Seimer kz personal account. Zaimer kz: terms of cooperation and functions of a personal account Zaimer: conditions for issuing money
Seimer is the first online emergency loan robot. The organization operates remotely throughout the territory of Kazakhstan. It is engaged in providing fast financial assistance in a fully automated mode without human intervention.
You can apply for a loan within minutes. Regular customers of the service receive money on the card by making just a couple of clicks!
General conditions for a loan from the Zaimer robot:
- Borrowing amount from 10 to 200 thousand tenge;
- Period 30 days;
- The commission is calculated individually for each loan, taking into account its size and period;
- A passport is required to open the product;
- If approved, the funds are transferred to the client's bank account or card;
- The borrower may be a capable person over the age of 18 years.
The procedure for issuing a microloan from the Zaimer robot:
- On the website of the service, you need to create a personal account, indicating passport data, phone number and email address;
- It is required to choose the most convenient way to transfer money: account or card. The company also provides an opportunity to receive a loan to the Beeline mobile balance;
- Conclude an agreement with the robot, having decided on the parameters of microcredit. You need to confirm your consent to receive funds using the code indicated in the SMS message.
How to repay a microloan from the Zaimer robot:
- Online using a bank card;
- Cash through a developed network of Qiwi terminals;
- Through a personal Qiwi account;
- Bank transaction;
- Cash through payment services "Kassa 24";
- Using the "Personal Cashier" service.
Benefits of issuing microloans in the Seimer robot:
- Registration and issuance of the product is carried out completely remotely;
- You can receive money around the clock on any day of the week, including weekends and holidays!
- If approved, the money is transferred instantly!
- High approval rate. 92% of new customers receive money on the card after submitting the first application;
- Deposits and certificates are not needed;
- The robot analyzes more than 2000 parameters when forming a solution. Therefore, even persons with a damaged reputation can receive a microcredit;
- A variety of interest-free ways to repay obligations;
- Wide geography of coverage. Funds are provided throughout the territory of Kazakhstan;
- Early repayment of obligations is provided. The reward is debited only for the time of actual use of the product;
- The client independently selects the terms of borrowing: the amount and term of the microloan;
- In order to receive money you only need a computer and the Internet!
The high-tech online service "Zaymer" provides instant issuance of credit funds on the territory of Kazakhstan. Any adult citizen (from 18 years old) can use the service.
The robot "Zimer" works in a fully automated mode. Questionnaires of borrowers are quickly analyzed by 1800 parameters. Customer service is ongoing. You can get a loan at Seimer at any time when you urgently need money. You can apply during night hours, holidays and weekends.
Distinctive advantages of the service are a loyal attitude towards not perfect credit histories and a high percentage of approved applications (91%). The rules of the service allow early repayment of the debt, prolongation of the loan agreement and repeated loans immediately after repayment of the previous amount. The first three loans are issued to the client for a period of 7 to 21 days. From the fourth crediting account, the allowable term for using a microcredit increases to 30 days.
Loan conditions
To apply for a loan, you must: be a Kazakhstani citizen over the age of 18, have a valid mobile phone number, register on the website and get approval for the application.
Required documents
To receive money in Zaimer, you only need an identity card of a citizen of the Republic of Kazakhstan with biometric data. When choosing the option of cash lending, you must submit an Individual Identification Number (IIN) at the point of issue.
Instructions: how to get a loan in "Zimer"
Maximum and minimum loan amount
Available loan amounts - from one thousand to two hundred thousand tenge.
Interest
The amount of remuneration for using a microcredit is from 7 to 52.29% of the TG, depending on the term and amount. If the first loan in Seimer was paid on time and in good faith, interest rates are reduced in the process of further lending.
Ways to get a loan
- transfer of funds to a bank account (1-5 days);
- money transfer to a bank card (instantly);
- in cash.
Loan repayment methods
- payment from a Visa or MasterCard bank card;
- through Qiwi payment terminals;
- Bank transaction;
- through the terminals Kassa 24 (in cash or through the "personal cash desk" function).
Operations for the return of funds through the "personal cash desk", card or bank transfer are carried out through the personal account of the borrower.
Seimer- the first in Russia automatic system for issuing online loans, which allows you to get money before salary on one document ranging from 2,000 rubles to 30,000 rubles. In order to get a microloan, you must be over 18 years old, have Russian citizenship with a permanent residence permit, have a permanent source of income and a mobile phone. The system makes a decision on issuing a loan based on 1800 customer parameters. You can get an approved loan to a bank card, to a bank account, in cash via the "Contact" transfer system or to a Yandex.Money wallet. The loan is transferred immediately after approval in the way that you indicated when filling out the application. advantage OOO MFC "Zaymer" is a loyal approach to its customers: you can get a microloan even with a bad credit history, in addition, you can take several loans at once within the limit of funds approved for you.
Borrowed funds are managed using the personal account of the borrower. In order to log in to your personal account, you need to go to the official website of the company at https://www.zaymer.ru/ and click the login button in the upper right corner. Next, you will need to enter your phone number without "7" (in the format of 10 digits) and the password that you used to register in the system.
If the data is entered correctly, then you will find yourself on the main page of the borrower's personal account, where the following functions will become available to you:
- Creating and submitting a loan application
- Loan calculator (allows you to calculate a future loan and choose favorable terms for you)
- Decision on the outcome of the consideration of your application by the system
- Information about the current loan (amount, repayment date, commission for the loan issued)
- Loan repayment (optional: by bank card, bank transfer to the company's current account, using a terminal, electronic money, using a mobile bank of Sberbank, etc.)
- Loan extension
- Support Feedback
- Possibility to change the borrower's profile (make changes to personal data in case of changes)
Advice! If you have free money before the loan repayment period, then you can repay the loan ahead of schedule, while the total amount of the return will be recalculated based on the number of days during which you used the borrowed funds.
The registration process consists of the following steps:
- We select the loan amount and the loan repayment period (the amount that will be repaid, taking into account the commission, is displayed on the right)
- We indicate your last name, first name and patronymic, mobile phone number, email address and agree to the terms of the microloan)
- We confirm the validity of the data with a one-time password sent to the mobile phone in SMS and proceed to the next step.
- We enter personal data from the passport - series and number, by whom and when issued, registration address and place of actual residence of the borrower (information must be entered correctly, in case of a mismatch or deliberate lie, you will be denied a loan)
- Choose a convenient way to receive money
- A password will be sent to your phone for further access to your personal account (temporary password), we advise you to change it after the first login.
You can also go through an accelerated registration of your personal account using one of the popular social networks (Odnoklassniki, Moi Mir,). This method is suitable for you if the personal data from the selected site matches the passport data.
This completes the registration successfully. You can find out the decision on the loan by going to your personal account 3-5 minutes after sending the application for consideration.
Get a loan at Seimer
To get a loan, you need to follow 4 simple steps:
- Register or login to your personal account
- Leave an application for a loan, choosing the desired amount and term of its repayment
- Choose how to receive money
- Wait for the result of the consideration of the application and get the money
In order to use the service, you must meet the following requirements:
- Borrower's age from 18 years
- The presence of a passport of a citizen of the Russian Federation with a permanent residence permit
- Mobile phone
- Having a permanent source of income
If the above conditions are met, then you can apply for a loan:
- Loan amount from 2,000 rubles to 30,000 rubles
- Loan terms 7 to 30 days
- Interest rate from 0.63% to 2.17% per day
You can receive money in any of the following ways:
- Bank card Visa, MasterCard or MIR ( the most popular way to get a loan!)
- Bank transfer (may take up to 5 business days, depending on your bank)
- To Yandex.Money (instant replenishment)
- To Qiwi wallet (instant replenishment)
- Cash via the "Contact" system (money can be collected in 10 minutes at the nearest office of the company)
- Cash through the "Zolotaya Korona" system (money can be collected in 10 minutes at the nearest office of the system)
The fastest ways to deposit funds are to a Yandex.Money wallet (money comes instantly) and to a Visa, MasterCard or MIR bank card (money comes instantly if the card supports the instant replenishment system). When choosing other methods of obtaining borrowed funds, you will have to wait a bit - this will take some time.
Note! To receive money on the card, you need to link the card in your personal account: the card must be registered, the holder's data on the front side must match the data in your personal account, the card balance must have an amount of at least 10 rubles. Binding is carried out once and is intended to confirm your identity.
If you are approved for a microloan, in order to receive it, you must electronically sign a loan agreement - this is done using a verification code sent to your phone (an analogue of a handwritten signature of a loan agreement), after which the money will be immediately sent to you.
Advice! If you have already signed a loan agreement, but the money has not arrived within 1 hour, then contact the contact center of the microfinance organization at 8-800-7070-24-7 and report this. In case of delays in the transfer of funds and notification of this to the customer support service, interest on the use of the loan will accrue from the moment the funds are credited to your account.
You can pay the loan in any of the following ways:
- Pay with a bank card in your account ( Recommended! instant loan repayment.
- Through the Qiwi system (terminal and wallet)
- Through the terminal Eleksnet
- From Yandex.Money wallet
- From a WebMoney wallet
- By bank transfer (for example, via)
- Money transfer through "Contact" system
- Across
- In the communication salons "Svyaznoy" and "Euroset"
Plan to pay off your debt well in advance to avoid delays. The fastest way to pay is with a bank card and through electronic wallets. The date of repayment of the microloan is the date of actual receipt of funds to the company's account.
With each loan repaid on time, your credit history will improve, and the interest rate on subsequent loans will be lower than usual. Thus, by repaying the loan on time, you will be able to increase your financial level of confidence in the eyes of other organizations, as well as save on the amount of commission for the use of borrowed funds.
Can I pay off the loan before the maturity date?
If you have money before the due date, then you can pay off the loan ahead of schedule and save your savings. The amount for early repayment of the loan for the current day is displayed in your personal account. Full or partial closure of the loan is available on any day of the agreement. In case of full early closure, the amount of interest is recalculated and you pay only for the days of actual use of the loan.
What if I don't have time to pay the money on time?
When approaching the loan closing date, you can use the loan extension function by clicking the appropriate button in your personal account - you will need to pay the current fee for using the money.
If you are approaching a late payment and for good reason cannot repay or extend it, immediately contact the contact center employee at 8-800-7070-24-7 and you will be prompted with a list of documents that will help you avoid fines and penalties.
If you are trying to enter your personal account and the system gives you a login error, then the login data is entered incorrectly. First of all, check if you made a mistake with a letter or number, if the keyboard layout is correct and if the Caps Lock key is pressed. If these tips did not help you, then just use the password recovery function from the Zaimer personal account. To restore access, go to the official website, then click the "Login" button - "Forgot your password?" or follow the direct link to the page https://www.zaymer.ru/users/password_recovery .
You can recover your password on the website in several ways:
- via mobile phone
- via email
In the first case, to receive a new login password, you must correctly indicate the phone number and date of birth of the borrower. In response, you will receive an SMS with a temporary password to enter the account.
In the second case, enter your e-mail address specified during registration and date of birth. Within a couple of minutes, an email will be sent to your e-mail, inside of which a temporary password will be indicated for access to the account.
This completes the password recovery process successfully. The process is extremely simple and will not take you much time.
If you have a question about the terms of issuing a loan or a problem arises, you can contact the Seimer hotline around the clock at number 8-800-7070-24-7 (calls in Russia are free).
Contact center specialists can help you in the following situations:
- Find out information on the loan balance, repayment date, commission amount, interest rate
- Prevent damage to credit history in case of delay (subject to the provision of valid documents)
- If you encounter any difficulties while filling out the application form
- If you do not receive SMS to your phone to sign a loan agreement
- If you have changed your passport
Seimer's official website has a useful Q&A section, which is located at https://www.zaymer.ru/info, where there are answers to all frequently asked questions by customers. We advise you to visit this section before calling the contact center of a microfinance company.
You can also use the e-mail address to contact the financial institution. Email responses are usually received within 30 minutes.
To borrow money for a short period, you can use the services of the online lending system Zaimer. It is enough to enter your personal account on the website and apply for a new microcredit. Here you can get information on current and closed loans, as well as apply all the functions of a credit resource.
Registration and login personal account Seimer?
For citizens of the Republic of Kazakhstan, the official website of the Robot zaymer kz is open. Exactly - here every new user can register and at the same time apply for a microloan.
Why register in your personal account Seimer? Each user who opens a new account gets access to the site functions:
- submits an application directly from the LC, which speeds up the approval of a request for a new microcredit;
- receives information about repaid and open loans;
- find out about the terms of repayment of the loan;
- receives data about each completed payment.
To log into the Personal Account of the MFO Zaimer Loan, the user who opened the website of the credit system needs to click on the "How to get money" tab or indicate a certain amount and term on the loan calculator and click on the "Get money" button. After clicking, the system sends the client to the registration page.
Here the borrower performs the following steps:
- fill out a loan application. The name, surname, patronymic, gender are indicated - as in the passport, the phone number and e-mail address are prescribed;
- indicates the address of residence and registration. It is advisable to copy the information from the identity card;
- writes down information about where he is employed(studies, is registered at the labor exchange, works illegally). This registration point helps the Zimer Robot to quickly determine how solvent the borrower is, whether it makes sense for him to lend money;
- determines the method of receiving money. The user can link a payment card to the account or specify a bank account for transferring money.
In the future, to enter your personal account, instead of a login, a phone number will be used, the password is invented independently. The entered information must be confirmed by entering in a special field the code received in SMS to the previously indicated mobile phone.
Seimer's personal account on the phone
To make it easier for borrowers to manage current microloans, employees of the online lending system have created a special mobile application. It can be installed on a smartphone. Since registration is required even in the mobile version of the site, it is better to go through the procedure of filling out the questionnaire on a regular computer or laptop. In the future, you can simply enter your username and password to open a consumer account.
What is available in the personal account installed on the phone? It displays the same features that are provided to borrowers on the full version of the site. True, it is much easier to confirm actions, since the code that is sent to SMS is automatically accepted.
If a citizen does not have the opportunity to enter the online lending system on a regular device, he is able to register on the mobile version of the site. At the same time, in his personal account, it will also be possible to submit applications and receive money in the same way.
By opening a Zeimer account, the user can:
- choose the method of repaying the loan: in cash, by transfer from a bank account, linked card;
- activate the "prolongation" service and extend the time of using the funds;
- repay the microcredit debt ahead of schedule by any of the available methods without paying a fine.
The borrower's account on the computer is synchronized with the account in the mobile application, which allows you to receive data on the movement of funds, the approaching loan repayment date on all devices simultaneously when accessing the Internet.
What should I do if I have problems with my account?
How to be a user from Kazakhstan if he cannot enter the Zaimer Loan website? If the password and login are entered correctly, but the login is not performed, the client of the company needs to reboot the device from which the login is performed and restart the modem.
If the user cannot remember the login password in any way, he has the right to request data recovery by e-mail. When this recovery method is not suitable, you can contact a credit system consultant who will help restore access to your account.
It is registered users who get the opportunity to participate in promotions, issue interest-free loans and bonuses. The Zaimer robot quickly processes all requests, which allows you to answer any question almost instantly.
By registering on the Zaimer.kz website, the user receives a personal account with full functionality: the ability to submit an application, track loan terms.
Making instant loans is an incredibly popular service. It is in demand not only in Russia, but also abroad. In 2015, the microfinance organization "Zaymer" opened its official representative office in the Republic of Kazakhstan, while still being a LLP. Now the inhabitants of this country have been able to get fast loans online on attractive terms. Full details of Seimer's work in KZ will be presented below.
Basic lending conditions
Zaimer.kz is an intelligent online system designed to assess the solvency of a potential borrower of the Zaimer KZ company. In addition, the robot independently sends the final answer, transfers funds to customers, and accepts payments.
This portal can only be used by residents of the Republic of Kazakhstan who have official registration in the country. For those who find it difficult to use Internet technologies, MFI Zaimer has opened a number of branches in major cities of KZ: Almaty, Astana, Atyrau, Karaganda, Temirtau, Pavlodar, Shykmet, Taraz and Semey.
Briefly, the main conditions for lending to the MFI "Zaymer" in KZ look like this:
- The promotion "First loan for free" is missing.
- Loan amount - 1000-200000 tenge.
- The daily interest rate is 0.25%.
- Loan terms - 7-30 days.
- The age of the potential borrower Zaimer KZ is 18 years.
- Application processing time is about 10 minutes.
- Methods of receiving funds - cash, to a bank card / account.
Conditions for obtaining a loan Zaimer KZ
On the Seimer portal, you can find many useful features. One of them is a preliminary calculation of the total cost of the loan. Any person can independently enter the desired amount, the estimated period of use. The result of this manipulation will be a pivot table with approximate calculations based on your data.
Microfinance organization "Zaymer" in KZ is ready to work with borrowers that meet the following conditions:
- Residence permit in the Republic of Kazakhstan. Moreover, it does not matter at all which locality or region is indicated in the passport.
- The potential client's monthly income must exceed the required loan amount.
- The minimum age for the borrower Zimer KZ is set at 18 years.
- A prerequisite for filling out an online questionnaire is the presence of a valid phone number, email address.
- At the time of taking a new loan at Zaimer KZ, the client should not have active loans. Exceptionally repaid.
The procedure for filling out an application in Zaymer KZ
To get a cash loan in a microfinance organization, follow the algorithm of actions outlined below:
- Step one - open the www.zaymer.kz portal.
- Step two - enter the preliminary data of the future loan in the special fields. Click Calculate.
- Step three - create a personal account on the portal.
- Step four - fill out a short questionnaire, indicating your full name, mobile phone number, email address.
- Step five - start entering personal data in the main form. Write down the information from the identity card, TIN, address corresponding to the permanent residence permit. It is possible to specify additional information or contacts.
- Step six - send the completed application, once again indicating the required amount, term. Confirm your intention by entering a unique code that will be sent to your phone number specified during registration.
After completing all these steps, you just have to wait for a response from Zaimer KZ. It usually arrives within 2-10 minutes after sending. The status of the application will always be displayed in the web office. The answer will come there.
Ways to receive funds
After the status “Approved” appears opposite your application, you need to choose a method of receiving funds. Seimer KZ customers can choose one of three:
- Bank account. Specify the full name of the beneficiary bank, details of the open account, BIC and other data required by the system.
- Bank card. One of the most popular ways. Funds are transferred to plastic issued by any bank without exception. Specify its name, number.
- Cash withdrawal at the Seimer KZ branch. This action is carried out through the cash desk located in the office of the microfinance organization.
Credit funds are transferred almost instantly if the application is left on a business day. Otherwise, the banks may have a set time frame - 9 to 21. The maximum term for crediting funds is 5 business days. If you have not received the loan amount, immediately contact the Zaymer KZ technical support service.
Online loan repayment methods
Loan repayment Zymer KZ occurs in many ways. Moreover, some of them do not require visiting a branch of a microfinance organization:
- Internet transfer from an electronic wallet.
- Assigned payment through Kazpost JSC.
- Personal cash deposit at the Cashier 24 terminal.
- Wire transfer through the personal account of your banking institution.
- Directly in the web office of the loaner.kz portal. Be sure to attach a bank card in advance.
Important! After each transaction, you will receive a payment document. It can be in print or electronic form. Be sure to keep it until the full repayment of the cash loan at the Seimer KZ.
Additional Information
Please note that by repaying the Zimer KZ loans on time, you get a reliable partner who is able to come to the rescue in difficult times. In addition to the trouble-free issuance of cash loans, the client receives a number of pleasant bonuses:
- Increased maximum loan amount.
- Reduced interest rate for regular customers.
- Participation in promotions, unique bonus offers.
Agree, it’s nice to have a little help, because you can never predict your financial situation in advance. Zaimer KZ is a stable financial institution. Potential clients don't have to worry about their future.
An additional opportunity for cooperation with Seimer KZ is investment. Partners will be able to receive solid interest, different from those offered by other large financial institutions. The average value varies at around 17-22%. More detailed information can be obtained on the official website of Zaimer KZ.