How many digit card number. How many digits on a Sberbank card should be
To make payments for goods and services online, block payment instruments or assign them to electronic wallets, you need to know the Sberbank card number, it consists of 16 or 18 digits, subject to the standards and classification:
- type (credit card or debit plastic);
- payment system(Visa or MasterCard);
- class (initial - Maestro, Electron, standard - Classic, Standard and premium - Gold, Platinum, Premium).
How to determine the number for Visa and MasterCard plastic?
To determine the relationship between the number of characters and the service payment system, the following data is used:
- The Visa series is issued under a number of 16 values (they consist of 4 groups of 4 digits) or 13 digits: the first group consists of a 4-digit number and 3 groups include three-digit combinations.
- MasterCard - 16 digits.
- Maestro is easily recognized by its 13, 16, 18 or 19 digit number.
The 18-digit Sberbank card number is assigned to entry-level plastics - Maestro and Visa Electron.
The difference in the number of values depends on a number of aspects:
- 19 characters are provided for plastics created within the framework of previously issued cards with a combination of 16 characters. They let you know that the card is additional to the main one. It is usually ordered for children.
- 13 digits represent older applications in specific regions.
The first value of the card number will help to determine the type of payment system:
- Visa card numbers start with a "4";
- Maestro series - "6", "5" or "3";
- The number "5" is provided for MasterCard plastics.
Where is the SB plastic number displayed?
The combination of numbers (16 or 18) indicated on the front side of the plastic defines encrypted information about the issuing bank, its type, and owner; to generate values, formulas are used to ensure data protection from hacking. Find out how to decipher the 16-digit Sberbank card number:
- The first value indicates the type of payment system (Visa, MasterCard or Maestro).
- 2 - 4 characters determine the generation of the number of the company that issued the plastic.
- 5 - 6 numbers provide specific data on the bank and type of cards.
- All first 6 characters provide identification of the issuing bank and are called BIN.
- The 7th and 8th numbers allow you to find out the bank's program for issuing a payment instrument.
- 9 - 15 digits allow you to find out the card number created using a specific algorithm. It looks like an encrypted currency, department number, chip, etc.
- Last value is a control.
Credit card numbers have a combination of the last digits from 0 to 9. They are obtained by mathematical calculations using the digits indicated above. Sberbank keeps information on the generation of credit card numbers in strict confidence.
Regulatory standards
All payment instruments have their own number. It is applied using printing and extrusion technology. In English-language documents, it is referred to as PAN.
Card numbers are regulated by two types of standards:
- ISO / IEC 78121 (SWIFT);
- GOST 5080995 (ACIA in St. Petersburg).
International Standard provides the following format for identification numbers:
SSSSSSHHHHHHHHHL, where
- "SSSSSS" - issuer identifier (plastic BIN).
- “HHHHHHHHH” is the identifier of the card issued by a financial institution. Its length is 7, 10 or 13 values.
- L - Luhn code (control value calculated based on the previous combination of numbers in the number) is optional, and is more common on plastics with a 13-digit number.
The format of the identifier, regulated by GOST R 50809-95, differs from the ISO code of the issuer.
Payment data
Payment information includes:
- Card number.
- Activation period.
- Transliteration of the name.
- Code combination CVC2.
This information is used to carry out transactions by the cardholder. The terminals automatically read data, in a number of situations the cashier enters 4 digits of the card, providing full authentication and protection.
Remember! Going abroad where you plan to use plastic card, it should be remembered that it is necessary to exceed her initial grade. Otherwise, the reading by a foreign self-service machine will not occur.
Difference between plastic and invoice number
The combination of numbers for the card is different from the account. For registration of personal accounts, a financial organization uses 20 digits, starting with 407 or 408. The card itself is numbered under a unique number and is assigned to the account opened for it. Upon completion of the activation period, the SB issues a new plastic with a different combination of numbers assigned to the existing account.
The funds remaining on the plastic are automatically transferred to the new card. For regular payments (salary or benefits), it is required to indicate the personal account, BIK of Sberbank, correspondent account and department number. The card number is usually found in the agreement, which contains a complete list of up-to-date data on the bank and the issuer's product.
How to find out the card number online?
Bank customers registered with SB Online are invited to open a section with a list of cards, where the card numbers are partially indicated. The system allows an overview of the first and last 4 values.
To find out information on l / s (20 characters), you should decide on the choice of plastic and use the "Information on the card" tab:
Determination of the card number by phone
It is convenient to find out the card or account number through the Mobile Banking application. This requires specifying a specific plastic (this method is available to holders debit cards) and follow the link "Learn the details":
Information on the card is available for saving through a screen in the gallery or sending via SMS, e-mail.
How to find out the owner?
When making settlements online, it is impossible to find out the recipient's identification data on your own. The review is provided only with the first name, patronymic and the first letter of the last name. To do this, in SB Online, it is required to re-execute the execution of a money transfer for plastic, without completing the operation to the end, that is, without confirming the actions. When specifying the recipient's card number, the service will inform about it.
Most cards have 16 digits, but there are also 18-digit numbers. What are they talking about, what are the differences? Are there 18-digit Sberbank card numbers and what is such plastic? Let's answer these questions.
Does a Sberbank card have an 18-digit number
The numbers on the cards are not random - each carries certain information:
- The first six are an identification number with information about the owner bank and the payment system linked to the card. The plastic of such PSs as Visa is numbered 4, MasterCard - 5, Maestro cards start with 6, American Express - 3, and NPS Mir - with 2.
- The next 7, 10 or 13 digits are the identification number of the card itself, indicating whether it is credit or debit, the region of issue, to which currency it is tied, etc.
- Some (usually 13-digit ones) have the last check digit - it is calculated from the previous ones.
The most common variants are with 16 digits, arranged in groups of four. 18 digital cards are used less often and belong to the initial level, their numbers are placed in groups of 4-4-4-6. They usually belong to the Maestro payment system. Cards with 18 digits are also issued by Sberbank.
Sberbank has such a card number with 18 digits on social pension cards of the Maestro payment system. In 2019. This type of plastic has its limitations, like all entry-level cards. However, for pensioners, for example, these shortcomings do not particularly bother. Let's consider further the main differences between cards from Sberbank with numbers of 16 or 18 digits.
Differences between Sberbank cards with numbers in 16 and 18 digits
There are several main differences between 18-digit card numbers from Sberbank. First of all, these are the difficulties with the use of such a banking product outside the Russian Federation. There will also be problems with paying for services or shopping on the Internet, because 18-digit bank cards are not intended for such purposes. These are two main differences that can affect.
If you are an active user of Internet services and virtual stores, then a Sberbank card with a 16-digit number will come in handy. For example, having a pension, you can order another card for making online payments. If you do not want to do this, just use the online banking service from Sberbank. By entering your personal account on the bank's website, you can transfer or receive transfers, pay payments and carry out other operations, even with cards from Sberbank with an 18-significant number.
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Plastic with 18 digits can be used to receive funds. Below we describe several ways of transferring money to an 18-digit Sberbank card number. In this case, it does not matter whether the transfer is made to your own or someone else's card.
How to transfer money to a Sberbank card with an 18-digit number
If there are 18 digits in the card number from Sberbank, several ways of transferring funds to it are possible.
Let's list them:
- Transfer money via Mobile Banking. In most cases, the service asks for only the last four digits of the card number or the recipient's phone number - no problems should arise.
- You can transfer money to an 18-digit Sberbank card number through a service on the official website of Sberbank Online. The option is suitable for those who have access to the Internet.
- A more conservative way is to contact operating cash desk one of the branches of Sberbank. It is especially suitable when working with large sums money.
- A similar option is a transfer through the post office.
The peculiarity of the last two methods is that the operation is carried out not with the card itself, but by means of a 20-digit personal number account of its owner. Therefore, before transferring the required amount of money to the card number in 18 digits from Sberbank, you need to know exactly the recipient's personal current account.
If the transfer is made to your own 18-digit Sberbank card, you can find out your account from a bank employee (in person at the Bank or by phone). You can also see it in the agreement signed when registering the banking product. In case of replenishment of someone else's Sberbank card number with 18 digits, the owner of the 20-digit personal account will inform you.
Conclusion
Thus, a card with an 18-digit number from Sberbank is an entry-level plastic. It has some restrictions, for example, in its use outside the Russian Federation and the implementation of Internet payments. If the card user rarely travels abroad and rarely makes purchases on the Internet, then these restrictions are insignificant for him.
Each credit card issued Savings Bank, has an individual digital code located on the front side of the card. It is necessary for its identification during various operations. In this article, we will consider how many digits should be in the Sberbank card number, depending on the type of plastic and its payment system.
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Digital code on a credit card
All plastic cards issued credit institution, are divided into types depending on the payment system. In Russia, the most commonly used credit cards are Visa and MasterCard. The rest of the systems are extremely rare (with the exception of the new MIR payment system), so we will not focus on them.
Visa and Mastercard are international payment systems and differ in the first digit of the card's digital code, for Visa it is a four, for MasterCard it is a five. For Maestro credit cards, the first number can be three, five or six. The Maestro Momentum social card has an identifier consisting of 16,17,18 or 19 characters. Visa and MasterCard are limited to sixteen digits on the face of the plastic. The 18-digit card number is usually used for internal use or with reference to the main 16-digit card.
The first six characters indicate the binding of the plastic to a specific financial institution... They are usually referred to as a bank identifier. The next ten characters are the definition of the internal regulations of the credit institution. They can encrypt the type of currency, or the department that issued the plastic. The last number is a check digit used to check the number assignment algorithm.
The rest of the data on the plastic
In addition to the individual digital code on the face of the credit card, the surname and first name of the owner are displayed, they are written in Cyrillic and correspond to their spelling in the passport. If there are differences, then when using plastic abroad, your card may be withdrawn.
On the back side three numbers are applied. This is a security CVV code for making non-cash payments. It is entered when paying for goods or services via the Internet.
Digital account code
Very often customers confuse the numbers in the plastic card number with the invoice bank deposit... In the first case, the signs are applied to the front side of the credit card, in the second, they are indicated in the agreement signed with the credit institution. Knowing only the current account number is not enough to complete any operation, you will need to specify other details (BIK of the bank, its name, the name of the payee, etc.).
Using the digital code of the card, you can make transactions in any services of the Visa or Mastercard payment systems, but according to the account data, payment can only be made through the cashier or Internet bank.
Conclusion
In this article, we tried to analyze in detail how many numbers on the Sberbank card should be and what they mean. Remember that all the necessary information is encrypted in the room, which is read by special devices when making a payment remotely.
How many digits are on a Sberbank card, and what is the difference between Maestro, Visa and MasterCard
A unique number is assigned to each plastic card for identification when making payments - both virtual and through a cash terminal. The card number is different from the bank account number of its holder; one card can open access to several accounts and, conversely, two or three cards can be “tied” to one account.
Number of characters in the Sberbank plastic card number
International standards of payment systems Visa and MasterCard require a 16-digit number, but Sberbank, in addition to the standard ones, produces entry-level products with 18- or 19-digit numbers. In order to find out how many numbers are on the Sberbank card, it is not at all necessary to recount them - it is enough to remember the name of the payment system to which it belongs.
- Visa - 16;
- MasterCard - 16;
- Maestro - 18;
- additional, tied to the main one (for example, for a child or spouse) - 19;
- virtual for internet payments - 16.
Momentum is issued in 10 minutes by a bank employee, and is an "impersonal" version of a plastic card. Usually it is issued at the conclusion of the contract so that the client can immediately dispose of the funds without waiting for the receipt of the main card - this usually takes two to three weeks. Instant cards are issued in any payment system - Maestro, Visa or MasterCard - and the number of digits on the plastic corresponds to it.
International payment systems Visa and MasterCard
The difference between payment systems is in the main currency used for converting funds. Visa and American Express use the dollar, while MasterCard uses the euro. When making payments in rubles (within the country or in foreign online stores), this will not matter, but when buying goods for euros, dollars, crowns, etc., the amount is converted: first into the main currency of the payment system, then into the currency the seller.
So, when paying with a Visa plastic card in the EEC countries, you should know that the amount in euros indicated on the check is first converted into dollars, and only then converted into rubles, which are debited from your account. Therefore, in Europe it is more profitable and more convenient to use MasterCard, and in "dollar" countries - Visa.
Features of using Maestro
Maestro is a subsidiary of MasterCard that is dedicated to entry-level products (salary, social, student). Sberbank social card Maestro is issued for receiving pensions, benefits, scholarships and is used only within the country.
Its capabilities are limited: the Maestro can pay through the terminal at the checkout of the store with the obligatory input of the pin code, pay off the debt for housing and communal services, telephone connection, the Internet and get cash through an ATM or a cashier of Sberbank. Alas, a non-standard 18-digit number excludes the possibility of paying for online purchases - many international virtual payment systems are designed for 16 digits and enter a security code (CVV2 or CVC2).
What do the numbers in the number mean?
The first digit denotes the international banking payment system: 4 - Visa, 5 - MasterCard. Rooms pension cards Maestro starts at 6.
The first six digits make it possible to identify the branch of the bank in which the account of the deposit holder is opened. The following are assigned depending on the currency and conditions of the deposit, account parameters, as well as the availability of additional chip protection.
The last digit is a check one, it can be used to determine whether the card is valid at the moment or not.
Why do you need a card number?
Most of the financial transactions in which money is debited from the personal account are performed by the card number:
- payment for purchases in online stores;
- payments for housing and communal services, telephony and the Internet;
- transfer of non-cash funds to an individual;
- depositing funds to a credit or debit account through a terminal, ATM, etc.
It is not at all necessary to remember the number by heart, if the card is always with you - just look at the front side of the plastic, where the name and surname of the holder are indicated. The numbers above it correspond to a unique number. If for some reason the card is not at hand, you can contact the support service on the hotline or look into your personal account, where it is indicated which identification number it has been assigned.
Determining how many digits are on a Sberbank card without looking at it is elementary: a standard debit or credit card has an international 16-digit number, and an entry-level product (Maestro) or additional card will contain more characters - 18 or 19.
What is the number of the Sberbank card
Many people ask themselves the question - how many digits are in the Sberbank card number?
As a rule, you need to find out the card number when making transfers and various payments. If the holder simply withdraws cash from an ATM, then he just needs to enter the pin code, and the device reads the rest of the information on its own. Read about what to do if a pin has been lost or forgotten in this article.
In order to find out the number of digits, you just need to look at the front side of the card product. You can see an example in the photo.
Most cards of the Visa payment system indicate 16 characters, in the Mastercard, Maestro or American Express payment systems sometimes there are 18-digit combinations. If it was issued in addition to the existing card, the number of characters may be 19. Here are the main differences.
Note that many clients confuse two concepts - card and account numbers. In fact, these are completely different codes.
The first is indicated on the front side, characters in it can be from 16 to 19, and the client's account number is indicated in the loan or other agreement concluded when the card is issued, and it contains 20 digits.
How to decipher the number
The card number is not a random combination. In fact, certain information is encrypted in it.
The first digit is the payment system code:
- 2 - WORLD
- 3 - American Express
- 4 - Visa
- 5- MasterCard
- 6 - Maestro
The first six digits identify the branch that issued the card. By this combination, ATMs and terminals determine whether the card belongs to his bank or to another. They also indicate the type of card, debit or credit, and the country of issue.
The rest of the digits are unique for each card and contain information about the number and currency of the account, about the presence of additional protection - the chip.
The last digit is the verification code. It can be used to find out whether the card is valid or not. To do this, you need to perform certain mathematical calculations, as a result of which this figure will be obtained.
When you need a card number
This combination, indicated on the plastic, is needed, for example:
- When paying for services and goods online.
- If you need to transfer to the card cash... Read about how to transfer money from a card to another here.
- When you call hotline to clarify this or that information.
Where to see the card number
There are several options:
- On the front side of the plastic.
- In the documents that were issued during the registration of the card product.
- Sometimes the number is indicated in an envelope with a pin code.
- Call the hotline or at a bank branch.
- In your personal account in the Sberbank Online system. Read about the service connection procedure here.
Several digital combinations are used on bank cards. Before talking about how many digits there are in the Sberbank card number, you need to figure out what it is.
What is card number
The credit card number is a unique numerical combination that is used to identify the account holder and is one of his main details. It is used in the following cases:
- payment for purchases via the Internet
- receiving money transfer to the card
- contacting the Sberbank Consulting Center
To pay for purchases via the Internet, the owner of the credit card must also indicate the validity period and. When receiving a transfer to a card, it is enough to inform the sender of the funds. When contacting the Sberbank Consulting Center, most of the information on the account can be obtained after entering the last digits of the payment instrument.
The cardholder can find. At the same time, the number of digits will differ depending on the type of payment carrier. On all payment instruments, the number is on the side where the expiration date is indicated and.
It can be applied to the surface by printing or engraving. The second option is much more durable, since the printed numbers are quickly erased from the surface.
Number of digits in the number
You can find out how many digits there are on a Sberbank card by its type. The combination can be from 16 to 19 digits. There are 16 numbers of Visa and Mastercard. Maestro and American Express consist of 18. A number (for example, a nursery that connects to a parent's main account) can be 17 or 19 digits long. If the additional card is connected to the Visa or Mastercard system, then its number will consist of 17, and the additional Maestro and American Express account will have a number consisting of 19 characters.
An exception to the rule is those whose number consists of 15 digits. The virtual payment instrument can only be used to pay for purchases over the Internet. Upon registration, the client receives only a virtual account, but does not receive the carrier itself.
Decoding digital values
The card number is not a chaotic set, but contains a lot useful information... The simplest thing that can be recognized by it is the payment system to which it is connected. Its type is indicated by the first digit. For example, Mastercard cards have the first digit 5, and American Express numbers always start with a 3. The first six designations indicate the branch of the financial institution where the card was issued. The rest can contain an account and currency.
Where to see the number
Sberbank cardholders can find out the number in several ways:
- look at the payment instrument
- using the services of the "Sberbank Online" service
- in the documents received at the bank branch during registration
- from a consultant by phone
- at a bank branch (if you have a passport)
It is easiest to look at the card itself, but there are situations when it is not at hand, and you need to find out the number urgently. The above methods will help you quickly get the information you need. If there is a need to find out information by phone, the bank employee will ask the client to answer the secret question specified when the card was issued.
Card and account number
Some cardholders believe that the number indicated on the card matches bank account... This opinion is erroneous. The bank account number always consists of 20 digits and never coincides with the card, the numeric designations of which are used to identify the owner's account when performing any transactions and is tied to it.
Other numbers on the card
In addition to the number, the bank card has the following numerical combinations:
- Security code
The expiration date consists of four numbers and is in the month / year format of expiration. consists of 3 digits for Visa, Maestro and Mastercard () and 4 for American Express (indicated on the front side). Unlike the number, the above information should not be passed on to strangers even in situations if they are presented by bank employees. The validity period and security code are not needed when making a transfer to a card, but is used exclusively when paying for purchases.
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What do the numbers in the plastic card number of Sberbank of Russia mean?
All Sberbank plastic cards can be divided into two groups: credit and debit. In addition, the cards are related to various systems payments. They can be regional, national or international. VISA and MasterCard are international bank cards. A credit card, or credit card of Sberbank, is a plastic card that allows you to use its funds. She has individual number PAN (Primary Account Number), consisting of 16 digits that are printed on the front of the card. Sberbank card number is required for conducting remote service and is a login when using Internet banking.
The documents that each plastic card has are in an envelope along with a PIN code. If your card number consists of 4 digits, this means that you will find the rest of the numbers in the envelope with documents. If you suddenly lost the envelope with the documents, contact the branch of your bank where the card was issued to you.
You can also find out the card details by calling the hotline of the regional branch of Sberbank or by e-mail. But it will still be more correct to recognize the details during registration.
How to know if a card is genuine or not
It is clear that the numbers that are written on your card are not a personal account number, but a card number. And, of course, they have their own meaning. The first digit of the plastic card defines the payment system and identifies the activities of the company that issued the card. The number 4 or 5 shows that the card was issued to you at the bank. The numbers 1 or 2 indicate airline affiliation, and so on. In addition, on Maestro cards, the first number is always 6, 5 or 3, on VISA cards- 4, on Mastercard- 5. The first six digits of the number are the bank identifier (or BIN). But your personal owner account starts with the 7th digit of the number. This is encrypted information about the branch of the issuing bank, the currency of the card, the presence of a chip in the card. The last digit is the check number. If you do some calculations with the rest of the numbers, then in the end you should get exactly this number.
Usually the card has 16 digits in the number, but there are also cards with 18 and 19 digits. This means there is one more additional program or card routines.
Using the card number, you can find out its authenticity. Starting from the first digit and further, after one, it is necessary to multiply the card's digits by 2. As a result of this multiplication, a two-digit number should be obtained (for example, 35). Then add these numbers (3 + 5 = 8). All numbers that come out after multiplication add up. The second and subsequent digits from it (we skipped them before) are added, and then added to the first received amount. Your card is genuine if the total is divisible by 10.
Fraud protection
A large number of fraud methods that have appeared in Lately, using bank card numbers, for example, special programs that allow you to read a bank or credit card when carrying out any monetary transactions... This required the cardholders to take some precautions, especially when making payments on the Internet. Also, many payment systems enter additional fields and programs on the card that allow you to more accurately check who is currently using the card - the owner or a fraudster. These are such fields as: information about the owner, numeric codes, expiration dates of the card (credit card). But all these methods will be ineffective if the owner himself is irresponsible in storing and using the card, showing it or giving its number to strangers.
Therefore, be careful and careful when making calculations and try not to show your card to anyone!
Each Sberbank plastic card has its own number, which allows it to be identified during various operations. Usually, the cardholder does not think about how many digits there are in the Sberbank card number, since when paying for purchases in stores or performing transactions at an ATM, devices automatically read information, and the cardholder enters only a pin code.
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But there are times when you need to know the card number, and some Sberbank clients do not even know where to look at them.
The Sberbank card number most often consists of 16, 18 or 19 digits. It depends on its type and the payment system to which it is linked. The number of cards belonging to the Visa or Mastercard payment system contains 16 digits as standard. Entry-level card numbers (Maestro or American Express) are 18 digits long. If your card number has 19 digits, it means that it is additional (for example, an additional 7+ child card, additionally issued to the parent card).
The card number is indicated on its front side. Usually the number is indicated in full, but there are cards with only the last 4 digits.
Deciphering the card number of Sberbank
For the cardholder, the card number is just a long string of different numbers. However, not everyone knows that certain information is encrypted in them.
- The first digit of the card number allows you to determine the membership in the payment system.
- 3 - American Express payment system;
- 4 - Visa payment system;
- 5 - payment system Mastercard;
- 6 - Maestro (this is a subsidiary payment system from Mastercard).
- The first six digits of the Sberbank card number allow you to identify the branch in which the card was issued. It is by the combination of these numbers that an ATM or terminal can identify and distinguish a card. own bank from the map third party bank and send a transaction request to the destination.
- The rest of the numbers are individual for each card and contain information about the account number and currency, about the presence of additional protection in the form of a chip, and so on.
- The last digit of the card number is a kind of verification code by which you can determine whether the card is valid or not. When performing certain mathematical calculations with all the digits of the card number, the result should be a digit corresponding to the last digit in the card number.
Why do I need a card number
As noted above, many people do not think about how many digits there are in the Sberbank card number and where to look at them, since this is usually not required. But situations may arise when you need to know where to look and how to find out the number of your Sberbank card.
- If you need to remotely transfer funds to your card, regardless of the selected transfer method, to complete the operation, you must specify the card number, that is, you will need to inform the sender of it.
- If you need to pay for the purchase online (goods and services on the Internet), when carrying out the payment operation, you must specify the card number for debiting funds.
- If you need to clarify any information on the card or its account by calling the hotline, along with other individual data, the operator must provide your number bank card.
Where to see the card number of Sberbank
If, for one reason or another, it becomes necessary to find out the Sberbank card number, this can be done as follows:
- It is elementary to look at the card number on the front side of your plastic.
- The documents that are issued when the card is issued usually contain all the details, including the card number.
- In some cases, the full card number is indicated in the envelope, which is issued along with the plastic and its pin code.
- The card number can be specified at the Sberbank branch (with a passport) or through the customer support service by calling the hotline.
- The card number can be viewed in your personal account in the Sberbank Online system.
Thus, the Sberbank card number can consist of 16, 18 or 19 digits, and this combination of numbers is applied to the front side of the plastic. Certain information is encrypted in the card number, which is automatically read by payment devices and systems, thanks to which various remote operations are possible.
Answers to popular questions
Question: how many digits are in the Sberbank card number?
Answer: Sberbank card number contains 16, 18 or 19 digits.
Question: where is the card number on the Sberbank card
Answer: the card number can be found on the front side of the Sberbank card.
Each bank card contains identification signs - an individual number, the owner's initials, validity period, information about the bank's division and payment code CVC / CVC2. Also, each card has payment details that are not written on the card - they are used by banks for non-cash transfers. In this article, we will analyze in detail the number of the Sberbank card - how many digits it contains, how the number is assigned and what can be recognized by the card number. Additionally, we will tell you about the current account of your card.
How many digits are on the Sberbank card?
Maestro, Visa and Mastercard have a different number of digits on the Sberbank card. That is why users can get confused - contains a Sberbank card number of 16 or 18 digits. We answer:
- All standard cards have a 16-digit number (Visa, MasterCard, MIR);
- 18-digit Sberbank card number - only for Maestro cards (Social or Momentum).
Count how many digit number of the Sberbank card you have: if you count more than 16 characters - in front of you is unambiguous Maestro card entry level.
Deciphering the bank card number
As you yourself understand, the number is not assigned to the card at random. If you are wondering what the numbers on the Sberbank card mean, we will conduct a short excursion.
- The first number indicates which payment system the card is serviced by (2 - MIR, 4 - Visa, 5 - MasterCard, 6 - Maestro).
- The first 6 digits are identical to the BIN number of the bank (this cipher allows you to determine which bank issued the card). All Sberbank cards of the same type will have the same BIN. For example, all Instant Visa credit cards start with 485463, and most social cards Maestros have a start at 639002.
- The numbers from 10 to 13 in the Sberbank card number will help the bank specialist to determine the region of service for the card. Internal classification is not available to ordinary clients, nevertheless, the office manager can easily understand by the number whether it is their card or not.
- Digits from 7 to 15 are a unique number that allows the ATM to identify the owner of the account.
- The last digit is a verification one. Please note - in some stores old terminals are installed, when the cashier enters the last 4 digits of the bank card or 1 last one to confirm the operation.
How many digits are there in the Sberbank current account?
Sberbank's current account consists of 20 characters, by which, as well as by the card number, you can find out a lot of interesting information (however, it is understandable only to bank employees, and not to ordinary users):
- 1-5 digits indicate the type of account - credit, deposit, for payment card etc.;
- The 6-8 digit speaks of the currency of the account. For example, ruble accounts are designated 810, and dollar accounts are 840;
- The 9th digit is necessary for control, and it is by it that you can determine that there was a typo in the invoice;
- 10-13 digits allow you to find out in which regional office an account has been opened;
- 13-20 digits identify the account holder.
If you want to find out or make sure how many digits there are in the personal account of Sberbank on your card, print the details in Sberbank Online or find an agreement. The card score cannot be less than or more than 20 characters.
Having a card in hand, its owner may simply not think about what the digital dialing on its front means means. When making purchases, paying for services or making remittances in an ATM or terminal, the device automatically reads all information on the product, and the holder only needs to enter the PIN code. Many are convinced that this is a random order of numbers, while others are not even interested in it. In fact, this is not a chaotic combination: certain information is hidden in it. Each product is assigned its own number, which allows it to be identified during various transactions.
Some cards may contain 18 characters in their number
Can a bank card contain 18 digits?
Everyone is used to the fact that the card number consists of 16 characters, divided into four blocks. According to international standards, the basic principles of digital combinations are established:
- The first six stands for bank identifier, and allows electronic systems easily read information about the institution during transfers or online requests.
- The next 2 speaks about the number of the issue program, which each bank has its own.
- The following symbols are individual and identify a specific card.
Knowing some digital combinations, you can easily find out a lot of data by the signs of the card
By the first number, you can determine the belonging to a particular payment system. If 4 is marked, then this is a payment VISA system, and if 5 is MasterCard. Maestro's ID starts at 6. You may be wondering: Can a Sberbank card contain 18 digits? In addition to 16-digit plastics, the bank also produces 18- and 19-digit plastics. 18 speaks to you that this is the entry-level Maestro. If you count 19, then this is an additional card issued to the main one (for example, children's). Many customers mistake plastic number for account number. These are completely different concepts. The card code is indicated on its front side and contains from 16 to 19 characters, and the account for all banking products contains 20. It is fixed in the agreement upon registration. It is worth remembering that all standard cards of this bank consist of 16 characters (VISA, MasterCard, MIR), and only Maestro (Momentum, Social) has 18 characters. At the moment, the release of Momentum has been discontinued, but many Russians still use them.
Sberbank card 18 digits: how to transfer money
If you have an 18-digit card, why is it so important to know this? Such a number set suggests that this is an entry-level plastic. Maestro is usually used for payroll or scholarship purposes, and they have certain restrictions. Not all online stores accept it for payment, it is impossible to use it abroad. Foreign systems are not capable of reading such chips. A card with 18 digits is also a bank product. How to transfer money? For online surgeries, the procedure is the same as for traditional plastics. But there are services that do not allow you to enter such a number of characters, so other options are provided - online banking. Its functionality allows you to carry out any financial operations for all banking products.
How to enter a Sberbank card number 18 digits
There is another option, how to avoid the problem of entering the 18th. When paying, you should set up an invoice search. In this case, there will be no discrepancies, since all card accounts have a set of 20 characters. Money can be transferred to the account, and not to the plastic itself. And since the plastic is tied to a specific card account, money will be available from it. In this case, you should inquire about the commission for the transaction. You may be interested in:
Transfer from Mobile Bank
The most optimal option- usage Mobile Bank, since only the last numbers are important in the service. All types of SMS allow you to carry out any financial transactions with any banking products in the same way as in online banking.
Transfer via terminal or ATM
Some difficulties arise when transferring funds through terminals and ATMs, since they do not have the option to enter such a number. And for some operations, this procedure is required. Therefore, in some cases, this service will fail. For this reason, some transactions are best done through Personal Area or Mobile Banking.
Conclusion
To the question: "Is there an 18-digit Sberbank card number?", The answer is yes. The owners of such cards should not be confused by such a number combination. Their use is similar to traditional plastics. But it should be remembered that they are entry-level banking products, so there are certain restrictions on them. If you need advanced functionality, then we advise you to choose a payment product with great capabilities.