Tinkoff internet bank accounts personal account. Tinkoff Bank: entrance to your personal account
Tinkoff was recognized as the best Internet bank in 2012 and still maintains its position. Financial analysts of the world famous edition of Global Finance consider this network bank to be the most convenient, multifunctional and, most importantly, easy to use. Being a leader among the latest innovative introductions, Tinkoff provides its users with only the best conditions. One of the most significant advantages of using this Internet bank is the continuous operation of promotions and discount programs.
Dear readers! In this article you will find a lot of useful information for yourself and your family. We presented a complete overview of the functionality with detailed instructions, described all the features of your personal account, and also made registering on our website many times easier by providing a step-by-step guide.
INTERNET BANK Tinkoff Login and Registration
Step-by-step instruction:
- Register or log in to Internet Bank Tinkoff possible only on official website of the bank. Therefore, feel free to follow the link https://www.tinkoff.ru/
- In the upper right corner of the control panel, select "Internet Banking"
- Since there is no login and password yet, click on the "Get login and password" button
- The following window is displayed with the name "Login to Internet Banking". In it, enter the number of your bank card or account in Tinkoff Bank and click "Continue"
- Within a few minutes, a message with a code should arrive on your mobile phone. Note: The code will be sent to the mobile number attached to the card.
- After entering the SMS password, click on the "Continue" button. You will see a new window "Create and enter a username and password." Here we show imagination and create an account for ourselves. We come up with our login and password, which we will later use to enter the Internet bank. Next, click on "Login".
- To carry out the procedure for entering your personal account, enter your username and password and also click "Login".
- And now you are already in your personal account of Tinkoff Internet Banking. Welcome!
Problems that are most often encountered when registering and logging into your personal account
- I did not receive a message containing an SMS password
Solution: enter the card number again and make sure that your mobile number is attached to the card you are entering.
- The system says that the password or login is incorrect during registration
Solution: new login and password can contain only latin letters and numbers; login and password can contain only from 6 to 20 characters.
- The system says that the password or login of an already registered user is incorrect
Solution: Check again that the data entered is correct. If you have forgotten your data, click on "Forgot your password and login?". The problem will be solved by elementary re-registration.
- You simply do not have a Tinkoff card
By filling out an application on our website, within 2 minutes you will receive a bank decision, and the next day we will deliver your card.
And the best part is that you do not need to spend time and money to get to the bank branch. Our commercial structure is focused on providing comfort and convenience. All questions you can solve online or by contacting our operators.
If you do not have the opportunity to register using our website, we will always find an alternative option. Contact our operators and your problem will be solved instantly. The hotline is open for you 24 hours a day.
Personal Area
Taking care of our customers, we have provided a detailed description of the main functions of the Tinkoff Internet Bank.
View account information in Internet Banking
In order to check the financial status of your credit card, select the agreement you need in the "Accounts" section and open "Account Information". In this section, you have the opportunity to check all the characteristics of a bank card that interest you: credit limit, available balance, current debt, outstanding amount, payment terms, amounts of income and expenses. You also have the opportunity to check the status of the card at the current time and according to the statement.
Money transaction
In order to transfer your personal funds from one account to another, you need to go to the "Payments and transfers" section and select the "Transfers" drop-down list. Next, select the numbers of the sender's and recipient's payment cards. Also, enter the amount. For the convenience of customers, the developers of the bank provided transfer options in advance. Such as: the whole amount, the minimum amount. And also created a dialog box in which you yourself can enter the desired amount.
Mobile phone bill payment
In order to pay for cellular communications, you no longer need to leave your home. In your personal Tinkoff Internet banking account, go to the "Payments and transfers" section.
In the open list, select the category "Mobile communications". Next, you will find a huge list of all kinds of operators.
For simplicity, use the search bar, enter the name of your operator and press Enter.
Having chosen the necessary provider, fill in the necessary details: account number, phone number and amount. (If your replenishment is regular, it will be most convenient to save it as a template). And click the "Next" button.
A message containing an SMS password will be sent to your mobile phone. After entering it, click "Pay".
Congratulations! Payment completed. All data about the operation is stored in the history, as well as a receipt is issued.
We would like to draw your attention to the fact that replenishment of a mobile account using Android or IOS mobile applications is simpler and faster.
Payment of utility services
To pay utility bills without leaving your home, choose the card you want to use. Then find your management company in the search and fill in all the necessary details. Next, click the "Submit" button. As always, confirming your application with an SMS password, the invoice will be paid instantly.
Opening a new deposit in Internet Banking
In order to open a new deposit, select the "Accounts" section, and in the "Deposits" drop-down list - any of the existing deposits.
In the "Actions" drop-down list, select "Open a new deposit"
Connecting SMS banking service
It is convenient to control the processes that occur with the financial condition. It is for this that the Tinkoff Internet banking team has provided one of the most useful functions - SMS banking.
In order to activate this service, you need to go to the "Accounts" section and select the desired card. Then open the drop-down list "Manage services" and change the status of the SMS bank to positive. Confirm your consent. In a similar way, you are given the opportunity to manage all services.
Features of a personal account
The main advantage of Tinkoff Internet Bank is the availability of a personal account to a user from anywhere in the world. And not only from a computer, but also from a mobile application.
In your personal account you can:
- Open a deposit at your discretion;
- Take a loan;
- Set limits on withdrawals from accounts;
- View all statistics of expenses and income;
- Track the history of recent transactions;
- Pay for cellular communication;
- Pay for utilities;
- Find out the latest Tinkoff Bank news and much more.
What to do if your personal account has been hacked?
Tinkoff Internet Bank is one of the largest financial and commercial organizations. Over the years, we have "earned" the respect and trust of our customers. The level of security of keeping funds on our accounts is more than high. And thanks to SMS verification, your personal account is always under your control. Don't worry. We are responsible for you and highly value your trust.
Mobile bank
Our developers have thought of everything to the smallest detail. Mobile banking is always available! On personal computers, tablets and mobile phones. An international consulting and audit company has recognized our applications as the best for many years. After all, every day we work to improve their functioning.
With the help of Tinkoff mobile bank, the following services are available to you:
- viewing the analysis of waste and income;
- verification of card statements;
- instant replenishment of the account for yourself and your loved ones;
- constant control of funds (both using SMS banking and in the application itself);
- viewing reports;
- checking the history of operations;
- for ALL Airlines personal card holders, the Milli section is available;
- transfer and replenishment of accounts;
- payment for various various services, etc.
- view the nearest payment points and ATMs on the map;
- regular payments;
- viewing current exchange rates;
- contacting the bank by phone, mail and using social networks and much more.
Our goal is to help people and make their lives easier.
We are happy to save you time.
If you have any ideas on how to improve applications and the operation of the bank in general, we are always happy to hear from you.
Tariff plans in Tinkoff Internet Bank
As mentioned earlier, we express care for our customers by holding constant discounts and promotions. The more you are satisfied with the work of our bank, the more we are satisfied with ourselves. After all, making people happy is our goal.
Commissions
Many procedures in Internet Banking are free. For instance:
- withdrawal of funds from the Client's card account
- replenishment through the Bank's Partners in the billing period
- all kinds of withdrawal operations from the Client's Card Account
- transfer of funds by an internal bank
- external transfer through bank partners
- transfer of funds received from deposits
- transfer of any funds within 300,000 c.u. per month
- and many other small services
Lending
Our Internet Bank provides very favorable credit conditions. You can easily apply for a credit card on our website under the following conditions:
- 0% per annum for card purchases up to 55 days;
- bank decision - within 2 minutes!
- without inquiries and a visit to the bank
- free card delivery throughout Russia
- credit limit up to 300,000 rubles
To order a Tinkoff Internet Banking credit card, follow the link https://www.tinkoff.ru/
Step 1: enter your personal data: full name, mobile phone and email. Click "Next"
Step 2: fill in the passport data and enter the address at the place of permanent registration
Step 3: enter all the data at the place of work
Step 4: enter your personal data
All items required to complete the application are completed online and without delay. Your application will be reviewed within 2 minutes. And the credit card was delivered the very next day. We also remind you that our rates are the most profitable. And the credit system of the Tinkoff Internet Bank is the most reliable.
Prices
The bank provides the best exchange rates. A good plus is the discount for regular customers. The Tinkoff organization is known not only because of the scandalous personality of the bank owner, but also due to a well-thought-out customer service system, as well as a rational deposit / withdrawal of money with a minimum percentage of commission.
Insurance
Insurance is now available in 5 minutes. You can take out the following types of insurance:
- travel insurance;
- health insurance;
- life insurance;
- apartment and house insurance;
- car insurance;
- insurance of any tangible property.
For example, to insure life and health, go to the "Insurance" section and select the item "Life and health"
- Next, select the number of people you want to insure. Insured persons are divided into adults and children.
- Then we indicate the selected insurance option: economical, classic or premium.
- Then we choose a tariff plan, as well as additional options: hospitalization as a result of an accident, active recreation. (optional)
- After filling in the required items, enter the password and login from the Internet bank and click "Login". Next, select the start date of the insurance
- We indicate the personal data of all insured persons (both adults and children)
- Then enter the email address to which the insurance policy will be sent
- At the last stage, select the card with which the payment will be made. Then we read the "Confidentiality Agreement", "Insurance Rules" and "Terms of Service". Click "Pay"
Congratulations! Your life is insured
Tinkoff Internet Bank is a huge step towards the information future. A few decades ago it was difficult to imagine the existence of a bank without branches. Today, this is a reality that reduces our daily worries and makes it easier to manage our money.
Tinkoff is the most popular online bank in Russia. Current technologies make it possible not to visit bank branches, many are trying to make special applications or personal accounts on the official websites of the bank in order to simplify the life of customers. This was the focus of Tinkoff Bank, it does not have offices throughout Russia, there is a single main office in Moscow.
For the first login, you need to enter the card number of 16 digits in the login window. Further, an SMS with a confirmation code will be sent to the phone linked to the card, this is the number that you indicated in the questionnaire when ordering and receiving the card.
Then you need to specify the desired login, which will be required when logging in, and your own password. Then you get into your office, where everything looks very simple and clear, your cards and accounts, their balance, the possibility of replenishing cards, making payments and transfers, paying bills, obtaining a loan, in general, to all the possibilities of the bank.
Registration in the Tinkoff Bank system
Main page of the official site
Since this is an online bank and it does not have offices all over the country, everything is done via the Internet. All cards and accounts of Tinkoff Bank already involve working online on the website or through the application.
Therefore, registration is already there, you just need to get a login and password when entering your personal account or mobile application using SMS.
To register or login, follow this link https://www.tinkoff.ru/login/
Password recovery from a personal account in Tinkoff Bank
The password recovery procedure is similar to many services. In the login window where you enter your login and password, select "Forgot your login or password" from below, or follow the link https://www.tinkoff.ru/registration/.
Tinkoff bank application
The most important tool when working with this bank is a mobile application in which all the features of the bank are available. Starting from checking the balance, to paying the payment according to the details and transferring by phone number.
The official app of Tinkoff Bank
For clients in the application, a virgin analytics of their receipts and expenditures was made, so that everything would be at a glance, how much was credited to the account this month, how much was spent on food or gasoline this month, and so on. Naturally, it is absolutely free and you can say it on any phone, the download and installation link is located below.
- Download app from AppStore for iPhone, iPad, iPod
- Download app from Windows Store for Nokia, Microsoft
Tinkoff Bank hotline phone
All questions that customers have regarding the bank are resolved by a single phone number, a call to it is free of charge from all over Russia.
By this number, you can find out for what and how much money was written off, connect or disable additional services, cancel an incorrect operation, find out about all commissions and limits.
Also in the application, it became possible to ask questions in the form of a chat, send a question and then read the answer or continue the dialogue with a bank representative.
Internet banking employs managers, programmers and a large call center for incoming calls from all over Russia. The main emphasis is placed on cards and a mobile application in which all the features of the bank are available. Only not long ago branded Tinkoff ATMs began to appear, in principle they were not needed, because you can cash out money at any ATM.
Tinkoff is the only bank in Russia that has fully implemented its activities via the Internet, and its clients control the movement of funds in their accounts by logging into the online “personal account” system of the Internet bank. It has the widest network of partners, which makes it possible to promptly serve customers throughout the country from a single Moscow office.
Tinkoff Bank specializes in lending to the population of the country through the issuance of plastic credit cards and the provision of consumer loans through a developed network of trading partners, as well as servicing deposits of individuals. Only Muscovites can count on a cash loan at this financial institution, since the head office of TCS is located in Moscow, and it is the only one.
Making credit cards in Tinkoff is simplified as much as possible:
- A potential client fills out an application form online;
- The term for consideration of the received application is from 15 minutes. The decision is communicated by SMS message to the phone number specified in the application;
- In case of a positive decision, the specialist will definitely call and specify where to deliver the card and the contract.
Since Tinkoff Bank does not have branches and ATMs, all services are organized remotely through the personal account of Tinkoff Internet Bank, and all credit card transactions, such as repayment of a loan, can be carried out through branches, terminals and ATMs (no commission is charged).
Remote Internet service is developed at a high-tech level. At the request of long-term clients, the bank supports two interaction options: new and (active link www.tinkoff.ru/bank). Versions differ in design and navigation. All registration information (login and password) for those who registered in the old version are also saved for entering the personal account of the updated Internet banking.
Login to your Tinkoff account
The official website provides all the necessary information on interaction and remote service opportunities through a personal account. The main page of the portal has a convenient and informative interface.
All the functionality available to the user is systematized in the corresponding tabs:
- Credit cards;
- Debit cards;
- Contributions;
- Insurance;
- Internet bank.
Login to the personal account of the tcsbank.ru bank is carried out by entering the login and password in the appropriate fields of the identification form.
All the possibilities for the client are concentrated in the personal account:
- Operations with accounts;
- Payments and transfers;
- Communication with the bank;
- Personal account settings.
Logging into the Tinkoff Internet Bank credit systems allows a banking client to independently control the status of accounts and the movement of funds in real time from any convenient place with Internet access, independently perform many available functions:
- Connect and disconnect any services offered by the bank on the card;
- If necessary (loss or damage), you can independently block the card, apply for reissue;
- Carrying out payment transactions for housing and communal services, communication services, TV and Internet providers;
- Payment of tax payments, various fines and duties;
- Bank transfers to other accounts within the TCS bank and to accounts in other banks;
- Obtaining statements on the movement of funds for a certain period;
- Open or close a deposit.
Registration in Tinkoff Internet Bank
- Download main page www.tinkoff.ru(official website of TKS Bank);
- Select the "Internet Banking" tab (located in the top menu on the right);
- A simple registration process is initiated by pressing the bottom button "Get login and password". The system prompts you to enter the card number (16 digits). To send information, click the "Continue" button;
- Temporary entry codes are sent via SMS to the mobile phone linked to the card;
- After entering the SMS codes, the system will prompt you to come up with and enter a permanent login and password for authorization in your personal Internet banking account;
- Registration ends with access to personal data - the "Login" button is active.
Judging by the numerous comments, some users of the TCS Internet Bank sometimes have problems with registration and authorization in the personal account of the service:
- If, during registration, an SMS message with entry codes is not received on the mobile phone, it is recommended to make sure that the phone number is assigned to the card;
- If during registration, when entering a permanent login and password, the system reports incorrect information content, you should carefully check the number of characters entered (from 6 to 20), the case of letters (Latin). Authorization codes must be alphanumeric;
- If, during authorization in your personal account, the system does not allow entry due to an incorrectly entered login or password, you should check the installation of alphabetic and numeric registers and try again;
- If you have forgotten your login or login password, you can re-register (button "Forgot your login or password?").
In case of difficulties in self-registration, the client can always seek help from the bank's hotline, which operates around the clock.
Tinkoff agreement number
Citizens who decide to cooperate with the Tinkoff Internet Bank must sign the agreement delivered by the courier, one copy of which remains with the client. If necessary, indicate the number of the contract in other documents, you can see it in a paper original.
Other available ways to find out the contract number:
- Call the hotline and get the necessary information from the customer support center specialist;
- Find information about the concluded contract in your personal account;
- View in the monthly statement that the bank sends to the client by mail.
It is advisable for borrowers and depositors of Tinkoff Bank to have information about the agreement at hand, whenever they urgently need to deposit cash to a card or deposit account through branch cashiers, ATMs and terminals of third-party banks, as well as by postal order. Therefore, it is recommended to transfer it to a notebook or to the memory of a mobile device, while taking measures to prevent unauthorized access to information.
You can also manage funds in TCS Bank using the Tinkoff mobile bank service. The Bank provides users with free three versions of mobile applications for: iPhones, Android and Windows devices. The software is available for download from the main page of the Tinkoff Bank website. Each version reflects all products: credit and debit cards, deposits, provides the ability to perform the entire range of operations available to the client and enable/disable options. Like Internet banking, TCS mobile applications provide a high level of security.
The Tinkoff Internet Bank, as well as its mobile applications, allow customers to effectively manage their finances by logging into their personal account.
Internet banking from Tinkoff Bank is one of the most thoughtful and functional services. The need for continuous improvement of online banking is easily explained. Tinkoff does not have offices for receiving clients, so the Internet is the only way to contact them and offer their own services. Even needed!
How to enter Tinkoff Bank online?
Tinkoff Bank serves its clients only remotely, therefore, in order to access operations, you need to open a personal account. Registration is possible by card number (to get access to Internet banking, you must be a Tinkoff client).
- Go to the official website of the organization and select the "Internet Bank" section.
- In the upper right corner, click on "Login".
- After that, in the window that opens, select "Get login" and enter the card number.
- Then click on "Continue" and wait for an SMS to your phone with an authorization code. Enter the received password in a new window that opens and click on "Next".
- When entering the correct data, a temporary login and password will be available to the client, which can be used to enter the personal account of Tinkoff Bank.
- You can change the temporary data through "Settings" in the main menu of the Internet system.
- You can enter the personal page of Tinkoff Bank both through the official website and using the mobile application, which is available for operating systems: iOS, Android, Windows.
- Login is carried out by phone number or by entering a login.
Login by phone number:
- Enter the phone number in the federal format in the appropriate field, starting with 8;
- Within a few minutes, an SMS with a four-digit code will come to your phone. It must be entered to enter your personal account.
Login by login:
- On the personal account page, click on "Get login";
- Enter the card number;
- Click "Continue";
- An SMS with a password will be sent to the phone number;
- After entering the data, the client can come up with his own login and password to enter Tinkoff Internet banking.
By registering a personal page in Tinkoff Bank, you can perform monetary procedures at any time and from different parts of the world.
Find out more:
- How to register and what options are available in it;
- Conditions for logging in via the Internet;
- Order.
Price
No commission is charged for registration and further use of Tinkoff Internet banking services. But if you log in through the application on your mobile phone, the commission is determined in accordance with the tariff plan of the telecom operator.
Banking operations through the Tinkoff personal account
Tinkoff Internet banking provides customers with a full range of operations:
- Enable and disable card services;
- Round-the-clock control and a detailed report of monetary transactions;
- Payment for utilities, Internet, cable TV, mobile communications;
- Payment of fines, contributions, taxes and sanctions;
- Transfer of funds between own accounts and to cards of other banks;
- Replenishment of phone balance;
- Registration of insurance and credit;
- Submission of an electronic declaration of income;
- Card blocking;
- Ordering or reissuing a card;
- Connection of additional bank services;
- Interaction with other resources: 1C, Kontur.Elba, Button, Kontur.Accounting, My Business.
In the future, Tinkoff Bank developers plan to add:
- mobile acquiring,
- Management Accounting,
- own online accounting.
How to transfer money from a Tinkoff card to a Tinkoff card online through your personal account?
Logging into your Tinkoff personal account using your phone number makes it possible to transfer funds between your accounts.
- Select "Transfer from card to card" in the menu.
- Next, enter the data: plastic number and amount.
- Confirm the action with the code that will come by SMS.
Funds are credited instantly.
Transfer from Tinkoff card to Sberbank card
To transfer funds from a Tinkoff card to a Sberbank card, you must:
- Go to the official website of the bank;
- In the main menu, select the section "Payments and transfers";
- Click on the item "Transfer from card to card";
- Enter the data: the plastic number of the sender and recipient and the amount;
- Check the box "I agree with the terms";
- Click on "Translate".
The successful completion of the transaction depends on the correctness of the data entered. The transfer time is from 5 minutes to an hour.
Commission and transfer limit
There is no commission for sending funds from an account to a Tinkoff bank account. If you transfer funds to a Sberbank card from Tinkoff plastic, the commission will be 1.5%, but at least 30 rubles. The same amount is charged for transfers to cards of other financial institutions.
Debiting money from a credit card is subject to a higher commission, so it is recommended to use it for non-cash payments. (The percentage for cashing out a Tinkoff credit card through an ATM depends on the amount)
Transfer limits:
- for one transaction - no more than 100,000 rubles;
- per month, it is allowed to carry out no more than 20 operations from one plastic, the total amount of which will be 500,000 rubles.
The time it takes for money to arrive on a Sberbank card when transferring via Tinkoff Internet Banking usually takes a few minutes. In extreme cases, the delay of money can reach five days.
The latest versions of Tinkoff's Internet Banking (version 5.0) and Mobile Banking (3.0) are powerful tools for financial planning.
The latest versions of Tinkoff's Internet Banking (version 5.0) and Mobile Banking (3.0) are powerful financial planning tools.
Internet Bank Tinkoff
Tinkoff's Internet banking and mobile banking are practically the only ways to manage a card account, since the bank was originally created as a mono-office - without the usual extensive network of branches. Therefore, it is worth every user to understand the system of services (several thousand providers) and operations. The main advantage of Internet banking is the personalization of services and search by IP of the nearest organizations. They are stored in the browser's cache, so they load very quickly, and the search is not difficult. Directly from the Internet bank, you can use related services - for example, travel insurance, draw up a life and health insurance contract, property insurance.
Internet system of Tinkoff Bank
The multifunctional Tinkoff Internet banking system allows you to easily, quickly and safely manage your accounts and cards. In the Internet Banking Rank 2015, published by the analytical agency Markswebb Rank & Report, Tinkoff Bank's Internet system received the status of the most effective in terms of taking the honorable first place in it. A free app is available for Android mobile devices, Windows Phone, iPhone, Blackberry and Android tablets, Windows 8 and iPad.
Login to Tinkoff Internet Bank
You can enter Tinkoff Internet Banking directly using the link: or through the main page of the bank's website by selecting the section: Internet Banking. To start working in the system, you will need to enter a username and password. The safe use of Internet banking largely depends on the users themselves. The login password must not be the same as passwords for other resources. It is better to use complex combinations of numbers and letters, and also change it periodically. Do not give your Internet banking login details to anyone, do not store your login and password on your computer, in your wallet or in a visible place.
Personal account in Tinkoff Internet Bank
The entrance to the Tinkoff Internet Bank, despite the introduction of a new version since mid-February 2015, has remained virtually unchanged. You will have to enter your login and password if you have already been registered in the system, and in the absence of such, go through a simple registration procedure through the card number or using the contract number. Additionally, you can install the application on your mobile phone for easy access to your personal account. To enter the online system, you need to come up with a password that meets the requirements of the Internet bank (for example, only Latin letters and numbers, from 6 characters).
Registration in Tinkoff Internet Bank
The registration procedure in the Internet Bank is carried out instantly. In order to start it, click "Register" (at the bottom of the login form). Then choose a convenient way: the Internet bank will offer you to register using a card (only 16 digits are used). Confirmation will be sent via SMS to your phone number. Previously, another method was available: if it was inconvenient for the user to use the card, they could click "No card with me" and use a different type of registration - by contract number (10 digits). In the new version (5.0), the corresponding field or link no longer exists, so you will definitely need your card number for registration.
Old Internet Bank Tinkoff
In the old version of the Tinkoff Internet Bank, two registration methods were available: by agreement number and by card number. On the updated service, you can’t do without a card at hand. However, it does not matter exactly how you registered in the old Internet bank, all the data for entering your personal account remained the same. Tinkoff Bank regularly updates the Internet bank, supplementing it with new features that are simple and easy to use, so that every client of the bank is always satisfied.
New Internet Bank Tinkoff
The new version of the personal account on the Tinkoff Bank website has significantly simplified and expanded the capabilities of system users. The new Internet bank allows you to always keep abreast and keep track of expenses, pay for goods and services in two clicks, make money transfers from the address book, help you save for necessary purchases, set monthly limits for withdrawals and expenses, and quickly receive a status certificate accounts. If a trip abroad is planned, the user can be calm - his card will not be blocked in a foreign land, as is often the case: in the new Tinkoff Internet Bank, you can specify the country and date of the trip, and the card will definitely work there.
Online applications for cards through Tinkoff Internet Bank
The Tinkoff Bank service implies a full online service without contacting the bank's offices. That is why the main functions of the bank are available in the online format - issuing additional cards, placing an application for a loan or issuing a credit card. An online application for a credit card includes several stages: first you indicate your full name, phone number, email, then - passport data, place of work, personal information. After that, the bank will make a decision on issuing the card, and in case of a positive answer, it will contact the client and send a courier with an agreement and a manufactured card.
Credit and debit cards in Tinkoff Internet Bank
Card products at Tinkoff Bank differ in terms of issue and service, bonuses. At the same time, all options of standard Internet banking are available for credit and debit cards - with the transfer of funds to other accounts, payment for services of more than 1,500 companies with the ability to control the spending of funds. There is a breakdown of expenses, their designation on a city map, the ability to create templates and use auto payments when the minimum balance is reached with an Internet provider or telecom operator. A nice plus is the availability of Cash-back for purchases and other bonuses under the Bravo program.
Loan in Tinkoff Internet Bank
The bank's loan offers are primarily credit cards (two main types - Platinum, All Airlines, and 4 "partner" programs - together with the game developer Kanobu, Afimall City, eBay and OneTwoTrip). The maximum limit on the card is 700 thousand rubles. The same options are available for the person who issued the loan as for any other cardholder. A nice plus is the presence of alerts in the Internet bank on the available limit and payments. Whether Tinkoff will issue a credit card, you can find out directly on the site (section "Application Status", you must specify a mobile phone for SMS notification). For calls within Russia, there is a free number 8 800 555-10-10, an online call is available.
Deposits in Tinkoff Internet Bank
Deposits in Tinkoff are primarily debit card products that have a separate accumulative “part”. Right on the site you can see not only the total interest rate, but also the effective rate (taking into account interest capitalization). The convenience of making a deposit and delivering a debit card and an agreement to open a card account (within 1-2 days) are combined with a variety of bonuses (an additional charge of 1% for transfers from any bank). You can also deposit funds in cash - at any of the 300 thousand partners of the bank. You can clarify your options for online deposits by calling 8-800-555-22-77 (in Russia - free of charge).
Points in Tinkoff Internet Bank
The Bravo reward points program is automatically activated for all Tinkoff card holders. Information about the accrual of points (as a rule, the purchase amount / 100 rounded down) and their spending can be clarified in the Internet bank or in the statement (details) ordered by the client by e-mail. Points are awarded not only for purchases, but also when launching special offers, conducting various advertising campaigns. To use points, it is enough to allocate a purchase for an amount less than the number of points, and request a refund of its value to the card at the expense of bonus points. After the termination of the contract, the points "burn out", and they cannot be received in cash or goods.
Payment for services via Tinkoff Internet Bank
Payment can be made in the Internet Bank in several ways - in the form of a one-time, periodic (regular) payment or auto payment. Most service providers already have pre-specified details, so when making payments, the client does not have to enter their data. There is no charge for using Internet banking. However, card service and SMS banking, in contrast to free SMS informing, are paid services that cost 60-120 rubles. per month. You can always get details and assistance in paying for services by calling 8 800 555-22-44 or by making an online call on the Tinkoff Bank website.