Indexation of pensions for working pensioners after dismissal from work
This article should begin with the fact that reaching retirement age cannot be a reason for dismissal. The employee retains the right to continue working without changing the schedule and salary. The topic of indexation of pensions for working pensioners after dismissal affects a whole layer of the country's population.
If the pensioner wants to quit, then he is obliged to notify the employer of this 14 days in advance. However, in recent years, pensioners are in no hurry to quit their labor activity with the onset of retirement age. Since the payments are not too large, they are only enough to pay utility bills and meager food. But for medicines and clothes you have to earn separately.
The size of the average pension in our country is no secret to anyone. This determines the employment of pensioners. Although for some older people, work is necessary not so much because of the salary, but to maintain a general psycho-emotional tone. But this is rather an exception to the rule. In the last few years, the size of pensions has been subject to changes 3 times in one year. In February, the insurance pension rises, in April the payments of state pensions (social) are indexed, and in early August there is a recalculation for pensioners who work.
This article will focus on the indexation of pensions for working pensioners after dismissal. This topic worries many Russian citizens, since it directly concerns their income.
Who is indexing for?
It should be recalled that in our country, women at the age of fifty-five and men at sixty are considered pensioners. In the event that a citizen has reached this age, but does not work for someone, but is registered as an individual entrepreneur, works as a notary or practices law, and is also officially engaged in tutoring, he is considered employed.
All pensioners who have not parted with their work activities are accounted for in the Pension Fund in a separate way. This category of citizens most painfully feels the various decisions of the government regarding pension payments. The population would like to get real examples of indexation of pensions for working pensioners after dismissal, since the authorities systematically say that working pensioners should not receive a pension while they are working and receiving wages. Of course, this is not entirely fair.
More about indexing
So, what is the procedure for indexing pensions for working pensioners after dismissal?
It is carried out if it is necessary to increase the amount of payments in order to compensate for inflation and rising cost of living. Recalculation is made every year. However, this year there was no planned indexation, since the state budget deficit was discovered. Thus, the pension increase occurred at the beginning of the year by only 4%. It is so small that it is almost imperceptible.
In addition, at the beginning of the year, all pensioners received an increase of 5,000 rubles as a one-time assistance. The government is trying to do everything possible to ensure that its promises to senior citizens are fulfilled. The bill establishing the procedure for indexation for working citizens was signed in 2017, and begins to operate from January 1, 2018. In addition, the government made a statement that indexation of pension payments to non-working pensioners will be carried out in the amount of 3.7%.
The mechanism of indexation of pensions for working pensioners after dismissal worries many Russians. Based on the material, it will be possible to understand it with some degree of probability.
At the previous level
The average pension in the country is about 20 thousand rubles. There are regions where it is 12 thousand, which is very small.
In 2017, indexed payments were to be added to this pension, but since indexation was, one might say, symbolic, pensions remained at the same level.
Didn't run at all
As for working pensioners, indexation was not carried out for them at all. One can understand their negative attitude to such a decision of the government; compared to other pensioners, their pension remains unchanged until they leave their jobs. Separately, it is worth mentioning that the issue of stopping the payment of pensions to working pensioners whose income exceeds 1 million rubles was also considered. in year. But things have not gone to such extreme measures, and working pensioners still continue to receive pensions, however, without indexation allowances.
The amount of indexation for retired pensioners in 2017
Older citizens who continue to work and are interested in whether they are entitled to recalculation should be aware that upon dismissal, pension payments must be increased without fail. In the event that a pensioner receives them in accordance with state security, then indexation of pensions for working pensioners after dismissal is carried out. As soon as such a pensioner completes his labor activity, a pension is accrued to him in accordance with the rules of state support.
In order to receive an increase, a retired pensioner should not go anywhere and take any certificates. This is due to the fact that the Pension Fund has introduced a new reporting form, which is much simpler than the previous version. According to the new requirements, enterprises are required to notify employees of the Pension Fund about the dismissal of employees. This means that the employees of the fund will automatically make the recalculation.
How to get a
As we said above, upon dismissal in 2017, pensioners should not apply to the Pension Fund with an application for a recalculation after the dismissal has occurred, since the employer has already transmitted information. The exception is citizens who quit before April 1, 2016. They continue to be considered employed, since no one submitted information about them, they need to go to the FIU. When applying in person, indexation payments must be accrued within 4 months.
Sometimes fund employees may require additional documents to confirm any information. But, as a rule, this is not required. You can apply for an application in several ways:
- in person;
- transfer with a legal representative;
- you can write an application to the MFC;
- send the application by registered mail.
Process Nuances
What does the law say about indexation of pensions for working pensioners after dismissal?
If a pensioner who has received indexation decides to get a job again, then payments do not have the right to reduce, since the law does not say anything about this. That is, there are no direct indications that the surcharge should be reduced in the law.
There is another interesting point when calculating the indexation of pensions for working pensioners after dismissal. The pensioner must recalculate the amount of the pension for the entire period during which he worked, being retired. The terms for indexing a pension to a working pensioner after dismissal depend on a number of factors. In order to preserve the rights of employed pensioners, the government has established in the new law, which comes into force from the beginning of 2018, the period for receiving the established additional indexation is 1 month, that is, the entire additional payment will be accrued in the first month after the official dismissal. Currently, in practice, the process can take a little longer. The reason for this is that the employer must submit reports on dismissed citizens by the 15th day of the month following the reporting month. Employees of the Pension Fund need time to review reports and assign increases. The payment of indexed pension provision begins only from the next month in accordance with the approved procedure.
Such a long accrual period causes complaints from citizens, so the procedure has been changed, and accrual will take place within a month. These changes will take effect from the beginning of the new year.
Thus, there are two ways to increase pension payments: get an increase after the dismissal, and then get a job again or work for a certain period, and then after the dismissal, get an increase for the entire period. Each pensioner can get acquainted with the size of the due increases on the website of the Pension Fund.
Calculation example
The citizen worked for three years, while being retired. After dismissal and applying to the Pension Fund for the return of indexed funds, he will receive an increase in the form of 16% to pension payments for the entire time of his employment, when the increase was not paid. This rule has been in force since 2015 and remains relevant to this day.
This is an approximate calculation of pension indexation after the dismissal of a working pensioner.
Finally
Thus, it turns out that in 2017 index payments to working pensioners will not be transferred, this situation will be extended until 2019. However, after their dismissal, they will receive an increase calculated for the entire period of employment, which took place after leaving for a well-deserved rest. The article discussed in detail everything about the indexation of pensions for working pensioners after dismissal from work.