Certificate on the value of the property where to get it. What is the difference between the inventory value and the cadastral value?
To complete any real estate transactions, you must visit the BTI. The bureau prepares documents that confirm the legal "purity" of the object.
But the specialists of this state institution provide other services to the population.
They assess the object and issue a competent opinion.
How to get a certificate from the BTI about the cost of an apartment?
What is it for?
Only the owner can order an appraisal of an apartment. This happens when you visit the BTI at the place of registration of real estate in a declarative manner.
That is, the owner of the apartment, having presented the necessary documents to the BTI specialist, writes a statement and calls the specialist.
There are several reasons for the assessment:
There are other reasons for holding an apartment with the help of BTI employees.
BTI appraisal of the cost of an apartment
Only the owner can order the appraisal.
To do this, he must write an application and present the following documents to the bureau employee:
- A copy of yours.
- A copy for this apartment.
- A copy of the document confirming that the applicant has paid. The cost is determined by the regional authorities, and may vary, depending on various factors.
Having accepted the documents, the BTI employee will appoint the day when it will be possible to pick up the certificate.
Video: how to evaluate an apartment. Property valuation
But the issue is resolved so quickly if an illegal redevelopment was not carried out in the apartment. Therefore, one cannot do without a visit from a bureau specialist.
He will appoint a day when he comes. He will inspect the apartment, compare the results of the examination with the technical passport for the premises.
If there is no change, he will set a day on which the applicant can pick up.
If changes were made, then they will need to first, then order a new technical passport, and only then contact the bureau with a request to issue a certificate of the cost of the apartment.
In case of inheritance
The law says that getting an apartment by inheritance is impossible without its mandatory assessment.
An independent appraiser can also do this, but citizens prefer to contact BTI employees.
This must be done for the following reasons:
This is a prerequisite for the inheritance. | and although the current law does not provide for the payment of income tax on the inheritance received by close relatives (and most often it is close relatives who inherit an apartment and other property), the assessment is carried out to pay for the services of a notary to formalize the inheritance. The amount of the fee depends on the value of the inherited property |
Determination of the share of the apartment in the common property of the deceased, that is, the testator | in this case, all the property of the deceased will be valued. And only then it will be determined what share in this property a particular apartment occupies |
Litigation between heirs | in order for the court to be able to fairly divide the property of the deceased among the heirs, it must know its value. This also applies to the apartment. |
When selling
- the most common type of transactions. To conduct a "clean" transaction, you need a document on the value of the apartment.
Help is required for the seller to understand:
Did he inflate the price of his apartment? | when the cost of an apartment is determined, many factors are taken into account that an ordinary person does not take into account. It:
Therefore, it is important for the owner to know that he has correctly set the price for the apartment. Otherwise, buyers will not be interested in it. |
Has he underestimated the price of the apartment? | this can lead to the opposite consequences - material losses for the seller |
In addition, an official document from the BTI “says” that the apartment is “clean” from a legal point of view.
If a redevelopment was carried out there, then it is legalized, and the new owner will not have any problems.
Help from BTI
A certificate from the BTI about the cost of an apartment is an official document.
It can be presented to the bank when registering a pledge, to insurers and other structures. We must accept it!
Only the owner of the apartment or the user can order it. These rights, as well as his personality, he confirms with the relevant documents.
Having accepted the documents, the BTI specialist will hand them over, which will indicate the exact list of submitted documents, their number, as well as the date of their acceptance for consideration.
But, before issuing a certificate, the bureau's specialist will have to check the apartment and check if any redevelopment has been carried out in it, which could in one way or another affect the cost of the apartment.
If everything is in order, then the BTI specialist will appoint a date when the owner or user will be able to pick up the document.
If there was a redevelopment, and there is no information about this in the BTI, then these actions will first need to be legalized, then reflected in a new one and, and after that order a certificate of the cost of the apartment.
Required documents
To obtain a certificate at the BTI, you must present the following documents to the BTI specialist:
All documents are submitted to the bureau specialist in their original form and in the form of a copy.
How to calculate yourself?
The cost of an apartment after an assessment by a BTI specialist is reflected in the cadastral passport, and is called the cadastral value.
The amount of tax payable is calculated from this amount. The cadastral value of an apartment depends on many factors.
Average cost of 1 sq. m meter of living space in the region | year of construction of the apartment building in which the apartment is located. That is, the older the house, the lower the cadastral value of the apartment. |
Placing an apartment in space | all aspects are taken into account here - from the location of the apartment relative to the region, to the location of the apartment on the floor |
Total and living area of the apartment | the economic situation in the area where the apartment is located - the development of infrastructure, the presence or absence of transport links, the availability of school, preschool and additional education, other factors |
All these data are taken into account by a specialist who calculates the cadastral value for each specific property.
It may turn out that 2 apartments of the same area and located on the same staircase will have different cadastral values.
But you can contact Rosreestr and request data on the cadastral value of the apartment.
This can be done in several ways:
Personally contact the nearest, to the location of the apartment, the territorial department of Rosreestr | the specialist must present a passport, a certificate of ownership and a receipt for payment of the duty. This process is quite slow and can take several hours. But the advantage of this method is that you can consult with a specialist and make corrections on the spot if errors are found. |
Send documents by mail | in about 10 days you will be able to receive a certificate of cost |
Through the Internet | using the portal "Gosuslugi" or through the official website of Rosreestr. This method is the fastest |
Online (via the Internet)
You can independently find out the cadastral value of your apartment. To do this, you need to use the official website of Rosreestr. It is in this organization that such data is stored.
To do this, you need to go to the official website of this organization and go to the tab "individuals".
On the left, "Electronic services" will be indicated, and here you must select "Obtaining information from the State Property Committee".
- The document to be obtained. In this case, this is a certificate of the cadastral value of the apartment.
- Then you need to select an object - that is, an apartment.
- Cadastral number.
- The address where the apartment is located. One of these two fields must be filled in.
- The form for providing information and the method of obtaining help.
When all the fields about the property are filled in, you must provide information about the applicant.
- type and category of the applicant - natural or legal person;
- full name;
- passport data;
- contact details - phone number and email address.
The request is processed fairly quickly. If the applicant has ordered an electronic document, then in a few hours it will be possible to see it in his electronic mailbox.
In case of revision of the inventory value
The owner does not always agree with such a cadastral value of his apartment. He has the right to challenge it.
This can be done in the following cases:
- The information on the basis of which the cadastral value was calculated does not correspond to reality.
- The cost according to the BTI documents exceeds the market value of the apartment or is equal to it.
The owner has the right to appeal against the established cadastral value of his apartment.
To do this, he must apply to the arbitration court at the location of his home.
The claimant in this claim is the owner of the apartment, and the respondent is the state body that carried out the assessment.
.If this measure fails, then a claim must be filed. A written refusal to revise the cost must be attached to it.
The unified form of the statement of claim to the arbitration court is not fixed anywhere.
But it is indicated what information should be in the claim.
Non-compliance of the claim with these requirements may become the basis for refusal to consider it.
All data on the parties to the process must be accurate and detailed. The plaintiff must submit to the court a request to revise the cadastral value of his apartment.
It is imperative to indicate the reason for the revision.
In addition, the following information is indicated in the claim:
The following documents must be attached to the claim:
The court may require the plaintiff to provide evidence that the value needs to be reviewed.
For example, due to inaccurate information, the court will require the plaintiff to provide documents with reliable information.
Sample reference
It contains the following information:
Obtaining information about the cost of an apartment is sometimes simply necessary!
Therefore, you need to make sure that there are no illegal and not agreed redevelopments in the apartment.
This can significantly slow down the process of preparing a document on the cost of an apartment.
Real estate, due to its characteristics and high value, is allocated to a special category of property.
Real estate properties, and especially housing, are involved in many economic and social relationships.
Dear Readers! Our articles tell about typical ways of solving legal issues, but each case is unique.
If you want to know how to solve exactly your problem - contact the online consultant form on the right or call the phones below. It's fast and free!
Types of real estate appraisal
The valuation of residential premises is an important element in taxation and lending, an essential condition for real estate contracts.
The most common types of appraised values for residential real estate are:
- Inventory;
- Cadastral;
- Market.
Inventory value
For the majority of the population of Russia, the most famous and familiar is the inventory cost of housing. It has been used from the Soviet period to the present, although its importance in the modern economy is gradually decreasing.
At the moment, the inventory value is used in individual cases of inheritance and to form a tax base for calculating property tax in some regions of the country.
From 2015 to 2020, there is a transitional period for property tax. Over these 5 years, all constituent entities of the Russian Federation should switch to the formation of a tax base for property tax based on the cadastral value.
Cadastral value
The cadastral value should completely replace the inventory value by 2020 for:
- Calculations of property taxes;
- Notarial acts;
- Determination of the amount of payment for the lease of state-owned real estate;
- Calculation of compensation payments;
- Determination of the initial selling price of real estate by the state.
The cadastral value is calculated by mass valuation, which must be carried out every 5 years. The decision to conduct an appraisal is made by the regional authorities, which select the contractor for such work through an auction.
The list of real estate objects subject to appraisal is formed by the Rosreestr authorities.
The cadastral value is as close as possible to the market value, since the assessment takes into account the factors that really affect the value of the apartment:
- Territorial location;
- Square;
- Economic factors of the region (city);
- Year of construction;
- Building type and others.
The results of the cadastral assessment, after approval by the subject, are entered into the real estate cadastre (GKN).
The size of the cadastral value is indicated in the following documents:
- Cadastral passport;
- Certificate from the State Property Committee of the cadastral value.
Where and how to find out about the price of an apartment?
Documents are provided by the territorial cadastral chambers on the basis of a request drawn up in the prescribed form and submitted:
- Directly to the accounting authority;
- By post;
- Through the center for the provision of public services;
- Through the Rosreestr website in electronic form.
Also, specialists of the cadastral chamber carry out on-site paid services(Acceptance of one package of documents will cost the applicant from 0.5 to 1.5 thousand rubles, depending on the region).
Any interested person can request these types of documents by presenting an identity card. The term for the execution of the request is no more than 5 working days.
A certificate of cadastral value is provided free of charge, and the amount of payment for a cadastral passport for individuals is 200 rubles for a paper document and 150 for an electronic one.
The Rosreestr website contains services that allow you to find out the size of the cadastral value of any apartment.
Market valuation
The most common in the turnover of residential real estate is the assessment of its market value.
Market value is defined as the most probable amount of money for the disposal of an object in an open competitive market with reasonable behavior of the parties to the transaction and without taking into account the influence of any extraordinary circumstances.
The most commonly used market value is:
- Reimbursable housing deals(purchase and sale, exchange);
- Appraisals of the subject of collateral in mortgage lending;
- Determination of the amount of contribution to the authorized capital or the fund of legal entities;
- Settlement of litigation, including contesting the cadastral value;
- Apartment insurance.
Relations in the field of determining the market value of an apartment are regulated by law No. 181-FZ "On appraisal activities in the Russian Federation".
The value is estimated by members of self-regulatory organizations of appraisers who operate as individual entrepreneurs or employees of specialized organizations.
The importance of correctly determining the market value is also enshrined in law: the appraiser bears full financial responsibility for damage caused by the use of an inaccurately determined value.
The result of the appraisal activity is a report on the appraisal of a particular dwelling.
To order a report, the owner must provide the appraiser with copies of the following documents:
- Certificate of state registration of rights;
- Customer passport;
- Technical plan.
The cost and term of the service is determined by the contract. The approximate cost of an independent appraisal of a standard apartment starts from 2–3 thousand rubles. The document is valid for 6 months.
Recently, a lot of calculators have appeared on the Internet, allowing the user to determine the approximate market value of an apartment by a number of parameters.
These services can help sellers and buyers of residential real estate, in cases where an official report is not required, to determine trends in the housing market in a particular city.
Lawsuits of citizens who do not agree with the cadastral assessment of their real estate have gone to the Russian courts en masse. We invite you to watch the video.
Often, citizens have to deal with a situation when they need to calculate the inventory value of a property. Such calculations represent the appraised value of the property as determined by a qualified, licensed person. It can be either an employee of Rosreestr or an independent appraiser.
A private specialist or cadastral appraiser takes into account the total area of real estate, the availability of installed engineering systems and communications, as well as the date the building was put into operation, that is, the actual wear and tear. The final cost will definitely be lower than the market value, since the structure of the object, building materials and works are more important in the inventory. All other features that are important for owners and buyers (region, location, land value, comfort, infrastructure) are not taken into account here.
It is important to note that previously the Bureau of Technical Inventory was engaged in information on the inventory value, but today, when this indicator is practically not used for the formation of taxes, this task has been transferred to Rosreestr. However, if the owner needs information before 2013, it is the BTI that should be contacted for help. After 2013 - in Rosreestr.
Dear Readers!
Our articles tell about typical ways of solving legal issues, but each case is unique. If you want to know how to solve your particular problem - contact the online consultant form on the right →
It's fast and free! Or call us on the phones (around the clock):
Why is this needed?
A certificate of inventory value is required in order to:
- Conclude a transaction with the alienation of real estate;
- To formalize the entry into inheritance rights;
- Provide information to the tax service to clarify the calculations of taxation (for those objects that, for whatever reason, do not have a cadastral number).
For the most part, obtaining official information in the form of a document is required for the privatization of real estate. This allows government agencies to assess the importance of the property for the municipality and make a rational decision. As you know, such decisions are made based on indicators of benefits for government agencies and profitability of facilities. So,
for example, if privatization is approved, then all duties, responsibilities and costs of property maintenance will be transferred to the owner.
All owners can get information about the inventory value, both in person and remotely. However, it is the certificate that is an official document that can be attached to other papers when deciding any issues or legal proceedings.
How to get the?
It's fast and free! Or call us on the phones (around the clock).
The high value of immovable property and characteristic properties distinguish them into a separate category of property. Many social and economic transactions are concluded with the use of housing and other types of property. Any agreement is formalized according to the law after the estimated cost of the apartment according to the BTI has been clarified.
Page content
This is an organization, which is a bureau, one of whose responsibilities is the preparation of documents to confirm the legal "purity" of objects. Specialists are also authorized to assess property and issue a competent opinion.
What is the assessment for?
The inventory procedure is carried out to conclude contracts of purchase and sale, donation of an apartment and privatization. Another situation that requires an inspection is the calculation of the tax levy on housing.
Attention! You should pay attention to the amount indicated in the documents. Make sure that appraisers do not overestimate it.
Previously, the tax was determined on the basis of the inventory price, however, since 2015, legislation has been allowed to take into account the choice of this value or the cadastral one. The procedure is ordered only on behalf of the owner of the apartment by submitting an application to the BTI branch at the registration address.
Appraisal of a BTI apartment may be needed in several situations:
- The seller needs to quickly sell the apartment, so you need to make sure that the price is not overpriced, since too high an amount will scare away buyers.
- A similar need arises to eliminate the likelihood that the value of real estate is understated. The goal is to protect yourself from material losses.
- The conclusion will be presented to the buyer as proof of an adequate price, which corresponds to the condition of the apartment and the number of square meters.
- Entry into inheritance rights.
- Registration of a mortgage for the provision of an apartment as a pledge to a bank.
- For insurance of living space in order to identify the limit of compensation payments in the event of the occurrence of cases prescribed in the contract.
- In case of disputes related to real estate. An example is the division of property between spouses in a divorce process.
BTI functions
The Bureau is engaged in the formation of technical prices and operates on the territory of individual settlements and the Russian Federation (federal institutions of the Federal State Unitary Enterprise). In BTI, real estate appraisal is drawn up in the form of a certificate and handed over to:
- to the owner;
- a citizen entering into an inheritance;
- a person acting on the basis of a power of attorney.
The procedure is carried out at the branch of the BTI related to the address of the location of the property.
Estimated cost of an apartment according to BTI
It is planned that by 2020 the cadastral price (estimated) will completely replace the inventory price. The purpose of this innovation is to simplify:
- property tax calculations;
- actions of a notarial nature;
- finding out the amount for the rent of living space owned by the state;
- accrual of compensation;
- identifying the market price for the sale of objects by government agencies.
Attention! The calculation of the cadastral value is carried out using a mass valuation procedure, which must be repeated every five years.
Regional authorities have the right to decide on the need for an assessment. They appoint executors to carry out such procedures through an auction. The list of objects to be inspected is compiled by Rosreestr.
The cadastral and market prices are as close to each other as possible, since when identifying prices, all factors that determine the impact on value are taken into account:
- territorial location;
- number of square meters;
- economic factors of the settlement;
- in what year the building was built;
- type of house.
The results of the examination are approved by the subject and entered in the cadastral register for real estate objects (GKN). The value of the cadastral value is entered in the cadastral passport and a certificate from the State Property Committee.
When inheriting
An inherited apartment is also subject to valuation. The price for the period when the successor takes ownership is taken into account. The procedure that allows you to determine the cadastral value, in this case - an obligatory moment of registration.
The conclusion will be required when visiting a notary in order to complete all documents (in accordance with the law). Without an assessment, it is impossible to determine the amount of the fee that will have to be paid at the notary's office.
Another reason for the assessment is the risk of conflicts between persons belonging to the list of potential heirs. When opening a case for entering into inheritance rights, an appraisal document is also presented.
This article talks about typical ways of solving legal issues, but each case is different. If you want to know how to solve exactly your problem - contact our consultant absolutely FREE OF CHARGE!
When selling
If the owner is going to sell the apartment (sell), the appraised value must be specified in the contract. In this case, you can get the appropriate certificate in your hands at the MFC and BTI. In the future, at the price specified in the agreement, the tax levy will be calculated to be paid on the profit from the sale of the living space.
Market Valuation Procedure
It is usually necessary to estimate the market value for transactions on the turnover of housing objects. Its size is comparable to the most likely amount of money for the sale of an apartment in open market conditions of competition. It is understood that the parties to the transaction are acting within a reasonable framework, and the impact of extraordinary events is absent.
The most common reasons for revealing the market price:
- exchange, purchase or sale of real estate;
- appraisal of the collateral when using mortgage lending programs;
- identification of the size of the deposit to the fund or the authorized capital of legal entities;
- solution of conflict situations arising in the course of court proceedings;
- home insurance.
The process of determining the market price is regulated by Federal Law 181. The procedure is carried out by employees of authorized organizations, which may be individual entrepreneurs or municipal enterprises.
Attention! The company that carried out the assessment is financially liable in the event of damage caused by an incorrectly determined price. This information is also spelled out in the legislation of the Russian Federation.
The result of the appraiser's activity is a report where the cost of a certain housing object is spelled out. The term of the contract and how much the procedure will cost the customer is determined by the agreement with the company. The minimum price ranges from two to three thousand rubles. The average period of document activity is six months.
Many sites have an online calculator option. With its help, the user can find out the approximate market value by entering certain parameters. These services are designed to assist buyers and sellers of apartments in situations where documentary evidence is not needed.
Important! If you need to identify market trends in real estate in a particular locality, it is worth using online programs.
Documents required for assessment
Users who have provided help can be obtained from:
- statement;
- certificate of title to the apartment;
- passport data;
- power of attorney (when applying for a representative's document).
Obtaining an appraiser's opinion is available in several ways:
- personal visit to BTI;
- contacting the branch of the MFC;
- through the Internet.
The procedure is carried out according to the principle of a single window.
When they can refuse
Rejection of an application implies several reasons:
- incomplete list of documentation provided by the owner;
- incorrect paperwork;
- lack of originals or expiration date;
- refusal to pay state duty;
- the applicant does not have the right to issue a certificate.
When the specialist of the MFC or the BTI accepts the documents, a date will be assigned to appear for a ready conclusion. To do this, you need to make a visit in person or send a representative with a notarized power of attorney.
How to dispute
Sometimes there is a need to revise the appraisal of an apartment. This happens in the case:
- Information about the property does not correspond to reality.
- Exceeding market value. The information specified in the certificate is sent to the tax organization.
The income tax is calculated on the basis of the prescribed amount. The higher the value of the housing value, the more money you have to pay. For this reason, it is important to find out the exact figure. Disputing the wrong calculation is carried out by filing a statement of claim with the arbitration court. The respondent is the body that carried out the assessment procedure when inspecting the object.
Attention! Indicate in the text of the application that a revision of the inventory value of the apartment and the reason is required. However, before going to court, you should try to resolve the dispute by consulting a qualified lawyer.
The plaintiff is obliged to attach a number of necessary documents to the application:
- technical passport for the property;
- a photocopy of the title deed certified by a notary in accordance with all the norms of the law;
- documents confirming the doubtfulness of the conclusion;
An additional advantage will be obtaining a certificate from an independent expert, where the estimated cost is registered. You should pay special attention to the design of this document. It should contain:
- Number and date of receipt.
- Full name of the applicant.
- Objectives of the provision.
- Inventory price and note. Information about the encumbrance of real estate is indicated here.
- Signature of the contractor and the management of the company that carried out the procedure.
The letterhead must also have a stamp.
Still have questions? Ask our lawyer for FREE!