Statement of the state corporation "deposit insurance agency" for depositors of the credit organization bank for social development "reserve" (joint stock company). Payments to depositors of the bank for social development "reserve" Payments to depositors of the bank "reserve"
Date: 08/22/2017
The State Corporation "Deposit Insurance Agency" (hereinafter - the Agency) informs about the occurrence of an insured event on August 9, 2017 in relation to the credit organization BANK OF SOCIAL DEVELOPMENT "RESERVE" (JOINT STOCK COMPANY) (hereinafter - BANK "RESERVE" (JSC)), Chelyabinsk, registration number 2364 according to the State Registration Book of Credit Institutions, due to the revocation of its banking license on the basis of Order No. OD-2240 of the Bank of Russia dated August 9, 2017.
In accordance with the Federal Law of December 23, 2003 No. 177-FZ “On insurance of deposits of individuals in banks of the Russian Federation” (hereinafter referred to as the Federal Law), depositors of RESERVE BANK (JSC), including those who opened deposits (accounts ) to carry out entrepreneurial activities, are entitled to receive compensation on deposits (hereinafter referred to as compensation). The obligation to pay compensation is assigned by the said Federal Law to the Agency, which performs the functions of an insurer.
Compensation is paid to the depositor in the amount 100 percent of the sum of all his contributions(accounts) in a bank, including those opened for business activities, as of the date of occurrence of an insured event, including interest, but in total no more than 1.4 million rubles. Interest is calculated on the date of occurrence of the insured event based on the terms of each specific bank deposit (account) agreement.
For a bank deposit (account) in foreign currency, the compensation is calculated in rubles at the exchange rate of the Bank of Russia as of August 9, 2017.
If there are counterclaims of the bank to the depositor, then when calculating the compensation, their amount is deducted from the amount of deposits (accounts), while the repayment of these claims does not occur.
The amounts of deposits for which compensation was not paid will be repaid in the course of bankruptcy proceedings (liquidation) in relation to the bank as part of the first priority of creditors (for deposits (accounts) opened for entrepreneurial activity - as part of the third priority).
Acceptance of applications for the payment of compensation on deposits and for the inclusion of the bank's obligations in the register of creditors' claims (hereinafter referred to as applications for the payment of compensation) and other necessary documents, as well as payment of compensation will be carried out with August 23, 2017 through August 23, 2018 through JSC Rosselkhozbank and PJSC Bank FC Otkritie, acting on behalf of the Agency and at its expense as agent banks. From August 24, 2018, the acceptance of applications for the payment of compensation, other necessary documents and the payment of compensation will be carried out either through agent banks or by the Agency independently, which will be announced later.
The list of divisions of Rosselkhozbank JSC and Otkritie FC Bank PJSC, as well as their mode of operation, are posted on the official website of the Agency in the Internet information and telecommunication network (hereinafter referred to as the Internet network) (, section "Deposit insurance / Insured events" ). In addition, depositors of RESERVE BANK (JSC) can receive information about the list of subdivisions of agent banks that pay compensation and their mode of operation by calling the following hotlines: JSC Rosselkhozbank – 8-800-200-02-90, PJSC Bank FC Otkritie– 8-800-700-78-77, DIA– 8-800-200-08-05 (calls to all hotlines in Russia are free).
In accordance with the Federal Law, the payment of compensation is carried out until the day of completion of bankruptcy proceedings (liquidation) in relation to the bank. If the depositor (his heir) misses the deadline for applying for compensation, the deadline may be restored at the request of the depositor (his heir) in the presence of the circumstances specified in Part 2 of Article 10 of the Federal Law.
To the attention of depositors: Each of the agent banks is authorized to pay compensation only to a certain group of depositors. Distribution by depositor agent banks BANK "RESERVE" (JSC) carried out depending on the place of residence of the depositor. Distribution of depositors of BANK "RESERVE" (JSC) was carried out on the basis of information about the address of the place of residence, submitted by them to the bank when opening a deposit (account).
To determine his agent bank, the depositor can use the table below.
Distribution of contributorsBANK "RESERVE" (JSC)by agent banks
Having thus determined his agent bank, the depositor may apply for compensation to any of its divisions indicated on the official website of the Agency on the Internet.
To make sure that the agent bank is correctly identified, since August 22, 2017 the depositor can use the "Find your agent bank" service on the official website of the Agency on the Internet (section "Insured events / BANK "RESERVE" (JSC)).
Depositors of RESERVE BANK (JSC) can receive compensation for deposits (accounts) opened not for entrepreneurial activities, either in cash or by transferring funds to an account with a bank participating in the compulsory deposit insurance system specified by the depositor.
Payment of compensation on deposits (accounts) opened for entrepreneurial activities is made only by transferring the amount of compensation to the account indicated by the depositor in a bank participating in the system of compulsory deposit insurance, opened for entrepreneurial activities. If at the time of payment of compensation an individual entrepreneur is recognized as insolvent (bankrupt), such payment is made by transferring the amount of compensation to the account of the debtor used in the course of bankruptcy proceedings. In this case, the application for payment of compensation must be accompanied by a certificate (or other document) issued by the bankruptcy trustee or the court that decided to declare the depositor bankrupt (if the bankruptcy trustee has not been appointed), stating that the specified account is the debtor's account (the debtor's main account) , used in the course of bankruptcy proceedings opened against the investor, or by the debtor's current account opened on his behalf by the bankruptcy trustee, or by the deposit account of the court. If at the time of payment of compensation an individual entrepreneur has lost his status, compensation is paid both in cash and by transferring funds to a bank account indicated by the depositor. In this case, a document confirming the state registration of the fact of loss of the status of an individual entrepreneur must be attached to the application for compensation.
To receive a refund, the depositor submits only a passport (an identity document) to the agent bank, and also fills out an application for payment of compensation in the prescribed form. Application forms can be obtained and filled out at the departments of agent banks or copied from the official website of the Agency on the Internet (, section "Deposit insurance / Forms of documents").
The depositor can apply for the payment of compensation either personally or through his representative, whose powers must be confirmed by a notarized power of attorney (an approximate text of the power of attorney is available on the official website of the Agency on the Internet:, section "Deposit insurance / Forms of documents") .
Depositors of RESERVE BANK (JSC) residing outside the settlements where subdivisions of agent banks are located, paying compensation, can also send an application for reimbursement by mail to the Agency at: 109240, Moscow, st. Vysotsky, 4. In this case, the payment of compensation will be carried out in a non-cash manner by transferring it to an account with a bank participating in the compulsory deposit insurance system indicated by the depositor in the application for payment of compensation, or in cash by postal transfer at the place of residence of the depositor (except compensation on deposits (accounts) opened for entrepreneurial activities). The signature on the application sent by mail (for the amount of compensation over 3,000 rubles) must be notarized. If there is no notary in the locality, the authenticity of the depositor's signature on the application may be certified by the head of the local administration or a specially authorized official of the local self-government body. A copy of the identity document of the contributor must also be attached to the application when sent by mail.
INstackerAndfor which, after the payment of compensation, a part of the bank's obligations remains outstanding bankingdeposits (accounts) , can receive it in the course of bankruptcy proceedings (liquidation) in relation to the bank, subject to the presentation of their claims to the RESERVE BANK (JSC). To do this, the depositor needs to fill out the appropriate section in the application for the payment of compensation when applying to the division of the agent bank. Registration of such requirements is carried out by the divisions of the agent banks that pay compensation from August 23, 2017.
INin case of disputes related to the sizepayable compensation, or the absence of data about the depositor in the register of obligations of RESERVE BANK (JSC) to depositors, the depositor may file an application for disagreement with the amount of compensation and submit it to the agent banks for transfer to the Agency, or independently send such an application by mail to the Agency with the attachment additional documents confirming the validity of the depositor's requirements: bank deposit (account) agreement, cash receipt order, etc.
Additional information on the procedure for paying compensation can be obtained by calling the Agency's hotline (8-800-200-08-05) (calls within Russia are free), as well as on the official website of the Agency on the Internet, section "Deposit insurance / Insured events ").
Date: 08/22/2017
The Public Relations Department of the State Corporation Deposit Insurance Agency (DIA) announces that August 23, 2017 payouts of insurance indemnity to depositors of the credit organization RESERVE BANK (JSC) (Chelyabinsk) begin. An official announcement about the place, time, form and procedure for accepting applications for insurance compensation is posted on the DIA website (, section "Deposit Insurance / Insured Events"), and is also published on August 25, 2017 in the Komsomolskaya Pravda in Chelyabinsk newspaper.
Acceptance of applications for the payment of compensation on deposits and other necessary documents, as well as the payment of compensation are carried out through JSC Rosselkhozbank And PJSC Bank FC Otkritie acting on behalf of the DIA and at its expense as agent banks, since August 23, 2017 to August 23, 2018. From August 24, 2018, applications, other necessary documents and reimbursement will be accepted either through agent banks or DIA independently, which will be announced later.
Each of the agent banks is authorized to pay compensation only to a certain group of depositors. Distribution by agent banks of REZERV BANK (JSC) depositors was carried out depending on the depositor's place of residence. Distribution of depositors of BANK "RESERVE" (JSC) was carried out on the basis of information about the address of the place of residence, submitted by them to the bank when opening a deposit (account).
Distribution of depositors of RESERVE BANK (JSC) by agent banks
Having thus determined his agent bank, the depositor may apply for compensation to any of its divisions indicated on the official website of the Agency on the Internet.
To make sure that the agent bank is correctly identified, the depositor can use the service "Find your agent bank" on the official website of the Agency on the Internet (section "Insured events / BANK "RESERVE" (JSC)).
Depositors of BANK "RESERVE" (JSC) can receive information about the list of departments of agent banks that pay compensation, and their mode of operation, by calling the hotlines: JSC "Rosselkhozbank" - 8-800-200-02-90,PJSC Bank FC Otkritie - 8-800-700-78-77.
General information on the procedure for paying insurance compensation can also be obtained by calling the hotline DIA - 8-800-200-08-05.
For reference:
According to the received register of obligations of the credit institution BANK "RESERVE" (JSC) for the payment of insurance compensation in the amount of about 1.3 billion rubles. about 4.3 thousand depositors can apply, including 83 depositors who have accounts (deposits) for entrepreneurial activities, in the amount of about 6.2 million rubles.
Insurance compensation will be paid in 3 regions of the Russian Federation, including the Chelyabinsk region for the payment of insurance compensation in the amount of about 665.8 million rubles. about 1.3 thousand depositors can apply, in the Sverdlovsk region in the amount of about 543.8 million rubles. about 0.9 thousand investors can apply.
The State Corporation “Deposit Insurance Agency” (hereinafter referred to as the Agency) informs about the occurrence of an insured event on August 9, 2017 in relation to the credit organization BANK OF SOCIAL DEVELOPMENT “RESERVE” (JOINT STOCK COMPANY) (hereinafter referred to as BANK “RESERVE” (JSC), Moscow). Chelyabinsk, registration number 2364 under the State Registration Book of Credit Institutions, due to the revocation of its banking license on the basis of Order No. OD-2240 of the Bank of Russia dated August 9, 2017.
In accordance with the Federal Law of December 23, 2003 No. 177-FZ “On insurance of deposits of individuals in banks of the Russian Federation” (hereinafter referred to as the Federal Law), depositors of RESERVE BANK (JSC), including those who opened deposits (accounts ) to carry out entrepreneurial activities, are entitled to receive compensation on deposits (hereinafter referred to as compensation). The obligation to pay compensation is assigned by the said Federal Law to the Agency, which performs the functions of an insurer.
Compensation is paid to the depositor in the amount of 100 percent of the amount of all his deposits (accounts) in the bank, including those opened for business activities, as of the date of the insured event, including interest, but in total no more than 1.4 million rubles. Interest is calculated on the date of occurrence of the insured event based on the terms of each specific bank deposit (account) agreement.
For a bank deposit (account) in foreign currency, the compensation is calculated in rubles at the exchange rate of the Bank of Russia as of August 9, 2017.
If there are counterclaims of the bank to the depositor, then when calculating the compensation, their amount is deducted from the amount of deposits (accounts), while the repayment of these claims does not occur.
The amounts of deposits for which compensation was not paid will be repaid in the course of bankruptcy proceedings (liquidation) in relation to the bank as part of the first priority of creditors (for deposits (accounts) opened for entrepreneurial activities - as part of the third priority).
Acceptance of applications for the payment of compensation on deposits and the inclusion of the bank's obligations in the register of creditors' claims (hereinafter referred to as applications for the payment of compensation) and other necessary documents, as well as the payment of compensation will be carried out from August 23, 2017 to August 23, 2018 through JSC “ Rosselkhozbank and PJSC Bank FC Otkritie, acting on behalf of the Agency and at its expense as agent banks. From August 24, 2018, the acceptance of applications for the payment of compensation, other necessary documents and the payment of compensation will be carried out either through agent banks or by the Agency independently, which will be announced later.
The list of divisions of Rosselkhozbank JSC and Otkritie FC Bank PJSC, as well as their operating hours, are posted on the official website of the Agency on the Internet information and telecommunication network (hereinafter referred to as the Internet network) (www.asv.org.ru, section “Deposit insurance / Insured events”). In addition, depositors of RESERVE BANK (JSC) can obtain information on the list of subdivisions of agent banks that pay compensation and their mode of operation by calling the following hotlines: Rosselkhozbank JSC - 8-800-200-02-90, PJSC Bank FC Otkritie - 8-800-700-78-77, DIA - 8-800-200-08-05 (calls to all hotlines in Russia are free).
In accordance with the Federal Law, the payment of compensation is carried out until the day of completion of bankruptcy proceedings (liquidation) in relation to the bank. If the depositor (his heir) misses the deadline for applying for compensation, the deadline may be restored at the request of the depositor (his heir) in the presence of the circumstances specified in Part 2 of Article 10 of the Federal Law.
To the attention of depositors: each of the agent banks is authorized to pay compensation only to a certain group of depositors. Distribution by agent banks of depositors of BANK "RESERVE" (JSC) was carried out depending on the place of residence of the depositor. Distribution of depositors of BANK "RESERVE" (JSC) was carried out on the basis of information about the address of the place of residence, submitted by them to the bank when opening a deposit (account).
To determine his agent bank, the depositor can use the table below.
Distribution of depositors of RESERVE BANK (JSC) by agent banks
Having thus determined his agent bank, the depositor may apply for compensation to any of its divisions indicated on the official website of the Agency on the Internet.
To make sure that the definition of the agent bank is correct, from August 22, 2017, the depositor can use the “Find your agent bank” service on the official website of the Agency on the Internet (section “Insured events / BANK “RESERVE” (JSC).
Depositors of RESERVE BANK (JSC) can receive compensation for deposits (accounts) opened not for entrepreneurial activities, both in cash and by transferring funds to an account with a bank participating in the compulsory deposit insurance system specified by the depositor.
Payment of compensation on deposits (accounts) opened for entrepreneurial activity is made only by transferring the amount of compensation to the account indicated by the depositor in a bank participating in the system of compulsory deposit insurance, opened for entrepreneurial activity. If at the time of payment of compensation an individual entrepreneur is recognized as insolvent (bankrupt), such payment is made by transferring the amount of compensation to the account of the debtor used in the course of bankruptcy proceedings. In this case, the application for payment of compensation must be accompanied by a certificate (or other document) issued by the bankruptcy trustee or the court that decided to declare the depositor bankrupt (if the bankruptcy trustee has not been appointed), stating that the specified account is the debtor's account (the debtor's main account) , used in the course of bankruptcy proceedings opened against the investor, or by the debtor's current account opened on his behalf by the bankruptcy trustee, or by the deposit account of the court. If at the time of payment of compensation an individual entrepreneur has lost his status, compensation is paid both in cash and by transferring funds to a bank account indicated by the depositor. In this case, the application for compensation must be accompanied by a document confirming the state registration of the fact of loss of the status of an individual entrepreneur.
To receive a refund, the depositor submits only a passport (an identity document) to the agent bank, and also fills out an application for payment of compensation in the prescribed form. Application forms can be obtained and filled in at departments of agent banks or copied from the Agency's official website on the Internet (www.asv.org.ru, section "Deposit insurance / Forms of documents").
The depositor can apply for the payment of compensation either personally or through his representative, whose powers must be confirmed by a notarized power of attorney (an approximate text of the power of attorney is available on the official website of the Agency on the Internet: www.asv.org.ru, section “ Deposit insurance / Forms of documents”).
Depositors of RESERVE BANK (JSC) residing outside the settlements where subdivisions of agent banks that pay compensation are located can also send an application for payment of compensation by mail to the Agency at the following address: 109240, Moscow, st. Vysotsky, 4. In this case, the payment of compensation will be carried out in a non-cash manner by transferring it to an account in a bank participating in the compulsory deposit insurance system indicated by the depositor in the application for payment of compensation, or in cash by postal transfer at the place of residence of the depositor (except for compensation for deposits (accounts) opened for entrepreneurial activity). The signature on the application sent by mail (for the amount of compensation over 3,000 rubles) must be notarized. If there is no notary in the locality, the authenticity of the depositor's signature on the application may be certified by the head of the local administration or a specially authorized official of the local self-government body. A copy of the identity document of the contributor must also be attached to the application when sent by mail.
Depositors who, after the payment of compensation, have an unpaid part of the bank's obligations on bank deposits (accounts), can receive it in the course of bankruptcy proceedings (liquidation) against the bank, subject to the presentation of their claims to the RESERVE BANK (JSC). To do this, the depositor needs to fill out the appropriate section in the application for the payment of compensation when applying to the division of the agent bank. Registration of such requirements is carried out by the divisions of the agent banks that pay compensation from August 23, 2017.
In the event of disagreements related to the amount of compensation payable, or the absence of data on the depositor in the register of obligations of RESERVE BANK (JSC) to depositors, the depositor may file a statement of disagreement with the amount of compensation and submit it to agent banks for transfer to the Agency or independently send such an application by mail to the Agency with additional documents confirming the validity of the depositor's requirements: bank deposit (account) agreement, cash receipt order, etc.
Additional information on the procedure for paying compensation can be obtained by calling the Agency's hotline (8-800-200-08-05) (calls within Russia are free), as well as on the Agency's official website on the Internet (www.asv.org.ru , section “Deposit insurance / Insured events”).
Document overview
It is reported that on August 9, 2017, an insured event occurred in relation to RESERVE BANK JSC, in connection with the revocation of its banking license.
The obligation to pay compensation is assigned to the DIA, which performs the functions of an insurer.
Depositors have the right to receive insurance compensation on their accounts (deposits) opened with this bank. Compensation is paid in rubles in the amount of 100% of the amount of all deposits, but not more than 1.4 million rubles. In total. For a bank deposit (account) in foreign currency, the compensation is calculated in rubles at the exchange rate of the Bank of Russia as of August 9, 2017. It can be received through JSC Rosselkhozbank and PJSC Bank FC Otkritie from August 23, 2017 to August 23, 2018.
In order to receive the outstanding part of the deposit (account), the depositor may submit a claim to the bank for the return of the remaining amount, which will be repaid during its liquidation.
