Pay a loan through the Sberbank application online. How to pay a loan through Sberbank Online: your own or someone else's
A situation familiar to many - I took a loan from one bank, and cash for its payment you receive to the account or card of Sberbank. For its customers, Sberbank offers several ways to pay off loans from most Russian banks directly from your payroll account quickly, conveniently and profitably, without the need to withdraw cash.
There are several ways to pay a loan from a third-party bank through Sberbank. The choice of payment option is yours! Below we will analyze each of them, as well as give some useful tips.
Via the Internet to Sberbank Online
AT personal account client, you can make a payment on a third-party bank loan online at any convenient time, 24 hours a day, and it will take you no more than 5 minutes. All you need is a device with internet access. You can pay off a loan from another bank through Sberbank Online both from a PC and from any smartphone with a mobile application installed.
After logging in to your personal account, go to the "Transfers and payments" section using the link in the main menu. From the proposed payment options, select "Repayment of loans in another bank."
Among the currently available banks are:
- Renaissance Credit
- OTP Bank
- Setelem Bank
- GK DIA
You can select a beneficiary bank from the list offered, use the service of transferring to another bank using the BIC, or find the organization you need using the search box, indicating the TIN or bank account.
![](https://i2.wp.com/sber-help.ru/wp-content/uploads/2017/11/oplata_kredita_5.png)
You can also repay loans to a legal entity and loans taken from a bank with a currently revoked license using Sberbank Online.
By choosing desired bank, fill in the details in the payment form:
- select debit account;
- indicate the number of the credit account in the receiving bank;
- Full name of the client (in whose name the loan was received)
- Name and address of the payer (i.e. yours)
Check the specified data and click the "Continue" button.
![](https://i1.wp.com/sber-help.ru/wp-content/uploads/2017/11/oplata_kredita_6.png)
If you have activated the Mobile Bank service, Sberbank will send you an SMS with a code to confirm the payment. To complete the operation, enter the code received in the message from the number 900.
Payment will be made within 3 days. Try to make a payment in advance, in order to avoid delays and additional interest charges for late payments on the loan.
Automatic payment on a loan from another bank
This method of loan repayment will be convenient for people who forget about monthly payments. The main thing is to ensure that on the account from which specified period will be debited, there was always sufficient amount to make the payment.
To enable auto payment, log into your personal account of the Sberbank Online system and select the "My auto payments" section on the main page in the right menu of the site.
Create an auto payment by clicking on the appropriate link.
![](https://i1.wp.com/sber-help.ru/wp-content/uploads/2017/11/pogasheniye_kredita_storonnego_banka_1-1.png)
![](https://i0.wp.com/sber-help.ru/wp-content/uploads/2017/11/pogasheniye_kredita_storonnego_banka_2.png)
In the search bar, enter the TIN, BIC or current account. Fill in the details in the form that opens.
![](https://i0.wp.com/sber-help.ru/wp-content/uploads/2017/11/pogasheniye_kredita_storonnego_banka_3.png)
Confirm your action by entering the code from the SMS message.
Payment from a Sberbank card through a terminal or ATM
You can find the nearest self-service device on the Sberbank website or in the mobile app. You can also use our website.
To pay for a loan from another bank with a Sberbank card through an ATM or terminal, follow these steps:
- Insert a Sberbank card into the device
- Enter pin code
- In the menu that appears, select "Payments and transfers", then "Transfers", then "To an account in another bank"
- Specify the details of the beneficiary bank, the purpose of the payment and the amount
- Get a receipt for the payment.
Cash payment at a branch of Sberbank
If necessary, you can make a partial or full repayment of a loan from any third-party bank in cash at branches and offices of Sberbank. Choose the branch that suits you on our website, on the official website of Sberbank or in the mobile application.
- Register at the branch of your choice electronic queue. If you have any difficulties, ask for help from the consultants in the hall;
- When your e-queue number is invited, go to the corresponding window;
- Give the operator the details of the beneficiary bank, passport and money;
- Get a payment receipt.
In conclusion, we want to give a few tips that are relevant for any method of paying a loan from a third-party bank through Sberbank:
- To make a payment, you must have the details of the creditor bank and a passport.
- It is also important to remember that funds can be transferred for several days - pay in advance!
- A commission of 1% (no more than 500 rubles) may be charged for making a payment through Sberbank.
- When making a payment through a self-service device, the limit for one transaction will be 15,000 rubles. In case you contribute a large amount, pay in several stages.
- Paying for a loan through Sberbank Online is faster than through a cash desk at bank offices.
Together with favorable conditions we offer our clients a variety of convenient ways pay off the loan.
Paying a loan through an ATM
Make a payment without commission at one of Alfa-Cash ATMs. To do this, find the nearest ATM on the map in the mobile application, on the Alfa-Bank website or in the Internet bank.
Use the "Loan repayment" menu function to transfer money to the loan account. In this case, funds are credited instantly.
You can also cover the loan through ATMs and terminals of the Ural Bank for Reconstruction and Development and the Moscow Credit Bank.
How to pay a loan online
In the Alfa-Click Internet Bank, in the Loans section, you can find all information on loans. To pay a loan, use one of the repayment methods:
- From account;
- From the card of any bank;
- From a mobile phone account.
Details and payment amount will be entered automatically. No commission is charged for paying through Alfa-Click, and the payment goes through immediately.
This is one of the most comfortable ways to make a payment, since you do not have to look for an ATM and pay interest for the service.
Another option for online payment is to transfer money from any bank account. This is convenient if the salary comes to a card issued by another organization. There may be delays in the transfer within a few business days and commissions of the issuing bank for the outgoing payment.
It is also possible to pay a loan on the Internet using the RURU payment service, which charges a commission of 2.99% and ensures that funds are credited in 30 minutes. Payments are sent from the mobile phone account.
Redemption from partners
Payments on Alfa-Bank loans are accepted by our partners, which include:
- Payment services QIWI, Rapida, gold Crown, Cyberplat;
- Salons Euroset, Beeline, MTS, Svyaznoy;
- Terminals Eleksnet.
When paying for a loan through partners, a commission is charged from 0 to 3%.
Early payment of the loan
You can repay the loan in part or in full before the end of the contract. To do this, you need to write an application to Alfa-Bank and transfer the required amount to a credit account.
To determine the payment amount for full payment, contact the Alfa-Consultant call center or use the "Full early repayment" function at one of the ATMs.
Sberbank Online provides an opportunity to perform numerous transactions without leaving home. Thanks to this, you can significantly save your personal time.
Customers have the right to pay for a loan from another bank through Sberbank Online from a mobile phone within a few minutes.
On the possibility of repaying loans from other banks through Sberbank Online
Sberbank clients are owners of:
- salary;
- pension;
- classic debit bank card.
At the same time, they prefer to take a loan in other financial institutions. In such a situation, it is extremely important for the borrower to know about the possibility of paying off a loan from another bank through Sberbank Online from a phone or computer.
This is not only provided for, but is also considered the most optimal option than contacting one of the bank branches, standing in a live queue or even looking for a terminal / ATM.
Sberbank Online is a personal account with all the necessary options for managing personal money. With it, you can:
- pay for mobile services or the Internet;
- pay for utilities;
- open and close deposits;
- perform other operations.
To be able to access the Sberbank Online service and pay off a loan from another bank, the user is required to:
- Subscribe to Mobile Banking.
- Complete a simple registration procedure in Sberbank Online.
- Get a personal login ID.
- Sign in to your account and get started.
"Mobile Bank" can be connected at any of the branches of Sberbank or using terminals and ATMs.
If you wish, you can send SMS from your phone to the short number 900 or contact " hotline» support services.
Payment of a loan from another bank through the Sberbank Online application. Instruction
Paying a loan from another bank through the Sberbank Online application on your phone is very simple. Transfer of funds is carried out:
- by contract number;
- by BIC.
The advantages of this option are: maximum convenience and significant time savings. You only need to have a smartphone with an application.
The security of work in the application is ensured by the need to specify a personal password during authorization and with an automatic logout set upon completion of using Internet banking.
To pay for a loan online using your phone, you first need to go through the standard authorization procedure in your account.
The sequence of actions is as follows:
![](https://i1.wp.com/bankiinfo.com/wp-content/uploads/2018/12/vhod-3.png)
In order to pay for a loan that was issued at another bank, users must go to the “Payments and transfers” subcategory in their account, and then to “Other”.
In the search line, you need to enter "Loans / transfers to another bank" and fill in the form that opens with personal information, in particular, you need to write down:
![](https://i1.wp.com/bankiinfo.com/wp-content/uploads/2018/12/oplata-12.png)
In conclusion, you should confirm the intention to complete the transaction.
Download a mobile application to pay a loan in another bank through a phone that runs on the Android system or Windows phone, you can on the official portal of Sberbank. Programs are downloaded and installed free of charge.
About commission
In case of loan payment third party bank through Sberbank, you must be prepared to pay a commission. Its size is 1% of the transfer amount, but not more than 500 rubles.
How quickly the payment will be credited
The procedure for paying a loan over the phone using the Sberbank application includes the transfer of funds to the recipient's account within 3 banking days.
Other ways to repay loans from foreign banks through Sberbank
redeem debentures through Sberbank it is also possible by debiting funds from the balance of one of the cards through the Mobile Bank. This can only be done by holders of international cards.
To create a payment template, you need to:
- Go to the portal of Sberbank of Russia.
- Click on the link "Sberbank Online".
- After that, the user clicks on the “Home Page”.
- Next, the user goes to "Mobile Bank" - "Payments by SMS" - "Create a new one".
- Then - "Other services".
- At the next stage, you should go to the subsection “Repayment of the loan”.
- In the "Account Number" window, the user specifies the required details of the credit account, and then clicks on the "Add" link.
- Finally, you need to click on "Save" and confirm your intentions.
After that, you can pay bills directly from your phone without any difficulties. To carry out the transaction, you need to send a message to number 900. In it you need to write "CREDIT + bank card details, debit amount and detailed details of the recipient."
It is very convenient to repay loans using a specially designed auto payment service. In this case, the amount of the monthly fee will be debited from a specific card at the appointed time, and the transaction is carried out.
A day before the planned transfer of funds, the user receives a notification about the imminent financial transaction.
Thanks to this, you can make sure that there are sufficient funds on the balance sheet, and if not, you can use the payment cancellation function. To connect, you can choose:
- personal account services;
- by personal appeal to one of the branches of Sberbank of Russia.
To connect, you need to have bank card international payment system or Russian system WORLD.
Important! Virtual and corporate cards do not support the auto payment feature.
Another option for transferring funds through Sberbank for a loan in another bank is considered to be payment through the terminal.
In this case, the algorithm of actions is simple:
![](https://i1.wp.com/bankiinfo.com/wp-content/uploads/2018/12/oplata-18.jpg)
Features are not provided. The average time of enrollment is 3 banking days.
How does auto pay for a loan work?
Autopay for a loan works as follows:
1. You activate auto payment for a loan for the required amount.
2. The bank automatically debits the amount from your card every month.
3. The invoice was paid on time.
How to enable auto payment for a loan in Sberbank Online?
“Payments” tab → Autopayments → Enable autopayment → in the search, select “Pay a loan” → select the required bank from the list. If the required bank is not in the list, select "Loans / Transfers to another bank by BIC".
Personal menu (on the right) → My auto payments → Activate auto payment → Select the section "Loan repayment in another bank" → select the required bank from the list. If the required bank is not in the list, select "Loans / Transfers to another bank by BIC".
How can I turn off auto pay for a loan?
1. In the mobile application Sberbank Online
Tab "Payments" → Autopayments → find the desired autopayment and click "Disable".
2. In the personal account of Sberbank Online
Personal menu (on the right) → My auto payments → find the desired auto payment and click "Delete".
Where can I see if my auto payment went through?
All completed auto payments for a loan can be found:
1. On the mobile app
Payments → Autopayments → Autopayment for a loan
2. In the personal account of Sberbank Online
Personal menu (on the right) → My auto payments → Auto payment for a loan
How to print an auto payment check for a loan?
In Sberbank Online personal account:
Personal menu (on the right) → My Autopayments → Select the payment you are interested in and click "Print Receipt"
Can I change the amount or date of autopayment for a loan?
Go to "Edit auto payment for a loan" and change the amount or date of payment. The next day you will receive an SMS message about changing the auto payment, to which you need to send a confirmation in response
Why was my monthly payment amount re-debited, although I had already closed the loan?
When paying the last payment on a loan, you need to independently close the auto payment for a loan in a mobile application or in your Sberbank Online personal account.
Why was the wrong amount deducted from me when repaying a loan in another bank?
When paying the last payment on the loan, you need to contact the bank where the loan was opened and clarify the amount of the last payment. After that, edit the auto payment for the loan in accordance with the amount, taking into account the pennies.
The amount that you specify when creating an auto payment for a loan is written off. If the amount of the monthly payment for a loan in another bank has changed, you need to manually edit the amount of autopayment for a loan.
To which banks money is transferred in minutes?
Setelem, Alfa-Bank, Russian Standard, MTS-Bank, OTP Bank, Sovcombank and Renaissance Credit. Up to 3 working days, the money is credited to the account of all other banks.
One of the most frustrating aspects of getting a loan is the need to visit a bank branch every month and stand in line. However, Sberbank customers can easily eliminate this problem by paying for a loan via the Internet using the Sberbank Online system.
Connecting Sberbank Online
Making loan payments, as well as performing other banking operations, available only to authorized users. In this regard, before repaying the loan, you must create an account in the system. You can do this in two ways:
After creating an account, you can also download the Sberbank Online application to your smartphone or tablet, come up with a five-digit password for secure use of the program, and start banking operations.
Loan repayment on the system website
The procedure for repaying a loan through Sberbank Online can take place in different ways, depending on which bank the loan was issued from. Consider all options.
Payment for a differentiated loan issued by Sberbank
You can go directly to making payments on the loan in three different ways:
![](https://i0.wp.com/payez.ru/wp-content/uploads/2017/06/GDxw9eqjwWI-1.jpg)
In the first two cases, the “Credit” column will already be filled on the page that opens, and in the third, you will have to choose the desired name yourself. Then you will need to select the card from which funds will be debited to repay the loan, and the payment amount (the recommended amount will be indicated below).
After entering all the data, you need to press the green "Pay" button, and the system will send a message to your phone containing a verification code. To confirm the operation, this code must be entered in the appropriate form on the site. After successfully passing the verification, the payment will be executed, which will be written in the appeared column "Operation Status".
Payment of an annuity loan issued by Sberbank
Those who took in Sberbank annuity loan, have the opportunity to partially or completely repay it via the Internet, however, registration of applications for the operation is carried out only on working banking days.
Loan repayment is made on the page of the loan itself (tab "Loans" > name of the loan). You need to click the “Loan Operations” button and choose between partial and full repayment, or open the “Loan Operations” tab below. Early repayment and click on the appropriate option.
- the account from which the funds will be debited;
- date of payment (the next working banking day);
- payment amount (for full repayment, the amount is calculated on the current date).
Payment of a loan issued in any other bank
If the loan was not received from Sberbank, the operation to repay it is carried out in the "Transfers and payments" tab.
Go to the menu item "Payments and transfers"
Choose a service
A list of available services will appear on the page that opens. Most often, you need to select "Credits / Transfers to another bank by BIC", therefore, we will consider this particular case, however, it is also possible to repay loans in banks with a revoked license and loans to legal entities.
The next step is to fill in the fields "Payment from", in which you need to specify a debit card or account, and "BIC" - a bank identification code. Next, the system will require confirmation of the operation via SMS to the cardholder, after which the payment will be made, and the "Payment status" column will read "Completed".
For significant savings time you should create "Autopayment", upon connection of which, in accordance with the name, payments will occur automatically after a specified period of time. The cardholder will receive SMS notifications after each payment made, and if necessary, the payment can always be withdrawn. The option is connected through the Personal menu on the right, in the "My auto payments" section.
Loan repayment through the Sberbank mobile application for android
Functional mobile application Sberbank Online allows you to make payments only for differentiated loans received at Sberbank. To repay loans of other types, go to the website of the system.
Enter password
The transition to the payment of the loan is made directly from home page applications.
Choose the service "Credits"
Clicking on the "Credits" tab will display a list of the user's existing credits. From this list, select the loan for which payment is planned, and on the opened page with detailed information, click on the "Pay loan" button. Next, the application will ask you to specify the account and amount to be debited and confirm the operation. If successful, a notification will appear on the screen. Information about the payment made can be viewed in the "History" section.
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