Insurance without pts. Is it possible to get insurance without a vehicle
1. Can I drive a vehicle without compulsory motor third party liability insurance according to dkp? is it necessary to carry PTS with you?
1.1. You can’t ride without a CTP.
2. Is it possible to draw up an insurance payment for a compulsory civil liability insurance without a PTS?
2.1. No, it won't work.
3. Is it possible to replace the old-style vehicle without civil liability insurance?
3.1. If at the same time there will be no registration actions, then yes
4. Recovery of PTS WITHOUT OSAGO IS POSSIBLE?
4.1. Perhaps the only thing that matters is the presence / absence of a ban on registration actions.
5. Is it possible to drive a car without a CTP, having a purchase and sale agreement and title?
5.1. according to the law on compulsory motor third party liability insurance, you can drive without compulsory motor third party liability for 10 days.
6. How can I rent a car without a power of attorney, I have a dock. PTS, STS and OSAGO.
6.1. Hello, no way.
7. PTS is in the traffic police. the heir sells the car. Can we issue a CMTPL policy without a Title Deed? So that later you can easily re-register the car ...
7.1. If you have a vehicle registration certificate, it is possible.
Sincerely.
8. The car is pledged by the bank, the bank is in the process of liquidation. The car was sold several times by the mortgagee, without notifying the bank about it. A levy was imposed on vehicles. And this car got into an accident. There is a CTP policy. Question: To whom will the insurance company reimburse the costs to the bank, the mortgagee, the owner of the TCP (for which the OSAGO is issued) or the driver who is entered with the OSAGO policy?
8.1. Good afternoon. Reimbursement of costs will be to the person for whom the OSAGO is issued, call in more detail to consult by phone 89952260119 Evgeny Ivanovich.
8.2. To the owner of the TCP (for which the OSAGO is issued).
9. Is it possible to drive a new car without a vehicle with a sales contract with a salon and a civil liability insurance policy?
9.1. You do not need to have a TCP with you when driving a car. It is enough to have a STS and a CTP policy.
10. Such a question, the electronic CTP policy was drawn up in Rosgosstrakh, after paying for the policy in the printed form, they saw a typo, in the column of the TCP series in the place of 74 JSC they wrote 74 OA. She blamed the hotline, they said that it was impossible to make changes, just terminate the contract without a refund. Are they right? How to be in such a situation?
10.1. Good evening, Xenia!
No, they are wrong, so write a letter addressed to the head of the insurance company with a request to give an answer about the reason for the refusal, with reference to the articles of the current legislation, a copy of the letter to the prosecutor's office and consumer supervision.
11. Bought a car in another city under a sales contract. On the trail. Day issued OSAGO and went to the traffic police. There, when checking, it turned out to be a different engine number in the TCP. The car was taken away and no documents were given. Question: within what time should I be given an act of withdrawal? I would like to terminate the contract. The seller needs documents to return the money. Or can I get the money back without a deed? On hand there is a refusal to register. Actions.
11.1. Good day!
In fact, the seizure act is drawn up immediately. I recommend that you immediately contact the traffic police and demand to issue all the documents.
12. I bought a motorcycle with a ban on registration by bailiffs (there is no arrest). Mot is registered there is a state number to pay the seller his debts to the bailiffs does not intend to what to do in this case? It will not be possible to cancel the deal more than 10 days have passed and a lot of finance has been spent on restoration. Can I travel officially with a civil liability insurance registered for it and for myself? What will happen if God forbid there will be an accident?
12.1. Dear Albert, you will drive, and the police will fine you for not registering the vehicle. In turn, you can collect these costs from the previous owner in court.
13. I don’t go by car, the CTP policy is expired. Is it possible to get a duplicate pts without a CTP policy. I sell cars. I am the owner. Thanks.
13.1. Vladimir, you do not need an OSAGO policy to obtain a duplicate PTS. Apply to MREO.
Sincerely.
14. Can I overtake and register a purchased car in another region, without license plates with a sales contract with TCP and fear of compulsory motor third party liability insurance Thank you.
Is there a penalty for driving without PTS
At the same time, the question “is it possible to drive without a PTS” at legal and automotive forums with striking frequency. In this article, we will consider in detail what a PTS is, what is the procedure for its registration, what controversial situations may arise when driving without it, and we will give useful recommendations.
Experienced motorists recommend not to write "stolen", because until the closure of the criminal case, you will not be given a duplicate PTS. The car is inspected, and the owner receives a vehicle passport, in which there is a "duplicate" mark.
However, this opinion is erroneous. The insured and the owner are different persons under OSAGO when making out a policy. In the form itself, 2 separate columns are allocated for them. This means that another person can issue OSAGO without an owner. It can be any driver allowed to drive a car. Thus, the presence of the owner during the registration of OSAGO is not obligatory at all. However, his name fits into the car insurance policy. The insured person becomes the person who entered into the OSAGO contract and, accordingly, made the payment. He automatically becomes a driver included in the car insurance policy, that is, he is covered by insurance coverage. For the owner of a car, when registering OSAGO not for the owner, it is not necessary to fit into the policy as a driver.
To register a vehicle with the traffic police, you must first undergo a technical inspection - get a diagnostic card (vehicles under 3 years of age do not need this!), And then issue an OSAGO insurance policy (Compulsory Motor Third Party Liability Insurance)!
Is it possible to take out insurance in Rosgosstrakh without PTS
3. To conclude a compulsory insurance contract, the policyholder submits the following documents to the insurer:
a) an application for the conclusion of a compulsory insurance contract;
b) passport or other identity document (if the policyholder is an individual);
c) certificate of state registration of a legal entity (if the insured is a legal entity);
d) vehicle registration document issued by the vehicle registration authority (vehicle passport, vehicle registration certificate, technical passport or technical coupon or similar documents);
e) a driver's license or a copy of a driver's license of a person allowed to drive a vehicle (if the compulsory insurance contract is concluded on the condition that only certain persons are allowed to drive a vehicle);
Change your insurance company. All you need is a registration certificate and a driver's license. Or, apply in writing, and in case of refusal, appeal in court. If you have a duty to conclude precisely in a certain insurance, then be sure to contact in writing.
Who can insure a car under OSAGO, other than the owner
Experts answer this question positively. Today, the law gives such a right to the person who actually manages the vehicle, without being the owner of the car. Most often, the driver has a power of attorney from the owner of the car. But even if there is no such power of attorney, the driver cannot be deprived of the rights given to him by law, including the opportunity to insure the car he is driving. Therefore, the insurer should not refuse to take out car insurance without a power of attorney. By and large, insurance companies do not care who is the insurer for OSAGO and who will pay for the insurance. Any person driving a car can issue a CTP policy.
- a previously issued policy to make sure that the person insuring the vehicle is inscribed in it;
- a power of attorney in a simple handwritten form without notarization, which was made by the owner of the transport;
- presence at registration of the real owner of the vehicle.
Is it possible to reissue a car without insurance - step by step instructions, recommendations and necessary documents
Experienced drivers already know that car renewal and insurance are mutually related. Because without a new CTP policy, it will not be possible to register the purchased car. These are the rules.
Often there are situations when the owner of the car is forced to sell his car urgently. At the same time, there is still a lot of time until the end of the CTP policy. What can be done in this case? First of all, after the sale of the car, the former owner has the right to ask the insurance company to return the remaining amount of funds. After all, the terms of the CTP policy are losing their force. In such cases, companies often try to withhold 20 percent of the amount requested by the client.
Is it possible to issue a civil liability insurance without a sts if there is a TCP
If there was an ordinary loss, a note is made on the traffic police statement “the vehicle registration certificate was lost under unknown circumstances, I exclude the theft” and the date below is the signature of the owner of the document.
- About e car, chassis and engine numbers.
- About the make of the car, its model and type.
- About the color of the car body.
- Information about the current and all previous owners of the car.
- About the volume of the engine and about its other important details, about the power of the car.
- About the exact mass of the vehicle.
Is it possible to get auto insurance for a car without a Title?
It is important to know: in order to purchase an OSAGO policy, you must have a valid certificate of passing a technical inspection or an international MOT coupon. These documents can be replaced by the vehicle diagnostic card.
Situations in life may turn out so that you have to make car insurance without a title. Not all companies will insure a car that does not have a registration certificate. Auto-insurance of a car implies the presence of a vehicle title and STS. But some credit organizations have simplified the insurance procedure by reducing the number of required documents.
Is it possible to get insurance without a vehicle
After all, not a single traffic police officer can demand this paper. Accordingly, if a person is intimidated with a fine, he has nothing to fear. In the legislation of the Russian Federation, there are simply no articles that provide for one or another punishment for driving a car without a PTS.
And it just doesn't make sense to carry such documents with you. Such an act leads to driving without numbers. And this is already a serious violation that entails fines and other sanctions. Duty or right Do I need to carry a PTS? It is not so easy to answer this question.
What is the penalty for driving without PTS
As a result, you only get a copy of the TCP. At the same time, you are given a purchase and sale agreement, and the buyer also receives an acceptance certificate. Car owners ask a question - is it possible to drive a car without a PTS if they only have these documents?
In case of loss of the vehicle, contact the State Traffic Inspectorate. You need the department where you registered the car. Take your passport with you, the sales contract will also come in handy. In addition, you must have a vehicle registration certificate and insurance. Don't forget to pay the state fee.
Is it possible to issue a general power of attorney without a title
I have 54100 private houses, which are part of the Arbitration Court, can be terminated. Then read a short description with instructions. Inadmissibility of opposing legality and expediency; entrepreneurs, 25, they use illegal actions to get at least something persuasion, intimidation and even violence.
Let's take a look at all of this separately. Variants of obtaining a PTS I would like to note right away that the successful receipt of a PTS, as the main document for vehicles, also means a successful solution of the issue with all the rest of the documentation. For example, the STS certificate of registration of the vehicle will be issued to you complete with new numbers and a passport for the car.
Is it possible to sell a car without insurance: useful tips
Payment of a part of the cost of the policy is made within 14 days from the date of submission of the application in cash at the cash desk of the insurance company, or by bank transfer to the specified bank details to the client's account.
As a result, the calculation is made only from 77% of the share of the insurance premium: the time remaining until the end of the policy is taken into account, that is, in six months you can get 38.5% of the original cost of the policy, and in 3 months - only 19.25% of the insurance amount ... Direct calculation is made on days prior to the expiration date of the insurance. With an average cost of compulsory motor third party liability insurance of tens of thousands of rubles this return can be quite tangible for the family budget.
Is it possible to get a civil liability insurance on a TCP without a registration certificate
The car owner, who discovered the absence of the PTS, must immediately take measures to invalidate the lost document. This will protect it from unpleasant consequences if the passport falls into the hands of fraudsters and criminals. Recovery of the title in case of loss: documents, terms, possible problems This: Now you can submit all documents to the reception window.
The only requirement is that a person must be allowed to drive a vehicle. The cost of the policy will be the same in any case - if it is issued to the owner of the car, and if it is issued to someone else.
No pts how to get insurance
Elena, when did you buy the car? Have 10 days passed during which you have to register the vehicle with the traffic police? Did you buy a car without a TCP? Have you tried to register a vehicle without a PTS? In the traffic police, you can write a statement that the vehicle is lost and ask for a duplicate.
Good afternoon. I have a question. I bought a car under a sales contract near St. Petersburg. I myself am from the Novgorod region. I was going to register the car with our traffic police and it turned out that there was no place in the vehicle (well, I never came across this and did not even pay attention to it), the insurance cannot be made due to my absence from the TCP. Do you need a salesperson from whom I bought the car to change the title? I can't catch the seller already, what should I do? How to get a new title without the old owner and no insurance. (There is insurance until November but for the old owner)
- Repayment of all debts to the lender by the buyer of the car, and then going through the procedure for re-registering the car for the new owner.
- It must be remembered that banks always act in their own interests. Therefore, even if they issue permits for the sale of a credit car, they will set their own price conditions. It is up to the buyer to agree with the new cost or not.
If there was less than half of the loan left to pay, or at least 50-60%, then in any case such a purchase will be profitable. Compared to the full cost of a car, almost any motorist can be interested in paying only a part of it. The former owner-borrower can act this way only in case of big risks to fall under huge monetary sanctions for loan debts.
The main document of any vehicle is PTS - this is the same as a passport for a person. However, there are situations when a person either unknowingly or for some other reason buys a car without PTSD. And without this document, it will be problematic to put the car on record, and in some cases even impossible.
Is it possible to make insurance on pts
To check, go to the service page for viewing information about the OSAGO agreement. Enter the VIN of the vehicle and the registration plate. The result of a successful check is a report containing the policy number and company name.
Such a deal is simple to arrange, but auto experts believe that buying a car from a company is complicated by some risks. The future owner should not only monitor the legality of the transaction, but also check the legal purity of the documents for the car.
Is it possible to sell a car without vehicle insurance and insurance
If a car is sold without a passport, you need to be extremely careful when making a deal so as not to fall for the "bait" of fraudsters. Today, the following scheme is widespread: attackers sell a credit machine using fake documents, receive money and disappear, and the new owner has to deal with the bank's collectors.
- Sale of a credit car without the consent of the bank (Art. 159 of the Criminal Code of the Russian Federation) - imprisonment for up to 5 years or a fine of 80 thousand rubles.
- Forgery of a vehicle passport (Article 237 of the Criminal Code of the Russian Federation) - restriction of freedom up to 2 years or imprisonment for up to 4 years; arrest for up to 6 months or forced labor for two years; a fine of up to 80 thousand rubles.
Several important innovations await Russian motorists from July 1. New pink OSAGO policies are being put into circulation, which are better protected from counterfeiting. Also, the form of a medical certificate that drivers provide to the traffic police is changing. In addition, the state is starting the transition from paper vehicle passports to electronic ones, although in practice car owners will be able to receive an electronic vehicle registration only at the beginning of next year.
New CTP policies
It is not necessary to change the old, but still valid CTP policy, but you can do it for free if you wish by contacting your insurance company. At the same time, if the policyholder makes changes to the current insurance contract, for example, enters a new driver into the insurance, then the insurance company will issue a policy of a new type.
Insurers do not exclude a shortage of new forms at agents and in remote sales offices, therefore, until September 30, 2016, old and new policies will be on sale at the same time.
The main visual difference of the new CTP policy is its color. The insurance will now be pink instead of green. In addition, a QR code will appear on the form, with which you can check the validity of the policy on the basis of the Russian Union of Auto Insurers (RSA). Also on the new form there is a column with information about the bonus-malus discount.
Insurers will not have to thoroughly study a new policy when registering under pain of getting a fake - insurers assure that fraudsters will learn how to make fakes only in a couple of years.
“The country was flooded with fake policies produced in China, Poland, in the former Soviet republics on the remains of Goznak equipment, they cannot be distinguished from the real ones,” the president of RSA Igor Yurgens explained the need to switch to new forms. The lost profit was estimated by the union at 5 billion rubles. in year.
In addition, from July 1, legislative norms come into force that allow insurance companies to sell electronic OSAGO policies to legal entities. Individuals got the opportunity to conclude OSAGO contracts via the Internet in July last year. At the same time, today only 14 companies offer customers such a service. New medical certificates
According to the order of the Ministry of Health, from July 1, 2016, a new form of medical certificate is being introduced, which must be provided to the traffic police for candidates for drivers, as well as when the license expires and the certificate is returned after the period of deprivation. The new certificate form has been brought in line with the recently introduced additional driving categories, for example M (mopeds) or BE (cars with a trailer).
If earlier certificates were printed on plain white paper, now they will be security printed products with a colored background. Unlike the previous sample, the new certificates do not involve photographs. In addition, the line “Validity period” has disappeared from the document - it is spelled out in the order of the Ministry of Health and is one year. Car owners will get rid of paper PTS
From July 1, a transition period begins to replace paper vehicle passports with electronic ones. At the same time, the TCP will be brought to electronic form not only in Russia, but also in all countries of the Eurasian Economic Union (EAEU). As planned, as a result, a number of processes related to vehicle movement, taxation, customs clearance, permission to use and sale and purchase will become more transparent.
Nothing will be handed out to car owners - only extracts are provided that the owners of the vehicle, those who want to check the car before buying, and government agencies can receive via the Internet. In addition to the information that is entered into the PTS now, other data may subsequently begin to be entered into electronic passports: the availability of MTPL and comprehensive insurance, mileage, road accidents, maintenance and technical inspection, etc.
They will not be forced to change a paper policy to an electronic one - vehicle owners will be able to do this if they wish. Citizens will be able to apply for an electronic PTS both in the traffic police and in the authorized bodies, which, however, have not yet been determined.
The replacement itself does not require any financial costs from citizens. At the same time, officials assure that the procedures for making changes to the electronic passport will be cheaper for citizens. At the same time, the costs of restoring the vehicle in case of loss are completely excluded - now about 800 thousand car owners apply to the traffic police for this reason, and the amount of the duty for changing a passport is 800 rubles.
“For us, this simplifies a lot: there is no need, for example, to issue a vehicle passport. And this is a document that is produced for budgetary money and has a high degree of protection, - Chief State Traffic Inspector of Russia Viktor Nilov explained to reporters. -
The car owner does not have to keep a huge sheet with information about his car at home.
Other information related to maintenance, repair, and replacement can be attached to the history of the sale and purchase of a car quite calmly in the future. Anything. In fact, a Russian analogue of the Carfax system may turn out. To some extent, the history of the car in all its forms is not very necessary, but in theory it is not a burdensome function. And most importantly, the car owner should not pay extra for it. And in the case of a sale, the buyer can familiarize himself with it. "
“It is obvious that an electronic OB van can become an additional advantage when selling a used car, provided that it reflects full information about the history of ownership and operation of the car,” says Sergey Solonchenko, director of the development department of ROLF, to Gazeta.Ru. - Such critical information is, first of all, fixing the mileage during the transfer of ownership, insurance, service, and so on.
Also important are information about buying a car - on credit or for cash, history of insurance claims and repairs. Without this information, the value of an electronic OB vehicle when buying and selling a used car is small.
So far, there is no talk of entering these data into the electronic PTS. This means that the market will have to look for other solutions. "
Now automakers, tax authorities and traffic police will test the system via the Internet. From January 1, 2017, paper PTSs will begin to gradually withdraw from circulation, and from July 1 of next year, paper passports will no longer be issued at all. If desired, car owners will be able to replace the paper document with an electronic one at the beginning of next year.
A car passport or PTS is the most important document that is drawn up by the vehicle manufacturer and reflects all the data about the car and its owner.
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What is the document for? Does the Administrative Code provide for fines for driving without a vehicle? Read on.
How important is the document
A vehicle passport is a document that reflects information:
- about the car. The brand, model, color, body type, technical characteristics (engine size, power, maximum weight), numbers of installed units, VIN number (unique identification number assigned to the vehicle by the manufacturer) and so on are indicated;
- about the owner. Indicated: full name or name of the organization (if the owner is a legal entity), residential address (company registration address), dates of registration and deregistration.
PTS can be issued:
- by the car manufacturer, provided that this vehicle is manufactured or assembled in the territory of the Russian Federation;
- customs authorities, if the vehicle was manufactured on the territory of another state and then imported into the Russian Federation;
- State traffic inspectorate. The organization issues a duplicate of the document in case of its loss or illegibility;
- other organizations that have the appropriate right. For example, when converting vehicles.
PTS is required: - when registering. On the basis of this document, a registration certificate is drawn up, which every driver must have when driving a car;
- for the conclusion of contracts of sale, donation, and so on. At the conclusion of such an agreement, the new owner of the vehicle is entered into the TCP;
- for on a new car.
The rules for filling in and circulation of motor vehicle passports are regulated. According to paragraph 1 of this document, the TCP was introduced for:
- approval of vehicles for operation, since this document reflects all the technical characteristics of the vehicle and the changes made to the design;
- accounting for the import of cars from other countries and the collection of customs duties;
- fight against theft of vehicles and other offenses related to cars.
Thus, PTS is one of the most important vehicle documents, without which it is impossible to perform a number of actions with movable property.
Is it possible to drive without PTS
In what situations is PTSD required when driving a car? Let's consider in more detail below.
But with STS
After the vehicle is registered with the traffic police, the registration data of the driver (owner) is entered into the OB vehicle.
- the number of the document by which you can check the data about the owner and the vehicle. Each document has a unique number;
- the state license plate of the car, assigned after the registration actions;
- VIN number;
- brand and model;
- car type and category;
- year of manufacture of vehicles;
- model, number and engine power;
- body and chassis numbers, if any;
- body color;
- TCP number;
- permissible weight and weight of a car without load;
- Name and address of residence of the owner;
- date of issue of the document.
The registration certificate, in accordance with the traffic rules, is required to be carried with you and provided for inspection by the traffic police.
If the registration certificate is issued, then the provision of the TCP, and accordingly its presence during the operation of the car, is not required.
Under a sales contract
If motor vehicles, due to their technical characteristics, are subject to mandatory registration, then a registration certificate is issued instead of PTS.
The registration of a motorcycle (scooter) is also given 10 days, after which the owner is subject to administrative punishment under Articles 12.1, 12.2, 12.3, 12.37.
What should be a complete set of documents for a driver when driving
So, what documents should a driver of a motor transport, including motor vehicles, have when operating a car?
In accordance with the traffic rules approved by the driver, he must have and submit the following documents for inspection to the inspector:
- , in which the open categories fully correspond to the category of controlled vehicles;
- registration documents. After registration - registration certificate, within 10 days after purchase and before registration - TCP and sales contract (donation and so on);
- OSAGO insurance policy.
If the driver is disabled and the car is equipped with a special sign, then the package of documents is supplemented with a disabled person's certificate or other documents confirming this fact.
If the car is used as a taxi, a license and a personal driver card are provided.
If the car is used for the transportation of goods, then additionally provided:
- waybill;
- cargo documents;
- permission for transportation, if the transportation is carried out oversized, heavy or dangerous cargo.
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