Raiffeisen mobile version. R-connect Raiffeisenbank: mobile app review
The Raiffeisen Online mobile application is a convenient tool for quick and secure payments and transfers, as well as easy management of your accounts, cards, loans and deposits. Designed to effectively solve daily tasks 24/7. Download and manage your personal finances wherever and whenever you want.
A simple and intuitive application provides quick access to the most important information: you can see the overall balance for all assets and an overview of all your products, with one touch go to the templates of the necessary operations and the history of payments and charges.
You have in your pocket a whole branch of the bank, with which everything is easy to do online: contact our employees for support via chat, pay for services at any time and quickly transfer money in a convenient way, arrange new products and manage them around the clock!
Payments and transfers
transfers by phone number to clients of Raiffeisenbank, Alfa-Bank, Tinkoff, VTB and many others
free recharge of Raiffeisenbank cards from cards of other banks
fast transfers between your accounts, inside the bank and to other banks
convenient transfers from card to card of any bank in the Russian Federation
simple transfers without details to other customers of the bank: by reference, phone number, email address, via Bluetooth
no commission payment for various services (mobile communications, Internet, TV)
Product management
complete information on all your products 24/7
opening new accounts, debit cards, deposits, loans and insurance
partial and full repayment of loans
replenishment of deposits
card binding for contactless payment Apple Pay
instant currency exchange at the most profitable internal rate of the bank
card lock
Payment of housing and communal services, tax arrears, traffic police fines and parking
without commission payment of fines, tax debts and housing and communal services by the number of a single personal account (ELS)
quick search and easy payment of charges
subscription to automatic notifications of new charges
Additional features
template transfers and repeat operations - no need to enter details
scanning “payments” by QR-code - data is substituted automatically
access for holders of additional cards - not even from among the bank's customers
Service "Cost Accounting"
visual history of all your expenses in convenient graphics
cost analytics by category
you always know where your money went, and see what you can save on
Information Services
full history of all operations performed
online chat with bank employees
convenient search for the nearest branches and ATMs
current exchange rates
SMS and push notifications on card transactions
special offers
With Raiffeisen Online, be successful without limits - anywhere with the Internet!
Raiffeisen is a mobile client from the same bank.
Using
Now every major bank releases a mobile application for Android and other popular platforms. After all, it is not only convenient for the bank’s customers, but also relieves the already quite active working days of the company's employees a little. Raiffeisen Bank, which recently placed its own mobile banking on the Play Market, is no exception.
Functional
The main feature of such applications is the ability to quickly make money transfers from cards and accounts. To pay for many of the services vital to a modern person, the user is not required to visit the relevant organizations. You can send the payment directly from home, sitting in an armchair with a cup of tea.
The Raiffeisen application allows you to pay for cellular communications, Internet provider services, travel in public transport, utilities and so on. You can send the required amount to the specified account in a few seconds - the calculation of money will occur within a couple of minutes.
In addition, the user can make transfers between his accounts, accept money from other Raiffeisen customers, and send money transfers to them. However, this increasingly applies to the familiar functions of mobile banking. If we talk about unusual opportunities, it is worth noting the transfer by mobile number, working with accounts of individual entrepreneurs, receiving transfers from customers of other banks, simplified regular payments and transfers using the previously created templates.
Key Features
- viewing statistics of expenses and income for the entire period of use of the card;
- transfers between personal accounts, sending transfers or payments, as well as their receipt;
- receiving transfers from customers of other banks;
- payment for popular services, ranging from mobile to travel in transport;
- quick access to the most important tasks from the main screen;
- simple and intuitive interface;
- compatible with all current versions of Android.
Mobile applications for smartphones are becoming more popular every day, and the availability of financial transactions is now impossible to imagine without Internet banking. That is why in the 21st century the bank should not only be reliable, but also “go beyond” the boundaries of its offices.
This fall, Raiffeisenban JSC launched the updated Raiffeisen Online Online Banking, which we talked about in.
Today we decided to test the work of Raiffeisenbank’s free mobile application, find out whether it’s convenient to use, understand what the new “geofencing” service is and how it works.
You can install a mobile bank on your smartphone using the services google.play (for Android) and itunes.apple (for iOS).
In the main menu of the application, you can find information about the addresses of the nearest ATMs and branches, current promotions of the bank, currency exchange rates, discounts at the nearest stores, get advice from technical support specialists, and also go to Raiffeisen Online for financial transactions.
To access the mobile bank, you must log in. How to get an account in the online bank, we talked about. In the mobile version, the user needs to enter their username and password.
In the menu that appears, the cardholder can access information on his accounts and cards, as well as other products - loans, deposits, mutual funds. In addition to viewing information about your finances, you can make money transfers and pay for services in a mobile bank.
In Raiffeisenbank, one of the highest penetration rates of active users (who make payment transactions) in an online bank is 31%, that is, almost a third of customers use online banking. According to statistics, half of all operations in the Internet banking and mobile application are payments for services. While testing the service, we also tried to replenish the account on a mobile phone.
The service of push notifications for cash transactions in a mobile bank is the safest way to confirm. The access code can only be obtained on a mobile device where the online banking application is authorized. This method of obtaining one-time passwords is more reliable than SMS codes, since it is sent without the participation of a mobile network operator, which does not give fraudsters a chance to replace or intercept it. In addition, if previously you had to memorize the code and enter it within the first two minutes, then using the push service the generated code is automatically inserted into the confirmation field, the user only needs to click OK.
The money came to the account in a few seconds and no commission was taken from us for this.
In the mobile bank, you can also track the history of your expenses, automatically simulate their schedule.
Another interesting innovation was the service "geofencing". On the main page of the application, you must select the "Discounts" section. In it, the client is offered a city map on which shops and companies that offer discounts for Raiffeisenbank cardholders are marked.
When a user approaches a specific outlet at a distance closer than 300 meters, the application displays a pop-up window on the smartphone with current information about discounts. This function, by the way, can be easily connected in the settings.
The user can also select his offers of interest by product categories and find out the store’s opening hours:
It is worth noting that Raiffeisenbank's mobile service is becoming more popular every day, because most transactions occur in a few clicks in real time. While on vacation, you don’t need to look for a bank branch or ask friends to replenish their mobile phone account or transfer money to a card, because for this it is enough to open the mobile bank application on your smartphone and perform operations yourself.
Raiffeisenbank's mobile application allows you to save time, and most importantly - quickly and easily carry out financial transactions on your card without commissions and delays.
Raiffeisenbank offers customers Mobile Banking - special software for Android devices, as well as iOS. It has many functions, acceptable system requirements, which we will consider, and also learn how to connect this service from Raiffeisenbank and disconnect.
System requirements
- Developer Raiffeisenbank Mobile Banking: Raiffeisenbank.
- OS Version: Android 4.2 / iOS 9.3.
- Size: depends on the type of operating system.
- RAM: from 512 MB.
- Russian language.
- Internet access required. Wi-fi is desirable.
Interface
The personal account of the Raiffeisen application is made in a tiled interface.
A clear application interface will appeal to any client.The main screen contains the necessary sections in the form of blocks, tiles. The user only needs to select the necessary one and tap on the function that he was looking for. There are settings, information about the bank.
Any client can chat with bank employees directly through the application interface. Raiffeisenbank software is official and completely free.
Opportunities
This service allows you to quickly solve tasks related to finances.
![](https://i1.wp.com/mobile-banks.ru/wp-content/uploads/2017/11/ios-22.png)
To keep your funds safe, exit the application after performing the necessary operations, it is not recommended to provide access to third parties.
Functions:
- payment for various services: housing and communal services, Internet, traffic fines and others;
- replenishment of the balance of the phone;
- balance check;
- issuing a bank card of the gold category;
- implementation of loans online;
- card lock;
- instant transfer of funds by card number or plastic of other banks;
- repayment of loans: partial, early or full;
- opening deposits in various currencies;
- card replenishment with electronic money;
- replenishment of deposits, their partial withdrawal;
- favorable exchange rate;
- savings service;
- cost control;
- setting a limit;
- separate functions for IE;
- opening access to finance for family members.
Connection
How to connect Raiffeisenbank mobile bank? If you want to activate the service through your mobile phone, you need to download the special Raiffeisenbank mobile application from the Google Play / App Store.
Open the application store, enter Raiffeisenbank in the search bar and download the official program. Or follow the direct links to the Raiffeisen Mobile Bank apps via smartphone.
After installation, open it and fill in the data:
- bankcard number;
- full Name;
- pIN code issued by the bank when opening an account.
After that, it is activated, and the client has full access to services.
Installation Instructions
- Follow one of the provided links.
- Then you need to download the free Raiffeisenbank app for your device.
- Install it.
- Launch and go through the activation phase, providing the necessary information to connect mobile banking from Raiffeisen.
- Use it.
If you have any questions, you should contact customer support at 8 800 700-91-00.
SMS service
The most popular among them is R-Connect, which provides the ability to manage accounts using SMS. There is no need for an internet connection.
The principle of operation of the SMS service R-Control is simple:
- The user sends an SMS to a special service number.
- The command is received by the mobile bank, with the help of a similar message, a confirmation request is executed.
- When the transaction is confirmed, the funds will be sent to the specified account.
- You can find out the balance by sending an SMS to the service number.
Video: How to use the Raiffeisenbank mobile app.
Disconnect
To deactivate the application, visit the nearest bank branch with a passport, contact its staff with a request to disable mobile banking. You can do it easier - uninstall the program from the device.Mobile Bank from Raiffeisenbank is a high-quality software containing all the necessary functions and services, so that any client can use them.
For smartphones based on iOS and Android. Raiffeisen Online has replaced the previous R-Connect application. The interface has been completely redesigned in the new version, joint family use of products has been implemented, and accounts of individual entrepreneurs have been withdrawn.
“Last year, we changed our online banking development strategy and will no longer separate the mobile and web versions. Our task is to fully synchronize the application and the Internet bank. In the new mobile application, users can access all our latest news from Internet banking, for example, access for holders of additional cards, including non-bank customers, IP accounts for users who are both individual customers and individual customers. "In the near future there will be an opportunity to use their products together with family, relatives or friends.”
So Natalia Masarskaya, head of Raiffeisenbank's e-business department, described the new mobile application in her interview.
As in the previous version of the application, Raiffeisen-Online will retain all its financial management capabilities, including the remote management of savings accounts and deposits, current accounts and loans, as well as the ability to complete the entire list of payment transactions.
At the same time, the interface and architecture of the mobile application were completely redesigned. Now, on the main screen, the user can perform all the most popular operations: replenish accounts, make transfers (including from cards of other banks, recognizing the card number not only by photo, but also by NFC), pay for services or change currency. In addition, see a single transaction history for all products and use the operation templates. On the main screen, the client can configure the display or hide the total balance for all his accounts.
For convenient access to a complete list of customer products, the developers have created a separate product "curtain", working on the principle of a control center. It is available on the main screen. In one motion, the user can pick it up and at the same time see all the products, balances on them, see the statement, and also perform basic operations on a specific product. The application adapts to the user: if the client has only one product, the “curtain” will not be displayed.
Launching a new application is not the end point; over time, new functionality will appear in it. In the near future, users will have access to the function of performing active operations on the accounts of individual entrepreneurs - transfers between their accounts, as well as to counterparties and to the budget. Now users can see the account balance, generate a statement, send and save account details.
Also, as part of the joint family use of accounts, customers will soon be able to carry out active operations on them: together pay a mortgage or a consumer loan, make transfers from accounts or deposits, create common savings goals, and also make a single analysis of spending on several cards.
Access to Raiffeisen Online has been open to customers since November 13. The application has already been adapted for iPhone X. The old version of the mobile bank will work until the end of this year, so that all customers have the opportunity to switch to a new product in a comfortable mode.