Western Union money transfers JSC ASB Belarusbank. Western Union Money Transfers
Currently Western Union money transfer system is a global leader in providing payment services to individuals, small businesses, large corporations, as well as non-profit organizations. The scale of the business of sending money transfers can be characterized by the following data:
- more than 500,000 agency service points;
- more than 100,000 ATMs and self-service terminals;
- provision of services in more than 200 countries;
- carrying out exchange operations in 130 currencies;
- annual turnover of sent transfers - 150 billion dollars;
- 31 operations are performed on average every second;
- during the year, about 1 billion bank accounts around the world are activated.
Western Union is widely represented in the Republic of Belarus. You can send and receive transfers in such banks as Absolutbank, Bank BelVEB, VTB Bank, Bank Moscow-Minsk, Belagroprombank, Belarusbank, Belinvestbank, Belarusian People's Bank, BPS-Sberbank, BSB Bank, BTA Bank, Idea Bank, Paritetbank, Priorbank, RRB -Bank, Technobank, Trustbank, Francabank. You can transfer money through Western Union from Belarus to, and other countries of near and far abroad.
Transfers are made in USD and Russian rubles. Tariffs for Western Union transfers depend on the urgency, amount and direction of the transfer (near or far abroad). For those who want to save money when sending a transfer from the Republic of Belarus to neighboring countries (except Turkmenistan), the 12-hour tariff applies. Savings on commissions will be 25-33%. However, the transfer delivery time will be 12 hours, as the name of the tariff suggests. For an additional fee, you can order a check to be delivered to the recipient's home ($13), a notification by phone ($3), or a message of up to 20 words ($3).
How to send and receive a Western Union money transfer in Belarus
In order to transfer money through the system, it is necessary to fill out an application for a transfer at the nearest service point (in the branches of the above banks), in which you indicate: the recipient, the country and city of destination, the amount and currency of the transfer. In some banks, you do not need to fill out an application: it is enough to inform the operator of the above transfer parameters. Along with the application, you must present an identity document and receive a transfer control number.
In order to receive a money transfer, you must fill out an application for receipt, in which you indicate the sender, the country of departure, the expected amount of the transfer and currency, as well as the control number of the transfer.
You can find out the status of the transfer on the official website of Western Union by control number (MTCN).
Restrictions on transferring money from Belarus via Western Union
The maximum transfer amount under the 12-hour tariff is $3,000.
Fraud Protection
Western Union pays close attention to protecting its customers from fraudulent activity. For this, simple rules were developed and published, the observance of which will secure the money sent:
- do not send money to strangers;
- before sending money, make sure that emergencies really exist;
- do not tell anyone except the recipient the control number of the transfer;
- do not transfer money to pay for lottery prizes, etc.
Western Union was the first to offer money transfer and payment services, as well as e-mail forwarding, and has been a leader in this field for over 150 years. "Western Union" and today continues to help individuals make money transfers. The company's clients can easily and quickly send and receive money at more than 245,000 service points in 200 countries around the world. Every year "Western Union" carries out more than a quarter of a billion transfers. The fact that in 2002 the income of "Western Union" was equal to almost 2 billion US dollars, indicates that the company remains a leader in money transfer systems. Among the advantages of the Western Union system:
- Simplicity and convenience
- Fast sending and receiving money
- Flexible rates and rates
- A large number of points for receiving transfers in Minsk and other cities of Belarus
- Ability to select the transfer currency: rubles, dollars, euros, etc.
- Reliability
Simplicity and convenience
To transfer money, you do not need to open a bank account, transfer bulky bank details to the sender. When sending, you need to know only the name of the recipient, when receiving - have a passport.
How to send a transfer
For "Western Union" the whole procedure takes about ten minutes. You fill out an application for sending, deposit money at the cash desk, after which the bank employee sends the transfer. The application for sending is a form that is filled out according to the model - nothing complicated. To make a transfer, it is enough to know the name and surname of the recipient, as well as the city, country of receipt (for the USA, it is also a state). You should definitely have your passport with you. After sending the transfer, you will be given a ten-digit control number, which must be confidentially communicated to the recipient. Non-financial changes may be made to the translation.
A transfer sent but not claimed by the recipient can be returned to the sender. The amount of commission paid when sending a transfer is refundable at the discretion of the Western Union system.
How to receive a transfer
When receiving a transfer through the "Western Union" system, you must fill out an application for receiving money. In the application form, you must enter the name and surname of the sender, the country and city of departure. However, the key here is the ten-digit control number, unique for each transaction - it is used both to search for a transfer in the system and as an additional means of identifying the client - so you need to know it before you go to the bank for a transfer. This information is confidentially communicated by the sender to the recipient.
How long does the money go
The "Western Union" system delivers the transfer within 15 minutes, that is, almost instantly.
How much will the translation cost
The cost of a transfer in the amount of $100 will cost $15, $500 - $40 and so on with a proportional reduction in commission (see "Western Union" tariffs). The recipient of the transfer no longer pays the interest and takes the money in full.
How many countries work with the system and how many pickup points
Western Union transfers can be made in 200 countries around the world, while it is safe to say that the points of receipt will also be found everywhere, since there are 245,000 of them (find the point of receipt).
Transfer currencies
"Western Union" allows you to make transfers in US dollars and Russian rubles.
Reliability
The reputation of the system is impeccable, so the issue of Western Union's trust is not even worth raising.
We can only talk about the probability of receiving the transfer by the person specified when sending. The system uses a special control number that is unique for each transfer, provides for the verification of certain transfer parameters (expected amount, name of the sender and country of origin) and requires the presentation of a passport upon receipt. The chance of fraud is reduced to zero.
Western Union is an American company that has been dealing with money transfers since 1871 and uses only the most modern means of communication and information processing in its work.
The latest electronic technologies used by the company make it possible to transfer money to absolutely any distance in a matter of minutes. It is easy to become a user of Western Union services. To do this, you just need to come to the nearest service point, whose specialists will tell you how to receive or send a money transfer.
Western Union transfers belong to the urgent group, that is, within the destination country or state (for the USA), the recipient will be able to pick up the money in a few minutes at any service point.
The transfer system includes the following operations:
- Receiving money from abroad;
- Sending money abroad.
All operations (delivery and acceptance) are carried out in cash.
If you need to quickly receive or send money abroad, use the services of the Western Union money transfer system. In order to make any transaction, you only need to provide an identity document and a sum of money. The transfer can be in US dollars or Russian rubles. More than 550 thousand service points in 200 countries provide the ability to send or receive a transfer in US dollars. Money transfers in Russian rubles can only be made between Russia and Belarus.
Another feature of Western Union is that you can transfer funds abroad not only to an individual, but also to a legal entity. Such a transfer is called Quick Pay, it is carried out in US dollars. With this service, you can pay for travel and services of tour operators, study at foreign universities and some types of goods. In order to perform an operation, you need to provide information about the details of the legal entity to which the transfer was sent to the service point.
How to send a transfer:
- Contact your nearest Western Union service point;
- Present an identity document;
- Fill out an application for sending a transfer;
Attention! Bank BelVEB's service points also use blank-free technology for sending transfers, which can significantly save customer service time. The sender only needs to clearly inform the bank employee of the name of the recipient, the country of receipt (locality, if necessary), the amount and currency of the transfer.
- Enter the amount of the transfer and the amount of the commission to the cashier;
- Obtain from the operator a 10-digit unique Transfer Control Number (TCN) and a list of Western Union money transfer service points in the locality of the destination of the transfer;
Attention! KNP - a unique transfer number, which is strictly confidential information available only to the Sender and Recipient of the transfer.
- Contact the Recipient and tell him:
- the locality where you can receive a Western Union money transfer;
- 10-digit Transfer Control Number;
- the amount and currency of the transfer.
How to receive a transfer:
- Contact a Western Union system service point;
- Show the operator an identity document.
- Fill out an application for payment of a transfer, indicating in it:
- Transfer control number (KNP);
- Full name of the sender;
- the amount and currency of the transfer;
Attention! Bank BelVEB's service points also use a blank-free technology for receiving transfers, which can significantly save customer service time. The recipient only needs to clearly inform the bank employee of the KNP, the full name of the Sender, the amount and currency of the transfer.
- Get cash.
Conditions for the return of the transfer
The transfer can be returned to the sender on his initiative, if the transfer is not received by the recipient.
To do this, the sender presents to the service point (where the transfer was made) an identity document, an application for sending a transfer (if any), in the absence of an application for sending a transfer, informs the KNP, fills out an application in any form for the return of the transfer.
07.06.2017 0
The modern financial system provides the broadest opportunities for receiving money transfers in any locality on the planet. Transfers from Western Union (receiving and sending money) occupy a leading position in the market. The company has become a real international model of decency, fast service and convenience. Its branches are located all over the world, covering most financial institutions. If you need more detailed information on the work of the company, then it will always be provided at post offices or banks in Russia.
Transfers from Western Union are receiving and sending money to anywhere in the world. And they are available on the official website online.
- It is enough to go to the Western Union resource. At the bottom of the page is a link "Get money".
- After clicking on it, a page will open where the button "Find a branch" will be displayed.
- You must select a country, city and click "Find".
To enhance visualization, the system provides a map with the location of branches. A feature of the company's work is sending money to the country where the recipient lives. You can get a transfer at any convenient branch, there are many of them.
In order for the recipient to receive money at the post office or bank, he must have a special digital code on hand and know the amount of the transfer.
Such information can be securely communicated to the recipient by telephone or email. Another person will not be able to receive the money, even if he finds out the data.
With this information, you need to go to the point of issue of WesternUnion transfers. They can be easily recognized by the characteristic company logo on posters or stickers. For identification, a branch employee will require a passport.
When sending a transfer, a certain commission is charged. The recipient is completely exempt from any additional payments. He gets the full amount.
To receive funds, you must first fill out the form offered by the branch employee. To do this, you need to enter the following information:
- recipient's personal data;
- transfer amount;
- select the currency in which the funds are transferred;
- locality and country of the recipient of the transfer.
The form is intended for self-filling. For readability, each letter fits into a separate cell. It is better to use a printed font when filling out.
How to transfer money through Western Union online (via the Internet)
To make a Western Union transfer (for example, to China, Ukraine, Belarus, Kazakhstan, Germany, Russia or any other country) online, you need to go to the official website page.
- The main page of the Western Union website will open, where you need to click " Submit online.
- Then a page will open to select the destination country, set the transfer amount, fill in the recipient details and click " Proceed" .
- The system will prompt you to select a payment method and make a transfer to the specified person.
You do not need to have special knowledge to successfully make transfers from Western Union: receiving and sending are relevant to everyone who has relatives abroad.
Money transfer via Western Union via mail
To do this, you need to contact any post office of the Russian Federation or a bank that is connected to the Western Union system. The sender must have an identity document and the required amount of money with him. In this case, do not forget about the commission. The document can be:
- internal or foreign passport of a citizen of the country;
- sailor's passport;
- serviceman's certificate;
- a temporary document replacing the passport.
When visiting a post office or bank, you should contact the employee to take a letterhead.
Transfers within the territory of one country are carried out in local currency, so no conversion steps are required. For transfers abroad, US dollars are usually used as the universal currency. In this case, the recipient has the right to choose the option of receiving: in local currency or dollars.
How to make a transfer correctly so that it accurately finds its recipient? To do this, it is enough to transfer the digital transfer code, for example, by SMS or by phone. One mistake in the code will lead to a refusal to issue money and require correction.
Western Union Transfer Fee
Transfers from Western Union (receiving and sending from abroad) have been available to us for many years. The company pursues a transparent policy aimed at increasing volumes. To do this, the rates for the operation in all countries are brought to a single standard. Sending small amounts is relatively expensive, but offset by the convenience and speed of the service. Today the company has a huge number of points around the world.
The size of the commission fee depends on the size of the transfer and is optimal for large amounts.
There are situations when you need to quickly make a money transfer to the other side of the world. There are many ways to transfer money, but today only the Western Union money transfer system can please you with the speed and maximum territorial coverage. Overview of translation features
In Belarus, money transfers in the Western Union system are within the competence of the largest banks -,,.
Features of Western Union money transfers
- The Western Union system is designed for international money transfers between individuals. Transfers for commercial, entrepreneurial, investment purposes will not work here;
- Urgency is another undeniable trump card of the oldest money transfer system. Within a few minutes after sending the transfer, the addressee can receive their legitimate money.
- Transfers in the Western Union system are usually accepted and issued in dollars. In some cases, payments can be made in national currencies. For example, money transfers between Russia and Belarus can be made in Russian rubles.
- For some countries, there are restrictions on the amount of money transferred during a banking day. For residents of Belarus, the money transfer limit is 5,000 US dollars.
- Like everything of high quality, Western Union transfers are far from free. The Western Union transfer fee depends on the country of destination and origin and varies by amount. So, for the delivery of 100 dollars from Belarus to the USA, you can part with an additional $15.
How to make a Western Union money transfer
- Come to the nearest branch of the bank with a passport;
- Fill in the transfer form and indicate the details of the recipient of the money (city, country, last name and first name), as well as the amount and currency of the transfer;
- Deposit funds to the cash desk of the bank, including the amount of the transfer and the commission for sending;
- Get an incoming currency order, transfer control number and transfer details. This information, which is not subject to disclosure and is intended only for the recipient of the transfer;
- Tell the recipient the amount of the transfer and the control number.
How to receive money sent via Western Union in Belarus?
- Contact a bank branch that works with Western Union money transfers. To find the nearest service point, you can use the online service "Search for Western Union service points around the world", presented on the Russian version of the westernuion.ru website;
- Since Western money transfers are classified as international, the recipient will be asked to familiarize himself with the requirements of the legislation of the Republic of Belarus on receiving foreign gratuitous assistance;
- Present a passport and provide transfer details - the name and surname of the sender, the place of dispatch, the control number, the amount and currency of the transfer;
- Get money.
What to do in non-standard situations?
There are cases when the money transfer is not claimed by the recipient. According to the rules of the international Western Union system, funds are stored for a certain period of time. The period of storage of unclaimed transfers is determined by the legislation of the country of the recipient. And then returned to the sender.
It is possible that the sender wants to revoke the transfer. This requires a written application. The option of withdrawing a money transfer is real only if the money has not yet been claimed by the recipient.
But in both cases, say goodbye to the commission paid for the transfer.
Latest chips from Western Union
Of course, for more than 150 years of existence, Western Union does not stand still and offers new modern services, including online.
For example, an international money transfer can be made without a visit to a service point. The Russian version of the Western Union website provides an online translation service. But first you need to register via the Internet, specifying your passport data and receiving a registration code on your mobile device.
The money is then debited from the debit or credit card, and a verification code is sent to the sender of the transfer. You can also check the status of the money transfer online.
The company's website has more interesting suggestions for sending money:
- Using Internet banking;
- Through an ATM;
- Using a payment terminal;
- With the help of a payment service.
Sending money using the Internet banking service requires a bank account in the first case, and a confirmed registration in the Yandex money system in the second. In any case, a wide choice of ways to send money abroad plays into the hands of customers and gives a certain carte blanche, depending on the circumstances.
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