Top up your credit card renaissance credit without commission. HELP with Renaissance Credit debit card
Bank Renaissance-Credit is one of the largest banks specializing in consumer loans, constantly improving the methods of obtaining and repaying loans. In February 2015, a new function was introduced to replenish the Bank's Renaissance Credit card using another card.
The essence of this supplement is that the borrower, having access to the Internet, can top up a credit card without leaving home. The funds will be transferred from one card account to the Renaissance Credit card.
Instructions
To replenish the Renaissance Credit card with another bank card, you need to go to the official website of the bank and follow the instructions below.
Upon completion of the operation, you will receive an SMS notification about the crediting of funds.
Terms and Benefits
A clear advantage is that the replenishment is carried out via the Internet without cash and using ATMs.
Conditions
At Renaissance Credit Bank, card-to-card transfers have very favorable conditions for users. First, it is carried out instantly (no need to wait for a working day, several hours, etc.). Secondly, the plastic from which it is planned to replenish the third-party account must be connected to the secure transactions system.
Third, the operation is very simple. On the site, all this can be done literally in one click.
It is worth noting that another bank, from the product of which funds are sent or to which funds are planned to be credited, can set their own rules and tariffs for the operation.
Price
Sadly, however, in modern life you have to pay for almost everything. There are practically no free services left. The situation is the same with the proposals of banking companies.
Renaissance Bank charges the client for the service of sending finance from one product to another, based on the rates of the organization's commission. A full list of the cost of the service can be found on the official website of the organization.
The commission directly depends on the amount sent and is a component of the total amount of the client's request.
February 26, 2015, Moscow- Renaissance Credit, one of the leaders in consumer lending in Russia, has launched a new service called Instant Card-to-Card Transfer on its website. Now the bank's clients have the opportunity, having access to the Internet at hand, to replenish Renaissance Credit credit cards instantly and without commission. You can transfer funds from VISA or MasterCard cards of any other Russian bank connected to the 3DSecure service.
In order to make a transfer, it is enough to follow a few simple steps. On the main page of the bank's website, select the item "Customer support -> How to pay off the loan", then - the item "Cards", then - the item "Transfer from card to card". Or just enter the address in your browser. In the window that opens, you must fill in the details of the card from which the transfer will be made, indicate the payment amount and enter the number of the Renaissance Credit card to which the funds are to be credited.
They are supplemented with convenient and simple services for their maintenance. Cardholders have access to transfers, balance control, loan repayment and other functions in online mode... You will learn more about operations with bank cards from the article.
- Contact an employee of the nearest branch of the Renaissance Bank. You will need a passport and a card agreement.
- Connect, which allows you not only to control your account balance, but also to manage money. Execute a remote service agreement at the bank and receive a username and password to enter the system. The service is provided free of charge to all Renaissance cardholders. If necessary, you have the right to connect to the Internet Banking with disabilities. It only allows you to view information, while transfers and payments are not available.
- Call the "hot line" 8 800 200 0 981 or use the round-the-clock automatic system "Renaissance-Inform".
- Place an electronic appeal in the customer support center on the Renaissance Bank website.
- Activate the paid service "SMS-informant":
- at the bank's cash desk;
- through the Eleksnet terminal;
- by the hotline number 8 495 981 0 981.
6. Use an ATM or Renaissance Credit terminal by requesting the account balance in the main menu.
To deposit funds to a bank card, you will need information:
- current account number;
- card number and expiration date.
Find out the details and the amount of payment by credit card is available:
- in the Internet bank;
- by phone "hot line";
- using an SMS message, which the bank sends monthly on the eve of the settlement date by credit cards.
To transfer funds to the Renaissance card without commission, use:
![](https://i1.wp.com/money-trans.ru/public/kyfthumb-nix.png)
You can control the receipt of funds on the account using:
- internet bank;
- service "SMS-informant";
- telephone "hot line".
Transfer from card to card Renaissance Bank
If you need to send money from the card of any financial organization to the "plastic" Renaissance, use the online service of the site:
- Open the instant translation page and enter:
- details of the sender card: number located on the front side; validity; CVC code;
- the amount of the transfer;
- recipient's card number.
2. Read the translation rules and mark your agreement with them.
3. Click the "Transfer money now" button.
The features of the translation procedure on the Renaissance website are as follows:
- The card from which the money is sent must be connected to the 3D-Secure security system.
- The operation is performed instantly. On a Visa card, the term for receiving funds takes up to 5 days.
- Renaissance Bank does not charge a transfer fee.
- Banks issuing cards have the right to introduce their own tariffs, conditions and restrictions on transfers.
You can connect to the Internet bank for free at the nearest branch of the financial institution. To repay a loan remotely, you will need to conclude a remote service agreement.
To enter the system, you must register and set your own username and password. To transfer money from a Renaissance card to repay a loan, you will need:
- Open the section "Payments and Transfers" in the main menu.
- Go to the "Transfers between your accounts" tab.
- Select the account from which funds will be debited.
- Designate the account where the money will go.
- Click "Sign".
If the loan is issued to another client of Renaissance Bank, then you need to:
- From the section "Payments and transfers" go to the subsection "Transfers to the client Renaissance Credit".
- Select the account of the sender card.
- Indicate information about the recipient, account details and the purpose of the payment.
- Indicate the amount and click "Next".
- Receive a one-time code on your phone, enter it and click "Confirm".
Transfer from a Renaissance card to a Sberbank card
When using the Internet bank for Sberbank's "plastic", you should:
- Full name of the recipient;
- the purpose of the transfer;
- card number and expiration date;
- BIK of Sberbank;
- payment amount.
The system will present you with a screen form with the transfer details.
5. Receive a confirmation code by SMS.
6. Check the accuracy of the transfer data and enter a one-time confirmation code in a special field.
7. Press the "Confirm" button.
Please note that in addition to the transfer amount, a commission will be deducted from your account, the amount of which corresponds to the tariffs of the Renaissance bank. Credit card transfers via Internet Banking are not permitted.
Withdrawn money from the Renaissance card
If you find that money has disappeared from the card, or you have received an SMS about an unauthorized transaction, immediately notify the bank and. To do this, call the customer support service at 8 800 200 09 81 or the round-the-clock service 8 495 981 0 981. Then file an application with the Ministry of Internal Affairs on the fact of illegal actions and incurred damage.
To avoid financial losses, use the Renaissance card risk insurance program. The Soglasie company will indemnify the participants of the insurance contract in the event of theft, loss of the card or cash withdrawal by third parties.
Issued from July 22, if you have a deposit or when you open it. Since September, the card is issued without the obligatory opening of a deposit.
The card according to the tariff plan TP-89 is not issued! Instead, when opening a deposit, a card with TP-189 was issued. From 05.04.2017 a card with TP-202 is issued
HELP is based on information from the forum (thanks to users for the correct questions, and PB for competent answers) and from the collections of tariffs, namely:
- Tariffs of commission fees of CB Renaissance Credit (LLC) on transactions with individuals from 01.06.2015 / 04.04.2016 / 11.10.2016 / 24.04.2017
- Tariffs for the provision and maintenance of bank cards of CB Renaissance Credit (LLC) from 18.03.2016. / 04/01/2017 (p. 88, TP-89)
Basic moments:
1) Annual maintenance.
TP-89 and TP-189: free annual service;
TP-202: free if the client spends at least 5,000 rubles on the card per month or keeps money on the card in the amount of 30,000 rubles or more. In other cases, the commission is 59 rubles per month, while if in one month the commission is charged, and in the next one of the above conditions is fulfilled, then the commission for the next month is no longer charged. 99 rubles for registration and issuance of a card - charged one-time, at the time of registration. To do this, the client just needs to deposit money on the card through the Bank's cash desk or terminal;
2) validity period of 5 years. The card is blocked if:
- the card has not been activated by the client within 6 months from the date of issue of the card;
- the card has been activated, but the client has not made a single operation using the card within 6 months, and the card balance is zero;
3) previously only one debit card was issued to one customer. Now this limitation is gone. When drawing up according to the client's words, a questionnaire is filled out: address and place of work, income, etc. The card may be refused. The lack of a job is not a 100% reason for rejection;
4) card with chip and paypass. For all TPs, an additional card can be issued with TP-202;
5) there are problems with changing the PIN at your own ATM. You can change at a Rosbank ATM;
6) SMS 50 rubles / month The first month is free. Paid SMS informing can be connected regardless of whether you refused it when issuing a card or not. Moreover, in my case, it also connected to a credit card with previously disabled SMS. Disconnected by a call to the bank's hotline (SMS about disconnection may not come). There is information about expenditure transactions via e-mail;
7) free re-issue to a personalized one (an application can be submitted through the form on the bank's website or during a call to the hotline to activate an unnamed card). The unnamed card is blocked after a reissue request has been processed;
8)interest on the card balance
For TP-89 and TP-189 from 01.10.15:
0 - 5000 -- 0%
5000,01 – 200000 -- 7%
200,000.01 and more - 1%
For TP-202:
7.25% on the minimum amount of the balance of funds on the Client's Account during the calendar month for which interest is calculated for the entire calendar month. In this case, the actual number of calendar days in a year (365 or 366, respectively) is taken as the basis for calculating interest.
Interest on the card is charged daily depending on the balance and is paid at the end of the month. You can see the charge in IB in the list of operations or in the account statement (List of operations -> Show -> Get statement);
9) expenditure-replenishing deposit 6% (VAT 1000 rubles) with the possibility of transfers to IB from / to the card through the current account and the possibility of paying interest to the card (except for foreign currency deposits). Interest is paid on the date of the conclusion of the deposit agreement.
In order to change the method of payment of interest (capitalization / card account), you need to contact the bank branch where the deposit was opened and fill out the corresponding application. If the deposit was opened in the Internet bank, the client can submit an application for changing the method of interest payment at any Renaissance Credit office;
10) card replenishment without commission:
a) through the c2c service on the Renaissance Credit bank website (Svyaz-Bank partner service):
* !!! From 11.10.16, replenishment through the service is paid: 0.95% of the amount, min 45 rubles.
You can read about some of the features of the service, and.
Within one day, you can make transfers to the card of CB Renaissance Credit (LLC) for a total amount of not more than 300,000 rubles. The maximum amount of one transfer is no more than 100,000 rubles. The maximum amount of transfers per month for one card is 600,000 rubles. Replenishment is possible only from cards that support 3D-Secure.
Crediting funds via c2c to a MasterCard card instantly, available immediately. It is necessary to take into account the commission of the donor card issuing bank (read about paid c2c). For example, with Sberbank, outgoing s2c from a debit card is free with the following limits:
for Visa Electron, Maestro - 30 tr. one operation, 50 tr. per day, for other Visa and MasterCard cards - 30 tr. one operation, 150 tr. per day. In fact, in one operation, it was possible to pull out a little more than 30 tr.
Outgoing s2c from the Kukuruza card without commission and no limit on the amount;
b) through the terminals "Eleksnet" in the branches of the Renaissance. You can replenish the card by number or deposit by the number of the deposit account (according to reviews, there may be problems with this). Better to top up your checking account or card account. Payments accepted before 17:00 Moscow time are credited on the same day, the rest after 1-2 business days. Remote replenishment through the Eleksnet wallet: through "Credits" by card number - an error, by card account number - with a commission, through "Deposits" by deposit account number or current account number - successfully and without commission. If the amount is less than the minimum replenishment amount specified in the deposit agreement, then the money will be transferred to the current account;
c) through the cash desks of the bank branches. Replenish the current account, then transfer to the card / deposit in IB. When replenishing the account through the cashier, the money appears on the account on the day of deposit, it is available for use on the next. day (applies to weekdays Mon-Fri);
d) interbank. The term of crediting is up to 3 working days. Replenish the card account or current account with subsequent transfer to the IB to the card / deposit. Funds become available the next day after the day they were credited. To see the incoming interbank (credited, but not yet available) in the IB, on the main page, in the drop-down menu opposite the card number, select the list of card transactions, then click on the Show button, and then on the Get statement button - it will be possible to see today's crediting to r / s. The deposit can be replenished directly by the interbank, the replenishment will be displayed in the statement the next day. If the amount is less than the minimum replenishment amount specified in the deposit agreement, the transfer will be rejected. Read about the free and cheap interbank market;
e *) in the terminals of Credit Bank of Moscow. Limits: 40k per transaction / 80k per day. * Note: now with commission;
11) outgoing c2c is impossible through third-party services. UPD: possible up to 30,000 rubles / month.
Online transfers to a VISA or MasterCard card of any Russian bank are possible through IB Renaissance-Credit.
The maximum transfer amount is 15,000 rubles.
The transfer fee:
- at the expense of own funds - 1.5%, min. 30 rubles;
- at the expense of the credit limit - 3.9%, min. 290 rubles.
12) max. the amount of cash withdrawn from the card is 500 thousand rubles. per day and 700 tr. per calendar month.
Withdrawal without commission:
a) at the cash desks of the bank branches upon presentation of the card. If the terminal does not work, you can transfer funds from the card account to the current account and withdraw at the cash desk without commission. For amounts received by bank transfer to a card or current account, no maintenance is needed;
b) at bank ATMs (for TP-89 and TP-189 without commission within the amount specified in clause 12);
c) cash withdrawal from a card account at ATMs and in branches of other banks:
- for TP-89, two free withdrawals per calendar month at any ATM in the world. Further 1%, but not less than 100 rubles.
- for TP-189:
up to 25,000 rubles per month - not charged. The number of withdrawals is recorded by the date of withdrawal;
from 25,000.01 rubles per month - 0.9% of the transaction amount, but not less than 90 rubles.
- for TP-202:
up to 25,000 rubles per calendar month - not charged;
from 25,000.01 rubles per month - 1% of the transaction amount, but not less than 100 rubles;
13) interbank transfers through IB for the time being free of charge (clause 6.2.3 of the Tariffs of commission on transactions with individuals from 01.06.15). From 04.04.2016 - 30 rubles. for a payment.
From 24.04.2017 in accordance with clause 6.2.3.1.1 "Transfer of own funds to your accounts opened with other banks", the commission for transferring your own funds through IB to your own accounts opened with other banks is not charged
Interbank for payment orders formed before 14:00 Moscow time leaves on the same day on the third flight. If after 14:00 Moscow time, then the next working day by the third flight. Limit 100 tr. for one operation and 300 tr. for one business day, there is no minimum limit, there is no monthly limit (the limits are common for the interbank and intrabank). You can cancel a transfer that is in the "Processing" status through the Call Center.
It is not allowed to replenish the card in another bank through the consolidated account 40817, if the bank is indicated as the recipient, and the data for crediting is written in the purpose of the payment.
Transfers to non-profit organizations (to accounts 40703) via IB are not possible. To make such a transfer, you must fill out an application at the office;
14) all operations between the card and the deposit are carried out through the current account. Intrabank transfers free, carried out from Monday to Saturday from 9:00 to 22:00 Moscow time. Those. funds sent, for example, at 7 am from the deposit to the current account, will come after 09:00 Moscow time. Limit 100 tr. for one operation and 300 tr. for one operating day. There are no limits on transactions between your accounts;
15) the card participates in the "Simple Joy" bonus program;
16) conversion at the rate of the Central Bank + 1%;
17) Internet bank... By default, information access is connected, so that translations become available, you need to write an application for the provision operational access... Online opening / closing of a deposit and current accounts is possible. To obtain documentary confirmation of opening a deposit through IB, you need to contact any bank branch, and a copy of the agreement, certified by the manager, will be issued.
When replacing a SIM card (if the cellular operator provides the bank with the relevant information), IMSI re-binding is required, otherwise external transfers to the IB become unavailable. To do this, you can contact the PB, access will be restored within 24 hours;
18) mobile bank for android and iOS:
19) in case of non-cash receipt of funds to withdraw them from the deposit through the cashier, 30 days are required. Otherwise, the commission is 3%, but not less than 500 rubles. This, of course, does not apply to withdrawals from the card. If the funds were deposited from the current account, the period of stay on the current account is taken into account in the total 30-day maturation period;
20) limits on the card for cash withdrawals, purchases in stores and on the Internet in IB are not set.
Expected in the future (according to a bank representative on the website):
1) mobile application in December-January;
2) changes in the bonus program in the fall in terms of increasing the number of partners and ways to implement bonuses;
3) own c2c service (now partner through the Bank of Moscow) - 2016;
4) remote distribution channel for debit cards - in the fall;
5) by autumn, issuance of debit cards without opening a deposit;
6) issue of add. cards - indefinite period;
7) currency accounts in IB - this year;
8) round-the-clock daily intrabank;
9) the list of mcc, for which bonuses are not credited;
10) issue of VISA cards.
Bonus program "Simple joys":
1) connects automatically (the program does not work for cards with TP-189);
2) a return of 1% bonuses for purchases with a card, an increased return of 5% for monthly categories and up to 20% for purchases from partners. Standard 1% refund is unlimited. Bonuses are accrued after the transaction is confirmed by the authorization date (for example, for purchases on August 31, increased bonuses are awarded at the beginning of September according to the August bonus category. Often, manual additional accrual of increased bonuses through the PB for purchases on the last days of the month is required). Terms of monthly promotions;
3) bonuses are spent by compensating the cost of purchases in certain categories (they change every month). 1 bonus = 1 ruble. The minimum amount for conversion is 300 bonuses;
4) the bonus account is common for all contracts. Those. if you have a credit card and a debit, then bonuses are credited to one account. If the bonus program is already connected to one of the cards, then when you receive another, you do not need to reconnect;
6) operations of payment through ATMs and IB are not bonus;
7) when the card is reissued, the points are saved;
8) the bonus account is displayed in IB;
9) bonuses are not awarded for:
- casinos, sweepstakes and other gambling establishments (MCC 6529, 6530, 7995);
-Purchase of traveller's checks, lottery tickets, securities and precious metals (MCC 5094, 6211, 9754, 9223);
- in favor of insurance companies and mutual funds (MCC 6300, 5960);
-in favor of pawnshops (MCC 5933);
-payment of public services - fines, fees, etc. (MCC 9399, 9222);
- replenishment of electronic wallets and purchase of prepaid cards (MCC 6050, 6051);
-reception of cash (MCC 6010, 6011);
-transferring funds to accounts in other banks or transactions with financial institutions (MCC 6012, 6532-6538, 4829, 6540);
-conducting prepaid and recurring payments in favor of telecom operators (MCC 4814);
-payment for goods and services in trade and service enterprises that cannot be unambiguously classified by their type of activity, as well as in enterprises providing highly specialized services (MCC 5999, 8999, 7399);
10) the validity period of bonuses is 6 months from the date of accrual.
How to make a transfer from card to card Renaissance Credit Bank, how to replenish the RKB card? All these questions are of interest to many who have just acquired a bank card of this bank. You ask - we answer!
Today, plastic bank cards have actually replaced paper money. This is understandable. A wallet full of money looks attractive to thieves. If suddenly this wallet is stolen, or lost, then no one will return the paper money. Moreover, a thief can always take advantage of his prey with impunity. A bank card is another matter. If it is lost or stolen, then you can block it. It will be almost impossible to use such a card.
In addition, it is convenient to pay for purchases in online stores, services and much more with a bank card. Moreover, it is not only convenient, but also beneficial. However, there are situations when you need to replenish the account of one card by making a transfer from another. In this case, there is a convenient option that many banks offer. It is called the transfer from card to card of Renaissance Credit Bank.
Renaissance Credit Bank is no exception. Today the clients of this bank can always replenish their credit cards, instantly and without additional commission. All that is needed for this is access to the Internet from a mobile phone or from a computer. The client's procedure in this case is very simple. You need to go to, and then follow the instructions on the main page. The whole procedure will take no more than two minutes, and the money will be credited to the card account instantly.
Terms and conditions of using the service
This service is convenient, first of all, for its simplicity and the ability to save money without spending it on commissions.
However, there are a number of conditions that you should pay attention to:
- clients of KB Renaissance Credit LLC can make instant money transfers from one card to another
- these can be cards that support MasterCard and Visa systems, issued directly by Renaissance Credit or other Russian banks - issuers
- the transfer amount in one day is limited to 300,000 rubles
- making a transfer in the amount of more than 100,000 rubles at a time is not allowed
- within a month, no more than 600 thousand rubles can be transferred to one card
- the bank imposes a commission on operations related to the transfer of money between Renaissance credit cards and other banks
- the amount of the commission is set at the rates of the bank through which the transfer is made (you can find out this amount directly on the bank's website)
- at the same time, there is no commission when transferring between accounts of different cards from Renaissance Credit
- the main currency of the transfer is Russian rubles
- if there is a transfer from a card that was issued in a different currency, the bank takes a commission for the conversion
- the term for crediting money to the account can be up to 5 working days
- all card-to-card transfers are carried out using the technology that provides maximum protection - 3D Secure
- 3D Secure system implies entering the number, the expiration date of the plastic card, as well as the CVV / CVC code, and an SMS with a code to confirm the operation is sent to the client's mobile phone
Commission size
When transferring between different cards issued by Renaissance Credit, no commission is charged. However, if you need to transfer money to a card of another bank, then the official commission of the RKB itself will be from 0.95% of the transfer amount, but not less than 45 rubles.
It should be taken into account that another bank can also charge a commission, and for sure he will charge it. Of course, all these amounts will make up the total amount of your "losses" for the operation performed. This does not in any way contradict the rules of the bank, as reflected in the public offer. Provides services for transferring money from card to card of PJSC Minbank.
True, there are situations when a person has made a transfer, and the money is stuck in the system. What to do then? In this case, you need to urgently contact the support of the bank that issued this card.
Read also
Rosbank card 120 days - conditions, requirements, documents, pros and cons
However, if the transfer was delayed due to the fault of the sender, who indicated the wrong card number of the recipient, then, unfortunately, it will be impossible to cancel the operation. This is prohibited by the rules. The only thing that can be done is to contact the owner of the card on which the money was spent. If the person is honest, then perhaps he will return the money.
How to make a transfer
On the official website of the RKB, the online mode allows you to do only two operations with bank cards:
- pay a loan to Renens' current account using a card of any bank, including RKB
- make a transfer from card to card of any bank
In order to make a consumer loan payment by card on the bank's website, you need:
- open the main page on the Renaissance Bank website
- select the section "Loans"
- then you need a tab "How to pay off a loan"
- looking for a link in the list of available methods "Pay with card"
- click on it, a new window for online transfers will open
- first we drive in our phone number
- further card details on which you have a day (card number, expiration date, CVC / CVV code)
- then we write the account number to which you have a loan in the RKB
- enter the transfer amount
- click "Pay"
- we receive a security code for your mobile phone
- click "Confirm"
The maximum transfer amount at a time is 100,000 rubles. The presence of the commission and the size of the commission in this case will depend on the Bank PJSC "MinBank", oddly enough, but it is this bank that offers intermediary services for transfers on the official website of Renaissance Credit Bank.
And how to make a transfer from card to card Renaissance Credit Bank?
As a rule, this is a standard procedure and there are no difficulties in it:
- you need to open the main page on the Renaissance Bank website
- select the "Maps" section
- then go to the "How to top up" tab
- then we need a section "Transfer from card to card"
- you will need a Renaissance credit card number (these are 16 digits that are printed on the card)
- then in the form it is necessary to indicate the number of the person's card to which the transfer will be made;
- amount of money to transfer
- now the sender must enter the validity period of the plastic card (you can find it under the card number)
- then we turn the card over and indicate three numbers (CVC2 / CVV2)
- write how much money needs to be transferred
- now all that remains is to confirm the operation
You should not worry about the safety of information. As mentioned above, the security of money transfer is ensured by 3D Secure technology. Each credit card is tied to a specific mobile phone number, and it will be impossible to transfer money without entering a password from SMS.
The maximum transfer amount is 100,000 rubles!
How to withdraw cash from a card
Despite the fact that bank cards are a convenient tool for paying for goods and services, sometimes cash is also required. To do this, you need to withdraw cash from the Renaissance Credit Bank credit card. It should be borne in mind that the bank will take a commission for the cashing operation. And there is no way to reduce its size.
There are several ways how to withdraw money from the card:
- you can contact the bank cashier
- use the RKB ATM
- You can also cash out at an ATM of another bank, but the commission in this case can be significantly higher
How to withdraw money to a bank branch:
- come to the bank branch
- contact the operator
- show a bank card
- you will also need to name the code word
- name the amount you want to receive
- sign an expense note
- get cash
One of the best banks for those who want to get a cash loan on the same day. Consideration of the application within a few minutes. Possibility to take. Instant cash withdrawal at the checkout. Favorable interest rate - from 12.9% per annum. Bank Renaissance Credit offices are open in all major cities of Russia, including Moscow and St. Petersburg.
All banking products
Cash loan in Renaissance Credit
Main advantages
- Loan processing for two documents.
- Receiving money on the same day.
Conditions for obtaining a loan
- Interest rate - from 11.3% per annum.
- The amount is from 30,000 to 700,000 rubles.
- The term is from 2 to 5 years.
Borrower requirements
- Age - from 24 to 70 years old.
- Documents - a passport and a second document (driver's license, foreign passport, personal bank card, diploma, military ID, TIN or pension certificate).
Credit card in the bank "Renaissance Credit"
- Card issuance and maintenance free of charge
- Credit limit up to 300,000 rubles
- Receiving on the day of contact
- Card issuance is free.
- Annual card service - 0 rubles
- Free cash withdrawal at any ATM
Renaissance Credit is a commercial bank that provides individuals with the opportunity to apply for a consumer loan, bank card, deposit and use other additional services. The organization has 136 branches in 62 regions of the country, serving 139,966 points of sale.
Bank ratings as of September 1, 2018:
50th place in terms of capital.
48th place in terms of net assets.
23rd place in terms of attracted funds from citizens.
13th place in terms of consumer loans issued.
The regular partners of Renaissance Credit Bank are: Svyaznoy, Euroset, M.video and Shatura mebel. The payment details used are rubles, dollars and euros. The scope of the bank's services is conditionally divided into 3 areas:
- Loans;
- Deposits;
- Cards.
In the first direction, the service "Credit when it burns" is relevant. Using it, a client can apply for a loan of up to 700 thousand rubles for large investments or urgent ones. For reliable clients who are able to prove their solvency, the bank provides flexible rates. Loan funds can be obtained on the day of application by going to the office of the organization or by filling out an online application. And thanks to the Convenient service package, the borrower can transfer the planned payment or change its date.
Lending to the population
There are additional services in lending to the population:
Loan for furniture and household goods with an overpayment of 0.7%.
A loan to a mobile phone with registration in a communication salon in 15 minutes.
A loan for household appliances with the ability to make any size of the down payment.
Internet lending with registration, without leaving your home, and overpayment of 0.8%.
Deposits and deposits of Renaissance Credit bank
In the direction of deposits, funds can be invested under five different conditions, each of which has high interest rates, management of deposits in the network and the choice of the optimal way to receive the accumulated interest. You can open a deposit at any branch of Renaissance Credit Bank or via the Internet on the organization's official website.
Debit and credit cards Renaissance Credit
As for plastic cards, there are debit and credit counterparts in the arsenal. Debit cards are replenished free of charge from cards of third-party banks, they have a bonus program and a refund of the balance up to 7.5%. Monthly service is free, and a passport is enough for registration. Credit cards have a limit of up to 200 thousand rubles and come at the disposal of the client on the day of his application. The interest-free period lasts 55 days. When making the next payment by any convenient means, the funds received continue to be available for use.
Renaissance Credit Bank phone number
Official website of Bank Renaissance Credit
One of the most popular products of banking organizations in the Russian Federation is a credit card. Thanks to its ease of use and favorable conditions, the Renaissance card has become extremely popular among consumers. Knowing how to replenish the Renaissance Credit card, the user will be able to easily pay the loan with maximum convenience.
Features of plastic "Renaissance"
Renaissance Bank is one of the top 100 largest financial institutions in the Russian Federation and boasts a huge number of clients. It provides a wide range of products ranging from debit to credit cards.
Credit products of this type from "Renaissance" are distinguished by favorable terms of service, which made them incredibly popular. Their characteristic feature is the presence of an interest-free period, which allows the use of borrowed funds free of charge for 55 days, as well as special bonus programs.
In addition, other features of the map deserve mention:
- an individual approach to each borrower. Credit limits for the product can reach 200 thousand rubles;
- fast processing time. Subject to the provision of all the necessary documents, the consumer will be able to receive "plastic" on the day of application;
- maintenance of the card will not require any financial costs, as well as its issue;
- the offer provides for a revolving line of credit - funds are available to the user immediately after making a payment;
- the bonus program provides for the receipt of points, the amount of deductions reaches 10% of the amount of purchases;
- the possibility of depositing funds free of charge, subject to the use of ATMs;
- discounts when shopping in partner stores.
The bonus program called "Simple Joys" deserves special attention. It provides cashback, the size of which varies from 1 to 10%. Each bonus is equal to 1 ruble, which simplifies their use.
The card is issued in the Mastercard payment system, which allows you to receive additional bonuses and discounts.
Credit products are equipped with the PayPass system, which makes it possible to make payments without physical contact of the "plastic" with the reader. This extends its service life, and also allows you to make purchases up to 1000 rubles without entering a pin code.
Renaissance Credit cards provide users with many benefits
Replenishment methods
There are many ways to top up the account balance attached to the card. They differ from each other in a number of parameters, among which the most significant are the terms of crediting funds, commission and convenience.
The first parameter is especially important when paying for a loan, since any delay in such a case is fraught with fines and pennies, which may entail additional costs. Among the methods that are distinguished by instant crediting of funds, it is advisable to mention:
- Using terminals of a financial institution.
- Payment from another card.
- Replenishment at Credit Bank of Moscow.
In addition, the holder of the Renaissance Bank card can use the services of numerous partner companies, money transfer systems, and the Russian Post.
Top-up without commission
In the overwhelming majority of cases, the decisive parameter for the user when choosing a suitable deposit method is the commission. When you need to replenish your account without additional costs, the best option would be to deposit funds through a Renaissance ATM.
To replenish the card using this method, you will need:
- Find the nearest ATM for a given financial institution.
- Select the category "Card replenishment".
- Enter the mobile number that was used to draw up the contract.
- Press the "Next" button and enter the confirmation code that will come in the SMS message.
- Select the product that you plan to replenish and click the "Next" button.
- Deposit cash using the bill acceptor and press the "Pay" button.
It is important to take into account that the terminal does not issue change - all deposited funds will be credited to the account.
It is advisable to keep the check issued by the terminal, as it will be a confirmation of payment in case of disputes with the bank. The method does not require payment of commissions and does not provide for hidden fees. Funds are credited to the account within 24 hours, which makes the method optimal.
Another method, which also does not require additional costs, is the replenishment through the Russian Post office. This method is much more convenient, since there is no need to look for the nearest terminal. However, this is offset by the impressive terms of funds crediting, which reach 5 working days.
To pay a loan through the Russian Post, you must:
- Pre-print and fill out the receipt for the transfer.
- Visit the nearest post office with a passport of a citizen of the Russian Federation.
- Present the document and receipt to the employee, and then transfer the funds.
- Take a receipt confirming payment.
This option is only suitable if the transfer is planned to be carried out in advance, otherwise the consumer will face serious penalties for late payment.
You can quickly replenish your Renaissance Credit card via the Internet
Fast replenishment
To transfer money to your Renaissance credit card account, you can use the list of quick top-up methods. The most optimal of them seems to be a transfer from another card, which will allow you to instantly credit funds to your account.
When figuring out how to replenish a card online, you should adhere to the following algorithm of actions:
- Go to the website of the official translation service Renaissance.
- Fill in the data of the "plastic" from which you plan to send funds.
- Specify the details of the recipient card.
- Confirm your agreement with the transfer rules.
- Press the button "Transfer money now".
- Pass verification using the 3D-Secure system.
This method has a number of limitations. First of all, you cannot send funds from another loan product of this bank. There are limits for the transfer amount - no more than 300 thousand rubles per day, 300 thousand per month and no more than 100 thousand at a time. The transfer fee is 0.95%, but not less than 45 rubles. In this case, the bank that issued the sender card may charge additional fees.
Another effective method that allows you to transfer funds, it is advisable to consider replenishment in a branch of the Moscow Credit Bank. For this, the consumer will need to have a passport with him, as well as the "plastic" of the Renaissance bank. If you plan to use the terminal, the transfer fee will be 1%.
The payment will require the user to perform a simple algorithm of actions:
- Select the category "Payment for services" in the main menu of the terminal.
- Go to the "Loans, loans, banks" tab.
- Press the button "Cash replenishment".
- Select the item with the Renaissance logo.
- Insert the card into the device and enter the correct pin code.
- Deposit funds into the bill acceptor.
- Read the commission, confirm the payment and receive a check.
This option is ideal for those users who do not have the opportunity to use an online translation service.
For replenishment of the Renaissance Credit card through terminals, a commission is charged
Using terminals
One of the most popular means of replenishing cards of various banks is the terminals of the Qiwi and Eleksnet payment systems. This demand is due to the widespread use of such devices, which allows you to quickly find the nearest terminal and repay the loan.
The commission will be 1.98%, but not less than 30 rubles for Elecsnet and 1.6%, but not less than 100 rubles for Qiwi. The terms for crediting funds with the first option are much more profitable - on the same day, subject to depositing funds before 17:00 on weekdays. Kiwi will need waiting 1-2 days.
The replenishment procedure for both payment systems is identical:
- Find the nearest terminal and select "Payment for services".
- Go to the section "Loans" / transfer of funds to the card.
- Specify the required details.
- Insert bills and confirm the transaction.
- Pick up the check and keep it until the funds are credited.
The disadvantage of these methods is the need to pay commissions, which is offset by the convenient location of the terminals. It should be borne in mind that when making payments, delays may occur, therefore, payments should be made in advance.
The credit institution Renaissance Credit has partner organizations through which you can replenish the card
Partner organizations
The financial organization "Renaissance Credit" has a number of partners who provide clients with the opportunity to replenish their accounts. In addition, the terms of use imply the ability to make a transfer from a Renaissance card to a Sberbank card. Among the bank's partners, it is advisable to mention:
- Salons of cellular communication "Svyaznoy" and "Euroset";
- Service points of mobile operators "Beeline", "Megafon" and "MTS";
- Transfer systems "Zolotaya Korona", "Quick Pay", "Unistream", "Rapida";
- Partner banks Sberbank, Vozrozhdenie, Intercoopbank, Chelindbank, Promsvyazbank, Kurgan;
- Shops "Eldorado", "M-Video", "Technosila".
To carry out a transaction, you will need to contact the employees, as well as fill in the necessary details. The consumer must have a passport of a citizen of the Russian Federation with him, as well as know the card or account number to which it is planned to deposit funds. Money transfer systems and banks carry out a transaction in 1-2 days, like the salons of mobile operators.
If you want to use the services of partners, it would be reasonable to clarify the commission charged for the translation in advance, as it varies significantly. As a rule, it is 1-2% of the transfer amount.