Rosenergobank payments to depositors, addresses of agent banks. Payments to depositors Rosenergobank g
Date: 21.04.2017
The State Corporation "Deposit Insurance Agency" (hereinafter referred to as the Agency) informs about the occurrence of an insured event on April 10, 2017 in relation to the credit institution Commercial Bank ROSENERGOBANK (joint-stock company) (hereinafter referred to as KB REB (JSC)), St. Moscow, registration number according to the Book of State Registration of Credit Institutions 2211, in connection with the revocation of its banking license on the basis of the order of the Bank of Russia dated April 10, 2017 No. OD-942.
In accordance with the Federal Law of December 23, 2003 No. 177-FZ "On insurance of deposits of individuals in banks of the Russian Federation" (hereinafter - the Federal Law), depositors of CB "REB" (JSC), including those who opened deposits with the bank (accounts ) for carrying out entrepreneurial activities, escrow accounts for settlements under transactions of purchase and sale of real estate (hereinafter - escrow accounts),upon occurrence of an insured event in the period from the date of registration of documents submitted for state registration of rights, until the expiration of three working days from the date of state registration of rights in the Unified State Register of Real Estate, or before the expiration of three working days from the date of the decision to refuse state registration of rights, or before the expiration of three working days from the date of termination of the state registration of the right, are entitled to receive compensation for deposits (hereinafter referred to as compensation).
The obligation to pay compensation is imposed by the Federal Law on the Agency performing the functions of the insurer.
Compensation is paid to the depositor in the amount 100 percent of the sum of all his deposits(accounts) in the bank, including those opened for entrepreneurial activity, as of the date of the insured event, including interest, but in the aggregate no more than 1.4 million rubles. Interest is calculated on the date of occurrence of the insured event based on the terms of each specific bank deposit (account) agreement.
Reimbursement under escrow account agreements is paid to the depositor in the amount of 100 percent of the amount on these accounts at the time of the insured event but in the aggregate no more than 10 million rubles.
If there are counter claims of the bank against the depositor, then when calculating the compensation, their amount is deducted from the amount of deposits (accounts), with the exception of counter claims of the bank against the depositor under loan agreements secured by a mortgage of residential premises, the sale or purchase of which is carried out using an escrow account. In this case, the repayment of these requirements does not occur.
For a bank deposit (account) in foreign currency, the reimbursement is calculated in rubles at the exchange rate of the Bank of Russia as of April 10, 2017.
The amounts of deposits for which compensation was not paid will be repaid in the course of bankruptcy proceedings (liquidation) in relation to the bank as part of the first stage of creditors (for deposits (accounts) opened for entrepreneurial activity - as part of the third stage).
Reception of applications for payment of compensation for deposits and on the inclusion of the bank's liabilities in the register of creditors' claims (hereinafter referred to as applications for the payment of compensation) and other necessary documents, as well as the payment of compensation will be carried out from April 24, 2017 through April 24, 2018 through PJSC Sberbank, VTB 24 (PJSC), PJSC Bank FC Otkritie and PJSC RGS Bank, acting on behalf of the Agency and at its expense as agent banks (except for accepting applications for payment of compensation on escrow accounts and on the inclusion of the bank's liabilities in the register of creditors' claims (hereinafter referred to as applications for the payment of compensation for escrow accounts), as well as the payment of compensation on them). C On April 25, 2018, the acceptance of applications for the payment of compensation, other necessary documents and the payment of compensation will be carried out either through agent banks or by the Agency independently, which will be announced additionally.
The list of subdivisions of PJSC Sberbank, VTB 24 (PJSC), PJSC Bank FC Otkritie and PJSC RGS Bank and their mode of operation are posted on the Agency's official website in the information and telecommunication network Internet (hereinafter referred to as the Internet) (, section "Deposit insurance / Insured events"). In addition, information on the list of subdivisions of agent banks that pay reimbursement and the mode of their operation can be obtained by the depositors of CB “REB” (JSC) by the following hot line numbers: PJSC Sberbank – 8-800-555-55-50, VTB 24 (PJSC) – 8-800-505-24-24, PJSC Bank FC Otkritie – 8-800-700-78-77, PJSC "RGS Bank" – 8-800-700-40-40 , Agency- 8-800-200-08-05 (calls to all hotline telephones in Russia are free).
Acceptance of applications for the payment of reimbursement for escrow accounts, as well as the payment of reimbursement for them will be carried out from April 24, 2017 directly by the Agency at the address: 109240, Moscow, st. Vysotsky, 4.
In accordance with the Federal Law, the payment of compensation is carried out before the date of completion of the bankruptcy proceedings (liquidation) in relation to the bank. If the depositor (his heir) misses the deadline for applying for the payment of compensation, the deadline at the request of the depositor (his heir) may be restored in the presence of the circumstances specified in Part 2 of Article 10 of the Federal Law.
To the attention of depositors: each of the agent banks is authorized to pay compensation only to a certain group of depositors of CB REB (JSC), depending on the depositor's place of residence, the initial letter of the depositor's surname, as well as the category of depositors, with the exception of depositors who are entitled to receive compensation for escrow accounts. The distribution of the depositors of CB "REB" (JSC) was carried out on the basis of information about the address of the place of residence, submitted by them to the bank when opening a deposit (account). To determine the agent bank, you can use the service “Find your agent bank” on the Agency's official website on the Internet (section “Insured events / CB“ REB ”(JSC)”).
The depositor has the right to apply for the payment of compensation to any subdivision of his agent bank indicated on the Agency's official website on the Internet.
Region of residence |
Depositor's initial surname |
Agent bank |
|
All subjects Russian Federation (with the exception of Znamensk, Astrakhan region, Maykop and other settlements of the Republic of Adygea) |
All depositors, including depositors with deposits (accounts) |
A-L, A-Z |
VTB 24 (PJSC) (points for individuals, points for individual entrepreneurs) |
M-P |
|||
P-Z |
|||
Maykop and other settlements Republic of Adygea |
All letters |
||
Znamensk, Astrakhan region, |
Investors with whom all deposits (accounts) are not open for entrepreneurial activity |
All letters |
|
urban-type settlement Krasnaya Polyana, Krasnodar Territory |
Depositors who have deposits (accounts) opened for entrepreneurial activities, as well as depositors who have deposits (accounts) at the same time, |
All letters |
VTB 24 (PJSC)(points for individuals, points for individual entrepreneurs) |
To the attention of depositors living in the city of Znamensk, Astrakhan Region and having deposits (accounts) opened for entrepreneurial activities, as well as, at the same time, deposits (accounts) not related to such activities: compensation for such deposits (accounts) is paid directly by the Agency ...
Depositors of CB REB (JSC) can receive compensation for deposits (accounts) opened not for entrepreneurial activity, both in cash and by transferring funds to an account with a bank that is a member of the compulsory deposit insurance system specified by the depositor.
Payment of compensation for deposits (accounts) opened for entrepreneurial activity is made only by transferring the amount of compensation to the account indicated by the depositor in a bank that is a member of the compulsory deposit insurance system, opened for entrepreneurial activities. If at the time of payment of compensation, an individual entrepreneur is declared insolvent (bankrupt), such payment is made by transferring the amount of compensation to the debtor's account used in the course of bankruptcy proceedings. In this case, the application for payment of compensation must be accompanied by a certificate (or other document) issued by the bankruptcy administrator or by the court that made a decision on declaring the depositor bankrupt (if the bankruptcy administrator has not been appointed), stating that the specified account is the debtor's account (the main account of the debtor) , used in the course of bankruptcy proceedings opened against the depositor, or the bank account of the debtor opened on his behalf by the bankruptcy administrator, or the deposit account of the court. If, at the time of payment of compensation, an individual entrepreneur has lost his status, the payment is made both in cash and by transferring funds to the bank account specified by the depositor. In this case, a document confirming the state registration of the fact of loss of the status of an individual entrepreneur must be attached to the application for the payment of compensation.
To receive a refund, the depositor submits to his agent bank only passport(identity document), and also fills out an application for payment of compensation in the prescribed form. Application forms can be obtained and filled out in the branches of agent banks or copied from the Agency's official website on the Internet (, section "Deposit Insurance / Forms of Documents").
To receive reimbursement for escrow accounts, the application for payment of reimbursement for escrow accounts (the application form can be copied from the Agency's official website on the Internet, section "Deposit Insurance / Forms of Documents") attached (if available) copies of the escrow account agreement, purchase agreement - sales of real estate, settlements for which are carried out using an escrow account, a receipt of the federal executive body authorized in the field of state registration of rights to real estate and transactions with it, state cadastral registration of real estate, maintaining the state cadastre of real estate (hereinafter - Rosreestr) in receipt of documents for state registration of rights to the corresponding immovable property and other documents, on state registration of rights to the specified immovable property as of the day of the occurrence of the insured event (certificates issued by Rosreestr, extracts, decisions, notifications, other documents), and that also an identity document.
The depositor can apply for the payment of compensation both personally and through his representative, whose powers must be confirmed by a notarized power of attorney (the approximate text of the power of attorney is posted on the Agency's official website on the Internet: section "Deposit Insurance / Forms of Documents") ...
Depositors of CB "REB" (JSC), residing outside the settlements where the divisions of agent banks are located,paying compensation, andalsodepositors who are eligible for reimbursement of escrow accounts, can send a corresponding application for the payment of compensation by mail to the Agency at the address: 109240, Moscow, st. Vysotsky, 4. In this case, the payment of compensation will be carried out by bank transfer by transferring to an account with a bank participating in the compulsory deposit insurance system specified by the depositor in the application for payment of compensation, or in cash by postal order at the depositor's place of residence (except compensation for deposits (accounts) opened for entrepreneurial activity). The signature on the application sent by mail (if the amount of compensation is more than 3000 rubles) must be notarized. In the absence of a notary in the settlement, the authenticity of the depositor's signature on the application may be evidenced by the head of the local administration or a specially authorized official of the local government. When sending it by mail, you must also attach a copy of the depositor's identity document to the application, and if you apply for compensation for escrow accounts, the documents specified above.
Vdepositorandwho, after payment of compensation, remain unpaid part of the bank's liabilities on bankingcontributions (accounts) , can receive it in the course of bankruptcy proceedings (liquidation) in relation to the bank, subject to the presentation of their claims to CB “REB” (JSC). To do this, the depositor must fill out the appropriate section in the application for the payment of compensation when contacting the division of the agent bank to pay the compensation. The registration of such claims is carried out by the divisions of the agent banks that pay the reimbursement from April 24, 2017.
Whenemergencedisagreements related to the amount of compensation to be paid(except in dispute regarding the amount of reimbursement to be paid on escrow accounts)or lack of data on the depositor in the register of obligations of CB REB (JSC) to depositors the depositor can submit a statement of disagreement with the amount of compensation (hereinafter referred to as the statement of disagreement) to the agent bank for transferring it to the Agency with the attachment of originals or notarized copies of additional documents confirming the validity of the depositor's claims: bank deposit agreement (accounts), incoming and outgoing cash orders, etc. (hereinafter - additional documents), as well as a copy of the passport (identity document).
If the depositor submits the originals of additional documents to the agent bank, the agent bank copies them, confirms the fidelity of the copy to the original and attaches copies of the documents to the statement of disagreement, which is sent to the Agency along with a copy of the passport. The agent bank returns the originals of the documents to the applicant. If the depositor submits notarized copies of additional documents to the agent bank, the agent bank shall attach them to the statement of disagreement, which is submitted to the Agency with a copy of the passport.
The depositor can independently send a statement of disagreement by mail to the Agency with the attachment of originals or notarized copies of additional documents, as well as a copy of the passport (identity document).
In the event of a disagreement related to the amount of compensation payable on escrow accounts, a statement of disagreement is sent by mail to the Agency with the attachment of originals or notarized copies of additional documents confirming the validity of the depositor's claims, as well as a copy of the passport (identity document)
Additional information on the procedure for paying compensation can be obtained by calling the Agency's hotline (8-800-200-08-05) (calls within Russia are free), as well as on the Agency's official website on the Internet (section "Deposit Insurance / Insurance cases ").
Who will pay insurance to Rosenergobank depositors and account holders and when? According to the latest news about Rosenergobank dated April 14, 2017, the Deposit Insurance Agency has selected agent banks to pay reimbursement to the bank's depositors. They are: Sberbank, VTB 24, Otkritie Bank and Rosgosstrakh Bank. The acceptance of applications for the payment of refunds on deposits and accounts for entrepreneurs and the refund itself will begin on April 24, 2017.
This is reported by the Department of Public Relations of the State Corporation Deposit Insurance Agency (DIA). More detailed information about the place, time and acceptance of applications will be posted on April 21 on the DIA website and on April 24 in Rossiyskaya Gazeta.
To return money from deposits and accounts of entrepreneurs from Rosenergobank, you need to submit a passport and a completed application for payment of compensation in the prescribed form to the agent bank. Application forms will be available from agent banks. Reference information on the procedure for payment of insurance compensation can be obtained by calling the ACV hotline 8-800-200-08-05.
View the latest news about the problems of banks that were left without licenses or in respect of which an insured event occurred, about the cancellation of licenses for banking operations in 2017, where you can return the money on the deposit in the section "". Tips and information on the procedure for paying out insurance can be found by calling the hotline of the state corporation Deposit Insurance Agency (DIA) 8 800 200 08 05 and on the official website www.asv.org.ru.
The official website of Rosenergobank is www.rosenergobank.ru. The hotline phone number is 8 800 200 02 12 (calls within Russia are free). The head office is located in Moscow at 105062, Moscow, Podsosensky lane, 30, building 3. Phone +7 495 785-08-48.
The list of subdivisions of PJSC Sberbank, VTB 24 (PJSC), PJSC Bank FC Otkritie and PJSC RGS Bank and their mode of operation are posted on the Agency's official website in the information and telecommunication network Internet (hereinafter referred to as the Internet) (www .asv.org.ru, section "Deposit insurance / Insured events"). In addition, information on the list of subdivisions of agent banks that pay compensation and the mode of their operation can be obtained by the depositors of CB “REB” (JSC) by the following hot line numbers: PJSC Sberbank – 8-800-555-55-50, VTB 24 (PJSC) – 8-800-505-24-24, PJSC Bank FC Otkritie – 8-800-700-78-77, PJSC "RGS Bank" – 8-800-700-40-40 , Agency- 8-800-200-08-05 (calls to all hotline telephones in Russia are free).
Acceptance of applications for the payment of reimbursement for escrow accounts, as well as the payment of reimbursement for them will be carried out from April 24, 2017 directly by the Agency at the address: 109240, Moscow, st. Vysotsky, 4.
In accordance with the Federal Law, the payment of compensation is carried out before the date of completion of the bankruptcy proceedings (liquidation) in relation to the bank. If the depositor (his heir) misses the deadline for applying for the payment of compensation, the deadline at the request of the depositor (his heir) may be restored in the presence of the circumstances specified in Part 2 of Article 10 of the Federal Law.
To the attention of depositors: each of the agent banks is authorized to pay compensation only to a certain group of depositors of CB REB (JSC), depending on the depositor's place of residence, the initial letter of the depositor's surname, as well as the category of depositors, with the exception of depositors who are entitled to receive compensation for escrow accounts. The distribution of the depositors of CB "REB" (JSC) was carried out on the basis of information about the address of the place of residence, submitted by them to the bank when opening a deposit (account). To determine the agent bank, you can use the service “Find your agent bank” on the Agency's official website on the Internet (section “Insured events / CB“ REB ”(JSC)”).
The depositor has the right to apply for the payment of compensation to any subdivision of his agent bank indicated on the Agency's official website on the Internet.
Region of residence |
Depositor's initial surname |
Agent bank |
|
All subjects Russian Federation (with the exception of Znamensk, Astrakhan region, Maykop and other settlements of the Republic of Adygea) |
All depositors, including depositors with deposits (accounts) |
A-L, A-Z |
VTB 24 (PJSC) (points for individuals, points for individual entrepreneurs) |
M-P |
|||
P-Z |
|||
Maykop and other settlements Republic of Adygea |
All letters |
||
Znamensk, Astrakhan region, |
Investors with whom all deposits (accounts) are not open for entrepreneurial activity |
All letters |
|
urban-type settlement Krasnaya Polyana, Krasnodar Territory |
Depositors who have deposits (accounts) opened for entrepreneurial activities, as well as depositors who have deposits (accounts) at the same time, |
All letters |
VTB 24 (PJSC)(points for individuals, points for individual entrepreneurs) |
To the attention of depositors living in the city of Znamensk, Astrakhan Region and having deposits (accounts) opened for entrepreneurial activities, as well as, at the same time, deposits (accounts) not related to such activities: compensation for such deposits (accounts) is paid directly by the Agency ...
Depositors of CB REB (JSC) can receive compensation for deposits (accounts) opened not for entrepreneurial activity, both in cash and by transferring funds to an account with a bank that is a member of the compulsory deposit insurance system specified by the depositor.
Payment of compensation for deposits (accounts) opened for entrepreneurial activity is made only by transferring the amount of compensation to the account indicated by the depositor in a bank that is a member of the compulsory deposit insurance system, opened for entrepreneurial activities. If at the time of payment of compensation, an individual entrepreneur is declared insolvent (bankrupt), such payment is made by transferring the amount of compensation to the debtor's account used in the course of bankruptcy proceedings. In this case, the application for payment of compensation must be accompanied by a certificate (or other document) issued by the bankruptcy administrator or by the court that made a decision on declaring the depositor bankrupt (if the bankruptcy administrator has not been appointed), stating that the specified account is the debtor's account (the main account of the debtor) , used in the course of bankruptcy proceedings opened against the depositor, or the bank account of the debtor opened on his behalf by the bankruptcy administrator, or the deposit account of the court. If, at the time of payment of compensation, an individual entrepreneur has lost his status, the payment is made both in cash and by transferring funds to the bank account specified by the depositor. In this case, a document confirming the state registration of the fact of loss of the status of an individual entrepreneur must be attached to the application for the payment of compensation.
To receive a refund, the depositor submits to his agent bank only passport(identity document), and also fills out an application for payment of compensation in the prescribed form. Application forms can be obtained and filled in at the branches of agent banks or copied from the Agency's official website on the Internet (www.asv.org.ru
To receive reimbursement for escrow accounts, the application for the payment of reimbursement for escrow accounts (the application form can be copied from the Agency's official website on the Internet www.asv.org.ru, section "Deposit Insurance / Forms of Documents") (if available) copies of an escrow account agreement, an agreement for the sale and purchase of real estate, settlements under which are carried out using an escrow account, a receipt of the federal executive body authorized in the field of state registration of rights to real estate and transactions with it, state cadastral registration of real estate, maintaining the state cadastre real estate (hereinafter - Rosreestr) in obtaining documents for state registration of rights to the corresponding immovable property and other documents, on state registration of rights to the specified immovable property as of the day of the occurrence of the insured event (certificates issued by Rosreestr, extracts, decisions, notifications, etc. documents), as well as an identity document.
The depositor can apply for the payment of compensation both personally and through his representative, whose powers must be confirmed by a notarized power of attorney (a sample text of the power of attorney is posted on the Agency's official website on the Internet: www.asv.org.ru, section “ Deposit Insurance / Forms of Documents ").
Depositors of CB "REB" (JSC), residing outside the settlements where the divisions of agent banks are located,paying compensation, andalsodepositors who are eligible for reimbursement of escrow accounts, can send a corresponding application for the payment of compensation by mail to the Agency at the address: 109240, Moscow, st. Vysotsky, 4. In this case, the payment of compensation will be carried out by bank transfer by transferring to an account with a bank participating in the compulsory deposit insurance system specified by the depositor in the application for payment of compensation, or in cash by postal order at the depositor's place of residence (except compensation for deposits (accounts) opened for entrepreneurial activity). The signature on the application sent by mail (if the amount of compensation is more than 3000 rubles) must be notarized. In the absence of a notary in the settlement, the authenticity of the depositor's signature on the application may be evidenced by the head of the local administration or a specially authorized official of the local government. When sending it by mail, you must also attach a copy of the depositor's identity document to the application, and if you apply for compensation for escrow accounts, the documents specified above.
Vdepositorandwho, after payment of compensation, remain unpaid part of the bank's liabilities on bankingcontributions (accounts) , can receive it in the course of bankruptcy proceedings (liquidation) in relation to the bank, subject to the presentation of their claims to CB “REB” (JSC). To do this, the depositor must fill out the appropriate section in the application for the payment of compensation when contacting the division of the agent bank to pay the compensation. The registration of such claims is carried out by the divisions of the agent banks that pay the reimbursement from April 24, 2017.
Whenemergencedisagreements related to the amount of compensation to be paid(except in dispute regarding the amount of reimbursement to be paid on escrow accounts)or lack of data on the depositor in the register of obligations of CB REB (JSC) to depositors the depositor can submit a statement of disagreement with the amount of compensation (hereinafter referred to as the statement of disagreement) to the agent bank for transferring it to the Agency with the attachment of originals or notarized copies of additional documents confirming the validity of the depositor's claims: bank deposit agreement (accounts), incoming and outgoing cash orders, etc. (hereinafter - additional documents), as well as a copy of the passport (identity document).
If the depositor submits the originals of additional documents to the agent bank, the agent bank copies them, confirms the fidelity of the copy to the original and attaches copies of the documents to the statement of disagreement, which is sent to the Agency along with a copy of the passport. The agent bank returns the originals of the documents to the applicant. If the depositor submits notarized copies of additional documents to the agent bank, the agent bank shall attach them to the statement of disagreement, which is submitted to the Agency with a copy of the passport.
The depositor can independently send a statement of disagreement by mail to the Agency with the attachment of originals or notarized copies of additional documents, as well as a copy of the passport (identity document).
In the event of a disagreement related to the amount of compensation payable on escrow accounts, a statement of disagreement is sent by mail to the Agency with the attachment of originals or notarized copies of additional documents confirming the validity of the depositor's claims, as well as a copy of the passport (identity document)
Information for depositors of Rosenergobank (Moscow), here you will find out where and how you can withdraw your deposit, which bank pays compensation on deposits of individuals, how to get payments to individual entrepreneurs. In addition, the page contains a complete list of branches of agent banks with addresses, phone numbers and working hours.
The Department of Public Relations of the State Corporation "Deposit Insurance Agency" (DIA) announces the onset April 10, 2017 insured event against a credit institution Commercial Bank ROSENERGOBANK (Joint Stock Company) CB REB (JSC) (Moscow).
Which bank will make payments
and PJSC "RGS Bank"became the winners of the competition for the selection of agent banks for the payment of insurance compensation to depositors, including individual entrepreneurs, KB REB (JSC) (Moscow).
Claims for the payment of insurance compensation can be submitted by depositors during the entire period of the bank's liquidation.
When will the refund be paid
Reception of applications for payment of compensation for deposits and other necessary documents, as well as payment of compensation are carried out from April 24, 2017 until April 24, 2018 through PJSC Sberbank, VTB 24 (PJSC), PJSC Bank FC Otkritie and PJSC "RGS Bank" acting on behalf of the DIA and at its expense as agent banks (except for accepting applications for the payment of reimbursement on escrow accounts and the payment of such reimbursement). From April 25, 2018, the acceptance of applications, other necessary documents and the payment of reimbursement will be carried out either through agent banks or the DIA independently, which will be announced additionally.
To the attention of depositors: each of the agent banks is authorized to pay compensation only to a certain group of depositors of CB "REB" (JSC), depending on the depositor's place of residence, the initial letter of the depositor's surname, as well as the category of depositors, with the exception of depositors who are entitled to receive compensation for escrow accounts. The distribution of the depositors of CB "REB" (JSC) was carried out on the basis of information about the address of the place of residence, submitted by them to the bank when opening a deposit (account). To determine the agent bank, you can use the service “Find your agent bank” on the Agency's official website on the Internet (section “Insured events / CB“ REB ”(JSC)”).
The depositor has the right to apply for the payment of compensation to any subdivision of his agent bank, indicated on the official website of the Agency on the Internet.
Region of residence |
Depositor's initial surname |
Agent bank |
|
All subjects Russian Federation (with the exception of Znamensk, Astrakhan region, Maykop and other settlements of the Republic of Adygea) |
All depositors, including depositors with deposits (accounts) |
A-L, A-Z |
|
Maykop and other settlements Republic of Adygea |
|||
Znamensk, Astrakhan region, |
Investors with whom all deposits (accounts) are not open for entrepreneurial activity |
||
urban-type settlement Krasnaya Polyana, Krasnodar Territory |
Depositors who have deposits (accounts) opened for entrepreneurial activities, as well as depositors who have deposits (accounts) at the same time, |
All letters |
To the attention of depositors living in the city of Znamensk, Astrakhan Region and having deposits (accounts) opened for entrepreneurial activities, as well as, at the same time, deposits (accounts) not related to such activities: compensation for such deposits (accounts) is paid directly by the Agency ...
Depositors of CB REB (JSC) can receive reimbursement for deposits (accounts) opened not for entrepreneurial activities, both in cash and by transferring funds to an account in a bank that is a member of the compulsory deposit insurance system specified by the depositor.
Payment of compensation for deposits (accounts) opened for entrepreneurial activity is made only by transferring the amount of compensation to the account specified by the depositor in a bank that is a member of the compulsory deposit insurance system, opened for entrepreneurial activities. If at the time of payment of compensation, an individual entrepreneur is declared insolvent (bankrupt), such payment is made by transferring the amount of compensation to the debtor's account used in the course of bankruptcy proceedings. In this case, the application for payment of compensation must be accompanied by a certificate (or other document) issued by the bankruptcy administrator or by the court that made a decision on declaring the depositor bankrupt (if the bankruptcy administrator has not been appointed), stating that the specified account is the debtor's account (the main account of the debtor) , used in the course of bankruptcy proceedings opened against the depositor, or the bank account of the debtor opened on his behalf by the bankruptcy administrator, or the deposit account of the court. If, at the time of payment of compensation, an individual entrepreneur has lost his status, the payment is made both in cash and by transferring funds to the bank account specified by the depositor. In this case, a document confirming the state registration of the fact of loss of the status of an individual entrepreneur must be attached to the application for the payment of compensation.
To receive a refund, the depositor submits to his agent bank only passport(identity document), and also fills out an application for payment of compensation in the prescribed form. Application forms can be obtained and filled in at the divisions of agent banks or copied from the Agency's official website on the Internet (section "Deposit Insurance / Forms of Documents").
To receive reimbursement for escrow accounts, the application for the payment of reimbursement for escrow accounts (the application form can be copied from the Agency's official website on the Internet, section "Deposit Insurance / Forms of Documents") attached (if available) copies of the escrow account agreement, purchase agreement - sales of real estate, settlements for which are carried out using an escrow account, a receipt of the federal executive body authorized in the field of state registration of rights to real estate and transactions with it, state cadastral registration of real estate, maintaining the state real estate cadastre (hereinafter - Rosreestr) in receipt of documents for state registration of rights to the relevant real estate and other documents, on state registration of rights to the specified real estate as of the day of the insured event (certificates issued by Rosreestr, extracts, decisions, notifications, other documents), as well as the same identity document.
The depositor can apply for the payment of compensation both personally and through his representative, whose powers must be confirmed by a notarized power of attorney (the approximate text of the power of attorney is posted on the Agency's official website on the Internet, section "Deposit Insurance / Forms of Documents").
Depositors of CB "REB" (JSC), residing outside the settlements where the divisions of agent banks are located,paying compensation, andalsodepositors who are eligible for reimbursement of escrow accounts, can send a corresponding application for the payment of compensation by mail to the Agency at the address: 109240, Moscow, st. Vysotsky, 4. In this case, the payment of compensation will be carried out by bank transfer by transferring to an account with a bank participating in the compulsory deposit insurance system specified by the depositor in the application for payment of compensation, or in cash by postal order at the depositor's place of residence (except compensation for deposits (accounts) opened for entrepreneurial activity). The signature on the application sent by mail (if the amount of compensation is more than 3000 rubles) must be notarized. In the absence of a notary in the settlement, the authenticity of the depositor's signature on the application may be evidenced by the head of the local administration or a specially authorized official of the local government. When sending it by mail, you must also attach a copy of the depositor's identity document to the application, and if you apply for compensation for escrow accounts, the documents specified above.
Vdepositorandwho, after payment of compensation, remain unpaid part of the bank's liabilities on bankingcontributions (accounts) , can receive it in the course of bankruptcy proceedings (liquidation) in relation to the bank, subject to the presentation of their claims to CB “REB” (JSC). To do this, the depositor must fill out the appropriate section in the application for the payment of compensation when contacting the division of the agent bank to pay the compensation. The registration of such claims is carried out by the divisions of the agent banks that pay the reimbursement from April 24, 2017.
Whenemergencedisagreements related to the amount of compensation to be paid(except in dispute regarding the amount of reimbursement to be paid on escrow accounts)or lack of data on the depositor in the register of obligations of CB REB (JSC) to depositors the depositor may submit a statement of disagreement with the amount of compensation (hereinafter referred to as the statement of disagreement) to the agent bank for transferring it to the Agency with the attachment of originals or notarized copies of additional documents confirming the validity of the depositor's claims: bank deposit agreement (accounts), incoming and outgoing cash orders, etc. (hereinafter - additional documents), as well as a copy of the passport (identity document).
If the depositor submits the originals of additional documents to the agent bank, the agent bank copies them, confirms the fidelity of the copy to the original and attaches copies of the documents to the statement of disagreement, which is sent to the Agency along with a copy of the passport. The agent bank returns the originals of the documents to the applicant. If the depositor submits notarized copies of additional documents to the agent bank, the agent bank shall attach them to the statement of disagreement, which is submitted to the Agency with a copy of the passport.
The depositor can independently send a statement of disagreement by mail to the Agency with the attachment of originals or notarized copies of additional documents, as well as a copy of the passport (identity document).
In the event of a disagreement related to the amount of compensation payable on escrow accounts, a statement of disagreement is sent by mail to the Agency with the attachment of originals or notarized copies of additional documents confirming the validity of the depositor's claims, as well as a copy of the passport (identity document).
reference Information
Due to the fact that the specified bank is a member of the compulsory deposit insurance system (No. 932 according to the register), each of its depositor, including an individual entrepreneur (IE), has the right to receive insurance compensation within the established time limits provided for by the Federal Law of December 23 2003 № 177-F3 “On insurance of deposits of individuals in banks of the Russian Federation”.
The insurance indemnity is paid to the depositor in the amount of 100 percent of the sum of all his accounts (deposits) with the bank, including those opened for entrepreneurial activity, but not more than 1.4 million rubles in total. The amount not compensated by insurance will be repaid during the liquidation of the bank as part of the claims of creditors of the first stage (for individual entrepreneurs' accounts opened for entrepreneurial activity - as part of the third stage). For a bank deposit (account) in foreign currency, the insurance compensation is calculated in rubles at the exchange rate of the Bank of Russia as of April 10, 2017.
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