Gazenergobank official. Gazenergobank Personal Account
Comfortable and easy-to-use remote client self-service service from Gazenergobank is an online system for managing personal financial finances. The use of such Internet banking is available free of charge, subject to the availability of an active connection to the Internet. In addition to online service for PC, Gazenergobank offers its customers a mobile application.
Personal Cabinet Gazenergobank: Main features for users
Connecting to the online service system, you can perform such actions at any time:
- Quickly and conveniently pay for services, housing and communal services, mobile communications, taxes, fines and repay loans in any bank;
- Block bank cards;
- Configure regular payments using templates;
- Find the nearest branches of the company and ATMs;
- Open the contribution online with a high rate and replenish it;
- Translate funds to accounts, cards, contributions of any bank;
- Receive up-to-date information on accounts, debit and credit cards, deposits and debts without visiting the Bank;
- Get advice from a bank specialist in online mode;
- View the balance, the history of recent operations, to receive extracts and analyze expenses;
- View currency exchange rate and convert money online.
How to register in the Personal Cabinet Gazenergobank
The registration procedure does not take much time and passes through such instructions:
- Contact your bank office personally with a personality document.
- Case an agreement for the provision of comprehensive remote banking services.
- Get a login and password to log in.
How to enter the personal account Gazenergobank
- Open the main page of the Gazenergobank official website in its Internet browser.
- Go to the online service "Electronic Bank" service for private clients.
- On the Authorization page to enter the Internet bank, specify the login and password received from the bank during registration.
- After the first login, the system will automatically prompt you to change the password to your own.
How to change or restore login and password from a personal cabinet Gazenergobank
- Authorized on the entry page to the Internet Bank for individuals under the existing identifiers.
- Go to the profile settings section in the main menu of the personal account.
- To change the login, specify new data and enter a password from the system to confirm the changes.
- To change the password, specify the current identifier and enter new data twice.
- Changing the password should be confirmed by the SMS code that will go to your mobile number specified in the contract for the provision of DBS.
To recover a password, you need to contact the hotline of the Bank and inform your username or passport data. As a result of this, a new password will be sent to your mobile number to be changed at the first entrance to your own. If you do not remember both identifiers, contact your passport office personally and reboot the contract for the provision of DBC.
Mobile application Gazenergobanka
With the help of mobile banking from Gazenergobank, you can easily check the balance, pay for services, transfer money and find bank offices.
After installing the application, you will need to log in under the login and password from Internet banking, and in the future you can configure the fingerprint entrance if such a function is supported in your smartphone.
Registration number: 3252
Date of registration by the Bank of Russia: 19.05.1995
Beach: 042908701.
Main State Registration Number: 1024000000210 (27.08.2002)
Authorized capital: 1 000 001 rub.
License (issue of issuance / last replacement) Banks with a basic license are banks that have a license in which the name "basic" is present. All other existing banks are banks with a universal license:
License for banking operations with funds in rubles and foreign currency (without the right to attract funds in deposits of individuals) (04.09.2017)
License for attracting funds in deposits of individuals in rubles and foreign currency (09/04/2017)
Licenses
Participation in the Deposit Insurance System: Yes
Gazenergobank - the Regional Bank, which was founded in 1995. This is the largest financial institution in the Kaluga region. Initial shareholders were organizations employed in the fuel and energy field: Gazprom, Mostransgaz, Kalugaenergo, as well as the Government of the Kaluga region.
Later, the bank went to hold to individuals, and in 2009, I bought the "Probusinessbank" (100% of the shares). In 2015, Probusinessbank was withdrawn by a license due to non-fulfillment of federal laws.
Since 2015, PJSC "SKB-Bank" stands as a sanator.
The head office is in Kaluga. In addition to the Kaluga region, Gazenergobank is present in Smolensk, Bryansk, Moscow, Pskov, Tula regions. There are only 70 branches, as well as about a hundred ATMs.
There are about 160,000 customers in the client base. Their foundation is private clients, the second-place clients of small and medium businesses. Capital is based on the means of term deposits and settlement accounts of legal entities.
Among the major customers are "Kalugaenergo", "Kaluga Bakery", "Stroybusiness", "Heat networks".
Individuals Gazenergobank offers a standard set of services -, remittances, credit cards and debit. It has remote customer service - the service "Internet client". Providing services for insurance of property and life and health.
The national payment card system, which is an operating payment and Clearing Center for SBP, reported that Gazenergobank was connected to the system of rapid payments from the 20th of May 2019.
SBP provides the service of payments and translations between customer accounts of different banks only on the telephone number, the recipient's QR code, an account on a social network or an email address. The operator and the settlement center of the SBP is the Central Bank of the Russian Federation, an operating payment clearing center - a national payment card system (NPC).
With the introduction of a system of rapid payments, a functionality on the translation of funds from the account at the expense of any member bank appeared, regardless of whether the bank card is tied to the client's account or not. It is expected that the client commissions will be lower than the Translation Commissions from the card to the card. The commissions are now averaged 1-1.5% of the transfer amount. For the implementation of the project, the Association of Fintech (AFT) is responsible with the support of CBRF banks and other members of the Association.
From the 20th of May 2019, all Gazenergobank customers can use the GBP functionality. Reception of translations and sending translations to customers from other banks that are connected to the SBP, using only the phone number is available 7 days a week and 24 hours a day.
If during the day the amount of translated means does not exceed 6 thousand rubles, then the transfer fee is not charged. When transferring the amount during the day, which exceeds the established limit in the amount of 6 thousand rubles, the fee will be 1% of the transfer amount, Max 300 rubles.
The Central Bank plans to complete the connection of systemically significant banks to the system of rapid payments (SBP) to the 1st September 2019.
One of the main advantages of the project is a high speed of translating operation and the availability of the service. The operations will be performed online, and the service will be available 24 hours and 7 days a week, that is, on weekends and holidays.
The system that provides the opportunity to customer banks in the telephone number, began its work in February of this year.
Sberbank is currently not connected to the system and implemented its own money transfer system.
At the end of January 2019, the chairman of the Central Bank of the Russian Federation Nabiullina informed that the connection to the system of rapid payments should be mandatory, primarily for large domestic banks. It was originally assumed that participation in the CAP will be voluntary for participants and large domestic banks of the Russian Federation can oblige a connection to the CBP from September 1, 2019, the banks with a universal license must be connected from April 1 to 2020.
Gazenergobank - Large regional bank located in the Kaluga region. The full name of the Financial Organization - Kaluga Gas and Energy Joint-Stock Bank Gazenergobank. It was founded in 1995. The main areas of the Bank's activities are: lending and settlement and cash services of corporate clients, as well as receiving deposits from individuals. Since 2005, Gazenergobank has been a member of the Deposit Insurance System. The controlling stake in the financial institution belongs. The regional network of a credit institution is represented by departments in Kaluga, Smolensk, Tula, Bryansk, Pskov and Moscow regions. At the moment, more than 500,000 customers are serviced in the bank.
For the full use of banking services, all clients of Gazenergobank are provided with opportunities to enter the personal account and make all the necessary financial transactions independently without the need for a personal visit to the department of the credit institution.
To enter the personal account, it is enough to go to the official website of the Gazenergobank at http://gebank.ru/ and in the upper right corner, click the "Electronic Bank for private clients" button. The system will redirect you to the login page in the Internet Bank, where you must specify the login and password obtained when registering with the bank and click the "Login" button. After pressing the button, your phone will receive SMS with a check code to confirm the entry into the "Electronic Bank".
After entering the received code, you will fall to the main page of your personal account of the client.
In the Personal Cabinet Gazenergobank you can perform the following financial operations:
- History of operations (you can form an extract for any period of time)
- Account Management (Balance for each account, account details, transfer of funds between accounts)
- Card management (general information on the map, balance, validity period, card replenishment, setting limits, blocking in case of a loss card)
- Loan management (general information, payment schedule, the remaining debt amount, early repayment, date of another loan payment)
- Deposit management (opening of the deposit online, percent removal, replenishment, deposit closure)
- (Sending an application for your credit product you are interested in)
- Money transfers to maps and accounts of any banks
- Payment services (mobile communications, Internet, TV, housing and communal services, traffic police fines, taxes and other)
- Feedback with the Bank (Online Chat with Bank Support Employees)
- Login and password change
- Actual currency exchange rate
If you are already a bank client and you have one of the banking products of the credit organization (contribution, bank card, credit, account), then you can connect to the customer remote service system - "INTERNO-BANK". To register a personal account, you need to visit the nearest Gazenergobank branch with a passport, where you will need to fill out an application for connecting to the system.
After making an application from you, the bank employees will be issued a sealed envelope with a login and password to enter your personal account.
Helpful information! After the first login to the Cabinet, the system will offer you to change the password to your safety. When creating a new password, guide the basic rule: the password should know only you. Do not use passwords from other sites and social networks, as well as obvious phrases that are easy to pick up.
The whole procedure will take you 5-10 minutes.
If you are displayed when logging in to your account, you are displayed, do not worry - you are just mistaken when you enter a login or password. Before pressing the Login button, closely check the entered data: whether the password is correct, the keyboard layout is right, then try logging into the Internet bank again.
Tip! When entering 3 times the password from the personal account is wrong, your account will be blocked for 2 hours for safety. Therefore, after the 2nd unsuccessful entry attempt, we recommend that you use the recovery of the password from your office.
To restore the password from the "Electronic Bank" service, you need to go to the entry page to the Internet bank at https://my.gebank.ru/ru/html/login.html and click the "Forgot password?". On the page that opens, enter the number of your bank card (16 digits) and click "Next".
After that, we do everything in order, according to the instructions of the system: specify the verification code from SMS, invent a new password and save it.
Now access to your personal account has been successfully restored: you can log in with the same login and new password.
For the convenience of using their financial assets placed in Gazenergobank, a convenient mobile application "Mobile Bank", which fully duplicates the basic functions of a personal account. To access the mobile application, you need only access to the Internet on your mobile device. Mobile Bank Gazenergobank can install on smartphones users of devices on iOS and Android. Using the application is absolutely free.
To enter the mobile application, you will need to specify the username and password from your personal account. If you have no details for the entry, you can use the application in demo mode (ATM card and offices are available, currency exchange rate, as well as some other functions) or register in the Internet Bank system (in detail how to do it, Tasted above).
Mobile application Gazenergobank allows you to perform the following functions directly from your mobile phone screen:
- Balance of your bank products (accounts, maps, deposits and loans)
- Payment Services (Mobile Communications, Internet, Television, Housing and Utilities services, traffic police fines, taxes, etc.)
- Money transfers between their accounts, cards and deposits
- Fast money transfers to bank cards of other banks (on free bank details)
- Creating regular payment and transfers (for saving time in the future to pay for popular services)
- Information and accounting of operations on accounts, cards, deposits and loans (for any period of interest)
- Opening and replenishment of deposits with an increased rate (compared with the interest rate in the Bank's Office)
- Repayment of loans (making another payment, as well as the possibility of early repayment)
- Card lock (in case of theft or loss card card)
- Confirmation of operations SMS codes (confirmation codes for banking operations will be sent directly to you on the smartphone screen)
- Chat for feedback with the bank (a convenient way to consult on bank services)
- Search on the map of the nearest ATMs and bank departments (based on your geolocation)
- Currency exchange rates
To install the Mobile Application Gas Energobank, go to your device application store (Google Play or App Store) and type Gazenergobank phrase in the search string. In search results, one mobile client with the same name and the bank's branded logo will appear. Next, click the "Set" button and wait for the installation to complete - a new icon with a symbols of the bank will appear in the menu of your mobile phone.
You can also download the official mobile application of Gazenergobank, using one of the links below:
Phone Hotline Gazenergobank
If there are questions on the conditions of the bank's maintenance or when there is a problem when working with banking services, you can contact the hotline of the bank around the clock on one of the numbers:
Useful! If your question is related to the work in the Internet bank system, you can use detailed instructions for working in your account. The instruction is available to any bank customer at https://my.gebank.ru/ru/html/help/def/html/skb.ic.html.
By phone of the hotline, you can specify service tariffs for individuals, block the map in case of loss or just to find out the amount of credit debt and much more.
To perform significant operations through the bank's contact center, such as connecting / disable services, information about the account residue will require the passage of additional customer identification - be prepared to inform the hotline data to your passport data and code word (you specified it in the banking service contract when opening one From banking products in Gazenergobank).
The Gazenergobank Credit Calculator will help calculate the consumer loan in cash in 2020: the amount of monthly payments on loan and payment time for early repayment. You can use the official online calculator on the site for free!
Live on credit is convenient and practical. Consumer loans firmly entered the life of Russians. Especially popular among borrowers cash loans. Lending in 2018 will delight the proposal for individuals.
To choose the most interesting and advantageous of them, plan early repayment of the loan, a financial instrument is needed. This is exactly the credit calculator Gazenergobank: convenient, visual, free.
Gazenergobank-specialized credit institution - offers loans to residents of Kaluga and the region. The bank offers three specially designed consumer lending programs. Credit can be obtained without income confirmation, and the maximum age of borrowers has increased to 80 years.
Lending terms
- The age of the borrower: from 18 to 75 years (at the time of returning money);
- Minimum amount: 30 000 rubles;
- Maximum amount: 5 million rubles;
- Term: from 3 months to 5 years;
- Commission for issuing a loan: absent;
- Provision: guarantee of individuals - citizens of the Russian Federation (no more than 2).
Interest rate on the loan
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The loan repayment calculator allows you to calculate the online payment amount, interest and overpayment for loans with early repayment, with partial early repayment.
Credit loan calculator will calculate:
- For salary card holders
- For legal entities.
- For individuals.
- For pensioners.
- For IP.
The conditions for granting a loan depend on what the target direction of the loan, and determine: the necessary package of documents, interest rates, the size of the funds allocated. Bank loan can be taken:
- Cash.
- On the development of small businesses.
- To buy a car.
- To buy housing, on building a house.
- On refinancing.