LLC "Raiffeisen Leasing". Offers from Raiffeisen Leasing Main parameters of leasing products
The company offers vehicle leasing for legal entities of various kinds. The company presents all types of transport, the main bias is made on cars and commercial vehicles. There are discounts for regular customers, and some brands have preferential terms.
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About company
Raiffeisen Leasing is the largest company that is part of the Raiffeisen banking group. The company was founded in 2000, the main founder is Raiffeisen-Leasing International GmbH.
The company has offices in St. Petersburg, Krasnodar, Novosibirsk, Yekaterinburg and Samara, with its main office in Moscow.
What vehicles offers
You can lease:
- cars;
- commercial vehicles;
- trucks;
- special equipment;
- rolling stock.
The company cooperates with the largest car dealers in the country, therefore, it offers preferential terms from manufacturers. Savings depend on the model selected, for example:
up to 8% | on BMW |
up to 12% | at chevrolet |
to 10% | on Ford, KIA |
up to 12% | on Opel |
Terms of registration
Registration requirements depend on the type of transport. For cars:
- only new foreign cars can be rented;
- the contract is valid from 2 to 4 years;
- initial payment is 30%;
- rise in price not less than 8% annually.
For trucks:
- the minimum amount is from 10 million rubles, or the equivalent in euros or dollars;
- minimum initial payment is from 15%, from 20% to new customers;
- the client chooses a fixed or floating interest rate;
- rise in price not less than 5% per year.
For special equipment:
- the minimum transaction amount is 10 million rubles;
- advance payment of 10%;
- the contract is valid from 2 to 5 years;
- the client selects the currency of financing;
- rise in price not less than 5% annually;
- the client chooses between seasonal, killing and even payments.
Transaction Stages
The transaction consists of 10 small stages:
- Filling in the website or office. Employees begin the review process.
- The specialist analyzes the financial condition of the potential lessee. A decision is made, if it is positive, the discussion of leasing terms begins.
- Terms are approved by the parties. The terms, leasing subject, delivery method, additional services, contract validity period, advance payment amount, payment schedule, monthly percentage are discussed.
- Confirmation of financing. The company sends data to the bank, which gives a confirmation of the transaction. A line of credit is opened to the lessor, which is the amount of the transaction under the contract.
- The conclusion of the contract. The document is signed by all participants and gives the right to use the machine.
- A delivery contract is drawn up. It is drawn up with the supplier of the machine and agreed with the lessee. Sometimes a new contract is required.
- An initial payment is made that meets the terms of the contract.
- The property arrives at the lessor, then transferred to the lessee.
- Property is insured in accordance with the terms of the contract, insurance is paid by the lessee in one of the partner companies.
- The client transfers payments in accordance with the schedule.
- At the end of the contract, the property is either transferred back to the owner or redeemed by the client.
Required documents
To draw up a leasing agreement, a minimum package of documents is required:
- copy of the charter with all amendments and additions;
- copy of the memorandum of association;
- passport and TIN of all participants in the transaction;
- certificate of tax registration;
- certificate of Incorporation.
- a legal entity must be registered for at least 2 years;
- in the last year the company should make a profit, this is reflected in the documents;
- the company's turnover is at least 3 times greater than the price of the vehicle.
How to calculate the cost
- Name of lessee;
- name of the subject of the contract;
- the total cost;
- advance payment amount;
- duration of the contract.
Questions and answers
Raiffazen leasing customers are asked similar questions, the most popular of which employees answered in writing.
- What does annual appreciation mean, and how is the interest rate calculated?
The interest rate can be fixed or floating, it is calculated on the basis of Libor, Euribor and MostPrime. Customers can use rubles, dollars or euros.
Each application is considered individually, taking into account the financial position of the lessee, the duration of the contract, the amount of funds raised, the technical characteristics of the subject of the contract.
Most companies use the term "appreciation", but it does not quite correctly reflect the interest rate.
A rise in price is the percentage difference between payments under the contract and the cost of the machine, which is taken into account on the basis of the annual rate and duration of the contract.
The interest rate may remain unchanged, but the appreciation will vary. For example, a rise in price with an initial payment of 20% and a contract period of 3 years will be much higher than with an advance payment of 50% and a period of one year.
If the customer takes the car at a discount, the price increase may be zero. You can compare the price increase only on the basis of the payment schedule.
- What do floating rates mean, for example, Libor, Euribor and MostPrime?
When the company enters into an agreement, the client chooses one of two methods of making payments:
- fixed rate, which remains unchanged for the duration of the contract;
- floating rates, which vary depending on the fluctuations of Libor, Euribor and MostPrime.
Euribor is a bank loan rate that uses the euro. It depends on the decision of the European Banking Federation, which operates in Europe and several others.
Recalculation takes place daily at 11 am Moscow time on the basis of data provided by the largest banks in the world.
Libor is the interest rate used in Britain. MosPrime Rate is the Russian interest rate.
It depends on the National Monetary Association and is calculated based on data from the 8 largest banks in the country. New data are published daily at 12.30 Moscow time.
- Who owns the car during the contract?
The lessor is the full owner of the vehicle, he transfers part of the rights to the lessee. When the contract ends, the car can be purchased in the property or returned.
Pros and cons
Leasing has a number of unique advantages:
- debt returns gradually, even small firms can afford expensive property;
- the contract is developed taking into account the preferences and capabilities of the client;
- the lessee can realize his financial plans faster, gradually paying relatively small monthly payments;
- leasing allows you to immediately solve the problem of obtaining and financing a car;
- the lessee uses the machine during the term of the contract, and then he decides what to do with it;
- there are many leasing programs from which you can choose the most suitable;
- the tenant has more production capacity than when buying a property;
- leasing helps to sell production products, so dealers offer favorable conditions and discounts on some models or brands;
- return leasing makes it possible to obtain tax benefits, reduce the monthly load;
- a leasing agreement allows you to start a large project, which you immediately lack resources to pay.
Despite the many advantages, there are several negative points:
- the company does not cooperate with individuals, and new interest rates are offered to new customers;
- advance payment is up to a third of the cost of the car;
- the term of the contract is quite short, which increases the amount of monthly payments;
- the car is owned by the lessor, so some restrictions are imposed on it (for example, you cannot go abroad without permission, you can buy insurance only from partners).
Raiffeisen Leasing offers many leasing programs for small, medium and large businesses. Clients have the opportunity to work with a reliable company that maintains contact throughout the contract.
The company with the full name "SOCIETY WITH LIMITED LIABILITY" REIFFEISEN-LEASING "" was registered on 03.03.2000 in the Moscow city region at the legal address: 119121, Moscow, Smolenskaya-sennaya square, 28.
The registrar "" assigned the company TIN 7702278747 OGRN 1027739597819. Registration number in the FIU: 087103148702. Registration number in the FSS: 770400627877041.
The main activity on OKVED: 64.91. Additional activities for OKVED: 77.11; 77.12; 77.31; 77.32; 77.33; 77.34; 77.35; 77.39.
Requisites
PSRN | 1027739597819 |
TIN | 7702278747 |
Gearbox | 770401001 |
Form of incorporation (OPF) | Limited liability companies |
Full name of the legal entity | SOCIETY WITH LIMITED LIABILITY "RAIFFEISEN-LEASING" |
Abbreviated name of the legal entity | LLC "RAIFFAYZEN-LEASING" |
Region | moscow city |
Legal address | 119121, Moscow city, Smolenskaya-Sennaya square, 28 |
Registrar | |
Name | Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746 |
Address | 125373, Moscow, Marching passage, home ownership 3, p. 2 |
Registration date | 03.03.2000 |
OGRN Assignment Date | 21.11.2002 |
Accounting in the Federal Tax Service | |
Registration Date | 21.12.2017 |
Tax authority | Inspection of the Federal Tax Service No. 4 in Moscow, No. 7704 |
Information on registration with the FIU | |
Registration number | 087103148702 |
Registration date | 25.12.2017 |
Name of territorial authority | State institution - Main Directorate of the Pension Fund of the Russian Federation No. 10 Office No. 3 in Moscow and the Moscow Region municipal district Presnenskoye, Arbat of Moscow, No. 087103 |
FSS Registration Information | |
Registration number | 770400627877041 |
Registration date | 02.03.2000 |
Name of executive body | Branch No. 4 of the State Agency - Moscow Regional Branch of the Social Insurance Fund of the Russian Federation, No. 7704 |
OKVED codes
Additional activities (8): | |
---|---|
77.11 | Rent and leasing of cars and light motor vehicles |
77.12 | Rental and leasing of freight vehicles |
77.31 | Rental and leasing of agricultural machinery and equipment |
77.32 | Rental and leasing of construction machinery and equipment |
77.33 | Renting and leasing of office machinery and equipment, including computer equipment |
77.34 | Rent and leasing of water vehicles and equipment |
77.35 | Rental and leasing of aircraft and aircraft equipment |
77.39 | Renting and leasing of other modes of transport, equipment and material assets not included in other groups |
Divisions
Branches:- Address: 443010, Samara region, Samara city, Molodogvardeyskaya street, 180
- Name: BRANCH OF OOO "RIFFEISEN-LEASING" IN NOVOSIBIRSK
Address: 630099, Novosibirsk region, Novosibirsk city, Kamenskaya street, 7 - Address: 191186, the city of St. Petersburg, Volyn Lane, building 1/36, letter A
PPC: 782503001
Name of tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 10 for St. Petersburg, No. 7841
Date of registration with the tax authority: 31.12.2008
other information
History of changes in the register
- Date: 21.11.2002
HRN: 1027739597819
Tax authority: Interdistrict Inspectorate of the Ministry of the Russian Federation for Taxes and Duties No. 39 for the City of Moscow, No. 7739
Reason for change: Entering into the Unified State Register of Legal Entities information on a legal entity registered before July 1, 2002 - Date: 30.12.2002
Tax authority:
Reason for change: - Date: 30.12.2002
HRN: 2027702019068
Tax authority: Inspectorate of the Ministry of the Russian Federation for taxes and duties No. 2 for the Central Administrative District of Moscow, No. 7702
Reason for change: - Date: 18.06.2003
HRN: 2037702032575
Tax authority: Inspectorate of the Ministry of the Russian Federation for taxes and duties No. 2 for the Central Administrative District of Moscow, No. 7702
Reason for change: - Date: 01.06.2004
HRN: 2047702019473
Tax authority: Inspectorate of the Ministry of the Russian Federation for taxes and duties No. 2 for the Central Administrative District of Moscow, No. 7702
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- Charter of the legal entity
- Memorandum of Association
- PROTOCOL No. 13 - Date: 09.06.2005
HRN: 2057747214732
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- STATEMENT (WITH ANNEXES)
- CHARTER
- MEMORANDUM OF ASSOCIATION
- POWER OF ATTORNEY TO NESTEROV E.E.
- OTHER - Date: 09.06.2005
HRN: 2057747214743
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on the registration of a legal entity with a tax authority - Date: 09.06.2005
HRN: 2057747214754
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on the registration of a legal entity with a tax authority - Date: 10.11.2005
HRN: 2057749006852
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- STATEMENT (WITH ANNEXES)
- CHARTER
- MEMORANDUM OF ASSOCIATION
- ATTORNEY TO KUZNETSOVA Y.A.
- DOCUMENT ON PAYMENT OF STATE DUTY
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS - Date: 02.03.2007
HRN: 7077746303353
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT (WITH ANNEXES)
- OTHER PROTOCOL - Date: 02.04.2007
HRN: 8077746879565
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- STATEMENT (WITH ANNEXES)
- CHARTER
- MEMORANDUM OF ASSOCIATION
- OTHER
- DOCUMENT ON PAYMENT OF STATE DUTY
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS - Date: 15.10.2007
HRN: 2077761347640
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT (WITH ANNEXES) - Date: 15.10.2007
HRN: 2077761347651
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- STATEMENT (WITH ANNEXES)
- CHARTER
- MEMORANDUM OF ASSOCIATION
- POWER OF ATTORNEY
- OTHER
- THE ENVELOPE
- DOCUMENT ON PAYMENT OF STATE DUTY
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS - Date: 31.12.2008
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on the registration of a legal entity with a tax authority - Date: 31.12.2008
HRN: 2087766327295
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT (WITH ANNEXES) - Date: 31.12.2008
HRN: 2087766327350
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- STATEMENT (WITH ANNEXES)
- CHARTER
- MEMORANDUM OF ASSOCIATION
- OTHER
- DOCUMENT ON PAYMENT OF STATE DUTY
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS - Date: 30.12.2009
HRN: 9097748318043
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of amendments to the charter of a limited liability company in order to bring it into line with the provisions of the Federal Law of December 30, 2008 No. 312-FZ
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER YUL
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- PROTOCOL, REFERENCE, RECEIPTS - Date: 30.12.2009
HRN: 9097748318110
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents: - Date: 07.09.2010
HRN: 6107748011409
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- P14001 STATEMENT ON CHANGE OF INFORMATION NOT RELATED TO CHANGE. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
- OTHER - Date: 07.10.2010
HRN: 7107748401556
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER YUL
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- EXTRACT + ENVELOPE
- POWER OF ATTORNEY
- CHARTER + REQUEST + RECEIPT980 - Date: 23.06.2011
HRN: 9117746574079
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: - Date: 24.06.2011
HRN: 9117746586740
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: - Date: 24.06.2011
HRN: 9117746586751
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 14.07.2011
HRN: 2117747091340
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER YUL
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- ATTORNEY / ENVELOPE - Date: 09.11.2011
HRN: 7117747974689
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER YUL
- CHARTER YUL
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- POS. CONF. - Date: 12.03.2012
HRN: 6127746502614
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER YUL
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- POWER OF ATTORNEY + ENVELOPE
- PAYMENT DOCUMENT FOR THE PROVISION OF THE CONTENTS IN THE STATE REGISTRY OF INFORMATION - Date: 26.12.2012
HRN: 2127748017153
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- CHARTER YUL
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- THE ENVELOPE
- POWER OF ATTORNEY
- DOCUMENT ON PAYMENT OF STATE DUTY - Date: 21.03.2013
HRN: 7137746145960
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER YUL
- DOVER., ENVELOPE - Date: 12.12.2013
HRN: 2137748884568
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Making changes to information on a legal entity contained in the Unified State Register of Legal Entities due to errors made by the registering authority - Date: 18.12.2013
HRN: 6137748137477
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 19.12.2013
HRN: 6137748171490
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 18.04.2014
HRN: 8147746702326
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- Charter of the legal entity
- DOCUMENT ON PAYMENT OF STATE DUTY
- Decision to amend the constituent documents
- Power of Attorney - Date: 09.06.2015
HRN: 9157746575131
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER OF YUL IN THE NEW EDITION
- PROTOCOL OF THE GENERAL MEETING OF PARTICIPANTS OF YUL
- ATTORNEY TO TSAI - Date: 26.11.2015
HRN: 2157748360306
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER OF YUL IN THE NEW EDITION
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- WARRANTY LETTER INFORMATION AGREEMENT
- ATTORNEY CAI - Date: 23.05.2016
HRN: 6167747476638
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER OF YUL IN THE NEW EDITION
- DECISION ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS
- ATTORNEY TO TSAI A.V. - Date: 18.09.2016
HRN: 2167749270126
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as a policyholder in the executive body of the Social Insurance Fund of the Russian Federation - Date: 29.12.2016
HRN: 8167750200380
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- P14001 STATEMENT ON CHANGE OF INFORMATION NOT RELATED TO CHANGE. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
- ATTORNEY VLASENKO AND A - Date: 18.04.2017
HRN: 9177746108575
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER OF YUL IN THE NEW EDITION
- PROTOCOL OF THE GENERAL MEETING OF PARTICIPANTS OF YUL
- ATTORNEY VLASENKO AND A - Date: 28.06.2017
HRN: 7177747129487
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: State registration of changes made to the constituent documents of a legal entity related to amendments to information on a legal entity contained in the Unified State Register of Legal Entities, on the basis of an application
Documents:
- P13001 STATEMENT ON AMENDMENTS TO THE ESTABLISHMENT OF DOCUMENTS
- DOCUMENT ON PAYMENT OF STATE DUTY
- CHARTER OF YUL IN THE NEW EDITION
- PROTOCOL ON AMENDMENTS TO THE CONSTITUENT DOCUMENTS - Date: 14.07.2017
HRN: 8177747600638
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- P14001 STATEMENT ON CHANGE OF INFORMATION NOT RELATED TO CHANGE. ESTABLISHMENT OF DOCUMENTS (Clause 2.1)
- ATTORNEY TO VLASENKO I.A. - Date: 02.11.2017
HRN: 9177748450233
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT FOR FORM P14001
- PROTOCOL OF THE GENERAL MEETING OF PARTICIPANTS OF YUL - Date: 03.11.2017
HRN: 9177748512317
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT FOR FORM P14001 - Date: 21.12.2017
HRN: 7177749420930
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT FOR FORM P14001
- ANOTHER DOCUMENT. IN COOPERATION WITH THE LEGISLATION OF THE RUSSIAN FEDERATION
- ANOTHER DOCUMENT. IN COOPERATION WITH THE LEGISLATION OF THE RUSSIAN FEDERATION
- ORDER
- ANOTHER DOCUMENT. IN COOPERATION WITH THE LEGISLATION OF THE RUSSIAN FEDERATION
- ANOTHER DOCUMENT. IN COOPERATION WITH THE LEGISLATION OF THE RUSSIAN FEDERATION - Date: 21.12.2017
HRN: 7177749428135
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on the registration of a legal entity with a tax authority - Date: 21.12.2017
HRN: 7177749428146
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on the registration of a legal entity with a tax authority - Date: 27.12.2017
HRN: 7177749707865
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 27.12.2017
HRN: 7177749739523
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 06.04.2018
HRN: 6187747792809
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on registration of a legal entity as an insured in the territorial body of the Pension Fund of the Russian Federation - Date: 05.03.2019
HRN: 7197746911091
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Change of information on a legal entity contained in the Unified State Register of Legal Entities
Documents:
- STATEMENT FOR FORM P14001
- ANOTHER DOCUMENT. IN COOPERATION WITH THE LEGISLATION OF THE RUSSIAN FEDERATION
- PROTOCOL OF THE GENERAL MEETING OF PARTICIPANTS OF YUL
- ORDER - Date: 23.03.2019
HRN: 8197746901850
Tax authority: Interdistrict Inspectorate of the Federal Tax Service No. 46 for Moscow, No. 7746
Reason for change: Submission of information on the registration of a legal entity with a tax authority at the location of a branch / representative office
Raiffeisen Leasing Company began its activities in the Russian market in 2000. Initially, it was created with the participation of Raiffazenbank JSC and Raiffeisen-Leasing International GmbH. But in 2017, the organization became a 100% subsidiary of the Russian Raiffeisenbank. The company is focused on providing leasing services to medium and large enterprises.
Raiffeisen Leasing seeks to build long-term relationships with its customers and make cooperation mutually beneficial.
An individual approach is provided to each lessee, and regional specifics of the business and the characteristics of specific areas of activity are taken into account.
The company pays special attention to the selection of employees. Over the years, the organization has formed a team of professionals who are ready to help the client in unusual situations and provide any kind of information support.
Leasing programs in Raiffeisen Leasing
Raiffeisen-Leasing company offers customers to lease a variety of property: vehicles, special equipment, equipment, railway rolling stock, real estate. Moreover, the agreement can be concluded both in rubles and in US dollars or euros. The terms of approval of a transaction in Raiffeisen Leasing are determined individually depending on its complexity and amount.
Let's consider what leasing programs are available in Raiffeisen Leasing:
- Leasing of cars and commercial vehicles.
- Leasing of freight vehicles.
- Leasing of special equipment.
- Equipment leasing.
- Real estate leasing.
- The program "Just Leasing" with accelerated approval.
Leasing of cars and commercial vehicles
One of the company's activities is the financial rental of cars and commercial vehicles. The organization is ready to consider transactions of any size. On lease from Raiffeisen Leasing, you can even arrange 1 car.
Having been working on the leasing services market for many years, Raiffeisen-Leasing has established partnerships with many car manufacturers and official dealers in Russia. For customers buying a car, special prices are provided. Depending on the brand and model chosen, the savings can be up to 10 - 12%.
Here is the basic information about the leasing conditions for cars and commercial vehicles in Raiffeisen Leasing:
You can lease any new cars of foreign brands. Raiffeisenbank-Leasing also sells seized cars, but you can only buy them at your own expense.
Freight transport leasing
Raiffeisen Leasing Company offers financial rental services for freight vehicles of Russian and foreign production. Moreover, the contract can be concluded not only in rubles, but also in dollars or euros. When concluding a contract, it is possible to take part in special programs from equipment manufacturers and get the most attractive prices.
The basic conditions for the leasing of freight vehicles are presented in the table:
Specific rates are agreed with the client individually and can be either fixed or floating depending on the value of MOSPRIME, LIBOR.
Equipment leasing
By contacting Raiffeisen Leasing, you can arrange financial leases for almost any equipment: commercial, printing, machine-building, woodworking, etc. For each transaction, the leasing company is ready to provide an individual approach.
Here are the basic conditions for leasing equipment from Raiffeisen Leasing in the table:
You have the opportunity to conclude an agreement in rubles, dollars or euros. The company can undertake not only the financing of the transaction, but also its full structuring. It can also provide services for the full conduct of foreign trade operations related to the acquisition of the leased asset. In the latter case, agreement approval, forwarding and customs services will be in the area of \u200b\u200bresponsibility of Raiffeisen Leasing.
Special equipment leasing
Raiffeisen Leasing is actively engaged in leasing of special and construction equipment. The company has partnership agreements with all major manufacturers, which allows customers to purchase equipment on the most favorable terms. When concluding the contract, the company will offer special insurance conditions and, if necessary, customs clearance and state registration of special equipment.
The basic leasing conditions for special equipment from Raiffeisen Leasing are given in the table:
When drawing up a payment schedule, the company is ready to take into account the seasonality of funds received, as well as all the individual characteristics of the business. This allows you to purchase equipment on the most comfortable conditions.
Rolling stock leasing
All types of rolling stock, traction force, as well as any railway equipment can also be leased by Raiffeisen-Leasing. At the same time, the company is ready to assist in the selection of the necessary wagons and other equipment, to offer special insurance conditions. According to the terms of the program, it is possible to lease not only new rolling stock, but also supported, no more than 10 years old.
More basic conditions for leasing rolling stock can be seen in the table:
Due to the long term of financing, the client receives monthly payments comparable in size to the rent, but at the same time, at the end of the contract, the rolling stock is transferred to the lessee's property, provided that all conditions of the agreement are met.
Real estate leasing
The acquisition of real estate is a rather difficult issue for most business representatives because of the need for large one-time costs. Leasing from Raiffeisen Leasing allows you to avoid the diversion of your own fixed or credit funds when acquiring real estate. At the same time, the lessee can even purchase real estate objects sold as a result of tenders held by the Federal Agency for State Property Management.
Here are the basic conditions for real estate leasing from Raiffeisen Leasing in the table:
A mandatory requirement for drawing up a leasing agreement will be to resolve the issue with the land on which the property is located. It must be registered in the ownership of the lessee or you need to conclude a lease.
Program "Just Leasing"
The Just Leasing program from Raiffeisen Leasing is characterized by accelerated approval of the transaction. Consideration of documents and decision making takes no more than 1 week. This allows you to quickly attract financing for the project on comfortable conditions. The leasing limit for each client is set individually depending on the turnover:
All other transaction parameters are agreed individually with each client.
Leasing transaction calculator
A detailed calculation of a leasing transaction related to the purchase of light or freight vehicles can be done using the online calculator on the Raiffeisen Leasing website. This will help you to assess financial opportunities in advance and, if necessary, make adjustments to the desired terms of the contract.
Let's consider how to calculate leasing using an online calculator:
- We go to the official website of Raiffeisen Leasing and go to the section "Leasing Calculator".
- Choose the appropriate calculator.
- We enter data on the value of the leased asset, data on the lessee, supplier and balance holder.
- Click on the button “Calculation” and get detailed information about the size of each payment, the total amount of payments, appreciation, redemption value.
You can not only view the calculation online, but also download the quotation in Excel format for printing and further use.
Example. When acquiring a Russian-made truck worth 3.5 million rubles, with an initial payment of 25% and a contract term of 3 years, you will need to pay 875 thousand rubles as an advance, and the monthly payment will be 106,986.97 rubles. The total amount of payments under the lease agreement will amount to 4,761,530.92 rubles, while the cost will be 12.01%, and in case of redemption, only 3,000 rubles will have to be paid into property at the end of the agreement.
Online application for leasing in Raiffeisen Leasing
Leasing begins with the submission of an application. An express application can be submitted directly on the Raiffeisen Leasing website. The following information must be specified in it:
- Information about the lessee (name, location, date of registration, field of activity).
- Data on the annual revenue of a group of related companies.
- Information about the transaction (cost and type of leased items, total value, currency).
- Additional information (message for managers).
- Contact information (full name, phone, email).
After receiving an express application, Raiffeisen Leasing managers contact the client to clarify all the necessary information. You can significantly speed up the process of registration, if you send the full version of the application by e-mail company. You can download the application form on the official website.
LEASING APPLICATION FORM
The transaction procedure after sending the application will include the following steps:
- Analysis of the lessee's solvency and the adoption of a preliminary decision.
- Coordination of the terms of the transaction.
- Final approval of the agreement by the credit committee and signing of securities by the parties.
- Advance payment and other payments stipulated by the contract, as well as insurance.
- Payment by the lessor of the leased asset and its transfer to the lessee.
- Registration of property (registration).
- Making lease payments.
- Redemption of equipment by the lessee for a nominal price.
Business requirements
Raiffeisen Leasing is ready to provide financing only to legal entities that have been operating for at least two years. Currently, contracts with IP are not concluded, as well as with individuals. The lessee organization must have a profit confirmed by the financial statements, and the amount of its annual revenue should be at least 3 times the requested funding amount.
Important! Raiffeisen Leasing does not conclude agreements with legal entities involved in the production of weapons and explosive substances, gambling, as well as transporting dangerous goods (except oil and gas).
Additional services for customers
Raiffeisen Leasing offers not only leasing, but also many related services. For example, when buying a car, the list of services will be as follows:
- Selection of a vehicle, its acquisition for a client and, if necessary, application of company marks of the lessee.
- Registration of the car in the traffic police, ensuring the payment of transport tax and passing technical inspection.
- Scheduled car maintenance, repairs, and tire service.
- Preferential insurance and insured event management.
- Round-the-clock road assistance, tow truck services, the provision of a replacement car.
- Independent analysis of vehicle operation.
Benefits of Leasing at Raiffeisen Leasing
Raiffeisen Leasing has extensive experience in the market. You can be sure of the complete legal purity of the transaction, an individual approach to the terms of the contract and the reliability of the selected partner.
Consider what other advantages the client receives when concluding a leasing agreement with the company:
- Availability. The company works with all regions of the Russian Federation, and for the convenience of customers, regional units have been created in St. Petersburg and Samara.
- The opportunity to purchase a leased asset at a special price. A wide network of partners among manufacturers of various machinery and equipment allows Raiffeisen Leasing to provide optimal conditions for the acquisition of property for its partners.
- Selection of conditions taking into account all the features of the business. The company is ready to agree on a seasonal payment schedule, provide the opportunity to choose the currency of the contract and individually discuss its terms. This allows you to find the best option for mutually beneficial cooperation.
Leasing company contacts
Looking for a universal leasing company? Then pay attention to Raiffeisen Leasing. This is a company that specializes in providing all types of leasing services. Raiffeisen Leasing works only with legal entities, its clients are large and medium-sized international, as well as Russian companies. She is ready to finance any objects on the most favorable conditions: commercial real estate, transport, equipment, machinery.
In our country, the company provides services in several cities: the capital, St. Petersburg, Krasnodar, Novosibirsk, Samara, Yekaterinburg.
Terms of receipt
Raiffeisen Leasing focuses on the fact that it works with each client individually, developing special conditions for a potential transaction for each legal entity that applies.
After receiving and processing the document, the credit committee will contact the responsible legal entity and announce the next steps of the potential transaction.
Raiffeisen Leasing in Moscow
The head office of the leasing company is located directly in the capital. Here you can get expert advice on any type of leasing, registration procedure, conditions, requirements.
Raiffeisen Leasing works with legal entities with a minimum life of two years.
The volume of annual revenue exceeds at least three times the value of the requested leased asset. Moreover, the balance sheet of a legal entity must be positive.
But, it is worth remembering that the leasing company does not provide services:
- gaming business;
- companies engaged in the production of weapons, explosive substances, nuclear energy;
- companies involved in the transport of dangerous goods, the exception is the transportation of gas, oil.
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Interest rates
When financing legal entities, Raiffeisen Leasing uses an individual approach to each client.
The rate is affected by many factors (financial position of the client, period, currency, cost of the leased asset in advance).
The company offers several options:
- fixed rates, that is, a rate that does not change throughout the entire period of the contract;
- floating rates, that is, a rate that depends on the values \u200b\u200bof LIBOR (the rate is fixed daily, according to which international banks provide financing for each other for a different period), EURIBOR (the rate on international loans, it is settled daily, loans are given in euros), MosPrime (rate on the Moscow money exchange).
You can issue a transaction in any currency: dollars, rubles or euros.
Documents
To consider the issue of a leasing company on financing a legal entity, the latter must collect a package of documents, which at the initial stage (for the initial answer) consists of:
- applications;
- balance.
If the answer is yes, you need to collect a complete package of documents, consisting of:
- charter with additions and changes;
- memorandum of association;
- passports and TIN of persons having the right to sign, as well as orders on their appointments;
- registration with the tax authority;
- certificate of Incorporation.
The Credit Committee may require other legal or financial documents, the provision of which will affect the final response and terms of the transaction.
Borrower Requirements
The leasing company cooperates only with legal entities to which certain requirements are put forward.
To apply for a leasing agreement, a potential client must:
- be registered as a legal entity for at least two years;
- have a profit and document this (balance sheet with a positive profit);
- the company's turnover should be three times greater than the value of the leased asset.
These are the basic conditions with which the lessor is most often limited.
Terms of submission
To obtain approval for the initial application, the legal entity provides a minimum package of documents, which consists of a balance sheet and application form. The leasing company makes a decision within one business day.
If the answer is yes, the leasing company asks to provide a full package of documents, if legal and financial documents do not raise suspicions, a package of documents is being prepared for the transaction.
The lease agreement itself can be signed for a period of two to ten years (depending on the subject of leasing, its value)
How to close?
Please note that throughout the leasing term, the lessor is the owner of the leased asset.
The right to own the leased asset is transferred to the lessee only after payment of the entire redemption value.
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Debt repayment
Leasing payments are paid by the lessee to the lessor's account in accordance with the terms of the contract and schedule of payments.
Debt payments can be made in various ways, depending on the conduct of business and the financial condition of the legal entity.
The leasing company offers several repayment schedule options:
- seasonal payouts
- annuity payments, that is, equal throughout the term;
- differentiated payments, i.e. payments, the amount of which decreases with each new repayment.
Advantages and disadvantages
The advantages of leasing are many (we give only a few):
- long-term financing (the ability to update the fleet, equipment, machinery, without a one-time payment);
- tax optimization.
The advantages of Raiffeisen Leasing are enough to stop at this company (we will show only a few):
- individual approach;
- flexible conditions;
- various currencies of financing;
- wide network of leasing company;
cooperation with major domestic and foreign suppliers, dealers, manufacturers;
- special insurance conditions.
If you look for flaws, then, of course, you can single out one thing - the company does not work with individual entrepreneurs and especially individuals.
Despite the difficult market situation, Raiffeisen Leasing continues to hold leading positions in individual market segments. The company managed to achieve such a result not only thanks to the support of a powerful parent structure, but also as a result of the well-established work of the department itself with customers, suppliers, as well as favorable financing conditions for projects of varying complexity.
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About company
Raiffeisen Leasing LLC has been operating in the market since 2000. The shareholders of the company are ZAO Raiffeisenbank and Raiffeisen-Leasing International GmbH (50% each). The main area of \u200b\u200bactivity is the provision of financial leasing of equipment and vehicles to legal entities.
It works with large and medium enterprises of various sectors of the economy. It has branches in 5 regions of Russia.
According to Expert RA, Raiffazen Leasing is in the TOP-10 leasing companies for leasing power equipment, equipment for the food industry, warehouse and loading equipment, as well as construction and road-building equipment.
In 2015, in terms of IT equipment financing, it took 1st place among leasing companies in Russia. On 07/01/16 the leasing portfolio of the company is 12.9 billion rubles.
How to make out
Before filing an application, you should decide on such important parameters of the transaction as the subject of leasing, and the amount that the client is ready to make independently. This information will serve as a starting point for the lessor to review the application.
Do not forget that many suppliers make special discounts for leasing companies. This question should definitely be clarified before the transaction.
It is not necessary to visit the organization’s office to complete the application - the company provides the opportunity to submit applications via the Internet.
In general, the procedure for processing a transaction in Raiffeisen Leasing is quite simple, for which the applicant needs to carry out a number of simple steps:
After the lessee has accepted the property, the latter is obliged to make lease payments in accordance with the schedule established by the contract. After making the last payment, he can redeem the property from the lessor for a nominal price.
Products and conditions at Raiffeisen Leasing
Each Raiffeisen Leasing project is considered individually, however, the company nevertheless voices some general conditions for the proposed products:
Deal parameter | Value |
Leased asset | Passenger, commercial and freight vehicles, equipment, special equipment, rolling stock, real estate |
Amount of financing | For equipment and special equipment - from 250 thousand euros (or equivalent in rubles or $), for cars and light commercial vehicles - from 1 vehicle and from 10 units of rolling stock |
Transaction currency | Rub., Dol. US and Euro |
Advance payment | From 0% |
Rate | Fixed for the whole lease term or floating, based on LIBOR, EURIBOR, MosPrime |
Lease term | 2-10 years |
Transaction Security | Optionally, an additional deposit, guarantee or guarantee is possible. |
Redemption | Waning, uniform and seasonal lease payment schedules |
Balance holder | Customer choice |
Insurance | Yes, special rates |
Funding limit | Depends on the annual revenue of the lessee / guarantor |
Video presentation
Recipient Requirements
The leasing company has a number of simple requirements for customers:
Previously, individual entrepreneurs had the opportunity to lease property, subject to the provision of a third party guarantee. However, at the moment, acceptance of leasing applications from an individual entrepreneur at Raiffeisen Leasing has been suspended.
To the technique
If the lessee does not fulfill its obligations under the contract to cover losses, the lessor will have to sell the leased asset. This can not always be done quickly and at the right price. Therefore, when considering an application, the main requirement that is presented to the property is its liquidity.
The best option for leasing is new highly liquid equipment. If liquidity is low (for example, an enterprise acquires unique equipment that needs to be fully implemented in production), then, in most cases, the leasing company will require either an increase in the fee or additional security for the transaction.
Registration of leasing transactions for cars and commercial vehicles is carried out only for new cars that are purchased by the leasing company directly from the manufacturer.
It is worth noting that for lessees of Raiffeisen Leasing special conditions apply to cars, allowing lessees to save up to 12% of the cost of the vehicle.
In Raiffeisen Leasing, almost all types of rolling stock, traction power, as well as machinery and equipment for railway transport can be leased.
Having extensive experience in this segment, the leasing company is ready to consider projects not only for new property, but also for used ones, no older than 2008 release.
Key parameters of leasing products
Leased asset | Transaction amount, mln. Rub. | Prepaid expense, % | Transaction period, years | Price increase,% per year |
Passenger and light vehicles | — | 30 | 2-4 | from 8 |
Equipment | Minimum 10 million rubles (or equivalent in US dollars or euros) | 15-30 | 2-5 | |
Special machinery | 10-30 | 2-5 | From 5 | |
Freight vehicles: domestic equipment foreign technology | In $ or Euro - from 5, cut. - from 6 Fixed, floating based on LIBOR, MOSPRIME |
|||
Rolling stock | — | 0-20% | 7-10 | Fixed, floating based on LIBOR, MOSPRIME |
The property | — | 0-30 | 10 |
Package of documents
To complete the transaction, the potential lessee should be prepared to provide the necessary package of documents.
The standard package of documents for a preliminary application includes the following papers:
Based on these data, a decision on the possibility of financing is made by the leasing company within one day.
If the decision is positive, the lessee should be prepared to additionally provide:
- constituent documents of the company;
- company registration documents;
- data on the movement of bank accounts;
- signature sample card;
- documents confirming the authority of the company representatives to conduct the transaction;
- information about the project;
- documents for pledge / guarantor (if any);
- other documents that the leasing company considers necessary to study to approve the transaction.
It is worth noting that the leasing companies in the evaluation of the project are guided by their own methods, therefore, the presence of the management reporting on the company, its data can have a significant impact on the decision on financing, as well as on the terms of the transaction.
Document Forms
Each project in a leasing company is considered individually, therefore, as such, standard forms of contracts in this business are not accepted, with the exception of an application for leasing.
Redemption
In accordance with the terms of the Raiffeisen Leasing leasing programs, customers are offered several options for repayment:
- decreasing payment schedules;
- even repayment;
- payment schedules that take into account the seasonality of the enterprise’s business.
This approach distinguishes leasing from a bank loan, and allows the lessee to optimize the financial flows of the enterprise, taking into account its business activity.
After all payments under the leasing agreement are paid, the lessee purchases the leased asset from the leasing company at the residual book value of the property.
Pros and cons
Assessing leasing programs of Raiffeisen Leasing, it is worth noting the presence of such advantages as:
- the vast experience of an international financial group in financing various types of leasing;
- established relationships with major suppliers of equipment and machinery, allowing you to get not only significant discounts on the purchase, but also a high level of after-sales service;
- a wide range of repayment options, including the use of an individual payment schedule, developed taking into account the seasonality of the client’s business;
- the ability to complete a transaction with various types of rates;
- the provision of additional transaction support services, including insurance, customs clearance and state registration.
The disadvantages include the following conditions of leasing programs:
- the inability to arrange leasing to individuals and individual entrepreneurs;
- a sufficiently high “threshold” for conducting transactions on the leasing of equipment and special equipment;
- the requirement to conduct lessee activity for more than 2 years.