IgorKa - Information resource. PrivatBank launched a massive system of secure payments using AirPay Secure payment private bank
The Internet acquiring of the Privat 24 for Business payment system allows an entrepreneur to accept secure payments from customers of your online store or visitors to your website. Merchant Privat24 - This is an additional commercial account in the Privat 24 payment system, which enables your customers to automatically pay for online orders and purchases. The commission rate (service cost) for the merchant is 2.75%.
PrivatBank became the first bank in the world to open a public API (in September 2009). Today, more than 4,900 partners and legal entities use the service not only in Ukraine, but also abroad. PrivatBank customers can replenish their account in the Privat24 Internet bank in WebMoney, Yandex.Money and PayPal e-wallets using a PrivatBank credit card, and also withdraw money from their e-wallets to any PrivatBank card.
How to connect Privat24 for online payment for goods and services on Joomla?
To accept payments through PrivatBank for Joomla, download the Billing component for CMS Joomla 1.5, 2.5 and 3.
Connect and configure Privat24 payment module for Joomla
To use Privat24 internet acquiring, you must do the following step by step instructions:
1. Register as a merchant in your user account Privat24. As a result of registration, you will receive a merchant id, a merchant password, which will giveyou can integrate Privat24 payment and information services on your website.
Registration of a merchant in the Privat24 system is a step-by-step process, as a result which is the creation of the payment template and the integration of the bank's payment modulePrivat 24 to the site. You can register in the private account of PrivatBank asindividual or legal entity.
Configuring Merchant Privat 24 for individuals or individuals
Registration:
- Log in to the Privat 24 system account for physical. persons using the linkhttp://privat24.ua;
- Enter your username and static login password;
- Enter the dynamic OTP password received in SMS on your mobile phone;
- Go to the menu section "All Services" -\u003e "Business" -\u003e "Merchant";
- Bind the card to work with the merchant;
- Indicate the IP address of your Internet resource;
- If desired, set the flag for participation in the Bonus + program (only for current accountsindividuals);
- Mark the services you need to work;
- Click "Next."
- Confirm OTP password.
- Registration is over. Merchant is assigned an ID and a unique Password. Merchant is instatus "Test" (you can make test payments).
View merchant data, edit:
- Go to the "My Merchants" tab. In the table you can see the listregistered merchants with the main parameters: ID, linked mapPrivatBank, IP, date of registration, status (blocked, deleted, test).
- To edit the properties of the merchant, click on the link "Data Editing".
- Fill in all information fields.
Also indicated here is the "Password" of your merchant, necessary for making payments.
Transfer of a merchant to an operating mode:
- Go to the "Applications" tab.
- Fill in the text box and click "Submit Application".
Within 1-2 days, the new merchant will be activated, and you will be able to accept payments.
Statistics:
To view the balance and summary statistics on payments of your merchant, go to statistics tab.
For a detailed view of the payment archive, go to the "Merchant Payments" tab.
Setting up a corporate merchant Privat24 for legal entities and organizations
Registration:
- Log in to your Privat 24 system account for legal entities. persons using the link forcorporate clients https://cb.privatbank.ua
- Go to the menu section "Services" -\u003e "E-Commerce" -\u003e "API"
- Follow the link “Register merchant”
- Fill in the initial settings of the merchant: account, ip-address, phone, affiliatebonus + program
- Enter otp password to confirm the registration that came to the specified phone number
Merchant is registered and is in the "Test" status (you can check the work applications, making test transactions)
- To view merchant data (merchant ID, merchant password) use the menu item"Management of merchants."
- Click the "Edit" link to enter additional information about the merchant(website address, description of the service).
- In the same section of the menu, you can apply for the transfer of the merchant to the operating mode.
- To quickly set up payment acceptance, use the "Accept payment" link.
2. Install the pmprivat plugin in the Billing component of Joomla. In the plugin settings in the administrative panel of your site, specify the store ID (merchant_id) and Password -merchant’s personal password received upon registration.
3. In the "My Merchants" section of the Privat24 system personal account, open the link "Set up payment acceptance." Copy the URL of the Result URL page from the plugin settingsto your merchant account on the Privat24 website in the server_url field or response URL. Fill outthe rest of the fields you need.
Now you can accept secure payments from PrivatBank on your Joomla website.
the site is connected to the PrivatBank secure electronic payment system, which allows you to pay for our services with any Visa and MasterCard cards issued by any foreign banks. The system of secure electronic payments is implemented on the most modern security standard - 3D Secure, which will provide maximum security for your payments on the Internet.
3D Secure technology is part of the global Visa "Verified by Visa" and MasterCard "MAsterCardSecureCode" global programs, the purpose of which is to provide and provide safe and reliable methods of payment for goods and services on the global Internet.
More than 15 million Visa cardholders around the world are active users of Verified by Visa services when making purchases on the Internet. Today, the 3-D Secure System standard is supported by more than 40 thousand online stores and more than 15 thousand banks around the world.
Caring to provide our customers with the most advanced elements of online security, we have implemented this standard on our website. Payment with Visa and MasterCard is now as safe as possible!
MasterCard® SecureCode ™ - A new MasterCard service that provides additional security when you make purchases on the Internet. In order to use it you do not need to purchase a new card - you can use an existing one. You choose your personal SecureCode, which will be one for all online stores. This password gives you additional protection against the misuse of your card during online purchases.
Each time you make purchases using your card in online stores participating in the MasterCard SecureCode program, a window automatically appears asking for your personal password, you only need to enter it. This procedure is very similar to entering a card PIN code when you want to use it through an ATM. After a few seconds, the issuing bank will confirm your identity, allowing your purchase to be carried out in a secure manner.
Verified by Visa - A new service that allows you to make purchases in real time, providing additional security for your operations. Using a simple verification procedure, Verified by Visa will confirm your identity when you make a purchase at the online stores participating in this program. It is very convenient and you can use your Visa card for this. In addition to all other benefits - Verified by Visa is very easy to use. You register the card only once and get your password. Then, when making purchases at participating online stores, the Verified By Visa dialog box automatically appears. You only need to enter your password and confirm your operation (click "Confirm").
Your identity will be confirmed and the purchase will be made in security mode. To activate this Verified by Visa service for your Visa card, or in order to receive more detailed information, contact your bank.
Extra online security for your card
Confidential information about your card number, CVV2 / CVC2 code is transmitted by you to the site of the server / system of secure electronic payments of PrivatBank in encrypted form. SSL is used for data transfer, so the security of operations is fully guaranteed.
In order to check if the connection is safe, pay attention to the page address, it starts with “https: //” (unprotected pages start with “http: //”).
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Maxim Ronshin
Ukrainian Startup Having Become a Courier in the Acceleration Program of OTP Group
“We want to say that the Ukrainian News may be consumed no less on the markets of Ukraine and that is the most beautiful, ale є dostatno іnovatsіynimi, so that you can remember. It became possible for our customers to scam and appreciate our product, as well as our partners in the incubator, NBU, 1991 Open Data Incubator and MasterCard. Regrettably, in which I have a great deal in the Fintech Master program, we could more clearly focus on the needs of banks and to demand a newer way to stimulate the ecosystem, which is our first and foremost bank, business and buyers ”
PrivatBank strongly supports the image of one of the best financial organizations in Ukraine. This is evidenced by a number of innovations proposed by Privat. Among them is an exclusive product: “Secure payments”.
The Secure Payment service, put into operation in PrivatBank, is designed to ensure consumer safety when paying for goods and services on the Internet. This was stated in a press release provided by the company. In particular, bank customers will be able to fearlessly make payments for any online purchases and be confident in the timely receipt of goods. For a secure turnover, you need a Privat card. From it, the money will be transferred to the seller’s account. It can be either an online store or an individual. The essence of the program is that the seller will receive the money only after the buyer confirms the provision of the service.
In addition to convenience and security guarantees, the new offer from PrivatBank is designed to finally convince citizens that online trading brings many benefits. The factor of deception reduced to zero gives this industry significant chances to conquer the market. Conscientious sellers will be able to confirm their respectability and significantly replenish the ranks of buyers. Both the bank and users and sellers, according to the head of PrivatBank E-Commerce department Kristina Karmazina, will be pleased with the new service.
The service is available on and. In addition to the card, you have to choose another item: “Secure payment”. Otherwise, the payment procedure has no differences from the usual one. Internet sellers who want to participate in the service will need to activate the function on their own. It is available in the LiqPay “Business” account and through the public API. Conflicts between sellers and their customers will be resolved by opening a public dispute, and the last word will remain with PrivatBank.
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From Privatbank, and was surprised that the payment does not go through. The reason is bank declined payment. Such glitches sometimes happen, so I decided to try the next day. Then I was somehow forgotten and only yesterday I decided to replenish my wallet again. The situation repeated itself. I called Privatbank (the phone number on the back of the bank card), they explained that it turned out a week ago the bank blocked the possibility of payment via the Internet for all cards. You can enable this feature on the Privat24 website. Could and warn ... Well, okay. It's Privatbank :)
I will briefly describe it. We go into the Privat24 system. Select item My accounts. We are waiting for the full page to load (it took me almost a minute) and then in the column Card Services, opposite our card, select the item from the drop-down list Open to the Internet. A pop-up window will immediately appear in which you need to enter Payment limit:
If I understand correctly, then this is the limit of the amount of payments per month. Maybe I'm wrong. Enter the amount and click on the button Confirm. We are waiting for the response of the system. If we get a message Service is temporarily unavailable or An error occurred while opening the card for the Internet - do not give up and repeat the above steps. BUT! We don’t get carried away very much, because for every attempt, even unsuccessful, 50 kopecks are removed! My operation was the fourth time. Moreover, there were no messages about the successful completion of the operation. Noticed by icon only Verified by VISAthat appeared in the column Card Services:
I tried again to transfer money to Webmoney wallet, but received an authentication error. Just in case, I waited half an hour and tried again. This time, the replenishment operation completed successfully.
In general, Privatbank, as always, is at its best :) Well, the fact that money is withdrawn even for failed attempts to include a card for payment on the Internet is certainly without words ... That is, even here the bank will not miss its profit. Thus, by disabling the service, Privatbank will earn money for sweets and more people will be attached to the Privat24 system.
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Comments: 26
Irish Eddyt:
I’ve been using PrivatBank cards for several years, and such a “feature” is not new to me. They really require that the card “open for the Internet” every month (more precisely, you open it for a month starting from the date of receipt of the application).
The online system of Privat24 is really loaded and is often buggy because of this, so I recommend opening the card by phone - it will work even faster.
Once there was still such a glitch in Privat24: I opened the card for the next month, but the limit remained valid from the old month, so it’s definitely better to open it by phone.Irish Eddyt:
And so I just want to summarize purely humanly: “Privatbank - kaazly” :)
If you want, you can delete the comment.
And they recently made it so that it is impossible to pay with Volm-Cable services on portmone.com with their cards - as it turned out, this can only be done through Privat24 online. There, it seems that transaction errors are issued according to which PrivatBank nods to Volya, but do not waste time figuring out the relationship - it is Privativtsy who block everything so that they pay only through their website.Irish Eddyt:
In the previous post, an inaccuracy - there should be “PrivatBank on a Purse nods.” When I figured out what was the problem with the payment on the Purse in the chat, the first thing I was asked was - do you use a Privat card? Well, then everything became clear to them immediately after my affirmative answer ...
ivirinka:
Yes, PrivatBank, as always, not in quality, but in quantity. I use the services of 3 other banks - there is nothing like this in any other.
Irish Eddyt:
In the previous In a post I’m talking about the fact that I’ll have to “give” 50 kopecks every month.
Sergei:
In addition to opening privat, he also reduced the list of cards that can work with the Internet. The item “open ...” is available, money for “connection” is withdrawn. And when you pay, “Rejected by the bank by the issuer”. And they shrug their hands at the bank and do not return the money for the _not_ provided_ service. Bred in general. For me personally, a fairly long period of work with a private session has ended.
Petro:
I found out in Privat, 50 kopecks for opening a card on the Internet. The card opens for the entire validity period, but the limit is for a month. if you independently set 100 UAH per month, then within a month you will not be able to pay more than this amount on the Internet. The limit is updated monthly, for free.
Finansist:
humpbacked pygmies. they did a toll account replenishment via privat24, then abruptly canceled it (probably the people were indignant), but when I wanted to replenish it through the Kyivstar website, I didn’t do anything, I tried it for ten days in two days, it says that your bank doesn’t allow you to pay. reluctantly from the hands of granny to release. not a bank but a fairy tale, damn it.
Vitaliy:
I have been a client of Privatbank for only a week and am not satisfied with them anymore.
At first everything was fine, pleasant, polite communication.
It all started with the fact that I needed a card to pay via the Internet, namely PayPal, on Ebay. I explained this to them and they offered me a Mittev card, as if I had a hunch and asked again if I could use it through PayPal. What affirmatively and with a professional look and arrogance I was told that she was just for this. I was tired of looking like an incredulous customer, and besides, they convinced me of this. I asked to make a card, having replenished my account, I started registration on PayPal, and what do you think, they write to me that I can’t register, as my card does not fit and they ask me to contact my bank. I did just that, went to the same professional and said that they wrote to me like that, a professional looking at me asks, what is PayPal? And at that moment I realized that the conversation with us will be long and tender. Gathering all my nerves and anger, I began to explain to him what a wonderful PayPal he was, with dignity he listened to what it was, and phoned his employees, or maybe his acquaintances, found out that my card was not suitable for international payments and tried to make excuses that he did not have to know this. I raised my voice a little and reminded that it was he who advised this card and it was for this wondrous PayPal. He again grabbed the phone, I already thought that now everything will be decided. I saw pleasure and a smile on his face, he says that everything will be fine, but now I just need to register my card in private24 and unlock it for purchases through the Internet. I calmed down and went home to do what the professional advised me. I did everything as this Alexey told me, in the branch number 90, which is located in Odessa, on the street. Vorobyov also began to register again in PayPal and, what is it, again does not fit. Unfortunately, the time was later, for a visit to the bank, I decided to ask what happened on the tech support, there are professionals from some attempt, I contacted a person who has an idea of \u200b\u200bwhat Internet shopping and PayPal are, he He explained to me that I need to make another card, this time a virtual one, for which I will have to pay money again. I ordered it, it has not yet been activated, and I am in anticipation and share of emotions, because I have so many problems with a real card, what will happen to a virtual one. Probably this will be the first and last time, cooperation with this bank. People take care of your nerves !!!koliambia:
My “virtual dollar card” costs 10-15% more.
Because of what, the brain can be broken ... (currency conversion occurs several times + for the service, this is not described anywhere, I have not seen ...)
Private employees are not qualified at all, they don’t know anything about what you are asking (when there are problems and you turn to the “specialists”, it seems that you went the wrong way) They are loaded with what they know or taught
Only on privat24 technical support there are only some people (with experience or experience) who will help to intelligently answer simple questions.John:
I have a Visa Classic Loyalty dollar card. It’s convenient to pay to any mobile number simply by sending a message. But with payments over the Internet, it is surprising that for every transaction, even unsuccessful, $ 1 is charged - for authorization. In my opinion, this is a robbery. In addition, where PayPal appears, they have their own commission. So it turns out to be more expensive for each purchase, you need to add at least a few more dollars to the indicated price on ebay. Unfortunately, only recently I learned all this, but now there will already be experience.
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PrivatBank launched the first in Ukraine mass system of secure payments using AirPay, which will work on any smartphone and with the majority of POS terminals operating in retail outlets.
Unlike other contactless systems, AirPay does not require modernization of the terminals of the outlet or the presence of a special device with the buyer. The service works with any Android smartphones or iPhone. To pay for purchases through AirPay, it is enough that the outlet was equipped with a PrivatBank POS-terminal, and an application was installed on the buyer's smartphone.
PrivatBank terminals are installed in 70% of Ukrainian outlets. At the moment, more than 3 thousand outlets with equipment from PrivatBank have already been connected to AirPay payment technology. In the near future, the bank plans to connect another 20,000 outlets, and in the future, all 90,000 outlets across the country will receive new functionality.
“Our contactless payments do not need expensive infrastructure. If the POS-terminal of PrivatBank is at the point of sale, it is already ready to accept payments through AirPay, ”says Oleg Gorokhovsky, First Deputy Chairman of the Board of PrivatBank. “AirPay’s contactless payment is completely safe and free, and it’s also convenient to use.”
One of the advantages of this technology is that the client does not need to transfer the card to the cashier or waiter, which means that it is impossible to intercept the card details. The application independently determines the model of the POS terminal, and chooses one of 2 payment methods:
Contactless payment - the customer independently makes a purchase inside the application, and the receipt, in the payment confirmation, is printed on the terminal of the outlet. The whole operation takes up to 30 seconds of time;
Payment by code - for some terminal models, the application generates a payment code consisting of 3 digits. The cashier should go to the Tools menu on the terminal, select “payment by code” and enter the code. In this case, the transaction takes 1-2 seconds.
After downloading the application, the client is asked to set a 4-digit password and configure automatic inclusion of geolocation within AirPay. Further, everything is simple - you need to choose one of the offered stores, the card with which you need to write off and the amount of payment.
To activate the application you need a PrivatBank card, the “Universal” card can be issued at the bank for free. You can add cards of any Ukrainian banks to your AirPay wallet, and make payments without the card itself.
Application developers respond quickly to feedback so that customers can enjoy shopping with AirPay. Any client can write an email to [email protected] with his wish or comment.