Fast investment. Review of the best profitable investment projects on the Internet
Many are interested in the question - where can I invest money? And in the first place they put not an increased return on their investments, but the safety of funds, guided by the principle “it’s better to sleep peacefully and not worry about losing your money as a result of various force majeure circumstances.” It is for such investors that this article is intended. From it you will learn the most reliable investments of money.
I must say right away that absolutely reliable investments do not exist. There are always risks of loss, albeit minimal. Especially in our country. The fact is that the reliability of certain investments cannot be higher than the reliability of the country in which these investments are made. Therefore, for example, the reliability of bank deposits in our country and, for example, in Switzerland will be different.
Therefore, we will consider those investments, the reliability of which is higher in relation to others. So let's go.
The most reliable and stable investment of money
Investments in bank deposits
Opening a bank deposit is the first thing that immediately comes to mind. Putting money on a bank deposit - you will be charged a certain reward. You won't learn anything new. Probably everyone at least once opened a deposit in a bank. Let's just list the advantages and disadvantages of this type of investment.
Advantages:
- Opportunity to open a deposit the minimum amount. With only 1,000 rubles, in principle, you can already open a deposit
- Huge, both in terms of interest rate and terms of placement
- Fixed income. You will know exactly how much you will receive at the end of the deposit term
- Deposit insurance. All deposits are insured by the DIA (Deposit Insurance Agency) in the amount of 1,400,000 rubles. If you have an amount exceeding this limit, it is enough to open an account with different banks and “smear” this amount across several banks.
- High liquidity. You can terminate the deposit at any time and withdraw the money. But in this case, you lose the accumulated income.
Disadvantages:
- Let's face it, investing in bank deposits, cannot be called a good investment, due to their low profitability. Deposit rates are so low that they do not even cover inflation in the country. They can most likely be used either to form a "financial airbag" so that, if necessary, you can quickly withdraw the required amount. Or for accumulation, in order to later use it for investments in other, more expensive investments.
- Although bank deposits are insured, in the event of force majeure situations, you will of course be refunded the amount, but you can forget about the accrued interest. The fact is that the law must be taken literally. And it says: "The amount of the deposit and all accrued interest are subject to return." But interest on the deposit is usually charged at the end of the term. And if the bank closed even 1 day before the end of your deposit term, you can forget about the return of interest. I can advise you to open deposits with monthly (quarterly) capitalization.
Investments in currency
If you look at the history of the ruble against, say, the dollar, then you see that there is a constant strengthening foreign exchange against the ruble. There are, of course, short periods when the ruble is strongly strengthened, but this is most likely an exception to the rule. And this period of strengthening lasts just nothing for a year - one and a half or even less. And if so, then investments in foreign currency can be considered as reliable stable investments. National currency is subject to periodic and therefore constantly loses to foreign ones.
The only condition for increasing reliability is long term investment calculated in years. By buying a currency for a short time, you risk buying at the peak, and then get into a long correction when the price will fall and you will be at a loss.
For an even greater increase in profitability, you can not only buy currency and keep it at home, but open currency deposit. And although the rates on it are not very high (within 4-5% per annum), I think additional income won't bother anyone.
Real estate investment
A very ambiguous way of investing money due to the high cost. Yes, and there is a lot of hassle. IN Lately real estate does not bring those fabulous profits that it was 10-15 years ago, when it rose in price by 50-100% every year. Now there is a decline or sometimes a small increase in the cost of housing. Crisis anyway.
Nothing good about rental income either. Renting brings its owner an average of 6-8% per annum (of the cost of housing, of course). The same bank deposits can bring much more income not to mention bonds.
But there is still a definite plus. This is an investment in an asset that is always valuable. There will always be a demand for housing. And no doubt - over time, its value will sooner or later grow.
Finally
Summing up, we note that speaking of reliable investments, it can be noted that the concepts of profitability and reliability are antonyms. Investment security automatically implies lower returns. BUT high yield from investments is available when certain risks are assumed.
What conclusions can be drawn. Such types of investments are designed primarily for the protection of capital and for a small return on inflation or slightly higher, in contrast to those that are primarily aimed at increasing capital.
They can be included in your portfolio in a certain proportion, adhering to the rule, achieving quite acceptable returns and a moderate level of risk.
Last update:  03/16/2020
Reading time: 16 min. | Views: 16786
Good afternoon, dear readers of the financial magazine "site"! Recently, investments on the Internet have become increasingly popular. That's what today's post will be about.
Readers of our article will find a lot of interesting things in it, namely:
- What are the features of investments using the Internet;
- What are the advantages of online investment, as well as what problems beginner investors may face;
- What are the most popular ways to invest on the Internet.
We also tried to answer the questions that most often arise from those who are interested in investing on the Internet.
This publication will be of particular interest to those who want to make money using modern methods of investing using the Internet. Read about all this and more right now!
About investing on the Internet: where to start investing and where you can invest money online, we will tell in this issue
Many not suspect that the Internet is not just an information space. Energetic and enterprising people, who also know how to think analytically, do not only communicate and have fun on the Internet. The network provides such people with great opportunities to realize their potential. As a result, some get quite serious money.
Do you want to earn money from the comfort of your home with only a computer and Internet access? Then promising financial instruments that allow you to invest online are just right for you.
Any reasonable person wants to get financial independence, to work for himself. Ideally, income should be passive , that is, after a certain time, a person spends a minimum of time on work, while receiving the maximum profit. This can be achieved if you make competent investments.
Using investments online, you can get:
- stable income that does not require labor investments;
- confidence in the future;
- free time that you can spend as you wish.
Any adult should understand that the main wealth is time. If it all goes to earn a living, then years are wasted. There is no opportunity to communicate with loved ones, engage in creativity, travel, engage in self-development.
This vicious circle can be broken if income does not depend on the time spent on work. Those who have not inherited a huge inheritance from their ancestors can be advised to use investments. After all, they are an example of an affordable and very effective option passive income.
However, it should be understood that it is not enough to invest in the first project that caught your eye. Important condition, without which it will not be possible to achieve success - smart investment approach .
Also, do not think that you will be able to get a lot of money without making any effort. In order for passive income to begin to bring money in the future, you need to make maximum efforts in the present.
Every step in investment investments must be balanced, it is important to invest safely and after careful analysis.
Do not forget that any investment is associated with certain risks. And you need to be mentally prepared for this.
2. Advantages and disadvantages of investing online 📊
Investments using the Internet, like any financial mechanism, have their Benefits And limitations . Without knowledge of these traits, it is impossible to competently manage the invested capital.
The advantages of online investment are:
- high profitability;
- possibility ;
- free schedule of work and rest;
- no need to have a big sum of money to start making a profit;
- ease of management;
- the ability to withdraw funds at any time in the required amount.
Despite significant advantages, investing through the Internet has a significant drawback. It can be described as risk of losing money . In principle, such risks are inherent in all investment products, but they are especially relevant for online investments.
There are several components of this risk:
- inefficient conduct of activities by an investment company;
- investor mistakes;
- bankruptcy of various firms;
- hacker attacks;
- unseen circumstances.
The first point refers to trading risk . The investor can influence it. Sufficiently competently and carefully analyze investment instruments and companies before investing in them.
The rest of the items refer to non-trading risk . Even experienced and highly competent investors cannot influence it. But don't be afraid. The situations described do not happen very often. The probability that an investor will be overtaken by non-trading risk with Internet investments is no greater than with others.
Thus, there are a number of benefits internet investment. They are quite simple and understandable on an intuitive level.
Flaw such investments have only one - risks. It is important to be aware of them so that you can take all possible steps to prevent them.
To make it easier to understand the risks, let's summarize them in a table:
3. How and where to start investing on the Internet - 5 main conditions 💰
The main goal of beginners in the field of investing is Financial independence . Everyone wants to achieve it with the least financial and psychological problems. However, profit from investments is impossible without prior preparation.
At the same time, not only funds are needed to start investing, but also a certain baggage of skills And knowledge. Read about where you can get money for investment.
You also need to remember that there are a lot of scammers who swindle money from gullible investors. It is important to be able to identify them and beware.
A huge number of investment options can drive beginners to a standstill. Moreover, some of them require serious financial knowledge, which means they are not suitable for beginners at all.
All these factors lead to the fact that a number of conditions are imposed on newcomers to the online investment market.
Basic requirements for beginners when investing online
Condition 1. At least minimal knowledge in the field of finance and economics
No one will dive deep if they can't swim. But a lot of newcomers are trying to invest without understanding economics at all. As a result, instead of tangible profits, huge losses are obtained. That is why you should not invest even in a seemingly very successful project without knowing the basic foundations of successful investments.
At the same time, at all not necessary have a higher economic or financial education. It is quite possible to study the principles, as well as the mechanisms of profitable investment yourself. It won't take too long.
It is best to start with the forums and blogs available on the Internet on relevant topics. After that, you can start studying specialized publications.
Do not be afraid, a huge number of books have been written quite understandable And in plain language . And they are no less useful than most abstruse literature.
With a great desire and due diligence to understand the basics of investing, it is enough to spend about two weeks.
A good example of useful literature is the book Rich Dad's Guide to Investing written by Robert Kiyosaki.
You can find a brief overview (content) of the book by watching the video:
Condition 2. Quality Internet access
An important condition for successful investment is a stable and high-speed Internet. Often this factor has a significant impact on the success and profitability of investments.
It is important not only to have a stable connection. All payment systems and wallets used in working with money must be financially secure. This will help keep your money safe.
Condition 3. Resilience to stress
To be successful, an investor in without fail must be resistant to high levels of stress. It is equally important to have the right mental attitude.
Any normal person will worry if he has to lose his money. It is important that these experiences do not become an obsessive fear, otherwise they will interfere with a sober assessment of the situation and make an informed decision.
You should tune in to the fact that it is impossible to get a quick profit from investments. It is important to be prepared for the fact that the result will have to wait for a rather long time (especially at the beginning of your investment journey).
The first successes may appear not earlier than in a few months. Furthermore, In investing, the rule is: The longer the term of investment, the higher their profitability.
Condition 4. It is important to be objective
The investor must be able to soberly assess the opportunities available to him. No one has yet managed to earn more than the chosen investment instrument allows.
Investments should be made gradually. Before that, it is important to set specific goals for yourself, as well as determine the timing of their achievement.
Condition 5. The investor must be prepared for financial losses
Any investment is associated with the risk of losing part of the invested funds. Beginners have a much higher level of risk, because they do not have experience in effective risk management.
Investors must understand that it does not happen that absolutely all operations are profitable. Some of them will be unprofitable anyway.
No one can get rid of losses, even professionals. It is important to be able to treat losses calmly, not to make spontaneous decisions and to conduct a thorough analysis of the situation.
If all the above conditions are met at the same time, the probability of making a profit from investments is significantly increased.
At first glance, it seems that it is unrealistic to fulfill them. However, with experience, the attitude towards them changes and these rules seem to be self-evident.
Proven ways to invest money online
4. Investing on the Internet - TOP 15 ways to invest money online 📝
Those who even have a small amount free Money trying to keep them. But this is not enough. I would also like to increase them. We already talked about that in the last issue.
Currently, there are various investment options. Among them, investments via the Internet are becoming more and more popular. They are of great variety.
Method 1. Forex
One of the most popular ways to invest online is to invest in Forex. A trader deposits funds to a trading account and makes a profit by conducting operations on foreign exchange market. Income is generated by changing exchange rates currency pairs. You can start by reading our article.
On the one hand, investing in currency operations Forex is like an investment. However, on the other hand, it is weakly similar to passive income.
To earn money, you will need a certain amount of knowledge, as well as time spent on transactions and analysis of the market situation.
At the same time, income can be obtained much faster than with other investment methods (in a good scenario, even up to 1 month).
When trading binary options, an investor can pay attention to any, even minor changes in the market. In any case, you can get a tangible income. This is another advantage binary options , since when investing in other instruments, you can earn a good profit only on significant fluctuations.
Binary options trading is easy to understand. It doesn't matter how many pips the price will change by. If it goes in the right direction for the investor, even with a difference in 1 point the investor will receive a predetermined amount of profit.
A binary option is based on an asset. It can be Not only currencies, but also securities, precious metals, indices And so on. Thanks to this diversity, the investor has the opportunity to more actively pursue a policy of risk diversification. Moreover, the liquidity of binary options is at a fairly high level.
Without a doubt, to be successful when investing in binary options, you need to make significant efforts and master a fairly large amount of information.
The use of such a financial instrument attracts investors by the fact that in the binary options market you can actively develop, apply and test your own trading strategies. At the same time, even small market fluctuations can bring tangible income.
Method 4. Shares (stock market)
Another way of investing, which undoubtedly deserves attention, is investment in shares. However, even here there is no possibility to exclude certain risks. About trading on stock market(the securities market) we wrote in a separate article "".
Previously, online investing in stocks was associated with simple and large earnings. However, now, after financial crisis, shares of even the largest companies that are called blue chips lost their positions. Moreover, in today's situation it is becoming increasingly difficult to correctly predict their behavior.
Investors should understand that investing in stocks brings tangible returns only long term .
In this case, you can earn in two ways:
- On the Internet, investors most often engage in stock speculation (buy cheaper and sell more expensive). But such operations are associated with an increased risk due to the instability of quotes and the possibility of a fall in the rate. Helps reduce risk choosing the right stock for investment.
- You can earn income from shares in the form of dividends . They are paid to shareholders every year. Before earning income in this way, it is important to find out on which shares and in what amount dividends are paid.
To trade stocks online, you must obtain a digital signature. You can trade through a special interface on a specific site or in a program provided by a broker.
Depositing funds to the site is possible in cash and non-cash form. Electronic wallets (for example, WebMoney) are used much less frequently. Withdrawal of funds is most often possible only to a bank account.
The investor should not forget that the income received from working with shares must be taxed. Individuals transferred to the budget 13 % of profit.
Online investment in stocks has both advantages and disadvantages:
- plus speculative transactions with these securities is an high level of profit.
- cons a few more. It is the need to pay tax as well extreme market volatility.
In addition, unlike most other ways to make money on the Internet, when trading stocks, it is almost impossible to withdraw profits to electronic wallets.
Method 5. Investing in gold
Gold is very interesting investment tool. For many years, its value has been continuously increasing in the long term. That is why gold can be used when necessary save And increase a fairly large sum of money. But this metal is not suitable for quick receipt income. The fact is that today gold is already quite expensive, and the growth of its value has begun to slow down.
You can invest in gold over the Internet using WebMoney. Already since 2007 in this system electronic money there is a function of selling gold. This function is implemented through the opening of a WebMoneyGold wallet, on which funds are stored in gold. 995 samples.
The account currency is measured in wmg, the unit of this value is 1 gram of gold. The guarantor of the transaction is WMMetalsFZE, which is located in the UAE. Her website has all the information you need to work with gold accounts.
There are several ways to buy gold in wmg form:
- using Internet exchangers;
- through the automatic exchanger wm.exchanger.ru;
- by transferring money to the account.
The investor is given the opportunity, if desired, to exchange wmg for gold bullion. True, for this you will have to come to the WMMetalsFZE office.
But it should be borne in mind that the purchase of bars is less profitable than the purchase of electronic gold, since bars are taxed tax. Naturally, additional payments increase investment costs.
Thus, the benefit of online investment in gold is price stability. However, one cannot count on significant profit in the current situation, because the value of the asset has almost reached its maximum today.
Method 6. Precious metals in the form of compulsory medical insurance
Various precious metals (e.g. gold, platinum and silver) you can buy it virtually if you want. This can be done by using impersonal metal accounts(OMS) .
CHI- a great way to invest, as this instrument is tax-free. In addition, CHI guarantees a stable reliable income. This is due to the continuous growth of precious metals in the long term.
Investing in depersonalized metal accounts is carried out according to the following scheme:
- Opening a metal account in a bank;
- Depositing metal into the account in terms of monetary units.
Traditionally, CHIs are opened for 12 months . Subsequently, at the request of the client, such an account can be extended.
The profitability of unallocated metal accounts is determined by the change in the cost of metals in the markets within the country and around the world. Taking into account the fact that the price of precious metals decreases very rarely, investing in CHI for the long term practically guarantees an increase in the amount in the account.
- "Ultima" operates on the Russian market since 1996. This company offers the investor a large number of investment instruments to choose from. Among them are also investment in gold. Features of Ultima lies in the insurance of investments. Investors are offered support with the provision of all necessary information and analytics. Ultima guarantees that all transactions are completely transparent, if desired, the investor can at any time receive a report on the status of their investments.
- SotsAgroFinance is a company that does not only financial transactions. But also production. She specializes in investing in precious metals, as well as gold mining industry. Investors are offered deposits, the profitability of which is fixed. The company raises funds in the real production sector. Despite the fact that the project is still very young, experts consider the company a promising participant in the financial market.
Method 7. Websites
One of the most popular ways to invest money online are investments in Internet projects(websites, online services) followed by monetization. For this it is necessary Create new(See) or buy an existing site . It is important to evaluate the benefits of investing in such a resource, to promote and monetize it.
The level and regularity of the received profit is largely determined by how much effort (and money) is invested in its development. If the site is not engaged, it will very quickly cease to attract an audience, and the profit will dry up.
The disadvantage of using websites as an investment tool is the need to invest in it not only money, but also certain efforts. That is, this tool is more akin to work than passive investment.
Method 8. Startups
Those who are interested in investing in startups should remember that no one can guarantee that the project will bring profit. Furthermore, experts consider the following indicators to be normal: 20 % of invested projects bring profit, 60 % - pay off the investments remaining 20 % fail completely.
By the way, in one of the previous articles we told, in simple words.
The amount of investment in startups is unlimited. You can deposit as a few thousand rubles, and millions of dollars. It is important to remember that the amount of investments should be determined in accordance with an objective assessment of both the project itself and its team.
It is best to invest in those projects that are already developing and are beginning to bring certain results. In this regard, start-up projects that have just appeared or are at the concept stage are less preferable.
It is important to remember that investing in new projects is quite risky. However, if successful, such an investment can bring much greater profits. At the same time, a huge amount of resources on the Internet has led to the fact that in order to achieve success, the project must be inimitable and unique.
When looking for a promising startup, experts recommend paying attention to those resources whose topics correspond to the area in which the investor is quite well versed.
When the project is selected, the terms of cooperation and investment should be discussed with its owner. It is at this time that two important investment points are determined:
- What form will the investment take? It can be cash, a domain, and other investments.
- How will the investor receive income?, for example, in the form of a return on investment with interest, or the investor will take a certain share in a startup.
It turns out that investing in startups has significant disadvantages. This is a high level of risk as well as a significant investment. At the same time, the success of the project will allow you to get huge profits.
Method 9. Online stores
IN modern world The Internet provides an opportunity to actively trade almost anything. At the same time, it is possible to successfully promote not only various goods and services, but also websites, as well as various intellectual products and information.
However, the development of online platforms requires an investment of money, which can sometimes be quite significant. At the same time, their owners do not always have such funds.
As a result, in order to implement the project and start receiving income from it, its owners are looking for investors. For the fact that they invest their money in the project, the owners pay fairly high interest to investors.
Method 10. Investing in domains
There are a huge number of sites on the Internet. Therefore, many beautiful domain names have long been taken. Therefore appeared the new kind generating income - buying and selling domains.
The returns on such investments can be substantial. Those who bought website addresses in the early 2000s for about 500 rubles, today they can sell them more than 20 000. It turns out that the profit from such a transaction is about 250% per year.
If you managed to acquire a two-letter domain, you can sell it for about 10 000 dollars. The semantic names of sites do cost several tens of thousands of dollars. Stories are known and transactions for exorbitant amounts - about million dollars.
Register a beautiful website name today practically unreal because most of them are already busy. Significant profits can be made if domains are associated with popular events. But it will have to react incredibly quickly.
It turns out that online investment in domains can be made exclusively in the secondary market. In other words, you can buy domains at online auctions or from their direct owners. True, after that you will have to be able to sell them at a higher price.
It is almost impossible for a non-specialist to invest in domains. This requires not only a huge amount of time, but also a lot of effort. At the same time, it is important be able to assess the prospects of the acquired domain. If this is not done correctly, situations are possible when investments not only do not bring income, but do not even pay for themselves.
Therefore, investments in domains are most often carried out by professionals. If an ordinary investor decides to use this tool for making money, he must take into account the following rules:
- Do not invest in exotic country domains. They are quite expensive, but the prospect of their price growth is rather doubtful. Specialists are considering the possibility of their rise in price after good addresses in the zone run out com. But no one can guarantee that a new English-speaking zone will not appear. That is, the purchase of such domains is associated with significant risk.
- When acquiring, it is best to choose names that carry a semantic load. English words are popular, as well as high-quality transliteration of Russian words, especially if they relate to commercial topics. Two- and three-character combinations, as well as beautiful combinations of letters and numbers, also have value.
Guided by these criteria, the investor must be prepared for significant financial expenses, which usually start from five thousand dollars. More available options often offered on domain forums.
Thus, investing through the acquisition of domains is characterized by significant profits over a long time period. (more 5 years). The disadvantage of such investments is that the best site names have long been bought, while investing in the secondary market is associated with significant risk.
Method 11. Debt online service WebMoney Debt
For investment, you can choose another interesting tool - debt service offered by the system electronic wallets WebMoney.
There are several advantages to this option:
- high interest (often reaching 25 -100 % per annum);
- no need to spend a lot of time.
All this makes such investments an excellent option for passive income.
How it works
The borrower opens a line of credit, the amount of which can reach 10 000 wmz. He also receives trust limit , which allows you to characterize how consistent and reliable it is.
The borrower can choose the appropriate loan terms: amount, term and interest rate. In this case, the settings are made through the service WM Transfer.
You can issue loans both to those whom the investor knows, and to complete strangers. To minimize the risk of issuing a loan, you need to carefully study the data of the borrowers to whom the investor plans to issue a loan.
Particular attention should be paid to the size TL. This indicator determines degree of trust to the borrower from other users of the service. Especially large borrowers have a limit that exceeds 50 000 points. But smaller values can also be quite good indicators.
Debt service has another way to protect creditors. If the borrower for some reason does not begin to repay the loan, his payment will be made at the expense of other creditors who have opened a trust limit for this borrower. That is, an insolvent borrower will be opened new loan, with which the old one will be closed.
Also, with loans in the WebMoney system, an important indicator is the so-called business layer (BL). It allows you to determine for what purposes borrowed funds are used.
An investor who decides to invest in loans through this service needs to take into account several points:
- As soon as the borrower is selected, the conditions for issuing a loan through the WMTransfer service are set up. It is on the basis of the indicated conditions that the investor will be able to claim his funds.
- Next, the money is transferred to the borrower's account. For this, the e-wallet system charges a commission - 0,8 % from the sum. When repaying the loan, the commission will be paid by the borrower.
However, there is a downside to this type of investment. It lies in the fact that after the trust limit is determined for the borrower, he may not use it immediately or not take a loan at all. There are many reasons for this, for example, at this moment the borrower does not need money or he has other trust limits (quite possibly, on more favorable terms).
Method 12. Issuing money to an online lending service
With this method of investing, the investor can no longer determine the terms of the loan. He chooses loan services with parameters that he considers optimal. After that, the investor lends his money to the resource. The most common loan term is 1 to 6 months, but interest rate is about 25 %.
It turns out that in the case under consideration, the borrower is a service online loans . May also borrow funds and resources to currency exchange in the Internet.
To search for this type of borrowers, an investor can use search engines or statistical data provided by the WebMoney electronic money service.
Thus, the issuance of loans to various services is good way passive income. However, do not forget that it has a high level of risk. This is due to the fact that there is a possibility of non-repayment of the loan.
Method 13. Budget machines
Another interesting way to invest online is budget machines (BA). It is provided by WebMoney through the portal shareholder.ru.
Budget machines use electronic currency unit wmz. BA happen closed And public. For investment use public . They look like joint-stock companies selling their shares in the public domain.
By going to the above portal, the investor can see which shares of budget machines are for sale and at what cost. Most often they offer their shares online lending services , as well as various exchangers .
By analogy with shares, an investor who buys a share receives the right to vote on decisions regarding the management of the budget machine. The BA, which has placed the shares, undertakes to buy them back at a price that is below the market level. In addition, the investor who bought the shares is entitled to dividends , which make up 25 -40 % and can be paid several times during the calendar year.
In general, participation in budget slots is a fairly profitable online investment tool. The risks are in the possibility of falling market value shares, as well as in exchange rate fluctuations.
Method 14. Private online lending
You can also invest money online through private lending . This can be done both directly and using the exchange of loans offered by the WebMoney electronic money service.
The principle of operation is quite simple. Borrowers place loan applications on the stock exchange. Investors, studying their list, choose those borrowers that suit them best. It should be borne in mind that the best applications are sorted out very quickly. Therefore, investing your money in a short time can be quite difficult.
When looking for a borrower, an investor should pay attention to a number of important parameters:
- BL of the potential borrower (must be not less 200 );
- the presence of the so-called personal passport, which means that the borrower has confirmed his personal data in the system;
- whether the user has a positive borrowing history.
This approach helps the investor to significantly reduce the risk of non-repayment of funds. Moreover, lenders who have a lot of experience develop their own ways to check the borrower. They also create blacklists, which include users who are considered unscrupulous. This allows investors to significantly reduce the possibility of fraud.
All of the above applies to lending using the WebMoney service. If the investor decides to issue a loan directly, he can use a variety of professional resources to find a borrower - communities And forums . The advantage of this option is that the investor can communicate with potential borrower directly, after which he forms his own opinion about him as a person.
Regardless of how the search for a borrower is carried out, there is a certain risk that the funds issued on credit will not be returned. The so-called risk diversification.
In other words, the investor can allocate the funds he plans to invest, between multiple borrowers. It turns out that even if one of the borrowers does not repay the loan, the investor's losses will be covered by the income that he will receive from other loans issued.
Experts do not recommend this way of investing beginners. This is explained quite simply.- lending to a small number of borrowers is accompanied by a high level of riskiness, while income is much lower than desired.
To get really big profits from online lending, you need to spend a lot of time working with them and minimizing the risk.
Method 15. HYIPs
There are other interesting projects for investment on the Internet - these are HYIPs (HYIP) . This concept was formed as an abbreviation from the English phrase H igh Y ield I investment P program. Translated into Russian, this means investment program that brings high income .
HYIP is a project that promises investors a high level of income. As with any other investment product, high returns for HYIP come with significant risks.
Some people think that hype is common scam. However, many investors manage to earn substantial profits from them. To do this, it is enough to choose a project in which the turnover of funds will be as transparent as possible.
It is important to understand that any HYIP has a limited lifespan. Particularly honest companies openly declare this to investors.
To make good money on HYIP, you should follow a few simple rules:
- funds should be invested as early as possible from the moment the project appears;
- investments must be divided between several HYIPs (at least three);
- it is best to withdraw profit in parts;
- Before investing in a project, you should carefully familiarize yourself with the principles of the project.
Compliance with all these rules will help you get good money from investing in HYIPs.
Thus, a large number of investment tools can be found on the Internet. All of them have how Benefits, and limitations . To make good money, it is important to choose the right tool.
The choice of investment object also depends on how much the investor has. In one of our publications, we told, (half a million), a million or more to earn.
For the convenience of choosing an instrument for investing, we summarize their main features in the table.
No. p / p | Investment tool | pros | Minuses |
1 | Forex | High earning potential | Requires a lot of time and effort to trade |
2 | PAMM accounts | Money is transferred to the management of a professional trader | The risk of a wrong choice of a trader |
3 | Binary Options | Easy to understand Potential gains and losses are predetermined | Knowledge is needed to correctly predict the situation |
4 | Stock | High profit | Market instability Necessity to pay income tax |
5 | Investment in gold | Precious metal price stability | The price of gold has almost reached its maximum |
6 | Precious metals in the form of CHI | In the long run, profit is inevitable | Low profitability |
7 | Web sites | With due diligence, you can get quite a lot of income. | You will have to work continuously, otherwise the profitability of the site will come to naught |
8 | Startups | If successful, the profit will be huge | High level of risk Significant amount of investment |
9 | Online store | High yield | Difficult to find a promising project |
10 | Investments in domains | Substantial profit | Almost impossible to buy a domain in the primary market High riskiness |
11 | Debt service WebMoney | High yield | The borrower may not use the credit line immediately Risk of default |
12 | Issuance of money through services | Quality passive income | High riskiness |
13 | Budget machines | High profitability | The risk of a fall in the value of shares and a fall in exchange rates |
14 | Private online lending | High yield | Large investment required High risk |
15 | Hype | High yield | Huge level of risk Akin to a pyramid scheme |
5. TOP 7 golden rules of online investing 💎
Many people perceive Internet investing as a great way to make significant profits. It is quite natural that a large number of newcomers decide to invest. However, many of them make the same common mistakes.
However, most of the problems could be avoided if you follow a number of investment rules, which experts call golden. As soon as beginners learn, understand these rules and begin to actively use them in their activities, the return on investment increases significantly, while the risks are reduced.
So, what rules should be remembered and observed?
Basic rules for online investing
Rule 1. Don't invest in funds that don't belong to you.
You should never invest money that you have borrowed. If any mistake occurs when choosing an instrument, you will not only lose money, but you will also have to return the funds to the lender. Therefore, for those who have no money, it is best wait and collect required for investment.
Rule 2. You should not invest the last money
You cannot invest all the money you have available. It is important to remember that investments are always associated with tangible risks of losing funds. Therefore, the investor must always have a certain financial reserve, the so-called safety bag .
Then, even in the event of unsuccessful investment, he will not be left without a livelihood and will not lead his family to a situation where it will not be possible to pay even the mandatory payments and there will not be enough money even for the most necessary things.
Rule 3. Develop an investment plan
An investor is unlikely to be successful if not develop an investment strategy. Moreover, the lack of a pre-designed strategy leads to the fact that investments cannot be called full-fledged investments.
It is important not only to think carefully about the action plan. It is advisable to write it down, and subsequently try not to deviate from it. All changes to the strategy should be made only after a thorough analysis of previous investment results.
You can not change the plan at the time of investment based only on emotions and momentary desire.
Rule 4. Continually increase the amount of invested funds
All investment instruments involve investing money in order to make a profit. Naturally, the level of income depends on the amount invested. Therefore, you can increase income only regularly increasing invested capital.
You can increase your invested capital by saving money from your main source of income. There is another option - not to withdraw the earned profit completely. Part of it can be used to increase the invested amount.
Investors constantly argue about how much to increase their capital each month. Like all other parameters, the amount of increase should be set purely individually. Someone believes that in order to achieve financial independence as soon as possible, all available funds should be invested. Other It's hard to save even a small amount.
Good afternoon, guests and regular readers of the blog about investments on the Internet. As we all know, investing on the Internet is, at the same time, highly profitable and risky earnings. To date, there are a huge number that do not pay investors and are created only to lure money from newcomers. To find reliable investment projects quite difficult. To facilitate the search and to be sure that the projects are paying, our blog was created. As you could already understand, on our site you will find stable paying and reliable investment sites and also how to make the most of them.
I suggest you familiarize yourself with and. These tips are sure to help you navigate your projects. But if without all the introductions you are interested in a specific list of stable and reliable investment projects, then feel free to scroll below.
Investment projects that pay
IN investment Internet projects there are several stages in which they develop and pay, such as:
①
Partisanship ( not present everywhere). You can determine that the project is partisan by design. As a rule, it looks simple, without various chips and images. For example like this:
③
Entry of investors into the project (contributors begin to make contributions to the project).
④ Reduced activity of depositors.
As a rule, the peak of income can be observed during the promotion of the company. And if we talk about high risks, then this is inherent by the time when the activity of depositors decreases, since payments exceed deposits in terms of the amount of incoming money.
Successfully paying investment projects
➤ Pay on time;
➤ Use a licensed script;
➤ Protected from DDoS attacks;
The primary goal for an investor is to find reliable investment projects that pay. It is best to invest free money in, which you can learn more about by clicking on the link. By the way, we conducted our own analysis about the life span of HYIPs. The results are reflected in a separate article on.
It can bring a solid profit if you correctly understand all the nuances of investments. Yes, this is risky earnings, but a monthly profit of 20-60% will force you to reconsider your views on investing on the Internet and look for investment projects that pay real money.
Do not know how to quickly monitor the situation of investment projects? Then we recommend that you pay attention to the blog, which analyzes HYIP projects without bias and as objectively as possible. The blog has long earned a positive reputation and credibility among investors in the Runet. And also the administration pays refbacks and TOPovo insures the deposits of its partners.
These are proven investment projects that pay real money to all their investors.
We suggest investing in HYIPs with caution, while not chasing super profits and investing only those amounts that you are ready to lose forever. The optimal yield for HYIP is 15-20% per month, higher percentage means a significant risk and a high probability of losing the deposit.
That's all for me. Thanks for attention!.
Sincerely, Mogish Ivan
I have been engaged in this activity since 2012, and it is online investment, i.e. accessible via the Internet with a digital electronic method monetary circulation. Why - it's faster and easier to find information and manage money! In terms of reliability, some investment projects on the Internet are not inferior to traditional ones. The most difficult thing is to find a suitable, worthy of attention, proposal in this area. What I try to do both for myself and blog readers. The review did not include questionable investment online funds, hyip and money pyramids.
In this review, I suggest that you familiarize yourself with a number of projects that are worth investing in. I only post trusted ones here. investment projects on the Internet 2016-2019, in which I invested myself or plan to do so in the future. We will analyze each of them, pay attention to possible risks, overall profitability, financial instruments and field of activity.
Reliable investment projects on the Internet
The list is periodically updated, depending on the new information received. Companies of different directions are represented: online investment funds, cloud mining services, startups, lending etc. I think everyone will be able to find something that is more in line with their idea of the scale of the project, scope of activities, investment conditions.
Investment and trading platform E-toro
E-Toro is a large international licensed broker that brings investors and traders together through a social component. Regulated by CySec (Cyprus), FCA (UK), AFSL (Australia). eToro UK and Europe platform services are MiFID compliant. Partnerships have been concluded with Sberbank. For Russian clients The interface has been completely translated into Russian.
Here you can both trade various assets (stocks, commodities, indices, currencies, crypto-coins), and invest money using the system of copying trades of traders. There are also ready-made briefcases with min. a contribution of $2000. Thanks to an interface similar to social networks, the copying process is simple and clear even for a beginner. You fill out your profile in your personal account, go through identity verification and select traders to copy. There are no commissions for social trading. Here you can see not only the trading history and open trades of the trader, but also his profile with messages. It is also worth noting that any position of the copied trader can be closed at any time.
For me, this is the best investment project on the Internet in terms of reliability and risk/reward ratio. I advise everyone, my profile on etoro: Yaroslav4400.
- Investments from $200
- Term - unlimited
- Profit is not limited
Arbitraging - investing in cryptocurrency
This is an organization whose activities began with an ICO, where a private investor could invest in the creation and development of a product. As a result, investors' expectations were justified, a working software. At the beginning, the developers launched the automatic arbitrage bot abot, and recently added a manual mbot. For the operation of the project, the ARB token was issued based on the Ethereum cryptocurrency.
According to the project team, the automated arbitrage bot makes trades on several exchanges. The deposit for trading is own funds companies and investors' contributions. Those. when investing through the site, your funds are transferred to the exchange accounts of the service. You do not need to register and connect to exchanges via api, as in other robots. To receive income, you only need to deposit funds on the company's ethereum wallet. Buy an ico token on the internal exchange and send it to work. All this is done through Personal Area.
- The amount of investment - from $ 250
- Term - unlimited
- Profitability from 20% per month
AMARKETS and investment in RoboX
This is an investment project on the Internet from the broker Amarkets. The RoboX service is designed specifically to make the work of traders and investors less time-consuming and more profitable. A distinctive feature of the service and its main function is that it analyzes hundreds of trading algorithms, written by professional algorithmic traders, selects several optimal strategies and forms individual portfolios from them. In fact, you just have to choose the most suitable one.
The RoboX service is one of the best developments in algorithmic trading today. It automates routine actions, allowing you to eliminate the influence of emotions on the result of trading. With it, your investments are under the effective control of a "smart" robot, which increases profitable trades and reduces losing ones during the trading session.
- The amount of investment - from $ 100
- Term - unlimited
- Profitability: from 100% per annum
People Group is an investment project of online shares
People Group is another interactive advertising service. It is a simpler and more accessible analogue of such interactive advertising publishers as Yandex.Direct, google adsense, runner. Founded on 01.30.2012, certified in webmoney (Capitaller certificate dated April 26, 2012). Offers its customers all the benefits integrated approach using advanced interactive advertising technologies that allow you to achieve the goal in the shortest way. In other words, the system serves the interests of both advertisers and webmasters. The former buy advertising, the latter place it on the pages of their sites, receiving a reward for this from the people-group advertising network.
The financial instrument is own shares issued in the amount of 1 million. You can buy them directly on the site. Purchase and sale operations are carried out in real time through the client's personal account. People Group guarantees the repurchase of your shares. They can also be sold to other investors at a better price. The growth of shares can be monitored directly on the site, displayed in the form of interactive charts with an hourly / daily interval.
- Deposit amount – from $0.1 per share
- Term - unlimited
- Profitability: 20-45% per annum
- Off.site: people-group.su