taking into account the rules described, the investor decides to buy 4 shares of 2 thousand rubles. The risk part of the portfolio is 8 thousand rubles. The share of bonds in the investment portfolio should exceed 70%, that is, 27 thousand rubles. Invest in the stock market better with a minimum of 35 thousand rubles.
Investment investor
You can become business owner without a large amount of capital. It is enough to find several investors who are ready to invest in the project, and become a business co-owner (shareholder, shareholder, shareholder). The founders are proportional to their contribution to the capital of the enterprise share profits and losses. You can become a co-owner of a business by purchasing a share in OOO, company shares or joining the FIF.
The right to receive a part of the profits is not a guarantee of the return of invested funds. By purchasing part of the business, the entrepreneur risks the fact that the nested amount can significantly decrease. Causes may be different: incorrect management, crisis in the market or changes in market conditions. That is, equity participation in investments does not guarantee the return of funds. However, the profitability of such projects at certain periods of time may be two or three times higher than the sum of the initial investments.
The largest companies in the world appeared precisely thanks to equity participation in business. In practice, the situation often arises when one investor contributes almost the entire amount, and the other simply carries out the management of the company. Since the financial result is divided between the participants of the business, it is advisable to specify and fix the share participation of each partner in the contract.
No country in the world can make absolutely all products, and Russia is no exception. More than half of the export income falls on the sale of oil. For foreign currency, you can purchase those products that are not enough in our country. Companies acquire currency for rubles to then import goods. The more foreign currency, the more cheaper it (the ruble rate increases). And vice versa. Therefore, on the eve of the New Year, when item sells goods, including imported, dollar and euros are increasing in value. At this time, the currency should be sold to those who bought it during the year.
Gold is a resource, the number of which is limited in the world. In the long run, it makes sense to invest in this precious metal in the form of ingots. However, when they are implemented, the VAT will have to pay. Alternatively, you can issue a gold bank deposit or discover the OMS. For short-term investments, it is better to buy Futures for Gold.
Experts advise novice to refrain from working with cryptocurrency. If it brings such a high income, then there is a risk of loss of funds. Any national currency has a country, the events in which affect its value. Virtual money does not possess such a characteristic. Therefore, invest in cryptocurrency just because it is fashionable, it is not worth it.
How to save money from inflation
The growth of the foreign currency course in the pre-year period will be accompanied by the depreciation of the ruble. How to save your savings?
Do not keep them at home. In order for the accumulations not to turn into a "dead cargo", you should open a bank deposit, desirable, in several currencies immediately. Unlike Europeans, 40% of Russians prefer to keep money at hand at home. Those who do not trust commercial banks should open a deposit in the State Bank.
Purchase imported goods. In the period of devaluation of the ruble, imported goods are becoming more expensive. If you have not yet decided on the object of investment, do not trust banks and do not want to lose the real value of our savings, buy what has long wanted (car, washing machine, etc.).
Savings can be investing in precious metals. Indeed, in the crisis period, their value increases. It is not only about gold chips or silver. Today in banks you can buy rare and expensive coins made of platinum and palladium. Not worth investing in jewelry. The share of precious metals in their alloy is very low. Quickly sell them will be by the price of scrap.
Where not to invest money
No matter how the income level did not succeed in the financial pyramids, it is impossible to invest in them.
In particular, the popular XIP funds today are an example of financial pyramids. Fraudsters attract naive depositors with a beautiful site and the ability to get a large interest income (50-250%) for a very short time (from one hour). The average life expectancy of such funds is one day. Profit from Haip receive only their creators.
Previously, a lot was mentioned about real estate investments and the stock market. In no case cannot be investing in these assets. And the point here is not in strategy or experience. From a psychological point of view, earn money on borrowed funds is very hard and can not be able to anyone. Such trade brings only a loss.
Buying property on credit on the eve of the crisis risky at least because banks can increase interest rates on the mortgage. The Commission's overpayment completely levels the difference in price. Such an investment brings only a loss. Invest funds in the car is not beneficial under any circumstances. A vehicle that left the gate of the auto center immediately loses 30% of the cost.
We hope this article was useful to you. If you know other good options to invest money and make money on it, share your thoughts in the comments.
Where to invest money to bring income?
This is the main question of business people in Russia. Especially acute began to rise within the framework of the economic crisis. Unstable economic situation in the country makes thinking.
Instability in the financial market pushed citizens to think where can I invest money in RussiaDue to the increased risks and the lack of understanding of what is happening.
Invest dangerously stored meaningless
Precious metals (on the example of gold)
Bonds and stocks remain only securities»A temporary influence. Gold is the most stable currency among precious metals. For several centuries, this precious metal only continues to increase growth rates.
State banks maintain the value of this direction by the goldenwriter. Investor invested accumulation in goldHe sleeps calmly, knowing that the price for it will only increase.
Some features are inherent in precious metals, we assume a person decided to invest in gold, went to the banking establishment for the purchase of a gold ingot, except for the value of the goods, an 18% tax imposed on the state of the state. When selling the ingot, there is no taxation, but the percentage of overpays will not return.
Investment in precious metals on the household level
Russians consider jewelry of gold and silver - an investment. In part, this is the case, but the work of the Wizard (Jeweler) is included in the price. The second negative point is sales. When trying to sell a jeweler lombards take it at a price of scrap, significantly different from the cost of goods.
The acquisition of precious metals is a very advantageous direction of investment, one should take into account the minimum yield threshold - 3 years. Middle income from gold + 20% per annum.
Securities (bonds, stocks)
Make a share of capital in bonds can afford people are not inclined to risks. Bond is a business emission, the tool is designed to receive a fixed income, after a certain period of time expires.
Big earnings on bonds should not be expected to be called their favorable investment - the language does not turn, but as cash making mechanism, It is worth considering.
Shares
One of the most profitable forms, where you can now put rubles, protrude Shares" Along with high yield, it is associated with increased risks, depending on external influences.
Promotion - share valuable paper that gives the Statute " co-owner of the company»Allows you to count on part of the organization's profit. The connection is simple, the company develops and flourishes, the package of securities is growing in price, the co-owner receives part of the profit, if the firm suffers losses, the owner also losses.
Work is conducted through brokers. More suggestions, allows you to independently choose shares, work out strategies, predict the behavior of indicators. Low threshold for entry, high probability rapid development, constantly attracts new faces in this industry.
TOP 7 Where is not worth investing
Main in investment - acquisition of financial literacy. Keep current projects under control, predict behavior on the market, catch the subtleties of the medium - these are the main components of the competent capital investor.
Financial Pillow An integral part of the Investor
Term " financial pillow"- 6-month finance reserve, for painless accommodation, without changes in the previous state of life. This condition should be respected without taking into account other sources of income.
- Want to know what you can save money now to afford more? If so, follow this link.
Engage investment activities Without a certain cash supply - unreasonable. The only exception is to contribute to the banking institution, which in most part acts as a tool for saving current savings.
In case of delay in translation, freezing of the project, risks associated with full or partial loss of allocated funds, the airbag must be. This is not advice, it is a postulate!
Alexey 32 years old Krasnodar
Time goes, and money is depreciated. I began to search where to invest. At first opened the bill and began to trade on Forex. It came to the conclusion that this is not mine.
And here I did not lose. You look at what my course is now! For a cryptic future, it is already in stores.
Many people with the emergence of a large and free amount of funds are thinking about different possibilities for its increase. To do this, you can use different investment methods. They suggest investing money in business, bank deposits, PAMM-accounts, cryptocurrency, real estate or other projects in order to obtain high profits. If a person has never been involved in the investment, he arises the question of how to invest right. The procedure completely depends on which one is used for this, what experience and skills are available from a citizen, as well as where it plans to invest.
Concept of investment
The process involves an investment in the selected project in order to profit. This contributes to an increase in initial capital.
It is important not only to understand where you can invest money, but also how to invest right to reduce the risks and get high income. Risks are significantly different when working with different projects. Bank deposits are considered the most stable, but there are low income on them that covers only inflation. If you invest in cryptocurrency or PAMM accounts, you can count on high profits, but there is a risk of losing all invested funds.
Where to get funds?
Before you choose a way to invest, you should decide where the money will be taken to these goals. Many people, thinking about where to invest money properly, do not come, because they try to get income as quickly as possible. They draw out loans, take funds to the debt in relatives or lay their property. Such actions can lead to negative consequences if the investment does not bring due profits.
How to invest right? To successfully invest, consider the recommendations of professionals:
- only own funds deferred from salaries or other income, which are not urgently required for different purposes, as well as their use will not damage the family budget;
- calculate at first it is necessary solely on the available sources of income, since first investment almost never brings high profits;
- it is advisable to start with small amounts to deal with the rules and nuances of obtaining income and reduce risks;
- in the first year, all earned funds are sent to an increase in the capital used to invest, which will create an interesting and advantageous investment portfolio;
- the resulting profit should be monitored, which makes it possible to understand how different income schemes work.
If you figure out how to start investing correctly, you can get a really significant income with small initial investments in a few months.
Where to invest money?
The main question arising from novice investors is associated with the choice of the direction of investment. To say exactly where to invest money is correct, it is impossible, since each method has both pros and cons.
It is advisable to focus on projects in which the investor is well versed. It is recommended to start with the least risky schemes, and after studying already risky projects, try more interesting investments.
Bank deposit
Such an investment is considered standard and not too profitable. It lies in the following:
- the bank is selected for cooperation offering the highest interest on the deposit;
- a program is selected, according to which partial removal or replenishment is not allowed, since in this case the highest percentage will be proposed;
- the corresponding contract is concluded;
- money is frozen on the account for the selected time period;
- after the end of the term, funds are issued with accrued interest.
It is almost impossible to lose money by insurance deposits, but still you need to choose only reliable and profitable banks for cooperation. But even when choosing the highest rate, it is not necessary to count on a good profit. It usually overlaps only inflation, so it is difficult to call such a way to invest.
Investment in currency
People who think about where to invest right, often choose the investment of money in the currency. The procedure consists in the following actions:
- cash marks of popular currencies are purchased;
- opens in a bank currency account;
- due to the growth of the cost of the currency, profit is provided.
Such an investment has many advantages. This includes the fact that you can start work even with the minimum amount of funds. Sale and purchase of currency is a simple process, and nested funds are not lost. If you understand well in politics and economy, then with a competent choice of moment to purchase a currency, the profit can reach 60% per month of work.
The minuses include the high risk of investing money. In order to properly invest money in the currency, you should study the dynamics of changes in courses, assess the possible prospects and check the forecasts of experts. Additionally, you have to list the bank a high commission.
Buying a property
If a person wants to save money as much as possible, where to invest the money properly? If the investor does not want to understand the features of the economy, politics and investment, he can spend funds for the purchase of real estate. Even after crises, the cost of housing is constantly increasing. The process involves the purchase of housing at the first stage of construction, and after putting the house, the apartment is sold. Profitability can reach from 30 to 60%.
The advantages include low risk and good yield. The disadvantage is that apartments are sold long enough, and there is always the likelihood that the developer will declare itself bankrupt.
Buying gold or precious metals
Demand and gold prices are constantly growing. If the investor does not want to address the risks, buying and selling different shares or bonds, and also wants to make a profit after a sufficiently long period of time, then the investment of funds involving the purchase of gold is selected.
The investment process is to buy precious metals in ingots or coins. Additionally, it is possible impersonal metal bills. Profit will be obtained when changing the price of gold prices.
The advantages include the reliability of investment, as well as the guarantee of profit. The minuses include the need for long-term investment of a large amount of funds. Deposals on metal accounts are not subject to insurance, and income is subject to personal income tax. If the profit is urgently required, then such an investment is considered meaningless.
Investing in business
This method of investment of money is considered interesting and difficult, therefore it is only suitable for investors who want to work in the field of economics. How to invest money in business? The process can be performed in different ways:
- buying a company;
- acquisition of shares of successful organizations;
- investment in startups, distinguished by profitability and prospects.
Each option requires an investor to have knowledge in the field of economics. Additionally, it is necessary to regularly take part in the management of the company in order to control the correctness of its development. Therefore, such an investment is considered interesting only for active investors who are not interested in passive income.
Investment in PAMM-account
Many beginners and even experienced investors often think about how to invest in PAMM accounts. This type of investment is considered the most promising and advantageous now among different features and projects.
The process is the following actions:
- the investor collects the desired amount of funds;
- the company-broker is selected, engaged in the Forex market;
- the company on behalf of the client is engaged in exchange and trading currency;
- if the optimal organization is really chosen, then its work brings high income from which only the Commission for Mediation Services is charged.
Some investors after using PAMM accounts begin to independently engage in trade in the Forex market. But even for profit without direct participation, it is important to figure out how to invest in a PAMM account. Alpari, InstaForex and Exness are the most famous and large-scale broker companies, so it is necessary to focus on cooperation with them. In this case, you can guarantee a high income from investment.
People who want to properly invest in PAMM accounts, it is important to understand the rules of work of brokers, to correctly choose the site, as well as distribute the existing capital between several companies to reduce the likelihood of losing all means. In a different way, such an investment is called trust management, so it is important to really trust the chosen organization.
The advantages of such investments include the fact that the investor independently chooses who is entrusted to his funds, and also provides maximum information for making important decisions. With a proper choice of broker, the yield from activity per year can reach 100% of the initial capital. Control is carried out via the Internet, so this procedure can be performed from anywhere in the world.
Attachment in mutual
They are considered an interesting and advantageous way of investing funds. Money is transmitted to trust management, so this tool is considered the most convenient for each novice investor. How to invest in mutual effects? For this, the following actions are performed:
- the reliable and long-working investment fund is selected;
- the share in the General Fund is purchased;
- the management company is engaged in the investment in stocks, bonds or different currencies, and the main purpose of this process is the receipt of profit;
- the income depends on how efficiently and correctly placed the assets by the Fund.
The advantages of such an investment include a low entry threshold, therefore, only 3 thousand rubles is enough to participate. Cash is in the hands of experienced managers. Pyp activity is regulated at the state level. If necessary, you can quickly sell the existing share.
The cons associates the restriction in the purchase of different shares, which leads to low yield. The company may not have time to get rid of securities on which the cost is reduced, so such investments are not always successful.
Work on the Forex market
Each investor can always be a successful broker in the Forex market. The process involves the sale or exchange of currencies. For successful work, it is necessary to understand well in various factors affecting currency courses.
The advantages of such an investment include the opportunity to receive a really high income if you enjoy winning strategies. But at the same time there are significant risks at all lose all invested funds. Additionally, difficulties often arise with the output of earned funds. The Forex market activities are practically not regulated by government agencies.
Investing in cryptocolutu
This method of investing money appeared relatively recently, but quickly became popular among experienced investors. High demand for cryptocurrency is due to the use of modern technologies to create digital money. The cost is constantly increasing, as well as the number of areas of activity in which money data is used.
How to invest in cryptocurrency? For this, it is important to correctly choose digital money, as you should buy only a favorable currency, the use of which will not lead to the emergence of serious losses. During the choice, the popularity of cryptocurrencies, its mobility and safety is estimated. The most often acquired the following types of digital money: Bitcoin, Ethereum or Litecoin.
The investment process is divided into the following steps:
- the optimal cryptocurrency for investment is selected;
- funds are allocated by the investor;
- a wallet is created;
- it is selected suitable for the work of the Exchange on which you need to register;
- acquired at a favorable course cryptocurrency, for which the decline period is selected;
- digital money is listed on an offline wallet, which provides protection against theft;
- sale or exchange are carried out during the growth period.
To get good income, it is important to understand well in different cryptocurrencies, as well as regularly track the change in courses.
Bonds
Many novice investors want to know how to invest in bonds correctly. The process is divided into the following actions:
- bonds are represented by debt receipts issued by government or foreign companies, and on these documents the borrower undertakes to return money with interest, so it is important to choose reliable and profitable securities;
- their purchase is carried out at an affordable price;
- after a certain period of time, the amount with percentages is paid, and the rate can be fixed or floating.
The advantages of such investments include the availability of low risks, predictability of profit and the possibility of obtaining good income when investing from 500 thousand rubles.
By cons use of bonds include the fact that if you choose truly reliable securities, then the yield will be low.
Cashbery.
This service is represented by an investment project providing microloans to citizens and companies. With it, you can get a good income from investment.
How to invest in "Cashbury"? For this, minimal deposits are opened, the size of which is 1 thousand rubles. These funds are made in debt by other persons at interest. It is impossible to know exactly what income will be obtained from this investment. Additionally, there is a risk of loss of funds.
Conclusion
Each person planning investing funds into different projects can choose a large number of schemes for earnings. They differ in the actions performed, risks and profitability. The more funds wants to receive an investor, the more high risks he will have to face.
To get a really good income, it is necessary to deal with currency courses or work in the Forex market. If an investor plans to receive passive earnings, then confidential management is used or funds in business and gold are invested.
Passive earnings - what many people dream about the age, place of residence and other factors. One of the most famous and reliable ways to obtain passive income are deposits, but not everyone knows what to do to implement such a dream.
We often ask us how to invest money in 2019 to earn money, so we have prepared material for you with a detailed consideration of various investment options.
5 options to invest money profitable
There are a large number of money investment options, but we made up the top 5 most profitable. When drawing up this list, we tried to correlate and profitably and risks, so you will not see it ways of earnings that suggest high risks.
Let's start considering investment options from a less profitable method out of 5.
5. PIFES - Monthly income
Often to the question where to invest money in order to receive a monthly income, people get an answer about the variant associated with mutual investment funds (PIFIs). Under this title, a special property complex lies, which does not have a legal entity.
Each disease is based on the principle of trust management of the property of the Fund. Thus, it is possible to achieve an increase in the cost of this property, which means the appearance of profits for each investor (they are called "shareholders" in such a system). The number of feces depends on the amount of investments, the amount of profit to the total number and the amount of profit (more investigate more, get more).
It is worth clarifying that the investment paem is called a special security, which certifies the right of the owner of this paper on a certain part of the property fund to which it belongs. In the rules of a specific fund, you can find more information about this valuable paper.
Paying on the cost at the cost of the current time - it means to exchange securities for money, and the amount of the amount will fully depend on the percentage on which you have the right, it is specified in the PAE.
It should be noted that each Pai provides a certain amount of rights regardless of investors, and accounting for the rights of each owner is carried out with the help of an independent organization, which contains the register of investment fell owners.
Yes, this embodiment can be considered in some situations, but the amount of income, brought by him, according to the last data, is not as large, and the risks of investments in mutual impact are relatively high (it is impossible to call them large, but there is a chance in the market in the market, and this will lead to significant losses of shareholders).
4. Bank contribution under interest
Recommended investments: from 100,000 rubles.
Risk: minimum.
Yield: Low.
If you think where to invest in interest to have a stable income for 2019, then one of the most acceptable options will be a bank deposit.
Let's consider the essence of this option: the depositor (a person who wants to open a bank deposit) transmits a certain amount of money to a loan institution, which holds certain financial transactions to profit. Thus, the bank can make a profit for itself and the depositor.
It is worth discussing such a moment as the interest rate. The depositor will receive a fixed amount of profit, regardless of the success of financial transactions that were held with your money. If the contribution provides 10% per annum, how it is easy to guess, with 100,000 rubles of the contribution of a person will receive 10,000 profits. Yes, the annual percentage of this option is relatively small, but it is worth understanding that there are practically no risks in such a way of investing.
The only risk that exists in a person who has fulfilled a bank deposit is a certain chance of a license bank loss or its ruin. Fortunately, such situations can be easily avoided if you adhere to one simple rule - to contact only well-known and reliable banks.
Note!The example does not reflect the entire essence of deposits, because there are other options. Carefully examine the conditions, because the percentage can accrue more than once a year, but 4 times, or even every month. Of course, in such situations, interest will be much smaller, if you are not sure that you can do without this money, it is worth considering such options.
Recommended investments: from 30 000 rubles.
Risk: minimum.
Yield: below average.
You can easily choose a place where it is better to put a novice investor, but to come to a specific conclusion will not work, since there are a large number of points of view, many of which contradict each other. Let's consider the two main options in the third position - securities and precious metals, as well as make conclusions.
As for the securities, they are found different types:
- main (promotions, bonds, bills and much more);
- derivatives (options, swaps and other).
Note that for the competent attachments of this type, it is necessary to study a lot of information regarding this issue and be aware of the current market situation. Thoughtless investments in securities are unlikely to lead at least some profit, therefore it is worth considering the second option.
As for precious metals, such investments are much simpler, as each person understands their essence. The most common option is the simple purchase of one of the metals located in the following list:
- platinum;
- gold;
- palladium;
- silver.
This option does not always bring profit (for this you need a large jump in the price), because the sale price is always significantly varied with the acquisition price. The most interesting way to invest in precious metals is the acquisition of precious coins that have an additional cause of the cost of value.
We are talking about the zeal of collectors to purchase them, because the circulation of such coins is strongly limited. But it is worth understanding, such an investment is designed for at least 10 years, because you need to wait until the coin becomes popular.
Note! The risk of investment in precious metals is minimal, as they are all slowly, but added in value.
2. Investments in PAMM-account
Recommended investments: From 1000 rubles.
Risk: middle.
Yield: High.
The worldwide network is incredibly developed, so many people began to ask a specific issue where to invest money on the Internet in 2019. We will tell about the way to earn, which is the most profitable for today in Russia. We are talking about passive income, where to invest more profitable money, we will now tell.
PAMM-account is the term closely related to the Forex market, but do not rush to choose from the previously presented methods, since such investments do not imply a thorough and long study of the market. If you explain the essence of such investments with simple words, then you can say, you just trust your money to the trader (manager), which by them trades.
It should be noted that the PAMM account makes a certain contribution and the manager himself, then the percentage of investment of each investor is calculated. It is necessary in order to correctly share profits (what percentage you have from the amount of PAMM account, this percentage of profits from trading operations and will be yours).
The most famous PAMM-broker today is, here are the largest and profitable PAMM accounts.
Note!This option has risks that can be reduced if you know certain. We are talking about the choice of the manager, from which it depends, whether you will make a profit or losses to endure.
When choosing, it is necessary to rely on the profitability of the score, its sediment and many other factors (we advise you to study the schedule, which should be attached to each PAMM account). It is important to look at the contribution of the manager itself, because it can say a lot, or rather, about his confidence in his power and a specific account.
It is worth noting that the PAMM accounts have one indisputable advantage, the essence of which is the lack of money to the trader, because they will continue to be in your account, that is, he can only trade, and it will be impossible to output these funds for it.
Recommended investments: from 1,000,000 rubles.
Risk: minimum.
Yield: average.
We are often asked where to invest a million rubles to make money without high risks. One of the most famous public methods is the purchase of real estate. In this issue, the main complexity is not to be mistaken with the acquisition of an apartment in any new sector, where there will be no strong demand in the future.
Profitable This way of earning is to be called in those situations when a person can competently analyze the situation and understand whether the demand for this property in the future will be. 1 million rubles is the minimum amount, but it is better to engage in such investments in the presence of at least 3-4 million.
The disadvantages of the method are that if you pay with the acquisition, then you will simply lose part of the initial amount, and the losses will be significant. Also mention and about a significant loss of time.
Buying a property is recommended only to those people who are ready to analyze the real estate market, compare proposals and competently choose the most attractive options. It is worth understanding that it will take a lot of time to go, but with a share of good luck and trying to earn quite a lot.
This material contains the most popular options for the advice of experts, but to the question where it is profitable to invest in 2019 in order not to lose, you must answer yourself. Someone prefers more profitable options, and someone seeks to protect themselves from high risks.