Student's social card from vtb bank
Parents wishing to issue their children with a multifunctional card that allows not only transferring a certain amount of money to the account for “pocket” expenses, but also gaining access to additional options, can order a Student Social Card from VTB Bank. Since July 2017, it has been manufactured on the basis of the Mir national system.
Student's social card from VTB Bank
This type of debit card is a plastic used to pay for public transport fares. At the same time, it has the standard functionality of a bank card and provides its owner with certain benefits.
The student's social card "Mir" from VTB has the following advantages:
- free annual service;
- receiving benefits when paying for travel in public transport;
- providing a discount for the purchase of an insurance policy online from IC VTB Insurance LLC;
- the presence of encoded data from the cardholder's medical policy (allows you to make an appointment at a polyclinic without the compulsory medical insurance itself);
- receiving discounts when making purchases in the trade and service network of the capital;
- withdrawing cash from the card without paying commission fees, if the operation is carried out through an ATM of PJSC VTB;
- the ability to pay for purchases via the Internet;
- availability of contactless payment technology;
- free registration of account statements.
When issuing this type of card, its owner will not be able to count on the accrual of interest on the balance of the account. The return of cashback and the choice of an individual design of plastic is also not available for the client.
If necessary, the cardholder can withdraw up to 125 thousand rubles per day through ATMs of PJSC VTB. The size of the restriction per month reaches 1 million rubles.
In the case of cash withdrawal through ATMs of third-party financial organizations, a commission of 0.5% of the received amount is required to be paid. In this case, the fee cannot be less than one hundred rubles.
The SMS notification service is also provided on a paid basis - 49 rubles per month. The fee is charged from the third month of using the option.
How to order a student's Social Card from VTB Bank?
This type of social card is made free of charge at the request of the student's representative. The future cardholder must be over six years old and have a permanent or temporary residence permit.
You can get a card by filling out an electronic request form on the website pgu.mos.ru. The plastic will be ready in 30 calendar days from the date of application. It will be possible to pick it up at the educational institution itself.
Plastic processing in this way is not available to persons:
- undergoing training in private institutions;
- studying in federal institutions.
In order to receive a social card, these categories of persons must contact the MFC and fill out a printed application form. The child's representative must have their passport, student ID and a certificate from the educational institution with them. It will be possible to get plastic in the same branch of the MFC.
It should be noted that the card is issued to the applicant in a blocked state.
How to activate a student's social card from VTB?
To remove the block from a bank card, a child who has reached the age of 14, or his representative must contact the nearest VTB branch with the documents listed below:
- identification of the cardholder and / or his parent (guardian);
- social card;
- an application for unlocking (the form is provided by a bank employee).
If a child over 14 years old applies to the department himself, the presence of his parents or guardians is mandatory. The exception is that the applicant has a written consent from the representative about the possibility of self-filing a request.
Card replenishment methods
You can transfer money to the card balance without paying any commission fees through ATMs of VTB and its partners, the nearest bank office or using Internet banking.
In case of replenishment of the account through branches of the Russian Post or third-party banks, transfers from cards of other financial organizations, a certain commission is charged from the client.