Do I need to change my policy after marriage? Where and how to change the compulsory medical insurance policy when changing your last name: features, requirements and recommendations
Throughout Russia there is a system of insurance for citizens, which includes certain medical institutions, the financing of which comes from the federal or regional budget. Hospitals, clinics, and hospitals included in this system provide services to citizens living in the territory under their jurisdiction upon presentation of a compulsory health insurance policy. Registration, receipt, as well as replacement when changing the surname of this document is carried out in accordance with the norms adopted by regulatory legal acts.
What is a compulsory medical insurance policy?
If he is denied this type of service, he must contact the compulsory health insurance fund with a corresponding application.
After receiving a permanent policy, the temporary certificate is transferred to the insurance company and is subject to destruction.
Temporary certificate when applying for a compulsory medical insurance policy
Document replacement period
The issuance of a compulsory health insurance policy has its own specific time frame established by regulations, and should not exceed thirty calendar days from the moment the citizen applied to the office of the insurance company with an application for a replacement or receipt of a document.
However, quite often most companies issue policies for longer periods, exceeding a month. Why is this possible? The fact is that each insurance company has its own range of services, prices for them, and also independently sets deadlines for performing certain procedures.
Current compulsory medical insurance documents
If the policy is replaced due to the fact that the document is lost or has lost its original appearance, for example, worn out due to a long period of use, torn, etc., a duplicate insurance policy is issued. That is, the identification number cannot be changed and remains the same.
Video: how to replace a medical policy - where to do it and how much it costs
The video tells how to replace the policy with the one you need with a new last name, where to do it, how long to wait, what documents are needed.
Both when changing a compulsory health insurance policy, and when initially receiving it, it is necessary to carefully study all the information about it in order to avoid possible fraud, which is currently quite widespread.
You should not delay the procedure for replacing the policy, since the document in which the old name is indicated is not valid. Accordingly, if the need arises to go to a medical institution, certain types of difficulties may arise.
A compulsory medical insurance policy (compulsory medical insurance) is a document confirming that a citizen has the right to receive free medical care in Russia.
It doesn’t matter what happens - a sudden illness or an accident: the owner of the treasured policy can always count on a place in the hospital and basic medications. Hospital services are paid for from the compulsory medical insurance fund.
A citizen needs to constantly ensure that the compulsory medical insurance policy is securely stored at home or in a passport cover, but also that this document is up to date. This is why so many citizens are faced with the question: is it necessary to take out a new policy when changing their last name? In this article we will give a clear answer to this question.
Do I need to change?
If your last name changes, you must immediately contact your medical insurance company to obtain a new document. Otherwise, the provision of free medical services to the citizen will be suspended.
A surname change can occur for a number of reasons:
- Wedding.
- Divorce and return to maiden name.
- Parents' initiative (if we are talking about a minor child).
The surname can be changed to any other at the request of the citizen himself (without a significant reason), however, in Russia this practice is not widespread.
What documents do I need to provide?
To reissue a compulsory medical insurance policy you will need:
- Statement. The application form does not have a general form and is provided at the office of the insurance company. The application must contain the main elements: the reason for changing the last name, passport details, the desired type of new policy.
- Passport. The data in the passport must already be changed, otherwise it will not be possible to obtain a policy using it.
- A marriage certificate, divorce certificate, or other document explaining why the last name was changed.
- Previous compulsory medical insurance policy. According to the law, this document is not mandatory (because it may not exist), however, the insurance company often requires it. It’s easier to show than to get into disputes about the legality of the insurer’s actions. The same can be said about the SNILS plastic card.
If your child needs to renew a medical policy, you will need the following documents:
- Passport of one of the parents.
- Child's birth certificate.
- Any document confirming the change of surname.
Providing the old policy and SNILS will make the work of the insurance agent easier, which means it will reduce the time it takes to receive the document. It is not at all necessary to bring the child to the insurance office - a package of documents is enough.
You can replace the policy not only for yourself and your minor child, but also for any other citizen (for example, a spouse). In this case, the package of documents should be supplemented with a power of attorney - it can be written by hand, it is not necessary to have it certified by a notary.
Time frame for replacing compulsory medical insurance
According to Federal Law No. 326, a citizen is given only 1 month to reissue a compulsory medical insurance policy. The countdown of the period begins from the moment the event occurs, that is, the change of surname.
Institutions of appeal
You can apply for renewal of your compulsory medical insurance policy at any insurance company that has passed state accreditation.
The list of accredited insurers should be found on the Internet or at your nearest clinic. It is recommended to make an informed decision based on an analysis of available information about insurers and reviews of existing clients, and not limit your choice to the principle of walking distance.
You do not need to go specifically to your insurer. Any citizen of the Russian Federation can choose a company for cooperation, and any attempts to prevent free choice are illegal.
Features of the procedure
When changing your last name, you need to change your compulsory medical insurance policy according to the following algorithm:
- Choose a suitable insurer whose reputation does not contain any dark spots. If you were completely satisfied with cooperation with your previous company, then you should not look for “good from good”.
- Collect a package of required documents.
- Contact the nearest office of the selected insurance company with a package of documents and ask for an application form for a compulsory medical insurance policy. If you have a uniform health insurance policy, then you do not need to change it - just renew the contract with the insurer. The name and telephone number of the new insurer will be written on the reverse side of the document.
- Wait until the policy is ready - you should be notified by a call from the insurance company. The maximum waiting period is 1 month, but usually the document is ready much faster.
Replacing documents in Russia is a rather difficult operation. Especially if you don’t know how to act in a particular case. Below we will talk about how the compulsory medical insurance policy is replaced. When changing your last name, for example. Is it necessary to do this? What should you remember under any circumstances? The answers will be given below. In fact, everything is simpler than it seems.
Issuing authorities
Replacing a policy when changing your last name in Moscow or in any other city occurs without much difficulty. The main thing is to remember some features of the procedure.
First, let's try to understand where exactly this paper is issued. You can apply for a compulsory medical insurance policy from any insurance company. But only those that work under special government programs. In some cases, it is possible to contact the MFC to achieve the goal. But it is better to contact insurance companies directly.
Deadlines
The time limit for changing a surname is not very long. You won't have to wait long for the document to be ready.
How long does it take to receive it? On average, the document will be produced thirty days after submitting the corresponding request to the insurance company.
About the procedure
Replacing a compulsory medical insurance policy when changing your last name is a mandatory procedure. And you need to seek help as early as possible. After all, with an invalid policy, you will not be able to use medical services for free.
How exactly to proceed? The following instructions will help here:
- Collect documents for policy exchange.
- Come to any insurance company with the appropriate request.
- Get a temporary policy.
- Wait for the document to be ready.
- Pick up the completed policy at the appointed time.
You will not have to pay for the production of the mentioned paper. This is a completely free procedure. Accordingly, there will be no duties.
About the temporary policy
What is needed to replace the compulsory medical insurance policy when changing your last name? The algorithm of actions offered to your attention will help you understand how to exchange the paper you are studying.
As you can see, the citizen will be issued a small paper policy. This document is temporary. It is valid from 14 to 30 days. If after the expiration of the paper the normal policy is not ready, then you can get another temporary analogue for free.
Unlike a permanent policy, a temporary one looks like a small piece of paper with information about the citizen. It is printed on standard forms. At the end of the paper is the signature of a representative of the insurance company.
Documentation
Are you planning to replace your compulsory medical insurance policy if you change your last name? There are different documents for bringing an idea to life. But there is a certain list of papers that must be attached to the application.
So, among them are:
- passport;
- statement;
- old policy;
- SNILS.
Recently, an insurance certificate has become necessary for a person to participate in the state program for insurance in the field of medical services. Without it, registration will be denied.
Other documents
When replacing a compulsory medical insurance policy when changing your last name, you must provide evidence that the person’s personal data has changed. This is a normal requirement, it is completely legal.
In addition to the previously listed papers, to obtain a policy with new data, the following are distinguished:
- marriage or divorce certificate;
- judicial opinion;
- certificate from the registry office.
It would be enough. The only feature that will have to be taken into account is that the request must be submitted after the person has a passport with a new surname. Otherwise, the policy will not be exchanged.
Children are additionally required to provide a birth certificate. And the application in this case will be filled out on behalf of the legal representative. In order for the compulsory medical insurance policy to be reissued, you must also present a document with registration. Especially when it comes to a child.
Is it necessary?
Is it really necessary to replace the compulsory medical insurance policy when changing your last name? Or can I wait a bit with this idea?
By law, all documents must contain only reliable information about the citizen. Changing your last name means updating your personal information. And, accordingly, all the person’s old documents will have to be changed. Compulsory medical insurance policy is no exception.
What happens if you do not contact the insurance company with a corresponding request? When visiting medical organizations, a person will simply be denied service. You will either have to pay or wait for the policy to be ready with new data about the person.
Document Presentation
What does the paper you are studying look like? There is no consensus. After all, it all depends on what kind of document citizens need.
Today you can see a standard compulsory medical insurance policy. It looks like a small blue piece of paper packed in a special envelope. The policy will contain the citizen's details and insurance number.
But in some regions they are actively promoting policy cards. This is a document that resembles bank plastic. It serves as an analogue of a paper policy, but not all clinics work with a similar interpretation. And therefore, citizens must indicate in their application what kind of policy they need.
Is it possible to make 2 analogues at once? Yes. And no one will charge money for this service. The production and exchange of medical policies, as we have already said, does not require any costs.
About receipt
What to do after the citizen is notified that the document is ready?
The insurance company will issue a policy upon presentation of your passport. Or any other identification document. If the recipient is a child, then his legal representatives must collect the documents for him. Such papers are not issued to third parties.
From the first days of receiving a new policy, you can use it for its intended purpose. Replacing the compulsory medical insurance-Max policy when changing your last name will not take much time and effort.
Can they refuse?
Some people are interested in whether a person can be denied a document. Or will he be exchanged if he changes his name?
The answer is simple: if there are grounds and a complete package of documents, they cannot refuse to issue or reissue policies. It's simply illegal.
However, the service is not provided if the citizen has presented forged documents or if there is no legal basis for the provision of the service. But, as practice shows, in all other cases, exchanging a policy is not at all difficult. The main thing is to go to the insurance company whose services the citizen uses.
Results
Now it’s clear how the compulsory medical insurance policy is replaced when you change your last name. This is a very simple procedure that does not require any special knowledge, skills or actions from a person.
In reality, everything is much simpler than it seems. The production and renewal of a compulsory medical insurance policy is included in the list of mandatory procedures when updating personal data. However, by law there is no deadline for replacing paper. And there will be no late fees either. This means that everyone decides for themselves when to apply for a policy exchange.
All of the listed algorithms and replacement principles are also relevant for VHI policies. In fact, exchanging the mentioned paper is the simplest procedure. And everyone can cope with it. The main thing is to remember all these rules.
Updated 09/12/2016
Answers to frequently asked questions:
1 . Who is eligible to receive a compulsory medical insurance policy?
The list of persons subject to compulsory health insurance can be found in the section
2. What documents are required to obtain a compulsory medical insurance policy in 2011?
The list of documents required to obtain a compulsory medical insurance policy can be found in the appropriate
3. Where can I get a compulsory medical insurance policy in Moscow?
Information about addresses and operating hours in the corresponding section.
4. How to get a compulsory medical insurance policy for a newborn?
You need to contact the nearest Compulsory Medical Insurance Policy Issuing Point with an Application for selection (replacement) of a medical insurance organization.
The following documents or their certified copies required for registration as an insured person are attached to the application for selection (replacement) of a medical insurance organization:
for children after state registration of birth and up to fourteen years of age who are citizens of the Russian Federation:
birth certificate;
an identification document of the child’s legal representative (usually the passport of one of the parents);
SNILS (if available);
5. How it is now in MoscowIs compulsory medical insurance policy issued for nonresidents? Can citizens of the Russian Federation in Moscow obtain a policy without registration?
Section II of the Rules of Compulsory Medical Insurance (Appendix to the order of the Ministry of Health and Social Development of the Russian Federation dated February 28, 2011 No. 158n) does not provide for citizens of the Russian Federation to register at the place of residence or stay to receive a compulsory medical insurance policy.
Thus, compulsory medical insurance policies in Moscow are issued to all citizens of the Russian Federation, regardless of registration at the place of residence.
6. I got married and changed my last name, is my compulsory medical insurance policy replaced when my last name is changed?
In accordance with Section IV of the Rules of Compulsory Medical Insurance (Appendix to the order of the Ministry of Health and Social Development of the Russian Federation dated February 28, 2011 No. 158n), the Compulsory Medical Insurance Policy is subject to re-issuance if:
- change of surname, name, patronymic, place of residence, date of birth, place of birth of the insured person;
- establishing the inaccuracy or error of the information contained in the policy.
If you have an old-style policy, then you need to contact the Compulsory Medical Insurance Policy Issuing Point with an Application for choosing (replacing) a medical insurance organization to receive a new-style policy.
If you have already received a uniform policy (beginning of issuance - 05/01/2011) - with an Application for the issuance of a duplicate or re-issuance of the policy for re-issuance of the policy.
Renewal of the policy is carried out upon presentation of documents confirming the changes (marriage certificate, certificate from the registry office, court decision, etc.)
7. How to change the compulsory medical insurance policy if it is lost or if the policy has become unusable?
If an old-style policy is lost or has become unusable, you need to contact us to obtain a new-style policy.
If a uniform policy (issued after 05/01/2011) is lost or has become unusable - to issue a duplicate policy.
8. Does the law provide for a compulsory medical insurance policy for foreign citizens?
In accordance with Section IV of the Rules of Compulsory Medical Insurance (Appendix to the order of the Ministry of Health and Social Development of the Russian Federation dated February 28, 2011 No. 158n):
Foreign citizens and stateless persons permanently residing on the territory of the Russian Federation (with a residence permit - editor's note) are issued a paper policy valid until the end of the calendar year.
Persons entitled to receive medical care in accordance with the Federal Law “On Refugees” are issued a paper policy valid until the end of the calendar year, but not longer than the period of stay established in the documents*2 specified in subparagraph 3 of paragraph 9 of the Rules.
Foreign citizens and stateless persons temporarily residing on the territory of the Russian Federation (those with a temporary residence permit - editor's note) are issued a paper policy valid until the end of the calendar year, but not longer than the validity period of the temporary residence permit.
Workers of the EAEU member states (Belarus, Kazakhstan, Kyrgyzstan, Armenia) temporarily staying in the Russian Federation are issued a paper policy valid until the end of the calendar year, but not longer than the validity period of the employment contract concluded with the worker of the EAEU member state.
Foreign citizens temporarily staying in the Russian Federation, belonging to the category of members of the Commission board, officials and employees of EAEU bodies, are issued a paper policy valid until the end of the calendar year, but not longer than the period of execution of their respective powers.
The list of documents required to obtain a compulsory medical insurance policy can be found in the corresponding section.
9
. There is no way to get a policy on my own, can I get a policy through a friend?
Yes, you can apply for a policy through your representative. To apply for a policy through a representative, you need to fill out. Notarization of the power of attorney is not required.
11 . What services can be obtained under the compulsory medical insurance policy?
The list of medical services of the compulsory medical insurance system is presented in the section.
12 . How is emergency medical care different from urgent care?
Emergency - medical assistance provided for sudden acute illnesses, exacerbation of chronic diseases, conditions that pose a threat to the patient’s life.
Emergency medical care, provided for sudden acute diseases, exacerbation of chronic diseases, conditions without obvious signs of a threat to the patient’s life.
Planned - medical care, provided during preventive measures, for diseases and conditions that are not accompanied by a threat to the patient’s life, that do not require emergency and urgent forms of medical care, the delay of which for a certain time will not entail a deterioration in the patient’s condition, a threat to his life and health.
13 . The doctor ordered an MRI, but said that I would have to wait in line. What is the maximum waiting time for this examination?
The waiting period for computed tomography, magnetic resonance imaging and angiography when providing primary health care in a planned manner is no more than 26 calendar days from the date the need for such studies is established for the patient.
Did not find an answer to your question? You can
In everyday life, there are often cases when, for one reason or another, people change their last name. At the same time, they have to change certain types of documents, which include a medical insurance policy. In the city of Moscow, the procedure can be carried out through the operator of a multifunctional center, which greatly simplifies obtaining an insurance policy - compulsory medical insurance.
Dear readers! The article talks about typical ways to resolve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:
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General provisions
It is a codified legal act in the field of family relations that arise during the formation of a family, the rights and responsibilities of parents and theirs.
What it is
At its core, a medical policy is a personal document issued on an individual basis. It indicates the person’s personal data, his last name, first name and patronymic, if in the manner prescribed by the legislator.
The compulsory medical insurance policy is issued once and is assigned a unique identification number.
The compulsory medical insurance policy form is the same for all insurance companies operating in the Federation.
The replacement of a paper policy with a plastic card began more than 2 years ago, which is more convenient to use. The compulsory medical insurance policy changes to a new policy in certain situations.
These include:
- change of permanent residence;
- modifications of personal data;
- change of insurance company;
- loss due to the owner's fault;
- deterioration of the document due to the passage of time naturally;
- damage caused by external factors;
- presence of spelling errors;
- entering inaccurate information, including the numbers indicated in it.
The insurer pays, in accordance with the terms of the compulsory medical insurance program, the costs of treatment incurred by the insured person.
Who falls under the category
Every Russian citizen must have a compulsory medical insurance policy in accordance with the requirements of the Federal Law. He must be insured in the manner prescribed by law with any insurance company.
A citizen has the right to independently choose an insurance company to receive a compulsory medical insurance policy, as stated in Federal Law No. 326-FZ.
The responsibility for issuing a compulsory medical insurance policy for minor children rests with their legal representatives, who are the parents or their substitutes. In some cases, on or.
The same applies to persons recognized as having limited legal capacity during a medical examination. In this case, the receipt of a compulsory medical insurance policy is carried out by the indicated persons on a general basis.
Where to contact
For many citizens, the question becomes urgent: where to change the insurance policy when changing their last name? The compulsory medical insurance policy is replaced by the insurance company that previously issued it.
It must be contacted within 30 days after the occurrence of the event leading to the procedure.
In addition to directly contacting the insurer, it is possible to submit an application to any branch of the MFC, medical insurance organization that carries out the activities of registering and issuing compulsory medical insurance policies. He is assigned a new identification number.
Where to change your compulsory medical insurance policy when changing your last name
The insurer is obliged to issue a new document if the policyholder applies to it with an application. For the provision of services for issuing a new document, he withdraws a certain amount of money from the applicant as a fee.
Its size is determined by the insurer depending on the insurance rules approved by it.
The compulsory medical insurance policy is subject to mandatory replacement when a citizen’s personal data changes, regardless of the reason.
The necessary conditions
The compulsory medical insurance policy acquired a unified form in 2011. The legislator has planned to exchange the old-style compulsory medical insurance policy for a new one over the course of several years.
A compulsory medical insurance policy received before the above law came into force belongs to the category of valid documents until it is replaced with a uniform policy.
Its exchange on the personal initiative of the policyholder is carried out at least once during the calendar year.
As for changing the surname, it is carried out by the civil registry office, which is authorized by the state. It is carried out on the basis of the Federal Law, the instructions of Articles 32 of the Family and Civil Codes.
Their provisions note the possibility of changing a surname on the grounds provided for in the regulations of legislative acts.
Pursued goals
The legislator has introduced the obligation to obtain it for all Russian citizens, including minor children without exception.
It is used to receive free medical care, which is its main purpose.
The compulsory medical insurance policy provides its owner with the opportunity to receive medical care in any locality of the country, regardless of the occurrence of the insured event or place.
These include:
Indicators | Description |
Emergency treatment | when certain events occur with serious consequences for human health and life |
Outpatient care | — |
Hospital treatment | in the presence of chronic or with the onset of sudden acute, including complicated, childbirth, abortive treatment |
Planned treatment | according to the schedule established by the attending physician |
Rehabilitation | after suffering from an illness, recovery from injuries received in an emergency and other adverse incidents |
In addition, the policyholder has the right to choose the attending physician and medical institution.
He inquires from the medical staff about the treatment, its individual processes, and obtains advice on issues regarding his treatment from other specialists.
If the need arises, he is given all the medical documentation completed during his treatment.
What you need to have with you
A number of documents or their copies certified by a notary are attached to the application.
These include:
When exchanging a compulsory medical insurance policy belonging to a minor, his birth certificate is presented.
If you have reached the age of 14, then a passport must be submitted. In both cases, the child’s SNILS number is provided, if available.
Application procedure
Questions regarding the procedure for registration and issuance of a compulsory medical insurance policy are provided for in the order of the Ministry of Health and Social Development, issued on February 28, 2011.
It contains a list of required documents that the policyholder must present to the insurance company, the insurance company.
To obtain it, you must submit an application to the selected insurer. It must be written by the applicant in his own hand and signed.
It should be noted that the legislator allows its submission through a proxy, provided that he has a notarized document.
It also replaces the document, for which an application is submitted with a request to replace the compulsory medical insurance policy in connection with a change of surname.
For the period of registration of a new compulsory medical insurance policy, a temporary certificate is issued. It confirms that an application has been submitted to the insurance company.
If the need arises, he will allow you to receive timely medical assistance. The norm is provided for by the rules set out in the order of the Ministry of Health and Social Development No. 158n.
Possible difficulties
Resolution of controversial situations regarding the receipt of a compulsory medical insurance policy and its replacement, the actions or inaction of the insurer and medical insurance organization, the decisions made by them can be made both during pre-trial regulation of the issue and in court proceedings.
In the first case, a claim is filed with the territorial or federal compulsory health insurance fund.
In the second, the policyholder applies for protection of violated rights and legitimate interests to a judicial body of general jurisdiction.
The procedure for applying to it is established by legal acts dealing with issues of civil proceedings.
As a rule, controversial situations may arise if the policyholder misses the established deadline, during which it is necessary to replace the compulsory medical insurance policy.
They are often the result of timely notification to the insurance company of changes in personal data, including last name.
The obligation to notify her is imposed by the requirements of Article 16 of the Federal Law, the instructions of the order of the Ministry of Health and Social Development No. 158n.
Video: effect of compulsory medical insurance policies
Important nuances
The civil registry office issues the primary document identifying a person - a birth certificate.
On its basis, the main document is issued - a passport, which allows one to identify the authenticity of a person’s identity, regardless of his social class or gender.
A passport determines a person’s citizenship and residence permit.
A compulsory medical insurance policy can only be issued by an insurance company participating in the compulsory health insurance program.
It must be accredited by the legislator and have a license to operate in the insurance market to provide insurance services of a certain kind.
Residents of the capital are wondering where to change their medical insurance when changing their last name in Moscow? The procedure for applying for a policy and receiving it in the capital does not differ from the procedure established in other localities of the country.
Its change is carried out on a general basis in an application form.
Residents of the capital can personally submit an application to the insurance company, without excluding the possibility of submitting it with the documents attached to it at one of the MFC offices. It was created to provide services to the population of the country.
It should be noted that in the city of Moscow it has become possible to obtain a compulsory medical insurance policy in electronic form in the form of a plastic card with a chip built into it.
The front side contains the personal information of the owner, his photograph is shown, and the back side contains information regarding the insurance company that issued the compulsory medical insurance policy.
What is regulated
The federal law:
Its regulations establish the procedure for registering acts of civil status of a person. All changes occurring in his life are recorded by the registry office in the registration book.
Established a norm for every Russian citizen to acquire rights and perform duties under his own name.
In accordance with the instructions of the Code, a personal name means:
In accordance with the instructions of the Civil Code, the authenticity of the personal name is certified by the person’s passport. It allows us to distinguish it from the general mass of the world population as a separate subject of social relations.
The fundamental legislative act regulating issues regarding compulsory health insurance is the Federal Law:
Number | Description |
It was published on November 29, 2010 under number 326-FZ |
As for issues related to the exchange of a passport when changing personal data, they are regulated at the federal level. In this case, executive authorities are guided by the following regulations.
Issues regarding obtaining a passport are regulated by a number of legislative acts, the fundamental of which is.
The federal law:
Number | Description |
It was published on July 27, 2010 under number 210-FZ | . By his instructions, the country introduced the obligation to pay a duty, which is included in the category of mandatory payments. They provide a definition of the wording “state duty” and explain the ways to pay it |
The act was issued on December 27, 2009 under number 374-FZ. Its latest edition is currently in effect | |
intentional damage to a citizen’s identity document (passport), or loss of a citizen’s identity document (passport) due to negligence |
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