B&N Bank is an internet bank personal. B&N Bank-Online: personal account
SKB-Bank Is a reliable organization that provides a wide range of high-tech and standardized services. It started its business more than 20 years ago and has won the favor of two million customers. Its branches can be found throughout the Russian Federation.
In an effort to keep up with the times, SKB-Bank has developed its own website, which allows full access to all financial systems and operations. The page is located at the link. Here you can find information on loans, deposits, mortgages, order services, pay fines, transfer funds, issue an insurance policy.
All actions are performed by users from their personal account. Only clients of the organization can register in it.
Private entrepreneurs enjoy special privileges. They have access to a service that helps them run business, pay taxes and submit reports.
For even greater convenience, the company has created mobile app... It has an interface similar to the full version and is available for any smartphone.
How to register in the personal account of SKB-Bank
You can go to your personal account by clicking on the link "Internet Banking for Private Clients" in the upper right corner of the site. A standard panel for entering a username and password will open in front of you. People who do not cooperate with SKB-Bank are not able to access their account. Only clients of the organization can create it.
To register in the office, you must contact the department. Typically, operators themselves offer to create a page at the time of the conclusion of a contract. You are given a login and a set of keys to enter.
If you have lost your access codes, you can use the password recovery option. To do this, follow these steps:
- Click on the inscription "Forgot your password".
- Enter the number.
- Confirm the action.
- Receive new code access.
You can also recover data by contacting the office. Write a statement and you will be given a new set of access cards.
How to use the personal account of SKB-Bank
In the personal account, the user has access to all actions with accounts and deposits. The client can:
- Top up your mobile phone account, Internet provider.
- Pay fines, taxes, utilities and educational services.
- Make money transfers between different banks.
- Issue and repay loans.
- Open and close accounts.
- Order cards.
- Take out insurance.
The client cannot independently remove the restrictions on transactions. Maximum amount translation - 599 999 rubles, the limit on payment for services is 15,000 rubles.
Contributions
In the personal account of SKB-Bank, the option to open an account is available. You can deposit from 50,000 to 100,000,000 rubles, for 3-36 months, at 5.5% -8.5% per annum. Interest rate calculated individually. In this case, if you wish, you can specify the amount of monthly replenishment.
The site contains different options for the proposed conditions. "An ordinary miracle" provides highest rate in 8.5% and gives the opportunity to take part in a charitable program, transferring funds for the treatment of sick children.
"Pension" deposit from 1,000 rubles at 5.5% provides for monthly capitalization and allows you to withdraw funds without loss of interest. You can also top up your account at any time.
The "On Demand" product does not limit the amount and terms of monetary investments. The rate is 0.01% per annum. You can continually replenish your deposit and get paid every four months.
Please note that all invoices go through the automatic insurance procedure.
Lending
Owners of a personal account can fill out an online application. To do this, follow the algorithm:
The loan amount varies from 50,000 to 1,300,000 rubles, at 15.9% -23.1% per annum, for a period of 36 to 60 months. At the same time, you have the opportunity to make a full payment ahead of schedule. The application is considered within two working days. The presence of a certificate of income is not a mandatory item.
Citizens of Russia can apply for a loan:
- Having permanent registration on the territory of the country.
- Between the ages of 23 and 70.
- With work experience in the last place for at least three months.
Mortgage lending has stricter selection criteria. A potential client cannot be under 21 or over 65 years old and must have a total experience of more than 1 year.
The maximum mortgage amount is 1,097,000 rubles, for 3-30 years, at 12% -16% per annum. In this case, the presence of two co-borrowers is required. More detailed information can be found in your personal account.
SKB-Bank offers to find out credit history... This can be done at any office in the organization. Knowing your status will help you understand what loan conditions you can qualify for.
Insurance
In the personal account, a section is available for acquaintance with the registration service insurance policy... You can order these types of products:
- Tourist medical.
- Real estate.
- Life and health.
The cost of insurance is different and does not go beyond 600-1700 rubles... In this case, the compensation may be 50,000-200,000 rubles.
SKB-online
The mobile version of Internet Banking is specially designed to provide users with round-the-clock access to their accounts, regardless of where they are.
The service allows you to:
- Find out the balance of the accounts.
- Make payments for services, taxes, fines, loans.
- Make transfers.
- Create and use payment templates.
- Convert currency.
If you have any questions, you can request an online consultation with a specialist. In the application you can find a map with the location of all offices and ATMs.
Stock
Various special offers are available to clients of SKB-Bank. At the moment, users can checkout salary card and receive a material reward for this.
Cardholders can make money transfers from their personal account without commission.
The organization provides up to 10% cashback when purchasing goods in partner stores.
"SKB"– it is a regional bank, one of the largest credit institutions Siberia and the Urals. The network of its branches gradually covers the whole of Russia. Read about what operations can be performed online in the article.
Bank on the couch SKB Bank. Personal Area
Online banking is represented by the "Bank on the Sofa" system. It is very easy to work in SKB Internet Bank. The interface is clear and user-friendly. The system works around the clock anywhere in the world.
In your Personal Account you can:
- pay for goods and services;
- transfer funds to a card or account in any bank;
- generate statements of accounts, deposits and loans;
- send a request for receipt to the NBCH.
SKB Bank. registration
Only clients of SKB Bank can use the services of the Bank on the Divan. To enter, you need to get a username and password. To do this, you need to contact the office or branch of a financial institution with a passport.
For any withdrawal of funds from a card or account, session electronic keys are used. Each of them is disposable. After using all the keys, the client is given a new set.
If you receive information about illegal debiting of funds from accounts or cards, you must immediately contact the bank. The same should be done if you lose your username and password. Accounts will be blocked, after which the applicant will be given a new username and password.
You can block the entrance to the system by calling “ hotline»By toll-free phone number 8 800 1000 600. In this case, the client must name the code word specified in the Agreement, or the data of the passport.
An agreement is concluded for the provision of Internet banking services. The user receives a reminder of the work in the service. SKB Bank official website allows you to enter the system with one click.
SKB Bank has developed mobile applications for iOS and Android devices. They carry out the same operations that are possible in the "Bank on the sofa". You can enter the application with the username and password for the Internet bank. Downloading is available in the AppStore and Play Market.
SKB Internet Bank. Tariffs
A commission is charged for using the services at the Bank on the Sofa in accordance with the approved tariffs:
- Conclusion of the Agreement for Internet Banking services - 600 rubles.
- Change of session keys - 500 rubles.
- Withdrawing funds from the account - 3.9% of the withdrawn amount (at least 300 rubles).
- Intrabank transfer, when the sender and the recipient are one person: free of charge.
- Intrabank transfer, when the sender and the recipient are different persons: 0.3% of the debited amount (minimum RUB 30, maximum RUB 300).
- Intrabank transfer in favor of a legal entity or individual entrepreneur - 0.3% of the write-off amount (minimum RUB 30, maximum RUB 300).
- Any interbank transfer - 0.3% of the debited amount (minimum RUB 30, maximum RUB 300).
- Maintenance and password blocking is free.
- CI request - 1000 rubles.
SKB Bank- large actively developing regional bank... The bank was founded in 1990 in the city of Sverdlovsk. The main activities of the bank are: retail lending (cash loans and credit cards) and lending to small and medium-sized businesses. The main source of the fund credit institution are deposits of individuals. The bank has an extensive network of offices and branches in 47 cities of Russia. SKB Bank is also actively involved in the market valuable papers and provides services for the purchase of highly liquid bills of exchange to individuals. Financial organization owns an Internet bank for entrepreneurs "".
All clients of SKB Bank have access to remote management of their accounts via the Internet. The service is called "SKB-online" Internet bank and is provided around the clock. Produce Bank operations It is possible from anywhere in the world where there is Internet access and mobile communications. The entrance to the personal account of SKB Bank is carried out by login and password. Login data is issued when registering at the bank branch where you registered one of the banking products of the credit institution.
You can enter your personal account in several ways:
- Method 1. Go to the login page at https://online.skbbank.ru/ and enter your username and password. Then click the "Login" button.
- Method 2. Go to the official website of SKB Bank at http://skbbank.ru/ and in the upper right corner, click the "Internet Banking for Private Clients" button
- Method 3. Log in new internet bank by the address https://ib.skbbank.ru/login
If the data is correct, then an SMS with a one-time code will be sent to your phone to confirm the entry.
Password is valid limited time, therefore, we advise you to enter it within 5 minutes after receiving it for successful authorization in your personal account.
Attention! The bank recently updated its personal account - to enter the updated Internet bank, you need to go through a short registration process. At the moment, customers can choose the online banking version. On March 1, 2019, there will be an automatic transition to new version all clients.
After that you will be taken to home page the personal account of the client of SKB Bank, where you will be able to access:
- Up-to-date information on your accounts and cards (credit and debit cards, deposits and loans)
- History of recent transactions, statement and analytics of expenses
- Money transfers (transfers between your accounts and cards, as well as transfers to other banks using free bank details)
- Transfers between bank clients by phone number
- Payment for services (housing and communal services, cellular communications, traffic police fines, loans from any bank, etc.)
- Bank card management (blocking / unblocking in case of theft or loss, card re-issue in case of unusability)
- (send an application and find out the amount approved for you, as well as the interest rate)
- Deposit management (opening deposits online, replenishment, withdrawal of interest and closing)
- Setting the card PIN
- Search for the nearest ATMs and bank branches
- Login and password recovery by code word
- Feedback with the bank via online chat
If you are a client of SKB Bank, then the Internet Bank service will be very useful to you. The time has passed when you need to personally go to a bank office and stand in line to a cashier-operator to perform a banking operation. To gain access to your personal account "SKB-online" you need to go through the registration procedure for a new account.
To do this, you need to make a personal visit to the nearest office of SKB Bank with a passport and write an application for remote banking services (the application form will be provided to you by a bank employee). Internet banking is available absolutely free of charge. You can also register on the bank's website at https://ib.skbbank.ru/registration/
Advice! When registering your personal account, come up with a login and password based on safety standards: do not specify simple combinations and data from social networks, when composing a password, use Latin letters and numbers from 8 to 10 characters - it is best to capitalize one of the letters.
To have access to the SKB-online Internet bank, the following conditions must be met:
- Be a client of SKB Bank (availability of an active banking product: card, account, deposit or loan)
- Have a computer (absolutely any computer can be used)
- Have an Internet connection
- Connect to Internet Banking
When making transactions in the personal account of SKB Bank, pay attention to the existing limits on banking operations:
- Sum money transfer in rubles - no more than 599 999 rubles
- The amount of money transfer between your accounts - no more than 9,999,999 rubles
- Limit on payment for services - no more than 15,000 rubles for one operation
The registration operation in the Internet Bank will not take you much time. After reviewing your application by the bank, you will almost immediately receive a login and password to access the system in a sealed envelope.
Attention! Confirmation of payments in SKB bank is carried out through a one-time code, which is sent to the SMS. Therefore, in order to be able to confirm online banking transactions, we advise you to activate the "SMS-code" service immediately when registering your personal account. This service is provided by the bank free of charge.
If the system generates an error when once again entering your login and password into the authorization form of your personal account, we advise you to check the correctness of the login and password. Very often, one of the characters is incorrectly specified, and the keyboard layout may be incorrect or the Caps Lock key has been pressed.
If subsequent attempts to enter your personal account were unsuccessful, then do not waste time and use the password recovery function from your personal account.
To restore access, go to the online bank login page at https://ib.skbbank.ru/restore and click the button "Forgot your password?"
To recover your password, you will need to enter the 16 digits of your bank card and click the "Next" button.
After that, you will need to confirm the operation of replacing the password with a one-time code from SMS.
The next step is to come up with a new password and save it. (come up with a complex password that only you will know)
At this point, the password recovery operation in SKB-online Internet Bank has been successfully completed. You can now log into the Internet Banking system again.
You can also restore access to your personal account by contacting the nearest branch of SKB Bank with a passport.
If you frequently use banking services in your personal account, then the SKB bank mobile application will be useful to you, which allows you to use the basic functionality of your personal account on your mobile device. Mobile bank SKB Online is available for iOS and Android mobile devices. The application, like the personal account, is provided to the bank's clients free of charge.
To enter the mobile application, you must specify the login and password from your personal account "SKB-online".
Advice! After the first login, you can simplify this process by setting up the login to the mobile client using the PIN-code (4 digits), thereby reducing the time for entering data from the account.
The official mobile application of SKB Bank is quite convenient and allows you to perform the banking operations you need in a couple of clicks directly from the screen of your smartphone in real time. The mobile client of SKB Bank allows you to perform the following operations:
- Balance on accounts, cards, loans and deposits
- Payment for mobile services, Internet, TV, housing and communal services, traffic police fines, taxes and other services
- Money transfers between your own accounts and cards
- Creation of regular templates for payments and transfers
- History of transactions for any banking product (card accounts, deposits and loans) for the period of time you need
- Opening and replenishing deposits with an increased rate
- Repayment of loans
- Blocking a bank card (in case of loss)
- Confirmation of transactions by SMS codes
- Online chat with the bank customer support
- Search for the nearest branches and bank ATMs (based on your current location)
- Current exchange rate
In order to download the official application of SKB Bank to your mobile device, go to the application store of your smartphone (App Store or Google Play) and enter the phrase "SKB Bank" in the search bar. In the results, the first place will be displayed for the mobile client you need with the bank's corporate logo. You just have to click the "Install" button and wait for the installation to complete.
Before calling the hotline, we advise you to first familiarize yourself with the necessary section of the official website of SKB Bank, where all services and conditions are described in detail. The site also has a search form for information (at the very bottom of the page).
If your question is related to the Internet bank (personal account), then you can find the answer to your question in a special section "Questions and Answers" on the website at http://skbbank.ru/personal/internet-bank/how_to_connect_internet_bank.
Note! To perform some operations via contact center the bank may require customer identification, so be prepared to tell the customer support operator your personal data (from your passport) and the code word before calling.
Joint-Stock Commercial Bank for the Promotion of Commerce and Business (SKB-Bank) is the largest private regional bank in the territory Sverdlovsk region- a large network universal bank of the federal scale. General license number 705 The Central Bank Russian Federation.
You can get into your personal SKB mobile account by visiting one of the organization's offices.
Access is provided for individuals and entrepreneurs. In addition to the intuitive interface, the cabinet has the necessary functionality.
The user has the ability to:
- learn about financial condition accounts, including if a card is linked to them;
- pay for various services 24/7;
- make transfers to companies and individuals to the account number and other details;
- set up automatic payments;
- make orders for services in this system.
Of course, you first need to register in order to use your profile in real time.
Registration of a personal account in SKB bank online
To use the RBS "SKB-online" system, you need:
- 1. Apply to the Bank to conclude a Comprehensive Banking Service and connection of the Internet bank "SKB-online";
- 2. Receive from the Bank the Password and Login to enter the Internet Bank "SKB-online";
- 3. Log in to the Internet Bank "SKB-online", enter the received Login and Password and start working with the system.
How to restore access to the SKB bank profile
Recovering the password is a fairly simple procedure, which consists in entering the SKB bank card number on the bank's official website in the "online bank" tab.
Mobile application SKB mobile online
In the mobile application you can get up-to-date information on accounts and deposits:
- information on their debit and credit cards, deposits, loans, debts without contacting the Bank;
- history of recent transactions, statement and analytics of expenses;
- easily find the nearest ATM or Bank branch.
To pay for services online:
- Housing and communal services, cellular communications, traffic police fines, loans from any bank, etc.
- transfer money to accounts, cards, deposits of any bank;
- set up recurring payments using templates.
The app can be downloaded from the Apple Store and Google Play.
Many clients like the opportunity to use the remote work service. Most enter the SKB Bank personal account from a computer or other devices, considering it very convenient. Indeed, this method is much easier and more affordable than a trip to a bank or terminal. In addition, the office is available absolutely at any time, which adds to its advantages. The service is called "Bank on the Sofa", and this name fully justifies itself - the office is very easy to use, for this you don't even need to get up from the sofa. Various options are available to the client, as well as viewing up-to-date information on accounts. To get into the account, you need to visit the official page of the financial institution.
Any clients of the bank can get access to the remote work service after registering beforehand. Usually for those who open an account for the first time in this financial institution, employees offer to register at the office and receive identification data. However, if you did not do this for some reason, then you can always complete this procedure later, because using the service provides many advantages and makes life easier.
Registration in the personal account of SKB Bank
To use all the possibilities of remote access, preliminary registration is required in the personal account of SKB Bank. All clients of the bank can go through this procedure. Registration will not take much time, but it will allow you to fully use the various opportunities that were previously unavailable. To receive personal passwords you need to call the technical support number and follow the instructions of the operator, or independently fill out the electronic registration form on the website. After the process is complete, you can start using the service. There is a version of the site for PC and mobile devices. The second is as lightweight as possible, which is necessary for correct viewing from the phone. Moreover, in mobile version all the possibilities of working with the cabinet are preserved.
You can choose the most suitable way of working and always be aware of the status of your personal accounts. Both versions are understandable and accessible even for those who do not consider themselves to be experienced users. When you receive your password and login, you should take care of security. If you lose your identification data, you can change it later. This is an automatic procedure that follows on the bank's website.
Login to the personal account of SKB Bank
When registration is successful, you will receive personal identification data. Keep them out of the reach of unauthorized persons. You will need to enter your password and login in special fields on the main site, after which you will be redirected directly to your account. Having entered the personal account of SKB Bank, the user gets access to many opportunities. This includes tracking Money on accounts, transfers from card to card, including to customers of other banks, payment for various services. Fast online redemption is also available. If you wish, you can use the service to change your currency.
It is worth noting that not all banks provide an opportunity to make payments on loans online. This is an important advantage for those who value their time and do not want to waste it on city trips and queuing. A lot of functions are available in the personal account, which, if used correctly, make life much easier, allowing the client himself, without contacting the institution's employees, to solve many issues related to his account. However, if you have any difficulties, you can contact technical support.
Personal account SKB Bank Internet Bank
You can also use the personal account of SKB Bank Internet Bank to receive all kinds of information. The client will be able to easily find out the debt on loans and see the history of the latest transactions, as well as order a statement and analytics of expenses. All this allows you to fully control the state of your accounts and the expenditure of funds. Also in the office you can see a map on which the nearest ATMs are marked. If you need to get cash, just find out where the terminal is. For mobile devices, there is not only a light version of the site, but also a special application that can be easily downloaded from the bank's official page.
Many customers like the use of such services, they note the convenience and availability of various functions. If you wish, you can easily join them and familiarize yourself with the capabilities of the remote work system. Registration is simple and straightforward, and if you cannot figure something out, bank employees will certainly help you. After that, you will be able to control your account at any time and be aware of all current events.
Personal account functionality
Using the Personal Account is quite simple, even for users who first encounter it. Let's consider in detail the main points and subtleties associated with this.
Features of the interface
The interface of the Personal Account is made in turquoise colors on a white background. Important information, messages are marked in red, which is very convenient. The main sections of the menu are located on the right side, information on the status of client accounts and operations is displayed in the center, and on the right side - additional information(timer, exchange rates, help).
Main functions
In the LC, users can:
- Receive statements of all conducted transactions;
- View the balance on bank cards;
- Clarify information on deposits, loans, accounts;
- Pay for purchases in online stores;
- Transfer money between your accounts or send it to other users;
- Open deposits;
- Pay for utility bills;
- Connect the auto payment function according to the established templates;
- Receive comprehensive information from consultants regarding bank services, their accounts, service;
- Pay fines;
- Top up mobile operator accounts;
- Learn about the opening hours of the nearest branches and the location of ATMs in the region / city, exchange rates, the latest banking news.
All listed services are available 24 hours a day. Users are warned about technical work in advance. When they try to log in, they see an advertisement for work or an update.
Additional functions
Clients have the opportunity to order a credit card online, as well as calculate the amount of the required payment ( loan calculator). The service is available in the "Cards" section. It is also available to issue additional cards linked to one account and set limits on them.
Registration in the cabinet
Registration takes place according to the following algorithm:
- We receive a credit or debit card SKB Bank, or open a deposit here.
- He applies to the bank branch with a request to connect Internet banking.
- We fill out the form and sign the contract.
- We receive data for access to the LC.
Authorization in the personal account of SKB-Bank
Login to Personal Area, step-by-step instruction:
- Go to the official page of the bank.
- Enter in the empty fields the login and password issued by the employees of the financial institution.
- We press the button to enter.
You should carefully enter the password and login, otherwise after the third unsuccessful attempt, access is blocked for two hours. After the first authorization, it is recommended to change the code used to enter. Login remains the same.
Possible problems
If, with the correct entry of the details, it is not possible to pass authorization, then you need to:
- Try using a different browser;
- Clear data about viewed pages of the browser (cache);
- Update your browser to the latest version.
Personal account mobile application
The application is available for IPhone (iOS 6.0 and higher) or smartphones based on Android OS (4.1 and higher). You can download it on the official portal banking institution or in the App Store and Google Play stores. To enter the mobile application, the same data is used as for the Personal Account.
The application is constantly updated and improved, bugs found by users and developers are fixed. But some clients still note its unstable work. Therefore, for serious financial transactions it is recommended to use the full version of Internet banking.
Customer support through the cabinet
You can contact the support employee online after logging into the LC. But before that, you can look at the "Help" section, where explanations of the most common cases of contact are presented. In the mobile application, at the bottom of the screen, there is an inscription "Chat", by clicking on which a dialog box with a support employee opens. When blocking the office, you need to call the hotline operator.
How to disable the personal account of SKB-Bank?
If the client, for any reason, decided to abandon the LC and completely delete it, then this can be done in two ways:
- By calling the hotline and contacting the operator, you should express your request. We'll have to name the passport data, the number of the contract and cards, code words. The employee may ask additional questions.
- Having visited the nearest branch of the bank, you must contact the employee, presenting your passport, original contract, details bank cards... The client writes a statement in the prescribed form for the refusal of service. This method is more reliable and efficient.
Deactivation can take up to three days. To disable a mobile app, you must completely remove it from your device. It is recommended to check individual folders that may have remained from the application and delete them as well.
Security & Privacy Policy
To keep your finances completely safe, it is recommended to follow these rules:
- Do not tell the password / login to strangers, even if they introduce themselves as employees of a banking institution.
- Do not download the file from unverified resources, they may contain hacking spyware.
- Control that the connection goes through a secure channel (https).
- If you find unauthorized access, you need to immediately call support and ask to block the entrance.
- An antivirus must be installed on the gadget (PC, smartphone).