Visa classic and mastercard standard credit cards. Credit card Mastercard Standard from Sberbank - conditions
Everyone would like to have a designer bank card in order to look unique and original against the background of the others, which is why its issue has become so common. A Sberbank card with an individual design is made quite simply. You can find out all the nuances of its design below.
Sberbank, like many others banking organizations our country, trying to do the best service. To do this, all kinds of innovations are constantly being developed that can simplify processes. money transfers and add originality to the options provided to visitors. One of these innovations is Sberbank cards with their own design.
How to choose a designer photo
Everyone can participate in creating a beautiful and unique image. With such a card, you can feel at your best and stand out from the crowd.
You have the opportunity to choose an image from the existing database of drawings or show your imagination and draw it yourself.
Someone will choose a drawing in a business style, and someone will like the landscape. In any case, the use of such a card will bring a lot of positive emotions to its owner.
How much is a Sberbank card with an individual design
By going to the Sberbank website, you can place your order. This will take a minimum of time.
When you go to the section banking documents select "Custom Design Cards". On the updated page, you will need to fill in the required fields. The currency that will be on the account is selected, and you will also need to agree with the rules for using the services.
Choose a picture
Initially, several design options will be offered. If the suggested color palette does not suit you, you can upload your own image. Copyright infringement should be avoided when copying images. At your request, you can slightly change the location of the picture or modify some of its parts. The image will be printed on only one side of the card.
To complete the registration process, you need to enter your data and phone number into the system. After the design is approved by the bank, the Sberbank card design code will be sent to the phone number.
The nearest Sberbank office to you is also indicated, where it will be more comfortable to pick it up.
Information about its readiness will be sent to the entered phone number.
How much does a Sberbank card with an individual design cost
The production of design cards is characterized by a very reasonable price. You only need to spend 500 rubles. for her release.
For customer service per year you need to pay 750 rubles. The card is also reissued for 500 rubles. When transferring funds to it for paying for services, commission fees are not charged, as with non-cash payments. It is possible to spend up to 1.5 million rubles per day. A written receipt for transactions on the account through your own or another bank will cost 15 rubles.
The bank prohibits the use of:
- Photos and various images protected by the copyright holder;
- Photos containing words or digital combinations;
- Photos with coins, medals, etc.
- Attributes of power;
- Images of famous personalities;
- pornographic drawings;
- Frames of films and cartoons;
- Images of an advertising nature, including photos of alcohol and cigarette products;
- Brand logos;
- Various kinds of advertising of gambling;
- Photo of weapons and cars.
If a person wants to place any prohibited images on the card, Sberbank will refuse to issue it.
Features of use
Sberbank cards with a beautiful design can be used for three years. The client can independently choose the currency in which he will make payments. It can be either a ruble or a foreign dollar and euro. There are two payment systems to choose from: MasterCard and Visa. If the card is lost or stolen, you can quickly block it.
One of the innovations is the ability to register a designer card for a minor who is 14 years of age or older. In such a situation, the official consent of the child's parents must be available.
A card with its own design has the opportunity to participate in a special “Thank you” program. This allows its holder to accumulate additional cash in the form of bonuses that are credited to the client's account for non-cash purchases in stores from the list of program participants. Get more detailed information You can find out about participating stores by visiting the Sberbank website.
Advantages of using this type of card
The design card holder has a number of privileges:
- You can contact a bank specialist 24 hours a day. This helps to immediately solve an urgent problem;
- Make non-cash payments around the clock;
- Take advantage of additional discounts;
- If the client went abroad and lost, he has the opportunity to receive cash;
- After registering a personal account, you can control money and make payments online without leaving your home;
- Availability alternative options transferring money to an account;
- Secured by e-wallet account.
The above advantages allow you to use the design card with comfort, therefore, there are more and more people who want to issue it.
It is also possible for customers to order a card with an individual design, the feature of which is an individual image on the front of the plastic carrier. Besides ready-made options images, the future holder can offer his own picture or photo. But like any other Sberbank card, this card also has its own manufacturing requirements, which will be discussed later.
The main advantages of a card with an individual design
A classic Sberbank card with an individual design does not differ in its functions from any other card. It is also served by two payment systems. The card has an integrated electronic chip that works according to the standards of the worldwide SWIFT network. This ensures an appropriate level of security and the ability to service the card at any ATM in the world.
Accumulation of "Thank you" points on the card
A custom design card can also . By connecting bonus program on the card, any non-cash payment will return money in the form of bonus points for purchases in the Sberbank network. These are almost all large stores:, and others retail chains. On average, bonuses compensate 0.5% of the cost of each purchase from Sberbank and up to 50% from partner stores. In addition, Sberbank regularly holds various promotions and additional programs( and ), where "Thank you" bonuses are credited additionally.Limits and restrictions of a card with an individual design
Each Sberbank card has its own limits and restrictions, which depend on the status. You can withdraw up to 150,000 rubles per day, without charging a commission on a card with an individual design. If this limit is increased, 0.5% of the excess amount will be charged.If the holder cashes money in the terminals of other banks, then a fine of 1% of the amount, but not less than 100 rubles, is charged. For cashing out at the cash desk of another bank, 1% of the amount is withdrawn, but not less than 150 rubles. A cardholder with an individual design can withdraw up to 1,500,000 rubles per month at the terminals and cash desks of Sberbank without charging a commission. Also, through the cash desk of the bank, you can credit up to 10,000,000 rubles per day.
Card production and maintenance cost
In terms of its characteristics, a card with an individual design does not differ from a classic Sberbank card, and the only difference is its non-standard appearance, for which you need to pay 500 rubles. In all other respects, this is a standard classic card with identical limits and maintenance costs.Annual maintenance cost:
- Basic card for the first year - 750 rubles;
- Basic card for the second year and beyond - 450 rubles;
- Additional card for the first year - 450 rubles;
- Additional card for the second year and beyond - 300 rubles.
How to order a card with an individual design
Orders can only be placed online (details below). No branches of Sberbank accept graphic or electronic card design layouts. This is due to technical reasons only. To send a layout, you should go to the official website, then select the section - "Cards, original design" and click the "Order" button. A form for selecting ready-made options and a form for submitting a new image will open.Filling out an application Online
By this stage, you need to have a ready-made design layout of the card in electronic format. Sample resolution should be as high as possible bank cards ah high quality printing. An image can be sent to the Sberbank website using any available form. Pictures are loaded from the desktop, through social networks, or file hosting.Steps for filling out an application:
Order through the Personal Account "Sberbank Online"
There are two ways to apply for such a card: through the official website and through. On the site, the card is ordered initially. The second way you can re-order it again.Applications for cards with an individual design are accepted only online.
After sending an application with a design layout, you must wait for an SMS from the bank, which will tell you about the confirmation or rejection of the application. If the application is rejected, another design option must be selected. Applications are rejected due to non-compliance with the requirements from the list below. If you follow them, then a positive answer will come from the first time.
The order ends with the receipt of the finished card at the branch of Sberbank and the signing of the contract (), as upon receipt regular card. It should be borne in mind that support for individual design is not available for all Sberbank cards.
Requirements for an individual card design
If the picture is selected from the database of pictures on the Sberbank website, then editorial verification is not required. If the client wants to install his image, then such a check is required. Here is a basic list of items to avoid:- photographs and images protected by copyright;
- logos of existing brands, trademarks;
- photos of famous people, movie stars, politicians;
- flags, coats of arms, other symbols that are protected by the state;
- elements uniform public services, military insignia;
- images of orders, medals, award ribbons;
- Images military equipment, weapons;
- images of banknotes, coins, bank notes of any countries of the world;
- texts, inscriptions, digital information;
- pornographic content;
- frames from cartoons;
- shots from feature films;
- advertising of alcohol, tobacco; any advertising is not allowed at all;
- images of a roulette disc, playing cards and other items associated with gambling.
There are quite a few restrictions, but it is easy to comply with these requirements.
Editorial verification takes time, so a Sberbank card with an individual design is issued for 14 days or more.
Recently, it has become possible to order bank cards with an individual design. Working under the motto: "Don't be like everyone else!", financial institutions quite rapidly promoting a new service. Do not lag behind the fashion and luminaries of the monetary market.
Sberbank very zealously joined the race to create plastic cards individual sample. In order to order a payment accessory, it is not even necessary to contact. All information is available on the organization's website - sberbank.ru. Here you can also choose a design option from the proposed list, which includes such topics: cartoons, animals, flora and fauna, cities, etc. For the most creative users, a module for uploading images of our own production is provided.
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The selected pattern is applied to the entire surface of the card. During the creation of the map, the possibility of editing the image is allowed: choosing more preferable fragments and angles, changing the color palette, etc. Those owners of Visa, MasterCard or MIR who have a craving for creation can independently edit the classic and standard versions of cards. The "individualization" service is provided by Sberbank only to users of debit plastic.
So, having set out to change the design of your debit card from Sberbank, follow these steps:
- Find "Choose a card" on the menu and go to the "Custom Design Cards" category.
- Fill out an application or change the design of the card yourself. In both cases, it is recommended to strictly follow the instructions of the system.
- Be sure to carefully read the terms of the license agreement!
Refusals are also possible for cards with photos of actors and cartoon characters, as well as images of paintings by famous artists that are subject to copyright law. All "allowed characters" are placed in the gallery offered by the bank's developers. So, for example, Sberbank is ready to print cards with fragments from the cartoons "Shrek", "Puss in Boots", "Just you wait!" and Madagascar. A complete list of rules for placing an image is published on the website of a financial institution.
Cost and terms of service
Individual design debit card from Sberbank will cost the user 500 rubles. It's about about a one-time payment, which is made before the card is issued and is added to the annual cost of service. total amount will be 750 rubles.