What should I do if they ask for a copy of my passport? Fraudsters issue loans on a copy of the passport Steal send a copy to yourself.
A prerequisite for obtaining any type of loan will be the provision of documents of the borrower. Of course, in various organizations this list of papers will differ from others, but without a document that certifies your identity, namely a passport, it is impossible to apply for a loan. For one reason or another, borrowers do not want to present this document to the lender and ask if they can get a loan using a photocopy of their passport.
The possibility of lending with a copy of your own passport
Dreaming of getting a loan, many citizens are willing to go to various tricks. So, there are often situations related to the forgery of papers necessary for the lender, attempts to clean up the negative details of the personal history of lending, and other methods. Some of the consumers are trying to get a loan without the main document. But is it possible to get a loan using a photocopy of a passport? Let's try to understand this issue.
The question of whether it is possible to take a loan with a copy of a passport worries many of our fellow citizens
Today, banking rules clearly state that if you want to take out a loan, you must provide the lender with an identity document. Some organizations may also require an identity card or driver's license. As a rule, this is done in order to avoid fraud. Therefore, people who are interested is it possible to take a loan with a copy of the passport, experts confidently give a negative answer.
Remember, a photocopy is not a paper that has any legal force. After all, modern technical capabilities make it easy to fake it. This also applies to cases where the document is certified by a notary. It is unlikely that the lender will make a positive decision on issuing a loan to such a client.
Of course, apart from banks, there are other financial institutions offering similar services. You can always try to contact them. However, experts are extremely skeptical in this case. Firstly, there are no guarantees that you will get what you want without presenting another document confirming your identity. Secondly, even with a positive outcome of the case, which is very unlikely, the lender compensates for such high risks with huge interest rates. In other words, you do not win anything by these actions, you will only lose time and money.
Fraudulent schemes
Since this option is impractical and, by and large, impossible for law-abiding citizens, let's talk about various situations related to illegal actions. As a rule, some scammers, while negotiating with bank employees, nevertheless, implement a similar scheme. Of course, such actions are fraught with criminal liability, but this scares such people a little. So, can they take a loan with a photocopy of a passport?
Unfortunately yes. Theoretically, this is quite feasible, however, it does not happen so often. As we have already noted, this is possible only with the prior agreement of the fraudster and the person responsible for issuing the loan. Of course, the copy of the document will be fake. As a rule, such loans are taken on photocopies of other people's passports.
Technically, it goes like this. There is a preliminary agreement between the employee of the lending organization and the fraudster. The bank needs a passport to make sure that the loan is issued to this person. When such a formality is “resolved”, the application is approved, and part of the funds received goes into the pocket of an unscrupulous bank employee. This illegal fact is revealed only after it is found out that the person in whose name the loan is issued has nothing to do with such a transaction. Undoubtedly, it will not be difficult to prove your case.
As a rule, a bank employee is involved in obtaining a loan using a copy of a passport
There is another variant of fraud when a loan is issued on a copy of the passport. Again, as in the first case, everything happens due to the illegal actions of a company employee. For example, a person came to apply for a car loan and handed over a photocopy of his passport to the employee. The employee, having gained access to it, draws up another loan for this client, say, a microloan. Of course, he receives this money himself. Fortunately, such frauds occur quite rarely, since it will not be difficult for the creditor's security service to identify the culprit. It must be said that in such situations it will threaten the employee with imprisonment, and not just the loss of a job.
Other passport fraud
Since we have already established that the answer to the question of whether it is possible to take a loan using a photocopy of a passport in a legal way is no, we will try to find out what other fraudulent schemes can be used against you. So, not so long ago, this method was common: a fraudster, using someone else's passport, found a person who looked similar to the photo of the original document, and sent him for a bank loan. Today, this method is no longer so relevant. After all, it is not difficult to identify forgery, and the risks of going to jail are quite high.
Modern innovative loan processing offers allow fraudsters to act much more actively
True, the latest banking service, which has just appeared on the market, can lead to a sharp increase in illegal actions. Today there is an opportunity to express a loan at a bank terminal. To verify your identity, you only need to attach a photo pasted into your passport to the camera installed in the ATM. Given that a high-quality copy of a passport may not differ in any way from its original, this method allows fraud on a huge scale. Moreover, law enforcement agencies, and the internal security service of the bank, cannot give a clear answer how it will be possible to resist such actions.
If you have been a victim of a scam
Often, all of the above cases are possible when your main document was lost or stolen. Of course, there are situations of fraud in which members of your family who have access to a passport take part, although this is very rare. In a word, let's analyze the correct course of action if you did not find this document.
If you have become a victim of scammers, do not rush to panic, but calmly find out from the lender all the details of the operation
Of course, you need to start by contacting law enforcement agencies. There you will have to file a loss statement. Until the document is restored, you will receive a paper that will become a temporary replacement for the passport. Moreover, in case of trouble with the bank, it can save you from wasting time that you spend proving that the loan was not issued by you.
If, nevertheless, the loan is issued and you are informed about it, there is no need to panic. Pay a visit to the lender and talk to him about the situation. Find out all the details of the loan and, if possible, provide the bank with convincing evidence that you could not do this.
In addition, you should contact the creditor's security service and notify them of this misunderstanding. Remember, all organizations of this kind are equipped with a video surveillance system, so viewing these records will help establish your non-involvement in the loan. Of course, if you have documents confirming your absence from the city at the time of taking the loan, present them as well.
Remember, a timely application to the police, as well as a lawsuit in court, will help you prove your case.
Of course, the lender is not always ready to meet halfway and adequately analyze what is happening. So, you should be patient and prepare for the trial. Of course, you should also file a complaint with the police about these schemes of fraudsters. Remember that the best solution when the case goes to court is to find a competent practicing lawyer - after all, it will be very difficult for a person who does not understand the legal nuances to prove his case.
Having found or stolen a passport, a fraudster can paste a photo in it. As a result, a person can live for a long time under a false name and surname. It is possible that the fraudster will try to enter the home of the real owner of the passport.
On a fake scammer can issue a loan. It is more difficult to do this now, but criminals often come into contact with dishonest bank employees.
Using someone else's passport or fraudsters can register an enterprise and carry out dubious operations through it. In addition, the owner of the passport is also appointed as the formal director of such a company. Then there is a threat of bringing a person to responsibility for illegal actions committed by fraudsters.
Even with only a person's passport data, a criminal can cause him trouble. For example, a fraudster enters into an agreement on behalf of another person and indicates his passport data in it. The counterparty, without checking the passport, signs all the papers. Further, having received money under this agreement, the fraudster soon disappears safely. As a result, the injured party begins to present its claims to the unsuspecting passport holder.
Using someone else's passport data, attackers can take ownership of any property, for example, a car. And if this car causes harm, the requirements will also be addressed to the owner of the passport.
How to protect yourself from scammers
If a person or he was stolen from him, you should, without delay, write a statement to the police. In parallel, you must immediately start issuing a new passport.
If possible, a person should not give the passport or its copies to unauthorized persons, even for a few hours. If nevertheless this happened, then it is necessary to note for yourself when and to whom the passport or its data was given. In the event of an unpleasant situation, it will be easier to get on the trail of scammers.
If a person finds out that an enterprise is registered in his name or he is its director, you must urgently contact the tax office at your place of residence, as well as the police. The fact is that registering an enterprise using someone else's passport data is a criminal offense.
In the case when fraudsters have issued a loan for a person, you need to get a copy of the loan agreement from the bank or collection company. After that, the victim must apply to the court with a claim for the recognition of such an agreement as invalid. During the consideration of the case, the question of appointing a handwriting examination should be raised before the court. This will reveal the fact of forgery of signatures on the loan agreement. The same should be done in the case of the conclusion of other contracts by criminals.
We are accustomed to presenting a passport at the request of officials, showing it to bank employees, entering data during registration in an Internet banking service, etc. Also, no one will be suspicious of the requirement to provide a photocopy of the passport, for example, when applying for a job or obtaining a loan. In all these situations, we behave carelessly, because we don’t even think about what scammers can do, knowing passport data. What threatens you and how you can protect yourself, you will learn from this article.
Let's start with the fact that the passport of a citizen of the Russian Federation or an internal passport is your main identity document. For the first time, and Also, if a mistake is made in it, in case of loss or. Only a court can deprive a citizen of the opportunity to use a passport - in the framework of the cases provided for by the current legislation.
Learn more about the procedure for issuing and rules of use.
What passport details are used by scammers
Open the first page of your passport and you will get an answer to the question of what information scammers can use. First of all, criminals are interested, as well as full name. Information such as date of birth and is also valuable, and the most sophisticated criminals are even able to use information about the number of children, whether a citizen is legally married, and where he served in the military.
At first glance, such actions of criminals may seem incomprehensible, because the document remains with you, which means that it cannot be applied anywhere. But, unfortunately, one of the advantages of technological progress is that the personal presence of a person is absolutely not necessary in a number of situations: the main thing is that the correct information about him is indicated. As an example, various online services can be cited, where for registration it is necessary to indicate the passport number, series, full name. and date of birth.
Now you know one of the ways that you can do it by knowing the series and number of the other person's passport. But even before the state began to create special portals, various criminal schemes were already working. As a rule, for them, the fraudster had to have an accomplice who is a bank employee, a notary public or a government official. And then the scheme looks very simple: without your knowledge, the criminal carries out certain registration actions, for example, draws up a loan secured by real estate.
You will learn more about why scammers need passport data later in this article. But before that, let's look at how this personal data gets to the criminals.
The main methods of obtaining passport data criminals do not need to personally look into your passport to find out personal information. If you go on the Internet, then there are many sites where you can sell passport data. They offer 70-200 rubles for a set of information, and they will pay even more for providing photographs or photocopies.
Naturally, all these sites are illegal, and as they are discovered, law enforcement agencies decide to block them. But it is almost impossible to establish the owner of such a site, especially if it is located abroad; and it will not be difficult for a criminal to launch a new portal on a different domain address.
Leakage of information to scammers most often occurs as follows.
Sites and forums
If you register on a forum, online store website or other site, and you are asked for passport data, immediately stop working with this site. With a high probability, this project will not bring you any practical benefit, but was created with the aim of collecting and subsequently selling passport data.
The only exceptions in this matter are government portals that provide services to the public and businesses, as well as payment services. In both cases, you must be warned that you are transferring personal data, as well as obtain your consent to their processing.
Personnel data in organizations
Getting a job in a public or private company, you will not get away from the need to show your passport and submit a photocopy to the personnel department, which will be attached to your personal file. This is a completely legal procedure, without which you will not be able to start work and receive official wages for it. But there is always a risk that scammers, through deceit, bribery or blackmail, will force HR employees to give them information about employees.
bank employees
Everyone has seen an ad in which to get a loan you need to come to the bank with one passport. Financial institutions that operate under the license of the Central Bank of the Russian Federation have the right to issue loans to the public and businesses, and in order to protect their funds, they collect personal data about customers. All this is legal and correct, if it were not for the risk of dishonesty of bank employees.
We also note that mobile operators, government services (traffic police, GUVM MIA, Federal Tax Service and others), local authorities and not only are vested with the right to collect information about customers. For all employees who have access to such information, a certain control is established, and they are warned of possible administrative and criminal liability. But the risk of data leakage still remains.
What can scammers do by stealing your passport data
In order for the criminal to be able to make a fake document, he will need a passport without data, that is, the form itself, and information about a real person, which may be you. Such a fake will undergo various checks, because in most cases the series, number and full name are checked against special databases, and they will completely match. So if you start getting strange fines, payment notices, registered letters from government agencies, it is quite possible that this is not a mistake, but someone is using a fake passport with your data.
The above method of fraud is relatively rare, most often criminals act according to the following schemes.
Arrangement of credits and loans
As an example, we have already cited above the situation of how fraudsters can use a person's passport data if they have an accomplice in the bank. Typically, such an employee does not work for a long time in one financial institution. He gets a job, enters into several fictitious deals and quits.
Depending on how much information the scammers have, they can get both a regular consumer loan and a mortgage loan using your property as collateral.
The criminals get the money, and you get the obligation to repay the debt. Theoretically, such a loan can be challenged through the courts, but it will take time and not cheap help from a lawyer.
Business registration
Such passport scams have become especially popular after business registration mechanisms were simplified. Now, to open your own company, you can not even come to an appointment with officials. All registration actions are carried out through special services or with the help of notaries. Therefore, having someone else's personal data, you can easily forge documents for registering an individual entrepreneur or LLC.
Such firms are usually used for money laundering, and when law enforcement agencies begin to unwind the entire chain, they will first come to the one to whom the business is registered.
Cheating in online games
Here is another option when you can use passport data without a passport. Such scams can harm you financially or only affect your reputation. In the first case, using information about you, the offender may try to gain access to the game account.
Most of these games exist on the basis of donations (money that players pay for receiving various bonuses), and these funds are allowed to be transferred between players, as well as withdrawn from the system. Therefore, if you have a lot of paid game currency on your account, they may try to steal it. The second option is also very unpleasant: after gaining access to the account, they turn it into a means for sending advertising spam.
Internet Fraud
Many electronic payment systems require you to provide passport data for registration in the system; and in order to remove the minimum restrictions on the amount of funds passing through, it is enough to send a passport photo. But what can be done with a passport photo?
If hacked by criminals, such an account becomes an excellent platform for money laundering and financing of illegal organizations. So you risk getting on the list of suspects in cases of arms or drugs trafficking, and maybe terrorist financing. And in such a situation, there is little pleasant, even for an innocent.
You can give another example of what you can do on the Internet with someone else's passport. After sending a copy of the documents to the payment system, you get the opportunity to receive loans directly on the network. And then the fraudster takes a loan, spends it on the purchase of goods or simply transfers money to another electronic wallet.
Also, online lending services are now popular on the network, where you register with a passport and borrow from the project administration or from other users. Such a service is in demand, because you can quickly get money, but the protection of such transactions is many times lower. Therefore, a criminal with a photograph of someone else's passport may well act as a borrower.
And this is not all that scammers can do with a copy of a passport. Therefore, it is important to know about protection methods.
How to protect yourself from scammers
The personal data of every citizen of the Russian Federation is protected by a special federal law, and this is your best protection. You have every right to refuse to provide your passport data, and even more so a copy of the document, if the party requesting it does not have the appropriate permission. According to the procedure, you must agree to the collection and processing of such information, and if you are not explained anything and are not asked to sign a written consent, then the data is transferred illegally.
In the question of whether it is possible to give a copy of the passport to strangers, you yourself are the master of your own destiny. No one forbids such a transfer, but if your data is stolen by fraudsters, then the responsibility lies entirely with you. But if you handed over a photocopy to an official employee and signed a permit, then the organization that he represents is responsible for their safety.
Fraudsters found out passport data - what to do
If the scammers found out the passport data, then your protection is to contact the law enforcement agencies or Roskomnadzor. The easiest way is to file an application with the prosecutor's office, where they are obliged to initiate a case and identify those responsible for disclosing information. During the investigation, the prosecutor himself will turn to Roskomnadzor to take measures to remove information about you from open sources, if it got there.
This publication does not address the issue of the theft of the document itself.
As a rule, with the help of a copy of the passport, the identity of a person is assigned to a senior position in the company. Then the person can be held accountable and will be responsible for all the actions that were committed by fraudsters within the framework of this company. After committing misconduct by scammers, an ordinary citizen can sue their actions. The process of defending your rights can take a long time. To do this, you will have to spend a lot of time and effort in order to ultimately prove your innocence. The lawsuit can drag on for several years, during which a person may lose stability, financial income, real estate and receive unbearable loan payments.
Where can I contact if my personal data has been scammed?
- Criminal law My personal data got to the scammers. Due to the fact that I am a job seeker, on the Internet I came across a vacancy for a Financial Courier of the Obi Kon LLC Company, legal address 454084, Chelyabinsk, Komsomolsky lane, 2, actual address 45408.
Chelyabinsk, Pobedy Ave., 160, office 413 TIN: 7448074625 KPP: 772601001, corr. yes, but the desire to find a job exceeded doubts. By e-mail addressed to Ilya Sergeevich, what should I do, I won’t live until morning, where to run? what should I do? thanks in advance!, internet scam Collapse Lawyers Answers (10)
- All legal services in Moscow Protection of witnesses Moscow from 20,000 rubles.
Protection of a convict Moscow from 20,000 rubles.
Fraud with passport data
Attention
Do not trust data to other people. A similar rule applies not only to a passport, but also applies to other papers, such as SNILS. You need to follow not only the original document, but also its copies. Photographs of papers must not be allowed. The information contained in them is sufficient to commit an illegal act.
Important
Important! The main question that worries citizens who have allowed data to reach third parties is whether scammers can take out a loan according to their passport without the passport itself? Experts say that such fraud is possible. Today, there are many companies operating online and providing loans according to the information contained in the main document of a citizen of the Russian Federation. To apply for a loan in such a company, a copy of the document or the information contained in it is sufficient.
What to do if scammers found out passport data?
Important! As soon as a person begins to suspect that his personal data has been stolen, he should immediately contact law enforcement agencies. This will prevent possible negative consequences. If a person has revealed the fact of theft of personal data, he can apply directly to the court.
Info
However, the proceedings will take a long time and require a lot of effort. It is not always easy to prove the guilt of a fraudster. In order to avoid unpleasant consequences, it is worth exercising careful control over personal information in advance. By being vigilant, a person will protect himself as much as possible from the theft of passport data.
A passport is the main document of a citizen of the Russian Federation. When using an original or a copy of a document, care must be taken. Don't give out your personal information unless it's necessary. It should be remembered that information can be used.
Modern realities provide unscrupulous citizens to resort to a whole list of ways to use someone else's information. To protect yourself, it is important to know in advance how scammers can use your passport data. The list of frauds is not limited to the classic loan.
We will talk further about the methods that fraudsters can use to steal data, about the illegal use of information and methods to prevent information theft.
Where to go if scammers took possession of passport data
In any case, fraud with a citizen's personal data is aimed at the person's lack of vigilance, careless handling of a passport, trust and inattention. Can I get a loan using a photocopy of my passport? Getting a loan using someone else's passport or a photocopy is one of the most common types of fraud that can be done if you have a photocopy on hand. However, to carry out such a crime, it is necessary to have connections in the bank itself.
Most often, it is enough just to collude with a bank employee who will close his eyes to the fact that a person, when receiving a loan, does not provide his own document. It will then be difficult for the owner to prove his innocence, and he will have to prove it during the trial with the bank.
There are a number of other illegal actions for which the passport data of a citizen are used. Having received information from a photocopy or original passport, the fraudster will be able to carry out the following manipulations:
- perform fraud online,
- get access to a credit or phone card,
- make duplicates of documentation to carry out various transactions,
- register a company
- get housing rights
- receive loans from MFIs,
- borrow money from individuals
- carry out other illegal activities.
Most actions are difficult to perform. However, they are all possible. For this reason, a citizen transferring information about a passport to third parties must understand all the possible consequences of such an action.
For example, a fraudster enters into an agreement on behalf of another person and indicates his passport data in it. The counterparty, without checking the passport, signs all the papers. Further, having received money under this agreement, the fraudster soon disappears safely.
As a result, the injured party begins to present its claims to the unsuspecting passport holder. Using someone else's passport data, attackers can take ownership of any property, for example, a car. And if this car causes harm, the requirements will also be addressed to the owner of the passport.
If a person has lost his passport or it was stolen from him, you should, without delay, write a statement to the police. In parallel, you must immediately start issuing a new passport. If possible, a person should not give the passport or its copies to unauthorized persons, even for a few hours.
With the help of a person's passport data, you can: get a loan from a bank; collect debts; take away an apartment; perform fraud on the Internet; register a company; obtain a duplicate of documents for making various transactions; manage credit or phone cards; carry out other illegal activities. scammers take credit for other people's passports. Fraud with passport data is most often carried out in order to obtain a loan from a bank. This is possible thanks to the joint efforts of the fraudsters themselves and the bank employee.
Many cases are already known when people became hostages of such a situation and are now paying back loans that they never took out. Often people have to find out that their data was taken to register an enterprise and through them various frauds are carried out.
How to protect yourself from illegal actions? Increasing passport data fraud leads to a need for information protection. Today, there are several ways to protect information from theft. The simplest and most effective of them is the manifestation of vigilance. If a person is forced to transfer the TIN or passport to an employee of a state body, it is allowed to observe all the actions of specialists. This right exists in the following situations:
- bank loan processing,
- exchange operations,
- scanning or copying,
- affixing stamps in the passport,
- other manipulations performed with the data of the main document of a citizen of the Russian Federation.
The rights of every person are protected by law. If a citizen's passport data has been stolen, fraudsters can be prosecuted.
If a person has become a victim of scammers, he usually finds out that he has taken on a loan or a registered company. Note! Usually a company is created to perform fraudulent manipulations. With the help of passport data, a person is appointed to a leadership position.
In this situation, the person on whose behalf the manipulations were performed can be held liable for all actions performed by the company. Loans will also have to be repaid. In this situation, a person can apply to the court. However, proceedings often take several years. The decision of the court depends on the individual nuances of what happened. Recommended video: Fraudsters took out a loan for a lost passport. What to do? Video Ways to steal a copy of a passport Various government agencies often require a copy of the passport to perform the necessary action. This frees the hands of scammers.
To obtain a loan in any bank in Russia, the borrower will need to provide a certain package of documents (it is approved individually in each bank). From this list, the main identity of the client is the passport, so it is always necessary to have it. Moreover, this document must be in the original, a photocopy of the passport will not work.
Can I get a loan with a photocopy of my passport?
A photocopy of a passport (like any other document) does not have legal force in itself. In a financial institution, you must present the original passport in order to receive a loan. Even if you bring a notarized copy, you will still be asked to show the original document.
Of course, if we consider a separate situation when a bank employee colludes with a fraudster or independently commits illegal actions, it is theoretically possible to issue a loan using a photocopy of a passport. But it will be, firstly, illegal (which can be confirmed in court if there is evidence). Secondly, such actions entail criminal liability for all persons involved in fraud.
However, do not "give out" copies of your passport. Then the attackers will not have any opportunity to commit illegal actions against you.
It is impossible to obtain a loan using a photocopy of a passport or the original of someone else's passport in legal ways. But scammers find loopholes everywhere and come up with different options for how to get around the law.
- The most common scheme for obtaining a loan on someone else's passport is to impersonate another person. This can be done if the owner of the document lost it and did not have time to report it to the police. People do not always look the same as in the passport photo, so a slight similarity is enough: hairstyle, hair color, face shape. The only thing is that you will have to answer questions from a bank employee about work, family composition, address of residence. But experienced scammers know how to find a way out of any situation. Such a scheme is suitable if the loan is issued under a simplified program, that is, there is no need to provide documents other than a passport. If you need a copy of a work permit for a loan or a driver's license, a certificate of income, it becomes quite difficult to get a loan using someone else's data.
- The second scheme that can theoretically be implemented is a conspiracy of a fraudster and bank employees. In this case, the nominee pretends to be the owner of the passport so that everything looks as expected on the cameras (the client came, signed the documents, received the money). The original passport may not be required - only a photocopy is enough, which is enclosed in a credit file. All involved persons (manager, cashier, etc.) receive a certain remuneration from the issued amount. It should be noted that such frauds are quite rare, because only a few dare to risk their position, freedom, reputation. And to prove in court fraud in the transaction is quite accessible.
- The third option for obtaining a loan using other people's documents (according to a photocopy of a passport) can be called illegal receipt of a loan by a bank employee without involving third parties from outside. The client as such does not visit the bank at all, all actions are performed by the manager according to someone else's documents. This scheme is quite difficult to implement and can be easily detected by the security service. The fact is that banks often take photographs of the client at the time of the application. Then the photo is compared with the photo in the passport. Yes, and cameras can confirm that there was no client at all, and the boss may want to talk to a new borrower who is not in the department.
If the loan was issued in violation of applicable law, namely, a loan was issued based on a photocopy of a third party's passport, all involved participants in this process are criminally liable. Such actions are treated as fraud. The “borrower”, that is, the owner of the passport for whom the loan was issued, has every right to go to court and demand that the contract be declared invalid. In parallel with the actions of the court, the bank's security service will conduct its own investigation, because the reputation of the institution is affected.
If we consider the situation when the loan was issued to a front person, and the bank employee was aware of this, then such employees can be held liable:
- loan officer (he communicates directly with the client, he bears the main responsibility);
- cashier (money at the cash desk must be issued personally to the borrower according to the original passport);
- the head of the department or the director - the signatory at the conclusion of the contract (he is jointly and severally liable, because he confirms the legality of the operation with his personal signature);
- security officers (before issuing a loan, the security service must check the borrower for fraud, call relatives, employer, other contact persons, if necessary, make sure that the passport belongs to the person who presented it).
All persons, one way or another involved in the process of issuing a loan, are responsible for the legality of the transaction. Moreover, if an ordinary employee and a cashier can be seduced by illegal earnings for a clear violation, then persons occupying more significant positions are unlikely. Usually their level of salaries and bonuses is many times higher than a scammer can offer for dubious services.