Pay utility bills online. How to print a utility bill to pay for an apartment
How to pay utility bills without a commission, almost all people who do not want to spend extra money ask this question. This article will discuss several options for paying utility bills. No commission and with commission. You can choose for yourself the best way, which will allow you to save time and not stand in queues.
Hello, friends! Quite often, when paying for utilities, they take a commission. This is an extra waste of money. Why would you spend them if there is an option to pay for utilities without a commission? This is what we will talk about in the article.
With the advent of various technologies and developments, it became possible to pay for utilities without commission. It became possible. Today you can pay for a house, water, gas, electricity, and land - right from the comfort of your home.
This article will become an instruction for you, and in it you will find the answer to the question of how to pay utility bills without a commission and with a commission. All you need to do is choose the appropriate payment option. And follow the points that will be written next. Using this information in practice, you will save a lot of time. According to my recommendations, payment takes no more than 5 - 10 minutes.
Where are utility bills paid?
It is worth telling about where utilities are paid in Russia. There are several effective ways:
- using terminals;
- through Sberbank online (ATM, terminal) or mobile application;
- payment in Yandex money;
- on the portal of public services;
- in the management company of housing and communal services;
- via telephone;
- at the post office.
All of these methods have their disadvantages and advantages. Let's talk further about each of them in detail.
So, how to pay utility bills without commission? Perhaps the easiest option is to go to the housing and communal services management company, which accepts such payments. This method is suitable for those people who do not have a computer, the Internet and a bank card. For example, you need to pay for electricity. You take meter readings. Or the matrix does it for you (a special program installed on the wires). Then you go to this organization and name your address of residence according to your registration.
Subsequently, you pay and you are given receipts for payment of utility bills. Thus, other utilities can be paid without a commission. In some cities, when paying directly for housing and communal services, they also take a commission. But, if you do not want to go there all the time and wait, you can use other payment options for housing and communal services.
As you know, online can take a minimum commission when paying for utilities (for example, through terminals). Therefore, we will consider two options at once. First, you need to link a bank card in your Sberbank online account. Then, go to the "Transfers and payments" section (Screen 1).
Click on this service, then fill in the information before payment. First of all, indicate the contract number. If you do not know the contract number, you can find it where you usually pay for this service. For information, you must first indicate the address of your residence and show your passport. Then, press the "Continue" button and confirm the operation using an SMS message. Next, complete the payment.
Sberbank has its own mobile application, which can be downloaded to your phone from the official website. Then, open this application and go to the "Payments" section, then "Housing and communal services home phone". Then, you find the service you need and pay for it. Fill out the form, then indicate the phone number and send an SMS code to it. After that, write the SMS code in the confirmation field to complete the payment. This method of paying utility bills is commission-free.
Via mobile phone
Through a mobile phone you can also pay utility bills without commission. For example, you can take applications such as Mobile Payment from Beeline or Easy Payment from MTS. Paying utility bills is easy. Follow instructions:
- select a section in the "Payment" application;
- then the item "Services";
- next, we need to click on the "Utilities" section;
- find the organization through which you will pay;
- and fill out the payment form: indicate your personal accounts, mobile number, how much money you need to pay;
- then, press the "Pay" button and confirm this operation with a telephone SMS code so that the payment is successful.
Money will be debited from your main phone. Therefore, replenish it in advance so that there is no debt on it.
State Services Portal
The State Services Portal will not charge you a commission during the payment of housing and communal services (in some cases it takes about 2%). To make a payment there, first go to. Then, go to this portal. Next, you need to go to the "Payment" section and select "Payment of utilities".
As a rule, the Yandex money electronic payment system takes a commission (namely, 2% commission). When paying utility bills. So let's move on to the payment process.
First of all, create, and with it you will have an electronic Yandex money wallet. Next, open its main page and click "Payment for services". Then choose at the bottom of the page - housing and communal services (payments for gas, electricity, and other services (Screen 3).
For example, to pay for gas, you can select the Gazprom service (Screen 4).
Then enter the account number, payment amount, and complete the payment.
other payment methods
What other payment methods are available? It can be post office, terminals, ATMs. For example, payment by mail is trusted to those people who signed an agreement with them to pay for services through the cashier. Or you can use terminals. For example, those who are in communication salons. Enter your readings and deposit in cash. It is best to use the usual terminals that are located in Sberbank itself. Because bank employees can help you pay utility bills there.
Conclusion
In this article, we examined the question of how to pay for utilities without a commission or with a commission. Choose the payment option that suits you best. The most important thing is to save your time, do not wait in queues for the next taxpayer to pay for a utility service. With these utility payment methods, you can save hours of your time. Good luck and all the best!
Sincerely, Ivan Kunpan.
Now there is nothing easier than going online and paying for any necessary services, including utilities. However, few people know that for this it is not at all necessary to wait for the middle of the month, when a single payment document (EPD) with all utility bills will arrive in the mailbox. Moreover, due to some circumstances, you may not get it in your hands, but no one has canceled the obligation to pay on time.
Residents of Moscow have an excellent opportunity to receive the ENP in electronic form. And you can do this in several ways at once, without leaving the apartment. The only thing you need is your payer account number, which consists of 10 digits.
To find out this number, just look at any earlier receipt for payment of housing and communal services, or fat bill, as it is often called.
If there is no receipt at hand, it is enough to call the Unified Information and Settlement Center (EIRC), give the address of residence and passport data.
Ordering an EPD on mos.ru
Mos.ru is the official website of the Mayor of Moscow, providing Muscovites with a range of electronic services and services. You can learn about them from.
To order an electronic EPD, you need to go to the section "Services" - "Housing, housing and communal services, Yard" - "Popular in the section" - "Receive and pay for a single payment document".
The generated receipt in electronic form is immediately sent to your personal account on the site (preliminary registration is required). It can be paid immediately online with a bank card or printed and taken with you to the bank.
Detailed video instruction:
In your personal account, you can make sure that the electronic EPD is automatically sent monthly to your email or to your account. To do this, go to your profile and select the section "Notification Center" - "Setting notifications".
In the list of services, click on the item "Receive a payment for an apartment - electronic EPD" and specify your email:
EPD via SMS
Send an SMS to the short number 7377 with the text: "rent n XXXXXXXXXX", where XXXXXXXXXX is the ten-digit payer code.
Receiving EPD via USSD request
Make a USSD request *377*5*3# on your mobile phone and press the call button. After that, enter the payer code of 10 digits.
Attention! All of your services are provided free of charge.
With the advent of modern technologies in our lives, there is no longer a need to stand and wait for several hours in line at the cash desk to pay for utility services. In addition, alternative methods of paying for a communal apartment have appeared - faster and more affordable. Now you don't even have to leave your home to pay off your bills or pay the bills that come to your mailing address every month.
- via the Internet, online
- using an application on a mobile phone
- through payment terminals and ATMs
- at bank or post offices
The ability to pay a receipt for housing and communal services using the Internet or a mobile application can significantly save your time and make life easier for those citizens who, for health reasons, cannot personally come to a bank branch or post office.
Terminals and ATMs are another convenient and modern way to replenish the personal account of housing and communal services. This type of payment is becoming more popular every day due to the availability of the location of such payment machines and the absence of queues. This option of transferring money initially seemed difficult, especially for pensioners, but now most people have mastered it and use it with pleasure.
There are many ways to pay utility bills, so you need to choose the most convenient and profitable for you.
Payment of utilities by TIN
You can pay for housing and communal services using a TIN via the Internet or using an ATM. This method is convenient in that it speeds up the search for the organization you need that provides housing and communal services. Just enter the TIN from the receipt and the payment terminal (or Internet service) will automatically determine the name of the company to which it belongs. Some online payment services may require additional information about the organization, for example, a bank identification code.
An approximate procedure for paying by TIN at ATMs and terminals:
1) select "Payments"
2) click "Search by TIN"
3) enter the TIN of the organization (number of 10 digits)
After entering the number, the name of the housing and communal services organization should be displayed. It remains to specify:
4) personal account
5) date (for which month you want to pay)
6) amount in rubles
and confirm the deposit operation.
If you decide to transfer money through an external (unexplored by you) site - be very careful, because the commission for transferring funds may be too high. Confirm the money transfer only when the commission amount suits you.
Internet utility bills
When paying utility bills through Internet services, you need to be especially careful, otherwise you can lose your money. There are many people on the Internet who want to fraudulently take possession of other people's material means. The most important point that guarantees that the site is not fraudulent is the presence of a secure connection (displayed in any browser), it is present on all popular services: YandexMoney, WebMoney, AllPayments, Rapida, and on all sites of reliable banks.
Online payment for housing and communal services is no different from ordinary foreign exchange transactions. Most payment services allow the user to select a housing and communal organization from the list without having to enter the TIN and fill in other data.
The commission for paying utility bills via the Internet depends on the conditions provided by the service. You should always pay attention to the additional interest charged - usually they are indicated in the window of the last stage of the monetary transaction, before the final confirmation of the transaction. The safest and easiest way to pay is through the website of your bank, choosing the appropriate services and the right organization there.
Payment of utilities on a personal account
A personal account is a personal number of a client of a housing and communal company. You can pay utility bills on a personal account both via the Internet and using an ATM or terminal. When choosing the most suitable payment option for housing and communal services, pay attention to the difference in the commission. It depends on the company that provides the possibility of money transactions, so you should find the best option with a commission of up to 2% (or without it at all).
As an example, consider the calculation at the Sberbank ATM:
1) go to "Payments and transfers"
2) select "Utilities"
3) enter the name of the LCD company
4) dial the personal account number
5) indicate the desired amount of money
Before confirming the withdrawal of funds, the terminal screen will display data on the monetary transaction, including the amount of the commission charged. If you are satisfied with the conditions - confirm the operation, if not satisfied - cancel.
The principle described above works in all payment systems. Large banks contain information on commission rates for foreign exchange transactions on their Internet resources.
Payment of housing and communal services through EIRC
The Unified Information and Settlement Center (EIRC) provides an opportunity to pay receipts for housing and communal services. To do this, you need to come directly to this organization and stand in line at the cashier, or else - make a payment on the EIRC website. Please note that not every company allows you to make such an online payment.
When contacting the cash desk of the EIRC, you need to have a receipt with you or know the details of the housing and communal company and your personal data. If you pay in cash, a small transaction fee will be charged. In any case, the consultant will be obliged to provide you with information on VAT. If you decide to pay for housing and communal services with a bank card that is not a partner of the EIRC, most likely you will have to pay an additional 2-5% (but no more).
There are no advantages of calculating housing and communal services through the EIRC. This method is in demand among older people who do not know how or do not want to pay through an ATM or the Internet, as well as in cases where the branch is located in a convenient place for the payer (for example, not far from home or work). In fact, the settlement at the cash desk of the EIRC is an alternative to the option of depositing funds for services at post offices or banks, which is available to everyone.
Payment for utilities can be made in different ways: via the Internet, operator, terminal, using a Mobile card. Each option has advantages and disadvantages. So, paying for water, heating or electricity, for example, through the post office, you will have to pay a commission of 1 to 3%. Although there are ways to do this without additional overpayments.
How to pay utility bills
When choosing a utility payment option, it is important to know the pros and cons of each of them, the payment deadline, and the interest charged. You can pay your utility bill in one of the following ways:
- The generally accepted option for repaying utility debt is through the bank's cash desks. In this case, a large percentage (2-3%) is taken for the transfer of funds. There are a number of banks offering zero commission for transactions: Promsvyazbank, Citibank, Uniastrum Bank, Tinkoff Bank, Sovcombank. The disadvantages include long queues of payers.
- Holders of plastic cards can easily pay for heat energy or water supply services through round-the-clock ATMs. At a convenient time for yourself, you can make a payment with a minimum percentage (0.5-2%).
- You can deposit cash into your utility bill using terminals located on almost every corner. It is fast and affordable, the only negative is that the change is not issued, but goes towards the advance payment.
- If you have a mobile bank connected, you can make any payment by sending SMS, including utility bills. For its implementation, it is important that the bank card is connected to this service, and there are funds on the balance sheet.
- You can also make a payment at the post office by standing in line at the cashier and paying a 3% commission fee.
- You can pay off the debt by contacting the management company, HOA, housing cooperative directly. In this case, the commission is zero. In the event of a dispute, you can request a reconciliation report from an accountant. Among the disadvantages is reception at certain hours, which may not be very convenient for a working person. Although now management companies already have their own official websites through which you can independently conduct financial transactions.
- Significantly save time by enabling auto payment. To do this, you need to directly contact the bank branch for registration of the service. Then, on a fixed date, a certain amount of money will be debited. It is important to keep the balance positive. The disadvantage of this method is that the same amount will always be withdrawn from the account, while utility bills may be different every month.
- The A3 system services can be used by holders of international plastic cards Visa, Maestro, MasterCard. To do this, you need to register on the Internet site of the A3 payment service, indicate the payer code, card number and payment amount.
Payment of utilities without commission
Both owners of privatized, municipal apartments and private houses, as well as tenants of housing, must pay for a communal apartment. Payment of housing and communal services without a commission can be carried out in several ways:
- Through the public service. Internet platform PGU.MOS for VTB 24 cardholders.
- Bank of Moscow with a social card. Regardless of the method of making a payment (through an operator or an ATM), no commission is charged. It is a safe, fast and convenient way for pensioners.
- Via the Internet, for example, using the Settlement Center.
Payment of utilities via the Internet without commission
By means of a computer or telephone, you can make a rent without additional overpayments. So, using an electronic wallet (WebMoney, Yandex.Money, PayPal or QIWI) the commission will be in the range from 0.8% to 2.5%. You can make a payment via cellular communication if a card is linked to the number. Beeline subscribers can pay off a communal apartment without commissions from their account on the phone, but only to certain providers, such as housing and communal services in St. Petersburg or housing and communal services in Moscow. A similar service is available for MTS subscribers, but with a commission of 1.5%.
Step-by-step instructions on the example for the "Mobile Bank" of Sberbank:
- Send a message: "EIRTS code" to number 900, where the code is the personal account number indicated on the receipt.
- In response, you will receive an SMS with data on debts, the amount due, commissions and the transaction code.
- Send confirmation code to 900.
- Wait for information about the payment.
- For convenience and saving time, you can activate the "Auto payment" service. In this case, you will not need to request a receipt each time. As soon as the payment document is generated, you will receive a notification with a proposal to pay for it.
Through Sberbank Online
You can pay the rent with a bank card via the Internet using the Sberbank Online service. The advantages of this method: minimum commission, speed, convenience, the ability to track the history of payments in your personal account, transfer funds in real time. To make a transaction, you need to connect the Mobile Banking service. Thanks to her, a message with a confirmation code for the operation being performed is sent to the phone. Action algorithm:
- Log in to your personal account using your username and password.
- open the "Payments and transfers" tab;
- find an organization by name or details;
- enter the necessary information: indications, drug number;
- enter the amount and confirm the payment.
Electronic payment systems
Payment for housing and communal services without a commission via the Internet can be carried out using electronic systems, for example, Payment.ru. To do this, you need to register and connect to the system by making a one-time payment - 150 rubles. All transactions are made in your personal account from any bank card. If you have a plastic card of the Rapida service, you can make a payment using the following algorithm:
- Register on the official website of Rapida.ru.
- Go through the authorization process.
- Open the "Rapida-online" section.
- Select the tab "Payment of utility bills".
- Find a payee.
- Enter details.
- Make a payment.
The single city portal does not charge a commission, but the service provider's bank can do this. So, you can pay with a Bank of Moscow card without overpayment, and with other cards, the commission can be up to 0.8%. Among the shortcomings are not very convenient and understandable interface, and periodic malfunctions. The advantages include saving time and a convenient payment method - you do not need to enter all the details: only the Unique Accrual Identifier (UIN). Its value is in the payment receipt in the column "Document Index" or "Code".
In order to use this method, you must first create an account on the portal, as well as have a payment tool, for example, an electronic wallet, a bank card or a positive balance on a mobile phone. Payment for housing and communal services via the Internet without commission can be carried out according to the following algorithm:
- Log in to the State Services website using a computer or mobile phone.
- Open the Service Catalog tab.
- Click on the "Apartment, building and land" icon.
- Select the service "Payment of utility bills".
- Read the information and click the "Get Service" button.
- In the window that appears, find a supplier.
- Enter the code or number indicated on the receipt.
- Specify the payment amount.
- Choose a payment method.
- Make a payment.
Mobile banking
The advantage of paying through mobile banking from Sberbank is the absence of a commission. To do this, the user must register in Internet banking and activate this service. Then you need to take the following steps:
- Go to the section "Housing and communal services ...".
- Select the desired organization.
- Enter details.
- Record meter readings.
- Confirm payment via SMS.
Pay utility bills in Moscow
Muscovites, as well as residents of other cities in Russia, can pay utility bills without a commission via the Internet, mobile communications, terminals and bank cash desks, and the public services website. For the convenience of the population and the improvement of the settlement system in Moscow, a single payment document has been introduced, which is sent by mail. Using the EPD, it is easy to pay on the pgu.mos.ru website.
This is the official portal of the Mayor and the Government of Moscow. To pay off housing debt, you must specify the payer code, the type of document - debt or ordinary, the payment period. It is possible to subscribe to e-mail to receive notifications of new EAPs. Payment of utilities without commission can be made directly on the website of the service company. So, for the consumption of electricity in Moscow, you can transfer money on the website of Mosenergosbyt. In this case, the commission for electricity will be equal to zero, and when paying for the EPD - 1.5%
Video
Paying utility bills via the Internet is a reliable and convenient way that saves time for the payer. To pay utility bills, it is enough to have a computer with the Internet and a bank card or an account in the Internet bank or in an electronic payment system.
Housing and communal services can be paid in the following ways:
- At an ATM or terminal;
- Through Internet banking or the bank's mobile application;
- Bank card via the Internet;
- With the help of electronic payment systems;
- Through the portal of public services;
- On the website of the management company or resource organization;
- At a bank branch, company cash desk or post office.
The Gosuslugi website operates on a one-stop-shop basis. With the help of the portal, you can not only receive the services of state bodies, but also pay utility bills.
You can create a personal account in the system through registration on the site, but you need to confirm your account.
There are several ways to verify your account on the State Services website:
- Personal contact with an identity document to the User Service Center. Usually this is an MFC, a branch of the Pension Fund or a branch of the Post Bank;
- Online through Sberbank Online and Tinkoff Internet banks, as well as through the web version or the Post Bank Online mobile application. In this case, there is no need for personal verification of identity;
- By ordering an identity verification code by mail;
- Use an electronic signature.
When you have confirmed your account, you can pay for services through the portal.
To pay for the services of housing and communal organizations through the State Services portal, you need to:
- Go to the main page of the gosuslugi.ru portal;
- In the tab " Service catalog» find the section "Apartment, construction and land";
- Select item " Payment of utilities”, get acquainted with the algorithm for the provision of public services;
- Press the button " Get a service»;
- Select a service provider for a specific locality;
- Enter your account number and click " Further»;
- Specify payment information;
- Enter your credit card details and make payment.
Payment via Sberbank Online
To make a payment through the bank's Internet service, you need to perform a few simple steps in a certain sequence
There is a search by organizations in the Internet bank. It can be used in case of difficulties by indicating one of the well-known details of the company - name, TIN, current account number.
Payment in the personal account of other banks follows a similar scenario. Some banks offer the ability to connect auto payment to automatically pay for services after a certain period of time, in the case of utility bills, every month.
How to pay utility bills online
A convenient way to pay utility bills are electronic payment systems. Using such services, you can easily transfer funds to the account of the organization.
At the moment, the following payment systems are most common:
- Qiwi
- Yandex money
- Site Payment.ru
QIwi wallet is a popular payment system that is easy to conduct transactions.
To make a payment you need:
- Go to the official website of the qiwi.com system;
- Log in to the system (or create a wallet, follow the instructions on the site);
- Press the button " Pay»;
- Go to section " Communal payments»;
- Select the required organization;
- Enter the details in the appropriate fields - the personal account number, the amount of payment and the payment period for housing and communal services, if required;
- Check the correctness of the entered data;
- Confirm payment with a code from SMS;
- If necessary, print the receipt and complete the payment.
On the QIwi website, utilities can be paid not only from a wallet account, but also from a card of any bank or from a mobile phone balance.
Yandex money
The system differs from the Russian Internet giant in the simplicity of registering an account - for all users who register mail, a Yandex.Money wallet is created.
To pay utility bills, you need to perform a number of actions:
- Log in to the Yandex system using your email address and password;
- Go to the Yandex.Money section from the main page of the service or follow the link money.yandex.ru;
- From the menu on the left select " Payment for services»;
- Find item " Housing and public services»;
- Choose the organization in favor of which you need to make a payment;
- Enter the payment details, indicate the amount, check the correctness of the entered data;
- Confirm payment.
It should be taken into account the fact that in order to make a payment without a commission, you must have a card of this system. The payment procedure is not much different from other systems. To pay for housing and communal services you need:
- Register an account on the payment system website;
- Log in using the data specified during registration;
- In the tab " Rapida-Online» select the section of housing and communal services;
- Choose an organization;
- Enter payment details and confirm payment.
On the site you can pay for services without registering a personal account. The payment algorithm is as follows:
- Go to section " Payment without registration» at oplata.ru/?action=freepayment;
- Select the provider category (utility payments, internet, television, etc.);
- Indicate the region for the provision of public services;
- Select the beneficiary organization;
- Press the button " Continue»;
- Choose the appropriate payment method - bank card, payment service Moneta.ru or a network of payment terminals;
- Specify the data required for making a payment;
- Confirm transaction.
Mobile application of the bank
Applications of most banks duplicate the functionality of web versions. This allows you to pay with your smartphone. This option is suitable for those who are used to making all payments using their phone.
Applications of some banks allow you to read the barcode indicated on the receipt, which greatly simplifies the procedure for filling out the details.
Most banks allow you to pay utility bills without commission at their ATMs. Depending on the device, the procedure may vary slightly, but always consists of the following steps:
- Insert a bank card into the device and enter a pin code;
- Select the desired section. Usually, the title of the section contains the words " Rent" or " housing and communal services»;
- Enter the details printed on the receipt;
- Specify the required amount;
- Confirm the transaction and print the receipt.
Some devices have the ability to scan the barcode or QR code printed on the receipt. The procedure is similar to reading a barcode from an item by a cashier in a store.
This feature greatly simplifies the payment of utilities through an ATM, the payer only needs to check the correctness of the data and confirm the payment.
Payment of utilities through the terminal
You can pay for the services of communal organizations through the terminals. These can be devices in bank branches that allow you to pay for services not only with a card, but also in cash, or terminals of common payment systems like Qiwi or CyberPlat.
This method is convenient, because. terminals can be found in almost any store or large shopping center. But it is worth considering that most of these devices charge a commission for such operations.
Conclusion
Thus, anyone can pay for housing and communal services without any problems using the most acceptable payment method.
- You should carefully check the correctness of the entered details and the payment amount, because. in the event of an error, problems will arise, and the inaccuracy may not be immediately detected. In case of a long delay, the utility organization has the right to charge penalties and fines.
- Pay attention to the size of the commission. Depending on the method of depositing funds into the account, the commission may be absent or amount to several percent of the amount of the payment.