Maternity capital remained. The balance of maternity capital through public services
Everyone knows what can be divided into parts when channeling funds to necessary needs.
For this reason, the question often arises of how to find out how much money is left on the balance sheet.
Moreover, sometimes you need to use a certificate that confirms the availability of money on the balance sheet. maternal capital.
Let us consider in more detail the question of how it can be obtained.
Ways to find out the balance of the capital
Its owners are entitled by such methods:
- by personal appeal to the Pension Fund;
- (using the Gosuslug portal, or using online calculators);
- independently (by personal calculation).
It is enough to choose the most suitable option for yourself.
Help Assignment
A statement of the residual balance on the maternity capital is an official document that the certificate holder needs in order to present it at any institution.
In particular, reference must be presented:
By and large, any owner of maternity capital has the right to independently calculate the balance on the balance sheet. But it is necessary to remember one nuance: it is very difficult to determine the size and amount that has already been paid. For this reason, drawing up a certificate of the balance of funds for yourself will be logical.
It is necessary to remember that the certificate issued by the employees of the Pension Background valid for 30 calendar days.
Design Methods
Personal appeal to the FIU
This option for processing the necessary information is considered the most popular only because the entire procedure is carried out in real time.
For help in this way is necessary:
- Collect the required list of documents.
- Contact the appropriate authority.
- Submit documents.
- Get help.
For help on the balance of the capital, you must contact to the territorial department of the Pension Fund of the Russian Federation at the place of residence.
Need to prepare list of such documentation:
- original passport of the owner of the maternity capital;
- birth certificate of a child;
- certificate confirming the existence of maternity capital;
- statement, which is prepared in conjunction with the PF staff.
Based on the submitted documents, the applicant is provided with a certificate. It is worth noting that her issuance is free.
By mail
Another equally popular way to get the necessary information is to use the services of the Russian Post.
To use this option, you will need to go to the official Pension Fund portal on the Internet. Moreover, for citizens who do not have this option will not be possible, because due to the legislative acts of the Russian Federation “On the protection of personal information” without personal account it will not be possible to obtain the necessary access on the website of the State Services.
Himself help algorithm is as follows:
Speaking about when this document will be available, the maximum period is unknown. After the application for the certificate is generated, PF employees must send a registered letter with a certificate to the specified address within the first 3 days. However, as you know, a letter can go by mail for a week or more, so the maximum period for receiving it depends on the speed of the postmen.
I would like to note that according to the employees of the Pension Fund themselves, such a possibility of ordering a certificate (through the official portal) is made in test mode, and today there may still be system failures.
Online
You can also order a certificate using the official portal of State Services.
Herself procedure is as follows:
It should be noted that the certificate can be issued in electronic form (in .pdf format) or by mail.
Regardless of the method of obtaining help, any procedure is absolutely free and all attempting to claim any financial amount from the applicant is a criminal offense.
For the receipt of part of the funds of the capital, see the following video:
The maternity capital program has become one of the most effective measures to state support families with children. The amount of 250 thousand rubles established in 2007 under the certificate for capital assets, thanks to the annual indexation stipulated by law, increased by more than 80%, and in 2019 is 453,026 rubles.
The last time the size of mat capital was indexed from January 1, 2015 by 5.5% (then the amount of the certificate increased from 429 to 453 thousand rubles). In 2016, for the first time ever, the Government made a decision do not index maternal capital due to the difficult "financial and economic situation in the country." Unfortunately, a similar decision has already been approved by the country's leadership until 2020, which is recorded including in.
Is the balance of maternity capital indexed after receiving lump sum payments?
A large number of Russians (more than 50%) still have not fully realized their right to mother capital. Many of them are simply not in a hurry to submit an application for an order, while others experience objective difficulties in using the certificate due to the difficult established by law.
However, against this background, they are very popular among the population. lump sum payments from maternity capital funds, the right to which was repeatedly granted to certificate holders in the framework of government anti-crisis programs, in particular:
- twice in 2009 and 2010 - in;
- in 2015 - in the form of;
- in 2016 - a one-time payment.
Due to the large number of citizens who applied to the FIU for receiving lump sum payments in 2009, 2010 and 2015-2016, more and more often questions arise:
- how much is the maternity capital now, if in the indicated years we took 12, 20 and (or) 25 thousand rubles each?
- will it be indexed if a one-time payment is withdrawn?
The balance of funds under the certificate, as well as the size of its face value established for each year, after receiving lump sum payments and other types of partial spending continues to be indexed annually established by law about federal budget increasing coefficient (see), until it is fully consumed.
Indexation of the remainder of the funds of the capital after its partial spending is carried out in accordance with paragraph 2 of Art. 6 of the law on maternity capital dated December 29, 2006 No. 256-ФЗ - it is indexed, in which the size of new issued certificates is established for each year.
Year | Indexing | Amount at the beginning of the year | Lump sum payment | The remainder |
2007 | - | 250000 | - | 250000 |
2008 | 1,105 | 276250 | - | 276250 |
2009 | 1,13 | 312163 | – 12000 | 300163 |
2010 | 1,1 | 330179 | – 12000 | 318179 |
2011 | 1,065 | 338860 | - | 338860 |
2012 | 1,06 | 359192 | - | 359192 |
2013 | 1,055 | 378948 | - | 378948 |
2014 | 1,05 | 397895 | - | 397895 |
2015 | 1,055 | 419779 | – 20000 | 399779 |
2016 | 1,0 | 399779 | – 25000 | 374779 |
2017-2019 | 1,0 | 374779 | - | 374779 |
Thus, taking into account the above costs, the balance of the certificate on maternity capital in 2019 will be:
- if removed only - 419 779 rubles;
- if removed twice for 12 thousand, and also
Updated 12.26.2016
For more than a decade, the country has been running a program called Maternity Capital. Many citizens have already been able to directly confront her, and appreciate all its advantages and disadvantages. Initially, maternity capital was aimed at improving the material condition of a family that wants to have more than one child.
Maternity capital is designed to increase the demographic situation of the country. At the same time, the money that the state allocates for each family is impossible to receive. A family that is entitled to state assistance submits a list of documents to Pension Fundand then receives a certificate.
It becomes a confirmation that the family received money in an individual bank account, the expense of which is controlled and regulated. Maternal capital can be used in parts, it is not necessary to spend the entire amount at a time. But most importantly, it can be difficult to find out how much is left on the remaining capital.
For this, they sometimes turn to lawyers for help, since the Pension Fund itself cannot say exactly how much is in the account.
Many people may think of such a simple solution, as an independent calculation of the balance in the bank account. Of course, if the family knows how much was accrued, and how much they have already spent, calculating the balance will not bring difficulties.
But it is worth noting that in the country every year there is an indexation of material payments, including maternal capital. Therefore, if one part was spent in 2015, and the next remained on the account until 2016, the amount of the balance may increase, which makes it difficult to calculate the money.
To accurately calculate the residual amount, it is necessary to seek help from employees. If the family doubts the amount of the remaining maternity capital, it can apply for calculating the amount at their disposal. To obtain a certificate, the family must provide a copy of the individual passport of the person for whom the certificate was issued, and a copy of the certificate itself.
Within a week, a response will be received at the place of residence, where the remainder of the parent capital will be indicated. If there is not enough money left in the account, they may refuse to provide data on the balance. The most convenient option to find out how much money is left on maternity capital is an Internet resource.
By going to the website of the Pension Fund, you can see how much has remained on the account of the maternal capital of the family. In this case, no certificate is issued, the family can simply find out how much money they can spend on their needs.
You can use the remaining amount for any important purchase or business. For example, improving living conditions or education.
Conditions for obtaining a certificate on the balance of funds on maternity capital
As said, can be obtained from the Pension Fund. Usually, such a procedure is needed for families who do not know how much they spent out of the available money, and what indexation occurred over the year.
To order a certificate of the balance of money in the capital can be the person for whom the certificate is issued. Having a copy of an identity document and a certificate, after 3-4 days you can get a certificate of the presence of the residual amount on the capital.
Many experts advise families to keep all reported data on maternity capital spending:
- Firstly, it will be possible to calculate how much money has been spent and how much is left.
- Secondly, if there are any shortcomings in the balance of the amount, you can show evidence of the money spent.
Why do I need a certificate of the balance of maternity capital
You need to understand that a certificate of the presence of a balance of money on is necessary for presentation in some cases. For instance:
- When applying for a loan or mortgage, if the balance allows you to make a down payment for them
- Payment of its part for construction new apartment (new buildings)
- When building your own home
- If there is enough money on the balance to pay for joining the cooperative
- If possible, payment in educational institutions
- If the owner of the maternity capital decides to transfer the remaining amount to a pension for the mother
It is in all of these cases that a person must provide a certificate stating the balance of money on maternity capital.
In principle, if a person calculates all his expenses from, he can know exactly what balance of money is in the account. But in any case, it will be difficult to calculate the size of indexation, and how much should be paid in full, so the order of this certificate will not be superfluous.
It is also worth remembering that maternity capital does not imply the issuance of money in cash, therefore, a certificate and a statement of the remaining money will be assistants in processing any financial transaction.
Important clarification on the capital from PF employees in the video:
Write your question in the form below
Read also:
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Is it possible to spend maternity capital on ...
Keep in mind that such information is protected. Federal law “On the protection of personal information.” For this reason, you must be the owner of a personal account on the portal.
Receive algorithm necessary information is as follows:
- You must go to the official website of the PF.
- Next, go through the authorization process in your account.
- After that, go to the subsection “Maternity capital”.
- Get the necessary information online or order the appropriate account statement.
It is worth noting that this service is still working in test mode and there may be failures in its operation. But, despite this, we can already say that with the help of this service, the process of personal appeal to the Pension Fund on this issue is not required (unless of course the certificate is needed).
On the portal of Public Services
In order to find out the account balance using the official portal of State Services, you need to go to the site by reference. After that, you will need to go to the appropriate section and submit an official request.
Himself action algorithm is as follows:
At the last stage, select information receipt form:
- electronic;
- by mail (by Russian post);
- or by mobile phone.
Please note that the waiting period for a response is no more than 15 calendar days from the date of the request.
Learn information using an online calculator
To obtain information by this option, you must use the built-in calculators on special services. As a rule, they can be of several types: public and private.
When using the calculator, you will need to indicate the amount that was previously spent from the parent capital and other additional information.
In most cases, such a calculator includes no more fields to fill out. A distinctive feature of this option is the fact that you can get information in just a few minutes.
I would like to note that when using any option, the applicant should be exclusively the owner of the parent capital. In the event that an attempt is made to deceive, according to current legislation criminal and administrative liability may ensue.
The rules for using maternity capital funds are described in this video:
The most optimal way for time costs is to request information through a unified system of electronic public services, available at gosuslugi.ru. This will require registration on the site:
Step 1:
- Entering personal data in the field;
- Attaching scans of passport and.
Step 2: checking attached documents government bodies and approval for a standard package of services (allows you to perform a fairly wide range of manipulations on the resource, but with the need for personal visits to the authorities of interest).
Step 3: confirmation of identity in one of the ways:
- Personal visit to one of government agencies and account activation;
- Get the identification code by mail;
- ID confirmation electronic signature or a specialized electronic card.
Let's move on to the question of how find out the balance of maternity capital through public services:
- Go to the “All Services” tab at the top of the screen;
- In the "Authorities" choose structural subdivision "FIU";
- Choose a service for providing an extract on social assistance;
- The system will automatically lead the user to a page where you need to fill out a questionnaire. It will need to give:
- Personal data;
- Contact information;
- In the pop-up window, select “Find out the balance of the parent capital” and dial the certificate number;
- Choose a method of obtaining data.
Options available:
- By e-mail;
- On the phone via SMS;
- In the form of a letter through the Russian Post.
In the first two cases, the information will be presented in a form that allows you to obtain the required data, but cannot be provided in an official form (for example, to a bank). If you need an official certificate of the balance of maternity capital, it is recommended to order a method of communication through the Post.
Important! If on the account less than 30 rubles, then the official certificate will not be provided.
The deadline for obtaining information is from 15 days to 1 month.
Find out the balance in the Pension Fund
Maternal capital is under the control of the Pension Fund, so you need to get any information about it at the territorial branch of the PFR.
Find out the balance of maternity capital by certificate number possible in any branch of the FIU. If the owner has changed his place of residence, then at the place of new residence he will make a request to the department that issued the document. This may slow down the process of obtaining information, but is not an obstacle to receiving such services. It is possible to pick up the necessary certificate in the department at the new place of residence.
Find out the balance maternity capital online is available at on es.pfrf.ru. To enter it does not require additional registration - the site requires a username and password from the public services system.
Account status information can be viewed online, as well as:
- In the form of an e-mail statement;
- In the form of an official certificate. In section " Electronic services»Select“ Order of references ”. After filling out the questionnaire, the document can be picked up after 3 days in the territorial office of the PFR upon presentation of a passport.
Information can be obtained by contacting the Pension Fund. It can be done:
- By registered mail. In this situation, the answer can also be obtained in the form of correspondence. This must be indicated in the statement;
- Personal visit.
It is necessary to provide:
- Application for information (certificate) on the status of the account certificate of maternity capital;
- Passport and certificate (copies).
The right to receive information has the owners of the certificate or the person to whom this right was transferred on the basis of a power of attorney.
For a personal visit to the FIU help issued on the day of treatment, that is, this is the fastest option for obtaining official confirmation of the amount of the certificate. This applies to situations when information is requested in the same department in which the document was issued.
Example of maternity capital balance
The Ivanov family in 2010 became the owner of a certificate for family capital. Its amount at the time of receipt was 343 378 rubles. In 2012, it was decided to direct the funds to purchase an apartment. At this point, capital was twice indexed at 6.5% and 6% and reached the level of 387,640 rubles. The family spent 350 thousand, and the balance of 37640 rubles remained on the account of the certificate.
We will calculate how much this amount has grown by the time of 2016, when indexing was canceled:
- In 2013, the size of indexation was 5.5%. The total amount is 39,710.20 rubles.
- In 2014, indexation was 5%. The amount in the account is 41 695, 71 rubles.
- In 2015, the capital was indexed at 5.5%. The total amount is 43 988, 90 rubles.
Thus, for 3 years of indexation, the balance of Ivanov’s capital increased by 6 348, 90 rubles.
The most popular questions and answers to them on the balance of maternity capital
Question: I am the owner of the certificate on matkapital, received it in 2008. In 2011, part of the funds was given to repay the mortgage. The amount of the balance for 2011 I know for sure - there is a certificate from the Pension. I want to know what the size is now, but there is no way to go to the department, but I can’t use the site of public services. Found online capital balance calculator for calculations. How accurate is it?
Answer: Indeed, a virtual network represents a significant number of different calculators. Their action is based on the timing of obtaining capital, its spending and information on the size of indexation by year. Similar calculations, in principle, will be true, but cannot be used by you for official confirmation amounts on the certificate.
We recommend that you send a request to the Pension Fund by registered mail, attaching an application and copies of an identity card and certificate to it. Do not forget to include your mailing address in the application for help.