Withdrawal less than $ 100 per adsense. How to withdraw money from YouTube (YouTube) and Google Adsense (Google Adsense) to a Sberbank card: A Complete Guide
I'll show you how to get paid with Adsense. If you have earned $ 100, then you can withdraw money to your bank account, receive a check and cash it, or receive a transfer through the Rapid system.
As I found out, rapid cash flow from Adsense is no longer needed. Now you can withdraw directly from Adsense to your bank account. The account must be in dollars, not rubles or any other currency.
This is not entirely the case at present. You cannot withdraw money from AdSense to a bank account, since a bank (Sberbank, for example) does not allow receiving currency to a private account. You can get money from AdSense only to your bank card account and it will not be dollars, but rubles that will come to you.
1. Add a payment method.
Go to the Adsense homepage, this will show your earnings for today, yesterday, last 7 days, and last 28 days. Click View Payments.
The history of payments will open, where the unpaid income and the method of earning the income will be displayed. And also the threshold for withdrawing money from Adsense is displayed here (by default $ 100.00). You can increase the payout threshold. That is, by default, the payment will be made if you have earned more than $ 100 and indicated the method of earning income. You can increase the threshold to $ 200, for example, then you will need to save $ 200 for the payment to be made. But to get money faster, leave $ 100.
Go to payment settings. The available payment methods are displayed here and you can add a new payment method. Click "+ Add a new payment method".
In accordance with the country and currency selected in your account, the following payment methods are available to you:
- Bank transfer to account
- Rapida
Choosing a bank transfer to an account. Now you need to fill in the account holder's name, bank name, BIC, SWIFT / BIC, account number.
You can check the box to use this payment method as your primary payment method so that your Adsense payment will always be made to your bank account.
Bank Transfer allows you to deposit funds directly into your bank account. Google makes payments using international bank transfers to the specified account in USD or EUR, depending on the currency of your account. It is the fastest, most convenient and safest way to make payments.
2. Open a dollar bank account
Note: This method is currently unsuitable. You need to withdraw to a bank card, not a dollar account.
You can go to the bank to stand in line and open a dollar account, or open a dollar account through Sberbank online. I wrote about Sberbank online earlier in the article. Enter the "Deposits and Accounts" tab and click the opening of a deposit.
The savings account in rubles will be replenished by 2% on average per year (if it is in rubles), its validity is indefinite. And the dollar or euro account will be replenished by 0.20% on average. Click to continue.
Now select the currency dollars and click "open".
Check the box below on the item "I agree with the terms of deposit placement."
Now click "confirm by SMS".
You will receive a code via SMS, which you will need to enter here to confirm the opening of a dollar account. Then click “confirm”.
Completed. Open an account, you can use it.
Here's a dollar savings account ready to accept dollar deposits. You can click on it to view your account details.
3. Find out the BIC, account number, SWIFT code.
Click on the "deposit information" tab.
Here your account number is displayed, as well as there is a line "details of the transfer to the deposit account", click on the details to learn more about your account, find out the BIC.
The line of details of the transfer to the deposit account is located below the line of the savings account.
The details of the transfer to the deposit account indicate the beneficiary's bank, BIK, KPP, TIN, OKPO, OGRN.
To find out the SWIFT code, go to the Sberbank website and find your bank branch on the map or at the address. The details of your branch of the Savings Bank will indicate the full company name, mailing address, legal address.
The teletype, SWIFT code, Reuters Dealing code, e-mail, website and details of Sberbank of Russia will also be indicated.
When monetizing a website, a webmaster has two problems. The first is to find a profitable affiliate program. The second is to withdraw money from it. Domestic advertising services for the most part use popular electronic currencies for settlements with site owners. And the foreign leader of contextual advertising Google Adsense does not offer such payment methods. In this article I will tell you how to withdraw money from Google Adsense to a Russian bank account without interest and without intermediaries (brokers).
Receiving money by bank transfer
In August 2014, Gogle Adsense became able to withdraw earned funds via bank transfer to an account in a Russian bank. In Russia, Google makes payments using international bank transfers to a US dollar account. Thus, to receive money, you must have a personal foreign currency account with a bank account.
Which accounts are suitable for Google Adsense withdrawals
Most Internet users have e-wallets, credit cards and bank accounts. However, most of them are not suitable for withdrawing funds from Google AdSense due to the fact that the transfer is carried out in foreign currency and when transferring funds from Google, the following parameters are used: BIK Bank, SWIFT and your current account in dollars.
Because of this, the use of most electronic wallets, credit and debit cards becomes impossible, since a transit account is used to transfer funds to them, and the recipient of the payment is indicated in the comment to the payment. For example, how it is done in Qiwi.
Therefore, it is necessary to have an "honest" current account in your name.
Where to open an account in dollars
A currency account can be opened in many banks. I wrote how to do this in Sberbank here -. Also, one of the options may be to use the telebank system of VTB24 bank. Where customers have a personal account in the system available for direct payment from outside. And when replenishing, you do not need to indicate anything in the comment.
Very important: the account must be in US dollars.
To open an account in US dollars, most likely you will have to visit a bank office; you must have an identity document with you. In Sberbank, this procedure can be done remotely if you are connected to the Sberbank-Online system.
Bank transfer term
I receive money at VTB24 and Sberbank on the second or third day after they were transferred from Google. Compared to a check, these are simply cosmic speeds. Banks do not charge a penny for the execution of a transaction for receiving money, that is, I receive exactly the amount that was transferred to me from Google Adsense. The benefits of this method of withdrawing money to your face.
The minimum withdrawal amount of earned funds
The minimum amount to withdraw earned funds in Google Adsense is $ 100. I think it is not profitable for the advertising giant to operate with smaller amounts both for financial reasons and for the time spent by employees. That is why advertising from Google is of little interest to novice webmasters, since they can earn their first 100 USD for more than one month.
As it was before
Not so long ago, everything was much more complicated. Receiving money took a lot of time, especially in the regions, while webmasters lost part of their earnings by paying interest to an intermediary.
Receiving money by check
Initially, only one option was provided for withdrawing funds from Google Adsense in Russia - a bank check. Check delivery times usually range from 20 to 40 days depending on the region and other factors. When you receive your check in the mail, you must go to the bank.
According to the rules, the value of a check can only be deposited, not cashed. Therefore, turning it into real money, you will lose interest for the services of an intermediary (bank).
To get money, you should start by looking for a bank with the most favorable conditions for cashing checks. To do this, it is better to find a list of banks available in your city, call the nearest branches and find out if they work with checks and what are their conditions. The procedure for receiving cash on a check is called collection, and a check issued as part of the Google Adsense program is a personal check.
In order not to waste extra time on explanations with bank employees, you should immediately ask the question of whether their bank accepts personal checks issued by a foreign bank for collection. With the correct formulation of the question, you will immediately receive a positive or negative answer. If the bank accepts checks, you should immediately inquire about the terms of this operation.
Already at the stage of collecting information, some difficulties may arise. The fact is that not all banks and not all branches of large banks are involved in collection operations. Sometimes the bank advises you to contact another branch or even another city.
Of the well-known banks, the most favorable conditions are offered by VTB 24 Bank. For its services, it takes a commission in the amount of 2% of the amount, but the total amount of the commission must be at least $ 15. If you withdraw your first $ 100, then after paying for the bank's services, you will have only 85. Thus, it is better to try to increase your capital, and order a check for a large amount, so as not to lose money on the bank's services. Simple calculations show that it is not economically viable to cash checks for less than $ 750.
The term of the collection operation at any bank takes about two months. Banks are reluctant to accept checks for processing and are in no hurry to fulfill their obligations.
Thus, a check is another "hemorrhoid" for a webmaster. And it's good that over time, other options have appeared.
Rapida system
Over time, for individuals, Rapida was added to the check. Which promises that the money can be received in the mail within 2 days. And if you register in Rapida-on-line, you will be able to withdraw money to the popular electronic currencies Qiwi, Yandex.Money, Web Money or to a bank account in banks indicated in the list on the site.
However, due to changes in the legislation of the Russian Federation, since May 16, 2014, Rapida cannot accept payments from users who have not undergone simplified identification.
Users who have not provided personal data about the Surname, Name, Patronymic, as well as the series and number of the identity document, will not be able to pay loans, make money transfers, replenish the personal account of foreign mobile operators and pay for other services of non-resident companies, as well as transfer funds to electronic wallets of other payment systems, including electronic wallets of other individuals Rapida Online.
The identification procedure is quite simple. But you can go through it for free only at the company's office. The rest of the options involve carrying out a control payment from 100 rubles through the CONTACT or Anelik money transfer systems. In this case, you will pay a commission for the transfer from 70 to 150 rubles.
In short, the Rapida system is better than a check, but it is also far from the best option for withdrawing funds from Google Adsense.
List of resources used
When writing the article, the following sources were used.
Greetings to all readers of my blog! Recently, my Google Adsense account was over $ 100! The first money is always nice, especially if it is earned on the Internet! Like any person who withdraws money from this service for the first time, naturally several questions arose before me - How to withdraw money from Adsense? What are the options? And today, in this article, I will try to explain to you all the possible options for withdrawing money from the Google Adsense contextual advertising service.
Unfortunately, the Adsense service does not directly work with any virtual currency. Although it would be so great to point your webmoney wallet and get all the money you earn straight there. But, it would be too simple and not interesting, so Google thought and decided to make only two options for the payment method! So, the following options are available to us:
- Payment via Rapida money transfer service
- Payment by check
Payment through the Rapida service became available relatively recently. Before that, there was only one payment option - payment by check! As a consequence, the Google Adsense contextual advertising service was terribly inconvenient due to its transfers by checks. Today, basically, the withdrawal of money by users goes through Rapida. This happens due to the fact that in Rapid later, you can transfer money anywhere!
So, now, in order, we will analyze all the possible options for withdrawing money from Google Adsense.
A check is the easiest way to make a payment, but the most hemorrhoid in terms of receiving and cashing it out! I recommend using this withdrawal option only when for some reason you cannot choose another payment option - Rapida.
I will explain everything in order. In the Adsense payment settings, you need to set the check payment option ("Check - mail delivery" or "Check - courier delivery"). Upon reaching the minimum payout amount ($ 100), you will be sent an Adsense check to the address that you have in the system settings and to which the first letter from Google Adsense came, with a PIN code to activate your account.
Within a month, the check should come by mail to you, the delivery time depends on the remoteness of your settlement.
When you have an Adsense check in your hands, it must be cashed within 6 months (check expiration date). You need to find a bank in your city that accepts personal checks issued by a foreign bank for collection. It makes sense to go to several banks and find out the percentage of their commission for this service, in the end, choose the lowest percentage and get your check!
Go to the Rapida Oline registration page. After reading the memo "About electronic money" at the bottom of the page, click "Go to registration"
- User registration. Step number 1. Enter your phone number, email, full name, put a tick that you have read the terms of the offer, enter the captcha and press the "Confirm" button. Only real data should be entered, because in the future everything will be checked!
- User registration. Step 2. A letter with confirmation of registration will be sent to your e-mail. Copy and paste the code that will come to you by e-mail into the form for verification. Click "Confirm".
- User registration. Step 3 At this stage of registration, the service checks your access to the phone number. Enter the PIN-code that came to you via SMS. Click "Confirm".
This completes the registration in the Rapida Online system, now you can enter your wallet. But that's not all!
After entering your wallet, take a look at your status, there will be an unpleasant red inscription “ impersonalized". This means that until you change your status to " personified»No translations from Adsense possible!
In order to pass identification in the Rapida Online system and change your status, you must provide this service with documents that confirm your identity. On the topic of identification in this system, I wrote a separate article (Identification (Personification) in Rapida Online), in it you will find out how it will be easier for you to go through this procedure and how I went through it.
After you change your status to a personalized user, all kinds of money transfer options from Adsense will become available to you!
You can transfer money anywhere now! You can simply transfer money to an electronic wallet, or you can even pay on a loan! The money transfer options in Rapida Online are endless!
Let's take a look at the most popular ways to withdraw money from Adsense through Rapida.
Withdraw funds to Webmoney?
Perhaps the most common way to withdraw money from Adsense is to withdraw to a Webmoney wallet.
- We choose "WebMoney, replenishment of the R-purse".
- Enter your WMR wallet (12 digits, without R), phone number and payment amount. Next, click the "Create Template" button.
- Go to the list of all templates (in the top menu, item "Templates"), after going, you will see the template "WebMoney, replenishment of the R-purse", which has just been created. Click on it.
- Here, we are most interested in the unique five-digit number, which will be highlighted in bold, and in parentheses after it is written "For Google Adsense users". Copy this number and go to your Google Adsense account.
- In your Google Adsense account, click on the link "View payments", then "Payment settings". Find the line "Payment method" and click "Change payment method". Select "Rapida Setup" with the pointer and press the "Next >>" button. Here, you enter your data and in the line "Rapida system template identifier" paste the Rapida template number, which you copied before. After checking all your data, put a tick with the agreement and click on the "Save changes" button.
The setup is complete, now your money from Google Adsense will be redirected to your Webmoney wallet!
Another fairly popular way to withdraw money from Adsense is to withdraw money to the Yandex wallet. The principle is the same as with the withdrawal to Webmoney, we create a template, only now for the Yandex wallet money.
- Log in to the Rapida Online service.
- Next, you need to create the desired template. Go to the top menu in the "Templates" item.
- Click the button on the right "Create Template".
- From the entire list, select "Payment systems".
- We select "Yandex Money - account replenishment".
- Enter your wallet number and payment amount. Next, click the "Create Template" button.
- Go to the list of all templates (in the top menu, item "Templates"), after going to, you will see a new template "Yandex Money - account replenishment", which has just been created. Click on it.
- In your Google Adsense account, click on the link "View payments", then "Payment settings". Find the line "Payment method" and click "Change payment method". Select the pointer "Rapida Setup" and press the button "Next >>
The setup is completed, now your money from Google Adsense will be redirected to your Yandex Money wallet!
How to withdraw to a bank card?
Anyone who is inconvenient to withdraw their money to e-wallets can be withdrawn to a bank card! You can withdraw money from Adsense to a bank card in almost the same way as in the two previous cases, the only difference is in the template, which we will create again.
- Log in to the Rapida Online service.
- Next, you need to create the desired template. Go to the top menu in the "Templates" item.
- Click the button on the right "Create Template".
- From the entire list, select "Repayment of loans and borrowings".
- We select "Payments by free details".
- We fill in all the fields according to the sample (below 2 samples of filling). Next, click the "Create Template" button.
- Go to the list of all templates (in the top menu, item "Templates"), after going to, you will see a new template "Payments by free details", which you just created. Click on it.
- Here, we are most interested in the unique five-digit number, which will be highlighted in bold, in parentheses after it is written "For Google Adsense users". Copy this number and go to your Google Adsense account.
- In your Google Adsense account, click on the link "View payments", then "Payment settings". Find the line "Payment method" and click "Change payment method". Select "Rapida Setup" with the pointer and press the "Next >>" button. Here you enter your data and in the line “Rapida system template identifier” paste the Rapida template number that you copied before. After checking all your data, put a tick with the agreement and click on the "Save changes" button.
Setting up is completed, now your money from Google Adsense will be redirected to your Bank card!
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Google AdSense is a convenient system for making money, which can be used by almost every website owner with more or less good traffic. However, many have a problem with the subsequent withdrawal of the earned funds. This can be done when the account has accumulated at least $ 100. In this essay, we'll take a look at how Adsense withdrawals work.
Withdrawal in Russia: through the Rapida system
Withdrawals through Google AdSense can be made using the Rapida payment system. Let's take a step-by-step look at how to do this:
- First of all, you need to go to the site and click "Electronic wallet".
- Then, on the right side, click "Create wallet".
- A window will open where you will need to enter your name, surname and phone number.
- Next, you need to confirm the code that will come to the specified number.
- After that, it will be possible to enter the wallet.
- Next, you will need to go through personification, otherwise no withdrawal operations will be possible. It is best for residents of Russia to do this through postal orders (we will talk about the best ways to withdraw money from AdSense in Ukraine below).
- The next step is to create a receipt. It contains passport data, the transfer amount (a small amount is required, but not less than 40 rubles), card number, last name, first name, patronymic and other data.
- In about a week, the personification will be completed and the user will be able to withdraw money from Google Adsense.
- This is done through the menu "Templates" - "Create a template"; all settings will open only after going through the personification procedure
- You can withdraw money through banking systems or through services of electronic title units.
- Now all that remains is to set up AdSense itself. To do this, you need to go to the account settings in the latter, then to the payment settings.
- Find the item "Payment Settings" and activate "Rapida Settings" in it.
- You will need to enter all the data that relate to the account, and the template number. You also need to specify a special template identifier that is assigned when you create it.
- At the last stage, click the "Save Changes" button.
It is important to remember: you can withdraw money from AdSense in any currency, however, the initial withdrawal takes place in dollars: if a bank account or electronic payment system works with other title units, a conversion will be performed. A certain commission is charged for the transfer.
Withdrawing money from Google Adsense in Russia: Video
Conclusion in Ukraine
The above method works best for Russia. Now let's look at the algorithm for withdrawing money from Google Adsense for Ukraine.
The most convenient way to perform the operation is through the Privat24 online service of PrivatBank.
After that, you can seamlessly withdraw money from AdSense. After transferring to a virtual card, money can be transferred to an ordinary one at the current rate and withdrawn from an ATM. Or pay in dollars where this currency is accepted.
Withdrawing money from Google Adsense in Ukraine: Video
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