How much does it cost to rent a Sberbank terminal? Portable and stand-alone terminals
Evgeny Malyar
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Acquiring for business
Advantages and disadvantages of services from Sberbank
Sberbank promises: connecting the service from 1 working day, round-the-clock technical support, crediting money the next day. Is it really?
Navigating the article
- Internet acquiring offered by Sberbank
- How to connect Internet acquiring of Sberbank to the website
- Specificity and problems of Internet acquiring from Sberbank
- Trade acquiring of Sberbank
- Sberbank tariffs for the service
- Technical support - advantages and disadvantages
- Acquiring terminals
- How to conclude an acquiring agreement with Sberbank
- What else you need to know
- Conclusion
Sberbank of Russia is the country's largest acquirer. For those who do not know what it is: acquiring is the ability to accept bank cards when paying for goods or services. Of course, there is an important factor influencing the success of this bank - it is a state and main savings bank. However, even this advantage could not have attracted such a number of customers without good conditions their service. They will be covered in this article.
Sberbank of Russia provides a full range of acquiring services to legal entities and individual entrepreneurs.
It's important to know. The Delovaya Sreda service from Sberbank will help to reduce payments for cash settlement services. The service is intended for entrepreneurs of all levels, the cost of service is from 0 rubles. Details here.
Internet acquiring offered by Sberbank
This type of acquiring is a must for an online store. Sberbank provides payment acceptance to virtual retail outlets based on the OpenCart platform and other popular software tools. Integration is done by the Joomshopping plugin.
Each user of the system is provided with detailed instructions. The Internet acquiring API creates conditions for the seamless integration of a banking product. Supports the ability to pay from sites and mobile applications using ApplePay technology.
Available for WordPress site detailed instructions about connecting online payment to a Sberbank card.
The official 1-C Bitrix module ensures the receipt of funds from MasterCard cards, Visa and MIR with the following options:
- direct (without intermediaries) connection to the services of Sberbank;
- staging of payment;
- printing receipts in accordance with the requirements of Federal Law No. 54 (after activating the function in the plug-in settings menu);
- page customization (customization for the client).
A virtual payment method can be implemented through:
- online cash registers;
- ApplePay, SamsungPay systems;
- by phone call;
- through social networks;
- by invoice sent to the email address.
How to connect the Internet acquiring of Sberbank to the site
In order for the selling resource to start accepting payment, you should go to the official page of Sberbank in the section Site and application solutions.
In the proposed form, you must fill in the fields of personal data and region. The manager is engaged in the execution of the contract-offer, and after signing it, the client gets the opportunity to download and install the software. Online payments are accepted around the clock. Advice on operations and various subtleties (for example, how to make a refund) is also provided.
Specificity and problems of Internet acquiring from Sberbank
The conditions offered on the bank's official page look, as it should be, attractive. What does the client face in practice? Unfortunately, problems do happen, and basically boil down to the following inconveniences:
- Duration of the conclusion of the contract. The process can take from two to six weeks and is accompanied by finding out many details that describe the client's activities in every possible detail.
- Technical support. There are some complaints about its quality and efficiency.
- Failures during the initial period. In the first week, payment attempts are not always successful. Technical support refers to the "gateway", and Sberbank advises contacting technical support. However, over time, the system begins to operate normally.
The undoubted advantage of Internet acquiring from Sberbank is favorable rate, but more about it later.
Trade acquiring of Sberbank
This type of settlement is not only beneficial and convenient, but also mandatory for all trading organizations that have reached an annual turnover of 60 million rubles. (Federal Law No. 112). Sberbank provides a choice of six tariffs for settlement and cash services, of which only Trade Plus provides for a free acquiring connection.
Conclusion of a cash settlement agreement and opening an account with Sberbank are mandatory conditions when concluding an agreement merchant acquiring.
A Sberbank client who has entered into an agreement receives a set of technical equipment. Installation, commissioning and training are carried out by specialists directed by the bank. In addition to a smart terminal (online cash register), the equipment includes a POS terminal that directly reads information from a card, and a barcode scanner. If the company is trading excisable goods, he will additionally need the EGAIS module.
The ability to pay for goods and services is extremely important for individual entrepreneurs and legal entities with a little cashless circulation... Acquiring for those entrepreneurs who work under UTII or a patent may be optional (if their annual profit is less than 60 million rubles). However, it is desirable in cases where a commercial product is offered, designed for impulsive demand.
The set of equipment includes an mPOS terminal (a set-top box that connects to a mobile device) and a smartphone or tablet suitable for installing a special Sberbank application on it. From point of view tax legislation, trading operations using mobile acquiring are equivalent to those carried out through a cash register.
Sberbank tariffs for the service
Service activation price is zero. It is impossible to unequivocally determine how much acquiring services cost at Sberbank. The size of the commission rate is determined individually, depending on the region (in Moscow, the base value is 1.9%) and the company's turnover - it is indicated in the contract.
In addition to this amount, the client pays monthly:
- for the use of trade equipment;
- banking service;
- settlement and cash services.
The rates for legal entities for trade acquiring are discussed individually and are characterized by an inverse relationship to the turnover - the more it is, the less it is. Minimum interest- 0.5, maximum - 3.2.
In addition to monthly deductions from the amounts of sales included in the price of goods, enterprises pay for the lease of technical equipment at the rate of 1.5–2 thousand rubles. for each set of equipment.
Maintenance of a current account, according to the terms of the "Trade Plus" tariff, costs 3400 rubles. per month, but it would not be entirely correct to fully attribute these costs to acquiring: the package also includes many other services (ten free payments, cash acceptance).
For technical support, commissioning and a half-hour lecture on the features of the system, Sberbank does not charge a separate fee. There are no hidden fees and charges, according to the management.
Internet acquiring commission fully complies with the terms of merchant acquiring. Naturally, equipment rental is not required in this case, and therefore the costs are lower.
Open a current account with Sberbank
Devices are needed for mobile acquiring. The cost of renting them for individual entrepreneurs ranges from 1,700 to 2,200 rubles, depending on the type of mPOS terminal chosen (contact or contactless).
Based on all the available information, it can be concluded that the proposed percentage for an LLC (for example, a large retail network) will be less than for a small store or firm.
Technical support - advantages and disadvantages
Sberbank's support service is positioned in promotional materials as almost perfect. According to the plan, the client has all the tools at his disposal for the prompt solution of emerging problems: hot line and e-mail, operating around the clock.
Error codes should also help cashiers, according to which employees can independently determine the causes of difficulties. In most cases, all this works great, but judging by user reviews, there are also unpleasant incidents.
It's not about what recommendations the personal manager of the merchant acquiring department provides, but about the principle of work of the contractor - the BPC company, that is, a third-party organization involved in the service. It has nothing to do with billing.
The main channel of communication is email. You can call the technical support department, but the result of the conversation is usually a recommendation to state the problem in the form of text and send a letter again by e-mail. The answer does not come very soon - in five hours or two days - as you are lucky.
Cashiers claim that when referring to the mentioned error codes, it is not always possible to find them in the available directory, and they have to look for a solution in front of the waiting customer. However, it is possible that in such situations the leadership of the trading organization is guilty, not always taking care of updating information in a timely manner.
Acquiring terminals
By concluding an acquiring agreement, the client chooses the most appropriate type of device for him, depending on the specifics of the payment. The terminal can be:
- Integrated, that is, connected to an existing cash register that prints receipts, and at the end of the shift - a report on revenue.
- Autonomous, fully performing all functions.
Autonomous terminals are also divided into two types:
- Stationary, tied to the premises of a retail outlet and an alternating current network of 220 volts 50 Hz.
- Mobile, with autonomous power supplies (batteries) and wireless communication systems with the bank.
Sberbank has a wide range of high-quality and reliable cash and settlement equipment to meet the needs of any user. They can get paid with different types carriers (contactless, chip, magnetic and other cards) of all payment systems.
As mentioned above, Sberbank leases terminals, but if for some reason there is a need to purchase, the cost of the equipment, depending on the type, will be from 9,500 rubles.
If you need an online checkout, it will cost 26–42 thousand rubles, depending on the chosen acquiring package. The device is registered with the Federal Tax Service.
How to conclude an acquiring agreement with Sberbank
The instruction for connecting an acquiring provides the following four steps:
- Filing an application;
- Signing a contract;
- Installation of equipment in the hall;
- Training.
Now about them in more detail.
The process of connecting the acquiring is preceded by a statement from the head or owner of the outlet in the form available on the Sberbank website. The application includes columns about the user's name, his phone, email address, and the type of service (it can be merchant, mobile or Internet acquiring). Also given a brief description of business, indicating the approximate trade turnover.
The client provides the documentation required for registration in the acquiring network (constituent package, certificates of tax accounting, state registration, EGS, information on the manual).
Based on this information, the manager draws up an offer agreement with individually worked out terms. Standard sample of this document includes the following items:
- terminology and definitions;
- subject (acquiring);
- duties of the parties;
- the rights of the parties;
- payment order;
- a responsibility;
- Force Majeure;
- the procedure for the settlement of disputes and mutual claims;
- term and conditions of termination;
- other and special conditions;
- signatures of the parties.
The process of formalizing the contractual relationship ends with the signing of a document at the Sberbank office, submitting an application for the installation of equipment and signing acts on the performance of work. During the initial briefing, the bank's specialists explain to the staff how to use the terminals.
What else you need to know
Connection of acquiring is possible as an additional option to other packages (for example, "Easy Start"), but this service will be free only for users of the "Trade Plus" tariff.
The basic requirements for customers have already been mentioned above, but there are conditions that you should be aware of before connecting to the service.
The assumption about the existence of a lower turnover limit, at which it will become unprofitable for the acquirer to serve the client, even if he regularly pays for the lease of equipment and cash settlement services, looks quite logical. Yes, such a limitation is established in Sberbank. If the terminal passes through itself less than 50 thousand rubles per month, then the organization is fined in accordance with the conditions tariff plan(as a rule, by about 2.5 thousand rubles).
The owner of a point of sale with low turnover should be attentive to all clauses of the agreement, especially those in which sanctions are spelled out. Choosing the right tariff plan is an important point to get rid of unwanted costs.
Conclusion
Sberbank is the leader in Russian acquiring. The main reason for his achievement of the leading positions is favorable interest tariffs and other attractive terms of service.
Foreign practice of cashless payments is gradually entering the everyday life of the Russian man in the street. Any legal and individual can install a terminal for payment by bank cards. If, until recently, cashless payments were carried out only between legal entities, now payment by plastic cards services and goods is not surprising.
Each bank has its own characteristics and tariffs. Before signing the contract, you need to figure out which terminals are most beneficial to the entrepreneur.
A small device designed to pay for purchases and services with a bank card has become commonplace thanks to supermarkets. The use of acquiring is expanding its boundaries and now it can be seen in small shops of individual entrepreneurs.
Acquiring is a bank service that allows sellers and buyers to complete the payment process for purchases by bank transfer... How it is carried out you can find out in the article by the link.
The installation of the terminal for payment by bank cards is carried out by the bank, with which the legal entity signs the corresponding agreement.
It can be established by a person who has a current account with a bank. Therefore, those individual entrepreneurs who are keeping pace with progress should be mandatory open a bank account.
All transactions using the terminal for payment with plastic cards will go through the current account. Find out what documents are required to open a current account for an individual entrepreneur.
The installation of the terminal is not yet mandatory for the IP. But, perhaps in the near future, in order to reduce the number of unscrupulous taxpayers, the Federal Tax Service will insist on this.
How the bank card payment terminal functions in practice - see here:
What types of payment terminals exist in Russia
Currently, there are three types of acquiring.
Shopping - is installed in sales areas, shops and is intended to pay for purchases and services. More and more often you can see a grocery stall where such a terminal is installed. Principle of operation: the owner of a solvent card pays for the purchase - the signal from the terminal goes to the acquiring bank, which through payment system sends a request to the bank, card service buyer.
The money is transferred to the declared account of the seller and the answer is returned to the terminal, notifying with a signal about the operation performed. The buyer, if he has a mobile notification system enabled, receives an SMS message from the card issuing bank about the amount withdrawn and the account balance.
Internet acquiring is one of the ways to pay for goods in online stores. It is not always possible to distinguish it from other payment methods with a plastic card. Banks themselves do not specify their tariffs and often change them. The phenomenon in Russia is new and not entirely refined.
Which ones exist and how to choose the most successful and cost-effective one you will learn from the link.
Traffic Money occurs according to the scheme: payment for the product in the online store - information goes to the processing center - from there to the acquiring bank - then to the issuing bank - debiting funds from the buyer's card to the organization's account and returning information in the reverse order.
Mobile acquiring - the process of paying for a purchase or service occurs through a mobile device (phone, smartphone, tablet) with a card reader connected to it.
Why is the terminal installation beneficial?
The psychology of the buyer is such that cashless payments increase sales several times. When paying in cash, a person counts money and controls his purchases more carefully than paying with a card.
Usually, buyers themselves offer to install a terminal at a point of sale. When there are a lot of offers, and the traffic allows us to assume an increase in sales, then the installation of such equipment is quite expedient. According to statistics, when a terminal for payment by bank cards appears, sales increase by 30%.
Terminal installation has a number of advantages:
- sales are increasing;
- no need to look for change for change;
- it is easier to calculate revenue at the end of the day and make a report;
- the cashier cannot make a mistake giving change;
- there is no possibility of receiving counterfeit banknotes;
- the buyer does not need to look for ATMs to cash out;
- the buyer does not have to carry cash with him, which excludes theft or loss of money;
- the safety of the seller and the store.
What is the advantage of installing a payment terminal for an individual entrepreneur?
Disadvantages of acquiring:
- some banks charge the seller a commission for using the service;
- terminal rental and maintenance costs money;
- if there is only one terminal at a point of sale, then a breakdown can lead to customer dissatisfaction. It takes some time to repair or replace;
- each bank has its own term for reimbursement of funds;
- money can go to the seller's account from a few minutes to three days (depending on the bank);
- choosing a suitable bank;
- it is difficult for the buyer to track his expenses. The expenses are much less noticeable than with regular cash payments.
What is needed to install a card payment terminal
A cashless payment terminal is needed for those persons who provide services, goods and, by virtue of their activities, respectively, are individual entrepreneurs, LLC, CJSC or other legal entities.
To install a terminal for payment by bank cards, you must have one or several current accounts in one or several banks.
The need for a terminal may arise if the turnover exceeds 30,000 rubles per day. Otherwise, the installation of the terminal is usually not profitable for either the bank or the seller.
To install the terminal you need:
- Determine the need to install the terminal at the point of sale.
- Choose a bank that meets the requirements. Some banks charge a commission as a percentage of the seller's turnover. Other banks have commissions ranging from 1.8% to 15%.
- Study the offers of processing companies. Small individual entrepreneurs can use mobile acquiring.
- Choose the offer that best suits your requirements. To do this, visit several banks, for example, Sberbank, Alfa-Bank, VTB-24, BinBank and others.
- Collect Required documents for submission to the bank - acquirer. These must be documents for a legal entity, a bank account and bank details.
- Submit your application.
- Sign an agreement with the bank.
- Expect bank representatives and equipment installer.
The bank, in turn, is obliged to provide training for your personnel, terminal maintenance and fully comply with the terms of the contract.
Acquiring at Sberbank of Russia
The most common cooperation with Sberbank in matters of installing terminals. For 2017-2018, Sberbank offers:
- partnership programs. What franchises Sberbank of Russia offers for its clients - read;
- fast refund of funds;
- favorable terms of service;
- per month you will pay for equipment from 1800 to 2300 rubles (depending on the tariff plan);
- the price for servicing Sberbank cards is lower;
- average commission percentage within 0.6% - 2.5% of the accepted amount.
The application can be submitted online through the official website of Sberbank.
What conditions do Sberbank and VTB24 offer?
Conditions at VTB-24
- installation, consumables, personnel training - free of charge;
- holds all kinds of cards;
- contactless reception is possible (if there is a chip on the card);
- the higher the turnover, the lower the commission percentage;
- all other services are paid depending on the number of terminals, types of cards, acquiring service package;
- regular rate merchant acquiring - 1.6%;
- mobile - 2.5% on average;
- Internet acquiring - from 3%;
- security is ensured by the latest IT technologies;
- it is possible to introduce a salary system;
- adaptation of the acquiring system programs to 1C-Accounting, which can fully automate the checkout transactions.
VTB-24 assures that cooperation with it is ideal for small and medium-sized businesses.
Offers from other banks in the Russian Federation
Alfa Bank was one of the first to offer acquiring on the Russian market. Today, the bank offers, in addition to standard services, a commission of 1% from Altyn cards and 3% from MasterCard, Visa and Maestro.
CenterInvest will provide benefits if you open a current account with the bank of the same name. All other conditions are standard.
There are hot lines through which each bank provides complete information on acquiring service packages.
Important! Equipment installation, training, supplies and 24/7 technical support are a standard set of services that reputable banks provide to their clients. It is necessary to clarify what benefits, tariffs and interest are established by the bank.
Regarding interest, it is important to determine where the commission is charged - from the amount of payment for each purchase or from the turnover.
After receiving complete information from each bank, once again calculate the amount of turnover, the average traffic of the outlet, the costs that you can incur after installing the terminal and add 20% to the average daily revenue.
Practice shows that the appearance of calculator-sized terminals at the checkout actually increases the level of sales. The only thing you need to think about is which bank to choose.
How to install correctly payment terminal You can recognize the kiwi in this video:
Acquiring is a service provided by Sberbank that enables organizations to make settlements with customers using plastic cards. This allows you to pay for purchased goods or services without having cash.
Acquiring at Sberbank (with the exception of Internet acquiring) implies the installation of POS terminals or modules that are integrated directly into the existing cash register equipment.
Sberbank is the largest acquiring bank in Russia. It serves over 40% of all acquiring customers.
This type of service is especially relevant for online stores. Internet acquiring makes it easier for the client to pay for the purchase made online. At the same time, the number of impulse purchases increases, increasing the company's income.
Sberbank mobile acquiring
Today, mobile acquiring is gaining popularity. It involves the use of mPOS terminals. Using this service allows customers of the organization to pay with plastic cards using a smartphone or tablet. It is important that these devices are connected to the Internet.
This type of acquiring is suitable for small companies and individual entrepreneurs who do not need to carry out settlements through cash register machines. This is especially true for those who have chosen UTII or the patent taxation system.
To work, you need to install a special application that automatically performs all the necessary operations to make a payment. The card data is then read from the mPOS terminal.
Trade acquiring of Sberbank
Since 2015, all shops and businesses operating in the service sector are required to carry out cashless payments, if the client so desires. This means that organizations must enter into an agreement with one of the banks for the provision of merchant acquiring services. Failure to comply with the law may result in a fine of several tens of thousands of rubles.
The ability to pay with a plastic card today attracts many buyers; its absence can reduce the number of customers and income.
Benefits of acquiring
The popularity of acquiring is due to a number of advantages:
- Growth in the number of consumers and the resulting revenue. The number of customers is increasing due to the holders of bank cards. The consumer may not be limited to the money that is in the wallet. Some people buy things or pay for services with credit cards.
- Security. Clients will be insured against receiving counterfeit money. Consumers using bank cards are much less likely to become victims of fraud.
- Convenience... Service is faster, the number of possible errors and shortages is reduced. There are no cash transactions, everything happens automatically.
- Reduced collection costs. If the company completely switches to cashless payments, then there is no need for collection.
Sberbank acquiring: working with technical support
Sberbank's technical support department helps users of any kind of acquiring. Representatives of organizations that just want to activate this service can also get a hint. Experts provide assistance related to the installation of the necessary terminals, modules, programs. You can ask a question about acquiring service by calling the technical support of Sberbank - 8 (8 0 0) 5 5 5 - 5 5 - 5 0. The call is free. You can also ask the regional office for help.
We connect the acquiring service
To connect to this service you need:
- Fill out an online application on the official website. You can also just visit a branch of Sberbank.
- Sign an agreement specifying tariffs and commission payments, as well as other conditions.
- Make an application for the installation of the necessary equipment.
- Conduct briefing with employees of the organization.
- Sign the acts of acceptance of the equipment, its installation.
After all these steps are completed, the organization has the right to accept non-cash payments from customers.
Sberbank provides consumers with services materials and brochures that help to establish work with equipment and software. Open a BUSINESS ACCOUNT ONLINE remotely.
At Sberbank, acquiring tariffs for individual entrepreneurs justify the high quality of services for accepting payment plastic cards, both for individual entrepreneurs and their clients.
A bank card is the norm for more and more citizens of the Russian Federation. It is convenient and safe, therefore, by providing your customers with the opportunity to pay with “plastic”, you will thereby increase their number several times. A acquiring tariffs for individual entrepreneurs from Sberbank will convince you that there is no reason to refuse this service.
Acquiring is a system for accepting bank payment cards for payment. Has many benefits that will increase the growth potential of your business:
- increase in clients;
- security of transactions due to the absence of the risk of receiving counterfeit banknotes;
- convenience of work and saving of time (no need to count coins and bills, waste time on issuing change, and so on);
- favorable terms of cooperation and quick refunds;
- the opportunity to participate and create your own affiliate programs with large networks.
All this acquiring from Sberbank for profitable tariffs for individual entrepreneurs and accessible cost equipment. In addition to the tariff policy, the advantage of cooperation with the bank in the field of acquiring is the presence of its own processing center, the ability to rent / buy modern POS terminals that can be connected to tablets, smartphones, cash registers. Data transmission is carried out in GSM networks via GPRS via high-speed Wi-Fi.
Trade acquiring from Sberbank: tariffs for individual entrepreneurs
Merchant acquiring consists in providing the ability to accept bank cards for payment in retail outlets. To do this, you need to conclude an acquiring agreement with the bank. This can be done both at a bank branch and by filling out an application on the website of a financial institution.
After the conclusion of the contract, which specifies the terms of cooperation and tariffs for individual entrepreneurs for trade acquiring from Sberbank, the bank installs equipment, conducts personnel training. If the organization of self-service checkouts is envisaged, the bank trains staff on how to properly instruct customers on the use of terminals for making payments for purchases.
In addition, the bank regularly provides information support to the equipment holder on all emerging issues.
The entrepreneur, for his part, undertakes to timely pay in the form of a commission for the use of equipment in accordance with the tariffs. The latter are negotiated and approved individually for each individual entrepreneur.
Internet acquiring: tariffs for individual entrepreneurs from Sberbank
Online trading has long been very popular among both entrepreneurs and customers. After all, it is convenient and modern - to make purchases without leaving your home. It is quite clear that the best option payment for such purchases is bank card, which allows you to place orders in stores in any country in the world.
The peculiarity of Internet acquiring is that the bank provides the ability to accept a plastic card for payment without using physical equipment through a special interface, which is important for online commerce.
The leading bank in Russia has made sure that entrepreneurs engaged in virtual trade have the opportunity to provide their customers with a high-quality payment service:
- instant crediting of funds to the seller's account;
- no risk of fraud on both sides;
- the ability to make purchases on credit;
- participation in affiliate programs, which allows you to shop at low prices and receive gifts for purchases.
Sberbank for Internet acquiring rates for individual entrepreneurs developed customized and acceptable. You can find out about them from the bank manager.
In the article, we will analyze the tariffs for acquiring at Sberbank. We will learn how to connect and install trade, mobile and Internet acquiring, consider its benefits for individual entrepreneurs and legal entities, and also dwell on the feedback from Sberbank customers.
Important! To work with acquiring, you need. This is a standard condition for every bank; an account must be opened where acquiring is connected.
Types of acquiring at Sberbank
Sberbank provides all types of acquiring to entrepreneurs and legal entities: trade, mobile and Internet acquiring. Bank services are available for business throughout Russia, and the terms of connection depend on the chosen tariff and the type of activity of the individual entrepreneur or company. Let's consider the features of each type of acquiring at Sberbank in more detail.
Merchant acquiring
Acquiring allows you to accept payments from customers at a point of sale. The connection of the service takes from one working day, and in the future, funds for transactions through the terminal are credited the next day after the purchase of the goods.
To register a merchant acquiring, you need open a bank account in Sberbank and activate the "Trade Plus" tariff. The commission on transactions will depend on the amount of purchases and in most cases is set individually for each client. The cost of acquiring service is 3.4 thousand rubles. per month, while the equipment is connected free of charge.
Internet acquiring
This type of acquiring makes it possible to accept payments by plastic cards and electronic money through the site. Sberbank connects and sets up acquiring for free.
Key features of Internet acquiring at Sberbank:
- Conducting transactions through the online cashier around the clock.
- Acceptance of payments by call.
- Sale of goods and services through social networks.
- Billing by Email.
Also, the bank's specialists will help you create and set up an online store.
Tariffs
We have collected for you tariffs for Internet acquiring using cards with the 3D-Secure function:
Thus, the higher the turnover of the business, the less you will have to pay for the bank's services.
Detailed tariffs are available on the official website of Sberbank.
Mobile acquiring
With mobile acquiring, you can accept payments using special terminals connected to a tablet or smartphone. That is, the buyer will be able to pay for the goods anywhere, which is convenient for small companies, for example, courier delivery.
To complete a transaction, you need to bring the card to your mobile device and enter the purchase amount. An electronic receipt is sent to the Buyer's Email.
Sberbank sets the cost of mPos terminals and the size of the commission in individually... Tariffs depend on the size of the business, monthly turnover and the availability of other services at Sberbank.
How to connect
Acquiring is connected in several steps:
- Go to the official website of Sberbank and fill out an online application(if you are a client of the bank, you can use personal account Sberbank Business Online).
- Wait for a call from the operator to clarify the details of the order.
- Prepare a package of documents and visit the bank branch.
- Sign the contract and pay the cost (rent) of the terminal.
Advantages of acquiring at Sberbank for individual entrepreneurs and organizations
Acquiring provides undeniable business benefits:
- Expanding payment options for customers.
- Increased sales and profit growth.
- Free consultations of personal managers.
- Daily reports on operations, sales analytics.
- Minimization of risks in cash turnover.
- Savings on cash collection.