Binbank online personal account registration. Binbank personal account online
Payments on insurance premiums in 2018-2019 must be completed very carefully. Indeed, in the event of an error, the payment will fall into unclear, and sanctions will be applied to the taxpayer. In our article you will find information about changes in payment details on contributions, instructions on how to fill in payment payments for contributions and their samples.
If you do not have the opportunity to carefully study this material, we invite you to view our video on completing insurance premium paychecks according to updated rules.
What has changed in the details of the payment order for insurance premiums since 2017
Since 2017, in connection with the addition of Section XI to the Tax Code of the Russian Federation, the function of controlling the receipt of contributions has been transferred from the FIU to the Federal Tax Service. That is, the delivery of calculations and payment of contributions should be made to the tax inspectorate:
- at the location of organizations and their areas;
Want to find out an interesting story about two entrepreneurial friends looking for OKTMO? Then welcome to read our adventure article “OKTMO in a payment order (nuances)” .
BCC in insurance premium payments until 2017 and after
When choosing a BCC for contributions, care should be taken. So, from 2017, contributions must be received by the Federal Tax Service, which means that instead of the first 3 digits “392”, “393” and “394”, we put the numbers “182” in the BSC, which means that control over the income from contributions is assigned to the tax service.
The remaining figures remain unchanged only if contributions are paid in 2017 for periods prior to the beginning of 2017 (through December 2016 inclusive). If payments are made for periods beginning later than 2016, then in terms of contributions for pension and social insurance, we indicate “1” in place of the 16th digit. And in terms of medical insurance contributions, we put “3” in place of the 17th digit. These changes relate to both insurance premiums calculated on benefits paid to employees and insurance premiums paid in a fixed amount on income of an individual entrepreneur.
And another important innovation relating to payments of entrepreneurs on insurance premiums for themselves (the so-called fixed insurance premiums):
for periods up to 2017, insurance premiums calculated from income of an entrepreneur that does not exceed the statutory limit for this income, and insurance premiums calculated from income that has exceeded the established limit, must be paid to different BCCs: 182 1 02 02140 06 1100 160 and 182 1 02 02140 06 1200 160, respectively.
But for periods after 2016, fixed insurance contributions for pension insurance must be paid by entrepreneurs to the same BSC, regardless of how much income they were calculated (more than 300,000 rubles or less): 182 1 02 02140 06 1110 160 .
In order to better imagine what has just been said, we propose to study the table of correlated BSCs:
Payment Period |
|||||
2017-2018 |
|||||
1 02 02010 06 1000 160 |
Insurance contributions for compulsory pension insurance (OPS) (insurance part) |
1 02 02010 06 1000 160 |
Insurance premiums on the ops for periods until 01/01/2017 |
||
1 02 02010 06 1010 160 |
OPS (insurance part) for the periods from January 2017 |
||||
1 02 02020 06 1000 160 |
1 02 02020 06 1000 160 |
Insurance premiums on OPS (funded part) |
|||
1 02 02090 07 1000 160 |
Insurance contributions for compulsory social insurance (OSS) in case of temporary disability and in connection with motherhood |
1 02 02090 07 1000 160 |
Insurance premiums for OSS in case of disability and in connection with maternity for periods up to 01.01.2017 |
||
1 02 02090 07 1010 160 |
Insurance premiums for OSS in case of disability and in connection with maternity for the periods from January 2017 |
||||
1 02 02101 08 1011 160 |
Insurance premiums for compulsory health insurance (compulsory medical insurance) |
1 02 02101 08 1011 160 |
Insurance premiums for compulsory medical insurance for periods until 01/01/2017 |
||
1 02 02103 08 1012 160 |
Insurance premiums for compulsory medical insurance for periods until 01/01/2012 |
1 02 02101 08 1013 160 |
Insurance premiums for compulsory medical insurance for periods from January 2017 |
||
1 02 02103 08 1011 160 |
Fixed contributions for mandatory medical insurance transferred to the MHIF |
1 02 02103 08 1011 160 |
|||
1 02 02103 08 1013 160 |
|||||
1 02 02140 06 1100 160 |
Fixed contributions to the insurance company (insurance) from an entrepreneur’s income of less than 300,000 rubles |
1 02 02140 06 1100 160 |
The fixed contributions of the insurance pension pension insurance company from the income of the entrepreneur are below the mark of 300,000 rubles for periods until January 1, 2017 |
||
1 02 02140 06 1200 160 |
Fixed contributions to the pension insurance social insurance scheme (from income of an entrepreneur received in excess of 300,000 rubles) transferred to the Pension Fund |
1 02 02140 06 1200 160 |
Fixed contributions to the OPS (insurance part) from the income of an entrepreneur who has exceeded the limit of 300,000 rubles for periods until January 1, 2017 |
||
1 02 02140 06 1110 160 |
|||||
1 02 02150 06 1000 160 |
Fixed contributions from the TSA (funded part) transferred to the FIU |
1 02 02150 06 1000 160 |
Fixed contributions to the OPS (funded part) |
Have new insurance premiums introduced since 2019
From 01.01.2019, the values \u200b\u200bof the BCF are regulated by the order of the Ministry of Finance dated 06.06.2018 No. 132н. But despite the fact that the codes are approved by a new document, the main insurance premiums by insurance companies have not changed. The main changes affected the CSC of fines and penalties in connection with a change in the gradation of contributions, depending on the results of the labor assessment.
Thus, in 2019, the following insurance premiums are valid:
Type of insurance |
Kbk |
182 1 02 02010 06 1010 160 |
|
182 1 02 02090 07 1010 160 |
|
182 1 02 02101 08 1013 160 |
|
for injuries |
393 1 02 02050 07 1000 160 |
on fixed income tax in a fixed amount for individual entrepreneurs (including 1% contributions) |
182 1 02 02140 06 1110 160 |
on compulsory medical insurance in a fixed size for individual entrepreneurs |
182 1 02 02103 08 1013 160 |
Additional contributions to the OPS (for workers working in harmful conditions), if |
|
182 1 02 02131 06 1010 160 |
|
The rate depends on the special price. |
182 1 02 02131 06 1020 160 |
Additional contributions to the OPS (for workers working in difficult conditions), if |
|
Tariff does not depend on special pricing |
182 1 02 02132 06 1010 160 |
The rate depends on the special price. |
182 1 02 02132 06 1020 160 |
Instructions on the preparation of payment documents for the transfer of insurance premiums
So, we familiarized ourselves with the rules for making payment details in documents for payment of contributions. We turn to the explanations on how to fill out a payment order for insurance premiums quickly and without errors.
What errors are most often found by tax authorities in installment payments, see .
To make our further explanations more clear, we suggest you study the prepared example of filling out a payment for insurance premiums with pre-numbered parts.
Let's start with the heading of our payment system.
Cells numbered with the numbers “1” and “2” are intended for bank notes, payers do not need to fill them in.
In cell "3" we put the number of the payment, assigned by the payer of contributions.
In cell "4" enter the date of formation of the payment. The date should be presented strictly according to the template: DD.MM.YY, where DD is the day, MM is the month, YY is the year.
In cell "5" we put down the payment method:
- “Electronic” - when the payment will be made electronically, for example, through a client-bank;
- “Urgent” - when the payment needs to be made urgently;
- “By mail” - when making a payment by postal method.
In other cases, this cell is left empty (for example, in the case when the payment is paid upon a personal visit to the bank).
In cell "6" indicate the status of "01".
In cells "7" and "8" we prescribe the amount of payment in words and numbers, respectively.
In the part numbered “9”, we introduce the following information about the payer of contributions:
- TIN (10 digits for organizations and 12 for individual entrepreneurs);
- KPP (if the payer is an IP, then leave the cell with the KPP empty);
- name of organization (IP);
- account number from which it is planned to pay insurance premiums;
- name of the bank in which the payer account is registered, the BIC of the bank and its correspondent account.
We pass to the part indicated by the number "10". Here we enter information about the recipient: the tax authority to which the contribution should be transferred. In particular:
- the name of the bank in which the FTS account is registered;
- BIC Bank;
- do not fill in the cell for the correspondent account;
- name of the tax authority and its bank account number.
In part "11" of our payment we fill in the following cells:
- "Type of operation." We enter “01”, which means the type of document we are creating: “Payment order”.
- "Priority of payment." We put “5” (Clause 2, Article 855 of the Civil Code of the Russian Federation).
- "Code" (or unique payment identifier). We put down "0".
In the remaining fields, do not specify anything.
We fill the part with the number "12":
- OKTMO.
- The basis of payment. Here we put the desired combination of letters:
- TP - current payments;
- ZD - payments for past billing periods (used for surcharges based on revised estimates);
- AP - payment under a tax audit act;
- TR - payment at the request of the Federal Tax Service.
- Payment period. We indicate the period for which the contribution is paid in one of the formats:
- MS.01.2019 - used for monthly installment payments;
- KV.01.2019 - it is used in case of additional payments according to specified calculations;
- GD.00.2018 - is applied when payments are made for specified calculations and for decisions of tax audits.
- Document Number. Specify "0". If the payment is made according to an updated calculation or by decision of the Federal Tax Service, then we set the number of the updated calculation (or decision number).
- Date of document. Also indicate "0". But if the payment is executed based on the results of the delivery of an updated calculation or additional charges for inspections, then we indicate the date of delivery of the updated calculation (or the date of the decision to verify).
The last cell is not filled.
In box “13” we enter the purpose of the payment, that is, indicate the contribution for which type of insurance and for what period we are going to pay.
In the final cell "14" electronic or handwritten signatures of persons who are entitled to sign payment orders are put. If the payment is transferred to the bank on paper, then in place of the letters “M. P." you need to put the seal of the organization (IP). If the payment is sent electronically, then printing is not necessary. Also, it is not put if the organization (SP) refused it on a voluntary basis, guided by the provisions of the law "On the abolition of the obligation to print ..." dated 04.06.2015 No. 82-FZ (for LLC and JSC), paragraph 3 of Art. 23 of the Civil Code of the Russian Federation and FAS Decree of 12.09.2008 No. F03-A51 / 08-2 / 3390 (for individual entrepreneurs).
It should be borne in mind that when paying contributions to the IFTS in 2018-2019 for the same type of insurance, but for different periods the information in the details will vary. Which ones - see the two examples of payment methods below.
A good example of filling out a payment order for the payment of insurance premiums at the Federal Tax Service Inspectorate for the periods from 2017 (sample payment)
Smileyk LLC is located in the Khoroshevsky Municipality of Moscow and is serviced by the IFTS No. 14 in Moscow. Based on the results of its activities in January 2019, the company accrued contributions for the payment of social security contributions in the total amount of 76 530 rubles.
An example of a payment for the payment of insurance premiums for 2018 filled out according to the above data is presented below.
How to fill out a payment document for paying insurance premiums to the tax inspectorate for periods up to 2017 (sample payment)
Let's continue our example. In March 2019, Smileyk LLC revealed an error in the calculation of contributions for 2016. As a result of the formation of the adjusted calculation, it turned out that the company underpaid pension insurance contributions to the PFR in the amount of 5 670 rubles.
Below is a sample payment for the payment of insurance premiums at the IFTS for 2016, drawn up according to the above example.
"Fill in the payment order." About how to use this service to fill out a payment order for contributions, you will be shown the picture-instructions presented below.
Summary
Since 2017, in the payrolls for the payment of insurance premiums, 3 details are filled in, taking into account the changes: CSC, beneficiary information and payer status number. The remaining details of the payment document on contributions remained the same.
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