What is the difference between webmoney wallets. Electronic wallet: which one is better to choose
WebMoney, Yandex.Money and QIWI, one can understand that there is a difference between them, and a significant one.
Security
The most reliable protection WebMoney, especially if you use the Classic version - special program, which is installed on a separate computer and is sensitive to device or IP changes. Also, to enhance the protection of the WebMoney account, there are: a key file, one-time passwords sent in an SMS message during transactions, as well as the E-num service for storing confidential data.
Pretty decent protection Yandex.Money. In addition to the password for entering the service, there is also a separate payment password, which can be either permanent or one-time, sent in an SMS message for each payment transaction. If you do not tell anyone the Yandex mail address to which the Yandex wallet is registered, and do not use this e-mail for correspondence or registration on other resources, then the risk of account hacking, and with it the payment service, is significantly reduced. Explanation - the Yandex mail address is half the information for logging into the Yandex account.
Causes some criticism of safety QIWI Wallet. Login to enter the service - phone number. The password is permanent. You do not need to have a phone to enter the wallet. However, each payment transaction is protected by one-time SMS passwords.
Convenience and simplicity
First place can be given QIWI Wallet.
- You do not need any authorization and confirmation of your data.
- Own plastic and virtual cards.
- There are many ways of instant and free replenishment, but mostly with the help of cash through terminals.
With cards and internet banking, there are some limitations. You can fund your account using any debit or credit card just register it on the site. If the transfer of money to the account is going to be made by a party that does not have access to the recipient's account, the list of cards is strictly limited.
The main inconvenience is the cards of little-known small banks. For example, it is not possible to replenish someone else's QIWI account using the card of the most popular Russian issuer - Sberbank. But there is an opportunity to replenish through Alfa-bank.
- A very user-friendly interface with a minimum of settings.
- A fairly large limit of funds for making transfers - up to 15,000 rubles at a time and up to 40,000 rubles for storage in a wallet.
- Low commission for withdrawal of money - about 2%. The ability to receive cash without having a bank account, payment card, without identification.
Second place in terms of convenience can be given to PS Yandex money.
- A fairly large list of operations without identification, that is, with an anonymous account.
- Issuance of own plastic and virtual cards.
- Withdrawal options are quite limited - only a bank card and an account, withdrawal to a card takes too long - up to 6 business days, but it all works without user identification.
- The single rate for Yandex.Money withdrawal is 3%, regardless of the withdrawal method. This is one of the few payment systems where there are no complex tariff scales for cashing out operations.
The hardest thing for inexperienced users is with the system WebMoney.
- There is a complex scheme of gradation of users - with verified passport data and without identification. Many withdrawals cannot be made from an anonymous account. And checking passport data is a time-consuming and not free procedure.
- For the withdrawal of funds to bank card, it must be tied to an account, which also requires certain actions (How to transfer Webmoney to a Sberbank card, withdrawal of WebMoney to a bank card - where is more profitable).
- As compensation, for spending WebMoney on the Web, there is a huge choice among online stores that accept this electronic money, regardless of the type of payer's passport.
- WebMoney do not issue their own plastic or virtual cards, which could be regarded as a traditional Visa or Master Card.
- The absence of automatic conversion of one WebMoney currency to another, the user makes the exchange on his own.
Useful: registration
Online wallet is your virtual account for use on the Internet. That is, on the service of the payment system, you are provided with your account as in a bank. Only in the bank there is at least some kind of percentage, but here, as a rule, the percentage is removed from you for transfers, payment for services. Such accounts are intended for payment and receipt of money. Main advantage electronic money This is an instant payment for the services you need.
Let's look at what electronic money is for. With the help of virtual currency, you can pay for purchases in online stores, pay for Internet services provided by the provider, utility bills. People who want to make money on the Internet cannot do without an electronic account.
There are a lot of services that provide you with the opportunity to create your own wallet. All of them are basically similar to each other, but each has its own advantages and disadvantages over other payment systems. One payment system is beneficial when paying for services and goods on the Internet, the other has an advantage when withdrawing funds to your card, that is, a banal cashing out. If you are planning, then you will need more than one wallet.
Top 3 most popular electronic money systems in Russia
1) WebMoney- this is probably the most popular and proven system of electronic money in the Russian Federation, as well as in the CIS countries. It has existed for quite a long time. This project is the most common, for example, in almost any self-respecting online store there is a payment method via WebMoney.
Pros and cons of WebMoney:
Almost all exchanges for making money on the Internet provide the opportunity to withdraw earned money to WebMoney;
Another advantage is the ability to work with different currencies dollar, ruble, euro, hryvnia;
The ability to manage accounts using an application that is installed on a computer;
A huge number of ways to withdraw Money;
- The disadvantage of WebMoney is that in recent times this system is subject to frequent malfunctions and without causal blocking of user accounts;
— Commissions for various operations (transfers, withdrawals) are quite high.
2) QIWI wallet — this system very popular and every year is gaining more and more popularity. Easy registration requiring you to enter your mobile phone number, password and wallet is ready. QIWI wallet is simple and easy to use. With this service, you can make payments very quickly.
Not long ago, the kiwi company began to provide its customers with good bonuses. For example, with the help of Qiwi, you can also use other popular stores. For those who do not know: cashback is a refund of money from your purchase. Refunds are made as a percentage of the order amount.
is a payment service from the well-known Internet company Yandex. In order to open an account, you will need to create mail and an account in Yandex. Registration is very simple. Simple and clear interface.
Of the minuses, one can single out only the fact that one currency is provided for use and this is the ruble. High commission for withdrawal.
Among foreign electronic money systems, Paypal can be distinguished. This service is the most common among foreign systems in Runet. Paypal is perfectly adapted to the Russian-speaking Internet user, which is its advantage over other foreign counterparts.
— the largest foreign payment system. Registration is not difficult, it requires an email address. The advantage and simplicity is that in fact there is no account number; it replaces your mail address. Paypal account may be required if you are going to make money in the foreign part of the Internet or make payments in foreign online stores.
Tips for all beginners
Get a virtual wallet in all of the above systems. After all, they do not ask to eat, but any of them may be needed. For beginners, to get acquainted with electronic wallets, it is better to start with QIWI, since this site is the easiest to use.
Useful articles
Payments on the Internet, as well as electronic money, have become quite commonplace for a good half of users of personal computers and mobile gadgets. "Cash", of course, is also in use, but slowly fades into the background.
With the help of electronic money, you can perform almost any cash transactions: buy bread, pay a loan, pay off a fine in the traffic police, lend and much more. The popularity of such monetary systems, and sometimes the urgent need for them raises many questions for some users. What is the best e-wallet? How to start it? What is needed for this? Instructions in payment systems, to put it mildly, are rather dry, and the possibilities described in them are more like praises in their honor. We will try to put everything on the shelves and push popular payment services head-to-head in order to identify the best option.
So, let's figure out which electronic wallet is better, why, what is needed to open it and how it will help in a given situation. First, let's find out what it actually is.
Online wallet
Electronic wallet or payment system is a service that allows you to store the user's financial savings on an individual account and, if necessary, pay with them on the Web or in real life. In fact, such systems are analogous to a regular bank account, only with richer functionality.
A good half of those who know how to use an electronic wallet consider it an ideal tool for online shopping and other payments on the Web. Working on the Internet as a copywriter, designer, webmaster or programmer, you will definitely come across payment systems. Earned money can be used not only on the World Wide Web, but also withdrawn into tangible banknotes using bank cards, which are also issued in payment services.
There are quite a lot of opportunities for such systems, it remains only to decide which electronic wallet is better to choose.
Popular payment systems
The list of payment systems is not that big. To be called one, you need to get a license, have far from a small capital to guarantee payments and fulfill a lot of other, no less serious requirements.
To answer the question "which electronic wallet is better", we will consider the three most popular payment systems that are perfect for any domestic user. Moreover, in 90% of cases, one service can completely replace another. By by and large, there is no critical difference between the systems as such, but there are only small differences that will help everyone decide and decide for themselves which electronic wallet is better.
"Yandex money"
This payment system from a well-known domestic search engine was launched in 2002 and was created specifically for the Russian user. Using the Yandex.Money e-wallet, you can accept, pay for and exchange virtual currency.
The service has a convenient web interface for personal computers and mobile version for gadgets on the platform "Android" and iOS. You can replenish your account at terminals, banks, communication stores and other places where the corporate logo of the Yandex.Money e-wallet is indicated.
Service Features
For offline payments, you can issue in the service plastic card. The latter is accepted everywhere and without restrictions, as if ordered the same in any bank. It can be used to pay in stores, make purchases online, and withdraw cash.
Yandex.Money is the best option for the average user. It is convenient, the interface is clear and without unnecessary troubles. To open all the available functionality, identification is required: a passport and personal presence at the nearest branch of the service. The only disadvantage of the system is that Russian currency appeals. You can top up the balance in both dollars and euros, but there will always be an amount in the ruble equivalent on the account. So keep this point in mind before you start an electronic wallet in the Yandex service.
"WebMoney"
This is one of the most serious payment systems that has been operating since 1998. One of the most remarkable advantages of this service is its versatility in terms of currency. Here you can open an account in dollars, euros, marks, pounds, and even an electronic wallet for cryptocurrency, that is, in almost any monetary standard. For some users, this is a critical moment when choosing a payment system.
It is also worth noting that internal circulation and currency conversion occur instantly: there is no need to contact third-party intermediaries and exchange offices - everything can be done quickly in the service interface. The latter, by the way, is confusing, so you won’t be able to deal with it on the fly. You will have to get used to the specificity of the menu branches and far from intuitive functionality, especially if you switched from Yandex.Money.
Distinctive features of the payment system
To access the full functionality of the system, multi-stage identification is required. The sent scan of the passport removes some restrictions on the volume of transfers and gives the initial certificate. A certified copy from a notary public allows you to issue a bank card, and the account is assigned the status of a personal account, where funds can be converted with virtually no restrictions. There are other identification certificates designed for serious business projects, but getting them is much more difficult.
In general, we can say that WebMoney is a whole complex for working with virtual money. The system has its own local client, multi-level protection and the ability to work with various currency standards, that is, everything that is in ordinary offline banks. "WebMoney" will be a useful tool for those who have devoted themselves to making money on the Web and work with foreign contractors. In addition, the possibility of issuing the now popular cryptocurrency e-wallet makes the system even more versatile and attractive for advanced business users.
"Kiwi"
The Qiwi service appeared in 2007 and, along with Yandex.Money, attracts ordinary users with its simplicity and convenience. The payment system works through a web interface in the case of a personal computer or as mobile application if you are using a smartphone or tablet for this purpose.
As an account personalization, the service uses a linked phone number with subsequent identification, which is very convenient: the cherished figure of eleven characters is always in the gadget’s notebook or in memory, so there are usually no problems with “where to throw money”.
Another notable feature of the service is the ability to work with the euro, dollar and Kazakhstani tenge. In this regard, the wallet is more versatile, unlike Yandex.Money. But commissions act as a fly in the ointment. Not that the latter are different a high percentage, it's just that they are almost everywhere, even where they should not be in principle.
It may not be as noticeable when we are talking about small amounts, but when you work with five or six figures, you feel cheated. So for serious business projects, this service is not the best option, even if it is distinguished by versatility, convenience and a pleasant interface. So keep this point in mind before you start an electronic wallet in the Qiwi payment system.
Summarizing
Which system to choose is entirely up to you and your needs. If you, as they say, turn over millions, then the best option will become WebMoney. It has the most reliable protection, financial guarantees and a large selection of currency wallets.
Freelancers and other middle-class users do not need to bother with a large and serious WebMoney, but it is better to pay attention to more friendly usability services from Yandex and Qiwi. Here you can also get a bank card and work (or spend money) for your own pleasure.
Hello, dear readers of the site. Today we will deal with the question - which electronic wallet is better to choose for storing and withdrawing money.
With the development of the global network, a new sphere in the economy has emerged. This area is called e-commerce. It includes financial operations produced using the Internet.
Electronic payment systems are an indispensable attribute for the work of a person in the network. Freelancers, Internet entrepreneurs and even ordinary users use e-wallets to transfer, store and withdraw money to a bank card.
Online wallet convenient to use. After all, it is much easier to pay for purchases and orders on the Internet with an electronic wallet, and not with a card. In addition, some projects for online earnings do not transfer money to the card. In such cases, funds can only be withdrawn using an electronic payment system.
There are many such systems on the web. And it can be difficult to decide which e-wallet is better to choose.
In the article we will analyze some of the most famous payment systems. Consider their features, the size of the commission fee and other characteristics. Through comparison and analysis, we will identify the pros and cons.
Rating of electronic wallets in 2020
Wallet #1.
Is an the most famous payment system on the territory of the Russian Federation and the CIS countries. Founded in 1998. According to some reports, almost 35% of Runet users use .
The system has international status. WebMoney allows you to carry out financial transactions with various currencies: rubles, dollars, hryvnias, bitcoins, etc.
For each currency on the service, you need to create a wallet. For example, for rubles - this is a wallet WMP, for dollars - WMZ.
The registration process for the service is not complicated. After its completion, automatically issued alias passport . Such a certificate limits the possibilities for transactions. The user is only allowed to transfer funds from one wallet to another within the system.
To be able to withdraw money from wallets to a bank card, you need to issue formal certificate . The registration procedure consists in confirming your identity by uploading a scan of your passport to the WebMoney website.
Peculiarities:
- for transferring money to another user to his WebMoney wallet, a fee of 0.8% is charged;
- the commission for transferring money to a bank card is 2.5% plus 40 rubles;
- for confirmation of a transaction by SMS, a fee of 1.5 rubles (free of charge through the E-NUM application);
- high user safety.
Wallet #2.
is a service electronic payments from Yandex holding. Founded in 2002. As a result of the research, it was revealed that about 40% of Runet users use Yandex.Money to make financial transactions at least once a year.
Yandex.Money payment system, unlike WebMoney does not work with foreign exchange . Transactions are carried out only in rubles.
To register on the service, it is enough to have an email from Yandex. New members are automatically assigned anonymous identifier . It allows you to move funds within the system, pay for purchases (no more than 15,000 rubles at a time) in online stores and other services.
personal identifier issued to participants who have confirmed their identity on the passport. It removes the restriction on the transfer of funds to the card and on the amount intended for online purchases.
To open absolutely all the opportunities that the Yandex.Money service provides, you need to get identified status . You can go through identification online using the option " Mobile bank", provided that there is a Sberbank card. Or offline in Euroset and Svyaznoy stores upon presentation of a passport.
Peculiarities:
- commission for transactions within the system: 0.5%;
- for a transfer to a bank card, the service takes 3% plus a fixed 45 rubles;
- when withdrawing money from an ATM from a Yandex.Money card, the commission is 3% plus 15 rubles;
- bonus cashback.
For Russian citizens, the Yandex.Money payment system is one of the best. It is simple and convenient to use.
Wallet #3. Qiwi
Qiwi is a Russian payment system. Founded in 2007. Inferior in popularity to two other domestic payment grants WebMoney and Yandex.Money.
The main difference between Qiwi and other electronic payment services is that Qiwi wallet linked to mobile phone number. In addition, system participants do not need to confirm their identity by obtaining certificates and statuses.
The service works with the following currencies: rubles, dollars, euros, tenge. It is possible to order a special Qiwi card. It is useful for paying for purchases in everyday life.
Peculiarities:
- commission for withdrawing funds to the card: 2% plus 50 rubles;
- withdrawal up to 500,000 rubles;
- bonus cashback.
Wallet #4.
Is an the largest payment system in the world.
PayPal was developed in America in 1998.
This electronic payment system is more suitable for foreign citizens.
For a Russian person, it is still a curiosity. Not many of our compatriots use a PayPal wallet.
To make transfers from a PayPal wallet to a bank card, you must link your bank account to it. This can be done in personal account on the company's website. The transfer of funds occurs within a few days.
Peculiarities:
- high level of security;
- when paying for purchases in online stores, no commission is charged;
- internal transfers are not subject to commission;
- transactions within one country are carried out without commission.
PayPal wallet is useful for those users who make international transfers, order goods in foreign online stores.
Wallet #5.
Relatively young service of electronic payments. The system was launched in 2012. payer- international system, transfers to almost anywhere in the world (more than 200 countries).
Payer allows you to make transactions without identification.
This option was especially liked by the owners of online investment pyramids disguised as economic games and financial projects.
In HYIPs, as you know, it is not the participants who earn, but the creator of the pyramid himself. He cannot use the WebMoney wallet or Yandex. Money, as the identity of the fraudster will quickly be revealed. Therefore, he uses a Payeer wallet.
Peculiarities:
- for transfers within the system, the commission is 1%;
- for withdrawing money to a card, the fee is 4% plus 45 rubles.
Payeer is a wallet for those who make money on the Internet on various sites.
Purse number 6.
The system announced itself in the e-commerce market in 2007. The main office of the company is located in Austria. The company is legally registered in Panama.
Payment is used by owners financial pyramids and hype projects to get money.
Perfect Money official website visually doesn't look good.
Developers should pay more attention to this point, since the design of the site in the style of zero scares off the lion's share of potential customers.
The Perfect Money e-wallet should be chosen among many others only when it is really necessary. After all, there are payment systems much more convenient and safer.
Wallet number 7.
Advcash is a young, but rapidly growing payment system. The project was especially liked by people who make money on the Internet. And this is no coincidence, because the service offers very favorable conditions.
One of them is that internal transfers take place absolutely is free. And this means that users can make financial transactions with money without commission using third-party exchangers.
AdvCash invites members to complete identity verification. But, this may not be done. Indeed, in anonymous mode, the limits are quite acceptable.
Conclusion
Let's sum up our conversation about payment systems. So, which e-wallet is better to choose? The answer to this question should be found by each of us independently, having analyzed the services of electronic payments.
Each payment system has its pros and cons.
For some users, a high level of reliability and security is important. Therefore, they choose time-tested electronic wallets from WebMoney. For others, anonymity is important and they use the Payeer e-wallet.
It's good to have variety and choice. The main payment systems I work with are WebMoney and Yandex.Money.
WebMoney is a classic. I appreciate the system for practicality, security, multi-currency. Yandex.Money is a service that is perfect for ruble transactions.
That's all. Share in the comments what wallets you use.
Hello everyone, my dear friends. Many are tormented by the question of which electronic wallet is better to choose for withdrawing money and receiving it. Today, thank God, there are no problems with web wallets, and everyone can get their own, and for free. Personally, I have several of them, for all occasions. Therefore, I would like to make small reviews and perhaps recommend something. But the choice will always be yours.
webmoney
Probably, this is one of the most popular and reliable Internet wallets, which has proven itself for a very long time. True, not everyone likes it for some reason. But personally I like it. It has the ability to store and receive money in various currencies, be it rubles, dollars, euros, hryvnia and others.
It is not difficult to register in the system. Only initially you will be given a pseudonym certificate, because of which you cannot withdraw money, but only make internal transfers from one webmoney wallet to another. To obtain a formal certificate and the possibility of withdrawing funds, fill in all personal data, attaching a scan of your passport.
If you want to transfer funds to another webmoney user, you will be charged an additional 0.8%. And in fact, this is one of the most expensive fees in our review today.
When withdrawing funds to a bank card, a commission of 2.5% is charged, as well as 40 rubles fixed. That is, if I want to withdraw 10,000 rubles, then I will have to pay 290 rubles additionally. But overall I'm happy with the system. All transfers happen instantly and you don't have to wait for anything. Some partnership programs they send me a reward on webmoney. Yes, and we must not forget that for each withdrawal to a bank card, you will additionally be charged 1.5 rubles for confirmation by SMS.
But you can save on this if you install the mobile app. Then you can confirm transactions free of charge through the E-NUM system.
In addition, you can install on your computer separate program Webmoney Keeper and use it directly from your computer. A special secret key will be used to protect the keeper.
Yandex money
Yandex wallet has also become famous in our country for a long time and is in great demand, despite the fact that it only works with Russian rubles. You can pay with money from this wallet on almost any site that accepts these electronic funds. Registration here is nowhere easier. As soon as you create mail on Yandex, it automatically becomes an account for all Yandex services.
With regular registration, you get an anonymous ID. With it, you can only make internal transfers, and you can pay for purchases no more than 15,000 at a time. But if you keep passport data, you will receive a personal identifier, thanks to which you can pay for more expensive purchases and withdraw funds to bank cards. Personally, I did not take a steam bath and went to the Euroset salon, where I was immediately given an identified status. That is, I can use all the features of the wallet to the maximum. Does this mess with statuses remind you of anything? Yes, it is webmoney certificates. Someone likes to plagiarize, but we will not blame them.
Domestic transfers here are taxed at 0.5% of the amount. But if you want to withdraw funds to a bank card, you will have to pay a commission of 3% and 45 rubles fixed. That is, if you withdraw 10,000 rubles, then you will be charged 10,345 rubles. Of course, you can save a little. If you are Yandex money, then you will be charged a commission of 3% and 15 rubles for withdrawing cash from an ATM. 30 rubles savings.
To be honest, when asked which electronic wallet is better to choose, I will answer what exactly Yandex money is. As for me, it is the most convenient and it is the most comfortable for me to use it. But this is my personal opinion. As I said earlier, the final choice is yours. Therefore, most of my affiliate programs are tied to it.
Naturally, on the Playmarket you can find a mobile application for Android, thanks to which Yandex money will become convenient to use from anywhere.
Qiwi
Quite an ancient electronic shovel. For some reason, many people think that it was named after the kiwi fruit and sometimes it is even called a fruit purse. I hasten to disappoint everyone who thinks so. The system is named after the flightless bird, which is even featured in the logo. Anyway. That's not the point.
The wallet is linked to your mobile phone. The undoubted advantage of the system is that in order to withdraw money to the card, you do not need to receive different certificates and identifiers. After registration this opportunity appears automatically. Moreover, unlike other systems, you can withdraw up to 500 thousand rubles. When transferring to a bank card, you will be charged a commission of 2% and 50 rubles. That is, when withdrawing 10,000 wooden ones, you will have to pay 10,250 rubles, which is still the smallest commission on our list. Isn't this a reason to get a Qiwi e-wallet?
Due to the fact that you do not need to confirm and send anything, this system has found immense popularity. Most of the telegram admins of the channels from which I ordered advertising asked me to transfer money to Qiwi. Money comes to the card instantly.
Also, as in the above systems, there is the possibility of issuing a card, as well as transferring the installation of a mobile application for Android or IOS.
PayPal
In fact, PayPal is the most popular payment system in the world, but it causes a lot of inconvenience for Russian users. For a long time, it was impossible to withdraw money from it to your bank card, but on the other hand, you could link it so that when paying for purchases in the system, it was debited from your card.
Of course, there is a definite plus, namely the security of payments. If you paid through PayPal, and the goods were delivered of inadequate quality, then it will not be difficult for you to return the money.
Among other things, some Yandex services cooperate with PayPal. For example, money earned in or Toloka can be withdrawn not only to a Yandex wallet, but also to Pay Pal.
Despite all its advantages, I do not use it at all. Only a couple of times I bought some plugins and cryptocurrency on foreign sites using this service.
payeer
Pretty good wallet, especially for those who work in anonymous mode. Therefore, it was he who was so fond of HYIP projects that hide their identities. But of course, it was created not only for HYIPs. In fact, the system is a universal tool, as it allows you to transfer money to any payment systems with an acceptable commission.
In general, all registered ones also connect it, since not only does the system work quickly and reliably, but also the withdrawal of money from various earning sites takes place on favorable conditions. For example, in cashbury(more details), if you withdraw money through Payeer, the withdrawal fee will be 0%. This is the most profitable system withdrawal (although transfers to the card are not at all profitable, but more on that below). Therefore, if you are investing, then I recommend you register such a wallet.
Even the scam game Rich Birds gives bonuses to those who poured their hard-earned money through Payeer. More about fraudulent financial game you can read.
For withdrawing funds to well-known wallets and payment systems, a commission of 2.9% is charged, which in principle is approximately the same compared to other systems. But for an internal transfer, a fairly high commission of 0.95% is taken. But the withdrawal to bank cards is very expensive here.
In other cases, I don't need it. Therefore, if you are not engaged in making money on the Internet, then most likely it will not be of interest to you. For example, to withdraw funds to VISA card, you will need to pay a commission of 3.9% of the transfer amount, as well as 45 rubles fixed. This means that if you want to withdraw 10,000 rubles, you will have to pay as much as 10,435 rubles. Already somehow quite significant.
perfect money
At one time, this system was an excellent competitor to the Liberty Reserve payment system, until it was closed. This wallet is also actively used by people participating in hype or investment projects. HYIPs also love it for its anonymity, since identity verification is not needed at all.
Most importantly, the headquarters of the payment system is located in Panama and it obeys only the laws of this country. Therefore, scammers are not afraid to use this payment system.
But the most interesting thing is that the funds in your account will automatically accrue interest, namely 4% per annum. Although this is not enough, but this is practically not found on wallets.
But their interface is wildly lame. It feels like the design is taken from the early 2000s. Therefore, it is somehow even unusual to look at this.
OKPay
Another system that has some popularity in narrow circles related to making money on HYIPs, gambling and investments. A fairly small commission is charged for payment transactions. It is also possible to release debit card, with which you can pay in stores.
Also, as in Perfect Money, there is the possibility of accumulating interest on the amount that is in your account. True, unlike the above wallet, 3, not 4 percent per annum will be charged.
AdvCash
Abroad, the AdvCash payment system is very popular, but in our country it is much less common. The undoubted advantage is that internal transfers occur without a commission, unlike the same Yandex money, where you will be charged 0.5% for a transfer.
With AdvaCash you can transfer money to any electronic money storage, including cryptocurrency. You can also connect here different types currencies, such as rubles, tenge, hryvnia, etc. Also, a definite plus is the Russian-language interface, as well as the ability to contact technical support in Russian.
conclusions
Of course, this is not all electronic spades. There are a great many of them. But they are all secondary, or they are responsible for the cryptocurrency, and this is a separate issue.
Naturally, it is up to you to decide which wallet is better to choose for receiving and withdrawing money, but I still recommend that you first enter the first two and confirm your details so that you can withdraw to a bank card. And take the rest already in addition, because despite their advantages, they have quite a few disadvantages. Also look at the table below (click on it to enlarge) and compare the capabilities of these wallets. I think you will be able to draw the right conclusions.
From this table, we can see that only QIWI and AdvCash carry out internal transfers without commission. At the same time, the most profitable transfer to the card in perfect money and it is only 2% without additional fixed commission.
Well, that concludes my post today. Hope you liked it. Necessarily subscribe to my blog not to miss the exit new article. I'm waiting for you again. Good luck to you. Bye Bye!
Sincerely, Dmitry Kostin.