How to borrow money the right way. Folk signs in money matters: when to lend and borrow
A large number of modern people know the signs regarding the time when it is impossible to lend money or take it. However, not everyone adheres to them. Do you want to save your fortune or dream of increasing your capital? Then this article is especially for you. Read the material presented, extract useful points and follow them. You will be able to maintain your well-being, peace of mind and stop borrowing money when there is not enough.
Signs help to save the state and increase capital
Signs that came from antiquity
Not without reason, most of the well-known signs have come down to us from ancient times. Do you remember how your ancestors lived? Many of them rose from their knees and left you fortunes, apartments, cars and something else. But once upon a time it was not so easy for them ...
If you delve into history, you can remember how many wars, hunger strikes, crises the past generation had to endure, but we should not forget them, since it was they who gave us this calm life and everything that we have became possible thanks to our ancestors. And these are: technologies, strategies, omens, etc. Today, we will consider monetary omens, which relatives once treated so scrupulously:
There are signs that entail poverty, ruin (observe them and live in abundance):
- do not remove the crumbs from the table with your bare hand (to poverty);
- do not sit on the kitchen table (to ruin);
- empty dishes on the table - empty in the wallet;
- do not take out and do not sweep the garbage out of the hut in the evening (you drive out good luck and prosperity).
Can money quotes make you rich? The answer to this question, each person chooses for himself, based on his belief in signs. If you believe and observe most of the money signs, then they will certainly help and attract comfort, warmth of the hearth and financial well-being to your home. Otherwise (don't believe it), don't even try to stick to them, nothing will come of it.
money magic
Did you know that with the help of a penny you can attract finance? Such a sign belongs to the section of magic and was classified during the time of the expulsion of witches. But today, this technique is rediscovered. Remember, act only if you believe in signs, otherwise the result will be negative.
A coin worth 1 kopeck can affect a person's well-being
In magic, a coin with a denomination of 1 kopeck has great power and is able to influence a person's well-being. There are many legends and beliefs associated with such a coin. With its help, you can carry out energy binding to a specific place. There is a tradition of throwing a penny into the sea or a fountain to be sure to visit this place. With the help of a penny, you can attract money. The main thing is to know how and when, and follow simple tricks.
Remember the old proverb: "a penny saves a ruble"? Always leave a penny in your wallet, then financial crisis will not overtake you (an important sign for a modern resident).
In the magic of attracting money, there is a ritual that it is customary to bow to a found coin, then and only then will it bring good luck. Remember, you can’t keep it for yourself (spend or give as alms). After reading this, remember about energy, and think about the purpose for which the coin was thrown away, or was it lost?
An old, battered coin can bring good luck. Keep it in your wallet and do not waste it, because it is a good luck charm. And get richer over time.
To improve business (for example, trade), scatter a handful of little things at the entrance and around the store, they will attract buyers as well as money in your wallet.
You can conduct a certain ritual that promotes financial prosperity. Throw a penny over your left shoulder, cross yourself and say: “I give a penny, I get twice as much.” The main thing is to believe and some time after the ritual, money will appear in your wallet.
Stop thinking about your financial problems, debts and failures. Believe in signs and start treating them with faith, then your life will change for the better.
“I'm sorry, but I don't lend on Mondays,” the woman, a little embarrassed, but firmly refused her neighbor in the stairwell in response to her request to lend. - That's a bad omen. Come tomorrow". The petitioner nodded as a sign of understanding, but at the same time she was dumbfounded by surprise: the 21st century is in the yard, and the dark prejudices of the past are still tenacious. Leaving, she noticed that near the threshold ... a coin was glued, and this only added confidence that her neighbor was an unfortunate victim of superstition.
It is possible that some of you thought the same. But don't jump to conclusions. What we used to attribute to signs, superstitions, prejudices, etc., in fact, has its own deep meaning.
Our ancestors also noticed that if you borrow money or repay a debt on the “wrong” day, then for some inexplicable reason financial affairs could go wrong for a long time: no matter how much you try to earn after that, the capital flowed away like water. "Coincidence," skeptics will object. Maybe so. And if not?
When is the best time not to lend?
In Russia, they really never borrowed on Mondays: this was considered a bad omen. Our ancestors were sure that if you do not follow it, then the whole week will be associated with spending (at best). In the worst case scenario, lack of money could hang over the family for a long time, and it was extremely difficult to take him away from himself.
“Come tomorrow,” the neighbor said to our heroine. That is, on Tuesday. Apparently, she did not know that the second day of the week is also not very favorable for lending. Tuesday in this regard did not promise a financial collapse in the literal sense, but it foreshadowed the onset of hard times, when the "creditor" himself would be in debt like silk.
But what if on Monday or Tuesday the funds were needed for urgent needs (for example, for an operation)? Is it possible to refuse a person and pass for heartless? In no case. Only when you hand over the money, do this: as if by accident, drop it on the floor, and the one to whom it is intended must pick it up. The same ritual should be done when you are asked for a loan in the evening, no matter what day it is.
There is one more day of the week - Sunday, on which it is also undesirable to borrow. The people believe that the debtor simply will not return them. Or you will have to run after him for a long time. Be careful with "lending" if a person to whom you owe something in life comes to you with his need. For example, he helped to solve a delicate problem “by acquaintance” or helped with employment. It is possible that he will not rush to repay the debt (maybe even forget about it), because, in turn, he also perceives you as his debtor.
It is not welcome to lend money to very poor people who are living, as they say, from bread to water. It is believed that when a representative of this category returns his debt, he will “in addition” transfer part of the energy-information aura of his own trouble, which threatens the lender himself, that is, you, with failure. In such cases, it is better not to borrow, but to provide a person with all possible financial assistance. The more a person helps the poor with money, the more he gets - a sign that has been repeatedly proven in practice.
And most importantly: whenever you lend (even violating all the "orders"), do it from the bottom of your heart. The people believed that if financial help it turns out not from the heart, but only because it is “inconvenient to refuse”, this can hit both sides: the one who asks so plainly will not solve his problem, and the giver himself will be in debt.
Borrow and return. How right?
To lend money, and then return it to the owner should be correct. This will not only keep the borrower's conscience clear, but also ... attract money to him, eliminating the need to resort to someone else's financial assistance in the future.
For starters, take a look at the calendar. Not only to find out Monday today or Tuesday, but also to find out the phase of the moon. If she is “young”, then you can borrow with a calm heart. It is desirable to repay a debt when the moon is full. Much depends on which hand you take and give money: the first is better to do with the left, and the second with the right. Perhaps the borrower asked you to bring the debt in the evening. Do not do this. Apologize and say you will return it in the morning. Paying for the night by looking is not considered useful - and for both parties.
If you borrowed a large amount in large denominations, it is desirable to return it with banknotes of a smaller denomination. And again, look at the calendar: it is important that this is not on Friday. Thank the person who helped you out, not only out loud, but also in your heart, saying something like “God forbid that you always have enough money and let them not run out of me.”
Often people borrow new year holidays because I want to buy a lot, but there is not enough money. You can not believe in this, but our grandfathers-great-grandfathers were sure: borrowing in the last days of the outgoing year (or, even worse, on the first day of the coming year) is fraught with the fact that the next twelve months will have to go into "eternal" debtors.
When borrowing, objectively assess your capabilities, whether you can return the money on time. Many, by the way, therefore prefer to turn not to banks, but to relatives and friends, because they are subconsciously tuned to the fact that if they fail to pay off on time, then no one will impose sanctions for this. Of course, close people will not send collectors to the unfortunate debtor. However, people believe that by delaying the return, the debtor punishes himself: the dissatisfaction of those whom he voluntarily let down creates a certain negative aura around him, which “scares away” money from him, and he will never have enough of it. .
Finance doesn't like bragging
Mikhail M, 40 years old, lived all his life on one salary. She was never big and therefore burdened the man. Repeated attempts to make money on the side did not end in success. Luck came unexpectedly: he found a part-time job that stunned him with its capabilities. He used to get two monthly salaries a week. The “dizziness from success” turned out to be so strong that he could not resist the temptation to tell about his earnings to two close friends, who were also burdened by their low-paid positions. On his part, there was no boasting in the literal sense of the word: the man simply shared his joy, without emphasizing or hinting that they were losers, but he was succeeding. But that joy did not last long. Mikhail planned to make repairs, but his wife became seriously ill and all the funds began to go to treatment. Torn between home, hospital and work, he began to let down his employers and they began to refuse to cooperate with him. The treatment was still going on, and the stash dried up. I had to go into debt...
This life story eloquently confirms one of the folk signs: they don’t like money when they brag about it. How much someone has earned is a personal, almost intimate matter for everyone. Outsiders do not need to know how much your budget operates, not to mention the sources of its replenishment. In the case of Mikhail, he was probably the envy of friends who simply did not have such opportunities for earning money. It is possible that they did it unwittingly, but the fact remains. Therefore, it’s better to “cry” for money once again, complain that they are sorely lacking (they just love it more) than you will brag about your financial capabilities.
Signs for successful trading
In the market, the working day usually starts early. Sellers lay out their goods and are already looking at potential buyers. Everyone wants a man (or a guy) to be the first. The people believe that if the stronger sex makes the initiative, then trade will go like clockwork. After that, be sure to spend money on the laid out product. If the first purchase was made by a woman, then don’t be too upset. Only here is the money with which she paid off, hide it far away and try not to give change to anyone.
But back to the layout of the goods. There should be no chaos on your shelves. Lay it out slowly, saying at the same time: “My goods are facing people, and I’m doing great with him.” Many attentive buyers pay attention to the fact that a familiar seller wears the same clothes almost every day. There is simply a sign that if you often wash the clothes you stand behind the counter, then all “luck” will be washed away from it and trade will not generate income. But do not rush to blame a person for uncleanliness: a neat seller takes good care of his clothes. But the untidy one is visible from afar - he manages to put dirt on an apron or dressing gown on the very first day of work.
Regardless of whether you traded successfully today or not, on the way home, give alms to the first poor person you meet. May the hand of the giver not fail, they say in Russia. And this is true! Because good always comes back good. As for the calculation of profit from trading, postpone this important matter for the morning. The same, by the way, applies to any profit - fees, bonuses, dividends, etc. Otherwise, people assure, financial well-being can be shaken.
To keep the money always
- Do not want to suffer from financial problems? Take a banknote of the largest denomination that is in the house, and three days before the full moon, put it under the carpet, not forgetting to take it out when the night luminary leaves.
- Drill a hole in three coins of any denomination, thread a thread or cord (preferably red) into it and carry this kind of talisman with you. True, it is more for successful trading, but, they say, it helps everyone who will often pick it up, while thinking about the growth of their income.
- Decided to give a loved one a wallet or purse? Put a coin there so that your present is never empty.
- Do not let children whistle at home. Especially in the room. It is believed that money does not like this, and they will bypass this house.
- Cut your nails only on Tuesdays and Fridays - this is for the money!
- Money loves an account. Spend them wisely and then you won’t lament that you allegedly don’t buy “anything like that”, and your wallet is empty.
- Money loves order. In a purse or elsewhere, they should be neatly folded and preferably facing the wearer. Wrinkled banknotes should be straightened.
- Do not sweep crumbs off the table with your hand. Otherwise, the prosperity of your family may be shaken.
- Do not leave empty bottles on the table - your wallet will be at risk of emptying.
- Don't get in the habit of sitting on the table. People say: to poverty.
- Take out the garbage only in the morning. And if in the evening you also decide to sweep it over the threshold, then prosperity will also be swept out of the house.
According to popular belief, if you borrow money for the growing month, and return it on the waning moon, and preferably in small bills or coins, this will attract wealth to your home.
What to do if the debtor brought money in the evening?
If your debtor decided to return the money to you after sunset, of course, you should not refuse it - who knows if the return will not be delayed in this case for an indefinite period? But if you want to do everything “by the rules” and not incur financial bad luck, do not take money from hand to hand. Ask the debtor to drop the bills on the floor and then collect them. So at the same time you will perform a ritual that should attract wealth to you.By the way, in the store it is also better not to transfer money from hand to hand, but to put it in a special plate and take change from it.
Just do not forget at the same time: you are supposed to take money with your left hand, but to give it away - only with your right.
How to borrow and return money correctly
Try to others more often, and borrow less often. When you lend money to someone else, it is as if you are asking for money back. It is always better to return your debts in smaller denominations than they took. You should not lend - otherwise your money will melt all week. Yes, and pay for large purchases on this day is not worth it - for the same reason. But it is undesirable to return the loan to.Avoid borrowing - it is believed that in this case there is a chance to spend your whole life in debt.
To believe in or not to believe is up to you. It is believed that for everyone exactly what he believes will come true. However, there is a completely reasonable explanation for this: after all, expecting failure (or, conversely, profit), you seem to subconsciously attract it to yourself. So maybe it's wiser to believe only in good omens- and most importantly, do not lend money to unreliable people!
How to lend (borrow) money?
How to borrow (borrow) money?
What is the right way to give money?
When is the best time to pay back borrowed money?
How to give money in order to receive more?
How to lend (borrow) money.
Probably everyone knows at least some signs(or the traditions that have developed in our society, stereotypes - call it what you want), associated with occupying and borrowing of money. But hardly anyone knows how to lend money, folk omens about it - in such quantity as there are on this page.
Familiarize yourself with them, follow them, and then when you give or borrow money, your security will increase, and the feeling of anxiety will decrease.
To lend money without observing signs is as easy as shelling pears. But: it can cost you much more than the money itself, which you decided to borrow! And there is nothing surprising here. Everything is simple. After all, you follow and act according to the signs of folk wisdom that have come down to us from the depths of centuries!
So, when you lend money, the following signs must be observed:
- Under what moon, in what phase, to lend money? You can not lend money during the waning moon i.e. between the full moon and the new moon. It is necessary to lend money - with the Growing Moon.
By lending money to the Growing Moon, you thereby smooth out, to some extent neutralize the negative fact that you are parting with your money.
In addition, you need to monitor the phase of the moon also when paying back your debt. Track (adjust the situation in such a way in time) so that the debtor repays the debt to you also on the Waxing Moon! This will increase your money!
In general, you need to remember a simple rule: lending and accepting money, taking back the debt - you need it on the Growing Moon!
Another sign: You can not lend money in the evening and at night, after sunset, otherwise your financial luck will get confused in the dark. In the dark, dark forces are activated and can do something evil to you or your money. But, if you still have to do this, if the situation really requires it, then you need to observe the following two signs. 1. turn on the light (or at least shine a lantern, a candle). 2. The one who gives money puts it on the floor. And the one who takes - bends down and picks them up from the floor.
In a store or on the market, money for goods and change must be placed on a special stand for money, and if there is none, then simply on the counter.
When giving alms, you need to put money in a hat, a glass, or just next to a beggar, a beggar.
All this should be done this way because, along with money, the negative energy of people can be transmitted, including the energy of poverty, bad luck, damage and other muck. When money is not transferred directly from hand to hand, then such a black force is neutralized and rendered harmless by the transit point through which the money was transferred.
Is it possible to put money on the table? Yes, but not for lunch! It is best that, when transferring money to you, such a person put it on something wooden: a tree has an excellent ability to extinguish bad energy. Well, if you didn’t manage to immediately “pass” the money through the “wooden strainer”, do it as soon as you come home or to work. Let the bills lie on the "tree" for half an hour - an hour.
Didn't think why? It's all about the hemispheres of the brain.
The left hemisphere is responsible for logic, it also coordinates (in computer terms it is a driver) the actions of the right hand. Thus, giving / giving away money with the right hand - the head thinks what it is doing! The right hemisphere is responsible for emotions, it also coordinates the left hand. It turns out that you can take money on emotions, without really thinking about it.
But this does not mean that before you borrow money, you do not need to think. Need! Moreover, the left hemisphere. And only after the decision to borrow money is made, you can change the left
The bill must be folded so that its ends are facing the person who gives it. And if you give money in expanded form, this means that you, as it were, with all your heart part with them, so to speak ... Do not hesitate to give money like that.
Those who do not know about this sign will accept money from you and deploy it themselves. And they won't tell you anything. (Of course, unless you have folded the bills more than once, just in half, or if you have not rolled them into tubes). And those who know about it will understand, and will not say anything either (after all, if they know, then they themselves do it).
And this sign applies not only to borrowing money. It is very desirable to observe it always: when you buy something, pay for any services, etc.
In addition, in addition, make sure that the debt is returned to you in banknotes of no less denomination than you lent to the debtor. If he intends to do something wrong (give in smaller denominations), then tell him that this is a bad omen - let him exchange, change, and give back in those denominations in which you ask. About the same, but from the point of view of the debtor, see here.
Do not spend the banknote received from the borrower, but keep it until he returns the debt to you. When he fully repays your debt, return his own banknote to him under any plausible pretext. After such manipulations, this person is very unlikely to turn to you again for money!
“Not at a loss, but at a profit, now I give, then I will double it. Exactly!" or “I borrowed (a), did not give (a), you attacked the wrong one, (name of the debtor), attacked (a)! Bring it back, bring it yourself! Let it be so!".
You need to whisper so that the debtor does not hear!
When borrowing money, say: “So that I always have and you multiply.” This can already be said aloud so that the debtor hears. Every time you give someone money, say to yourself: “It’s a pity for the money, but it’s necessary, but for a good deed, yes good people. Help and return not to the deadline, but to the time.
By the way, this might interest you:
How to borrow money correctly: signs.
- With a request for a loan, first of all, contact your relatives and friends - so that financial difficulties are resolved within the family. From an energy point of view, this is a redistribution of monetary energy among members of the same family, and not attracting someone else's money luck followed by the giving of one's own.
How to give money the right way.
- Repay need smaller denominations(less worthy) than they were lent). A return in small denominations will have a favorable effect on the debtor, but badly on the one who lent him the money.
If you don’t want to make it better for yourself, but worse for the person who helped you, that is, to win at the expense of losing another, then it’s better to repay the debt in exactly the same bills in which you borrowed. Thus, you will not upset the balance of light and dark forces. This option is the most optimal and is recommended most often.
About the same, but from the point of view of the one who lends money, see here.
When is the best time to pay back borrowed money?
Return of money to waning The moon will be favorable for the debtor, but bad for the one who lent him money.
If you don’t want to make it better for yourself, but worse for the person who helped you, that is, to win at the expense of losing another, then it’s better to repay the debt on the growing moon. So you will not disturb the balance of light and dark forces, and do not harm either yourself or your sponsor.
You may also be interested in signs about how the Moon and the Sun affect money.
On what days of the week can you repay a debt, as well as money borrowed? What are the best days not to do this?
- Is it possible pay off on Monday? Borrowed money, on Monday it is better not to repay any debts, neither monetary, nor ordinary and simple. After all, Monday is the start of the week. Start! And it’s better not to start by tearing something away from yourself, even if it’s a duty.
How to give money in order to receive more.
When lending money, do it easily and without regret.
Think you are helping the person. But only such emotions should come from the heart, be sincere, and not fake for oneself. And then the boomerang law will work - and you will be rewarded for your good deeds!
But, again, do not think about these "bonuses" that fate will have for you. You are simply doing a good deed. And whether you get a reward for it or not - it does not concern you at all. You already feel good about doing good. Well, somehow with this attitude ...
And one more thing: you need to receive money with joy, and give it away without regret. Then the money will come back to you again and again and in more and more quantities!
About lending and borrowing money in general.
How much money can you lend?
You need to lend as much money as you are willing to lose. That is, when you lend money, you may part with it forever. How much are you willing to part with so that it does not affect (not affect too much) your financial situation?
If you are asked for more money than you are ready to “throw away just like that”, then you need to seriously think about it. And if you decide to lend so much, then with the paperwork: a loan agreement, a receipt for borrowing money, a pledge agreement.
Popular wisdom says that it is better to lend money to other people than to borrow money yourself .
Because the one who is in debt - albeit with money, but on the mental, energy level - he is lower than the one from whom he borrowed, although he physically lost money. But the lender, lending, ran cash flow: according to the laws of the Universe, the one who gives must receive his own, plus even more (interest).
Well, do you remember everything?
If not, be sure to print these out for yourself. quotes about money that explain, how to get them right lend and borrow and slowly learn everything.
In general, since there are such signs, it means that there is something in it. Folk wisdom and all that...
And it is better to observe these signs. Even if you don't believe in them. Why? And just in case!
Video on the topic of the article. Complements it. Be sure to watch!
“When is it better to give money and repay the debt.”
"Magic of money, attract wealth with a penny."
Let's talk about this rather sensitive topic: can you lend money? Surrounded by almost every person, there will always be people who like to borrow money: large amounts, medium, small, for a year, for a month, “until payday”, “until Monday”, etc. What to do if you are asked to borrow a certain amount? Can I lend money?
Let's remember the Russians folk proverbs:
- If you want to lose a friend, lend him money;
Where money begins, friendship ends;
Borrowed means spent.
Now you can find modernized options:
If you loaned a friend money and never saw him again, then it was worth it.
Thus, our ancestors already knew that lending money is bad. Now, I think, little has changed, except that there are more people who like to live in debt. Unfortunately, these people do not understand that constantly borrowing money only makes them worse. financial difficulties: most often they are in, despite the fact that many of them earn pretty well. Nevertheless, it is impossible to correct such people until they themselves want it, but at least everyone can not contribute to the development of the habit of living in debt: for this you do not need to borrow money.
By borrowing money from someone, you thereby make that person not better, but worse, because you help strengthen him to live in debt and do not give him the opportunity to learn how to effectively manage personal finances.
In addition, as you understand, when one of your relatives, friends or colleagues asks you to lend money, this implies that he wants to use your money for free. And, as you know, .
By lending money, you lose even a small income that you could receive if these temporarily free funds (and you can only borrow temporarily free funds) were put at least on a bank deposit.
So is it worth lending money for free if you can earn money on it?
Thus, we see that it is not worth lending money - this will negatively affect the personal budget of both participants in the transaction: both the debtor and the creditor.
But situations are possible when you are asked to lend not just like that, but at interest. Is it possible to lend money in this case? I will say this: it is quite risky, there are much more risks of not getting the amount paid than, for example, in the case of investing money on. Accordingly, the cost of such a loan should be significantly higher.
In addition, if you decide to lend money at interest, I recommend that you take the position of the bank that issues the loan:
– Analyze financial condition his future debtor;
- Clearly find out why he needs money, whether such an investment is advisable, whether he participates in this with his own money;
- etc.
It will also be necessary to complete promissory note at the notary. And for this you need to study legislative framework: not everywhere and not always a private person can borrow money from another private person, and especially at interest.
Lending money at interest to another person is very risky! Therefore, such a procedure requires competent analysis and accurate legal registration. However, remember that even having issued a notarized promissory note, it will be very difficult for you to get your money back with interest if your debtor does not want to return it to you.
Do not forget also that if you lend money at interest, this can quickly attract the attention of various criminal elements to you, because by doing so you can say openly declare: I have money!
So, let's say you don't want to lend money, but then another problem arises: how to politely refuse so as not to offend the one who asks you for a loan? Here you must adhere to the following rules:
1. Never, anywhere, and to anyone, do not advertise how much money you have. Even in front of close friends and relatives! An exception may be perhaps your soul mate with whom you are conducting a joint household. Remember that the fewer people who know how much money you have, the safer they will be!
2. Plead lack of available funds and offer in-kind assistance. For example, take you to the right place in your car, help with food, help with physical strength ... Thus, a person will see that you are not indifferent to his problem, but he will probably refuse other help, because he wants to borrow money.
3. Advise a person on real ways to release or earn the amount he needs, for example, invite him to contact the site - here he will surely draw a lot for this useful information and, perhaps, imbued with the idea that life in debt will not lead to anything good.
4. Advise good bank where can i get. Lending money is the prerogative of banks, not people.
If for some reason you still cannot refuse, and still decide to borrow money, then follow just one simple rule:
You can't lend more than you're willing to lose. When lending money to your friends or loved ones, consider that you are giving it away free of charge. Don't remind your debtors of your debts. If they give it back - it's good, if they don't give it back - you will have a good lesson for the future. Since the amount of debt is insignificant for you, you should not quarrel over it!
I hope you understand whether it is possible to lend money. And to reinforce the topic, an anecdote:
Monya stands on the square in front of a huge bank and sells seeds. Senya approaches him.
- Listen, Monya, borrow 10 rubles to pay, you won, how much you bargained for, but I have nothing to live on.
Senya, do you see what's behind me?
- Well, the bank, so what?
- Well, we signed an agreement with him on the division of spheres of influence: the bank undertook not to sell seeds, and I - not to lend money.