Comparison of fuel cards for legal entities. Fuel cards for legal entities: a great overview
Let's identify the main criteria by which they most often try to select a fuel supplier by bank transfer.
To begin with, let's remember that processing companies offering fuel cards can be roughly divided into two categories:
- mono-brand, which offer gas stations of the same brand;
- multi-brand, serving universal fuel cards, accepted at a large number of gas stations (we talked more about processing companies in the article: Processing of fuel cards).
Now we can consider the main points that should be focused on, so that you can make the right choice for the working conditions of your company, and order truly profitable cards.
The best fuel card is determined by the following points:
1. Gas station network.
If your company's vehicles are refueled at one of the petrol stations closest to you and this is absolutely enough to ensure uninterrupted refueling, then this item is not for you. In this case, it is probably easier to negotiate with the owner of the given gas station and refuel according to the statement. But more often than not, cars drive throughout the region, or even have inter-regional trips. Here, of course, a very important role will be played by the representation of gas station networks in the regions of your interest. For example, working in the Kursk or Saratov regions, it makes sense to issue a fuel card not for some, conditionally, distant Omsk brand of gas station, which, simply, is not in your city and even region, but to work with a processing company that will offer Magistral fuel cards, they are accepted in these regions at a large number of gas stations. But for enterprises of the Samara, Ulyanovsk or Ryazan regions, it is better to think about where to get Rosneft cards. If we are talking about the Volgograd region or the Komi Republic, then it is more expedient to use Lukoil fuel cards there, since there are very few other gas stations there. Again, we repeat that universal fuel cards are more convenient because they allow refueling at gas stations of different brands and are suitable for most regions of Russia.
2. Discount and price.
In the current conditions of a difficult financial situation, fuel discounts are far from the last place. But at the same time, we always remember that it is necessary to look not only at the amount of the discount, but also at the final cost! After all, some companies offer impressive discounts, but the final price (taking into account this discount) can be an unpleasant surprise. The fact is that the starting price at a gas station can be so much higher than at others that a discount here will not help much. Overpay anyway. Simple math. Also, often offering a small discount at some gas stations, the processing company introduces fuel surcharges for the other part of the gas stations. Be careful at this point when concluding a contract.
Which fuel card to choose for legal entities?The following parameters are also important:
Gasoline on cards for legal entities
Blocking fuel cards.
This point is inextricably linked with the previous one, since it directly relates to the financial side of the issue. Often there are situations when there is nothing to pay for fuel, but it is necessary to send cars on flights. Most often, these are protracted January or May holidays, when banks do not work, and it is simply not possible to replenish your personal account with fuel cards. At such times, processing companies often block their clients' cards. As a result, the transport may simply not go on the flight, or even worse, the driver gets up halfway with a perishable cargo, and managers and transport workers have to find ways out of the situation in a hurry and figure out how to refuel the poor fellow on the flight. Therefore, in order to avoid these very unpleasant situations, in advance, even before signing, study the agreement on fuel cards. And additionally clarify the moments with card blocking. After all, the conditions of processing companies are very different. Some oblige you to keep a certain amount on your personal account, below which you cannot go down in order to avoid blocking cards. That is, on your account, for example, another 40,000 rubles, but you will not be able to use them, since the cards are blocked and refueling is impossible. Other companies offer credit fuel cards. In this case, if the loan is approved, you can not be afraid of blocking until the maximum threshold for the loan amount is reached, but you must be prepared that you will ride with an overpayment for fuel, and often with a significant one. A number of companies, following the results of cooperation, cancels the strict blocking conditions for their reliable customers and allows them to leave a small minus on their personal account, but today such processing companies are already a rarity.
4. Customer service.
This point, of course, does not directly affect the financial component, but:
- Timely invoicing and reporting will simplify the work of your accounting department and offload the time for solving more important tasks.
- A competent and polite manager will quickly and efficiently resolve any questions regarding fuel cards. Often the best managers are assigned only to large clients, but in any case, by communication, you can understand how professional the manager is and whether you want to work with him. Moreover, you can always ask to change a rude or incompetent manager who does not suit you and look at the feedback, how client-oriented the given processing company is.
- The telephone hotline of some companies is always busy, and it is simply impossible to get through. And hanging on the phone for hours waiting for an answer is an unacceptable luxury for a manager. Moreover, if the driver is waiting at the gas station at this moment and cannot refuel for some reason.
- Gas station map and route building.
Please note, is there a gas station locator on the website of the processing company you have chosen? Does it reflect fuel prices? Is it possible to plot a route from point to point, taking into account the addresses of the gas station? All of these tools will be of great help and facilitate future work.
At one time, companies serving TNK fuel cards were famous for their good service.
5. Cost of fuel cards.
Here we deliberately put this factor in the last place, since it would be possible to focus on it with a noticeable difference in the cost of cards in the processing market. But at the moment it ranges from only two hundred to five hundred rubles. Often a customer makes the mistake of short-sightedly putting the card price first when choosing a fuel supplier. Some companies usually focus on the fact that they initially have a fuel card for free, but here it should be borne in mind that in case of termination of the contract, as well as in case of loss, breakdown or damage, you will still need to pay the full cost of fuel cards ... Also, sometimes the processing companies agree on a reduction in prices for cards under the conditions of long-term cooperation.
The following types of fuel cards are also distinguished:
By information carrier:
- Magnetic Stripe Fuel Cards
- Fuel smart card with electronic chip
The second type is more reliable from information hacking and damage, and is more modern.
On the delay of information transfer:
- Fuel card online delay of information about refueling, conditionally, up to 60 minutes
- Offline map information delay can be from several hours or more.
This moment is of fundamental importance when you have conditions for hard blocking of cards and you must always know the most accurate balance of funds in order to avoid their constant blocking.
A good example of cards with an online system is Gazpromneft fuel cards.
Summarize: the best fuel card is exactly the fuel card that meets the maximum needs of your organization.
To maximize fuel savings, enterprises often use a vehicle monitoring system that transmits data about the location of the vehicle, its speed, fuel consumption, etc. directly to the Personal Account for the manager.
If you have any questions, you can always ask a professional for advice. Order a free consultation by clicking on the red button at the top of the site or call us. It's up to you.
Issue a fuel card for a legal entity.
Simple steps in four steps:
- Send us the details of your organization or individual entrepreneur (client card with addresses, payment details and contacts). Tell the manager the required number of cards and the desired limits in liters or rubles. The manager will fill out the application and the contract himself and send you for verification and signing.
- Exchange of signed contracts in a convenient way. Immediately originals or scanned copies, followed by the provision of originals.
- Programming and issuing cards according to the application and contract. In our office or delivery.
- You can safely distribute cards to drivers, top up your account and refuel gasoline and diesel fuel in the required amount.
Why Global-Kart!
You can buy from us fuel cards for legal entitiesused for gas stations throughout Russia. They are universal and are not tied to one brand, but are accepted at filling stations of leading suppliers: Rosneft, TNK, BP, as well as Gazpromneft, Bashneft, Tatnefteprodukt, etc.
We know what the client needs:
- Reliable partner
- Timely accounting reporting
- Lack of pitfalls and honest cooperation
- Ability to refuel with quality fuel in different regions of the country
- Profitable terms
- High quality service
We have been on the business services market since 2004 (About the company).
We can safely say that we offer you Rosneft fuel cards with the most modern services.
You can call our office, write [email protected] or use a free service to order a call back.
Effective and successful operation of a modern enterprise is impossible without the availability of its own vehicles. At the same time, the item of expenditure on the provision of vehicles with fuel is one of the most expensive. To optimize it, create more favorable conditions for the company's activities, a modern system of relations with the fuel company will help - refueling cars using cards. We offer a time-tested format of cooperation with one of the most reliable suppliers of high-quality fuel - ROSNEFT.
An electronic payment card is an analogue of a bank plastic card. It is an information carrier that contains programmed data on the type of fuel used and its amount for a certain period (daily, weekly or monthly rate in rubles or liters).
Fuel cards are an opportunity to purchase gasoline and diesel fuel by bank transfer, which saves the manager's time and budgetary funds of the enterprise.
Wide possibilities of using maps:
- You will be able not only to clearly control the consumption of gasoline and other fuels and lubricants, but also to distribute them most efficiently, which is very important for organizations with a large vehicle fleet.
- Universal diesel and gasoline cards for legal entities allow you to set limits on the type and amount of fuel to be refueled. Thus, you will be able to independently determine the daily or monthly rate necessary for the technique.
- You will be provided with a detailed report of the turnover for each card: at which gas stations, when and in what volume the drivers refueled their vehicles for a certain period.
- The company has the opportunity to purchase gasoline and diesel fuel at a discount price. Even in conditions of rising prices for gasoline, it will be cheaper than retail prices at gas stations.
Which fuel card should I choose?
Depending on the amount of fuel consumed, a discount system is calculated for your organization.
- All accounting documents are available in the Personal Account. All originals are also provided.
- Depending on the conditions and frequency of using the cards, you can keep them in the accounting department and issue them according to the order, or assign each card to a specific driver or car.
- The company can transfer fuel costs to cost and refund VAT.
Fuel card for legal entities is a profitable and convenient tool for providing the vehicle fleet with petroleum products and full control of their consumption. Our experts will help you choose the best program for your company and complete all the necessary documents.
What to look for when choosing a fuel card
If your company operates in several districts within the city or often travels outside its borders, then you should definitely pay attention to the coverage of the gas station. After all, you want the gas station to be a couple of kilometers away when the tank is practically empty.
In the case when there are 1-2 cars on the balance, and the activity is carried out in a small area, it will be enough to discuss the issue of providing a fuel card with the owner of the nearest gas station. If the company has a large vehicle fleet, then you need to purchase a universal option - a fuel card that allows you to refuel at any point belonging to a certain network of gas stations.
For legal entities, the initial price of fuel may be higher than for individuals. This must be taken into account before purchasing a fuel card - the final cost should be beneficial not only on paper, but also in reality. In addition, some not entirely conscientious companies add additional clauses to the contract.
Fuel cards for organizations
For example, a discount can be provided only at some points of a gas station, while at others, on the contrary, the price will be higher. Therefore, you should carefully read all the terms of the contract before signing in order to avoid unpleasant situations in the future.
The document also prescribes points regarding blocking. Most often, there should be some amount on the card, and it is different for each network, although some allow you to spend everything to zero. There are also options for payment by installments by card, when you can use a fuel card, and then pay the bill.
Advantages of a fuel card for legal entities
With its help, you can not only save the company's financial resources, but also take advantage of some other advantages:
- The driver will not be able to provide a fake fuel purchase receipt, since all transactions are automatically entered into the processing system and can be tracked. This is an important point, especially when there are frequent driver changes in the state. In order to make money, they negotiate with the gas station operator and receive a check in their hands, which indicates that the vehicle has been refueled for a certain amount.
Many people use this, wishing to fraudulently get money. The fuel program will help to protect the company from unscrupulous employees.
- The fuel card acts as a guarantee that high-quality fuel will enter the car's tank. Unscrupulous drivers buy fuel at small gas stations, and sometimes even along the road, leaked from other vehicles. No one is responsible for its cleanliness, which can lead to early failure of the car engine, hence - expensive repairs. In the case of a fuel card, this cannot be done, so the car will always be filled with high-quality fuel.
For even more safety, you can assign a fuel card to a specific driver. Thus, he will not be able to transfer it to third parties.
It is also worth paying attention to special sensors installed inside the tank. They will not allow the so-called "suction" of the fuel, that is, its draining from the tank, with the aim of subsequent resale.
How is VAT calculated in the fuel program
This process consists of 4 steps:
- The owner of the fuel card is sent documents indicating the total amount and additional 18% VAT;
- The company's accountant sends a special application for the deduction of the additional amount to the tax office;
- Tax officers carry out the necessary checks;
- If the reconciliation does not reveal any deficiencies, then the full VAT is deducted from tax payments.
What fuel does the card cover?
This is determined by the terms of the contract.
In some situations, only a certain type of fuel is considered. In most cases, the fuel card is universal and allows you to purchase any fuel.
What leasing companies offer under the fuel program
- The card is produced at the expense of the leasing company;
- In your personal account, you can control and manage card transactions;
- The largest network of filling stations throughout the Russian Federation - more than 11 thousand;
- The card allows you to refuel with any type of fuel;
- More than 1 card can be provided for one legal entity;
- Documents are delivered directly to the company office;
- You can use 1 account to pay for several cards.
What are the benefits of a fuel card from the Europlan leasing company?
- VAT refund, which allows you to save up to six rubles per liter;
- Control of gasoline costs, which allows you to save 4% or more;
- By searching for gas stations with a minimum cost for fuel - saving 3%;
- You can get up to 2% discount at all partner filling stations.
Why it is worth switching to a fuel card
- No need for cash when refueling a car;
- No additional documents are required for VAT refund;
- Funds are monitored and planned in your personal account;
- If the card is lost, its blocking is also carried out from the personal account;
- Can be used an unlimited number of times.
How to choose a fuel card for legal entities
To choose the most profitable option, you need to determine the needs of your business. When issuing a card, take into account such points as the distances over which the trips are carried out, the region of operation, the number of vehicles in the fleet.
Many organizations use vehicles in their activities. The cost of refueling cars is a significant part of the total costs of companies. One of the ways to optimize these costs, as well as to simplify the accounting associated with the purchase of fuel, is the use of special cards intended for payment at gas stations.
Gasoline or other motor vehicle fuel will always be in demand. The competition in this niche is quite high, and therefore the sellers of petroleum products use all sorts of ways to attract customers. Fuel cards for legal entities are one of such methods that allow you to get the desired clientele through favorable conditions and offers.
Fuel cards: concept
In fact, this is the next stage of the previously used gasoline coupons, which are still found today.
What are the benefits and advantages of using fuel cards for individuals and legal entities
But unlike coupons, cards for buying fuel at gas stations are more advanced.
The cards are plastic cards with an electronic microcircuit, with the help of which the driver can pay at the gas station by non-cash way.
Interesting! It is believed that the emergence of fuel cards occurred in Boston, USA, back in the 30s of the last century. Then the American company Farrington Manufacturing issued cardboard cards that could be exchanged for gasoline. In the USSR, for the first time, cards for paying for fuel were used in Novosibirsk in 1984.
Operating principle
Cards for paying for petroleum products have the same principle of operation as bank cards. Unlike the latter, instead of cash, liters of a certain type of fuel are used for fuel. Its volume is determined by an agreement concluded between the organization and the gas station or a third-party operator.
The card is issued to the driver who, if necessary, refills the car by presenting it. The organization's management can set a certain limit for the purchase of fuel for any period (month, day, several days).
Within the agreed period (as a rule, monthly), the supplier, by mail or in any other way, submits to the organization the documents necessary for reporting on transactions performed during the period:
- invoice;
- act of reconciliation;
- consignment note in the form of TORG-12;
- other documents stipulated by the contract.
In this case, all the necessary documents can be sent to the client in electronic form immediately after the completion of each transaction.
Advantages and disadvantages
The popularity of fuel cards among business entities is quite understandable - they have very tangible advantages. Among them are the following.
- The transition to a cashless system allows you to track real fuel consumption, exclude misuse of money, control costs, and then analyze them.
- The use of this system greatly facilitates the work of accountants, for the reason that all transactions are carried out via the Internet, and there is no need to collect paper payment documents.
- Savings from using discounts, promotions, and other supplier offers.
- Possibility of VAT refund.
- Some gas stations provide client organizations with all sorts of interesting conditions (for example, deferred payment, credit, etc.).
- Fuel limits can be managed via the Internet in your personal account.
Among the disadvantages of fuel cards can be noted, perhaps, attachment to certain networks of suppliers. However, this is offset by the possibility of purchasing universal cards, which provide for service from different companies - sellers of petroleum products.
Who to sign a service contract with
Having made a decision on the use of fuel cards in your activities, you should carefully select a supplier counterparty. The use of this settlement system for legal entities is offered by many organizations. They can be classified into two categories:
- Directly the fuel suppliers themselves, selling it through their own network of filling stations. The largest such companies include: Gazprom Neft, Rosneft, TNK, Shell and others.
- Intermediaries or so-called processing operators who offer services in several gas station networks at once. Among the large companies offering such services are PetrolPlus, Kardeks, VIACard and others.
The number of companies offering services for the non-cash purchase of petroleum products is huge. Each subject of the country has its own regional companies. Therefore, before concluding a service contract, you need to carefully study the conditions offered by such organizations.
Questions and answers on the topic
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In Russia, fuel cards are most often bought by companies wishing to control the expenses of their employees.
Fuel cards for legal entities
However, individual entrepreneurs and individuals also use this tool. Next, we will talk about what their advantages are and what features such cards have.
Benefit for organizations
In the structure of large enterprises there are employees who, by the nature of their work, spend a lot of time behind the wheel. To provide such employees with fuel, fuel cards are used, they make it possible to return VAT and monitor the fuel consumption of a particular employee. Conveniently, if necessary, you can find out the balance on the card at any time. In addition, the average daily fuel consumption of each such worker is well traced. In order to exclude the possibility of an employee refueling his car at a corporate expense, the card can be tied to a company car that is on the company's balance sheet.
Another advantage of fuel cards is the ability to set a limit on fuel consumption, both for one day and for a month. Such a restriction is much more effective than using coupons, for example, for diesel fuel euro for trucks, since when paying with them at a gas station, a driver can simply fill a diesel canister and then sell it, and calmly hand over a stamped coupon and a check with the date of refueling to the accounting department ... If this abuse is carried out in moderation, it will not be very easy to detect.
Benefits for individuals
For private consumers of fuel, fuel companies offer individual loyalty cards. The essence of such a card is that the driver refuel exclusively at gas stations of a certain network. In this case, with the constant purchase of fuel at a gas station of one company, the client receives discounts on fuel and the opportunity to profitably use such services of gas stations or partners of the company as tire fitting, washing, as well as receive gifts or discounts in spare parts stores or service stations. However, there is one significant nuance in this kind of service: they are beneficial if you plan to regularly refuel exclusively at the gas station of a particular company.
Despite the fact that fuel cards that allow you to pay for fuel at gas stations by bank transfer entered the fuel market at the beginning of the last century, and European drivers prefer these types of payments to all others, in Russia such amenities have not yet been acquired among the vast majority of drivers due popularity.
The cost of buying fuel is a significant part of the spending of any organization involved in the delivery of goods. It will be possible to reduce them with the help of special cards: they allow you to purchase gasoline at favorable prices and distribute limits for each vehicle. But in the variety of offers you can get confused, so study the rating of fuel cards.
What are the fuel cards and how to choose the best
Making a choice pay attention to the following criteria:
There is no universal answer to the question of how to choose a fuel card with the greatest benefit: it all depends on the needs of the company.
Rating of fuel cards for legal entities
It is difficult to make an objective rating, since comparison in absolute terms does not make sense. For example, you are engaged in transportation on the Moscow-Kaliningrad route: having a network of gas stations in Buryatia or Chelyabinsk will not be an advantage for you. But the level of sales still allowed us to distinguish the TOP-3 products from oil companies:
- Gazprom Neft covers 1400 filling stations in the Russian Federation, providing gasoline and diesel fuel of Euro-4 and Euro-5 classes, as well as improved G-drive fuel. Management is carried out remotely, and the standard set of operations has been supplemented by setting limits on the number of transactions and limiting use on weekends. The advantages include the simplicity and efficiency of issuance: both work on a public offer and a classic “paper” contract are available.
- Lukoil offers a means of payment accepted at 2500 gas stations in Russia and 1200 in Europe. The company relies on fuel quality that meets Euro-4 and Euro-5 standards. A branded version is also available - improved EKTO fuel. As for management, it can be carried out online: the holder can view transactions, set and change limits, block and unblock.
- Rosneft developed a proposal for fleet owners: a wide coverage in cities is complemented by a balanced placement of stations on highways. The number of filling stations in the Russian Federation exceeds 1700, and the quality of gasoline and diesel fuel reaches Euro-4 and Euro-5 levels; improved options are also offered - "Handicap" and "Pulsar". RN-Kart implies the possibility of offline processes: transactions are remotely available, changing limits and blocking-unblocking (delay does not exceed 24 hours). This will allow using the card even when there is no connection at the petrol station terminal.
Often, owners of transport companies choose a combination of cards included in the TOP-3. Result? They receive a wide network of coverage and refuel at the stations of the major oil companies. At these stations, there is always a strict control of the quality of fuel and normal filling into the tank, therefore the client is provided with the service of the maximum level of confidence.
Comparison of fuel cards
When compared by the size of the discount, the first place is taken by Gazprom Neft, because it reaches 10%. There are 3 programs available to consumers:
- “Local” is designed for clients working in the region where the contract was signed.
- "Transit" is aimed at the needs of large enterprises. If the consumption exceeds 150,000 liters per month, individual discounts are possible at certain on-route petrol stations.
- “Interregional” means a discount when refueling a car outside the local region.
The advantages include the ability to get maintenance on the road or call a tow truck.
The discount on the Lukoil fuel card for legal entities reaches 6.5%, but the brand wins in terms of the number of gas stations: if Gazprom Neft has 1400, then here you have 3600 stations at your disposal. The advantages include the provision of a loan, but the option is fraught with overpayments in the future.
Fuel cards from Rosneft for legal entities allow reducing costs by only up to 5%, but customers are provided with the following options:
- “Local” is intended for carriers operating in the region.
- "Transit" will satisfy the needs of enterprises, whose activities cover several regions of the Russian Federation. An additional option “Transit-Diesel” is also available: customers are provided with a 5% discount at 464 highway gas stations and 1.5% when refueling at other points. Since the stations are located along the main highways, the option is suitable for intercity or international transport.
- Fuel Online is designed for small businesses.
Yielding in terms of discounts, Rosneft is the leader in terms of the number of gas stations (more than 4500), which is beneficial for customers engaged in transportation throughout the Russian Federation.
The cards from TNK, called “Magistral Region”, have a number of advantages:
- the discount is set depending on the amount of fuel consumed per month;
- the coverage network includes 2000 gas stations in the Russian Federation and the CIS;
- replenishment can be done through WebMoney.
Loyalty remains the main advantage in blocking, since that is not done automatically. The company also took care of the convenience of use, so the card can be assigned to the vehicle number or to a specific driver.
The best fuel cards: online or offline
To decide which option is better in your case, choose the appropriate type:
- Online means real time... Because operations, including Locking On Loss, are instantaneous, security is at its best. This type includes Licard from Lukoil or Gazprom Neft fuel card for legal entities.
- Offline allows you to make transactions even if there is no connection at the terminal... If drivers have to visit remote areas, the nuance will be decisive. But there is also a drawback, since information about transactions is updated with delays of up to 24 hours. Immediate blocking is also not performed, and to change the limits, you must come to the company's office.
Ease of use depends on the specifics of the situation.
Do you plan to change your limits often? Then a reliable one is for you. offline typeproven by decades of work. For those who are actively making adjustments, there are online types.
Universal fuel cards: rating
The main difference between universal cards is that they can be used at filling stations of different networks: they are produced not by oil companies, but by third-party services. Thanks to this feature, truckers do not have to look for a specific station, which will shorten the flight time. When choosing, pay attention to the rating based on the reliability and benefit of the offers.
1st place - PetrolPlus
PetrolPlus is the largest fuel card operator in the Russian Federation. The company's products are accepted at 13,000 filling stations, and customers are offered the following:
- "Business Card" for legal entities issued as credit or debit. It is linked to the general account, which eliminates the need to open a separate account for each card. The facility is used to pay for both fuel and overhead and travel expenses, so the company does not have to deal with issues related to the issuance and transportation of cash. It is possible to set limits or connect SMS-informing, which will allow the head to control expenses. You can learn more about the advantages of the option occupying the top line in the rating of fuel cards from the video:
PetrolPlus claims that the partnership can save up to 25%: VAT refunds and falsification prevention, ensured by increased control, will reduce costs.
2nd place - Masters
Masters cards are accepted at 12,000 petrol stations. As a result, the holders are free to create routes without being forced to rely on the availability of gas stations. The pluses include the following:
- The cards are served on the networks Lukoil, Rosneft, Shell, Tatneft, etc., and the owners will be able to program the type of fuel and the type of limit.
- The cost of services is determined by the amount of fuel consumed. When buying more than 5 thousand liters, the monthly fee is not charged, otherwise it will be 500 rubles.
- It is possible to provide a loan against a bank guarantee or surety.
- The amount of the discount is set depending on the fuel purchases.
Since the use of a single card eliminates the loss of falsified cash payments, the overall savings can reach 30%.
3rd place - "Kardeks"
"Kardeks" makes it possible to get fuel at 10,500 filling stations. This option is suitable for carriers operating both within the same city and covering several regions. Using the card gives an economic effect of 5-25% on fuel costs due to a number of advantages:
- opportunities to refuel on the highways of the Russian Federation, Belarus, Europe, Kazakhstan;
- decrease in VAT by 18%;
- selection of attractive gas stations by brand, price, location, and you only need to conclude 1 contract with "Kardeks";
- providing a personal manager who can effectively resolve issues (this will free up your employees for other tasks).
The company concludes a contract and activates the card in 1-2 business days, after which the carrier will begin cooperation on favorable terms with Lukoil, Surgutneftegaz, etc.
The main plus is that the client is immediately issued 2 gasoline cards for legal entities: from Kardeks and from Lukoil, and they will be serviced under a single contract.
4th place - Bezindex
The ambitious company Bezindex even managed to become an official dealer of Gazprom Neft. She offers a number of cards:
- RN-Kart Magistral, which is a joint product with Rosneft, allows paying for 4,800 filling stations. You can order a card for 370 rubles.
- The payment instrument issued in cooperation with Gazprom Neft is provided free of charge (in case of loss, you will have to pay 300 rubles). The network of available stations includes 1400 pcs.
- “Topkarta”, for which you have to pay 150 rubles, makes it possible to refuel at 1000 gas stations.
- The E-100 card was developed for the owners of enterprises engaged in transit transportation. It is distinguished by a wide coverage of the countries of the European Union.
Bezindex also carries out promotions: the card holder can bring new customers and get a discount.
The options provided are designed for fleets with a consumption volume of up to 100,000 liters per month.
5th place - "Inforkom"
Inforkom is valued for its reliability, because in 1991 it was she who presented to consumers such a product as a fuel card. Now she offers clients the following benefits:
- the ability to refuel at 3000 gas stations throughout Russia;
- deferred payment for 12 days;
- prices are 1-8% lower than in cash;
- services of a personal manager;
- the opportunity to work on a prepaid basis with a 4% discount.
The purchase of fuel is available both at filling stations of large companies and at non-branded gas stations. Since the acceptance of cards is distributed evenly over the territory of Russia, drivers will not need to look for the right gas station.
Inforkom is the official partner of DKV Euro Service, which made it possible to develop an offer for clients carrying out transportation in Europe. Using a DKV card offers a number of advantages:
- the ability to purchase fuel at any of 65,000 collection points in 40 countries;
- refund of European VAT;
- round-the-clock support;
- individual discounts;
- the ability to control costs in your personal account with a Russified interface.
The card allows you to pay tolls by bank transfer, as well as to use the services of 11,000 service stations. The long-term presence of the company in the market speaks of the benefits of cooperation with Infork.
You can make sure of the ease of management from your personal account by watching the video:
Advantages and disadvantages of using fuel cards
With the right choice, the advantages of using will not be limited to the return of 18% VAT:
- Since the calculation will take a few seconds, driver time will be saved: no need to look for change, count money. Payment is carried out with an accuracy of kopecks.
- Frauds by cashiers or employees of the carrier company are excluded... For example, having received a voucher for gasoline, the driver will be able to sell it, and later report for the allegedly made gas station. The option with a fuel card is excluded.
- Granting deferred payment useful if the account was not replenished on time due to long holidays.
- Card holders receive a discount of 1-8%... It is set depending on the company, tariff and volume of monthly purchases.
- Promotions, discounts and bonuses will allow even more savings for the enterprise.
- Since the company that issued the means of payment is required to report and issue invoices, accounting work will become easier. This means that the employees of the enterprise will be freed up for other tasks.
- On the website of processing companies, in most cases there are gas station locators, where prices for gasoline and fuel are indicated. The tool will make it possible, if necessary, to lay route taking into account the location of gas stations.
The disadvantages include only the need to check the rest of the limit and the link to a certain network of gas stations. The disadvantages can be solved by choosing universal means of payment with the possibility of credit.
In some cases, processing companies charge a fee for restoring a damaged or forgotten card, so you need to be careful with its storage.
Why are fuel cards attractive?
The use of means of payment improves control over the work of company employees:
- It will no longer be possible to hand over false checks with a report, which drivers present after settling in cash. This type of fraud is one of the most common, as it does not even require collusion with the gas station operator. The checks are in a basket by the window, and the driver can only find the right one. In the future, he complains about the heavy load of the car, poor technical condition or traffic jams, demanding to increase the issuance of money for gasoline. But thanks to the reflection of transactions, it is impossible to present forged documents: if the amount is not in the reports, then the check was taken in the basket at the gas station.
- The use of means of payment from oil companies will prevent fueling cars with low-quality fuel. After all, there are often fuel trucks or stationary tanks on the highways: some drivers sell here the gasoline drained from the tank, while others refuel on the cheap, and then take checks at the gas station. The result is frequent car repairs, since the use of low-quality fuel affects the condition of units and parts. And in combination with sensors embedded in the tank, transaction verification will prevent the sale of gasoline to the side.
- Since the card can be assigned to a specific driver or car number, you prevent it from being passed on to third parties.
Reducing fraud will reduce costs, with a card + sensors combination being a reliable method.
Conclusion
When choosing an option, you should focus not only on the rating of fuel cards, but also on the needs of the enterprise. For example, when transporting along certain routes, you do not need an extensive network of gas stations. If the work of your company involves traveling on long routes, then the absence of the need to look for a gas station of a certain brand can cause inconvenience. Making adjustments for the specifics of the situation, you will choose the card of the suitable company!
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Fill out the form to ask your question:Let's consider the main characteristics of fuel cards that you should pay attention to before concluding an agreement: a network of gas stations, the possibility of emergency blocking, getting fuel without prepayment and other nuances. This information will help you avoid common mistakes when registering a TC.
Which fuel cards are better: key points of choice
Let's consider the most important parameters that you should focus on in order to purchase the most profitable fuel cards:
- Card type. There are two types of issuing companies: mono- and multi-brand. If a legal entity has an agreement with a certain fuel supplier, then it is best to buy a fuel card from him. For long journeys, it is more convenient to be able to refuel at any gas station, therefore, a multi-brand card will be the best solution.
- Fuel cost. It is no coincidence that we are talking about price, not discounts. So, some companies go for a trick - initially they set a high cost, after the discount is provided, the client pays at the average market rate - the savings are zero.
- Hidden payments. Such a trick is rarely used today, but vigilance will not hurt - be sure to check with the manager what commissions are provided for processing or replenishing an account.
- Providing fuel on credit - this item is relevant for legal entities, as a rule, motorists cannot count on such privileges. You should also clarify in which cases the issuing company can block the fuel card. Note that if you are given a grace period, the fuel will likely be more expensive.
- Will there be any difficulties in documenting fuel by bank transfer - clarify how easy it is to get receipts and certificates for accounting.
- The customer focus of the company - does it provide a manager for large fuel supplies, is there a round-the-clock support service.
- Gas station locator - with its help on the website, you can plot a route so that the driver always has the opportunity to refuel using the fuel card.
- Fuel card type - magnetic stripe or chip, the latter is more reliable.
- Data transfer rate. In online mode, it usually does not exceed 60 minutes, if the client uses a smart card without connecting to the company's server - up to several hours.
In order to choose the right fuel card, you first need to determine your priorities. Which fuel card is more profitable? The one that can best meet the needs of your organization.
Benefits of RusPetrol cards
Choosing a fuel card is not easy. The wide variety on the market today is confusing and complicated. The company "RusPetrol" offers fuel cards with great functionality, favorable tariffs and reliable partners. Working on the market for over 10 years, we have developed a unique product that meets the needs of consumers.
Our cards have a number of advantages:
- service in an extensive network of branded filling stations;
- savings on gas station and related services;
- discount program;
- convenient personal account for tracking all actions on the card;
- vehicle monitoring;
- deep analytics and detailed reporting.
Which fuel card to choose for legal entities? Which option will be optimal for private users? Our qualified specialists will answer these and other questions. Call the phones listed on the page and we will help you make the right choice.
Changes in the petrol station network of the liter and ruble program:
Fuel cards for legal entities: a great overview
We are often asked the question: Which fuel cards are better? The answer to this question is not as easy as it might seem. The problem is that each fuel card has its own purpose and specificity. All our cards and their brief description are presented on the page: http://gsmshoping.ru/cards. Each client needs to choose his own fuel card, for this we differentiate clients by groups and select their own fuel card for each.
1. A group is an Individual who takes a fuel card for themselves. This is a Client who just wants to refuel cheaper. We recommend that this client take a ULtima fuel card from MPK Oktan. With this card, the client receives a 3% discount upon purchasing the card. The client, having paid for example 10,000 rubles. receives a card with a face value of 10,300 rubles. The Ultima card is universal and is accepted at all gas stations in Russia (except for gas stations Lukoil, BP, Trans gas station, Trassa, NK Alliance). The cost of the card itself is 400 rubles. You can replenish it remotely through the Yandex Money system, Eleksnet terminals, ATMs of City Bank. The card can be ordered with delivery in Moscow by courier, the cost of delivery is 300 rubles.
2. Group - Individuals who take a fuel card as a gift. This client wants to please his neighbor and provide a card for convenient refueling in Russia. The maximum coverage of gas stations in Russia is important to him. It is optimal for this case to offer an Ultra card from PPR. This card is accepted at all petrol stations, except for BP petrol stations. The cost of this card is 1300 rubles. Discount on this card is not available. If necessary, you can replenish it remotely through the Yandex Money system, Eleksnet terminals, ATMs of City Bank. The card can be ordered with delivery in Moscow by courier, the cost of delivery is 300 rubles.
3. The group is Legal entities with a small amount of fuel consumption. Up to 100,000 rubles. per month. For such Clients, we usually offer the Texoil Universal Card. This card is accepted at all petrol stations in Russia except petrol stations (BP and Lukoil). There is a 2 to 4% mark-up at the Gazpromneft and Rosneft filling station networks. For a small client, this margin does not play a special role. For such clients, a good geography of accepting fuel cards and good service are important: a personal account, delivery of documents to the office, round-the-clock telephone support, the possibility of providing an overdraft using a simplified method.
4. The Group is Legal entities with a fuel consumption of over 100,000 rubles. for which a discount is required. Of course, I give the gradation of the volume of fuel consumption conditionally and approximately. Everyone determines their desires individually. For whom the scanty discount is not important and for the purpose of specifics the work requires an extended geography of the gas station. Such customers, despite the large volume of fuel consumption, refer themselves to the 3rd group of customers. But in general, a client who takes more than 15,000 liters per month wants to receive a discount. We offer such customers Vink cards (cards of vertically integrated companies). We can offer cards for gas stations Rosneft, TNK (Rosneft card), Gazprom Neft (Gazprom Neft card), Lukoil (Lukoil gas station). The discount depends on the volume of fuel consumption and ranges from 1 to 5%. Our program allows you to combine all Vink cards into a single personal account. This way you will not notice that you are using cards of different brands. You will receive a single report, a single set of accounting documents, a single balance for all cards. We can also offer an Inforkom card with a 4% discount on diesel fuel and 3% on gasoline and gas at Tatneft filling stations and TD Neftemagistral.
5. A group is a legal entity that needs a deferred payment. We offer these clients an Inforkom card with a deferred payment of 12 calendar days. There is no discount for such customers.
Which fuel card should I choose?
Let's identify the main criteria by which they most often try to select a fuel supplier by bank transfer.
To begin with, let's remember that processing companies offering fuel cards can be roughly divided into two categories:
- mono-brand, which offer gas stations of the same brand;
- multi-brand, serving universal fuel cards, accepted at a large number of gas stations (we talked more about processing companies in the article: Processing of fuel cards).
Now we can consider the main points that should be focused on, so that you can make the right choice for the working conditions of your company, and order truly profitable cards.
The best fuel card is determined by the following points:
1. Gas station network.
If your company's vehicles are refueled at one of the petrol stations closest to you and this is absolutely enough to ensure uninterrupted refueling, then this item is not for you. In this case, it is probably easier to negotiate with the owner of the given gas station and refuel according to the statement. But more often than not, cars drive throughout the region, or even have inter-regional trips. Here, of course, a very important role will be played by the representation of gas station networks in the regions of your interest. For example, working in the Kursk or Saratov regions, it makes sense to issue a fuel card not for some, conditionally, distant Omsk brand of gas station, which, simply, is not in your city and even the region, but to work with a processing company that will offer Magistral fuel cards, they are accepted in these regions at a large number of gas stations. But for enterprises of the Samara, Ulyanovsk or Ryazan regions, it is better to think about where to get Rosneft cards. If we are talking about the Volgograd region or the Komi Republic, then it is more expedient to use Lukoil fuel cards there, since there are very few other gas stations there. Again, we repeat that universal fuel cards are more convenient because they allow refueling at gas stations of different brands and are suitable for most regions of Russia.
2. Discount and price.
In the current conditions of a difficult financial situation, fuel discounts are far from the last place. But at the same time, we always remember that it is necessary to look not only at the amount of the discount, but also at the final cost! After all, some companies offer impressive discounts, but the final price (taking into account this discount) can be an unpleasant surprise. The fact is that the starting price at a gas station can be so much higher than at others that a discount here will not help much. Overpay anyway. Simple math. Also, often offering a small discount at some gas stations, the processing company introduces fuel surcharges for the other part of the gas stations. Be careful at this point when concluding a contract.
Which fuel card to choose for legal entities? The following parameters are also important:
3. Blocking of fuel cards.
This point is inextricably linked with the previous one, since it directly relates to the financial side of the issue. Often there are situations when there is nothing to pay for fuel, but it is necessary to send cars on flights. Most often, these are protracted January or May holidays, when banks do not work, and it is simply not possible to top up your personal account with fuel cards. At such times, processing companies often block their clients' cards. As a result, the transport may simply not go on the flight, or even worse, the driver gets up halfway with a perishable cargo, and managers and transport workers have to in a hurry to look for ways out of the situation and on the go figure out how to refuel the poor fellow on the flight. Therefore, in order to avoid these very unpleasant situations, in advance, even before signing, study the agreement on fuel cards. And additionally clarify the moments with card blocking. After all, the conditions of processing companies are very different. Some oblige you to keep a certain amount on your personal account, below which you cannot go down in order to avoid blocking cards. That is, on your account, for example, another 40,000 rubles, but you will not be able to use them, since the cards are blocked and refueling is impossible. Other companies offer credit fuel cards. In this case, if the loan is approved, you can not be afraid of blocking until the maximum threshold for the loan amount is reached, but you must be prepared that you will ride with an overpayment for fuel, and often with a significant one. A number of companies, following the results of cooperation, cancels the hard blocking conditions for their reliable clients and allows them to leave a small minus on their personal account, but today such processing companies are already a rarity.
4. Customer service.
This point, of course, does not directly affect the financial component, but:
- Timely invoicing and reporting will simplify the work of your accounting department and offload the time for solving more important tasks.
- A competent and polite manager will quickly and efficiently resolve any questions regarding fuel cards. Often the best managers are assigned only to large clients, but in any case, by communication, you can understand how professional the manager is and whether you want to work with him. Moreover, you can always ask to change a rude or incompetent manager who does not suit you and look at the feedback, how client-oriented the given processing company is.
- The telephone hotline of some companies is always busy, and it is simply impossible to get through. And hanging on the phone for hours waiting for an answer is an unacceptable luxury for a manager. Moreover, if the driver is waiting at the gas station at this moment and cannot refuel for some reason.
- Gas station map and route building.
Please note, is there a gas station locator on the website of the processing company you have chosen? Does it reflect fuel prices? Is it possible to plot a route from point to point, taking into account the addresses of the gas station? All of these tools will be of great help and ease the way forward.
At one time the companies serving TNK fuel cards were famous for their good service.
5. Cost of fuel cards.
Here we deliberately put this factor in the last place, since it would be possible to focus on it with a noticeable difference in the cost of cards in the processing market. But at the moment it ranges from only two hundred to five hundred rubles. Often a customer makes the mistake of short-sightedly putting the card price first when choosing a fuel supplier. Some companies usually focus on the fact that they initially have a fuel card free of charge, but here it must be borne in mind that in case of termination of the contract, as well as in case of loss, failure or damage, you will still need to pay the full cost of fuel cards ... Also, sometimes processing companies agree on a reduction in prices for cards under conditions of long-term cooperation.
The following types of fuel cards are also distinguished:
By information carrier:
- Magnetic Stripe Fuel Cards
- Fuel smart card with electronic chip
The second type is more reliable from information hacking and damage, and is more modern.
On the delay in the transmission of information:
- Fuel card online delay of information about refueling, conditionally, up to 60 minutes
- Offline map information delay can be from several hours or more.
This moment is of fundamental importance when you have conditions for hard blocking of cards and you must always know the most accurate balance of funds in order to avoid their constant blocking.
Summarize: the best fuel card is exactly the fuel card that meets the maximum needs of your organization.
To maximize fuel savings, enterprises often use a vehicle monitoring system, which transmits data about the location of the vehicle, its speed, fuel consumption, etc. directly to the Personal Account for the manager.
If you have any questions, you can always ask a professional for advice. Order a free consultation by clicking on the red button at the top of the site or call us. It's up to you.
Gasoline on cards for legal entities
The item of expenses for transport is one of the most expensive for any enterprise or organization. This is especially true if the main activity is transportation. To save money and to simplify control over fuels and lubricants, fuel cards were invented for legal entities.
Principles of using fuel cards in production
Fuel cards are issued to regular drivers. They refuel at a specific gas station. This is done in accordance with the regulations established at the enterprise. At the same time, drivers do not have access to replenishment of the card account, its blocking and unblocking. All these options are available to the cardholder. This may be the head of the enterprise, the chief accountant, or another materially responsible person. The use of fuel cards at the enterprise has its own characteristics:
- All important operations with the card are carried out through a personal account, access to which has the director of the organization or another person who has entered into an agreement with the fuel company.
- Drivers only have access to basic information, all access rights belong to the manager.
- The refueling process is the same as for individuals. You just need to provide the card at the checkout. If there are terminals, then payment can be made through them.
- Fuel companies themselves have the right to change the amount of discounts. It may depend on the amount of gasoline consumed at the enterprise. Such an individual approach attracts legal entities.
- An electronic refueling system is accuracy, the exclusion of any fraud, the impossibility of unauthorized use of funds by the driver and notification of each operation.
A legal entity receives a fuel card after drawing up an agreement, which contains all points about the rights and obligations of the parties, options for the card.
Learn more about the benefits of fuel cards
Companies, organizations and enterprises receive the following benefits from a deal with an oil company:
- Monitoring the movement of funds. The following functions are provided for plastic issuers in the personal account:
- information about refueling the driver (place, date, time and amount);
- gasoline can be selected of a certain type and brand;
- setting a limit for a day or a week at the request of the cardholder;
- analysis of spent funds on fuel;
- the ability to block or unblock the card;
- formation of a report, including VAT 18%.
- Simplified fuel accounting in accounting. There is no need to collect receipts and keep track of the meter in the car. Maps allow:
- refuse to work with cash;
- timely prepare an invoice for VAT crediting;
- generate reports on all operations performed.
- Possibility to save on taxes from 18-25%. The personal account contains the documents necessary for the Federal Tax Service in order to prepare tax reports.
- No cash manipulation by drivers. Without fuel cards, you need to constantly monitor the consumption of gas and the route of the car. Some companies offer to purchase a special sensor for the gas tank along with the card. It is needed to keep track of all completed refueling. This innovative technology nullifies all attempts to steal fuel or money.
Criterias of choice
Which fuel card to choose for legal entities? Before entering into an agreement with a specific company, business leaders should consider the following features:
- The price of plastic and the availability of promotions, bonuses and discount systems. This is a key criterion when choosing, because many people just want to save money. Important: the availability of discounts does not mean that gasoline on cards for legal entities will ultimately be cheaper. You need to estimate the final cost. It so happens that even if there are bonuses and discounts at one gas station, refueling at another without any privileges will be cheaper.
- Possible risk of card blocking. Such a nuisance is possible with financial turmoil. The consequences of freezing are losses and downtime. Therefore, one should pay attention to the possibility of refueling with gasoline on credit. For the same reason, the contract must be read carefully and an agreement must be entered into only with trusted honest companies.
- Quality of service... This side affects the way the company works with the client: advance billing, availability of support, politeness and awareness of staff. It is important that the company issues invoices correctly and on time. Only then will legal entities have no problems with fuel accounting.
- Fuel card cost. Fierce competition is forcing fuel companies to cut prices. Thus, by carefully studying the cost of products from different companies, you can save from 200 to 500 rubles.
Fuel cards for individual entrepreneurs are not always convenient and justified. For example, if cars are always refueled at one nearest gas station. The service is most beneficial for legal entities with a large travel geography. Here you can save a lot, because the price of gasoline is different throughout the country.
What types of fuel cards are there?
There are two main types of companies involved in the production and development of plastic:
- filling stations of companies such as Lukoil, Tatneft, Rosneft and others;
- processing operators that offer products from several brands of gas stations at once. These organizations include: "Magistral", "Kardeks", "TPK", Petrol Plus, "Vezdekhod".
Companies belonging to the second type have a more developed customer support structure. Service and maintenance system operates 24 hours a day. The profits of processing companies depend on the listed privileges. They are obliged to provide high-quality service, create innovative designs and smart tools for their personal account every time.
A filling station is, first of all, the sale of fuel, and only then the implementation of sales instruments. At the same time, they have good service, but in terms of quality it lags behind the processing companies.
How to make a choice in favor of one or the other type of company? The manager must decide whether to refuel the vehicle at one gas station with good fuel or choose several gas stations at once. For example, if there are long routes and it is not always possible to get to the desired station. In the latter case, it is better to choose the service of a processing organization. In the first case, contact the oil company directly.
Fuel cards for organizations issued by gas stations
Gazpromneft
There are about 1,500 gas stations under the Gazpromneft brand throughout the country. For legal entities, the company offers 3 tariffs:
- transit program - for clients who spend up to 150,000 liters of fuel in 1 month. Discounts are provided on an individual basis;
- local program - for legal entities working in the same region with a gas station;
- interregional program - gives customers certain discounts, even if they refuel in other regions.
The maximum discount that can be obtained for these three programs is 10%. An option is available to the owners - assistance on the road (call a tow truck and maintenance). Another positive quality of the card is the free issue and service.
To order cards for a company, just go to the website, where a questionnaire is filled out indicating all the necessary details of the legal entity. You will need copies of several documents and the signing of an agreement.
The advantages of the product from Lukoil are:
- more than 4 thousand gas stations in the Russian Federation and abroad;
- the most modern protection technologies;
- discounts are selected for each legal entity;
- service programs are being developed for business;
- the ability to keep one account, regardless of the amount of plastic issued.
For legal entities there are such programs:
For the Classic program, you can choose a credit system or prepayment. The discount depends on the amount of fuel consumed. There can be as many cards as you like, but there will be one account for all. All operations are monitored in the personal account mode. There you can also manage the geography of gas stations, select the type of fuel.
Likard-Transit is a program that contains all the advantages of the Classic package. The difference is a discount on diesel fuel. Likard is designed for passenger transport companies.
Savings with Lukoil products reach 40%, of which:
- 3% falls on the work of a personal account;
- 7% by reducing fuel consumption and increasing the resource of transport;
- 5% due to the convenient location of the stations;
- 10% - discounts on fuel;
- 18% - VAT refund and provision of all documents for this operation.
Rosneft fuel cards are widespread throughout the country. The popularity is due to the benefits, in particular for legal entities it is:
- refueling can be carried out not only in Russia, but also in the CIS countries and Poland;
- hotline telephones work around the clock;
- there are deductions of VAT 18%;
- fuel quality is always up to date.
There are three products for business: "Local", "Transit-Diesel", "Fuel-Online".
- "Local" is beneficial for companies whose vehicles are refueled in one region. Payment for fuel can be made according to two schemes that the client chooses:
- money is deposited to a personal account without transferring to plastic cards. When refueling, funds are debited directly from the general account. A certain limit can be set on each card;
- funds go to the account, and then are distributed to plastic. Replenishment occurs at the time specified by the client;
- The Transit Diesel package was created for a business that travels for transportation purposes. For such legal entities, there are discounts of up to 5% for diesel fuel received at gas stations along the highways.
- The Fuel Online program is suitable for businessmen with a small car garage. Money is written off by analogy with the "Local" package.
Plastic from Rosneft operates on the entire network of filling stations, including stations that are partners - Bashneft and TNK.
In addition to cards, the company uses fuel coupons, discounts and certificates. A legal entity that decided to conclude an agreement with PJSC TATNEFT receives:
- discounts on the volume of consumption at gas stations;
- full-fledged technological service for cost accounting and reporting.
You will have to pay about 500 rubles to issue the card. It can be purchased only at the official sales offices of the company.
Legal entities continue to use the plastic product Magistral from TNK. However, he was removed from release. The replacement is the Rosneft card. It operates not only at TNK and Rosneft filling stations, but also at such as: BP, Bashneft, Gazpromneft.
Concern with international status - Shell solves several problems at once. This includes exploration of oil deposits, production of fuel, and sale of fuels and lubricants. The network of gas stations is scattered in many countries of the world. For legal entities the following fuel cards are offered:
- "Euro Shell" - produced for refueling in Russia and Europe, Supplement - receiving technical service for any type of transport.
- Shell Card - created only for Russian businessmen.
Such cards provide not only advantages in the form of discounts, but also the ability to fix prices for gasoline and diesel. You can apply for a card issue on the website.
Since 2017, Bashneft fuel cards have been accepted at partner filling stations: Rosneft, BP and TNK. The following programs have been developed for clients - businessmen: "Local", "Tranzit", "Tranzit-Diesel".
- Package"Local" intended for use within the same area.
- "Transit" will be liked by large companies with a network of branches throughout the country, when there is a need to refuel not only in one region of the country.
- "Transit-Diesel" projected specifically for legal entities engaged in international and interregional passenger transportation. At the same time, the route can pass on the territory of the Russian Federation and neighboring countries.
Rating of loyalty programs of Russian gas stations
If we ignore the specific experience of the owners who stick with the soul and the gas tank to one brand, then in general, as our expertise shows, you can trust all gas stations of large companies, without exception. Most of them offer a high level of service, payment by bank cards, shops and amenities, trying to tie the client with loyalty programs. What does he get when choosing a card of a particular brand? Let's try to figure it out by evaluating the offer of the seven largest filling networks.
1. Gazprom Neft
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The developed network of the company has 1339 stations in Russia and the CIS. Loyalty card is paid - 200 rubles. Further, a progressive bonus accumulation scheme is implemented: if you leave less than RUB 5,000 per month at Gazprom Neft gas stations, the card status remains silver. Spend from 5 to 10 thousand rubles on fuel, goods and services. - you earn on "gold", but more - on "platinum". With "silver" for every 20 rubles. get 6 bonuses, with "gold" - 8, with "platinum" - 10. There are additional promotions of the "Extra" type: if you buy more than a thousand rubles, you will earn additional bonuses at the rate of 1 bonus \u003d 10 rubles. (for example, for 1500 rubles, 75 “regular” points plus 150 points for the promotion will be credited to the “platinum” card). You can spend on fuel, goods and services at Gazprom Neft's points - however, no more than 30,000 bonuses (or 3,000 rubles) per day. Cash out rate - 10 bonuses \u003d 1 ruble. That is, with "platinum" status from 10,000 rubles. you can save 500 rubles.
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2. Tatneft
More than 500 gas stations throughout the country. A choice of two discount cards with a transparent scheme for calculating bonuses. Both cost 120 rubles. and are sold at branded gas stations. The names reflect the principle of accumulating discounts. The first one - "Discount for the previous month" - takes into account the volume of refueled fuel: more fuel in the last month - more saved this one. If you fill up to 100 liters - get a discount of 1%, from 101 to 200 liters - 2%, 201-300 liters - 3%, from 301 liters - 4%. The “Fixed Discount” card gives you the right to permanent privileges: you will save 3% from each liter. Spent 10,000 - saved 300 rubles.
The company also offers gift certificates, fuel coupons and cards and bonus cards of partners, however, they are valid only in the Ulyanovsk and Kemerovo regions.
We do not care about the Magistral card for cashless payments, which is also accepted on BP and Rosneft networks. Our hopes will be satisfied by the TNK-Carbon funded system. RUB 100 - and the spectacular card is yours. Moreover, this is not a simple piece of plastic, but a card of the MasterCard payment system - the same Lukoil, for example, in addition to accumulative cards, issues debit cards together with partner banks. But TNK has two-in-one: bought Carbon, deposited money (at a branded gas station, in a Euroset salon or by transferring from another bank card) - and pay wherever MasterCard is accepted! Even when withdrawing cash, the bonus amount will be 1.5% of the purchase amount.
At the same time, the classic version of accumulating points for purchases at gas station stations also works. For every fifty kopecks spent on regular fuel, 5 bonuses are accumulated, for Pulsar fuel - 10 bonuses, for purchases in the company store - 15 bonuses. Example: you will receive 900 bonuses if you regularly refuel at TNK filling stations with Pulsar fuel and spend 4,500 rubles on it. per month. You can spend bonuses at TNK gas stations at the rate of 1 ruble \u003d 10 bonuses. From 10,000 rubles spent on Pulsar fuel, the savings will amount to 200 rubles.
This brand has fuel cards for legal entities and co-brand bank cards with their own conditions, but as part of the review, we are interested in a customer reward program that unites users of one of the largest networks - over 2000 gas stations! - to the Lukoil Club. The card is free, it is issued after filling out the application form at a gas station and begins to operate immediately.
For every 50 rubles spent 1 point is awarded, as they accumulate, they are used as a discount at the rate of 1 point \u003d 1 ruble. They must be spent within a year. Example: refueled for 10,000 rubles, got 200 points, savings - 200 rubles. Regular promotions allow you to gain more points: for example, for refueling before the beginning of November in the amount of more than 1100 rubles, an additional 50 bonuses will "drop" on the card. You can spend at the LUKOIL filling station network almost as you like: you have chosen a product for 200 rubles. - paid 1 ruble in cash, the rest was covered with 199 points from the card.
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The coverage is small - in the Russian network 110 with a small filling station. The loyalty card is called ClubSmart and offers to accumulate points at branded gas stations. The system is tied not to cost, but to volume, and the points awarded depend not only on the type of fuel, but also on the day of the week: on Sundays, gasoline with the V-Power prefix is \u200b\u200bawarded double points. On weekdays, 1 point per liter is given for regular grades, 2 for Shell V-Power and 3 for V-Power Racing.
You can also earn bonuses for goods - from 1 to 30. And when you buy Shell lubricants, they will immediately give you up to 600 points! Bonuses are converted into gifts from a fixed list. Let's say a 1.25 liter bottle of water is rated at 180 points, and a car air purifier at 37,000 points.
6. Rosneft
Let's leave the system of corporate fuel cards, which are more interesting for carriers, outside the scope of the review, and focus on the loyalty program. There are as many as 2,627 own and leased gas stations in Russia and the near abroad, a list of network stations with the terms of the program is available on the website, broken down by region. The bonus scheme is more complicated or, if you like, flexible: for the purchase of a liter of regular fuel you get 1 point, for a liter of 1 branded fuel - 2 points, for a purchase in the Rosneft store - 3 bonuses for every 10 rubles. purchases. For example, they poured 40 liters of Fora branded gasoline - received 80 bonuses, had a snack for 500 rubles - another 150 bonuses.
What to spend on? Alas, only for gifts from a fixed list. At the time of preparation of the material, the most accessible "gift" was a baseball cap (441 bonus), the most expensive - a thermos with two mugs (8600 bonuses). Fortunately, bonuses can also be converted into fuel - but within a limited-time promotion. On these dates, 3990 bonuses can be exchanged for 20 liters of any fuel, except "Super EURO98". Let's try to recalculate: to collect this amount only by refueling with branded gasoline, you need to pour 1995 liters. At a price of 35 rubles / liter, spend 69,825 rubles, saving from 10,000 rubles - about 100 rubles!
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Gas stations with the yellow-green British Petroleum logo are not found everywhere in our country (there are just over 120 gas stations in the network), but they are well known to the residents of the Moscow region. It is not surprising that BP's partner is the Malina accumulation system, which covers the retail chains of the two capitals. Points can be added to the Malina card when paying bills in restaurants, buying electronics, shoes, cinema and plane tickets, renting a car, issuing insurance policies ... At a BP gas station, it is enough to present the card to the cashier, and when paying for fuel (or other goods) you will be credited with bonuses at the rate of 10 points for 100 rubles. The accumulated amount can be used to pay for purchases both at gas stations and in all retail chains participating in the program at the rate of 20 points \u003d 1 ruble. With fuel, the benefit looks like this: refueled for 10,000 rubles. - saved 50 rubles.
Fuel costs account for a large part of the costs incurred by any organization in the production and sale of products. In order to optimize costs, reduce the cost of goods and, as a result, increase profits, many companies seek to reduce fuel costs by any available means.
The most effective of them is the purchase of fuel cards, which allow not only to buy gasoline at reduced prices, but also to monitor its consumption, and also simplify bookkeeping.
Such cards are issued directly by the filling station or by their partners. Which of them have the most favorable conditions for legal entities, and how can they be purchased?
How to choose the best fuel card?
There are two types of companies that issue fuel cards: directly at the gas station and third-party operators that perform exclusively the function of issuing and servicing such cards. When choosing a company that will serve the card, you should follow a simple principle.
In the event that a vehicle does not travel long distances, and there are no problems with refueling at a particular gas station, it is worth purchasing a card from a company that has proven itself from the positive side and filling gasoline exclusively at its gas stations. If it is planned to travel long distances, in which the possibility of using fuel from the filling stations of the same network will be excluded, it is worth purchasing a single fuel card.
Fuel consumption calculator and its cost
Universal fuel cards: rating
The possibilities of cards offered by third-party operators are no different from those provided by gas stations, with one exception - they can be used at many gas stations, which greatly facilitates the trip for truckers and other drivers who do not have time to search for a gas station in a certain network.
When choosing a fuel card issuer, you should pay attention to the following rating, based on its reliability and attractiveness to customers:
PetrolPlus
The company positions itself as the largest independent operator of fuel cards in Russia. The cards issued by this association are accepted at more than 13,000 petrol stations in all regions of the country. The corporation offers its customers the following types of fuel cards:
Business Card
Depending on the wishes of the client, it can be issued as a debit or credit. It allows you to attach several cards to one account and keep track of expenses both as a whole and for each card separately. The card can be used not only to pay for fuel costs, but also to pay off invoices, transport, etc. The card is issued free of charge, and the cost of monthly maintenance varies from 0 to 500 rubles, depending on the volume of fuel consumption.
All terrain vehicle
The card is linked to a single account, which can be managed through the Personal Account. The service provides the ability to generate reports, control costs, manage card balance, etc. In addition, within the framework of the bonus program, the cardholder is provided with a 2% discount on the cost of fuel when purchasing it at any of the 3,000 gas stations participating in the affiliate program.
Transit Card
The card allows its holder to purchase fuel at the lowest price set for more than 11,000 filling stations included in the service network. The program enables remote control of cards linked to a single account, their blocking and unblocking, as well as setting limits for the use of funds. In addition, at the end of each month, a set of reports required for submission to the tax authorities is sent to the cardholder's e-mail.
Sprinter
This card allows you to pay for fuel upon refueling. The reception network includes more than 8,000 filling stations throughout Russia. The program also allows an organization to easily manage accounts and associated cards, as well as use prepared statements for submission to tax authorities.
Masters
The Mastercard system includes more than 12,000 filling stations throughout Russia. The cards issued by the corporation are accepted at filling stations of the Lukoil, Gazprom, Rosneft, TNK, Shell, Bashneft, RNT networks. A single fuel card allows you to prevent theft of fuel by comparing the amount of petroleum products poured in at the filling station with the amount in the tank.
The cardholder can set limits for the spending of funds for a certain time period for it, as well as block or unblock the card at any time using the capabilities of the Personal Account.
CARDEX
The company offers its customers the service of issuing and maintaining fuel cards accepted at more than 10,000 gas stations in all regions of Russia. CARDEX cooperates with such giants of the filling market as Lukoil, Tatneft, Gazpromneft, Bashneft, Shell, Surgutneftegaz, Rosneft, PTK, etc. computer.
Benzindex is a distributor of fuel cards that allow refueling at gas stations in all regions of Russia and the CIS countries without any problems. The operator issues cards that allow full control over all payments made with their help, if necessary, block the card or unblock it, use the system for setting limits for spending money, etc.
Fuel cards issued by the company allow purchasing petroleum products at gas stations Gazpromneft, TNK, Rosneft, Surgutneftegaz, Lukoil, Tatneft, etc. The cost of issuing and servicing a card depends on its category and varies from 150 to 400 rubles.
When choosing a fuel card, you should be guided not only by the list of its capabilities, but also by the company that will service it. The availability of technical support, a list of gas stations where the card can be used, the cost of issuance and maintenance can also play a significant role when making a choice. Before concluding an agreement with the operator, it is recommended to study the reviews of his other clients, as well as familiarize yourself with ratings similar to the above.
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