Financial portal of Kazkom. How to protect your card from online scammers
If you value your time, then you definitely need to register internet banking. All modern banks allow you to manage your funds without leaving your home - this way you significantly save your precious time! Ah, time is money.
Across the country, 600 thousand people already use the Kazkom service
In this article I wanted to touch on how to register in the system homebank from KazKom It's not hard at all and it's free.
Use Internet banking on the site homebank.kz- holders can bank cards points, from - these banks:
- JSC Halyk Bank of Kazakhstan
- JSC "Kazkommertsbank"
- JSC Citibank Kazakhstan
- JSC "Kazpost"
- BTA Bank JSC
Benefits for Homebank.kz users
- privacy and security,
- Guaranteed protection of transmitted information,
- Efficiency
- fast round-the-clock access to more than 300 services,
- no need to contact the service provider.
- Geographic independence
- access anywhere in the world
Internet banking registration homebank.kz
To register, you need to go to the official website of Kazkomertsbank homebank.kz
1. Your bank card number 16 digits
2. Card expiration date
3. CVV / CVS - three digits, on reverse side cards
4. Your birthday
5. Bank card keyword- what can you think? is your password. For verification by the operator of Kazkom or the site - whether you really are the owner of the card.
Keyword - you set when issuing a card at a bank branch, if you forgot or don't know- write your name, basically by default they write the name of the owner with Russian letters.
If it doesn’t help, call the Kazkom operator - they will tell you how to find out the keyword number of the operator 7111 - the call is free from a mobile within Kazakhstan.
After you have entered your phone number, press to get the code and you will receive an SMS and write.
Write your main number cell phone, better later register- this number, so that in case of loss it is easy to restore the number.
Your number will be needed to complete any operation.
For example: after paying for the Aktiv Kazakhstan cell phone - you will receive a verification one-time password - after you write this password - the operation will be completed.
After doing as above, you now need:
1.
Create a password
2. Repeat password
Do not take the password from the dictionary, think of a complex password. The password must consist of capital letters and have numbers - the password must not exceed 15 characters.
Now they give you unique ID(login) - write it down somewhere, if you forget, it will take a long time to restore.
If everything is done correctly, then log in with your username and password to your personal account and see the following:
clickable
How to protect your card from online scammers
There is Internet banking of Kazkom, a wonderful function 3DSecure- which allows you to pay only after writing a password, thus warns you against unwanted payments on the Internet.
How to set this password? After logging in with your username and password
Home => Payment cards => Your card of interest => Settings => 3DSecure
Set a password - and that password don't tell anyone. Even a brother, from which he can transfer to his account, and withdraw from his card at an ATM and drink beer. This is of course the best.
More about security if you plan not to use the portal for a long time Homebank.Kz- then, in the settings, turn off just online payments
Home => Payment cards => Your card of interest => and uncheck.
Then do not forget to check the box back, otherwise there will be no online payment.
Top up the balance on the phone, internet, fines, utilities without commission killbill.homebank.kz
Online payment without commission, for all holders of bank cards issued by any bank of Kazakhstan viza, mastercard, american express - they can pay for cellular communications of popular mobile operators in Kazakhstan - without Kazkom's commission.
To use the service - you need to go to the site => killbill.homebank.kz
Registration is not difficult, in just 5 minutes you can attach a card, and enjoy and save on commissions in these difficult times.
Commissions for Internet banking services of Kazkomertsbank
VI. Homebank | ||||
1. | Commission for connecting to Internet banking Homebank.kz (https://www.homebank.kz) | 0 tenge | ||
2. | Commission for the use of services financial portal Homebank.kz | 0 tenge | ||
Subscription to the system | 0 tenge | |||
3. | Cellular service fee | 35 tenge | ||
4. | Telephone service fee | 50 tenge | ||
5. | Cable TV Fee | 50 tenge | ||
6. | Commission for payment of security services | 50 tenge | ||
7. | Payment commission utilities(except Astana-ERC) | 50 tenge | ||
8. | Commission for payment of Internet services | 50 tenge | ||
9. | Payment for education services: | |||
9.1. | Universities (except universal transfers from current accounts) | 50 tenge | ||
9.2. | Schools (except universal transfers from current accounts) | 50 tenge | ||
9.3. | Kindergartens (except universal transfers from current accounts) | 100 tenge | ||
9.4. | Universal transfers from current accounts |
200 tenge - inside the bank |
250 tenge - outside the bank |
|
10. | Domain registration | 0,5% | ||
11. | Transfers to the account of companies Taulink, OSMP, Cyberplat | 95 tenge | ||
12. | Airfare payment | 100 tenge | ||
13. | Paying mortgages and loans | 100 tenge | ||
14. | Payment of subscriptions and coupons | 50 tenge | ||
15. | Payment for orders (Oriflame, Avon, Faberlic) | 50 tenge | ||
16. | Payment for placing ads in the media | 50 tenge | ||
17. | Maintenance fee (KSK) | 100 tenge | ||
18. | Repayment of loans and replenishment of deposits in JSC "Zhilstroysberbank" | 0 tenge | ||
19. | Payment for FN-Management services (rental payments) | 200 tenge | ||
20. | Payment for the services of Miras University (Shymkent), MAEC Kazatomprom LLP | 0 tenge | ||
21. | Payment of utility bills Astana-ERC | 0.5% min. 50 tenge | ||
22. | Commission for payment of other services, Basis-Telecom | 0,5% | ||
23. | Replenishment of the brokerage account | 500 tenge | ||
24. | Payment of mutual funds | 1000 tenge | ||
25. | Payment tax payments individuals through the financial portal Homebank.kz | |||
tax amount from 0 tenge to 99 tenge | 0 tenge | |||
tax amount from 100 tenge to 5000 tenge | 25 tenge | |||
tax amount from 5,001 tenge to 10,000 tenge | 50 tenge | |||
tax amount from 10,001 tenge to 30,000 tenge | 100 tenge | |||
tax amount from 30,001 tenge to 60,000 tenge | 200 tenge | |||
tax amount from 60,001 tenge to 100,000 tenge | 400 tenge | |||
tax amount from 100,001 tenge and more | 500 tenge | |||
26. | Payment of fines for traffic violations | 200 tenge | ||
27. | Issuance of a smart card for an Electronic Digital Signature, EDS, (Homebank.kz) (VAT included) | 840 tenge | ||
28. | Sale of a card reader for EDS (Homebank.kz) (VAT included) | 3 920 tenge | ||
29. | Transfers in favor of third parties from a card/personal account: | |||
Transfers between accounts of one client | 0 tenge | |||
Transfers in favor of third parties: | 250 tenge | |||
— from card to card within the bank | 95 tenge | |||
— from current account to current/card-account within the bank | 200 tenge | |||
— from current account to current/card-account outside the bank | 250 tenge | |||
30. | Subscribe to "SMS-Banking" | |||
Payment for maintaining one card account of the Bank's client based on SMS messages: connection and subscription fee for receiving information about all operations on the card account using a payment card | 200 tenge | |||
Payment for maintaining the card account/s of the Bank's client based on SMS messages: connection and subscription fee for receiving information about all operations on the card account using a payment card | ||||
Kazkommertsbank, due to the size of assets, equity and loan portfolio, is the largest in Kazakhstan commercial bank. He provides his clients with access to a personal account located at Homebank.kz, with the help of which it is possible to conduct the majority remotely. financial transactions with a minimum commission.
Homebank Registration Procedure
Login to your personal account is provided to users who have an active card. Registration takes no more than 5 minutes, in the process of its passage you will need to specify:
- data bank card– its number, expiration date and CVV/CVC code;
- date of birth of the applicant;
- the keyword specified during the card design;
- a current mobile phone number, without which it will not be possible to carry out any of the operations for transferring funds or processing banking products through Homebank online in the future. Its confirmation is carried out by entering the code, instantly generated and sent by the system to the specified number, in the appropriate column of the questionnaire;
- entering a password.
If all columns of the registration form are correctly filled in and reliable and up-to-date information is provided, the user is assigned a unique ID, which serves as a login for entering Homebank Internet banking. Authorization is also possible from mobile devices based on the Android or iOS operating system.
Note: if the password from the personal account of Kazkom was lost, it does not matter, you can get a new one in a matter of seconds. To do this, in the "Restore access" column, you must enter the phone number that was specified during registration, and confirm it by entering the code received in the message.
Possibilities of personal account Homebank.kz
Internet banking from Kazkom opens up a lot of opportunities for subscribers. At different times of the day, you can do one of the following:
Note: in order to protect yourself from fraudulent actions of third parties, you need to enable the 3DSecure function in your personal account, in the plastic settings. After that, without entering the password set by the owner, no one will be able to carry out any actions with money.
Service Benefits
When using Internet banking Homebank, some services are not subject to commission. Concerning paid services, the average commission is 50 - 200 tenge. At the same time, before the money is debited from the client's account, he receives a corresponding notification and may refuse to continue the operation without any penalties.
In addition to inexpensive service, it is worth noting other advantages of the service:
- quick registration without providing passport data;
- reliable protection of information and personal data;
- confidentiality;
- making payments and carrying out other operations at any time of the day, regardless of the territorial location;
- the ability to view the balance of money on the card in any country in the world to control expenses.
Personal Area Homebank.kz is the best assistant for a business person who prefers to shop online and pay for services without leaving home or office. Users are provided with round-the-clock access and simple functionality.
How to register and enter the Personal Account of Kazkommertsbank.
my.homebank.kz - Personal Account Kazkommertsbank
Kazkommertsbank (QAZKOM) is one of the largest financial institutions in Central Asia and the largest private bank in Kazakhstan in terms of assets. The history of the bank dates back to 1991, when Medeu Bank, founded in 1990, was re-registered.
The main shareholder of Kazkommertsbank since July 2017 is National Bank Kazakhstan.
Being a universal bank, QAZKOM offers a wide range of banking services corporate and retail clients, as well as representatives of small and medium-sized businesses.
The bank's product line for retail clients, in addition to accepting deposits and providing loans, includes servicing current accounts of clients, accepting payments, making money transfers and many other services.
Particular attention is paid to customer service using bank cards. As of July 1, 2017, there were about 3 million cards issued (issued) by the bank in circulation. Kazkommertsbank issues cards of Visa, MasterCard, Union Pay payment systems and is the only bank in Kazakhstan that issues American Express cards (Rewards Card, Blue, Gold Credit Card, Platinum Credit Card, Corporate Card) denominated in tenge, euro and US dollars.
At the same time, Kazkommertsbank is the leader in the market of remote banking service. To date, the number of registered users of the financial portal for individuals, online banking, has exceeded 1.2 million. Among them are not only clients of Kazkommertsbank, but also owners of payment cards of Kazinvestbank JSC, Citibank Kazakhstan JSC and Kazpost JSC. Today, with the help of the Personal Account of Kazkommertsbank, you can online mode implement basic Bank operations, as well as pay for over 1000 different services.
Registration in the Personal Account of Kazkommertsbank
In order to:
- Be able to communicate directly with the bank and control everything that happens to your bank account in real time.
- Pay bills without queues and do Money transfers without leaving your home or office, in just a couple of clicks.
- Use fast payments and transfers, available to you right now in the "24/7" operating mode.
- Pay for cellular communications, utility bills and more than 1000 services at any time.
To register in the Personal Account of Kazkommertsbank, which will take a minimum of your time, do the following:
The password must contain at least 8 characters, including: lowercase (a..z) or uppercase (A..Z) Latin letters, numbers (0..9)
Kazkommertsbank Personal Account - entrance
You can enter the Personal Account of Kazkommertsbank using the digital identifier assigned during registration, as well as the password for entering Homebank:
my.homebank.kz - Personal account balance of Kazkommertsbank
After registering in the Personal Account, you get a lot of opportunities. You can:
- Check the state of your bank account, find out about the presence of fines, convert currency and book a queue at the Bank;
- transfer money from one account to another payment card to another, transfer funds to a deposit;
- receive detailed information on your payments and transfers, view the history of your transactions on the account;
- pay utility bills, taxes, training and many other services;
- pay for purchases on the Internet, purchase electronic tickets and book hotels around the world!
To view the balance on your personal account, you need to log in to your Personal Account using your ID and password.
For residents of Kazakhstan, a remote online bank from QAZKOM is available - Homebank.kazakhstan. With its help, Kazkom customers have the opportunity to manage their personal funds without visiting bank branches on a computer and smartphones. Let's consider it in more detail.
Functional
This Internet bank is not much different from others - they also tried to transfer all operations to a remote mode. Kazkommertsbank coped well with this. Through your personal account you can:
- transfer funds;
- pay for services, fines, taxes, as well as more than 1000 services;
- buy goods and order services;
- convert currency;
- pay loans;
- withdraw cash by access code;
- and much more.
The list of opportunities is constantly expanding and this is a huge plus for the bank. Thus, users significantly save personal time and nerves by avoiding queues.
How to register
To access the above features, you must have a registered account at www.homebank.com. Additionally, upon registration, the bank gives customers virtual card for secure online payments. Registration takes place through the phone and by entering personal data.
2.Here you need to enter a working mobile number phone.
3. An SMS with a confirmation code will be sent to the phone. It should be entered at the corresponding window on the page;
5. We come up with a password;
6. We save the assigned identifier and save the password.
If you lose your login information, use the "I forgot my password" button. The system will ask you to enter a phone number, after which a confirmation code will be sent to it, and the password can be reset.
How to enter
Login can be made only through the official website - https://homebank.kz/#/users/login. There are currently three login methods available:
- using a trusted phone number;
- Homebank identifier;
- myHalyk login.
A trusted number is a mobile phone registered in the Home Bank system by a user. Operation confirmation codes, recovery codes, and so on are sent to it. It is installed in ATMs of Halyk Bank, Kazkom and in any branch of these banks.
On the site, you must select one of the three options to enter and enter your phone number/login and password. After that, click "Login" and get access to the account.
How to pay for services
Access to services and payments is open without logging into your account. However, you will need to do this in order to pay. There are several types of services available on the site that you can pay for. For example, customers can easily top up their mobile phone number.
First, open the page https://homebank.kz/#/payments/main. In the upper left corner, users can select a city, and in the right corner they can find one of the available services. Below is a list of categories of paid services.
Mobile app
Designed for smartphone owners mobile app home bank. It is available for Android and iOS owners.
It is very important not to confuse applications with similar fraudulent ones, as it is very easy to lose all the funds in your accounts in this way. This application includes even more features - AirPay, QR payments, and much more.
Users can download HomeBank for iOS in the App Store at the link https://itunes.apple.com/us/app/homebank.kz/id440635615 and looks like this:
The iOS version differs only in design, the rest of the application is identical.
How to pay for Almatyenergo by contract number
Previously, users could pay for Almatyenergo services by contract number through an ATM and personal account. However, now Kazkom ATMs do not support this function, and there is no such possibility through the home bank.
Technical support at the Homebank forum replied that this function will be introduced with the consent of Almatyenergo. The introduction of payment by contract number will be possible if the latter have the required equipment and desire to cooperate with Homebank.
How to recover a code word
To restore access to your account, you must remember the created code words. This is a kind of confirmation of the identity of the owner, which helps protect accounts from fraudsters.
It is impossible to restore the code word by calling technical support! It is not issued under any circumstances.
There are two methods for recovering code words:
- Through an ATM - select the "change pin code" function, then "trusted number", "Code word". The ATM will print the “password” on a separate receipt. In this case, a commission of 30 tenge is charged.
- Write to email [email protected] a letter explaining the situation and follow the instructions.
- Visit a QAZKOM bank branch with identification documents.
With these three methods, you are guaranteed to recover the lost code word. After the recovery procedure, be sure to write down this data so that the situation does not repeat itself.
How to remove restrictions on payment for services on the Internet
Many banks have a standard blocking of Internet payments. Because of this, most users encounter difficulties and accidentally block their cards.
To remove restrictions in the mobile client, you need to:
- Open the "home" section.
- Go to the "Settings" section.
- Click on "Pay online".
- Change permission settings.
After that, there should be no restrictions on cards. If they remain, you need to call technical support.
How to turn off auto payments from the previous version
In the current version of Homebank, there is no way to manage the autopay feature. Because of this, funds are debited, and users cannot do anything.
The only solution is to contact the bank's technical support directly. At the moment, other methods cannot disable the service.
How to get a certificate of availability of funds
In the previous version mobile bank there was a function to get similar help on English language. At the moment, it is only available when visiting a bank branch.
Technical support Homebank
Users can contact the bank's technical support in several ways.
- Support hotline 2585-334.
- Via Skype - homebank_kkb.
The staff department works around the clock, so you can safely call at any time.
Outcome
Although the updated Homebank has many shortcomings, the developers of the mobile bank are working on them at an accelerated pace. Most of the unavailable features are promised to be introduced in the next updates.
Creating an account is very simple - just follow the instructions above and make no mistakes.
The functionality makes it possible to carry out most of the operations independently through a computer. With an intuitive and simple design, it should be easy for customers to navigate the site.
If you encounter errors or problems, it is recommended to create a ticket on the technical support website or call hotline which operates around the clock.