Zapsibkombank - how to spend bonuses and what can you buy with them? Internet Banking - New Opportunities How to find out how many bonuses are on the Zapsibkombank card.

Currently, there are practically no such banking organizations that would not have their own Internet bank. A service such as Internet Banking allows customers to take advantage of a wide range of banking services, without leaving home. This article will examine in detail the Internet bank of Zapsibkombank.

Registration and entrance to the personal account of Zapsibkombank

The registration process in the Internet banking service of Zapsibkombank is carried out at the branch of the organization when the client opens his bank account. So, when opening an account, new client is automatically entered in the bank register. After that, the bank employee issues an agreement to the client, which contains the login and password for authorization.

Registration for Zapsibkombank cardholders

If you have a bank card of the presented organization, but have not yet been registered in your personal account, then you can register as follows:

1. Go to the nearest ATM serviced by Zapsibcombank.
2. Insert into ATM plastic card.
3. Go to the "Internet Banking" section.
4. Click the "Register" button.
5. Enter your internet bank password.
6. Confirm the operation.
7. After that, the ATM will print a receipt, which will contain a login for authorization in the system.
8. Don't forget to pick up your bank card.

In order to use all the functions of Internet Banking, you need to log in to the system. This can be done as follows:

1. Go to the website zapsibkombank.ru.
2. Select the "Internet Banking" section.
3. In the menu that opens, click "Individuals".
4. This will open the authorization page. Here you need to enter your username and password in the appropriate fields. Also on this page you can use the password recovery system.
5. After entering the login parameters, click the "Continue" button. If the entered data was correct, then you will log in to the system.

You can download Zapsibkombank online to your phone or tablet.

Opportunities of Zapsibkombank Internet Bank for Individuals

Zapsibkombank customers have the opportunity to use the following services:

Mobile bank Zapsibcombank opens up the same opportunities for buyers.

Mobile application for Android and iOS

In order to further simplify the management of accounts and monetary transactions, Zapsibkombank has released a special mobile application that has all the functionality of a personal account.

Installing the mobile app

The mobile application runs on Android and iOS operating systems. You can install the application as follows:

1. Go to the Play Market (for Android) or the App Store (for iOS).
2. In the search, enter the name of the application "Internet Bank Zapsibcombank".
3. Download the app to your device.
4. After the installation is complete, open the application.
5. For authorization, you must enter your username and password from your personal account.

Advantages of the mobile app:

1. Card blocking. With this application, you can easily and quickly block your bank card in case of loss or theft.
2. Money transfers... Any money transfers are made as simple as possible.
3. The presence of all the functions of a personal account.

On the Zapsibkombank website you can find many useful information about the resource.

Payment for services and transfers in the Internet bank

In your personal account, you can easily pay for various types of services. This requires:

1. Log in to the system.
2. Go to the section "Payment for services".
3. Select the service you need(You can view the full list of service providers for payment, as well as payment limits, on the website www.zapsibkombank.ru).
4. Enter the amount of the payment.
5. Confirm the operation.

If necessary, the user can create payment templates and pay for the same type of services in a few clicks. You can also set up auto payments, with the help of which money will be debited from the bank account to pay for certain types of services at the appointed time.

Money transfers

To make money transfers, you need to do the following:

1. Log in to the system.
2. Go to the section "Money transfers".
3. Enter account number or Bank details recipient.
4. Specify the size of the transfer.
5. Confirm the operation.

Loans online "Zapsibcombank" approves only verified subscribers.

Opening a deposit through the personal account of Zapsibkombank

Customers have the opportunity to open and replenish term deposits, as well as deposits "On demand" in your personal account. This can be done in the "Deposits" section. Deposit opening is available in rubles and foreign currency... In this case, funds for opening a deposit are debited from the client's bank account.

Cost statistics

In your personal account, you can view all committed expenses in various categories for any period for all card accounts, as well as for each separately.

It is also possible to add your own expenses, made in cash or from accounts in other banks. These expenses will be included in the general statistics of expenses in the corresponding category.

Bank employees offer their clients the following recommendations for the safe use of the Internet banking functionality:

1. Incognito mode. This function allows you to hide and open the balance.
2. One-time codes. The client can configure the function of one-time codes, which will be needed to confirm various transactions performed on the account.
3. Mobile bank. This service allows the client to receive notifications on his mobile phone about all transactions performed on his account.

Inetbank Zapsibkombank offers new opportunities for those who live in a modern rhythm.

Video "PJSC Zapsibkombank"

PJSC Zapsibkombank is a large credit institution in Tyumen region founded in 1990. Heads the financial group of the same name, which includes investment company LLC IC "Fred" and Insurance Company LLC IC "Tyumen-Policy". The financial institution provides services to individuals and legal entities, provides remote banking services on the Internet.

Internet banking of Zapsibcombank

Banking is available for individuals in the Zapsibkombank system and for legal entities in ZapSib iNet. Internet Bank Zapsibkombank is included in the Top-10 rating as the most effective instrument for clients, and ranks 8th among 43 credit institutions.

Online access for private clients allows you to perform standard operations in your personal account:

• Manage banking products;
• Get statistics of expenses for the month;
• Make transfers Money according to the details of the clients of Zapsibkombank and other credit institutions;
• Pay for services.

Corporate clients are available following operations internet bank:

• Generate statements and money orders in Russian rubles;
• Export and import electronic documents into well-known accounting programs;
• Manage salary projects;
• Manage deposits;
• Manage loans;
• Browse current courses currencies.

REFERENCE. The personal account of Zapsibkombank 24 allows you to largely save time resources for visiting bank branches, since you can connect to it from a personal computer or smartphone. Connection and further support of online banking users is free of charge.

Login to the Internet bank, personal account

On the official website of Zapsibkombank https://www.zapsibkombank.ru/ there is an active Internet Bank banner. For convenience, users can save the direct Internet bank address in their browser https://inetbank.zapsibkombank.ru/.

To enter a private client, a confirmed registration is required, namely a username (login) and a password. The system will automatically identify the client and send a unique verification code in an SMS message. Within 10 minutes, the user must indicate this code in the appropriate window and log in. A corporate client will first need to download the installation package to the computer and connect the Rutoken EDS Usb device.

If you have any difficulties during authorization in the online banking system, it is recommended to contact the user support service by phone 8-800-100-50-05. The contact center operates on a 24/7 basis, the call is free in Russia.

The difference between an Internet bank for individuals and legal entities

Initially, ZapSib iNet appeared to serve legal entities, for which the mobility of the service is not a priority, unlike individuals. ZapSib iNet is a "heavy" system that requires a preliminary visit to a bank branch and the signing of an agreement on remote banking services, installation of additional software to a personal computer and Rutoken EDS connection. The Internet Bank Zapsibkombank for individuals is an analogue of ZapSib iNet, which works through an Internet connection. To obtain an account, it is enough to register on the credit institution's website, log in and get started.

Bonus program for users

Holders of a Zapsibkombank bank card receive additional bonuses for purchases in Russia and abroad. 1 bonus is equal to 1 ruble, and the accumulated bonuses can be exchanged for a discount of 99% of the purchase price. To plug this program loyalty is recommended in the Internet bank, section "Cards".

Zapsibkombank- large regional bank, a significant part of whose branches are concentrated in the Tyumen region. The main activity of the bank is the provision of loans to individuals and legal entities, and settlement and cash services... The bank occupies a leading position among the banks of the Tyumen region.

To enter the personal account of Zapsibkombank, go to the official website of the bank at https://www.zapsibkombank.ru and in the upper right corner, click on the "Internet Bank" - "Individuals" button. On the page that opens, you need to enter your username and password and then click the "Continue" button. Next, we confirm the entrance to the Internet account with a password from SMS. You have successfully entered your personal account.

If you enter the Internet bank from your computer, then to save time for entering a login, you can press the "Remember login" button before entering your account.

The personal account provides full access to your accounts and cards, allows you to make payments and transfers to cards of any banks, and also allows you to view the history of the movement of funds on the account. And most importantly, you are not tied to a computer and can manage your financial assets wherever there is a cellular connection and the Internet without being tied to a specific place.

The following options are available to the bank client in the personal account:

1. Viewing information about connected banking products
2. Information about the balance of cards and obtaining details for receiving money
3. Money transfers (both within the bank and to the address of other banks)
4. Payment for services
5. Opening a deposit (at a higher rate)
6. Credit application
7. Card locks
8. Currency exchange
9. Support Feedback
10. Personal offers from the bank
11. Search for the nearest ATMs and branches

If you are a client of Zapsibkom Bank, but you do not have a personal account yet, we recommend registering it. To register online banking, you need a bank card and some time. You can register your personal account in several ways:

1. At any bank ATM. Insert the card into the ATM and enter the pin code, then find the "Internet Bank" service in the menu and click the "Connect" button. When connecting, you will need to enter the password from the ATM keyboard, and the password for entering the cabinet will be printed on the receipt.
2. At any bank office. To connect your personal account, you must inform the bank employee about your desire to connect to the Internet Banking service and write a written application on the bank's letterhead. In return, you will receive an envelope in which your login and password are sealed for access.

If you cannot enter your personal account, then you should check whether you are entering your login and password correctly, perhaps you made a mistake with a letter or number, or, at all, the Caps Lock key was pressed. If repeated attempts to log in were unsuccessful, then we recommend using the password recovery function.

To recover your password, you need to create a new username and password at the nearest ATM of the bank or write an application at the nearest office of the bank and receive a new sealed envelope with the username and password.

Like most Russian banks, Zapsibcom Bank has mobile version personal account. The mobile application "Internet-Bank Zapsibkombank" is available for smartphones based on iOS and Android. The application is provided free of charge and replaces almost completely all those functions that are available in the personal account of the Internet bank.

To enter the mobile application, use the login and password obtained during the registration of your personal account. Each time you enter the mobile application, a one-time login code will be sent to your phone via SMS.

In the mobile application, you can activate or block any of your bank cards, which is very convenient if it is stolen or lost.

List of functions of the Zapsibkombank mobile application:

1. Making payments, creating payment templates
2. Making transfers (between your accounts, to cards of any banks in the Russian Federation or to a bank account using free details)
3. View payment and transfer history
4. Deposits management (opening, replenishment, partial withdrawal, closing)
5. Loan payment
6. Change of username and password from the Internet bank
7. Card lock / unlock

For security reasons, the Zapsibcombank mobile application will shut down after 10 minutes of waiting.

To download the application, you can go to the application store on your smartphone and enter "Internet Bank Zapsibcombank" in the search bar and you will be taken to the application page, then click the "Install" button. Also, you can download the official Zapsibkombank application from the links below.

In "Zapsimkombank" (this is one of the largest banks in the Ural Federal District in terms of assets, its head office is currently located in the city of Tyumen) there is a special bonus program... When paying for goods and services, its members find it beneficial to pay with a card, not cash. After all, for each purchase made, bonuses are awarded in the amount of five percent of the spent. Accordingly, the more expensive the purchase, the more it returns. bonus points... It should be noted that the program is not intended for all cards - for example, it is not available for holders of Business cards and supercards with credit limit"100 days Platinum" from the bank in question.

How to join the "Bonuses" program

To take advantage of the program, Zapsibcombank customers must first activate it. This can be done in several ways:

• at the ATM of Zapsibkombank (for this you need to select the section "Service Management" and then to subsection Loyalty program);
• on the bank's website (here you first need to select the item "Cards" and then click on the link "Connect the loyalty program");
• at a bank branch (just go to a free employee and express your request).

How to spend Zapsibcombank bonuses and other important information about the loyalty program

1. The user has the right to freely dispose of bonuses only after debiting funds for the operation, as a result of which these same bonuses appeared on the account.
2. Bonuses are awarded only for transactions worth more than three hundred rubles.
3. The maximum number of bonus points to accumulate on cards is determined according to the card tier. For example, for Gold format cards (it does not matter whether it is basic or additional) - the maximum possible number of bonuses accrued per year is equal to 7500, for Classic or Standard format cards - 3000 bonuses per year.
4. It is interesting that bonuses are awarded here (in contrast to a large number of other similar programs) both for purchases on the territory of the Russian Federation and abroad.
5. One bonus is equal to one ruble for ruble cards. And for currency cards, 1 bonus is considered equal to 3 American cents or 2 euro cents.
6. Bonuses can be exchanged for a discount of up to 99 percent of the total cost of purchased goods and services.

To activate bonuses, send an SMS to the short number of the so-called mobile bank or use your Personal Account on the Zapsibkombank online resource. In your Personal Account, you just need to change the option in the appropriate column "Save" on option "Spend"... Here you have the right to specify the limit of bonus points and select exactly those categories of stores and businesses in which you want to shop. When you activate the bonuses and pay with the appropriate card, Zapsibcombank will automatically calculate the exact amount of the discount.

The validity period of bonuses is one year from the date of activation of the program. If during this period they were not used by the program participant, they will "burn out". You can always see the date of the “burn-out” (and the beginning of the new annual period) in your Personal Account on the Zapsibkombank portal.

When there is no bonus accrual

So, Zapsibkombank bonuses are not awarded in the following cases:

• for cash and non-cash card replenishment operations;
• when withdrawing cash from an ATM;
• for card-to-card transfers (in particular, for full details);
• for operations related to deposits (opening a deposit, replenishment, withdrawal, closing);
• when repaying loans (regardless of the method);
• when paying for housing and communal services, mobile and Internet communications, cable TV;
• when paying for public services (fines, alimony, paying taxes, and so on);
• with collateral payments, purchase of bonds and other securities;
• when paying for brokerage and other financial services.

In addition, bonuses are not awarded if you purchase from network marketing companies, and from companies that sell lottery tickets or casino chips. If you pay with a Zapsibkombank card at fast food restaurants or at Russian Post offices, bonus points will not be credited either. The cardholder also cannot count on bonuses when paying for certain transport services (paying for a taxi, purchasing metro passes, tickets for buses, trains, electric trains, etc.). We would like to emphasize that in this case we are talking only about ground and underground transport. When paying for air travel, it is possible to receive and use bonus points.

Available and unavailable MCC codes for Zapsibcombank loyalty program users

Customers who are thinking of how to use Zapsibcombank bonuses as efficiently as possible should have an idea of ​​MCC codes. The English abbreviation MCC stands for Merchant Category Code, and simply speaking, it is the code of the direction or scope of the outlet. This code exists in the format of a four-digit number. These numbers are assigned to trading platforms by the issuing bank for the further provision of acquiring services. That is, the MCC code is required to pay with plastic cards. payment systems Visa, AmEx, MIR, MasterCard. Today, the MCC code is assigned directly when setting up a POS terminal - this takes into account the information that was specified by the representative of the outlet in the questionnaire for the issuing bank.

On the Zapsimkombank website there is a document with a list of all MCC codes of outlets where you can spend or simply receive bonuses. They are divided into several groups:

• « My travels» ;
• « My technique» ;
• « My clothes» ;
• "My car";
• "My supermarket";
• « My phone» ;
• "My health and beauty";
• « My entertainment» .

In addition, the terms of the program specifically stipulate that the bonuses available on the account cannot be accrued or spent on transactions with certain specific MCCs - for example, 4111, 4131, 4812, 4814, 4821, 4900, 5046, etc. Full list such "forbidden" MCCs can also be viewed on the official website of the bank.

Zapsibkombank offers its customers to take advantage of the wide range of account management opportunities. By entering the "Personal Account" on the bank's website, the user will be able to open accounts and receive on favorable terms, without the need for long waiting times at the company's office. The Internet Banking website contains a convenient system of tips and instructions that allow you to carry out monetary transactions in the shortest possible time. Clients can receive detailed statements of current accounts and completed transactions for any period.

Login to the "Personal Account" of Zapsibkombank

You can connect to the Internet Bank and log into the "Personal Account" of Zapsibkombank if you have a receipt printed in a branded ATM. You can fill out an application and receive a bank card at the office of a credit institution. After completing a simple introductory questionnaire, the employee financial company will issue a contract to the client and familiarize with the rules of safe use electronic service... The client will need to keep the password and login out of the reach of others and not tell unauthorized persons the codes that come to the phone number.

"Personal account" Zapsibkombank Internet Bank

To enter the "Personal Account" of Zapsibkombank Internet Bank, the user needs to enter the username and password in the free fields. After that, a one-time identification code will be sent to his cell number. As a result of the correct input of the received numerical combination, a personal profile will be opened. The validity period of the password received by the phone is limited. If the client is unable to provide the code within a few minutes after admission, he will need to request new identifier... If the code does not come to the mobile phone number within a few minutes, you need to contact the technical support service.

Registration in the LC

Actual registration " Personal account»Zapsibkombank takes place in the office of a credit institution. After a new client is included in the register, the bank employee issues him a contract and an envelope with identification information. Cooperation with the company gives an individual the opportunity to view their accounts and receive detailed transcripts of recent actions, fix the amount of upcoming payments for a month. Individuals can manage loans, view information on the balance of debt and the repayment schedule.

"Mobile Bank

If the client does, Mobile Bank will help him to monitor open accounts and the funds received for them. Users have access to graphs of accruals on deposits, the ability to change interest rate and a service that calculates the expected income for the selected deposit. With the help of a universal electronic calculator, the client will be able to compare the terms of deposits and assess the potential profit, choose the most advantageous offers without the risk of losing personal funds.

Login to the "Personal Account" of Zapsibkombank for individuals

Any operations on accounts and loans take place after the citizen opens his personal profile. Successful entry into the "Personal Account" of Zapsibkombank for individuals and identification by the code received on the phone will allow the client to confirm his identity and view the list of available bank accounts. If the user needs to get background information, he can save the history of card and current account transactions to a computer and print it out. Details are downloaded from the database in PDF format.

User capabilities

Credit organisation invites citizens to take advantage of a wide range of financial services... The user's capabilities are quite wide:

• issue of basic, additional and virtual cards;
• setting up card limits;
• editing the name of the map;
• using bonuses and connecting loyalty programs for your own and other people's cards;
• management of operations through a mobile bank;
• tracking statistics of expenses for any period;
• creating alerts;
• viewing a list of frequent operations.

Tips for Safe Use of Internet Banking Functionality

During registration of new clients bank employees give them advice on how to safely use the Internet Banking functionality. They are informed about the possibility of activating the incognito mode, which makes it possible to hide and open balances. The credit institution grants all registered persons the right to change the password for the profile, confirming the operations performed by entering a one-time code. On the e-page, you can connect a notification about all new offers of the company, which will be sent to the client's e-mail box.

LK authorization

To enter your account, you need to go to the Zapsibcombank website. First, the system will ask you to enter your login and password received during registration from the bank manager or printed on a check from an ATM. Next, you will need to enter a captcha and a four-digit verification code, which will be sent in an SMS message to your phone number (specified in the agreement with the bank).

If all the data has been entered correctly, the system will redirect you to the personal account of Zapsibcombank as a full user.

Zapsibkombank mobile application and its capabilities

As a bank customer, you can easily and conveniently manage your accounts and money transactions using your phone or tablet. Zapsibcombank has developed a mobile application for devices based on Android and iOS operating systems with an adapted interface and design. Use mobile application in terms of functionality, it does not differ from working in a Personal Account on a PC or in a browser of a mobile device, but the process itself becomes much more comfortable.

You will also be able to set custom settings, view completed transactions, create templates for payments and use many other functions.

So, in the mobile application, a bank client can:

• order an extract for a certain period to your e-mail box;
• control the movement of money in the account and monitor the balance on the balance;
• transfer funds and pay for online purchases;
• view payment history;
• open and close deposits, withdraw funds from them;
• pay credit debts from the card balance;
• change the login and password of the user of the Personal Account;
• block the card in case of loss or theft.

To use the mobile application, you must first register your Personal Account. Next, you need to install the program on your smartphone or tablet - it will be most convenient to do this in the official Google Play or App Store. Also, the necessary files can be found on the official website of the bank.

After installing the program, you need to start it and enter your username, password and four-digit code from the SMS message.

Customer support

All clients of this bank can contact the free hotline for any questions related to registration and authorization in the Internet banking system. Support service operators will help you solve the problem, accept complaints and suggestions on the bank's work and answer your questions.

Number hotline for Zapsibcombank clients:

8 800 100 50 05

The call is free throughout the territory Russian Federation... Both from mobile and landline phones.

The contact center works around the clock and seven days a week.

Also, with a question, request or claim, you can contact the bank's e-mail address [email protected] or through the communities of Zapsibcombank in social networks(VK, Facebook).

Security & Privacy Policy

In order to protect themselves as much as possible from theft of data and funds from the account, users of the Personal Account are recommended to:

1. Connect the Mobile Bank service. It is chargeable, but thanks to this service, you will know about each operation performed on the card (withdrawal, replenishment or transfer of funds), which means that you can quickly respond to the actions of fraudsters.
2. Change your username and password when you first enter the bank. The password should not be trivial and easy to guess.
3. Do not provide data for authorization in the system to anyone. You should also not write them down and keep them in a public place.
4. Pay attention to the address of the page on which the data is entered. Fraudsters can use phishing addresses to collect data from bank customers. Always make sure that the url of the page is exactly the same as the original one.
5. Update your antivirus and do not download suspicious and malicious files to your computer.