Wwwhomecreditru personal account entrance. Home Credit opened a free personal "Credit Cabinet
My credit is mobile app from Russian bank Home Credit, created for devices with the Android operating system.
Usage
As it is not difficult to guess from the name of the program, it should be used to manage active loans. The program will help you at any time to find out the amount of the remaining debt, as well as the amount of the next payment. The program also has a built-in credit calculator, which helps to calculate interest on the classic and annuity debt repayment scheme.
Functionality and interface
Installing the My Credit application on your Android device will allow you to regularly monitor the status of the loan taken from the bank, as well as manage it. Main page The program shows not only the balance that must be paid out of the total borrowed amount, but also the number of days in which this must be done.
The application also provides a section with a payment schedule. When you click on this tab, a list of dates on which payments were made, as well as the remaining number of months until full repayment will open. You don't have to waste time on manual calculation, as My Credit displays the amount of money already paid and shows it in relation to the remaining ones.
To pay for the next monthly "piece" of the loan, you can use the search for the nearest payment points or do it directly from the application. However, for the latter it is necessary to have a card from another bank. In addition to loan control and repayment, the program will also help in obtaining a new loan or credit card.
Key Features
- helps to simplify the control of payments on issued loans;
- focused on clients of Home Credit Bank;
- provides information about payment points closest to the user;
- keeps records of the days remaining until the repayment of the next "part" of the loan;
- displays a list of dates on which payment was made, as well as dates when a new payment needs to be made;
- works on all modern versions of Android;
- has a nice modern interface.
Home Credit Bank occupies a leading position in the Russian financial retail market. Included in the TOP-10 for loans to individuals, ranked first in the market consumer loans at points of sale. On this page we present the main banking products of this financial institution.
All banking products
Home loan
For clearance online applications and getting a loan just a passport is enough.
Basic conditions
- Amount from 10,000 to 500,000 rubles for new clients
- Amount from 10,000 to 990,000 rubles for those who are already a client of the bank
- Term from 12 to 60 months
- Rate: from 7.9 - to 24%
- No certificates, only passport
Requirements for the borrower
- Age: 22 to 70 years old
- Citizenship: RF
- Permanent source of income
- Registration or place of residence in the region where the loan is granted
- Good credit history
Installment card "Freedom"
The installment card from Home Credit Bank compares favorably with competitors in that the installment plan is valid in any store, and not just in a partner store.
Installment terms from Home Credit
- Installment period - up to 10 months (for purchases in partner stores) or up to 51 days (in other stores);
- Card maintenance is free;
- SMS package - 2 months free of charge, then 99 rubles per month.
The card also has two nice bonuses.
- Skip next minimum payment(for free);
- Extension of the installment plan for 10 months (1,490 rubles).
Debit Card - Benefits
A debit card from Home Credit Bank with the possibility of free service, free cash withdrawal at any ATM in the world 5 times a month and accrual of 7% per annum on the card balance, do this card very attractive for daily use.
Main advantages
- Free card delivery by courier
- Instant replenishment of the card no commission in internet bank
- Cashback is credited with points of the Benefit program. 1 point is always 1 ruble
- Free service with a balance of 10,000 rubles. or transactions in the amount of 5,000 rubles. per month, in other cases 99 rubles. per month
Basic conditions
- Annual interest rate on daily balance
- 7% - with a balance of less than 300,000 rubles and making purchases in the amount of at least 5,000 rubles per month
- 3% - for the amount exceeding 300,000 rubles and making purchases in the amount of at least 5,000 rubles per month
- 0% - in other cases
- Cashback "Benefit"
- up to 10% cashback on purchases from bank partners
- 3% - for purchases in cafes, gas stations and travel
- 1% - on any purchases
- Monthly account maintenance fee
- 0 ₽ if the amount of purchases on the card exceeds 5,000 rubles or the balance on the card exceeds 10,000 rubles, or if the card is issued as part of a payroll project
- 99 ₽ in other cases
- Additional Benefits
- 0 ₽ - replenishment of the account in the Internet bank and in the mobile application
- no commission cash withdrawals at any ATMs in the world - 5 times a month
Why Choose Home Credit?
The bank attracts clients of different social status due to the presence of a wide range of products. Here you can get a small loan to purchase goods in stores or a larger amount for personal needs. For wealthy clients, the bank has prepared offers to receive status cards, endowed with profitable options, such as a purchase insurance program, urgent medical or legal assistance, cashback or participation in a bonus program.
When applying for loan products, a client of Home Credit Bank can always count on participation in programs financial protection. In case of occurrence difficult situations, the bank will help to increase the loan term in order to reduce the amount of the payment, provide credit holidays or the option to skip the monthly payment.
A large proportion of the bank's customers are depositors. Opening a deposit in Home Credit Bank is beneficial due to flexible conditions, competitive interest rate. Clients can be sure of the safety and security of their funds, since all client deposits are insured according to the all-Russian deposit insurance system individuals.
Assistance and participation of the bank in the social life of society
In addition to products and services in the financial field, the bank is actively involved in social life society. Continuous work is being done to improve financial literacy population - special materials for borrowers are issued. The Bank cooperates with journalists who are ready to share the best materials contributing to improving the financial literacy of Russians.
Since 2009, Home Credit has been participating in a charitable program aimed at helping graduates in obtaining higher education. Assistance is provided to those children who find themselves in difficult social and economic conditions.
For almost two decades, Home Credit Bank has been constantly improving and improving its services and services, trying to meet the needs of its customers, to be reliable and profitable.
Home Credit bank resume
Home Credit Bank was founded in 1992 and over the subsequent years of work has taken one of the leading positions in Russian market in area consumer lending. The network includes more than 1,000 ATMs and about 300 offices and representative offices in Russia, whose employees are always ready to provide competent advice and help in obtaining loans, credit cards and other banking products. Which is not surprising, because one of the main strategic directions for the bank is the development of customer service.
Official website of Home Credit Bank
Home Credit and Finance Bank - Russian commercial Bank, which is one of the leading financial and credit organizations countries in the consumer lending market.
You can get a complete picture of the activities of Home Credit Bank on its official website, which provides information on loans, cards, deposits and services. Here you can also submit an online application, as well as purchase goods in installments and much more.
The Home Credit website is not only information resource, but also the opportunity to use a number of services in real time in any place convenient for you, which will help the online service "Internet Bank", a link to which is located in the upper right corner.
To log in to your Home Credit personal account, you will need to enter your existing login and password. You can also check the box next to the “Remember login” entry, which will save you from having to enter these data every time you log into your account.
If you do not yet have the login and password required to enter the Home Credit account, or you have lost them, follow the appropriate links provided at the bottom of the account login form.
After that, you will be asked to indicate the number of the agreement or card, the series and number of the passport, as well as the code from the picture presented here and click "Continue". The personal account login page also contains security recommendations that will help protect you when working with Home Credit Bank services.
In general, the Internet bank allows you to pay for mobile communications, the Internet and television, as well as pay for electricity and utilities without a commission, make interbank transfers, pay traffic police fines, state fees and taxes, make transfers between your accounts and transfers to another bank by card number, as well as replenish cards.
Personal Area also allows you to control expenses, open and replenish deposits, apply for a loan and a credit card, block the card in case of its loss, activate and deactivate the "SMS package" services, set up payment templates, receive information about the date and amount of payment by credit card , as well as make regular transfers and auto payments.
In order to have access to the necessary services through your personal account at any time convenient for you, you can also use such a useful service as mobile bank.
Mobile banking is an opportunity to receive detailed information for your products, track the movement of funds on accounts, find the nearest branches and banks. Also, you will be able to keep in touch with the bank in any of the ways convenient for you, to pay for loans (in the event that you have a debit card).
Also, the mobile bank will allow you to pay traffic police fines, state duties and taxes without commission, public utilities and electricity, mobile phone services, Internet service providers, home television and many others. In addition, you can transfer money between your own accounts, to accounts within the bank, as well as to other banks (if you have a debit card).
In addition to Internet banking and mobile bank information services also include My Credit, which provides simplified access to information about customers' loans and credit cards through a personal account. Also, this service allows you to repay debts on loans using cards of other banks and debit cards Home Credit.
Information service "My credit"
In order to log in to "My Credit" for the first time, you will need to enter your date of birth and number mobile phone, which was communicated in writing to Home Credit Bank specialists when concluding an agreement or in an application for changing personal data. You will also need to indicate the code received in an SMS message from the bank.
In the future, to enter the "My Credit" cabinet, you will be asked to set up an access code, which is a four-digit numeric code, which will later be requested when logging into the application for mobile devices.
Login to My Credit
The “My Credit” service allows you to find out the payment deadline depending on the payment method, send applications for a loan, as well as a credit card, to Home Credit Bank. In addition, after entering the code word, you can conclude loan agreements(subject to the offer of the bank, as well as the current Agreement "On Remote Banking Services").
Through the personal account of the service, you can also pay for loans and replenish bank credit cards from cards of other banks and from debit cards of Home Credit Bank. Here you can also make calls to Contact Center bank (only available in the mobile app).
Description of the service "My credit"
Also, the My Credit personal account is information about loans (date and amount of the next payment, payment schedule, amount and date of the last crediting to the account, account balance, account and contract details, information about connecting the insurance / financial protection service, information about previously repaid loans) and credit cards ( credit limit, available credit limit balance, used credit limit, debt on the last day of the previous billing period, the amount and date of the minimum payment (formed on the last day of the billing period), the amount of accumulated Benefit points, details of the current account and agreement, status and type of card).
Also, this Home Credit Bank service allows you to view all e-mails from the bank (only in the application for mobile devices) and the addresses of the nearest bank offices.
If, when working with information services(personal account) If you have any questions, you can contact Home Credit Bank specialists, for which use the "Ask an Expert" tab, available on the right side of the web resource. Then you will be asked to complete standard form with the name, email address, phone number and the actual question. Also, if you wish, you can specify your first and last name, date of birth. After filling out the form, click on the Submit tab.
Ask an expert
You can also contact specialists with a question using the "Ask a question" tab, presented at the top of the web resource, or by contacting the phone number indicated here.
If you are interested not only Banking services, which can be obtained through your personal account, but also work with electronic money, carry out - online service international electronic payment system.
Personal account Home Credit - ib.homecredit.ru
Internet banking from the bank Home Credit one of the advanced cabinets for online control of funds on your accounts. Home Credit Bank was established in 2002 and is the leader in lending in Russia.
Login to the personal account of Home Credit Bank is carried out from the official page of the bank. To enter, just enter your username and password, and if filled in correctly, an account will open for you.
To enter your personal account Home Credit Bank, you must go to the official website of the bank at homecredit.ru and click on the “Login” button in the upper right corner.
The system will prompt you to choose where you want to go. Home Credit Bank has two types of personal account:
- My loan
- Internet bank
If you go to the "My loan" section, you will go to the control panel of your loan and you can see the key points regarding the debt, the repayment period, the date of the next payment on the loan. In other words, this is a mini personal account where you can only control your loan that you repay.
There is also a second - a more complete version of the personal account - this is the "Internet Bank". Here you have access to all your assets that are registered for you in Home Credit Bank: accounts, cards, loans. You can also manage services here, pay for services, transfer money between your accounts or send it to another person.
Personal account Home Credit Bank, security
- be careful: do not download or install on your device (tablet, computer, phone or smartphone) applications and programs from unverified sources;
- remember to install an antivirus program, do not forget to update it periodically;
- to avoid disclosure of personal data, do not give payment card and a mobile device for use by third parties, even relatives and friends;
- when changing the phone number designated as a contact in Banking agreement, try to immediately notify the Bank about it;
- no one (even Bank employees) except you should know the following information: your PIN code plastic card, password for authorization in Internet banking, CVV / CVC code (indicated on the back of a plastic card), one-time confirmation codes;
- if a link to a web resource unknown to you came from an unreliable source, you cannot follow it;
- if you suspect that your personal data has been disclosed to third parties, we recommend that you immediately notify the financial institution.
Found an illegal debit of your finances from your account? Call the hotline immediately.
To be aware of the security rules of your accounts, follow the news on the official page financial organization www.homecredit.ru
Home Credit personal account interface
In these photos you can see what functions the Homecredit interactive cabinet has:
Description and features of the Home Credit cabinet
- AT personal account you can perform such intra-bank operations as: repaying loans, transferring money to other clients of the same Bank (with an indication of the amount and personal account number), opening deposits and replenishing them, tracking credit card debts.
- The ability to transfer finances to any accounts (both organizations and individuals) without limiting the transfer amount. The commission is only 10 rubles.
- By going to the history of account transactions, if necessary, you can add your own payment template or repeat it.
- If necessary (for example, theft, loss), you can block a debit or credit plastic card yourself.
- In your personal account, you can select and open a deposit (deposit), without making a direct visit to the office of the service provider.
- If you need to send remittance to the card of another bank in the country, you can make it by indicating only the recipient's card number.
- Without visiting the bank, at any time of the day you will be able to get acquainted with the complete information on all financial products of the bank that you use. For example, interest accrued on a deposit for a certain period, loan payment terms and monthly amount payment on it, terms of closing the deposit, etc.
- With "Internet banking", without leaving your home or workplace, you can quickly pay for any utility bills. To do this, it is not necessary to visit the Bank's office.
- Are you using a credit card? Want to know about benefits? Track the amount and terms of debt payment using the interactive account!
- It is also easy to transfer funds to the specified bank account: specify the amount and details for its transfer.
- In your personal account, you can replenish Home Credit Bank cards from payment cards of other banks.
- Internet banking from Home Credit allows you to receive real money or open a credit card without visiting the office directly. To do this, you can fill out a form. In 1.5-2 hours, the entire requested amount will be transferred to your account. This function is available if there is a special offer from the Bank.
Important information!!! All intra-bank transfers and transfers to personal accounts in other banks of the country are carried out exclusively with a debit bank card. Any payments in Internet banking (payments are available for more than 800 organizations) are made without charging a commission.
The online client cabinet service (“Internet banking”) is provided free of charge!
Credit cabinet Home Credit
Getting authorized in the Homecredit Credit Cabinet is quite simple. Enter the following information in the form fields: the user's date of birth, mobile number, the code from the picture and the SMS confirmation code that came to the phone.
The difference between the Homecredit Credit Cabinet and the personal cabinet is that the client, being in the system, will only be able to control the receipt and expenditure of funds on the loan, receive data on credit card or taking out a loan. In this system, you cannot send messages to the Bank, transfer funds, open deposits, change settings, make payments, apply for a loan or open a credit card.
Like the online account, the function " Credit cabinet” is also provided free of charge.
Still have questions about the operation of the Bank's interactive system? Add a comment to the article with a question that interests you, we will try to answer them as detailed and accurate as possible.
The full name of the organization sounds like this - Home Credit and Finance Bank LLC. The bank is one of the leaders in consumer lending in Russia, its head office is located in Moscow.
The company is completely client-oriented, it has its own website with a user-friendly interface, with all sorts of tips and structured information.
There is a phone number on the website for any questions you may have. And for those who do not like to discuss serious issues over the phone and prefer to receive information in writing, there is an opportunity to ask a question in the chat.
Briefly about Home Credit
The company itself is part of the Home Credit Group, which in turn is part of the PPF group of companies.
Home Credit Bank began its activity in 1990, but then still under the name "Innovative Bank Technopolis". How Home Credit Bank earned in July 2002.
The bank's points of sale begin to grow, they appear in all corners of Russia, except for the Far East.
2006 - the company focuses on protection against all kinds of fraud and launches a mortgage lending service.
The year 2007 in the history of the company is famous for the fact that it takes the lead and is one of the first to launch the now well-known promotion 0-0-24. In the same year, a car loan program was implemented, and the active issuance of debit cards began.
From 2008 to 2009, the bank has been fighting the crisis and developing its ATM networks in Russian cities. At the same time, bank customers begin to use the services of SMS notifications and online banking.. Due to this, Home Credit becomes the absolute leader in lending to the population.
How do you rate the quality of Home Credit services?
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What the company offers
The activity of the company is aimed at providing retail services.
Home loan allows its customers to receive any type of lending:
- For the purchase of various goods,
- to buy a home,
- For medical services
- car loans,
- Etc.
In this bank, the consumer can get a cash loan or issue a credit card.
The company provides 2 types of credit cards:
- Cards focused on quick purchases. These cards are issued quickly, do not require a large number of documents, but the rate is more than 40% per annum.
- Cards with "Cash back" provide the minimum bid on a loan, a refund from the purchase of goods on a card, however, it requires a set of documents and more time for registration.
Home Credit also offers comfortable and favorable terms on deposits in terms of percentage and ensures reliable storage of funds. Deposits are provided not only in rubles, but also in euros and dollars. If the ruble exchange rate falls, the client may not worry, since he has already automatically insured his funds by the bank.
Official website of the company: https://www.homecredit.ru/
Home Credit makes it possible to deposit and withdraw e-currency to your account.
Home Credit Company pursues an active social policy aimed at improving the quality of customer service and improving the working conditions for its employees.
What opportunities does a personal account provide
Having access to the personal account of Home Credit Internet banking, the user can:
A separate personal account "My Credit" has been created for customers who have taken only a loan or a credit card, it allows you to:
- Track when and how much you need to pay off the loan. In this case, the client sees the paid amount as a percentage (for example, 75% paid), the date and amount of the next payment to be debited.
- Make sure that the payment made is credited. The client will see a list of his payments with the amount and date, the completed payment in the line is crossed out.
- See how many loan payments are left and whether there is a debt.
- Make loan payments. The first two payments Visa cards, Mastercard, Maestro are carried out without commission.
NOTE!
Personal account address:https://ib.homecredit.ru/ibs/ru/login
How to register
Any person who has issued a credit / debit card or has taken a loan can register in Home Credit Bank.
After signing the agreement with the bank, the client is given a login and password from his personal account.
This information can also be obtained by calling help desk indicated on the site in the "Contacts".
After informing the employee about his desire to register and enter the personal account of the Internet Bank, he will ask you to clarify your full name, passport series and number, card number, code word, etc.
Ways to enter your personal account
You can enter the personal account of the Home Credit Internet Banking company by entering your login / password or agreement number / card number.
If the user is the owner of a credit card or opened a loan, then he can enter the personal account "My credit", it is carried out when the user indicates his date of birth, mobile phone number and code from the picture.
A temporary password should be sent to the specified number, it must be entered in a special field and logged into the account.
Instructions for logging into your personal account
Login to the Home Credit Internet Bank is carried out by the user on the company's official website at the address by selecting "Internet Bank" on the website in the upper right corner and then entering your login and password.
To log in, you can also click "Get password" and fill in the data. If the contract is at hand, then you can get a password by indicating the contract number, the number and series of the passport and the code from the picture, if not, then you can specify the card number.
After the first login to your personal account in the Internet Bank, the password issued in the office should be changed.
The entrance to "My Credit" is carried out in the same place on the official website, but you need to click not on "Internet Bank", but on "My Credit".
How to recover login password
Receiving and recovering a password in the personal account of Home Credit Bank is the same. When entering your personal account, click on "Restore" your login and password, and then carry out the same actions as upon receipt.
How to check your loan balance
The balance of the loan in Home Credit Bank can be checked on the website in the personal account of the Internet Bank or in the same place in the "My loan" tab. For the convenience of users, a separate mobile application "My Credit" has also been created..
Home Credit Bank customers can easily find out the necessary information, control and manage their data in any way convenient for them.
Mobile app
Home Credit mobile bank is almost identical to the personal account on the official website of the bank.
The application has a very convenient design and it provides an opportunity at any convenient time for the user to be in the bank's personal account from their smartphone.
The initial login to the application is carried out traditional way(login / password), but then it is possible to connect fingerprint login. Otherwise, the mobile bank is no different from the version of the personal account on the official website in terms of its services and capabilities.
The application can be downloaded for free in stores App Store, Google Play and Microsoft Store.
Also, on iOS and Android platforms, the free application "My Credit" is available, where it is convenient to track information on a loan. The entrance to this application is carried out by date of birth and mobile phone number, just like on the official website.
How to change phone number
It is impossible to change the phone number specified in the agreement with the Home Loan company remotely, for this you need to contact the bank branch. If there are any difficulties, then you should contact the support service of Home Credit Bank by calling the number indicated on the website or sending your request to the online chat.