Sberbank does not indicate alimony when transferring. Options for paying alimony through Sberbank: requirements, commissions
- If payment is made through Sberbank Online, then you always need to indicate the purpose of the payment being made. There you need to indicate the full name of the payer and the child, as well as the date of birth of the latter.
- It is imperative to print and store receipts. You need to take this very seriously. In the event of a trial, they will be the confirmation of the payer's words.
- The money is credited to the recipient's account within 102 hours. Still, it is worth making sure that the money is received by calling the recipient.
- Alimony is best paid in one day. Better yet, automate this payment.
Remember to indicate the purpose of the payment. This should be exactly alimony. Financial assistance is a voluntary payment and is not included in child support.
Payment of alimony payments through Sberbank
Commission for transfers of alimony through Sberbank in 2017 The commission charged by the bank to the payer is not deducted from the alimony, but is paid in excess of the due amount. The commission rate depends on the payment method, recipient's bank, transfer type, recipient's place of residence, etc.
Commission for transferring and crediting funds to maestro map "Social" is not charged - this rule applies throughout the territory of the Russian Federation:
- Transfers between SB cards within one city are free of charge;
- Transfers between SB cards in different cities are accompanied by a commission. At a bank branch, 1.5% is charged, in the Sberbank-online system - 1%.
The minimum fee is 30 rubles, the maximum is 1000.
How to pay child support through Sberbank
The procedure for the payment and collection of alimony The amount of alimony recovered by court decision in solid sum of money, in order to index them, is established by the court as a multiple of living wagedetermined in accordance with the rules of paragraph 1 of this article, including the amount of alimony can be set as a proportion of the subsistence minimum. Article 118. Payment of alimony in case of departure of a person obliged to pay alimony to a foreign country for permanent residence. engaged in money transfer (Western Union and others).
In addition, if the sender does not know something, bank employees will always come to the rescue. Profitability.
Payment of alimony through Sberbank
That is, unlike paying in cash, you can create an automatic payment that will be transferred to the specified account every month without the participation of the client. The latter will receive only a notification about the transaction.
When making a transfer in this system, it is necessary to indicate not only the purpose, but also the full name of the addressee and the child. You also need to take into account that funds are not credited immediately, the period can drag on up to three days.
However, the term is still shorter than with cash, most often the money comes within a few minutes or hours. In case of disagreement, the receipt of payment has the date of deposit of funds, and therefore confirmation of the timely payment.
Purpose of payment when transferring alimony
The appearance of the payment, which depends on the method of its execution: by mail, electronic method, telegraph. The full name of the payer, indicating his account (settlement), TIN, KPP (if any).
Attention
Full name of the payer's bank, its location, BIK, correspondent account (subaccounts). Information regarding the name of the recipient of the payment, his current account number, KPP, TIN.
Full name, location, BIC, correspondent account number of the beneficiary's bank. Payment purpose in payment order indicated with emphasis in separate line VAT.
Calculation of alimony For one child, alimony is assigned at least 25% of the alimony payer's earnings. So, for example, if the salary of a parent who is obliged to pay alimony is 40,000 rubles a month, then he will have to pay 10,000 rubles as child support.
Calculation of alimony payments for two children.
Antibes Forum
- How do I pay child support?
- Benefits of payment through Sberbank:
- Rules for registration of alimony payments:
- Commission for transfers of alimony through Sberbank in 2017
- Alimony through Sberbank: payment methods and recommendations
- 1. At the box office of the nearest branch
- 2. Via an ATM or self-service terminal
- 3. Through the system "Sberbank Online"
- Can I pay through mobile bank?
According to the law, alimony is transferred within three days from the date of receipt of earnings. The basis for their payment may be performance list or a voluntary agreement - these documents have equal legal force.
Info
The legislation does not regulate payment methods for these obligations. Step-by-step instruction To avoid mistakes and inaccuracies with the translation, it is enough to perform a few simple steps:
- first you need to find the nearest branch of Sberbank and go there with a passport and a plastic card;
- make a payment and make a transfer in one of the ways (directly at the bank's cash desk, or register in the Personal Account on the credit institution's website and make a transfer via the Internet), while you need to know your personal account and others bank details claimant;
- get a check.
Payment at the bank's cash desk To make payments, you will have to visit a Sberbank branch every month.
How to pay alimony to Sberbank online instruction
As a rule, most mothers have accounts with Sberbank ( social cards), where child benefits from the state are received. Accordingly, the payer can transfer alimony to such an account.
If you have Internet access and a registered Personal Account, you can make transfers without leaving your home. It is also possible to set up auto payments on the Sberbank website, eliminating the need for monthly transfers by the user himself.
Commission and limits You should be aware that the commission that the credit institution withholds from the payer is not deducted from the alimony, but is charged from his account in excess of the amount sent. The amount will depend on the method of the transaction, the recipient's place of residence, etc.
Transfers to social accounts are not subject to fees.
To do this, you will need to enter your account, card or mobile phone number. You can also set up auto payment so that you do not go through the procedure again every time - the system itself will carry out the transfer at the appointed time.
- Mobile bank
To make a payment using your phone, you need to use the template for transferring money to the card.
- Branch
In this case, you will need to seek help from a Sberbank specialist.
Alimony can be transferred in this way once or repeatedly. In the second case, it will be necessary to issue a long-term order from the client. Intrabank transfer is free of charge. A commission is charged for transactions with other credit institutions. Recommendations for transferring alimony Paying alimony is an obligation. Failure to comply is punishable by law. Therefore, it is very important to have on hand all the necessary proof of payments being made.
Payment of alimony through Sberbank purpose of payment
In the section "Payments and transfers" select the subsection "Transfer to a client of Sberbank". Enter the card number, name of the recipient, amount and purpose of payment.
A report on completed transfers can be created using the "History of transactions in Sberbank Online" menu item. You can set up auto payment in your personal account - the specified amount will be debited from the account every month and transferred to the alimony claimant.
Can i pay via mobile bank? You can transfer funds to the card via a mobile phone - Sberbank provides such a service. But here you should consider important nuance: short message with invoice number and payment amount does not include a purpose line.
If there is any conflict with ex-wife, then it is extremely difficult to prove in court that the transferred amount is an alimony payment. Lawyers categorically do not recommend sending money without marking "alimony".
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This question of how to pay alimony is not so often interested in today, but it is better than avoiding helping your child. Alimony is paid on a voluntary and mandatory basis. In either case, it is best to pay for them through reliable electronic systems with confirmation of the funds sent, and not hand them over personally, so that later there will be no problems and you do not have to prove the operation.
The easiest way to make a transfer is through a bank. Today, any financial issues are resolved through electronic banking payment systems. It is not only fast and convenient, but also safe. You can be sure that your money will not be lost anywhere, and if necessary, you can ask for confirmation of the operation. Sberbank is one of the leaders in Russian banks. It has long established itself as a reliable organization, so the majority of Russian citizens give their choice in its favor. But, despite the simplicity of conducting various banking operations, some are faced with the problem of how to make a payment online correctly, especially when it comes to transfers, the payment of which is controlled by law.
Child support is the responsibility of the parent who does not live with the child. Failure judgment for the transfer of alimony is punishable by law, up to criminal liability. Therefore, you cannot be negligent here, even if you regularly pay alimony payments to your child. Failure to comply with at least one of the rules may lead to the fact that you have to re-transfer money. So, here are the prerequisites that you must adhere to when paying alimony through a bank.
- The main thing when making any bank payment is to correctly indicate the details of the recipient, full name of the sender, the amount and purpose of the payment. The purpose of the payment is indicated in a separate field below, after all other data. It is fundamentally important to indicate the purpose of the payment. In our case, this is, for example, "alimony for January 2017, the name of the child and his date of birth."
- If the money is sent not to the Sberbank card number, but to the current account of another bank, then you will need full internal details, indicating the name of the bank, account number, TIN of the organization, etc. In order not to make mistakes, in such a situation, let the recipient from his bank take the template with his account details for payment to third parties and give it to you or back it up to the writ of execution.
- All receipts and confirmation of payment must be retained. The shelf life is 3 years. The law provides for an appeal against maintenance payments for a period not exceeding 36 months. Therefore, in order to prove your serviceability in the payment of alimony, keep all supporting documents - if the payment was made through the cashier, then you have a receipt in your hands, if through the terminal, then you receive a check, if through the online system, then you can make a release with decrypted payments for a specific period.
- It is better to pay the specified amount in the writ of execution at one time, and not split it.
- According to article 109 of the Family Code, the payment of alimony must occur no later than the third day after payment wages... If the terms are violated, then the payer is charged a penalty. Therefore, adhere to this rule and do not delay the deadlines, especially if you are sending money to the account of another bank, as it can take up to 5 days.
In the purpose of payment, it is necessary to indicate precisely the word "alimony", and not "material assistance" or "payment for a specific period." Since only alimony refers to the type of mandatory payments of the parent, the payment of which is controlled by bailiffs.
Another point on which you need to focus your attention is when another person acts as the payer, for example, you are on a business trip and left the amount for alimony to your parents so that they would make a transfer on the appointed date. So, if the payment is made through the bank's cash desk or from another person's card, then the payer's name should be yours. Since the law does not allow alienation to third parties for the payment of alimony. And then it will be very difficult to prove your participation in this money.
How to pay child support
There are many payment methods today; this does not exclude the payment of alimony. Convenient transfer methods money possesses banking system... Sberbank of Russia has the largest network of branches, ATMs and terminal network, thanks to which Russian citizens and large enterprises prefer it. Therefore, today it is very difficult to meet a person who does not have a Sberbank card. And if this happens, then it is extremely easy to start it. So, we will tell you how you can quickly pay alimony using the services of Sberbank.
Cash at the branch
You can pay alimony in cash through the cashier at the bank branch. This method is usually used by those who do not want to delve into the complexity of online procedures or are afraid to make a mistake in filling out the details. You only need the details of the recipient's card or internal account, as well as the full purpose of the payment - to whom and for what you pay. If you are a client of the bank, then your personal data will be automatically pulled from the database, and if not, then the cashier will overwrite them from the passport. If the payment is made between Sberbank cards, then the operation is free. At the end, do not forget to pick up the receipt with the seal, about the transfer of funds. In case the client is busy, Sberbank offers a service of regular payments, on the basis of which they will automatically make an operation to pay alimony from your account on a certain date of each month. It's very convenient and free.
Through Sberbank online
Online services are becoming more and more popular, firstly, it is fast, secondly, there is no need to stand in line, and thirdly, you don't even have to leave your home, as long as you have an Internet connection. Banks made their work on customer service much easier for themselves and developed an online bank, where each client has his own personal Area... So, if you want to pay child support, then the easiest way is to transfer money to the recipient through an online service. It is no different from a regular cashier payment and is paid instantly.
First you need to activate this service for yourself. This is done through the Sberbank terminal, where you select the item "Connecting a mobile bank" and a receipt is printed on which the login information - login and password - will be written. You can use banking via a smartphone by installing the Sberbank Online application or via a computer; you can download the application on the official website. For the first entry, you use the printed data on the receipt from the terminal, and then you can change them to more convenient ones so that you can remember them. After you have completed the registration procedure, you receive an SMS with a confirmation code on your phone, which is tied to a mobile bank, you enter it in the appropriate field and that's it, you can use all the services of Sberbank of Russia without leaving your home.
Now let's move on to paying alimony. If you have the required amount of money on your Sberbank card, then you go to the "Payments and Transfers" section, choose where the transfer will be made to a Sberbank card or a card of another bank and fill in all the necessary fields, remember the importance of specifying "Purpose of payment". Check all the data before sending, if everything matches, then click the send button. After that, SMS confirmation of the operation will come to the phone again, you enter it and the payment is instantly paid. As a confirmation of this operation, there is a function to print a check or make a statement for a certain period. If you use banking via a smartphone, then this service can be provided to you at the branch.
User fees mobile application online from Sberbank no. You can also set up the "Regular payment" function or save the payment as a template so that you do not need to enter data every time.
Through an ATM or self-service terminal
If you come to the branch to transfer the amount of alimony, and there is a huge queue, you can transfer money through an ATM or terminal. To do this, insert your card into the device, it reads the information for a few seconds, enter the password and proceed directly to the transfer. Choose the item " Money transfers", Then click" On the card "and enter the recipient's card number. Convenience lies in the fact that after you enter the recipient's card number, his personal data will be tightened below, which means that you entered the number correctly. After that, specify the amount and click "Pay". In return, you will receive a check as confirmation of the operation. And remember that you need to specify the purpose of the payment. The only drawback of such a money transfer is that transfers can only be made between Sberbank cards.
Nuances of making payments
In addition to the rules for processing alimony payments, there are other subtleties. These include the following:
- Payment transfer term within Sberbank. If the payer's card and the recipient's card belong to the same bank - Sberbank, then this usually does not cause problems. Money comes instantly in a few minutes. Of course, there are exceptions related to problems electronic system, which are most often resolved during the day.
- If the money is sent to another bank account. According to the banking regulations, payments within different organizations can take up to 5 days. But this does not mean at all that he will go on like this. In most cases, money arrives the very next day. But it is better to take this moment into account in advance, since there is a strict time frame with the payment of alimony.
- Transfer fees. Another nuance that not everyone thinks about. If both accounts belong to Sberbank within the same city, then the problem disappears automatically. But if a mother with a child lives in another city or, moreover, has a card from another bank, then you will be charged a commission - from 1% to 1.75%, at least 50 rubles. You should take on the commission, and not against the amount of alimony, otherwise such a slight discrepancy in the amounts can lead to a number of problems.
- It is best to send alimony on the same day as the salary arrives or to automate this process through online Sberbank or cash services.
If the above information is difficult for you to execute, and you are afraid to make a mistake, then it is better, of course, when the accounting department of the enterprise deals with this issue. That is, on the basis of the execution sheet, they automatically every month for three days from the date of payment of the salary, calculate the required amount of alimony and send it to the specified recipient. Here, as a payer, you are completely relieved of all responsibility. But no matter which solution and payment method you choose for yourself, we advise you to always call the recipient personally and find out if the money has come.
Most often, voluntary payment of alimony occurs without a trial. A citizen must adhere to the following algorithm of actions:
- Agree with the spouse about a specific amount that will be transferred to the child's account. You can replace it real estate or other material goods.
- Draw up a peace agreement on the payment of child support. All the features of the process are prescribed in it without fail. For example, the amount of alimony and the deadline for their payment.
- Collect a specific package of documents. It will be discussed later.
- Apply to a notary with a package of papers, as well as an agreement. Sign the agreement in the presence of an authorized person.
That's all. From the moment the contract is concluded, you just need to comply with its terms. Most often, money is sent either by mail or using non-cash bank transfers.
Alimony payment methods
In the second, alimony is paid depending on the number of children. Thus, in Russia you can count on:
- 25% of the payer's income - for 1 child;
- 33% of the profit - for 2 children;
- 50% of earnings - for 3 or more minors.
Similar restrictions are in force today in Russia by law.
In fact, it is not at all necessary to pay this or that money monthly. You can save yourself from alimony obligations in one interesting way.
Attention
Expression of alimony How exactly? How to pay child support correctly? This is not difficult to do. Especially with a voluntary decision. The main thing is to document everything.
Info
How to do this will be discussed a little later. Every citizen should know that alimony is not only money.
We can say that this is a kind of content of this or that citizen. In our case, a child.
Payment of alimony through Sberbank
Relative risks for the recipient arise only when cash is transferred from hand to hand, since there is no effective control over the systematic and regular payments. Important! If the obligated person evades the transfer of money, you will need to contact the bailiff service.
Bank transfers as a method of paying alimony The most common option for enforcing an alimony obligation. In this case, the methods of paying alimony may also differ:
- the money is transferred by the debtor himself, who has the recipient's details;
- the amounts withheld from the salary are transferred by the employer;
- recovered during enforcement proceedings the amounts are transferred by officials of the FSSP.
The claimant has the right to establish himself how it is possible to pay alimony in this way - to a bank account or to bank card.
How to pay child support
Important! When sending an order for payment, the transfer fee is subject to withholding at the expense of the payer. Sending by mail as an option for paying alimony The procedure for making a transfer through a transfer to the mail is gradually losing popularity for the following reasons:
- the cost of postal services exceeds the same fee for transfer to a bank account;
- the fulfillment of the obligation by postal order forces the claimant to spend time receiving funds in the mail;
- the time of transfer via mail can significantly exceed the duration of crediting funds to a bank account.
How to pay alimony via mail, if the recipient specified this transfer method? Officials of the company where the alimony worker works must fill out a postal order form indicating the personal data and address of residence of the payee.
How to pay child support without commission?
As noted earlier, it is necessary to agree with the plaintiff amicably about the payment of alimony. Some time is given for this. For the court to recognize a peaceful solution to the issue, it is necessary to draw up a peace treaty on the payment of alimony.
It prescribes all the features and nuances of transferring money (terms, amounts, indexation, and so on), after which the document is presented at the next meeting judicial authorities... The court records the fact of reconciliation, after which the citizens' agreement is registered.
There is nothing difficult or special about this. Methods of transferring money An important point is the fact of transferring funds for the maintenance of this or that citizen. It is important to understand that the voluntary payment of alimony, not regulated by a court or a peace agreement, is a significant risk.
The judiciary often does not consider such transfers to be child support.
How to pay alimony correctly: procedure
The main thing is that no one is exempt from this obligation, if it concerns children or needy parents. It is recommended to conclude a peace agreement with a notary.
Such a technique will save you from legal arguments. In addition, in this case, you can agree amicably about all the features of payments. The main thing is not to detain the funds due to children by law.
Alimony does not have to be paid monthly. For especially large amounts, such transfers can be either regular (with some frequency) or one-time. Sometimes citizens relieve themselves of the obligation to support their children by transferring property to them.
How to pay alimony online or through the terminal?
Delivery of postal order:
- the money transfer arrives at the Russian Post office;
- the recipient is notified of the receipt of money;
- if issued at home - the postman will bring the money home to the recipient;
- when receiving alimony, you must have an identity card (passport) and a receipt.
If alimony is received in an account opened in the name of a child When alimony is paid to support a child, some mothers (and often at the initiative of the father) credit the money to the child's personal account opened with a bank in his name. Withdrawal of funds from the child's bank account is possible only upon presentation of the permission of the guardianship and trusteeship authority to the bank (Art.
37 of the Civil Code of the Russian Federation). Even if the person who withdraws the funds is the natural father or mother of the child, permission is still required.
Rules and procedure for paying alimony to a bank card
Most often in Russia it is:
- the spouse with whom the child does not live;
- an adult able-bodied child.
A distinctive feature of alimony is that it is assigned to all citizens. Even the lack of work for a person does not serve as a basis for exemption from payments.
They will be assigned from all income received by the citizen (for example, withheld from benefits and pensions). If there is no profit, sooner or later the payer will have a debt.
This will lead to the fact that until the debt is paid off, a person will not be able to drive a car or leave the village. This is how the country struggles with non-payers. The procedure for concluding a peace agreement Now a little about how and when the alimony is paid correctly. Let's start by concluding a peace agreement. As already mentioned, this is the most suitable solution that can get rid of most of the problems.
Methods for paying child support: which exist and which are better
The resulting decision must be communicated to the accounting department that calculates and pays alimony. Advice! The application can be submitted in person or sent by mail (with notice of receipt). Regardless of the addressee, the document is drawn up in 2 copies, the first is transferred to the addressee, the second (with a mark of acceptance or delivery) remains with the sender. Risks of payment of benefits to the card When figuring out how to correctly transfer alimony to the card of the selected bank, you should also find out the duration of the passage of money between accounts.
After all, a transfer between banks can be carried out not on the day of payment, but within 3 working days. Attention! If the bank transaction is not received on the sent account within 7-10 days, you must contact the branch of the sending bank with a corresponding claim and attach copies of documents on sending money.
- How do I pay child support?
- Benefits of payment through Sberbank:
- Rules for registration of alimony payments:
- Commission for transfers of alimony through Sberbank in 2017
- Alimony through Sberbank: payment methods and recommendations
- 1. At the box office of the nearest branch
- 2. Via an ATM or self-service terminal
- 3. Through the system "Sberbank Online"
- Can i pay via mobile bank?
According to the law, alimony is transferred within three days from the date of receipt of earnings. The basis for their payment can be a writ of execution or a voluntary agreement - these documents have equal legal force.
Legal assistance!
moscow and region
st. Petersburg and region
Federal number
Bank transfers today can be used to pay for any services, which is very convenient. Through them, you can perform transfers both for government purposes and for third parties. through Sberbank - this is the ease of performing the operation, it does not matter, or voluntary, it is enough just to have a bank card with you.
Benefits of voluntary payment of alimony through Sberbank
Increasingly, there are cases when a spouse, after a break in relations, decides independently and voluntarily to pay alimony for a child.
There are several variations in payments, if there is no dispute between withholding funds for child support:
- voluntary payment without drawing up an agreement;
- transfer of funds based on mutual agreement;
- voluntary payments in accordance with a court order.
If payments are voluntary, where there is no legal agreement or court decision, then the alimony holder himself has the right to decide when to pay and in what frequency.
But at the same time, in order to protect yourself, you should keep all checks or receipts that confirm the fact of transferring a certain amount for the various needs of children. In case of a voluntary agreement, legally certified, in which two parties participated, it is necessary to indicate the chosen method of money transfer.
If the spouses decided that it is better to transfer funds through the bank, then the document must indicate this method, all the bank details and the details of the recipient.
The text of the agreement also contains information about:
- the amount of alimony;
- about their form - fixed amount or part of income in%;
- frequency of payments;
- indexing order;
- the person who will transfer funds - the payer personally or the organization where he is employed.
Paying alimony through Sberbank is the most simplified service for fulfilling your obligations.
Schemes for payment of funds through Sberbank are most in demand today, and there are several ways of transferring: to a card through terminals, at the cash desks of a branch, through the Sberbank Online system, or to a child's account by bank transfer.
Branches of the organization function throughout the country, and therefore it will not be difficult to make any translation. In addition, self-service terminals are installed in almost all shopping centers and large enterprises, which allows you to quickly carry out transactions at any time of the day.
Another advantage of paying alimony through Sberbank is that most mothers have cards here, which receive funds for social state assistance. The payer can transfer alimony funds to the same account.
Another advantage is the fact that all manipulations can be carried out without leaving home, or during a trip. All you need is access to the Internet and a connected personal account in the Sberbank service.
In your personal account, you can set up the automatic transfer function, in which the monthly payment will be made automatically.
Sample application for the transfer of alimony funds
With a legally formalized agreement between the former spouses, the recipient of the funds can submit an application for the transfer of payments through Sberbank to the card. Such a document is sent to the organization itself, where the payer works or receives any income - it can be benefits, pensions,.
The application for transfer is issued in two copies, one of which is kept by the wife, and the second is sent to the enterprise, where they put a mark on the positive decision and return it back to the applicant.
A sample application is drawn up as follows:
- the header of the document contains the addressee's data: name, address, contact number, as well as data where and to whom the document is sent;
- the application can be drawn up in any form, and it must contain information that a particular debtor is obliged to pay alimony on the basis of an agreement;
- data that the organization is obliged to withhold interest from the payer's salary;
- a request is indicated that the applicant wishes to receive withheld funds to the current account that is opened with Sberbank, indicating all the details. \u003d;
- the document is confirmed by the personal signature of the compiler or his representative.
In this case, along with the application, you must attach a package of documents: a copy of your passport, a certified copy of a voluntary agreement, an extract from the bank with details for transferring funds.
How to pay child support through Sberbank correctly?
In order to avoid mistakes and inaccuracies when translating, it is enough to remember some simple steps:
- apply to the nearest branch of the bank with a passport and personal card of the client;
- make a payment and choose one of the transfer methods, while you should know the recipient's personal account and all related bank details;
- get a receipt and keep it.
How do I send cash through the cashier?
To organize the payment of alimony through the cashier, you will have to visit a branch of Sberbank regularly every month.
The transfer is guaranteed to be made if the prospector has a card from Sberbank:
- the payer provides the cashier with passport data, and then informs about the purpose of the transfer, the recipient's data and the account or card number where the funds will be received;
- a bank employee draws up all the documentation and performs an operation, at the end of which the person receives a document of payments - a check or a receipt.
Another method of transfers through branches is a special service in which transfers will be carried out regularly, based on a long order from the sender.
When choosing this service, an employee of a credit institution will transfer a certain amount of money on a monthly basis for repayment or simply an alimony transfer on a certain set date.
Moreover, the payer himself may not visit the bank every time. This service is especially relevant for those who systematically travel abroad or do not have free time.
Transfer from card to card
This option is best suited for those who have personal card Sberbank, as well as a valid personal account in the service. The transfer can be made both to the card of the recipient of this bank, and to another current account.
If the recipient also has a Sberbank card, then the payer will not have to pay a commission for the transfer. In other cases, for transactions from card to card, the commission is paid by the payer. The amount can be different - from 30 to 1000 rubles, depending on the amount of the transfer.
This translation can be made both in online system organizations, and using the self-service terminal. To do this, it is enough to have a bank card with you and know the recipient's personal account. When transferring, the system will require confirmation by means of an SMS code, after which the money will go to the recipient's account.
It is important to understand that if money is transferred to the prospector from a card that does not belong to the payer, and it is not registered for him, then it is impossible to prove the fact of payment. Therefore, the transfer from card to card must be performed only from a personal card.
How to pay through the terminal?
The advantage of using terminals is that they can be used at any time of the day, only by finding a suitable device.
The operation is performed as follows:
- it is necessary to insert a card into the receiving connector of the unit and dial a combination of a pin-code;
- a menu will pop up on the screen, where you should find the item "Payments and transfers";
- select the "Transfer of funds" box and fill in the free cells;
- in the form indicate the amount of the transfer and the number of the current account;
- confirm the operation and wait for the receipt to print.
It is necessary to work with the terminal carefully, because if you make a mistake at the stage of entering the pin code, after three incorrect attempts the card will be blocked.
How to transfer money through the Sberbank Online system?
Online money transfer - new opportunity carry out banking operations at Sberbank. The paying client only needs to register a personal account and make all alimony penalties in it.
The payment algorithm is similar to an ATM:
Under what circumstances does the obligation to pay child support arise? How to send money through the bank correctly and what details must be taken into account when making a transfer is indicated in this publication.
Grounds for calculating alimony
Alimony payments can be transferred both for the maintenance of minor children and for an incapacitated ex-wife or. Determination of the amount and timing of sending funds is expressed in an agreement voluntarily drawn up by the parties. If it is not possible to draw up such a decision, as a result of the consideration of the case by the court, a decision is made. On the basis of this document, a writ of execution is issued, subject to presentation to the accounting department of the alimony, in banking institution or the bailiff service.
In practice, there are situations when a father, ex-spouse or child sends funds to bank details, but later finds out about the accumulated debt. In addition to voluntarily fulfilling the obligation to maintain the wards, transfers should also be made correctly, in compliance with the requirements of the law and the rules for making bank transfers.
How to correctly arrange alimony through a bank
If the parents have agreed on the conditions for providing child support, then they must enter into a written agreement. It should reflect the amounts and periods for the transfer of funds. The document must be certified by a notary office, otherwise it will have no legal force. This means that when you find out where the funds were sent, it turns out that the money came as a gift or financial assistance for the child. In this case, the alimony debt will be outstanding.
Paying alimony through a bank has advantages over, for example, transferring maintenance funds in person. As a result, he will be able to prove the fact of payment for the intended purpose by providing written sources - receipts and checks. In the case of receipt of receipts, the transfer of money specifically for alimony is quite controversial and can be contested in court. Besides total debt then a liability may arise to pay a penalty for the unpaid amount.
Money is sent through the bank in the following ways:
- at the operating cash desk;
- when using a terminal or ATM;
- from card to card or account at a credit institution online in the personal account of the bank;
- through the accounting department of the enterprise.
To make a transfer, you must contact any financial organization. The operator is provided with a document on the basis of which the funds are transferred: a judicial act or a notarized consent. If the bank details are not spelled out in the decision or the agreement, they are transferred. The transfer receipt necessarily reflects the basis on which the money is transferred, indicating the number and date of the decision or the date by which the agreement was drawn up and certified by a notary. You must present your passport and passbook to the bank branch, if payment is made from the accumulated funds, or cash.
To speed up the transfer procedure, it is allowed to use ATMs or terminals. Employees involved in servicing on payment machines will help the payer explain how to make a payment correctly. It is better to ask their help in order not to make an additional payment on another payment order and enter everything necessary information in full and true.
Translations are also available through the Internet connection: computer or telephone. To use them, you must connect your personal account online. The service is activated in bank branches, and a set of PIN codes is issued for its use. If the payer uses a mobile service, a certain monthly fee will be charged. For example, in Sberbank the cost of the service is 60 rubles. monthly. You can transfer money from any funds registered in the system: or a credit account, plastic card, savings book... The purpose of the payment is also prescribed in the required field: to pay alimony by a court decision (agreement) in the name of the child. The date of drawing up the document is indicated, it is desirable to prescribe the payment period: month, quarter, year, etc.
The most popular and convenient among the population are payments using the payment means of Sberbank of Russia due to the presence of a wide network of branches throughout the country.
In the latter case, it is sufficient for the alimony payer or the second parent or guardian to submit an application for the payment of alimony from wages. The document must be accompanied by an alimony agreement, court order or decision, the details of the recipient's bank account.
When money arrives on the employee's personal account, salary or bonus, vacation pay, accounting employees are written off without the employee's notification and permission.
Transfer of alimony through the bank is carried out by drawing up a payment order. The form is filled out in the standard way, indicating the details of the recipient of the money for the child. In a similar way, it is also possible to transfer money to or an accumulative plastic card.
How to pay child support through a bank: tips
- Please note that if funds are transferred to an account opened in another financial institution, transfer fees may apply. Specify the cost of the service before transferring, calculate the amount to be paid. If the commission is included in the total payment, then there will be a possibility of formation at the expense of the bank's fees.
- When transferring funds in terminals, a commission is charged. Its size is quite high, usually from 1.5 to 3% or more. This money will be deducted from total amount translation.
- As in the case of a transfer through the cashier of another bank, there may be a shortage of sending alimony. In this regard, it is recommended to send money through ATMs of the same credit institution where the recipient's account or card is opened. If the fee will be charged, but the minimum - usually from 100 rubles. for a transit or from 0.8%. The cost of services for a specific means of payment is indicated on the website of the organization that owns the terminal.
- When opening a card for payment of alimony, find out if the bank works with credit institution, in which the account or "plastic" of the recipient of funds is registered. There are organizations that refuse to cooperate and implement certain details.
- For online transfers, keep all electronic receipts in hard copy. In the event of disputes or with a long period of payments, it is recommended to take printouts from the bank, since information via the Internet may be lost or not coincide with the sources, which is typical, for example, for Sberbank.
- You can set up a payment for a specific day by connecting the auto payment system. This can be done both in the online system and at the bank operator.
- Sending money through the systems is carried out as soon as possible. The process usually takes 1-2 hours. Delays can occur on weekends and holidays... For comparison, when transferring through an operator, the time to process a payment takes 2-3 days.
- The word "alimony" must be prescribed in the payment order for the transfer, so that the other party cannot declare delays and payments on account of material assistance, and not maintenance obligations.
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