Sberbank card with a cat in the snow. Joint project of Sberbank and VKontakte: SberCot stickers
Recently, it became possible to place an order bank cards with individual design. Working under the motto: "Don't be like everyone else!" financial institutions are promoting a new service quite rapidly. Do not lag behind fashion and the luminaries of the monetary market.
Sberbank very zealously joined the race to create custom-made plastic cards. In order to order a payment accessory, it is not even necessary to contact. All information is available on the organization's website - sberbank.ru. Here you can also choose a design option from the proposed list, which includes the following topics: cartoons, animals, flora and fauna, cities, etc. For the most creative users, a module is provided to upload images of our own production.
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The selected pattern is applied to the entire surface of the card. In the course of creating a map, it is possible to edit the image: select more preferred fragments and angles, change the color palette, etc. Those holders of Visa, MasterCard or MIR who have a craving for creation can independently edit the classic and standard versions of the cards. The "individualization" service is provided by Sberbank only to users of debit plastic.
So, having set a goal to change the design of your debit card from Sberbank, follow these steps:
- Find on the menu "Select a card" and go to the category "Cards with custom design".
- Submit an application or change the design of the card yourself. In both cases, it is recommended to strictly follow the instructions of the system.
- Do not forget to carefully read the terms of the license agreement!
Refusals are also possible for cards with photos of actors and cartoon characters, as well as images of paintings by famous artists, which are subject to copyright law. All "allowed characters" are placed in the gallery offered by the bank's developers. So, for example, Sberbank is ready to print cards with fragments from the cartoons "Shrek", "Puss in Boots", "Wait a minute!" and Madagascar. A complete list of rules for posting images is published on the website of the financial institution.
Cost and terms of service
Individual design of a debit card from Sberbank will cost the user 500 rubles. It is about a one-time payment, which is made before the card is issued and is added to the annual cost of service. total amount will be 750 rubles.
How long is custom design approved?
Within five days after you send an application for the card, you will receive an SMS notification with approval or rejection.
What if the design was rejected?
If the design is rejected, you can replace or edit the image. To do this, follow the link in the SMS notification and log in using the phone number and design code specified in the SMS. After authorization, you will see the reason for the refusal to issue the card.
Why do I need a custom design check?
Terms of card production
In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and others large cities the card will be ready in 2–3 working days; in regions, production and delivery will take from 3 to 10 working days. Delivery to remote settlements can take up to 15 business days. Exact timing is possible.
When issuing a card, only working days are taken into account. If you order it on Friday evening, then the production time will be counted from Monday.
You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.
What documents are required to receive a card?
To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.
How to start receiving bonuses THANKS?
After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register is to send an SMS to 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program at personal account Sberbank Online and at Sberbank ATM - find the section "Thank you from Sberbank" and follow the prompts.
Bonuses are accrued automatically when paying with a card - their number depends on the level of privileges.
It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.
How can I use THANKS bonuses?
Thank you bonuses can be exchanged for discounts when purchasing goods and services from Partners, a full list of partners is available. In addition, THANKS bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodation (on the site "Thank you from Sberbank. Travel"). Bonuses can also be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions".
How can I find out the details of my card?
To find out the details, in mobile application Sberbank Online find the required card and click "Show details".
Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Information on the card" → "Details of the transfer to the card account".
Is the contactless card safe to use?
Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one can see the card details. Besides, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.
The leading bank in the Russian Federation is developing a variety of strategies to attract clients of different age groups. Now he plans to reach an audience up to 25 years old. To this end, Sberbank, together with the VKontakte social network, is holding a campaign for network users over 14 years old. Russians aged 14-18 are the strategic priority of the bank. This age group has the highest indicator of the client's willingness to attract their close social circle to new services and products (NPS index). It is the maximum number - 64%.
The promotion offers a wide variety of options for funny cats
Already, the banking institution serves more than 6.7 million clients of this age who have debit cards at their disposal. And according to forecasts, this is the most demanded customer segment for banking products. It is best to interest future clients on their "territory" - in social networks, where they spend most of their time communicating with their peers.
Under the terms of the action, VKontakte participants will receive gifts and congratulations on their birthday banking institution... In addition to this, after this day, the "lucky ones" will be able to send free congratulations and gifts to their friends for 30 days. Another innovation is the launch of the SberCot chatbot, which has prepared a pleasant surprise for young visitors in the form of a package of free stickers. Previously, only large international payment systems could provide such a service. The promotion is available for Russians over 14 years old.
This is not the first attempt by a banking institution to attract the attention of young people. Several campaigns have already been held to promote youth services. As popularizers of its products, Sberbank attracts video bloggers and "stars" well-known among the youth. Together with the popular singer Yegor Creed, a project was launched to release a limited collection of youth cards named after him. The campaigns carried out have yielded significant results: the number of issued youth cards increased to 300 thousand per month, while the previous figure was 80 thousand.
Integration into a social network will allow credit institution to make a "groundwork" for the client base. After all, it is known that in 30% of cases, the first bank with which begins to cooperate new client, remains with him further. The results of 2017 showed that half of the clients who started using the services of Sberbank for the first time are young people under 25.
How to get stickers from SberCot
As part of the campaign, Sberbank launched a unique chatbot SberCot on the VKontakte social network. Its purpose is to educate financial literacy growing generation. In addition, to attract the youth audience, “gifts” are provided, which will be a pleasant surprise for young Russians. It's about stickers. Everyone knows how popular they are among social media users. Visitors to VKontakte are no exception. In their communication, the participants are used to exchanging stickers, they have become convenient means communication among young people. There is nothing easier to save time than sending a picture that conveys a certain thought or emotion. It was on this affection that the bank built its strategy for attracting young people.
SberCot allows you to get free stickers. To do this, you need to download the SberCot package, which consists of four stickers in the form of a cat with the well-known green Sberbank emblem on a tie. After that, VKontakte automatically transfers the user to the bank chat bot to receive the cherished pictures. There are several possibilities for this. Twice every week SberCot will send life stories about how to properly manage money, plan finances and, at the same time, introduce you to banking products. Each message will be accompanied by a gift in the form of a sticker. The bot already has its own group in the social network of 272 thousand participants. The second option for obtaining exclusive pictures is to link the bank card to the VK user account, while his page must be open for public viewing.
Most customers get lost in choosing the best option that meets all the requirements. In this article, we will consider what Sberbank cards are, their types, features. And everyone will be able to determine which Sberbank card suits him best.
The main categories of cards issued by Sberbank
Before proceeding to the choice of a plastic card, you need to understand for what purposes it is used. If the use is intended borrowed money bank, it is advisable to order credit card, and if the client uses his own money, then a debit card will cope with this task. In addition to being divided by type of use, Sberbank cards differ in terms of, each of which has its own advantages and disadvantages.Each card of Sberbank has its own task, based on which the client can choose the product of interest. So Sberbank offers to its customers or, which, in addition to performing the basic functions, will accrue interest in the form. Those clients who are interested in bonus programs, Sberbank has issued an additional series of plastic cards, which include and. If in the first case, for each purchase made with the card, the client will receive up to 20% money back in the form, as well as discounts in, etc., then using the second card, the client will accumulate bonus miles, with a sufficient number of which they can be use as payment for the services of Aeroflot.
Benefits of a debit card:
- Pay for goods in shopping centers and stores;
- Pay for services and goods online;
- Receive and spend bonuses;
- Save and keep money.
- Absence ;
- You can use credit money at any time an unlimited number of times.
Important! The borrowed money must be returned to, in order to avoid interest charges. Also, by credit card you need to pay a monthly obligatory payment in the amount of 5% of the amount owed + accrued interest. This payment must be made even if the grace period is in effect.
Having figured out what Sberbank cards are, you can proceed to familiarize yourself with additional conditions and opportunities. The validity of these cards can be based on both personal privileges and general conditions.
Classic card of Sberbank
The classic format of international cards is in constant demand:. This card is the most popular among Sberbank clients, since it combines basic functions and a low price for annual maintenance in its package. If it is not possible to order other types of plastic cards, this is the best choice. Main characteristics of Visa Classic:- The ability to choose the currency we need - dollar, euro, ruble;
- Long term of validity - 3 years;
- Providing a card in the first year costs 750 rubles, subsequent years - 450 rubles;
- Possibility of accrual wages;
- The ability to receive and use additional cards;
- Chip protection of the card;
- The ability to use and;
- Connection of a security system for online payments 3D-Secure;
- Ability to replenish, transfer and conduct others Bank operations through self-service terminals and ATMs, including those located outside the country;
- Connection.
If during his stay abroad the card is lost, the client can withdraw money urgently, or make a link to one of the systems electronic payments(YandexMoney, etc.).
There is a similar package of services in the category of credit cards. The following conditions are set for them:
- A credit limit is established in the amount of 300,000 to 600,000 rubles;
- Grace period for repayment - 50 days;
- Loan interest - from 23.9% to 25.9% per year;
- Card service is free and in the case of a higher limit, too.
The main types of debit cards of Sberbank
When choosing a debit card, the customer is prompted to choose available options based on preference. Today Sberbank offers several types of cards, with characteristic features, design, and service cost:- ... It is issued within 10 minutes and does not have personal data tied to. Such a card is designed to provide a minimum number of services. Designed to pay for purchases, and replenish the account. There is no service fee;
- ... Allows you to use additional privileges and discounts in any country in the world. The card is provided with a high degree of protection and personalized service. The cost is 3,000 rubles per year;
- ... Has increased, and also returns up to 10% of the amount spent in the form of bonuses "Thank you" to the card. Maintenance costs 4900 rubles per year;
- .
Part of the money from the spent funds is transferred to charitable foundations; The service ranges from 1,000 to 15,000 rubles per year, depending on the type of card.
- This card allows you to accumulate miles - a special category of bonuses for which you can pay for air travel services, as well as improving the class of service in Aeroflot and its partners. The service ranges from 900 to 12,000 rubles, depending on the card.
- . This card has all the characteristics of a classic card, but with a choice of individual designs. Card pre-order is carried out only Online way via the official website or Sberbank Online. The client can choose a ready-made layout or offer his own, having passed the verification procedure.
- Such a card credits “Thank you” bonuses, and also has a low cost of service, reaching 150 rubles per year. Suitable for transfers, payments and scholarships.
- This card has all of the above characteristics " Youth card», But with the ability to choose an individual design. The cost of this service is 500 rubles.
- A feature of the card is the absence of a physical medium. The card is issued through Sberbank Online does not charge a service fee and is intended to pay for purchases using a mobile gadget.
- ... Suitable for retirees, provides free service and a premium charge on the residual balance in the amount of 3.5% per annum.
Types of credit cards of Sberbank
Credit cards such as Molodezhnaya, Podari Zhizn and Aeroflot are similar to their debit counterparts. Existing species credit cards differ in some features and, of course, in the amount limit. It can be:After a month of using a credit card, a detailed report on the state of the account and debt is received. If the required amount is deposited within 20 days of the current month, the percentage for use will not be charged.
To order a Sberbank credit card, you need to provide the following documents:
- Identity card (passport);
- A formal certificate from the place of work confirming the solvency (it must indicate the reporting for six months);
- Document confirming payments to the Pension Fund;
- Employment history;
- Labor contract;
- A document explaining the type of activity (license, etc.);
- Certificate of individual entrepreneurship (on demand).
There are also a number of requirements for the borrower himself. General seniority must be at least 12 months in the last 5 years, as well as at least 6 months at the current place of work.
What to look for when choosing a card
In addition to the above characteristics inherent in each type of card, also plastic cards Sberbank has a means of protection against fraudsters. Each card has a PIN that cannot be shared or shown to anyone.To maximally protect your card from fraudsters, Sberbank offers to use. An insurance policy can be issued at a bank branch or simply online. The procedure takes a few minutes. This protection is valid for 12 months. However, it should be noted that the insurance period officially takes effect two weeks from the date of payment of the insurance.
Sberbank and the social network VKontakte have launched a youth project. The bank now has a SberCot group and a chat bot that sends financial advice and gives stickers. After the first message, you will have access to four of the 24 stickers, each next tip will be accompanied by another cat from the set.
The project will run until March 18, 2018. During the action, VKontakte users will receive congratulations and birthday gifts from Sberbank. In addition, they will have the opportunity to send free gifts to their friends within 30 days after the congratulation. By linking their Sberbank card to their profile on a social network, VKontakte users will receive any complete set of stickers from the catalog for free. During the period of the action, the options may increase.
The project is expected to reach over 15 million people. Now the SberCot group consists of 326 thousand members. “When the bank was integrated with VKontakte, several hundred thousand people used the service during the day,” the press service said.
Sberbank serves over 9 million customers under the age of 25. Per Last year their number increased by 6.4%. Number of active debit cards Sberbank for these clients exceeds 10 million.
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