Replenishment of the card pro100. Transfer from a Sberbank debit card
Sberbank clients can apply for plastic cards various payment systems and types. Sberbank PRO100 "Momentum" cards are convenient and multifunctional means of non-cash payments for goods and services.
PRO100 system is being actively implemented in last years on the territory of Russia and in many places it has already displaced well-known international analogues. Sberbank is also directly involved in this process, issuing and promoting plastic cards. Holders of PRO100 cards have the opportunity to withdraw cash without commission from ATMs of banks included in the system "Universal electronic cardยป
Due to the increasing problems with international organizations, large domestic financial companies made a decision to develop, implement and promote their own payment system. Today the project is supported by hundreds of companies across the country. Gradually he displaces international systems from most areas and will soon become the market leader.
Sberbank cards PRO100 "Momentum"
Payment system PRO100 works with different kinds cards. The Momentum series has a number of advantages:
- an application for receipt is processed in 15-20 minutes;
- costs only 300 rubles annually;
- cards have a built-in chip, which increases data protection from unauthorized persons;
- "Momentum" are universal cards for making non-cash payments on the Web and in ordinary stores, making transfers, paying for services, fines, taxes, loans.
The speed of receipt and the minimum of formalities often play a decisive role when choosing a card.
Incentive program Thank you on cards PRO100
Sberbank PRO100 "Momentum" cards participate in the "Thank you" bonus program, which allows you to accumulate points on a special account. These bonuses can then be spent in stores that are part of the affiliate program.
The card is valid for 3 years. It is indicated on the front of the card. At the end of the term, you should order a re-issue of the card at the bank, by phone or via the Internet.
The cards are intended for use on the territory of Russia, therefore they work with national currency- rubles.
Conditions for issuing a Momentum card
- The owner must be over 14 years old.
- Be a citizen of Russia.
- Have a residence permit on the territory of the Russian Federation.
If the above conditions are not met, the card can be issued after consideration of the application by the branch management.
To issue a card, you should take your passport with you. A bank employee will help with writing an application and drawing up a service contract. The procedure takes up to 20 minutes. Then a card and a PIN code are issued to it.
How to top up a PRO100 card
Money can be credited to the account different ways... Working with Momentum is practically no different from other Sberbank cards.
You can choose one of available options replenishment:
![](https://i1.wp.com/sberbankgid.ru/wp-content/uploads/2017/07/6-47.jpg)
Sberbank tries not to limit its customers and provides various options. I would also like to remind you that with you, when visiting the bank, you must always take an identity document, for example, a passport. You can control the work of Momentum PRO100 cards through your Personal Account, mobile banking or Contact Center.
Limits on withdrawals from "Momentum" PRO100 cards
As daily limit the amount is set at 50 thousand rubles. The day ends at 00:00 Moscow time.
At that time, the line was not yet represented new card Sberbank, which became known as the "Universal Electronic Card", or simply UEC. Let's dwell on it in more detail.
Payment system
All types of Sberbank cards are serviced by payment Visa systems and MasterCard. Universal plastic cards of Sberbank of Russia are an exception: they are served by the national bank of the same name payment system Pro100.
This card it is accepted for settlements not everywhere - technically it can be used in 40% of terminals of the banking network, and 60% of ATMs. Since the development of the system belongs to Mastercard, it will not be difficult for banks to modify software and by the end of 2016 to provide full coverage of the acquiring network.
All types of cards of Sberbank of Russia are usually divided into debit cards and - either for settlements with their own money or with bank funds. Universal cards have a wider purpose.
Sberbank of Russia universal cards are used:
- For storing savings and settlements;
- For identification purposes (in some cases);
- To pay for public transport fares;
- To receive social benefits;
- For remote registration in hospitals, instead of the compulsory medical insurance policy;
- To order state. services;
- To pay utility bills.
More recently, there was talk about how great it would be not to carry a bunch of documents with you, and to collect them every time, but to use a universal chip in which this data will be stored. And here you are - Sberbank card "Pro100". So far, however, it cannot be shown everywhere instead of a passport, but it already has great functionality.
What data of the owner can contain UEC?
- Date of Birth
- SNILS number
- OMS policy number
- Electronic signature
All this information is applied only with the consent of the owner.
Applications
There are 2 attachments attached to the card: for electronic payments and identification.
The first allows you to make the usual calculations: payment, withdrawal, replenishment, etc. The second is intended for the user to receive public services in the field of health care and pension insurance.
How to issue UEC Pro100?
So the answer asks: simple. Just come to a Sberbank branch with a passport, medical policy and "green" (SNILS), write a statement and wait for your card.
Conditions
If you are wondering what cards Sberbank has with free service, then there are very few of them, and one of them is UEC.
- Issue - 0 rubles
- Service - 0 rubles
- Daily cash withdrawal - 50,000 rubles (over - commission 0.5%)
- Monthly withdrawal limit - 1,500,000 rubles
Recently, a new payment system has been introduced in Russia, as a universal electronic card PRO100, which can be issued at Sberbank, and then actively used when traveling. This is especially true in Crimea.
How to get a PRO100 card?
The PRO100 card is a specially created domestic payment system in our country.
Sberbank is engaged in the issue of such cards, as well as some other banks in the country. Sberbank plans to issue about one and a half million of these cards. This card was created not only to be a payment instrument, but also to personalize its owner. To issue this card, you should contact a Sberbank branch, having previously specified in which branches of the bank you can get a PRO100 card, since not all offices are engaged in this.
The PRO100 card is also designed to perform the following functions:
- In cases prescribed by law, the card is an identity document;
- Acts as a policy of compulsory medical insurance and SNILS;
- Serves as a payment card;
- Helps to get the right to public services, payment of various fees.
How to get a PRO100 card? In order for you to be issued a personalized PRO100 card, you must provide full information about your data, having supporting documents:
- the passport,
- compulsory medical insurance policy,
- SNILS,
Then the bank checks the information you have verified, and after a certain time it issues you a ready-made card.
Tariffs and conditions for using the card
The PRO100 card is issued by Sberbank free of charge for a period of 5 years. You can cash out the card at any ATMs of Sberbank, or using ATMs of other banks that take part in the UEC program - a universal electronic card. The tariffs are set by the banks that installed the ATM.
Other card transactions can also be carried out at the terminals of Sberbank or other banks, or through Personal Area in the Internet.
Sberbank issues only PRO100 debit cards, which are divided into three categories: personal, salary and social card PRO100 Standard. Each of them performs its own specific functions.
Do other Sberbank cards work in Crimea?
After the sanctions were applied to Crimea, international cards stopped working there. Therefore, they introduced the issuance of a PRO100 card, which can be cashed not only in branches and ATMs of Sberbank, but also in ATMs of other banks that are connected to the UEC program.
However, since April 2015, you can also withdraw money from international cards at the branches of the Rossiya and RNKB banks. The disadvantage of using them is that only a limited number of banks are engaged in their service.
How to replenish the PRO100 card of the Bank of Russia in Crimea
In order to issue the replenishment of the PRO100 card directly in Crimea, you can use the ATMs of banks that are connected to the UEC program. In this case, a certain commission will be charged, the amount of which is set by each bank at their discretion.
You can also make a transfer to a PRO100 card at the offices of banks that are part of the UEC system. You just need to contact a specialist in the bank who will credit or withdraw your cash from the PRO100 card.
Another option for replenishing a card is transferring funds from one card to another via the Internet.
Disadvantages of PRO100 card
Like any new system, the PRO100 card has its drawbacks.
The first and biggest disadvantage is that only the ruble can be used to pay for services on this card.
Therefore, purchases in foreign currency in another country, not even on the Internet, if it is not in rubles.
The second disadvantage is that after all number of banks serving this system, significantly less, than with other systems.
Also, sometimes there is information that those who are trying to withdraw cash in Crimea from this card have difficulties, and the operations do not work. However, Sberbank does not confirm such information, indicating that these are only network problems, not cards.
Benefits for cardholders
An incomparable advantage for those who have such a card is that regardless of how international relations develop, this payment system will not stop working, since it is national.
It is also convenient for organizations, since the commission for operations with this card is less than with other payment systems.
There is one more interesting function of the PRO100 card. Card issuers promise to charge 4% per annum on the balance of the card. But at the same time, servicing the card will cost you 300 rubles per year.
Let's summarize:
If you are planning a trip to Crimea and do not want to carry cash with you, then you will need to issue a PRO100 card. Sberbank, which issues this card, will help you to issue a card. Providing a small list of documents, you will receive your card for free.
You can cash it out in Crimea at Sberbank ATMs or partner banks. When contacting some partner banks, a commission is charged for the operations performed. Transactions with the PRO100 card are made only in rubles, conversion into another currency is not possible. However, if the global payment system collapses, this will not affect your card.
Despite all the promised advantages, the PRO100 card may not always work in Crimea, this is confirmed by the following video:
In this article, we will consider a topic that is not yet so widespread in Russia - the Sberbank card pro100 momentum. In addition to the main question, we will give you information on the following points: how to use the Sberbank card momentum pro100, personal account, momentum card pro100 - withdrawal limit, and so on. In general, we will try to fully present this financial product to you, so that you can independently decide whether you need to get such a card or not. For the convenience of making your decision, we will make a section dedicated to the disadvantages and advantages of the Sberbank pro100 momentum card. But first things first.
Sberbank card pro100 momentum
The modern world is becoming more and more integrated, becoming more and more connected. This is a tendency in our reality, and perhaps this is good, because the exchange of information, the establishment of contacts between countries, the conclusion of partnerships have a beneficial effect on all parties and on human progress in general. We are now, naturally, considering international relations. Payment systems can be cited as an example of global integration. PayPal, Kiwi and others are already tightly included in our life, and so much so that we can no longer even imagine ourselves without these innovations. The topic that we are raising today also relates to payment systems - the Sberbank card pro100 momentum. And undoubtedly, a modern person needs to know about it in order to be able to use it if something happens. In addition, the card is issued by the most common bank in the Russian Federation - Sberbank.
Why are we writing about Sberbank card pro100 momentum? The fact is that this card is not so widespread in Russia. And in vain, because in some aspects the Sberbank card pro100 momentum is ahead of its competitors. Even if you take the safety of financial savings. And here the Sberbank card pro100 momentum is in a winning position. But we will talk about this a little later, in a separate paragraph of our story.
Also, the answer to the question why we write about the Sberbank card about 100 momentum, we can state the following: this banking product based on the "Universal Payment Card" payment system does not depend on the state of relations between The Russian Federation and Western countries. This is, perhaps, the most significant plus of the Sberbank pro100 momentum card, which is just gaining its strength. Everyone knows that Visa and MasterCard are Western companies that control non-cash payments around the world.
Against the background of recent events (we mean the complication of the situation in Ukraine, sanctions against Russia, and so on), our country finds itself in some kind of isolation, which can lead to the fact that Visa and Mastercard will break all agreements and agreements with the Russian Federation
That is why we recommend that you take a closer look at the Universal Payment Card payment system and the Sberbank pro100 momentum card right now. But from the introductory part, we will now move on to a detailed discussion of our main topic - the Sberbank card about 100 momentum.
Sberbank card momentum pro100 - reviews and opinions
If we talk about the reviews on this card, then you can get absolutely polar opinions. We will not cite here quotes of people using the Sberbank card about 100 momentum, because this way you will not be able to form your opinion. It is better to list the pros and cons of this product so that you can draw your own conclusions based solely on your perception. We will devote the next section to this, but for now, let's give information for the uninitiated - some definitions and a little history.
What is Pro100? This is a kind of application for payments, "attached" to the UEC. UEC is, as we mentioned above, a "universal electronic card", which is a relatively new payment system on the territory of the Russian Federation. The UEC payment system has its origins back in 2012, when it was registered among other payment systems approved by the Central Bank of the Russian Federation.
Currently, this payment system is just beginning to spread in Russia and is still at the stage of revision and improvement. But in the future, the Sberbank card pro100 momentum will have a chip created in the Russian Federation, which will contain information about the application for payments pro100.
Sberbank card momentum pro100 - pros and cons
So, as we promised, let's take a brief overview of the Sberbank card pro100 momentum. So, what are the positive aspects of this financial product:
- As we already mentioned, this payment system will perfectly smoothly transfer new political and financial conflicts between the Russian Federation and the West.
- For companies from the trade and service category using a Sberbank pro100 momentum card, the commission fees will be much lower than in the case of Visa and Mastercard cards.
- For the bank, the acceptance of the UEC payment system card also presents significant benefits and bonuses: there is no need to purchase new equipment to issue the same cards as the Sberbank pro100 momentum card, because the Mastercard platform is suitable for this payment system. Account balances will be significantly increased, increasing the level cashless circulation and much more
Now let's look at the negative aspects of using a Sberbank card for 100 momentum, and there is exactly one:
- In other countries, you will not be able to use this card
Sberbank card momentum pro100 - how to use
Now let's briefly analyze some of the key points of using the Sberbank card pro100 momentum. The card is accepted by any ATM of Sberbank. By the way, you can get a Sberbank card pro100 momentum within fifteen minutes at any nearby branch.
But you need to know the fact that cash cannot be issued to you through the Sberbank payment terminal. For such operations, you need to use, of course, an ATM.
The Sberbank Momentum PRO100 card is a convenient payment instrument with a number of advantages at a low cost of service.
With the Momentum PRO100 card, you can pay for purchases and services, withdraw cash from Sberbank ATMs without commission, as well as from ATMs of other banks included in the Universal Electronic Card payment system.
Payment system PRO100
V bank project PRO100 includes many organizations that carry out a full range of financial services... It is believed that this Russian payment system will gradually take over domestic financial flows from Visa and Mastercard.Advantages of the Momentum PRO100 card
Sberbank card Momentum PRO100 has undeniable advantages:- issued within fifteen minutes;
- available to many - card maintenance costs 300 rubles per year;
- the card is equipped with an electronic chip providing a high level of security;
- Momentum PRO100 card provides access to any financial transactions.
The high speed of registration of the card is possible due to the fact that this one is unnamed. The card has the PRO100 logo, it is accepted for payment in all places included in the UEC payment system.
Card expiry date
The Momentum PRO100 card is issued for a period of 3 years. An account can only be opened in rubles. The following additional services can be connected to the card at any time:- bonus program Thank you from Sberbank;
- Internet banking from Sberbank Online;
- Mobile bank;
- auto payment for payment of all types of payments, incl. traffic fines.
How to issue a card
Any citizen of the Russian Federation who has reached the age of 14 and has a permanent place of registration in the country can apply for a Momentum Pro100 card.However, if there is only temporary registration, then the application for registration debit card will be considered in individually and mostly positive.
Sberbank card Momentum PRO100 is issued at the nearest office of the bank. The operator will consider the application and issue it immediately, within fifteen minutes.
Account replenishment and cash withdrawal from the card
Momentum PRO100 is used in the same way as other debit cards. If you have any questions, they will help you to solve them in any branch of the bank.Refill
Sberbank offers the following options for replenishing a card account:- via Internet banking of the Sberbank Online system;
- across mobile app the same system;
- Mobile bank;
- through Sberbank ATMs and payment terminals.
If you need to make a payment by bank transfer, then you need to have the details of the Sberbank of the "native" region, and in the line about the purpose of the payment, enter your own surname, name and patronymic and card and account number.
If we want to replenish the account directly at the bank branch, then we will need to provide the employee with a passport and indicate the card number.
All information about payments can be obtained:
- by making a request for details of payments by e-mail;
- using SMS notifications to a mobile phone about ongoing financial transactions;
- the report can be generated by yourself in the Sberbank Online system;
- you can contact the Contact Center on this issue.