Credit card by phone where you can get. Credit cards
Card name | Grace period (no interest) | Loan rate | Credit limit (rubles) | Is there a cashback | Borrower's age (years) | income statement | Apply online |
---|---|---|---|---|---|---|---|
before 365
(days) | from 10% per annum | up to 350000 | from 20 to 85 | Not required (no references) | |||
before 100
(days) | from 15% per annum | up to 500000 | from 21 | Not required (no references) | |||
before 56
(days) | from 24% per annum | up to 400000 | from 21 to 76 | Not required (no references) | |||
before 55
(days) | from 15% per annum | up to 300000 | from 18 to 70 | Not required (no references) | |||
before 365
(days) | from 10% per annum | up to 300000 | According to the terms of the bank | ||||
before 120
(days) | from 29% per annum | up to 300000 | from 19 to 75 | Required | |||
before 90
(days) | from 0% per annum | up to 300000 | from 18 | According to the terms of the bank | |||
before 62
(days) | from 27% per annum | up to 1000000 | According to the terms of the bank | ||||
before 60
(days) | from 24% per annum | up to 500000 | from 21 | According to the terms of the bank | |||
before 55
(days) | from 22% per annum | up to 300000 | from 21 to 65 | According to the terms of the bank | |||
before 55
(days) | from 25% per annum | up to 600000 | from 18 to 68 | According to the terms of the bank | |||
before 51
(days) | from 25% per annum | up to 299999 | from 20 to 70 | According to the terms of the bank | |||
before 50
(days) | from 29% per annum | up to 100000 | from 18 | According to the terms of the bank | |||
before 36
(days) | from 0% per annum | up to 150000 | from 20 to 70 | According to the terms of the bank |
Credit cards in Moscow: advantages and disadvantages
An important feature of a credit card is the grace period. This is the period during which you can pay for purchases with a card and not pay interest for it.
If there is no grace period, interest on the actual amount of debt is accrued from the moment the funds are withdrawn until the moment the debt is repaid. When a resident of Moscow repays the debt in full or in part, the loan is renewed for the amount of the repayment, and the client can again use the funds. For unhindered use of the card in Moscow and around the world, you need to make a mandatory minimum loan payment on a monthly basis.
Benefits of a credit card
- the presence of a grace period for lending (up to 62 days in Rosbank);
- payment for goods and services without commission in supermarkets in Moscow, all over Russia and via the Internet;
- the possibility of withdrawing credit funds through an ATM at any time of the day;
- bonuses and discounts when paying for goods and services (especially characteristicfor cashback cards );
- the possibility of using the card abroad;
- quick access to credit funds;
- possibilityinterest-free installments for several months for some cards;
- additional bank services: mobile banking, online statement, e-mail statement, card account statement and others.
Credit Card Disadvantages
- high percentage for withdrawing funds through an ATM (depends on the terms of the credit card);
- penalties in case of late payment.
- a credit card in Moscow can only be received by a client with a sufficient level of income (although there are alreadycards without proof of income );
- high interest rate outside the grace period;
- the interest-free grace period may not apply to credit funds withdrawn through an ATM in Moscow or another city;
However, with the rational use of credit funds and the timely repayment of debt, shortcomings can be minimized.
Alfa bank credit card - 100 days without interest!
Rate From 14.99% is determined individually
Amount up to 500,000 rubles
- Credit limit up to 500,000 rubles.
- The grace period of this Alfa-Bank credit card is 100 days without interest
- Interest free period also applies to cash withdrawals.
- Interest rate from 14.99%, conditions are determined individually
- Issuing a card for free
Favorable conditions:
- 0% commission for cash withdrawals up to 50,000 rubles per month. at any ATM
- 0% on a loan for any purchases with an Alfa-Bank card within 100 days
- 0% for a transfer to pay off an unfavorable credit card from another bank
Card benefits:
- Issue and use a Mastercard card with cash back without interest for 100 days for purchases and cash withdrawals.
- The minimum payment is 5% of the credit card debt.
- You can track dates and expenses in the Alfa-Click Internet Bank or in the Alfa-Mobile mobile application.
- Free replenishment from cards of any banks.
- Pay with your phone with Apple Pay, Android Pay, Samsung Pay.
The interest-free period lasts for 100 days from the date of the first purchase. Three whole months of convenient shopping and no interest - isn't that a dream?
How to order a credit card without interest? Three steps:
- Fill out an online application in 7 minutes
- Instant approval - Find out the solution online within 2 minutes
- We will deliver the card for free at a convenient time for you
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Tinkoff Platinum credit card - free card delivery
Rate from 12% per annum
Amount up to 300,000 rubles
Benefits of the Tinkoff Platinum credit card:
- 0% on all Tinkoff card purchases with cashback for up to 55 days
- registration without certificates and without a visit to the bank
- redemption throughout Russia without commission
- withdrawal of credit funds 290 rubles + 2.9% of the withdrawal amount
- use Mastercard funds to repay a loan at any other bank on preferential terms: 0% commission for debt transfer and 120 days do not pay interest on a loan
Why exactly a Tinkoff Platinum credit card with a grace period of up to 55 days without interest:
- credit limit by card up to 300,000 rubles
- cashback for any purchases - we return 1% for any purchases to your Mastercard Tinkoff card and up to 30% for purchases on special offers
- bid on a loan in Tinkoff Bank from 12%
- installment plan 0% up to 12 months with partners
- free replenishment - Over 300,000 top-up points through our partners
- free shipping cards at any place and convenient time in Moscow
- the best internet bank - you no longer have to visit bank branches. Never.
- age from 18 years old
- cheap service - the cost of annual maintenance of the card is only 590 rubles.
How to order and receive a Tinkoff card to use money 55 days without interest:
- fill out an online application - you do not need to visit the office;
- find out the decision of the bank immediately after filling out the application;
- the bank will deliver the card to you free of charge!
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Credit card CARD CREDIT PLUS - Your Card for shopping and entertainment!
Rate 25%
Amount up to 600,000 rubles.
Advantages of CARD CREDIT PLUS:
- Points for purchases (Cashback) - 5% from the amount of purchases in the categories: Cafes and restaurants, Clothing and footwear, Entertainment, Beauty and health; 1% on purchases in all other categories
- Installment Purchase Program - 0% overpayment. Installments are available for a period of 2 to 11 months.
- Instant card issue
- One-touch payment technology for purchases - Apple Pay, Google Pay
- Instant accrual of points when paying for goods and services around the world
- Instant use of points in any trade and service enterprises in the territory of the Russian Federation
- Possibility of free maintenance of the Card
- Cash withdrawal abroad without commission
- Privilege program from Mastercard
Make purchases on the WEEKEND from March 2 to June 2, 2019 and instantly receive additional Bonus points in the categories "Pharmacy", "Gas Stations and Service Stations", "Supermarkets"!
Other conditions and commissions of the card:
- Credit limit up to 600,000 rubles.
- Grace period up to 55 days
- Interest for using the loan 25%
- Commission for card maintenance - no commission (if the amount of debit transactions is more than 15,000 ?
- Internet banking free of charge
- Cash withdrawal fee 4.9% (minimum 399 RUB)
- Commission for SMS-service 59 rubles
Requirements for the borrower:
- Total work experience - at least 3 months;
- Region of registration - registration at the place of residence on the territory of the Russian Federation;
- Requirements for telephones - 3 different telephone numbers in the region of the actual residence of the Client:
- At the place of residence (or in the absence, another landline / mobile phone number for communication with the Client);
- At the place of work (human resources department, accounting department, management or administration, etc.)
- Additional phone number for contact
Documents required for registration:
- Passport of a citizen of the Russian Federation
- If the requested credit limit exceeds 350,000 rubles, it is obligatory to provide a document directly confirming the income:
- Certificate of income in the form of 2-NDFL;
- Certificate of employment and income in the form of the Bank;
- Statement of the salary account opened in the name of the Client in the Bank, indicating transactions on it. The statement is provided for the last 4 months and must be certified by the seal and signature of an employee of the Bank.
- Tax return of an individual entrepreneur in accordance with the taxation scheme used, if the Client is an individual entrepreneur
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Kviku virtual credit card - up to 100,000 rubles in 30 seconds!
Rate from 29% per annum
Amount from 1,000 to 100,000 rubles
Term from 1 to 12 months
Virtual credit card "Kviku" for online purchases - receive card details via SMS and make purchases on the Internet within 30 seconds after filling out an online application.
Kviku credit card terms and conditions:
- Credit limit: from 1,000 to 100,000 rubles
- Issue and maintenance of the card: For free
- Cashback up to 30% for any purchase
- Interest free period up to 50 days for any card purchases
- Interest rate: from 29% per annum
- Internet banking and mobile banking: Free
- Monthly card statement by e-mail: Free
Other features:
- Payments: Twice a month
- There is no possibility of withdrawing money from the card at ATMs - only payments!
- Virtual card - you only receive card details on a phone number
- The validity period of the card is set individually and ranges from 1 to 12 months.
How to use the Kviku card?
- Fill out a short form
- Get card details via SMS
- Start shopping online!
Kviku is the first fintech company to challenge traditional banks. Since its founding in 2013, all transactions at Kviku have been conducted entirely online on the Internet - no branches, couriers, calls or paper contracts.
Fill out an online application for a Quick credit card and receive card details via SMS in 30 seconds!
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Credit card with Cash-back up to 10%
Rate from 24%
Amount from 55,000 to 400,000 rubles.
Make purchases with a Visa Cash-Back card from Eastern Bank and get up to 10% cashback in the selected category!
Conditions for the Cash-Back credit card:
- Credit limit from 55,000 to 400,000 rubles
- Interest rate from 24%
- Grace period at 0% - 56 days
- Issuance on the same day of applying for a passport
Card Benefits with immediate delivery:
- Internet bank
- Free annual service
- Income on own funds up to 4% per annum
- Cashback - up to 40% of your online purchases, for other purchases 1%
- Cash withdrawal limit up to 150,000 rubles/month.
- Commission for the withdrawal of credit funds: 4.9% + 399 rubles.
- Visa Instant Issue available
- Registration and reissuance fee of 1000 rubles
- Penalty for late repayment of debt up to 50,000 rubles.
Requirements for the borrower
- The age of the borrower is from 21 to 76 years (including the loan term)
- Citizenship of the Russian Federation
- Accommodation and registration in the territory where Vostochny Bank operates
- At least 3 months of work experience at the last place of work (for persons under 26 years of age, the requirements for work experience of at least 12 months)
- Having a stable income in the amount that allows you to repay the loan (for persons under 26 years of age, the income requirement is at least 12 months)
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Installment card Halva - "Always without overpayments!"
Rate 10% per annum
Amount up to 350 thousand rubles
Halva installment card is an opportunity to make daily purchases in installments up to 18 months without a down payment, commissions and overpayments in partner stores.
"Halva" is:
- Instant installment purchases. Came, saw the product and bought it without paperwork, saving time!
- Favorable installment. When making purchases in partner stores, an interest-free installment plan of up to 36 months is provided!
- No down payment or overpayments. Product price = installment amount!
- The amount of each purchase is divided into an equal number of payments, depending on the term of the installment plan provided.
- Renewable credit limit up to 350 thousand rubles for 10 years. It is set in accordance with the client's request, but at the same time, it can be adjusted by the Bank when assessing the borrower.
- Wide partner network. An attractive wide network of partner stores that is constantly growing!
- Contactless payments(PayPass technology). With the Halva card, you can make payments with one touch, and save time on entering a PIN code or signing a check.
- Issuance of a Mastercard card - free of charge: No fee for annual account maintenance!
- All expenses are under the control of the Client: detailed information about all purchases made, the date and amount of payment can be specified in the personal account of the cardholder or through the mobile application
- Fixed rate on balance- 6.5% per annum, in the reporting month it can be increased to 7.5% if: 5 or more purchases are made in partner stores, the total amount of purchases is from 10,000 rubles. both at our own expense and at the expense of funds from the lending limit and the absence of loan delinquencies
Conditions:
- Citizenship of the Russian Federation;
- Age from 20 to 85 years;
- Official employment (experience at the last place of work for at least 4 months)
- The presence of permanent registration for at least the last 4 months (in the territory of one settlement of the Russian Federation) and residence in the city of presence of the Bank's branch or adjacent settlements (but not more than 70 kilometers from the border of the settlement).
Conditions for cashback:
- Rewards are accrued according to the points cashback program (max. 5000 points).
- The client needs to make at least 5 purchases for a total amount of 10,000 rubles or more in each reporting period.
- After the first 4 months after issuing the card and if the condition for the minimum turnover is met, a standard cashback is valid: in the partner network 6% - when paying by phone, 2% - when paying by card or on the Internet; outside the partner network 2% - when paying by phone, 1% - when paying by card or on the Internet.
- To receive Cashback for the Favorite Purchase promotion in the amount of 35% (1 time in 6 months) of the cost of any 1 purchase from a partner (made in 2019), you need to make 5 purchases for 10,000 rubles. six reporting periods in a row. ?
Fill out an online application and get a card. For registration of the Halva Card, only the Passport of the Russian Federation is enough!
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Rate from 26.9%
- Rate from 26.9% per annum
Requirements for the borrower
- Citizenship of the Russian Federation.
Required documents:
- Passport of a citizen of the Russian Federation.
How to apply:
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Credit card #You can do everything. Increased cashback every month!
Rate from 26.9%
Amount from 30,000 to 1 million rubles
Get superpower with the credit card #You Can EVERYTHING from Rosbank!
Main advantages and possibilities:
- full management of bonuses in the Internet bank or mobile application;
- switching between Cashback and Travel bonuses every month;
- choice of categories of increased Cashback every month from 2% to 10%;
- booking tickets and hotels on the Rosbank portal - OneTwoTrip for Travel bonuses in whole or in part;
- without documents confirming income, when choosing a limit of up to 100 thousand rubles.
The main conditions of the credit card #MozhnoVsyo:
- Loan amount from 30,000 to 1,000,000 rubles
- Grace period up to 62 days free of charge
- Rate from 26.9% per annum
- Free service for the first year (2nd and subsequent years - free of charge with a turnover for the previous year of at least 180,000 rubles / otherwise 890 rubles)
- Commission for cash withdrawal from the card at the points of issue 4.9% of the amount (min. 290 rubles)
Requirements for the borrower
- Citizenship of the Russian Federation.
- Place of registration: permanent registration in the region of presence of one of the Bank's divisions.
Required documents:
- Passport of a citizen of the Russian Federation.
- Document confirming income.
- Employment document.
When choosing a limit up to 100 thousand rubles, you only need a passport!
How to apply:
- Fill out a preliminary application for a credit card on the Bank's website or fill out an application by contacting the Bank's office with the necessary set of documents.
- If the Bank makes a positive decision, the Bank concludes a loan agreement with you and provides you with a credit card.
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Credit card 120 days without interest
Rate from 28% per annum
Amount from 30,000 to 300,000 rubles
Up to 36 months
"Credit card 120 days"
Card benefits:
- Registration from 30 minutes, access to the credit limit is provided the next day after the conclusion of the consumer loan agreement.
- Cashback! We will refund 1% for any card purchases with no limits on the amount (payments are made on the first business day of the month following the billing month).
- Grace period up to 120 days, applies to all transactions
- Debit card MAXIMUM as a gift
- Issue, delivery and maintenance of the Visa card is free of charge.
Credit terms:
- from 30,000 to 100,000 rubles without proof of income; from 30,000 to 300,000 rubles with proof of income
- Loan term 36 months
- Rate (annual) During the grace period - 0% After the grace period: 28% up to 100,000 rubles, 31% from 100,000 to 300,000 rubles
Documentation
- Documents: passport of a citizen of the Russian Federation - mandatory, income statement for f. 2-NDFL or in the form of a bank - at the request of the borrower.
Other conditions
- Minimum obligatory payment payable during the payment period 3% of the debt amount
- No commission when paying for goods and services by card, incl. through the Internet. 4% of the transaction amount, but not less than 500 rubles - when withdrawing cash / transfers / payments at ATMs or Internet banking
- Penalties accrued in case of violation of the terms of repayment of the loan, payment of interest: 20% per annum of the amount of overdue debt. Early repayment - no fees.
Requirements for the borrower
- permanent place of registration in Moscow or one of the regions where the bank operates
- experience at the current place of work - from 3 months, for individual entrepreneurs - from 12 months.
- not younger than 19 years old at the date of conclusion of the loan agreement and not older than 75 years old at the expiration date of the loan agreement
- no current arrears on loans
Fill out an online application and get a credit card on the same day!
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Installment card Freedom from Home Credit Bank
Interest rate 0% installment
Amount from 10,000 to 300,000 rubles.
Up to 12 months
This is freedom!
Buy anything in interest-free installments (from 1 ruble) with the Svoboda card:
- 0% installment on any purchases
- Our card is accepted everywhere!
- Up to 12 months - installment period for purchases from partners
- Free - registration and maintenance of the card
- 40,000 partner stores
Shopping everywhere:
- Up to 3 months - installment period for purchases outside the affiliate network
- 0% - interest on installment purchases
- In any stores - Installment works absolutely everywhere
Replenish the card where it is convenient!
- Through the My Credit application or its web version
- Our Internet bank
- On homecredit.com
- At ATMs and bank offices
Client Requirement:
- Age 18 - 70 years
- Citizen of the Russian Federation
- Permanent registration on the territory of the Russian Federation
- Permanent source of income
- At least 3 months of work experience in the last job
Interest rate on the card:
- 0% per annum — when repaid in installments
- If an installment payment is not made, then the installment plan is terminated, and interest is accrued on the amount of the debt at a rate of 17.9% to 34.9% per annum
The lending limit is set by the Bank individually from 10,000 to 300,000 rubles.
Apply for a visa installment card right now!
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Interest-free installment card Conscience
Amount from 5,000 to 300,000 rubles
Up to 12 months
Installment 0% in 50,000 stores! An honest installment card is a simple and profitable way to buy:
- Installment purchases without overpayments
- One card for all installments
- Up to 12 months for payment
- Card without interest Conscience has a renewable limit of up to 300,000 rubles
Everything is under your control. Information about purchases and payments - in the "Personal Account" and the mobile application.
- Free connection of cash withdrawal at any ATM in the Russian Federation in installments for 3 months. Withdraw up to 7,500 rubles at a time, up to 20,000 rubles per month. Commission for 1 withdrawal - 599 rubles
- Free SMS alert
- Reminder of the date and amount of payment
- Details of all purchases
- Replenishment in any convenient way
- Ten option- 10 months installment plan (one purchase 799 rubles / month of purchases 599 rubles / 1299 rubles for three months of purchases)
- Options "Ten" and "Purchases throughout Russia" work in subscription mode.
The cost of servicing a Visa card and a loan:
- Validity period of interest-free card Conscience - 5 years
- The commission for the first and subsequent years of servicing the card is 0 rubles!
- If the loan amount is not repaid after the end of the installment period, interest is charged at a rate of 10%
- In case of non-payment of the monthly payment, a fine of 290 rubles
Client requirements:
- Age from 23 to 70 years
- Official employment and work experience of 6 years.
- Positive credit history
- Have a landline work or home phone
Order a card now- You only need a passport!
- Fill out an application on the site
- Find out the solution in minutes
- Meet the courier with your card
- To activate the card, send the card number to 5125
The Visa card is issued by QIWI Bank (JSC), license of the Central Bank of the Russian Federation No. 2241. The full conditions for the provision of additional services, including the amount of the Bank's commission and the procedure for its collection, can be found in the Rules for the provision of additional services (options).
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Cash Back credit card - will return you 10% of purchases at gas stations, 5% in cafes and 1% of everything else
Rate from 25.99% per annum
Amount 300,000 rubles
Alfa-Bank credit card - Cash Back up to 36,000 rubles. in year!
Basic conditions:
- Up to 60 days without interest on a loan for purchases and cash withdrawals
- Credit limit - up to 300,000 rubles.
- Cashback 10% from purchases at gas stations, 5% from all bills in cafes and restaurants and 1% from other purchases
- Cash withdrawal limit RUB 120,000 per month
- Cash withdrawal fee 4.9%
Advantages of the Alfa-Bank card:
- A wide network of branches open until 21:00
- 20 thousand ATMs for loan repayment
- Convenient online banking and mobile app
Fill out the application and get a decision online in 2 minutes!
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Apply for a Russian Standard credit card online in 5 minutes!
Rate from 21.9% per annum
Amount up to 300,000 rubles
Bank card Russian Standard MasterCard without commission for cash withdrawal!
Advantages:
- 0% for cash withdrawal from the card
- 0% installment up to 12 months
- Free top-up at QIWI terminals
- Credit limit - up to 300,000 rubles.
- 5% cashback in selected categories
- Discounts up to 30% in more than 200 stores of famous brands.
Conditions for Russian Standard Platinum credit card:
- Interest rate - from 21.9% per annum.
- Grace period of crediting - up to 55 days.
- Age from 21 to 65 years.
- Participation in the discount program
- Card maintenance fee 499 rubles. in year
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Credit card MTS Money Weekend
Rate from 24.9% to 27%
Amount up to 299,999 rubles
Convenient online banking and mobile application!
Terms and tariffs of the credit card MTS Money Weekend:
- Maximum credit limit up to 299,999 rubles
- Loan rate 24.9% - 27%
- Issuing a card for free
- Service cost 900 rubles
- Grace period up to 51 days
- Cashback up to 5%
- Cashback is credited on purchases during the week and paid out in rubles on the following Friday.
Requirements for borrowers
- Age from 20 to 70 years
- RF passport
How to get a card:
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Travel card AlfaTravel
Rate from 23.99% per annum
Amount up to 500,000 rubles.
VISA traveler credit card AlfaTravel
- Credit limit - up to 500,000 rubles
- Service cost 0 rub. (for card purchases of more than 10,000 rubles per month. Otherwise, 100 rubles / month / The first two months are free)
- Up to 9% miles for payment on travel.alfabank.ru
- Up to 3% miles on any card purchases (1 mile = 1?)
- Cash withdrawals around the world 0% (if the amount on the accounts is from 30,000 rubles or the amount of card purchases is from 10,000 rubles per month)
- Up to 6% on account balance*
Advantages:
- Tickets of any airlines
- Miles accumulated when paying with an Alfa Travel card do not expire and remain on your account
- Extended insurance for the whole family, taking into account extreme sports and alcohol
- Access to accounts in different currencies
Miles for purchases at travel.alfabank.ru
- air tickets - up to 5.5%
- Railway tickets - up to 8%
- hotels - up to 9%
- 1000 welcome miles
A dream trip begins with a Visa card AlfaTravel
* Interest is charged on the average monthly balance up to 300,000 ? on ruble accounts and depends on the amount of purchases in the previous month on all debit cards: 1% - from 10,000 ? up to 70,000? 6% - more than 70,000?
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Credit card MTS Money Zero
Rate from 0%
Amount up to 150,000 rubles
There are no more bets with the MTS Money Zero credit card!
- The maximum loan amount is 150,000 rubles
- 0% credit rate for purchases during the grace period up to 36 months + 20 days (10% after the end of the grace period)
- The cost of issuing 299 rubles
- The cost of servicing the loan is 30 rubles / day when using credit funds
- Cash withdrawal without commission at ATMs of any banks around the world
- Minimum payment 5% of the debt amount (min. 500 rubles) + commission for servicing the loan
Recipient requirements:
- RF passport
- Age from 20 to 70 years
Where and how to get a card?
- During the application process, you can choose between collection at the office or delivery.
- You can get an MTS Money loan at any convenient MTS communication salon, MTS Bank office or use free delivery - the courier will bring the card with money at a convenient time for you.
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Credit card "Crossroads" from Alfa-Bank
Rate from 23.99% per annum
Amount up to 700,000 rubles.
Conditions on the Crossroads map:
- Credit limit up to 700,000 rubles.
- 60 days without interest on a loan for purchases and cash withdrawals
- Annual service 490 rub.
Points "Crossroads" for any purchase!
- 5000 "Crossroads" points as a gift
- 3 points for every 10 rubles. shopping at the Crossroads
- 2 points for every 10 rubles. other purchases
- Free mobile application "Alfa-Mobile"
Opportunities:
- You pay with your card for your daily purchases and receive points that can be spent at Perekrestok supermarkets.
- You get 7 points for every 10 rubles spent on goods in Perekrestok supermarkets from the Favorite Products category.
- You get discounts and special offers in the My Crossroads mobile application.
- You significantly save on purchases in Perekrestok supermarkets.
You can get a loan if
- You are a citizen of the Russian Federation, 18 years of age or older
- You have a regular income of 9,000 rubles. after taxes for Moscow and 5,000 rubles. for regions of Russia
- Do you have a contact phone number (mobile or home at the place of actual residence)
- Do you have a landline work phone or do you know the phone number of the accounting/human resources department
- You have a permanent registration, actual residence and place of work in the city where there is a branch of Alfa-Bank or settlements located in close proximity to the city where there is Alfa-Bank
Price:
- Card issue 0 rub.
- Maintenance of the main card 490 rubles. in year
- Interest rate from 23.99% per annum
- Cash withdrawal fee 5.9% (min. RUB 500)
- Cash withdrawal limit RUB 200,000 per month
With the accumulated points, you can fully or partially pay for purchases in Perekrestok supermarkets and network partners. To do this, present the card at the checkout and ask the cashier to use the accumulated points to pay for the purchase. Write-off rate 10 points = 1 ruble.
Rate from 10.9% per annum
Amount from 50 thousand to 3 million rubles
Term from 6 to 180 months
Loan conditions:
- Interest rate from 10.9%
- Loan term up to 15 years
- Consideration period from 1 hour
- No pledge or guarantee
- Use of credit funds for any purpose
- Age from 18 years old
- Required documents: Passport of a citizen of the Russian Federation
Credit holiday option
- Provided free of charge
- It is allowed to reduce 1, 2 or 3 first payments on the loan
- Connection is possible when applying for a cash loan or before signing a loan agreement
- The option is available for a loan term of up to 7 years (inclusive)
The rate of 10.9% per annum is applied when providing non-targeted (required) loans (hereinafter referred to as NC) to individuals who do not have valid NCs in CREDIT BANK PJSC as of the date of application, who have fully repaid the previously received loan (loan amount from 100,000 rubles) and not allowing overdue debts for all the time, in case of choosing the conditions for securing funds in the account for 10 calendar days. days before the date of repayment of the loan and payment of interest and for voluntary insurance. The rate is set depending on the solvency of the client and his debt load, up to 20% per annum. The loan is provided for a period of 12 to 60 months, in the amount of 750,000 rubles. up to 3 million rubles
Cash loan at Home Credit Bank:- rate - from 9.9% to 24.8% per annum
- loan amount - from 10,000 to 1 million rubles
- loan term - from 1 to 5 years
Loan benefits:
- Online solution in 1 minute
- For existing clients - getting a loan online
- For new customers - delivery service
Other advantages of loan offers of HOME CREDIT Bank
- Quick loan processing, you only need a passport. It is possible to receive a loan the same day without a visit to the office on any bank card.
- Loan without collateral and guarantors
- No commission for issuing and repaying a loan
- Ability to select the date of monthly payments (from the second month, the option "Select the date of monthly payment" is available);
- Many payment methods
- Possibility of insurance
- All loan information online.
Requirements for obtaining a loan:
- be a citizen of the Russian Federation and have a permanent registration on the territory of the Russian Federation;
- have a regular source of income. Confirmation of income: 2-personal income tax or a certificate in free form or an extract from a salary account. Documents confirming income are not a prerequisite for obtaining a cash loan, but significantly increase the likelihood of loan approval.
- have a good credit history (there must be no active delinquencies on loans);
- have at least 3 months of work experience at the last place of work;
- age from 22 to 70 years;
The bank provides the client with the following options: ways to get a loan:
- in cash at the cash desk of the Bank's office,
- by crediting to the client's account opened with the Bank.
- by transferring funds to the client's account opened with another bank,
The client has the right to use a convenient way for him to obtain a loan. The choice of one of the above methods of obtaining a loan may depend on the product for which the client applies for a loan, as well as on the place where the loan application is made.
100 to 30,000 rubles
The main advantages of the eKapusta microloan service:
- The site is convenient on any device - get money from your smartphone, tablet or computer
- Round-the-clock work - the service operates 24x7 all year round, including holidays and weekends
- Trust in customers: for conscientious borrowers, the maximum loan amount increases
- Security and privacy - eKapusta guarantees the safety of personal data. The data is stored by the service in encrypted form.
- When applying for an online loan and registering a personal account, a bank card is not required - this simplifies obtaining an instant loan in E-Cabbage MigCredit Company is one of the largest companies in the microfinance market, specializing in providing loans to individuals who for some reason cannot get loans from banks or to those whose financial resources are limited.
- Loan term: from 7 to 30 days.
- Around the clock, without holidays and 100% online!
Instant approval
Need an urgent loan? The online loan robot works automatically, without human intervention, and in seconds makes a decision on approving a loan to a bank card
With any credit history
Credit history is not critical; when making a decision on issuing money on a loan, the service analyzes all the parameters of the questionnaire and makes an informed decision. The average approval rate is around 85%.
Instant money transfer
You will receive a loan to your card online instantly, thanks to our direct connection to Visa and MasterCard payment gateways.
Fill out an application and get approved in 1 minute!
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Credit cards are one of the most common products in the banking market. And this is not surprising, because they have a number of indisputable advantages: ease of calculation, security, favorable conditions and the availability of benefits, etc. In addition, almost all issuing organizations provide for the possibility. Now this is the easiest and fastest way to get a plastic card. It is enough for you to spend only 5 minutes, after which it remains only to wait for feedback from the employees and agree on a convenient pickup for you: at the nearest branch or delivery to the desired address.
In order to get a credit card, you need:
- Choose from the list the site of the most profitable and convenient offer from any financial institution. They have all gone through rigorous pre-screening, so you don't have to worry about being scammed.
- Fill out the form: enter only true personal data and information about income and place of work. The automatic system can double-check the veracity in a matter of minutes, so you should not try to lie. If you want to increase your chances - on our resource there is an online application for a credit card to several financial institutions at once.
- Find out about the result of consideration of the appeal via SMS or by receiving a call from an employee. It usually takes from one hour to one business day. · Pick up the card at the branch or from the courier.
Your card will definitely have a limit determined by your income level (on average, this is 30% of the amount), this will save you from the risks of spending more than you can afford. Often this type of money loan is even more profitable, because credit card holders are offered various bonus programs. Such cards are a safer way to receive money compared to a cash loan, because they have a high level of protection and often the possibility of insurance (if fraudsters withdraw your money, the bank will return it).
Before applying for a credit card, ask if customers are offered affiliate programs that allow them to make purchases in stores at a nice discount, and if there is a loyalty program - often financial organizations allow you to spend money without interest for several days or even months. These simple tricks will help you use your credit card without overpaying fees.
Apply for a Tinkoff credit card online
If you decide that the Tinkoff Bank credit card is the most suitable for you, then an online application is the only way to receive it: they work without branches, which allows them to offer customers the most favorable and comfortable service conditions. The credit limit reaches three hundred thousand rubles, and the possibility of interest-free use is 55 days. It will be necessary to pay about six percent monthly for maintenance, but the final rate is determined individually.
To order a Tinkoff credit card, you only need a passport and a few minutes of personal time to fill out the form on our website. After that, you will receive it within two days, personally from a bank employee at any place convenient for you. A bonus system will be a nice addition: for any purchases that you pay with their credit card, you will be returned one percent of the amount. These points can be spent at the restaurant, buying tickets or exchanged for money.
Alfa bank credit card issue online
If your choice is an Alfa Bank credit card, an online application is the easiest and fastest way to get it. You can pick up a credit card at any branch convenient for you. The main condition: the borrower must be at least 21 years old, be registered and permanently reside in the Russian Federation, have a permanent job and a monthly income of at least five thousand rubles (for Moscow - nine thousand).
An online application for an Alfa Bank credit card will take no more than a couple of minutes, but it should be borne in mind that employees make only a preliminary decision on it. To get it, you still have to come to the nearest office from you with the original documents. You can use interest-free money from a credit card for up to a hundred days. After the full repayment of the debt, the free period begins the next day. For repayment, you can use QIWI terminals, bank ATMs with the function of accepting money, Internet banking or cash desks in branches.
Remote methods of working with clients are becoming more common among credit institutions. Many banks already accept loan applications online and allow you to activate credit cards by phone. The availability of the Internet makes it unnecessary to tie the entire process of applying for a credit card to a cell phone, it is much more convenient to do it from the site. But when activating the card, security is much more important, and in this regard, the World Wide Web is still losing to mobile networks.
Among credit institutions specializing in remote work, one can, first of all, name Tinkoff Credit Systems (TCS Bank), which does not have its own territorial network at all, as well as Svyaznoy Bank. You can currently get a credit card from one of these organizations by mail or by courier delivery. On this question - where to get a credit card disappears by itself.
Of course, such trust in the client turns into a payment for risk, which falls precisely on his wallet. As a rule, this is expressed in an increased interest rate for the use of credit funds. Therefore, before ordering credit cards by phone or online, you should carefully read the terms and conditions.
Tinkoff Platinum credit card, which can be activated by phone
Oddly enough, despite the fact that this credit card belongs to the MasterCard Platinum type, it has a very modest annual service fee, and, moreover, is the base in the TCS Bank's "plastic" line. The user of such a card has free access to the Tinkoff Internet Bank.
2. Use of personal funds - not available.
3. Issue of a credit card - not charged.
4. Annual maintenance - 590 rubles.
5. Grace period - 55 days.
6. Interest rate - 24.9-32.9%.
7. Card limit - 0 - 300 thousand rubles.
Despite the active promotion of this product on the Russian market, it can hardly be considered particularly attractive. First of all, the loan rate differs for spending transactions for paying for purchases and withdrawing cash, naturally, in favor of the former. In addition, the grace period also applies only to non-cash payments for goods and services. Adding to this a commission at an ATM for cashing out funds of 2.9% plus 290 rubles, as well as the inability to use personal funds, the limitations of using this credit card become obvious. A possible area of its application is payments for purchases in a retail chain on credit.
Svyaznoy bank credit cards that can be activated by phone
This credit institution offers a series of S-Line credit cards, which is considered universal. Once received, you can activate these credit cards by phone.
1. Card currency - Russian rubles.
2. Use of personal funds - yes.
3. Maintenance of the card - 600 rubles per year.
4. Issue cost - 0 rub.
5. Grace period - no more than 50 days.
6. Card limit - 0 - 250 thousand.
7. Credit rate - 24-33%.
The credit card is issued in the options "S-Line 2000", 3000 and 5000, in this case the number means a fixed monthly payment on the loan.
In addition to the ability to use personal funds, cardholders have another advantage. 20% of funds spent on payment for goods and services are credited in the form of bonus points under the Svyaznoy Club program. In addition, discounts are provided in Svyaznoy stores and partner companies.
In addition to the S-Line line, Svyaznoy Bank offers its customers several premium cards that are not distributed remotely.
Usually, issue a credit card There are three ways: by phone, online - by creating an application on the Internet, and directly at the bank. But each time you have to go through the procedure of filling out the questionnaire: indicate your passport details, full name, TIN, marital status, place of work, average monthly family income, existing loans in other banks, the number of dependents, the presence of a military ID (for men), as well as movable and immovable property.
All three types of credit card processing differ from each other in the way of creating an application, according to which a decision on the creditworthiness of the client will be made. In order to write an application at the bank, you will need to prepare all the necessary certificates and documents in advance: a passport, a military ID, certificates of family composition and average monthly earnings, etc.
As for creating an application via the Internet, you will only need to fill out a questionnaire provided by the creditor bank. This questionnaire will contain the already familiar list of questions, but in this case you will not need to take certificates from the place of work and place of residence. In addition, it will be possible to issue a credit card, in case of a positive response from the bank, at the nearest branch of the bank or by sending it by mail. It is worth noting that the transfer is not dangerous, because only the owner can activate it.
By phone? The hotline operator, which exists in all banks providing this type of loan, will be happy to tell you about this. The procedure is similar to the previous two, only now you will have to answer all questions by phone.
The answer to the bank's decision, whether it is positive or negative, will also be communicated to you by phone. If the bank agrees to provide the requested loan amount, you will need to provide all the documents specified in the agreement: passport, TIN, salary certificate, etc. The bank may refuse the applicant without explaining the reasons.
The most common reasons for rejection:
- Bad credit history;
- Inappropriate age of the borrower (over 65 or under 22 years old);
- Providing false information regarding the data specified in the application;
- Lack of registration in the region where the bank is located;
- Short work experience (it must be at least 6 months in the last place);
Also, the reason for the refusal may be that the client indicated a short period for which he wants, because only profit is important for credit organizations, and for a short period, the percentage of the amount issued will be small.
Anna Frantsuzova
Reading time: 5 minutes
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A credit card is a simple and convenient thing that many people will certainly find. Using it is quite convenient - you can pay in stores, pay for individual services, or simply cash out funds when they suddenly run out. Their registration is offered by almost all modern banks. Let's figure out how to get a credit card.
How to apply for a credit card at a bank
The easiest way to get a credit card is to go to a bank branch. Today, most financial institutions issue cards under a simplified scheme. What are the nuances here?
To get it completely it is enough just to present a minimum set of documents - a passport and an identification code.
In addition, you may have to fill out a short questionnaire.
If you want to get a credit card with an amount that is more than the minimum required, you must also provide an original income statement for the last 6 months. But, as a rule, basically, banks do not really require the provision of this document.
Issuing a credit card is beneficial, first of all, to the institution itself, therefore, only those customers who have a very bad credit history can be denied such a card. And even then, even this may not be a hindrance to getting a credit card.
It should be noted that some bank customers become credit card holders absolutely “accidentally”. That is, it is often issued in a set with a regular salary or payment card. In this case, you no longer need to fill out questionnaires - you just need to activate the card at the nearest ATM. But it is recommended to do this only if you plan to use the card - after all, after activation, you will be charged a small amount every month for using a credit card.
What is required for a "virtual" credit card processing quickly?
A simple and convenient way for those who do not want to sit in a long queue at the bank or simply do not have time for this. Applying for a credit card online is very easy.- but you will have to spend time looking for the most convenient lending conditions. However, today this is not a problem - many sites offer a comparative analysis of the offers of many banks. And you can easily choose the most favorable conditions for obtaining a credit card.
How to apply for registration online?
To receive a card via the Internet, you will first need to fill out a form. It is no different from the one that you will fill out at the bank if you come there for a credit card. However, there is a little trick here - filling out a questionnaire on the Internet does not mean at all that you will certainly receive a card. In fact, you simply submit an application, which is processed by the bank, and within a certain time, a representative of the bank will call you back and inform you of the answer.
In order to increase the chance of receiving a positive response, it is recommended that you provide as much information about yourself as possible. Most often, a bank employee who contacted the client clarifies the missing information, according to which the amount of the credit limit may change. It is important to remember that before making an online application, carefully read the terms of the agreement. In most cases, customers "without looking" tick the box to indicate agreement with the terms of the contract. And they regret it later.
You can pick up a credit card ordered via the Internet at a bank branch, some structures offer a card with home delivery - it will be brought to you by a bank courier or sent by mail.
Process by phone
Another fairly simple credit card application is to apply by phone. For this you should:
- call the bank's hotline,
- inform the operator about your desire to issue a credit card.
Be prepared - the conversation will be long, as the operator will fill out the questionnaire for you. In this case, you will have to visit the bank branch later and present all the documents - and you will be issued a card.
What documents are required for registration?
Whichever way you decide to get a credit card, in any case, you will need to provide the bank with minimal information about yourself. You will be required to report:
- personal data - last name, first name, patronymic, date of birth, place of residence (registration);
- number and series of the passport, when and by what authority it was issued;
- an identification number;
- type of employment;
- if you work, how long and what is the salary.
It should be noted that if you have been working at the same place for more than two years, provide a certificate of income for the last 6 months, then you have a chance to get a credit card with an increased limit.
We speed up the issuance of credit cards
The right step to speed up the issuance of a credit card is to order it online or by phone. However, remember that you should give as much information about yourself as possible so that specialists do not have to "pull" it out of you later. Thus, you will significantly speed up the process of obtaining a card, and maybe create the most favorable conditions for a 100% possibility of obtaining it.