Receiving a Western Union transfer at Sberbank. How and where can I get a Western Union money transfer
Western Union is a rather popular service for transferring funds through Sberbank. For international transfers, individuals prefer to use systems that carry out these transactions instantly. Among similar systems, it was developed by the company of the same name and is the oldest, i.e., time-tested in the field of instant transfers. The popularity of this payment system operator is explained by its reliability and speed of transfer to any country in the world with a minimum of paper fillings.
To make a Western Union transfer to Sberbank, you must perform the following actions:
- Contact a bank branch. However, it should be borne in mind that not all units make such transfers. You can check the availability of such operations by calling the Sberbank hotline or directly at the branch.
- Have an identity document.
- Provide the employee of the financial institution with the appropriate information about the recipient of the financial item, namely: the exact last name, first name, middle name, his citizenship or citizenship, the amount of money and the type of currency to be transferred, the state and the final settlement where the transfer will be received.
- Contribute funds to the cash desk and pay the necessary commission for brokerage services of the bank.
- Receive payments with a digital transfer control number and a receipt cash order. Bank details and departure number - confidential data required by the recipient to successfully withdraw money. This information is communicated directly by the sender to the addressee. Third parties should not know her.
- The last step in the execution of the transfer of funds will be the notification of the recipient of the transfer and transfer to him the details, transfer number and address of receipt.
It is worth noting that in certain countries you do not need to know a unique code in order to receive funds.
In some cases, to receive the transferred money from the recipient, you may need to answer the “control” question that the sender indicated.
Can I receive a Western Union transfer from Sberbank?
Along with sending money to foreign countries, individuals can also receive transfers in bank branches. To receive a certain amount transferred through Western Union, the recipient will need:
- visit any branch of the bank;
- present an identity document;
- fill in the form for receiving funds;
- indicate to the employee of the institution the transfer number;
- check the information provided on the receipt;
- sign the cash transfer payment form;
- pick up cash.
Online Banking Transfers
One of the most convenient options for transferring money is to transfer cash through Sberbank Online through the official website. The order of online banking will be as follows:
- on the official resource of the bank you need to register, indicating the necessary information;
- in the section “All services” you need to select “Transfers”, then - “Urgent transfer Western Union”;
- indicate the surname, name, patronymic of the recipient, his country, city;
- enter the amount of the potential transfer;
- after the system has processed the entered data, a message will come to the mobile phone with secret information that must be communicated to the addressee.
Finance transfers cannot be made to the card, only in cash.
After all necessary actions have been completed, you need to save all the information that was sent by mobile phone or issued at the bank's cash desk before confirming receipt of funds on the other hand. There is always the possibility of a malfunction of technical equipment or a human factor, and the stored information about the transfer will help to resolve a possible contentious issue in the right way.
Benefits
The main advantages of using this system include:
- system reliability and multi-stage form of protection against fraudulent actions;
- the territory in which Western Union operates (has more than two hundred countries in almost all corners of the Earth);
- transfers are instantaneous.
Within five minutes, the money will already be at the place of receipt (very rarely, the time for this transaction reaches several hours).
Conclusion
Western Union money transfers through Sberbank are designed to significantly facilitate financial transactions quickly and anywhere in the world. The fee is paid by the sender, the recipient simply takes the funds. If it is impossible to pick up the transfer immediately, the funds can be stored in the system for up to four months from the date of registration. You can also not only cancel the transfer, but also return the funds to yourself. The system is used only for transactions of individuals (i.e. privately). The maximum amount of currency funds for transfer is five thousand US dollars.
Western Union payment system has existed for more than one hundred sixty five years. It has over four hundred and sixty service points located in one hundred and ninety-eight countries around the globe. Western Union transfers through Sberbank have been available for more than five years, the service can be used in one of the eight thousand departments of a financial institution.
For an international transfer in a bank, a prerequisite is an account with a credit institution. Western Union Company provides the opportunity to carry out a transaction without opening an account. This is its main advantage over other companies. Also, the advantages of WU include:
- Fast money transfer anywhere in the world. Fifteen minutes later, the recipient receives the amount sent if you select an urgent transaction option. The fee will increase, so if you take your time, use the standard method. Money will be received within twelve hours;
- Low commission. The size directly depends on the amount of the transfer, the smaller it is, the higher the commission. Consider this moment when sending money, especially dollars;
- The minimum amount of information about the sender and addressee. It is enough to provide personal data, destination and transfer size. However, when sending a large amount, additional information may be required.
Western Union transfers can be made at branches of the Savings Bank that support this payment system.
How to make a transfer in the department?
Before you go to the nearest branch, check if such transfers are accepted there. The situation is constantly changing, you can check the latest information by calling the hotline 8-800-555-55-50. Employees of a credit institution will advise you in detail and tell you the address of the nearest branch where you can carry out the transaction.
To send a sum of money you must:
- Visit a bank branch where they provide a similar service;
- Provide an identity card (passport of a citizen of the Russian Federation or any document by which you can be identified);
- To transfer information about the payee to the employee of the credit institution;
- At the checkout pay the transfer;
- Get the control number and tell it to the addressee. Otherwise, he will not be able to receive cash.
You can cancel the transaction in the department where you performed it. You will need a passport and papers confirming the fact of sending funds.
The money is returned, but not in full, the commission fee remains on the balance sheet of the bank.
Can I get a Western Union transfer from Sberbank?
To receive the funds sent to the Savings Bank, it is enough to perform a few simple steps:
- Visit the branch of a credit institution performing such operations;
- Provide employees with an identity document;
- Inform the operator about the sender and transaction control number;
- Take the cash.
If the recipient incorrectly informs the control number, the transfer is not canceled. You just need to re-contact the sender of the funds and clarify the data.
Online translation
You can transfer Western Union without leaving your home through Sberbank Online. This will require:
- Register on the official website of the company and create a personal account;
- Find the “Online transfers” section, fill in all the data about the recipient of funds and the size of the transfer;
- After entering the necessary information, confirm the operation using the SMS code that will come to the mobile phone number specified during registration;
- Pass the transaction information to the recipient.
Keep your individual payment number until the amount is received.
Required Documentation
To make a transfer through the Western Union system, you will need an identity document. A person who does not have Russian citizenship, in addition to a passport, will need to provide a residence permit. Western Union transfers to Sberbank for persons without Russian citizenship are possible only if they present identification documents of the subject and a residence permit in the country.
additional information
What does a person who is going to make a transaction with the help of the international WU system need to know?
The size of the commission fee is influenced by several factors: size of payment, type of currency, distance between countries. The commission is charged only from the sender, the recipient does not need to pay anything. All Western Union money transfers in Sberbank are divided into two categories:
- Urgent, the amount arrives within a few minutes. There are no restrictions on the amount of payment;
- Twelve hours, the recipient receives the money twelve hours after making the payment. The maximum transfer size is one hundred thousand rubles.
When completing the transfer, carefully check the data that you enter on the form. If you make a mistake in writing the surname, name or address, the company will not be liable. Four months are issued upon receipt of the amount, during which time you can cancel the operation and withdraw money at the bank branch. After the expiration of the allotted time, funds are archived or transferred back to the sender's account.
The maximum amount that you can transfer is five thousand dollars. It is allowed to carry out one operation per day, during the month you can conduct seven transactions.
To search for the nearest bank office where you can transfer, visit the official WU website and use the service “Search for branches”.
Citizens of Russia have access to a way to send a Western Union transfer through Sberbank Online, but since the procedure relates to the exchange of funds with other states, a number of important rules and nuances must be observed. First of all, you need to remember that Western Union was one of the first financial companies to make international money transfers available.
At the same time, a number of significant advantages of working with this service can be distinguished. Including the possibility of exchanging money between citizens who do not have bank cards or accounts with financial institutions. But, given that 90% of the working age population of the Russian Federation are Sberbank clients, sending and receiving transfers with its help are very convenient and appropriate.
Sending a transfer through Sberbank Online
Making a money transfer using Western Union through Sberbank is very simple. But for this, you will definitely have to contact the bank branch. Perform the procedure online does not work.
The further algorithm requires the following actions:
Important! Upon completion of the dispatch, the person will be given an individual transfer code, which must be transferred to the recipient of funds. Without this number, you will not be able to get finances.
Cancel Payment
You can send money by express or standard transfer. In the case of instant money sending, the procedure is carried out within 15-20 minutes, but the commission for such an option will be appropriate. As a rule, money reaches the addressee within 12 hours. And this time is enough to transfer the secret code of the parcel to the recipient. But there may be cases when, after completing the procedure, a citizen changed his mind about transferring savings. And in such a case, there is a function of canceling the transfer, but it must be initiated as soon as possible and before the money is received into the hands of the addressee.
To complete the procedure you need:
- contact the branch of the bank that transferred the money;
- present a civil passport of the person to whom the finances were transferred;
- indicate data about the potential recipient;
- provide a personalized parcel number.
As a rule, there are no difficulties with the procedure, but only if the funds have not yet been received. Otherwise, they cannot be returned. Also, when performing the procedure, you need to remember that the client receives only the amount of funds that was sent. The commission taken for the work of the bank is not refundable, regardless of how much time has passed since the initiation of the transfer.
To receive a money transfer through Western Union in Sberbank Online, alas, will not work. This is due to the fact that payment is only possible at a branch of a financial organization. And, at the same time, it must be remembered that not all bank branches are authorized to work with Western Union transfers. Therefore, it is preferable to call the Sberbank telephone inquiry service first and check the status of the transfer, as well as the available branches for receiving it.
In order to identify the recipient of funds when sending money to Russia, you must specify the minimum amount of information about the recipient.
Namely, such data will be needed:
- FULL NAME.;
- settlement, as well as citizenship (sometimes a full postal address may be required);
- transaction amount.
This affects the fact that in order to receive the finances sent, only a civil passport of the client and knowledge of the approximate amount of the transfer are required. And also be sure to provide a transfer code, without which it is impossible to send money.
When using Sberbank and Western Union, both parties may experience minor difficulties associated with the loss of the secret code. If the recipient arrives at the company’s office but is unable to give the parcel number, then this is not a problem. The funds will be in the account and it is possible to clarify the required combination with the sender of the savings. If the second of the participants lost the desired set of numbers, then you will have to contact Sberbank to clarify the sending number. But for this you will need a civil passport and detailed information about the shipment made.
There are a lot of payment systems, but the most popular, and most importantly - reliable, one very well-known international organization has proven itself. It has existed on the international market for more than a century, distributed throughout almost all countries of the world.
It has earned such recognition due to the fact that payments are made in a fairly short time, the funds are in complete safety, they will certainly come to their recipient. Is this system available to us? How to use Western Union at Sberbank?
Transfer of a Western Union payment to a Sberbank card
Western Union has long been known in the Russian Federation, and Sberbank is one of the leading banks. In connection with this, it would be convenient for many to use the capabilities of the payment system through Sberbank, so an agreement was signed, but with the advent of blitz transfers in Sberbank, it ceased to be valid.
So for now 2018 year Sberbank does not provide the opportunity to use the services of Western Union. Since it has a service in its arsenal, which eliminates the need for money transfers through the Western union. A service from Western Union as a transfer of funds to a current account in the Russian Federation is not available.
Before the advent of the blitz of transfers in Sberbank, the agreement provided for both transfers and receipt of funds through Western Union, which were carried out as follows.
At the bank branch. | Visit the office of Sberbank; Write a request, where to indicate all the necessary information: destination, recipient data, amount, etc .; Present a passport; Make a commission in accordance with the tariff, make a transfer; Receive a payment with the code of the transfer number; |
In online mode. | Register on the official website of Sberbank; select the appropriate section, where in the application indicate all the necessary information on the transfer; After confirming the transfer, an SMS notification with the code of the transfer number will come; Inform the recipient of the information on the transfer. |
To receive money from Sberbank for transfer through Western Union, would need:
- Initially clarify the status of the translation;
- Visit a branch of Sberbank;
- Write a statement where to indicate the information provided by the sender;
- Show passport;
- Sign the relevant documentation;
- Get cash.
Can I get money sent through Western Union?
The official website of Western Union contains the entire list of partners ( some of them are: MDM Bank, VTB24, UBRIR, Svyaznoy, Megafon Retail, Russian Post, National Reserve Bank, Loko Bank and many others), which provide for a certain type of service, including receiving funds.
But it is worth remembering that they can be limited only by sending. To be sure of the capabilities of an affiliate payment system, you can indicate your location online, after which the nearest organizations that provide money through Western Union will be indicated on the map. To receive funds at the point of issue to an individual need to know:
Before applying for it, you need to make sure that they are delivered, which can be checked using the Internet, by visiting the offline site or by calling the call center.
Cash withdrawal process in progress in the following way:
Let this list of actions not bewildering, in fact, receiving a transfer does not take much time and does not require much effort. It is important if the shipments are organized within the state, then they are exclusively carried out in rubles, and international transfers - in dollars, which are converted at the exchange rate of the Russian Federation.
Money transfer using Western Union payment system
Transfers can be made in several ways, which are provided for both international transactions and within the state of the Russian Federation.
Option. | Features |
---|---|
Via online. | The transaction is carried out online through the official website of Western Union. Payment can be made by any bank card with money on it, including Sberbank card. You should go to the site, select the desired section, pre-registering, which will make it possible to further use promotional offers from the organization. Then fill in the fields with the required information, as well as indicate the payment information, and then confirm the sending. To do this, enter the code that will be received by SMS notification on the phone and send the form. Further, the payment status can also be controlled using the site. |
Order translation in the department. | You should have all the necessary information on sending the payment and passport with you. The actions are coordinated by a bank employee. |
Through an affiliate translation system. | All partners of the Western Union payment system provide for the sending of funds. When applying, have all the necessary information and a passport. All actions are coordinated by an employee of the organization. |
When registering on the Western Union website, you will need to fill out a questionnaire where you need to specify a number of personal data: passport and TIN, after verification - an SMS notification will arrive confirming registration.
What if the translation is framed incorrectly or not received, nuances?
- If it turned out that the dispatch was in the wrong direction or for the wrong recipient, then until the receipt of funds, which lasts four months, the transaction can be canceled.
- When the transfer expires, the funds go to the archive or are returned to the recipient. To extract from the archive, you will need to write the appropriate application, or return the funds to the recipient on demand.
- The commission for the service is provided in a different amount, it must be paid by the sender, depending on the distance, amount and currency that is being transferred.
- To obtain citizens of the Russian Federation, it is enough to have a Russian passport with you, for foreigners - a passport of another state, and for refugees - a residence permit, a document permitting temporary residence and proof of identity.
- Transfers through Western Union are also carried out using transfers from electronic wallets, from a bank account, in cash, through online banking.
Conclusion Output
Western Union has become known for its speed of transfer of funds, their safety and an easy system of use, so it is not required to open an account with a bank.
Both for the transfer and for the receipt of funds you will need to have a passport with you and know the control number of the transfer. Information on organizations that provide for payment system services can be found on the official Western Union website.