How to check your overhaul payments. Personal account to the fund for capital repairs of apartment buildings: how to find out? Collecting money and who is considered to be the owner
Article 169 of the RF LC determined that the owners of premises located in an apartment building must regularly pay contributions for overhaul in housing stock... These contributions are intended to ensure that buildings can be repaired in a timely manner. According to article 156 of the RF LC, the amount of the contribution is determined local authorities power and depends on specific features: the area of the occupied premises, the location of the apartment building, the number of floors in it, the presence of additional building structures, etc.
Personal account
To keep track of the deductions made by the owners, housing and communal services opens a personal account for each premises of all apartment buildings under their jurisdiction. What is the account for:
- Allows you to track whether the payment was made by the landlord or not.
- Contains basic information about the premises, which helps determine the amount of the installment.
- By personal account the owner can find out the debt for overhaul.
Through the LAN, you can find out:
- Surname, name and patronymic of the owner of the property.
- The address where the house is located.
- The number of people who are registered in the apartment.
- The square of the room.
- Number of rooms available.
- The floor where the apartment is located.
- Beautification degree, etc.
Apartment owners must pay for the overhaul of the house, but the amount of the contribution is determined individually
Each personal account is tied to certain bank details, according to which the owner subsequently makes payments. These details and the drug number itself can be viewed in payment document(comes with utilities or is provided on a separate sheet). Bank details are reserved for the housing, and not for the owner, therefore, in the event of the sale of the apartment, the new owner will pay the old bill.
How to find out the debt for overhaul via the Internet
Each fund has its own official website, through which you can view all the information the user needs. Sites differ slightly from each other, but the principle of operation of each of them is identical. To find out the debt remotely online, you need to:
- Find the website of the fund where it pays money. You can use the search engines Yandex and Google.
- Since the data can only be viewed in your personal account, you must register on the site. To do this, in the upper right corner you need to find the "Register" button.
- On the page that opens, you need to enter your email address (mobile phone number), come up with a password for your personal account (one part of it should consist of letters, the other - from numbers), enter your full name and confirm the registration.
- Next, you need to check your email inbox. There should have been a letter confirming registration. For successful completion, you must click on the link provided in the letter. After that, registration will be completed, and the user will be given access to their personal account.
- To see the debt for overhaul, you need to link a personal account to your office. You can find it out in the receipt that comes to the address of the apartment every month, or in the capital repair fund itself. Subsequently, when entering Personal Area, the user will always be able to view the current information about the state of his account.
You can get information about overhaul debts on the official websites of the funds
The procedure for registering and linking a personal account is absolutely free. At the same time, through the site you can not only view the debt, but also pay it.
How to find out the debt at
Some funds provide an opportunity for residents to find out the debt on the official website by entering only the address. But this method is not implemented everywhere. Moreover, the Law "On Personal Data" prohibits the operator from posting personal information in the public domain.
In this case, you need to find out how you can find out the overhaul debt using your address. It is necessary to personally contact the overhaul fund, providing employees with not only the address, but also their own passport (required to confirm identity, the same Law "On Personal Data" prohibits transferring personal information to third parties without special permission).
How to find out the debt on the receipt
Every month a receipt with utility bills is sent to the address of the apartment. The personal overhaul account will also be indicated there. In addition to the amount of contributions for the reporting month, the receipt will contain information on the amount of the current debt (including the interest that has run over the previous period). The amount payable for the previous month and the total amount that the debtor is obliged to pay for the previous periods will be indicated separately.
Responsibility for non-payment
If the owner of the apartment does not consider it necessary to pay for major repairs, various sanctions may be applied to him. So, article 155 of the Housing Code of the Russian Federation establishes that in the event of a large delay in payments, the penalty increases on the debt:
- In the amount of 1/300 of the refinancing rate set The Central Bank RF, starting from 31 days of delay and ending with 90 days. That is, a delay of one month is permissible and no interest is charged for it.
- In the amount of 1/130 of the refinancing rate established by the Central Bank of the Russian Federation, starting from 91 days of delay and until the moment the debt is liquidated.
Failure to pay overhaul may lead to litigation involving bailiffs
In both cases, the default interest is charged on the entire outstanding amount of the debt. The Housing Code does not provide for the ability to write off or forgive a debt, which means that it can grow indefinitely. At the same time, in case of formation of significant debt, housing and communal services have the right to collect the funds due to them in court. After the decision is made by the court, the case will be transferred to the FSSP. The bailiff, the executor, in order to collect funds from the debtor, may apply the following measures of influence to him:
- Inventory, seizure and sale of property.
- Blocking of bank accounts.
- Writing off part of the funds from the salary (pension card).
- Imposition of a ban on travel abroad.
- Withdrawal driving license etc.
At the same time, the bailiff cannot evict the debtor from his only home, arrest the items necessary to ensure a decent standard of living, and force the debtor to get a job. Therefore, in practice, a significant part of the debts remains unpaid, and housing and communal services will be forced to write them off after the expiration of the term limitation period... If the defaulter is conscientious and undertakes to pay off all the debts he has, he can ask to restructure the debt (divide it into several smaller parts) and pay it off in stages.
When selling an apartment, unpaid payments for major repairs must be transferred from the previous owner to a new one (defined by Article 158 of the RF LC). In this case, debts can be transferred without the consent of the buyer. To protect himself, he must request from the seller a certificate of the absence of debt.
Certain groups of citizens are provided with discounts on payment for overhaul
Who pays with a discount
Every subject Russian Federation has the right to independently determine the categories of citizens who will pay contributions to the capital repair fund at a preferential rate. So, in Moscow, a 50% discount can apply for:
- Families with disabled children.
- Non-working pensioners over the age of 70.
- Disabled persons of groups 1 and 2.
- Blockades and war veterans.
- Former concentration camp prisoners.
- Family members of the military, employees of the Ministry of Internal Affairs, fire service, security agencies who died in the line of duty.
- Persons affected by the Chernobyl disaster and citizens who took part in the elimination of the consequences of the accident at the nuclear power plant.
- Persons affected by the Mayak accident in 1957.
All these citizens can pay only 50% of the amount for their apartment. To be able to renovate the house where the beneficiaries live, the remaining 50% is paid for by the state.
Also Housing Code RF established certain cases when the owners of premises may not pay at all for major repairs. For example, Article 169 states that residents of damaged houses and houses intended for demolition do not have to pay for major repairs. But when relocating residents, the benefit cannot be transferred to a new place of residence.
Writing off debts on communal services will be described in the video:
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An apartment building is a fairly large structure.
An apartment building needs a certain professional management, which the tenants, unfortunately, cannot provide.
At the stage of handing over an apartment building from the developer to the tenants, the latter must choose the form of building management. The most popular in our country are Management Company or homeowners' associations.
These organizations carry out maintenance and management of the apartment building. This means that the authority to implement, as well as to raise funds for major repairs, for its future implementation, belongs to their jurisdiction.
These organizations have the full right to dispose of this account for the overhaul of an apartment building. Naturally, all actions with residents' funds must have strict accountability.
A similar account is created, which is called a personal account, only after a meeting of tenants has chosen one or another organization to manage the apartment building. Accumulation cell is created in any credit institution, the choice can stand both for the managing organization and for the tenants.
Having decided on the bank, an employee of the management organization creates a savings cell on behalf of the residents. For this, a meeting of owners is handed to him a certain document, in which the tenants express their desire to open a personal account for the capital repair fund in a specific banking structure.
This account can only be used by an authorized person within this management company for major repairs in the management company. The disposal of the savings cell is fully accountable to the residents.
Another type of savings cell, which can contain funds for major repairs, is a general account. The joint account is not created by the management organization or by the tenants. Its creation lies on the shoulders of the regional operator. Exactly this person the residents' funds are sent for major repairs, and the regional operator, in turn, leaves them on the general balance sheet of a particular house.
In order to create a general account of the house, the owners need to apply with the appropriate application to the office of the regional operator for major repairs.
This can be done through the district administration. All functions of the regional operator, including the distribution and storage of contributions for major repairs, are described in article 180 of the Housing Code of our country.
Who is the owner?
Despite the fact that the invoice for major repairs is formed by the residents of the apartment building themselves with the help of their contributions, they cannot fully dispose of these funds.
The owner of the overhaul account - a representative of the management organization or a regional operator - has the full right to own, dispose and use funds in the savings cell.
Residents have the right to use this account only if this decision was made at the meeting of the owners and documented in the corresponding minutes.
Can owners organize their own account?
Some owners of premises in an apartment building are not satisfied with the situation in which third parties manage their funds. The owners want to refuse the services of these organizations and open a savings cell on their own.
The legislation does not prohibit such actions by persons who are residents of an apartment building. In addition, credit institutions themselves urge owners to independently open accounts in their structure.
Overhaul at the expense of the owners or what is the advantage of the accounts opened by the tenants? Owners can independently control the cost of capital repairs, they can also use banking programs and receive annual interest from the initial sum of money, which will be a good addition to total amount for major repairs.
The downside is the fact that among the owners you still have to choose a trusted person, in whose name a savings cell can be opened, and who will have access to funds. The rest of the residents, unfortunately, can only receive reports from their neighbor.
Who is collecting the money?
If you are a resident of an apartment building, then you probably paid attention that there is a line about major repairs in the monthly invoice for consumed resources.
It indicates the amount that is required to be paid in this month.
Many are interested in the question, who collects money for the overhaul of apartment buildings?
Usually, this action is under the responsibility of your managing organization. Only she has the right to charge residents with an amount that is directly proportional to the size of their area owned.
Are there tenants who decided to open an account for major repairs on their own, without using the services of a regional operator or management organization, then they themselves must calculate monthly payments for each specific apartment. Of course, in this case, the collection procedure Money will be somewhat complicated.
How to find out a personal invoice for a major overhaul?
If you have a need to find a storage cell number for a major overhaul, then it is not so difficult to find it. The search result for the coveted number depends on who exactly registered the invoice for the overhaul. Let's consider different situations.
How do I find out the invoice for a major overhaul? If we are talking about the personal balance that was registered by the managing organization, then it is possible to find out the number upon contacting the office of this organization. You are required to provide not only the number, but also strict reporting of the expense of this account.
If your apartment house has a common account with a regional operator, it is also possible to find out the number. To do this, the tenant, or a group of owners - tenants must write an application, which contains a request to provide the number of a specific savings cell.
This application is sent in electronic form or applies in person to the local administration.
From there, the application goes to the regional operator, which within two weeks is obliged to notify the tenants by the contact number or e-mail specified in the application.
If the tenants organized themselves to open an account on their own, for a specific person in a credit institution, then in order to find out the number, you need to contact initiative group persons who put forward this proposal to the meeting. You must be provided with an account number if they want to continue receiving money from you in contributions for major repairs.
Can the owner change the account number and when is it necessary?
If the owners decide to do without intermediaries and open an account for a specific person from among the homeowners, then they must unconditionally trust this person.
But sometimes situations arise when trust is lost.
The tenant in whose name the account was opened does not have the best reputation or, for some other reason, can no longer be the owner of the savings cell.
Such reasons include moving, selling, renting out housing, giving up their powers of the tenant himself.
In this case, the law does not prohibit changing the current account number for major repairs. True, this requires the consent of the new person, who will become the owner of the savings cell with a new number, instead of the previous one.
In fact, it is not a change of number that turns out, but the reopening of an account for the overhaul of a house with the subsequent transfer of funds to it for overhaul.
Conclusion
The funds that you deduct monthly for overhaul payments (you cannot avoid paying the house overhaul fee by law) must be in a special account. And you, as the owner of the premises in an apartment building, are simply obliged to know all the nuances of their storage. Moreover, you have no right to refuse any reporting on this matter.
In this regard, insist on information about how the account is formed and who is in charge of it. Then, perhaps, your apartment building will receive a high-quality volume of capital work.
The legislation of the Russian Federation establishes monthly payments for major repairs. They are provided for by the Housing Code of the Russian Federation (Art. 169 of the RF LC) and are included in utility costs for maintaining housing.
A special fund has been opened to accumulate the amounts paid by residents. The funds are targeted and are used to improve the condition of worn out buildings and utilities.
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The owners of apartments subject to demolition, the condition of which has been recognized as emergency by the municipal authorities, are exempted from payments for overhaul. Persons living in houses do not pay for overhaul, the land under which it was decided to withdraw for state needs on the basis of Land Code RF.
Overhaul includes the following types of work:
- restoration of the facade, foundation and structure of the building;
- basement repair;
- restoration and maintenance of the roof in good condition;
- reinstallation of elevators or renovation of existing ones;
- renovation of water supply systems, heating, sewerage and other communications.
The procedure for deductions
All owners of premises must pay for the overhaul, including legal entities... The amount of contributions is established by Art. 156 LCD RF. Only the employers do not pay them. The landlord has no right to demand payment from them.
The transfer of contributions is made in two ways:
Regardless of the method chosen, payment of contributions for overhaul is the responsibility of homeowners in houses with several apartments and areas for joint use.
To prevent overhaul arrears from arising, contributions should be paid at the same time as other utilities: monthly no later than the tenth.
The obligation to pay contributions appears with the apartment owners through 8 months after the inclusion of their home in the regional overhaul program
If the constructed building is put into operation, the term of the first payment for its overhaul is set by the authorities of the constituent entities of the Russian Federation. It cannot exceed 5 years from the moment the house was included in the region's overhaul program.
How to find out overhaul arrears
Overhaul contributions have been introduced since 2019. Many citizens have not yet figured out how they are charged, where they go, how their spending is controlled. Some people are not aware of the need for these transfers. For these reasons, people do not make mandatory payments.
To avoid fines, you need to find out your debt. First, you need to determine if the house is included in the Overhaul Program. Such information is available on the website reformagkh.ru. Regional programs are listed in the corresponding section. They contain a list of addresses included in the repair plan for several decades in advance.
Similar data is given on the portal " Regional Fund overhaul "of the constituent entities of the Russian Federation.
The repair program is established by the regional authorities in accordance with the provisions of the RF LC.
It is updated annually and contains the following data:
- list of buildings;
- technical characteristics of houses;
- terms of repair work;
- the sequence of events.
The owners of apartments in houses included in the Overhaul Program must receive a monthly invoice from the management company for the payment of the installment.
The amount of the payment is set based on the area and characteristics of a particular house. The calculation methodology was approved by Order of the Ministry of Construction No. 41 / pr dated 07.02.2014.
The amount of payment for overhaul in some regions of the Russian Federation in 2019:
On average in the country, the amount of payment for 1 sq. m is equal to 6 p, and its value depends on the parameters of the building:
- the presence of an elevator;
- number of floors;
- building material;
- year of construction;
- other indicators.
The details of the act establishing the rate of payment are printed on the back of the receipt or published on the website of the operator of the corresponding region.
The invoice can be drawn up as a separate document or included in the general receipt for the rent.
You can determine the amount of debt as follows:
- contact the overhaul fund or your management company;
- go to the websites of the above organizations;
- look at the receipt for payment of housing and communal services.
Privileges
The list of federal beneficiaries who have state privileges to pay contributions for overhaul is enshrined in the following documents:
- in the Law on Amendments to the RF Housing Code and other regulations No. 271 dated December 25, 2012;
- in st. 17 of the Law on Social Protection of Disabled Persons No. 181-FZ of 24.11.1995;
- in Article 169 of the RF LC, Law No. 399-FZ of December 29, 2015;
- in the Law on Veterans No. 5-ФЗ dated 12.01.1995.
Regional and local authorities have been given the right to include separate categories persons on the list of beneficiaries.
Overhaul benefits:
Benefits are also provided for other socially unprotected segments of the population: large families, Chernobyl victims, victims of political terror, some categories of state employees.
For pensioners, the benefit applies on the condition that they do not work, are homeowners. Beneficiaries should not have rent arrears.
To apply for compensation, you can use the portal of public services or visit the social protection authority or the multifunctional center (MFC).
The procedure is as follows:
- Find out if the house is registered in the overhaul program.
- If there is a debt, pay for all utilities.
- Pay the first installment to the Overhaul Fund.
- Provide a package of documents to an authorized organization (MFC, social security);
- within ten days the papers will be considered and a decision on compensation will be made.
If the verdict is positive, the amount of the payment is reduced by the approved percentage from the date of the decision.
To apply for a discount, you must submit the following documents:
- passport;
- statement;
- income statement;
- payment receipt utilities for the last month;
- a receipt for payment of overhaul;
- a certificate from the housing department about the absence of debts;
- single housing document;
- personal account;
- certificate of ownership;
- an extract from the house book;
- a document confirming the benefit (for example, a certificate of disability).
Penalty
For late payment of contributions for overhaul from the beginning of 2019, the owner is charged a penalty.
In case of a delay in payment, penalties are charged for each day of delay (clause 14.1 of article 155 of the RF LC). Their value is 1/300 of the refinancing rate. Today it is equal to 10% .
Example
The owner must pay 500 rubles for the overhaul for September 2019. until October 10. He was late in payment and paid off the debt on November 17th. Penalties on his debt began to be considered from November 10. For the day of payment, a penalty will also be charged.
For 38 days of delay, he was charged the following sanction:
500 * 1/300 * 10% * 8 = 1.33 p.
If the debt for major repairs is not repaid within 90 days, then from the 91st day of delay, the amount of the penalty will be calculated from 1/130 of the bank discount rate
Effects
After three months from the date the debt arose, the management company has the right to file a claim with the court. He will check the amount of the debt and decide on the punishment of the defaulter.
The consequences of the trial will be visits to the owner of the bailiffs. They will come and leave a written notice periodically until the debtor pays.
Across 2 months after the first visit to the defaulter, the bailiffs have the authority to seize his personal property to pay off the debt.
In this regard, the authorities are trying to tighten control over this issue. So, defaulters living in apartments under contracts social recruitment may lose their homes. Wicked debtors will be cut off water and electricity.
Municipal authorities fight non-payers in the following ways:
- officially publish lists of defaulters;
- install banners with a call for payment;
- send notifications with a proposal to pay off the debt.
It is planned to add to the sanctions the imposition of a ban on leaving Russia, the refusal to provide loans and other tightening measures. Since the beginning of the year, special committees have begun to work in some regions, whose activities are aimed at collecting debts for overhaul.