Loan calculator Russian standard consumer credit. Car loan Russian standard
Consumer loans have become part of our lives. Of course, the most popular are cash loans. There is a huge number of offers on the market for individuals.
How to choose the best of them, choose the best monthly payment, calculate the amount of overpayment on the loan, plan early repayment credit. The Russian Standard loan calculator will help you with this.
Advantages of our Russian Standard calculator:
JSC Russian Standard Bank is a large highly specialized retail bank in the capital controlled by the creator of the vodka brand of the same name, Rustam Tariko. The financial institution is one of the leaders in the market credit cards... At the same time, the financial institute became a pioneer and one of the largest participants in the high-margin market. consumer lending... Deposits of individuals and attracted interbank loans constitute the basis of the bank's resource base in approximately equal shares, which significantly reduces the formerly acute dependence of a credit institution on publicly raising funds in foreign markets.
To obtain objective information regarding the choice of the most profitable and suitable loan program for you, credit online bank calculator Russian Standard for calculating all kinds of loans to individuals. An online loan calculator, which is posted on the official website of Russian Standard Bank, helps to calculate detailed repayment schedules for all possible types of loans. At the same time, the calculator calculates loans taking into account individual requirements, as well as the capabilities of each specific client. Using a universal online loan calculator allows you to soberly assess your own financial capabilities, find out the maximum loan size, the optimal rate, and the loan term. The online loan calculator gives all the data based on the total income of a single family. This tool is convenient and easy to use.
Without a loan - nowhere!
Thanks to the Russian Standard bank loan calculator, you have the opportunity, varying the terms and amounts of loans, their interest rates and types of payments (differentiated or annuity), to choose exactly the loan that will be most suitable for you. Calculating a loan on the official website of the Russian Standard Bank will help you find out the monthly amount of payments going to pay off the debt, as well as understand which part of the payments goes to repay interest, and which part to pay off the loan body. To obtain the necessary information, the client needs to enter the desired loan amount in a specially designated column, and enter the loan term, interest rate into the other columns, and then press the "Calculate loan" button. Online loan calculator of the Russian Standard bank is a reliable and very useful tool designed for quick comparison of the types of loans available in the bank, as well as for making settlements on loan payments. To quickly determine the most convenient loan for you, use the "Compare loans" function. After that, you will see all the differences in the credit programs of this banking institution. All credit programs Russian standards are distinguished by high interest rates and easy accessibility for all citizens of our country. Now the bank is mainly focused on consumer loans to the population (retail consumer lending to citizens).Credit calculator Russian Standard Bank will help to calculate a consumer cash loan in 2018 - 2019: the amount of monthly loan payments and the terms of payment for early repayment. Use the official online calculator the site is free!
Living on credit is convenient and practical. Consumer loans have become part of the life of Russians. Cash loans are especially popular among borrowers. Lending in 2018 will delight you with a variety of offers for individuals.
To choose the most interesting and profitable of them, to plan early repayment of the loan, you need a financial instrument. This is exactly what the Russian Standard Bank loan calculator is: convenient, intuitive, free.
Lending terms
- Borrower age: 18 to 75 years old (at the time of repayment);
- Minimum amount: 30,000 rubles;
- Maximum amount: 5 million rubles;
- Term: from 3 months to 5 years;
- Loan issuance commission: none;
- Security: sureties of individuals - citizens of the Russian Federation (no more than 2).
Interest rate on the loan
We are gradually filling this section. It is worth a little wait :)
Russian Standard Bank is a leading financial institution in the consumer lending market. 5,000 ATMs and terminals, cash settlement points in federal networks serve over 27 million owners of the bank's credit cards. You can also spend a consumer loan in the online stores of the bank's partners.
Increasingly, banks are trying to provide their customers with additional functions that make it easier to use banking system... A common service for granting a loan is the service - Russian Standard loan calculator. This is a convenient online program that allows you to choose the most suitable conditions for yourself.
In order to make a calculation, it is enough to indicate a few data:
- the size sum of moneywhich you would like to take,
- you must also choose the currency in which the loan will be issued,
- then you should indicate the time frame in which you can repay the borrowed amount,
- specify the interest rate,
- and also from what moment will the payment start (optional),
- you may need to select the type of payment.
After you have specified the data, you need to click on "Calculate", after which you will be provided with the results in the form of a table or in the form of a graph. You will see how much you need to return to the bank, how much you will pay monthly. You will also see how much money you overpay and what percentage of the borrowed amount it is.
Lending conditions at Russian Standard Bank
Individuals can apply for consumer loans in banks. You can use the money borrowed from the bank for any personal need. Often this type of loans is issued in national currency Russia, i.e. in the ruble. The minimum amount that you can issue is 15 thousand rubles, in some conditions from 45 thousand rubles. in some conditions.
Moreover, the maximum amount is 1.5 mil. p .. This money is issued without collateral for the loan. Also, the bank does not provide for a commission fee for issuing a loan. It is also worth noting that the time it takes to repay the loan can be from 3 months. and up to 5 years old.
Requirements for a loan borrower at Russian Standard Bank
The borrower is presented with minimum requirements... The borrower must provide the bank with the following documentation:
- a statement in which personal data will be indicated,
- identity card, i.e. a copy and original of the passport of a citizen of the Russian Federation, which must contain a mark from the place of registration,
- the financial condition of the borrower must be documented,
- employment must also be documented,
- TIN of the client.
As you can see, a minimum set of documents is required. Perhaps, when considering the received documents, bank employees will be asked to provide some more certificates.
Interest rates on loans at Russian Standard Bank
Depending on which category of bank clients you belong to, as well as for how long you take the amount, the size of the favorable interest rate depends. Consider overall dimensions interest rate for individuals:
- If the loan term is 3 months. - 2 years., Then pensioners and people receiving wages you can borrow money at a rate of 14.9-20.9%, and for other individuals 16.9-21.9%.
- If the repayment period is 25 months. - 5 years, then working citizens with wages and retirees can take out a loan at an interest rate of 15.9 -20.9%, and other consumers 17.9-22.9%.
There are also additional conditions for those clients who already have a salary or retirement card. All the details should be checked with the bank's consultants.
Early repayment of a loan at Russian Standard Bank
Then, when you need to make early repayment of the loan, you should contact the staff of Russian Standard and clarify how this can be done. Often they offer a full one-time repayment or a partial deposit of the amount.
The main specialization of the bank is issuing credit cards to private clients. The bank also provides loans to customers in stores and invites them to get cash for any purpose. The bank has been operating since 1993, but it has been known under its current name since 1998, when it was acquired by businessman Rustam Tariko, creator of the famous Russian Standard vodka brand. The network of offices is represented mainly in Moscow and Moscow region; the bank has 150 branches in total.
Loan for the purchase of a car from Russian Standard Bank
Currently, the bank has stopped issuing targeted loans, which are intended for the purchase of a car. But in return, he offers to issue and take out a cash loan.
- The loan amount is up to 2,000,000 rubles. The minimum amount is 30,000 rubles.
- Rate - 19.9% \u200b\u200b- 29.9%. The rate can be reduced to 15%, provided that a loan is issued for a period of 1 year for those clients who have already managed to form a positive credit history... You can take a maximum of half a million rubles.
- Loan terms range from 1 to 5 years in 1 year increments.
Credit cards
The bank offers a wide range of credit cards that can also be used to pay for a car.
Platinum Card
No cash withdrawal fee will be charged. Credit limit - up to 300,000 rubles. Rate from 21.9%. Up to 5% of purchases made with the card will be returned back with bonuses that can be spent on new purchases.
Black Map
Credit limit up to 600,000 rubles. Cashback up to 15% of the value of your purchases. The rate is from 19.9%. Borrowers under the age of 65 can get the card.
Requirements that the bank imposes on customers
- Russian citizenship.
- Age from 23 to 70 years old.
- Permanent registration in any subject of the Russian Federation.
Required documents
- RF passport.
- Certificate of income, taken from the place of work and issued under 2-NDFL.
- The borrower's choice: SNILS, a certificate of state registration of real estate in his name, an extract from the Unified State Register for real estate owned by the borrower.
- A valid passport.
- A valid driver's license.
- Pension certificate or certificate from The Pension Fund on the accrual of a pension in the name of the borrower.
If the loan will exceed 500,000 rubles, then you will need to additionally provide:
- OMS policy.
- Military ID (if available).
- Bank card "Russian Standard" (if available).
- Vehicle registration certificate, vehicle passport.
- For military personnel: certificate, certificate from the duty station. The certificate must indicate: the position held, the length of service, the amount of salary or allowance.
- Personal pass from the place of work.
- Individual entrepreneurs additionally provide: a declaration in the form of 3-NDFL, or a declaration on payment of tax under the simplified taxation system, or a declaration on imputed income tax (all declarations are submitted for the last reporting period with the seal of the tax office).
- The Central Bank told about the new tariffs for the civil liability insurance What's new for the civil liability insurance from June 1
- What is sleep and who uses it What does sleep mean income
- Debit cards "Sberbank of Russia": what does this concept mean, how to use, an overview of the offered by the bank
- Simplified taxation system What does it mean in accounting usn