Economics finance and credit a. Which university issues the required diploma? Banks and investment companies
Where can you go to work after five years of study in finance and credit? Graduates of many universities are well aware of what they are going to face and in which area they will mainly work, but they are unable to choose one area and direction of their career. The practice of other people helps to understand the situation more clearly and to determine the future position and profession. But not all universities are able to conduct real practice in a normal working company.
The main thing in this specialty
If you were educated as a specialist in the field of finance and credit, then the doors of many offices open before you and financial enterprises, manufactures, industrial companies and banks, who will gladly hire an understanding financier. You will have to conduct operations with funds, determine total amount income and expenses of the enterprise, take into account and forecast future income and losses.
It is important to remember that in the process of work you have to carry out a comprehensive analysis of the prices of goods and services in order to most accurately determine the current situation in the market and predict further price jumps up or down. Mainly, the amount of your duties, responsibilities and income level will be directly proportional to your knowledge and qualifications.
Of course, such a serious occupation as forecasting future incomes and drawing up reports will not be trusted by an ordinary graduate who has recently completed his studies and education. To do this, you will need to gain some experience in your specialty, as well as take refresher courses.
Where can I get a job after graduation?
In what areas and enterprises can a graduate of the specialty finance and credit get a decent job?
Insurance and investment companies
We should talk about them in a little more detail. It was the mistakes on the part of insurance companies in 2008 that led to a global crisis, but because of this, one should not completely abandon work in such institutions.
There are many large financial organizations in Russia; monopolies do not exist here. So graduates will always have good employment opportunities based on competitive qualities and rapid growth in manufacturing companies.
Investment firms will be glad to see you as an employee. But you can only get real profit if you are able to fully cope with the specialty of an analyst. financial income... Before sending your resume, once again familiarize yourself with the position and your desire, if the company overestimates the requirements for employees, then choose another company, because your diploma can help you with this.
The most popular professions for graduates of this profile
What position can you take in this profession?
- Financier and financial manager.
- Revenue analyst.
- Trader.
- An employee of the control department.
- Accountant.
The first choice will work well for employees in private enterprises, in at the initial stage, you will be able to work as an ordinary financier, but in the subsequent career growth will bring you to the head of the department or to the financial manager. This position is the most comfortable, because it will not need to use the maximum amount of your knowledge and skills.
And the possibility financial security and career growth in this area is very good, you just have to work for several years and get well into the general team.
If you want to become an analyst, then try your best to improve your qualifications. and strive to increase your practical knowledge in this area. It so happened that this specialization is not observed in all financial firms; it is more common in large-scale production or in organizations with a narrow range of specialization.
Is it worth starting your own business?
Employees who have reached the top of their development and growth in career ladder, such a role as a trader will go. It's a bit silly to go to a broker's office and try to make a profit there when it is quite possible to receive income under independent guidance.
For such a business, you will need a small initial capital, but it should already be accumulated if you are going to go into your own business. Nobody can give guarantees of constant prosperity and complete reliability here, since entrepreneurship can lead to crises and some losses due to incorrect decisions. But just a few years of work in such an area will help secure your future life for years to come.
If you could not find a more profitable and interesting job for yourself, then you can become an accountant at any financial institution... Here career growth to the position of chief accountant is possible. But experts do not advise staying in this position for a long time, since working outside your specialty for many years can lead to the loss of the skills that you acquired for the financial sector. But it can be justified if you have a career high wage and personal attachment to what you love. Financier is best at the start of your career.
What subjects need to be taken for Finance and Credit:
- Mathematics (general level or profile)
- Social studies (at the choice of the university)
- Russian language.
- Foreign language.
The minimum score for passing is from 235. The form of study can be stationary or part-time. The term is 5 years. After graduation from the university, the future employee will have a specialty in the field of finance and credit.
Previously, this state standard had a number 060400
(according to the Classifier of directions and specialties of higher professional education) MINISTRY OF EDUCATION OF THE RUSSIAN FEDERATION STATE EDUCATIONAL STANDARD OF HIGHER PROFESSIONAL EDUCATION Speciality Qualification: economist Introduced from the moment of approval
APPROVED
Moscow - 2000
1. GENERAL DESCRIPTION OF SPECIALTY
060400 "FINANCE AND CREDIT"
1.1. The specialty is approved by order of the Ministry of Education Russian Federation No. 686 dated 02.03.2000
1.2. Graduate qualification - economist. The normative term for mastering the basic educational program for training an economist in full-time education is 5 years.
1.3. Qualification characteristics of the graduate.
An economist with a degree in Finance and Credit must be prepared for professional work in government bodies of the federal, regional and municipal levels; banks, stock exchanges, financial and insurance companies, investment funds, the Ministry of Finance of the Russian Federation, economic services enterprises and organizations of all forms of ownership, in positions requiring higher economic education, according to the qualification directory of positions of managers, specialists and other employees, approved by the decree of the Ministry of Labor of Russia dated 21.08.98, No. 37.
The specialty "Finance and Credit" provides a complex of knowledge in the field of: state and municipal finance, banking and insurance, money circulation, financial management, securities market, taxes and taxation. The specialty involves the study of: the processes of formation and execution of budgets of different levels; public debt management mechanism; functioning of off-budget funds; the order of planning, accounting and reporting at enterprises, organizations, institutions; organization and management of cash flows of enterprises, investment activities of business entities; features of the organization of finances of enterprises and organizations; banking and insurance.
1.4. Opportunities for continuing education for a graduate.
An economist who has mastered the basic educational program of higher professional education in the specialty "Finance and Credit" is prepared to continue his education in graduate school.
2. REQUIREMENTS FOR THE LEVEL OF TRAINING OF THE ENTRANT
2.1. The previous level of education of the applicant is secondary (complete) general education.
2.2. The applicant must have a state-recognized document on secondary (complete) general education, or secondary vocational education, or primary vocational education, if it contains a record of the applicant's receipt of a secondary (complete) general education or higher vocational education.
3. GENERAL REQUIREMENTS TO THE BASIC EDUCATIONAL PROGRAM OF PREPARATION OF GRADUATES IN SPECIALTY 060400 “FINANCE AND CREDIT
”3.1. The main educational program of an economist in the specialty "Finance and Credit" is developed on the basis of this State Standard and includes a curriculum, discipline programs, programs of educational and industrial practices.
3.2. Requirements for the mandatory minimum content of the basic educational program of an economist in the specialty "Finance and Credit", for the conditions of its implementation and the timing of its development are determined by this State Standard.
3.3. The main educational program of an economist in the specialty "Finance and Credit" consists of disciplines of the federal component, disciplines of the regional (university) component, disciplines of the student's choice, as well as optional disciplines.
3.4. The main educational program of an economist in the specialty "Finance and Credit" should provide for the study by the student of the following cycles of disciplines and the final state certification:
3.5. The content of the regional (university) component of the main educational program of an economist in the specialty "Finance and Credit" is determined by the higher educational institution independently, in case of financing of its implementation at the expense of the budget of the constituent entity of the Russian Federation - in agreement with the relevant executive authority of the constituent entity of the Russian Federation.
4... REQUIREMENTS TO THE MANDATORY MINIMUM CONTENT OF THE BASIC EDUCATIONAL PROGRAM OF TRAINING AN ECONOMIST IN SPECIALTY 060400 "FINANCE AND CREDIT"
Name of disciplines and their main sections |
Total hours |
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GENERAL HUMANITARIAN AND SOCIO-ECONOMIC DISCIPLINES |
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Federal component |
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FOREIGN LANGUAGE Specificity of articulation of sounds, intonation, accentuation and rhythm of neutral speech in the target language; the main features of the full style of pronunciation, typical for the field of professional communication; reading transcription; lexical minimum in the amount of 4000 educational lexical units of a general and terminological nature; the concept of differentiation of vocabulary by areas of application (everyday, terminological, general scientific, official and other); the concept of free and stable phrases, phraseological units; the concept of the main ways of word formation; grammatical skills that provide general communication without distorting the meaning in written and oral communication; basic grammatical phenomena characteristic of professional speech; the concept of everyday-literary, official-business, scientific styles, the style of fiction; the main features of the scientific style; culture and traditions of the countries of the studied language, the rules of speech etiquette; speaking; dialogical and monologue speech using the most common and relatively simple lexico-grammatical means in the main communicative situations of unofficial and official communication; the basics of public speech (oral communication, report); listening; understanding of dialogical and monologue speech in the field of everyday and professional communication; reading; types of texts: simple pragmatic texts and texts on a wide and narrow profile of the specialty; letter; types of speech works: abstract, abstract, abstracts, messages, private letter, business letter, biography. |
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PHYSICAL EDUCATION Physical culture in general cultural and professional training of students; its socio-biological foundations; physical culture and sports as social phenomena of society; legislation of the Russian Federation on physical culture and sports; physical culture of a person; the basics of a healthy lifestyle for a student; peculiarities of using physical culture means to optimize working capacity; general physical and special training in the system of physical education; sport; individual choice of sports or exercise systems; professionally applied physical training of students; the basics of the methodology of self-study and self-control over the state of your body. |
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NATIONAL HISTORY Essence, forms, functions of historical knowledge; Methods and sources of the study of history; concepts and classification of the historical source; Russian historiography in the past and present: general and special; methodology and theory of historical science; Russian history is an integral part world history; ancient heritage in the era of the Great Nations Migration; the problem of the ethnogenesis of the Eastern Slavs; the main stages of the formation of statehood; Ancient Russia and nomads; Byzantine-Old Russian ties; features of the social structure of Ancient Rus; ethnocultural and socio-political processes of the formation of Russian statehood; adoption of Christianity; the spread of Islam; evolution of East Slavic statehood in XI-XII centuries; socio-political changes in Russian lands in XII-XV centuries; Russia and Horde: problems of mutual influence; Russia and the medieval states of Europe and Asia; the specifics of the formation of a unified Russian state; the rise of Moscow; the formation of the estate system of organization of society; Peter's reforms I ; century of Catherine; preconditions and features of the formation of Russian absolutism; discussions about the genesis of autocracy; features and main stages of the economic development of Russia; evolution of land ownership; the structure of feudal land tenure; serfdom in Russia; manufacturing and industrial production; the formation of an industrial society in Russia: general and special; social thought and peculiarities social movement Of Russia XIX century; reforms and reformers in Russia; Russian culture XIX centuries and its contribution to world culture; role XX centuries in world history; globalization of social processes; problems of economic growth and modernization; revolutions and reforms; social transformation of society; clash of tendencies of internationalism and nationalism, integration and separatism, democracy and authoritarianism; Russia at the beginning XX century; the objective need for the industrial modernization of Russia; Russian reforms in the context of global development at the beginning of the century; political parties of Russia: genesis, classification, programs, tactics; Russia in conditions of world war and national crisis; revolution of 1917; civil war and intervention, their results and consequences; Russian emigration; socio-economic development of the country in the 20s; NEP; the formation of a one-party political regime; the formation of the USSR; the cultural life of the country in the 1920s; foreign policy; the course towards building socialism in one country and its consequences; socio-economic transformations in the 30s; strengthening of the regime of Stalin's personal power; resistance to Stalinism; The USSR on the eve and in the initial period of the Second World War; The Great Patriotic War; socio-economic development, social and political life, culture, foreign policy of the USSR in the post-war years; cold war; attempts to implement political and economic reforms; Scientific and technological revolution and its influence on the course social development; USSR in the mid 60's and 80's: the growth of crisis phenomena; Soviet Union in 1985-1991; restructuring; the attempted coup in 1991 and its failure; the collapse of the USSR; Belovezhskie agreements; the October events of 1993; becoming a new Russian statehood(1993-1999); Russia on the path of radical socio-economic modernization; culture in modern Russia; foreign policy activity in a new geopolitical situation. |
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CULTUROLOGY The structure and composition of modern culturological knowledge; cultural studies and philosophy of culture, cultural anthropology; culturology and history of culture; theoretical and applied cultural studies; methods of cultural research; basic concepts of cultural studies: culture, civilization, morphology of culture, functions of culture, subject of culture, cultural genesis, dynamics of culture, language and symbols of culture, cultural codes, intercultural communication, cultural values and norms, cultural traditions, cultural picture of the world, social institutions of culture, cultural self-identity, cultural modernization; typology of cultures; ethnic and national, elite and popular culture; eastern and western types of cultures; specific and "middle" cultures; local cultures; place and role of Russia in world culture; trends in cultural universalization in the global modern process; culture and nature; culture and society; culture and global problems modernity; culture and personality. |
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POLITICAL SCIENCE Object, subject and method of political science; functions of political science; political life and power relations; the role and place of politics in the life of modern societies; social functions of politics; history of political doctrines, Russian political tradition: origins, socio-cultural foundations, historical dynamics; modern political science schools; civil society, its origin and characteristics; features of the formation of civil society in Russia; institutional aspects of policy; political power; political system; political regimes, political parties, electoral systems; political relations and processes; political conflicts and ways to resolve them; political technologies; political management; political modernization; political organizations and movements; political elites; political leadership; sociocultural aspects of politics; world politics and international relations; features of the world political process; national-state interests of Russia in the new geopolitical situation; methodology of cognition of political reality; paradigms of political knowledge; political analytics and forecasting. |
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JURISPRUDENCE State and law. Their role in the life of society. The rule of law and regulations. The main legal systems of our time. Sources of Russian law. Law and regulations. The system of Russian law. Branches of law. Infringement and Legal Liability. The importance of law and order in modern society. Constitutional state... The Constitution of the Russian Federation is the main law of the state. Features of the federal structure of Russia. The system of public authorities in the Russian Federation. Environmental law. Legal basis for protection state secrets. Fundamentals of legal regulation of economic activity: the concept of legal regulation of economic relations; state regulation and management in the field of economics; administrative responsibility; licensing of certain types entrepreneurial activity; responsibility for violation of antitrust laws. Civil law: specific features of civil law regulation; the legal status of business entities; organizational and legal forms legal entities; property rights and protection; general provisions about obligations and contracts; timing and limitation of actions; main contracts in economic activity; legal regulation of settlements; protection of violated rights and judicial procedure for resolving disputes. Labor law: labor agreement (contract), the procedure for its conclusion and the grounds for termination; transfer to another job; ensuring the employment of laid-off workers; disciplinary and material responsibility of the employee; the procedure for considering labor disputes. Legislation in the field of finance, banking and accounting : characteristics of financial legal relations; major institutions financial law; legal basis financial control; tax regulation of entrepreneurial activity; liability for violation tax legislation; legal regulation of relations in the field banking; the legal status of the Bank of Russia; the concept of a credit institution; measures applied by the Bank of Russia in case of violation of banking legislation; legal regulation of currency relations; types of securities and their legal regime, legal regulation of the issue and circulation of securities; legal responsibility of participants in the securities market, general characteristics of legislation in the field of insurance activities, insurance legal relationship, insurance contract and its conditions, insurance sanctions. |
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PSYCHOLOGY AND PEDAGOGY. Psychology: subject, object and methods of psychology; the place of psychology in the system of sciences; the history of the development of psychological knowledge and the main directions in psychology; individual, personality, subject, individuality; psyche and organism; psyche, behavior and activity; basic functions of the psyche; development of the psyche in the process of ontogenesis and phylogenesis; psychology of Personality; structure of the psyche; the relationship between consciousness and the unconscious; basic mental processes; structure of consciousness; cognitive processes; sensation; perception; representation; imagination; thinking and intelligence; creation; Attention; emotions; mental regulation of behavior and activity; communication and speech; interpersonal relationships; small group psychology; intergroup relationships and interactions. Psychology of business communication: personality, psychological types, archetype, interaction, perception, communication, conformism, nonconformism, reference group, attribution, identification, empathy, reflection, stereotypes, verbal and non-verbal communication, conflict, ethical norms of communication; national psychological types; universal ethical and psychological norms and principles; psychology and society; psychology and labor; economic, legal psychology; models of political psychology: federal and regional aspects; psychology of global problems of our time; psychology and personality: bodily psychology and psychology of everyday life, professional psychology, psychology and culture of noospheric thinking; business negotiations: their nature, definition of goals, organization, methods and skills of business negotiations; ways of assessing the agreements reached in the negotiation process. Pedagogy: object, subject, tasks, functions, methods of pedagogy; the main categories of pedagogy: education, upbringing, training, pedagogical activity, pedagogical interaction, pedagogical technology, pedagogical task; education as a universal human value; education as a socio-cultural phenomenon and pedagogical process; educational system of Russia; goals, content, structure of lifelong education, the unity of education and self-education; pedagogical process; educational, upbringing and developmental training functions; education in the pedagogical process; general forms of organizing educational activities; lesson, lecture, seminar, practical and laboratory classes, dispute, conference, test, exam, extracurricular activities, consultation; methods, techniques, means of organizing and managing the pedagogical process; family as a subject of pedagogical interaction and the socio-cultural environment of upbringing and personal development; management of educational systems. |
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RUSSIAN LANGUAGE AND CULTURE OF SPEECH Styles of the modern Russian language; linguistic norm, its role in the formation and functioning of the literary language; speech interaction; basic units of communication; oral and written varieties of the Russian language; normative, communicative, ethical aspects of speaking and writing; functional styles of the modern Russian language; interaction of functional styles; scientific style; the specificity of using elements of different language levels in scientific speech; speech norms of educational and scientific fields of activity; official business style, sphere of its functioning, genre variety; language formulas of official documents; methods of unification of the language of official documents; international properties of Russian official-business writing; Language and style of administrative documents; language and style of commercial correspondence; language and style of instructional and methodological documents; advertising in business speech; rules for paperwork; speech etiquette in the document. Genre differentiation and selection of linguistic means in a journalistic style; features of oral public speech; the speaker and his audience; main types of arguments. Preparation of speech: choice of topic, purpose of speech, search for material, beginning, deployment and completion of the speech; basic methods of searching for material and types of auxiliary materials; verbal design of a public speech; comprehensibility, information content and expressiveness of public speech. Colloquial speech in the system of functional varieties of the Russian literary language; conditions for the functioning of colloquial speech, the role of extra-linguistic factors. A culture of speech; the main directions of improving the skills of literate writing and speaking. |
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SOCIOLOGY Socio-philosophical prerequisites for the development of sociology as a science; classical sociological theories; modern sociological theories and laws, their relationship with economic laws; Russian sociological thought; society and social institutions; world system and processes of globalization; social groups, communities, strata; types of communities; community and personality; small groups and collectives; social organization; social movements; social inequality, social structure of society, stratification and social mobility; social status and social role; social interaction and social relations; consciousness and behavior of individuals and groups; public opinion as a social institution; culture as a factor of social change; interaction of economy, social relations and culture; social aspects of market development; personality as a social type; social control and deviation; personality as an active subject; social change; social revolutions, conflicts and reforms; the concept of social progress; Russia's place in the world community; methodology and methodology of sociological research. |
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PHILOSOPHY Philosophy subject; place and role of philosophy in culture; the formation of philosophy; main directions, schools of philosophy and stages of its historical development; the structure of philosophical knowledge; doctrine of being; monistic and pluralistic concepts of being, self-organization of being; concepts of material and ideal; space, time; movement and development, dialectics; determinism and indeterminism; dynamic and statistical patterns; scientific, philosophical and religious pictures of the world; person, society, culture; human and nature; society and its structure; civil society and the state; a person in the system of social connections; man and historical process: personality and masses, freedom and necessity; formational and civilizational concepts of social development; the meaning of human existence; violence and non-violence; freedom and responsibility; morality, justice, law; moral values; ideas about the perfect person in different cultures; aesthetic values and their role in human life; Religious values and freedom of conscience; consciousness and cognition; consciousness, self-awareness and personality; knowledge, creativity, practice; faith and knowledge; understanding and explanation; rational and irrational in cognitive activity; the problem of truth; reality, thinking; logic and language; the art of argument; basics of logic; scientific and non-scientific knowledge; scientific criteria; the structure of scientific knowledge, its methods and forms; the growth of scientific knowledge; scientific revolutions and changes in the types of rationality; science and technology; the future of humanity; global problems of our time; interaction of civilizations and scenarios of the future. |
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ECONOMIC THEORY. |
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General economic theory ... Economic agents (market and non-market), property and management: structure of rights, transfer of rights, coordination of responsibilities, economic interests, ends and means, the problem of choice optimal solution, economic strategy and economic policy, competition and its types; economic benefits and their classifications, full and partial complementarity and substitution of benefits, the time factor and discounting, flows and stocks, nominal and real values; circulation of benefits and income; costs and benefits: overall, marginal and average values; opportunity costs (costs of rejected opportunities); economic constraints: the frontier of production possibilities, the society's compromise between efficiency and equality, the individual's compromise between consumption and leisure; economic risks and uncertainty; external effects (externalities); short and long term periods in economic analysis; comparative statics method, elasticity indicators. Microeconomics... Supply law, demand law, equilibrium, market, equilibrium price; surpluses of the consumer and producer, the theory of consumer and producer (enterprise) behavior; monopoly, natural monopoly, price discrimination; oligopoly, monopolistic competition, barriers to entry and exit (in the industry); comparative advantage; production function, factors of production, labor force, physical capital; inflation and unemployment; markets for factors of production, rent, wages; budget constraint, indifference curves, income effect and substitution effect. The concept of an enterprise, classification of external and internal environment, diversification, concentration and centralization of production; opening and closing of enterprises, reorganization and bankruptcy; gross revenues and costs; accounting and economic profit, net cash flow, present (discounted) value, internal norm profitability; variable and fixed costs; general, average and limit values revenue and costs, efficiency; returns to scale of production (decreasing, increasing, unchanging); uncertainty: technological, internal and external environment, risks, insurance, economic security. Macroeconomics... Social reproduction, resident and non-resident institutional units; macroeconomic indicators: gross domestic product(production, distribution and consumption), personal disposable income, final consumption, consumption patterns, savings, investments (gross and net); national wealth, sectoral and sectoral structures of the national economy, inter-sectoral balance; shadow economy; equilibrium of aggregate demand and aggregate supply(model AD-AS ), the multiplier of autonomous costs; adaptive and rational expectations, hysteresis; money circulation (M. Friedman), seigniorage, quantitative theory of money, classical dichotomy; the state budget, its deficit and surplus, proportional tax, direct and indirect taxes, net taxes; closed and open economy, fixed and floating exchange rates, parity purchasing power; macroeconomic equilibrium and real interest rate(model IS-LM ): comparative analysis of the effectiveness of tools macroeconomic policy states; stabilization policy; technological structures and "long waves"; the theory of economic growth and the economic cycle; " Golden Rule accumulation ". Economy in transition : price liberalization, privatization of property, business infrastructure, economic restructuring, the impact of globalization on the choice of strategy for the national economy. Story economic doctrines : peculiarities economic views in traditional societies (attitude to property, labor, wealth, money, interest on loans), the systematization of economic knowledge, the first theoretical systems (mercantilism, physiocrats, classical political economy, Marxism). Formation and evolution of modern economic thought: the marginalist revolution, Austrian school, neoclassical direction, Keynesianism, monetarism, institutionalism. The contribution of Russian scientists to the development of world economic thought: features of the development of economic science in Russia, the scientific contribution of M.I. Tugan-Baranovsky in understanding economic cycles, A.V. Chayanova in the study of peasant economy and N.D. Kondratyev's understanding of economic dynamics; traditions of the economic and mathematical school in Russia and the USSR (V.K.Dmitriev, E.E.Slutsky, G.A.Feldman, V.V. Novozhilov, L.V. Kantorovich). |
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GENERAL MATHEMATICAL AND NATURAL SCIENCES |
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Federal component |
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MATHEMATICS Linear algebra with elements of analytical geometry: operations on vectors and matrices; systems of linear algebraic equations; determinants and their properties; eigenvalues of matrices; complex numbers; lines and planes in affine space; convex sets and their properties .; mathematical analysis and differential equations: sequence limit and its properties; limit and continuity of the function; extrema of functions of several variables; indefinite and definite integrals; numerical and power series; differential equations of the first order; linear differential equations with constant coefficients. Theory of Probability and Mathematical Statistics : random events; frequency and likelihood; basic formulas for calculating probabilities; random variables; numerical characteristics of discrete and continuous random variables; normal distribution law; general population and sample; parameter estimates; correlation and regression. Economic and mathematical methods: linear and integer programming; graphical method and simplex method for solving linear programming problems; dynamic programming; Bellman recurrence relations; mathematical theory of optimal control; matrix games; cooperative games; playing with nature; flat graphs; eulerian graphs; Hamiltonian graphs; digraphs; network graphics; Petri nets; Markov processes; problems of analysis of closed and open loop queuing systems. Economic and mathematical models: utility functions; indifference curves; demand functions; Slutsky equation; income-consumption curves; price-consumption curves; elasticity coefficients; material balances; product release functions; production functions of resource costs; the model of the firm's behavior in the conditions of perfect and imperfect competition; general economic equilibrium models; Arrow-Hurwitz model; statistical and dynamic models of input-output balance; general models of economic development; Solow model. |
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INFORMATICS The concept of information, general characteristics of the processes of collection, transmission, processing and accumulation of information; hardware and software for the implementation of information processes; tools for solving functional tasks; algorithmization and programming; high-level programming languages, databases; software Computers and programming technologies; local and global computer networks; bases and methods of information protection; computer workshop. |
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INFORMATION SYSTEMS IN THE ECONOMY Economic information as part of the information resource of society; information and information processes in the organizational and economic sphere; technology and methods of processing economic information; the role and place of automated information systems in the economy; design of automated information systems; functional and supporting subsystems; the role and place of an economic specialist at the stages of the life cycle of creation, development and operation information system; intelligent technologies and systems; application of intelligent technologies in economic systems; basic principles of construction and use automated systems in foreign economic activity; telecommunication technologies in economic information systems. |
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ECONOMETRICS Linear multiple regression model; least squares method (mns); properties of mnc estimates; regression quality indicators; linear regression models with heteroscedastic and autocorrelated residuals; generalized least squares method (omnc); variable structure regression models (dummy variables); nonlinear regression models and their linearization; time series characteristics; stationary and non-stationary time series models, their identification; system of linear simultaneous equations; indirect, two-step and three-step least squares method. |
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MODERN NATURAL CONCEPTS Natural science and humanitarian culture; scientific method; history of natural science; panorama modern natural science; development trends; corpuscular and continual concepts of describing nature; order and disorder in nature; chaos; structural levels of organization of matter; micro, macro and megaworlds; space, time; principles of relativity; principles of symmetry; conservation laws; interaction; short-range, long-range; condition; principles of superposition, uncertainty, complementarity; dynamic and statistical patterns in nature; energy conservation laws in macroscopic processes; the principle of increasing entropy; chemical processes, reactivity of substances; internal structure and history of geological development of the earth; modern concepts of the development of geospheric shells; lithosphere as an abiotic basis of life; ecological functions of the lithosphere: resource, geodynamic, geophysicogeochemical; geographic shell of the Earth; features of the biological level of organization of matter; principles of evolution, reproduction and development of living systems; the diversity of living organisms is the basis for the organization and stability of the biosphere; genetics and evolution; human: physiology, health, emotions, creativity, efficiency; bioethics, man, biosphere and cosmic cycles: noosphere, irreversibility of time, self-organization in animate and inanimate nature; principles of universal evolutionism. |
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Regional (university) component |
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GENERAL PROFESSIONAL DISCIPLINES |
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Federal component |
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ECONOMY OF ORGANIZATIONS (ENTERPRISES) The structure of the national economy: spheres, sectors, complexes, industries; the enterprise is the main link in the economy; enterprise and entrepreneurship in a market environment; types of enterprises; production and organizational structure of enterprises; types of production; organization of the production process; infrastructure of enterprises; authorized capital and property of enterprises; fixed capital, its assessment; working capital: their composition, classification, turnover; labor resources: their composition, management; organization, regulation and remuneration of labor; labor market; economic and functional strategies, their types, factors of choice; development of marketing and product strategy; theory of the optimal volume of production; manufacturing program and power; production costs and production costs; estimate and costing; pricing policy in various markets; quality and competitiveness; quality standards and systems; innovation and investment policy; preparation of a new production; types of activities of the enterprise; production planning and business plan of the enterprise; assessment of the efficiency of economic activity and the state of the balance sheet. |
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MANAGEMENT Features of the modern Russian economy and the need to improve the organization of management in Russia; concept, essence, goals, objectives and main functions of management; management experience abroad; possibilities and ways of using it in Russia; specificity of management in Russia; goals and objectives of enterprise management; methods of justification, acceptance and implementation management decisions; internal and external environment enterprises; use of world information resources in management; communication system; strategic management; development and implementation of long-term and current plans; basic qualities of a manager; manager's work; creation of a labor motivation system; organization of control over the activities of subordinates; controlling; innovative manager program; Management of risks; features of the work of managers in a crisis situation; ethics of business communication; Conflict Management; psychology of management; management of economic relations of the enterprise. |
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MARKETING The concept and essence of marketing, its goals, principles and functions; information support of marketing based on world information resources; marketing strategy and system; their features in Russia; market research; product development; features of pricing in marketing; product promotion; advertising; marketing control; marketing in the controlling system; organization and activities of the marketing service of the enterprise; Marketing communications; international marketing; the specifics of the marketing activities of Russian enterprises in foreign markets. |
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STATISTICS Theory of statistics: subject, method, tasks and organization, statistical measurement, methods of continuous and selective observation of socio-economic phenomena and processes, statistical groupings, methods of processing and analysis of statistical information, method of average values, variational analysis, correlation, index methods of analysis, analysis series of dynamics, multidimensional statistical analysis, statistical methods of modeling and forecasting socio-economic phenomena and processes; socio-economic statistics: population statistics, systems of statistical indicators of industries and sectors of the economy, labor market statistics, statistics of national wealth, analysis of the efficiency of the functioning of enterprises and organizations, economic conditions, statistical methods for studying the standard of living of the population; system of national accounts: statistical methodology for constructing national accounts, balance sheets and a system of indicators characterizing economic processes at the macro level; finance statistics: methodology of financial and economic calculations and their use in statistical analysis, statistics public finance, systems of statistical indicators of financial activities of enterprises and organizations, statistical indicators of money circulation, inflation and prices, banking and exchange activities, insurance, taxes and taxation, financial markets. |
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WORLD ECONOMY Modern world economy: concept; structure, subjects and development trends; international division of labor; globalization of the world economy; resources of the world economy; global problems in the world economy; classification of countries by economic potential and level of socio-economic development; uneven economic development in the modern world economy; the system of modern international economic relations; the world market and its conjuncture; international trade: structure, dynamics, pricing; state regulation of foreign trade, tariff and non-tariff methods; international trade regulation; the role of the GATT / WTO in the regulation of international trade; foreign trade of Russia: dynamics, structure and forms of state regulation; international service market; international capital movement: essence, structure, dynamics; transnational corporations; foreign investments in Russia and their regulation; export of capital from Russia; international monetary and settlement relations; payment and settlement balances; the international labor market, its regulation; integration processes in the world economy, forms of integration associations; European Union; international economic organizations (UN systems, regional organizations); Russia in the system of modern international economic relations. |
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ACCOUNTING Content and functions of accounting; objects, subject and method of accounting; balance sheet summarization, accounting system, double entry; primary supervision, documentation, accounting registers; inventory and inventory; methods of value measurement; accounting forms; the basics of accounting (financial) reporting; organization of accounting; statutory regulation of accounting; users of accounting information; goals and concepts of financial accounting; principles of financial accounting, organizational and legal characteristics of enterprises and their impact on the organization of financial accounting in business entities; main content and accounting procedure: cash, accounts receivable, investments in fixed assets, fixed assets, leased property, intangible assets, long-term and short-term financial investments, production stocks, current and long-term liabilities, capital, funds and reserves, costs of economic activities, finished products, works, services and their implementation, financial results and use of profits, business transactions on off-balance sheet accounts, the content and procedure for drawing up financial statements; selection and design of systems for accounting and cost control in organizations; accounting and control of production costs and sales of products by type of expenses, places of formation, centers of responsibility; accounting and distribution of costs by objects of calculation; marginal income; calculation methods as a pricing base, the use of management accounting data for analysis and substantiation of decisions at different levels of management. |
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FUNDAMENTALS OF AUDIT The role of the audit in the development of the control function in the context market economy... Tasks, directions of audits, the composition of users of materials of audit reports, their focus and content. The difference between audit and other forms of economic control: audit, financial control, forensic accounting. Audit Organization and Regulatory Techniques audit activity... Types of audits and audit services... The role of international and national standards in the development and improvement of audit activities. The essence and methods of quality assurance of audits. Professional ethics of the auditor. The main stages, technique and technology of conducting audits. Planning and audit program. The concept of materiality and risk in the audit process, methods of minimizing and ensuring an acceptable amount of audit risk. Organization system internal control and its effect on the amount of audit risk. Audit sampling. Audit evidence and documents: preparation procedure audit report... Features of the organization of audit activities during the accompanying (consulting) audit. Features of the technology of audits in organizations of different industries, organizational and production structure and legal forms. Selection of the main directions of the audit. Role financial analysis in auditing. Grade financial condition, solvency and creditworthiness of the organization. Types and procedure for preparing audit reports. |
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ECONOMIC ANALYSIS The role of complex analysis in management. The content of financial and management analysis and the sequence of its implementation. The structure of a comprehensive business plan and the role of analysis in the development and monitoring of key targets. Types, directions and main methods of analysis. Techniques for economic analysis. Analysis in the marketing system. Analysis and management of production and sales volumes. Justification of the formation and assessment of the effectiveness of assortment programs. Analysis of product renewal. Product quality analysis. Analysis of the technical and organizational level and other production conditions. Analysis of the technical equipment of production, the age composition of fixed assets. Analysis and assessment of the level of organization of production and management. The life cycle of a product, equipment and technology and taking into account its impact on the analysis of the organizational and technical level. Analysis and management of costs and production costs. Analysis of the use of production resources. Features of the analysis of direct, variable and fixed costs. Comprehensive assessment of production reserves. Financial results of a commercial organization and methods of their analysis. Analysis of the effectiveness of capital and financial investments (investment analysis). The financial condition of a commercial organization and methods of its analysis. Analysis of financial stability, credit and solvency of the organization. Comprehensive analysis methods and business valuation. Rating analysis techniques. |
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Regional (university) component |
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Disciplines and courses of the student's choice, established by the university (faculty) |
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SPECIAL DISCIPLINES |
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The essence and functions of finance, their role in the system of monetary relations of the market economy. Fundamentals of the use of finance in social reproduction. Financial policy; financial management; financial planning and forecasting; financial control. The financial system of the country, its spheres and links. The principles of organizing the finances of economic entities in various fields of activity; the fundamentals of the functioning of the finance of commercial enterprises; finances of organizations engaged in non-commercial activities. Insurance as a financial category, its specificity; spheres, industries (pension, medical, etc.) and forms of insurance, their features. State and municipal finances, the impact on their organization functional features and management levels. The budgetary system of the country, models of its construction in federal and unitary states; budget device and budget process. State and municipal loans. Extrabudgetary funds. The impact of finance on the economy and social sphere; increasing the impact of financial leverage and incentives as it develops market relations, ways to improve their efficiency. The role of finance in the development of international cooperation; finance and economic globalization. Features of functioning financial systems in economically developed countries. |
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MONEY, CREDIT, BANKS Necessity and prerequisites for the emergence and use of money. The essence and function of money. The role and development of money in a market economy. Types of money and their features. Money turnover and its structure. Issuing money in economic turnover... Cash circulation and money circulation. The laws of money circulation and methods of state regulation of money circulation. Theories of money. Cashless money circulation and the system of cashless payments. The concept of the country's monetary system, the genesis of its development. Paper and credit money, patterns of their circulation. Causes and essence of inflation, forms of its manifestation. Regularities of the inflationary process. Regulation of inflation: methods, boundaries, contradictions. Monetary systems individual countries. Currency relations and monetary system: concept, categories, elements and evolution. Payment and settlement balance of the country in the system of currency regulation. The need for a loan. The essence of the loan. Functions and laws of credit. Forms and types of credit. The role and boundaries of the loan. Credit in international economic relations... Lending interest and its role. Fundamentals of the formation of the level of loan interest. Borders of the loan interest and the sources of its payment. The emergence and essence of banks, their functions and role in the development of the economy. Concept banking system, its elements. Types of banks. Central banks and the basics of their activities. Functions of central banks. Fundamentals of Monetary Policy. Commercial banks and their activities (operations and services). International financial and credit institutions. |
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FINANCE OF ORGANIZATIONS (ENTERPRISES) Financial relations of organizations and principles of their organization. The role of finance in the activities of the organization. Financial resources and equity of the organization. State regulation of the finances of organizations. Features of the finance of organizations of various organizational and legal forms and sectors of the economy. Features of finance of small business organizations. Expenses and incomes of organizations. Classification of expenses and income. Financial methods of cost management. The procedure for the formation and use of income from the sale of products. Planning the cost price and proceeds from the sale of products (sales volume). Economic content, functions and types of profit. Formation, distribution and use of profits. Profit planning methods. Influence accounting policies on the financial result of the organization. Impact of taxes on the formation of net profit. The relationship between revenue, costs and profit from product sales (break-even analysis). Break-even point, financial strength, production leverage. Economic content working capital... The structure of the organization's circulating assets and sources of financing for circulating assets. Determination of the need for working capital. The efficiency of using working capital. Production and financial cycle. Economic content and sources of financing of fixed capital. Depreciation and its role in the reproduction process. Assessment of the financial condition of the organization. The content and objectives of financial planning. Types and methods of financial planning. The system of financial plans (budgets). |
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FINANCIAL MANAGEMENT The content of financial management and its place in the organization's management system. The purpose and objectives of financial management. Basic concepts financial management. Financial instruments. External - legal and tax - environment. Financial management information support. Methodological foundations adoption financial decisions... Cash flows and methods of their estimation. Methods for evaluating financial assets. Risk and return on financial assets. Portfolio investment risk and return. Investment management. Efficiency and risk assessment investment projects... Formation of the capital investment budget. Investment policy. Management of long-term funding sources. Traditional and new methods of financing. Price and capital structure. Weighted average and marginal price of capital. Capital structure theories. Control own capital... Sustainable growth rate. Production and financial leverage. Dividend policy. Business value. Working capital management. Working capital policy. Inventory Management. Control accounts receivable (credit policy). Control in cash and their equivalents. Traditional and new methods of short-term financing. Management of sources of financing of working capital. Financial planning and forecasting. Strategic, long-term and short-term financial planning. Financial strategy... Forecasting methods of the main financial indicators... Special issues of financial management. Financial management in the context of inflation. Bankruptcy and financial restructuring... Crisis management. International aspects of financial management. |
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TAXES AND TAXATION Economic essence taxes. Functions of taxes and their relationship. Elements of the tax and their characteristics. Principles and methods of taxation. Methods for paying taxes. Tax system. Tax classification. Tax mechanism. Tax control. State tax policy. Tax regulation. Characteristics of the main taxes and fees of the Russian Federation. Indirect taxes: excise taxes, value added tax, sales tax, customs duties. Direct taxes from legal entities. Income (income) tax of organizations. Features of taxation of certain types of income of an organization, profits of credit and insurance organizations, foreign legal entities, small businesses. Simplified taxation system. Single tax on imputed income. Corporate property tax. Investment tax credit. Payments for the use of natural resources. Contributions to government extrabudgetary funds social purpose. Tax from individuals... Personal income tax. Taxation of income from business activities. Declaration of income of citizens. Property taxes on individuals. Other taxes and fees from legal entities and individuals. Rights, obligations and responsibilities of taxpayers and tax authorities. The rights and obligations of the tax police. Composition and structure of tax authorities. The principles of organizing the activities of tax authorities. Tax administration: goals, methods. Forms and methods tax control... Responsibility for committing tax offenses. Tax checks, their types. Objectives and methods office checks... Objectives and methods of on-site inspections. |
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INSURANCE The essence of insurance. Classification in insurance. Forms of insurance. Legal bases of insurance relations. Norms of the Civil Code of the Russian Federation governing insurance and insurance activities in Russia. Departmental acts and regulations insurance supervision. The basics of building insurance rates. Composition and structure of the tariff rate. General principles for calculating net and gross rates. The concept of financial stability of insurers. Insurer's income, expenses and profits. Insurance reserves, their types. Ensuring the solvency of the insurance company. Economic work in an insurance company. Preventive measures and their financing by the insurance company. The need for investment activities. The principles of investing temporarily free funds of the insurer. Property insurance(sea, aviation, cargo, other property of legal entities and individuals, technical risks, construction and installation risks, property interests of banks, business risks). Liability Insurance. Third party liability insurance for vehicle owners. Professional liability insurance. Carrier liability insurance. Personal insurance. Characteristics of the main subsectors and types of personal insurance. Personal insurance as a factor of social stability in society. Russian insurance market. Insurance service. Sellers and buyers of insurance services. Insurance intermediaries. The current state of the Russian insurance market. World insurance industry. Trends and prospects for its development. Problems of interaction between Russian and foreign insurers. |
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BUDGETARY SYSTEM OF THE RUSSIAN FEDERATION Content and meaning state budget... The impact of the budget on socio-economic processes. Budgetary policy... Organizational and legal foundations for building the budgetary system of the Russian Federation. Budgetary law. Fundamentals of delineation of income and expenses between budgets. Budget process: drawing up, consideration, approval, execution of budgets by the links of the budget system. Formation of federal, regional and local budgets... Management of budgets of different levels. Budget classification... Content and principles of formation of budget revenues; the methodology for their planning by the links of the budgetary system and the types of taxes and non-tax revenues. Economic and test financial agencies for budget revenues and expenditures. Economic content and functional purpose budget expenditures. Planning methodology, the procedure for their financing. Budget expenditures for state support of the branches of material production and regulation of the economy. Budget spending on the social sphere: education, health care, social security, culture, art. Targeted budgetary and extrabudgetary funds. State support for science. Budget expenditures for public administration, ensuring the safety of citizens and the state. Budget expenditures for international activities, servicing the state internal and external debt. Financial support of the constituent entities of the Federation. |
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STOCKS AND BODS MARKET The securities market as an alternative source of financing for the economy. Security concept. The history of the appearance of securities. Classic types of securities and their characteristics (stocks, private bonds, government securities). Derivative securities and their characteristics (convertible shares and bonds, warrants, options and futures). Financial instruments on the securities market (promissory notes, deposits, savings, investment certificates, securitization of private debts). International securities (euronotes, eurobonds, euro shares). The securities market and its structure (Western model). Primary securities market and its characteristics. Methods for placing securities. Participants in the primary over-the-counter securities market. Secondary exchange (stock exchange). Organizational structure and the functions of the stock exchange. Professional exchange participants. Basic operations and transactions on the exchange. Exchange information (exchange indices and their characteristics). Ethics on the stock exchange. Stock market crashes and shocks. “Street” securities market and characteristics of its activities. Secondary market participants. Brokerage companies(organization, functions, mechanism of operations). Trade registration, matching and settlement process. The decision-making mechanism in the securities market (fundamental and technical analysis). Issue of securities. Depository and registration mechanism of the securities market. The system of state regulation of the securities market: state supervision bodies, legal and regulatory framework, national features of market regulation. Investment activity of credit and financial institutions in the securities market (Western and Russian models) - banks, insurance companies, investment companies, pension funds and other institutions. The securities market of the Russian Federation. History and the need to create a market. Types of securities and financial instruments... The structure of the securities market and its main development trends. Market participants. Basic operations in the market. State regulation of the securities market in Russia. Impact of the Asian crisis and default on the Russian securities market. |
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INVESTMENTS Economic essence and types of investments. Investment process. Financial institutions. Financial markets. Participants in the investment process. Types of investors. The economic essence, value and purpose of investment. The concept of an investment project, content, classification, development phases. Criteria and methods for evaluating investment projects. Consistency of projects. Critical points and sensitivity analysis. Budget efficiency and social results of the implementation of investment projects. Investment qualities of securities. Rating assessment forms. Profitability and risk in assessing the effectiveness of investments in securities. Investment portfolio concept. Portfolio types, principles and stages of formation. Portfolio income and risk. Investment portfolio formation models. Optimal portfolio. Portfolio management strategy. Investments carried out in the form capital investments: objects and subjects, rights, duties and responsibilities. Forms and methods of state regulation of investment activities carried out in the form of capital investments. State guarantees and protection of capital investments. Organization of contracting relations in construction. Sources of capital investment financing. Own, borrowed and borrowed funds. Conditions for granting budgetary appropriations. Foreign investment... The mode of functioning of foreign capital in Russia. Methods of financing investment projects. Budget financing, self-financing, corporatization. Debt financing methods. External financial markets... Long-term lending. Leasing, types and benefits. Project financing... Venture funding. Mortgage credit lending. |
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Compulsory disciplines of specialization (for an approximate list of disciplines, see Appendix 1) |
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Disciplines and courses of the student's choice, established by the university (faculty) |
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Electives |
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Military training |
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Total hours of theoretical training |
5. Terms of mastering the basic educational program of a graduate in the specialty 060400 "FINANCE AND CREDIT"
5.1. The term for mastering the main educational program for the training of an economist in the specialty "Finance and Credit" in full-time education is 260 weeks, including:
- theoretical training, including research work of students, workshops, including laboratory, as well as examination sessions - 186 weeks;
Undergraduate industrial practice - 12 weeks;
Final state certification, including preparation and defense of the final qualifying work - at least 12 weeks;
Holidays (including 8 weeks of postgraduate leave) - at least 50 weeks.
5.2. For persons with secondary (complete) general education, the terms of mastering the basic educational program for the training of an economist in the specialty "Finance and Credit" in part-time (evening) and part-time forms of study, as well as in the case of a combination of various forms of study, are increased by the university to one year in relation to the normative period established in clause 1.2. of this State Standard.
5.3. The maximum volume of a student's study load is set at 54 hours per week, including all types of classroom and extracurricular (independent) educational work.
5.4. The volume of classroom studies of a student in full-time education should not exceed an average of 27 hours per week for the period of theoretical training. At This does not include compulsory practical lessons in physical culture and lessons in optional disciplines in the specified volume.
5.5. In the case of part-time (evening) training, the volume of classroom studies must be at least 10 hours per week.
5.6. In the case of part-time studies, the student must be provided with the opportunity to study with a teacher in the amount of at least 160 hours per year.
5.7. The total amount of vacation time in the academic year should be 7-10 weeks, including at least two weeks in winter.
6. REQUIREMENTS FOR THE DEVELOPMENT AND CONDITIONS OF IMPLEMENTATION OF THE BASIC EDUCATIONAL PROGRAM OF PREPARATION OF GRADUATES IN SPECIALTY 060400 "FINANCE AND CREDIT"
6.1. Requirements for the development of a basic educational program for the training of an economist in the specialty "Finance and Credit".
6.1.1. The higher educational institution independently develops and approves the main educational program of the university for training an economist in the specialty "Finance and Credit" on the basis of this State Standard.
Disciplines "of the student's choice" are compulsory, and the optional subjects provided by the curriculum of a higher education institution are not compulsory for the student to study.
Term papers (projects) are considered as a type of academic work in the discipline and are performed within the hours allotted for its study.
For all disciplines included in the curriculum of a higher educational institution, a final grade must be given (excellent, good, satisfactory, unsatisfactory or passed, not scored).
Specializations are part of the specialty within which they are created, and involve the acquisition of more in-depth professional knowledge, abilities and skills in various fields of activity in the profile of this specialty; the name of specializations is approved and registered in the Educational-Methodological Association (upon the submission of the Educational-Methodological Council of the corresponding specialty).
In the basic educational programs that have the words “by industry” or “by type” in their name, the specifics of training for a particular industry or type are taken into account primarily through the disciplines of specialization.
6.1.2. When developing its main educational program, a higher educational institution has the right:
Change the amount of hours allocated for mastering the educational material for the cycles of disciplines, within 5%;
- form a cycle of humanitarian and socio-economic disciplines, which should include the eleven basic disciplines given in this State Standard, as mandatory the following 4 disciplines: "Foreign language" (in the amount of at least 340 hours), "Physical culture" (in the amount of not less than 408 hours), “ National history”,“ Philosophy ”. The rest of the basic disciplines can be implemented at the discretion of the university. At the same time, it is possible to combine them into interdisciplinary courses while maintaining the mandatory minimum content. Classes in the discipline "Physical culture" in part-time (evening) and part-time forms of training and external studies can be provided at the request of students;
Teach humanitarian and socio-economic disciplines in the form of author's lecture courses and various types of collective and individual practical lessons, assignments and seminars according to programs developed at the university itself and taking into account the regional, national-ethnic, professional specifics, as well as research preferences of teachers providing qualified coverage of the subjects of the disciplines of the cycle;
Set the required teaching depth separate sections disciplines included in the cycles of general humanitarian and socio-economic, mathematical and natural sciences, in accordance with the profile of the cycle of disciplines of the specialty; the content of the disciplines of these cycles should be professionally oriented, taking into account the profile of the training of graduates and should contribute to the implementation of the tasks of their professional activities;
To implement the basic educational program for the training of an economist in the specialty "Finance and Credit" in a shortened time for students of a higher educational institution with secondary vocational education of the corresponding profile or higher professional education. The reduction in terms is carried out on the basis of the existing knowledge, skills and abilities of students obtained at the previous stage of professional education. Moreover, the duration of training must be at least three years. Training under an abbreviated program is also allowed for persons whose level of education or ability is a sufficient reason for this.
6.2. Requirements for the staffing of the educational process.
The implementation of the basic educational program for the training of a certified specialist should be provided by pedagogical personnel who, as a rule, have a basic education corresponding to the profile of the discipline being taught, and are systematically engaged in scientific and / or scientific and methodological activities; teachers of special disciplines must have an academic degree and / or experience in the relevant professional field. The share of teachers with an academic degree and title must be at least 50%. The proportion of full-time teachers must be at least 50%.
6.3. Requirements for educational and methodological support of the educational process.
The implementation of the main educational program for the training of a certified specialist should include the performance of laboratory and practical work by the student in the disciplines of specialization, including, as an obligatory component, the performance of practical tasks on personal computers. A compulsory requirement is also the creation of the necessary information base, ensuring the training of a highly qualified specialist, and providing the student with access to various network sources of information, including the Internet.
The implementation of the basic educational program for the training of a certified specialist should be ensured by access of each student to library funds and databases, according to the content of the corresponding full list of disciplines of the basic educational program, the availability of teaching aids and recommendations for all disciplines and for all types of classes - workshops, course and diploma design, practices, as well as visual aids, audio, video and multimedia materials.
The provision of students with educational literature necessary to fulfill the curriculum for the training of a specialist, recommended in the programs as compulsory, in general, must comply with the standard - 0.5 units. per student. Sources of educational information must meet modern requirements. The educational process should use materials from professionally oriented magazines and other periodicals.
When implementing the basic educational program for the training of a certified specialist, one should be guided by the list of basic educational and scientific literature recommended by the UMO.
6.4. Requirements for the material and technical support of the educational process.
A higher educational institution that implements the basic educational program for the training of a graduate must have a material and technical base that ensures the conduct of all types of laboratory, practical, disciplinary and interdisciplinary training and research work of students, provided for by the approximate curriculum, and corresponding to the current sanitary and technical standards ...
6.5. Requirements for the organization of practices.
Industrial practices during the period of study should be organized with the aim of a more in-depth study of individual disciplines of specialty and specialization at enterprises of the industrial and financial and banking spheres, in research institutions, government organizations and structures, as well as in companies and firms of various forms of ownership.
The student's industrial pre-diploma practice is an obligatory component of the curriculum. The institution is responsible for organizing the internship. Industrial pre-diploma practice is organized in such a way that the student has the opportunity to use the experience gained during its passing, in the preparation of the final qualifying (diploma) work. If a student combines studies at a university with work in one of the spheres of the national economy, the university has the right to authorize pre-graduation practical training at the student's place of work, provided that the nature of the work performed by the student corresponds to the specialization profile in which he is studying at the university.
The internship should be carried out in accordance with the curriculum and the internship program approved by the university and end with the preparation of a report on the internship and its defense.
7. REQUIREMENTS TO THE LEVEL OF PREPARATION OF GRADUATES IN SPECIALTY 060400 "FINANCE AND CREDIT"
7.1. Requirements for the professional training of a specialist.
The graduate must be able to solve problems corresponding to his qualifications specified in clause 1.3. of this State Standard.
A certified specialist must:
Have a systematic understanding of the structures and development trends of the Russian and world economies;
Understand the variety of economic processes in the modern world, their relationship with other processes taking place in society;
To be able to use knowledge of the theory of finance, money, credit in their practice;
Know the basics of the organization of monetary regulation, the relationship between different parts of the money turnover, money and trade turnover, the basics of banking and stock exchange, the basics of the organization of taxation and insurance, state and municipal finance;
Be prepared for professional activities in institutions of the financial and credit system, including the foreign economic sphere, capable of independently working in positions that require an analytical approach in non-standard situations;
Solve non-standard tasks, predict economic processes in the field of monetary, financial and credit relations;
To see the prospects for the development of financial and credit relations and the prospects for their professional activities;
- be competitive, possess knowledge of a related specialization;
- be able to organize his work on a scientific basis, master computer methods for collecting, storing and processing (editing) information used in the field of his professional activity, use modern information technologies;
Requirements for the training of an economist in the specialization profile of the university are established by the higher educational institution, based on the content of the disciplines of specialization.
7.2. Requirements for the final state certification of an economist with a degree in Finance and Credit.
7.2.1. The final state certification of an economist in the specialty "Finance and Credit" includes a final qualification work and a state exam, which allows to identify theoretical preparation for solving professional problems. Final state certification is carried out by state certification commissions organized in higher educational institutions and functioning in accordance with the Regulations on the final state certification of graduates of higher educational institutions in the Russian Federation.
7.2.2. Requirements for the final qualifying work of a specialist.
The final qualifying work of an economist in the specialty "Finance and Credit" is carried out in accordance with the curriculum and is aimed at systematizing, consolidating and expanding theoretical and practical knowledge in the field of finance and credit and identifying the ability to apply the knowledge gained in solving specific economic, scientific and industrial problems ; development of skills in conducting independent work and applying research methods in solving problems and issues developed in the final work; revealing the degree of a student's preparedness for independent work in various areas of the Russian economy in modern conditions.
The final qualifying work should be a complete development of an urgent economic problem and must be included as a theoretical part, where the student must demonstrate knowledge of the basics economic theory on the problem being developed, and the practical part, in which it is necessary to show the ability to use the methods of previously studied academic disciplines to solve the tasks set in the work.
7.2.3. Requirements for the state exam.
The state exam can be carried out in the form of:
Final exam in a specific discipline;
The final interdisciplinary exam in the specialty.
The final exam in a particular discipline must determine the level of mastering by the student of the material provided by the curriculum, and cover the minimum content of this discipline, established by the State Standard.
The final exam in a particular discipline can be held before the completion of the full course of study in the specialty.
The final interdisciplinary examination in the specialty should, along with the requirements for the content of individual disciplines, also take into account General requirements to the graduate, stipulated by the State Standard.
The programs of state examinations, the type and forms of their conduct, as well as the criteria for assessing students' knowledge are determined by universities independently and approved by the academic council of the university.
CREATED BY:
Educational and methodological association in the specialties: 060400 “Finance and Credit”, 060500 “Accounting, Analysis and Audit”, 060600 “World Economy”.
The state standard of higher professional education was approved at a meeting of the educational and methodological council in the specialty "Finance and Credit"
26.11.99, (Minutes No. 3), meeting of the Presidium of the Council of the UMO dated 10.12.99 (Minutes No. 7).Chairman of the UMO Council, A.G. Gryaznova
Rector of the Financial Academy under
Government of the Russian Federation, Doctor of Economics, prof.
Vice-rector of the Financial Academy
under the Government of the Russian Federation, Doctor of Economics, prof.
ABOUT:
Interdepartmental scientific and methodological
Council for Economics and Management (25.02.2000)
AGREED:
Department of educational programs and
standards of higher and secondary
professional education G.K. Shestakov
Head of department T.E. Petrova
liberal education
Curator of the UMO E.A. Rogozinskaya
by group of specialties
"Economics and Management"
Annex 1.
Compulsory disciplines of specialization
(indicative list)
Specialization "GOVERNMENT AND MUNICIPAL FINANCE" |
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Budget and budgetary system of the Russian Federation |
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Budget revenues |
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Budgetary law |
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Budget planning and forecasting |
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Organization of budget execution |
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Budget accounting and reporting |
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Targeted budgetary and extrabudgetary funds |
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State and municipal debt |
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Finances of budgetary institutions |
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Specialization "TAXES AND TAXATION" |
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General theory of taxation (Basics of taxation) |
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Local taxes and fees |
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Federal taxes and fees |
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Organization and methodology of tax audits |
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Legal entity taxes |
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Individual taxes |
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Legal basis for the activities of tax inspectorates |
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Automated processing of tax information |
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Specialization "INSURANCE" |
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Insurance theory |
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Insurance business |
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Accounting in insurance organizations |
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Business insurance fundamentals |
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Insurance history |
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Control and audit in insurance activities |
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Insurance in the system of international economic relations |
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Financial analysis of insurance companies |
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Reinsurance |
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Insurance marketing |
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Specialization "PENSION PROVISION" |
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Modern pension systems |
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Pension Fund |
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Non-state pension funds |
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Actuarial calculations |
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Pension fund asset management |
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Information support of pension services |
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Specialization "FINANCIAL MANAGEMENT" |
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Theoretical foundations of financial management |
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The financial environment of entrepreneurship and entrepreneurial risks |
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10.05.3. |
Short-term financial policy |
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Long-term financial policy |
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Investment strategy |
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Foreign investment |
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Specialization "PROPERTY ASSESSMENT". |
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Real Estate Appraisal (Theory and Practice) |
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Assessment of the value of an enterprise (business) |
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Valuation of intangible assets and intellectual property |
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Valuation of machinery, equipment and vehicles |
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Enterprise restructuring |
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Economic appraisal of land plots |
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Valuation and restructuring of financial institutions |
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Real estate portfolio management |
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Management of state property based on market value assessment |
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Legal support for the formation, circulation and valuation of property |
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Valuation of securities |
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Enterprise appraisal practice |
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Specialization "BANKING" |
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Organization of the activities of a commercial bank. |
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Organization of the activities of the Central Bank. |
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Accounting and operating activities in banks. |
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International monetary and credit relations. |
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Banking legislation. |
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Specialization "SECURITIES MARKET AND EXCHANGE BUSINESS" |
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Professional activity in the securities market |
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State on the securities market |
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Operating technology and accounting of transactions with securities |
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Securities Market Modeling |
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Derivative securities |
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Foreign stock markets |
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Specialization "TAX INVESTIGATIONS" |
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Taxation of organizations and individuals, residents and non-residents of the Russian Federation |
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Operational-search activity of tax police bodies (legal basis) |
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Financial right |
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Operational combat training, incl. personal safety |
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Psychology of operational-search activity |
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0.09.6. |
Organization and methods of conducting tax investigations |
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Forensics |
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Fundamentals of Forensic Economic Expertise |
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Organization of activities and management in Federal Service tax police of the Russian Federation (FSNP of Russia, its territorial and local authorities) |
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Organization and methods of operational documentation of the results of operational-search activities in federal bodies tax police |
After five years of study in the specialty " finance and credit " who can work? Graduates are well aware of what they will have to face and in what area to work, but they cannot name a specific position. Internship helps to somewhat clarify the situation and get a general idea of the future specialty. But not all universities have the opportunity to arrange a full-fledged internship in a normal company.
General understanding of the specialty.
Now you finance specialist and the doors of all the offices that are looking for an economist on the staff are open in front of you. You will have to work with funds - analyze expenses and income, withdraw and predict profit for the future.
Keep in mind that during accounting you will have to analyze the cost of goods and objects in order to more accurately assess the current situation and predict the dynamics of changes. But the level of responsibility, responsibility and your own income depends on the degree of qualifications.
It is clear that yesterday's graduate will not be trusted with analytics and forecasting. Certain work experience and qualification courses will be required.
Six places where you can safely carry documents.
In what structures can a holder of a diploma in specialties finance and credit?
- Banks. Any such institution would be glad to have a qualified specialist. Do not think that you will have to start as a cashier, graduates with higher education are valued somewhat higher.
- Auditing companies. Reporting will require some accounting knowledge, but you can fill almost any position.
- State organizations. Almost all structures related to finance are interested in your work. Starting out tax service and ending with the treasury.
- Insurance companies.
- Investment funds.
- Private commercial enterprises.
Insurance business and investment issues.
The last two are worth mentioning in more detail. It was the collapse of insurance firms in 2008 that caused the global financial crisis, but because of this event, you should not distrust all organizations of this profile.
There are a number of large corporations in Russia; there is no single monopolist in the entire market. So there are always job options, thanks to competition and the rapid growth of firms.
For investment funds, you are a welcome guest. But get some real benefit you can only if you cope with the position of a financial analyst. Before submitting your resume, carefully compare your capabilities and the desired position, if you overestimate the requirements - choose another, your diploma allows it.
5 in-demand professions for graduates.
A who will have to work in these structures? Here is a partial list:
- Financier and financial manager.
- Analyst.
- Trader.
- An employee of the control department.
- Accountant.
The first option is suitable for employees of private enterprises, initially you have to work ordinary financier, but after a few years you can count on the position of head of department or financial manager. This is the best option, because you will not be required to apply the maximum of your knowledge and skills.
But career prospects and financial well-being are very good, you just need to endure the first few years and join the team.
If you have ambitions, improve your skill level and strive for the opportunity to apply for a analyst position... The relationship with your boss will not greatly affect the speed of progress, you will most likely have to look for a new job. It just so happened that the desired position is not available in all firms, it is more typical for large corporations or organizations with a narrow specialization.
Own business or related specialties?
Workers who have reached the pinnacle of excellence are suitable for the role trader... It is foolish to go to a brokerage office and look for a vacancy there when you can make a profit on your own.
You will need some start-up capital, but it should already be collected long ago if you decided to go "free floating". Nobody can guarantee constant profits and reliability here, playing on the stock exchange is fraught with losses and long-term crises as a result of making wrong decisions. But even a few years of fruitful work can significantly help in solving the financial issue of the whole family for the coming years.
If you can't find a more interesting and profitable specialty, you can always get a job as an accountant for any enterprise. With the prospect of taking the place of the chief accountant in the future.
We would not advise staying in this chair for a long time, since working not quite in your main specialty and you will lose all your skills over the course of several years. This can be justified if there are good prospects, high wages, and personal interest. The lack of other offers is not the reason. Better to start a career work as a financier.
Decide for yourself whether it is worth finishing "finance and credit", you already know who you can work with. The knowledge gained during training can help with starting your own business, because the correct allocation of funds is important in any industry.
Video about the specialty "Finance and Credit"
"Finance" and "credit" are two of the most popular words in modern economic society... The first is the driving force of the economy that accompanies production and consumption. The second is an important component of a business, which makes it possible to expand the use of finance for both commercial and personal purposes.
Finance and credit professionals are highly regarded in the labor market, covering a wide range of applications for their knowledge. Those who wish to master all the subtleties of this sphere of the economy and professionally operate and "credit", a specialty can be obtained in one of the many universities in our country.
Where to go for a specialist in finance and credit?
The specialty "Finance and Credit" is one of the most prestigious at the faculties of economics, and therefore the competition for it is rather big. However, if you have definitely decided that you want to become a professional in this field and work in your specialty in the future, then it is worth trying. However, successful students, and in the future - competent specialists, will be able to fully recoup the effort and money spent on training (if tuition is paid). Having received a diploma and having behind him a little experience in the form of educational and diploma practice, a young specialist can choose one of several ways to build his career.
Banks and investment companies
The most popular direction, which offers the specialty "Finance and Credit", is "Banking". Many former students successfully pass interviews and begin their professional career in one of the many banks in the country. Starting from the very first step of a career, in a few years you can grow to a group leader, head of a department, or become a highly specialized professional in demand.
Financial management in commercial organizations
Another direction is quite attractive, which can be studied by choosing the specialty "Finance and Credit". Competent specialists are especially in demand in medium and large commercial organizations. They possess extensive knowledge in the field of securities, investments, are versed in the theory of politics and Such specialists, as a rule, are highly paid and highly valued in the organization.
Valuation of various types of property
There is another interesting area within the specialty "Finance and Credit". This is Property Appraisal. With the development of the real estate market and its annual growth, there is an acute shortage of specialists who would regulate in this area. However, it is not only real estate that needs to be appraised, but also cars and securities. All of this is studied by students majoring in "Finance and Credit" and specializing in "Assessment".
Good specialists are needed not only by business, but also by the state
Successful students are in demand not only in commercial, investment and credit institutions and various private firms. Governments are also interested in young, up-and-coming finance and credit professionals. This central bank, Department of Commerce, and others. As a rule, in order to get into the civil service in these departments, you need to prove yourself well during your studies or get practically useful experience in other organizations.
To summarize, the specialty "Finance and Credit" is not only difficult (if, indeed, to obtain high-quality knowledge) and prestigious, but also very much in demand in the modern labor market. Good specialist will be able not only to find a job and feed himself, but also to build a successful career, providing himself with high earnings and respect.
Details
And the economist is about money, and the financier too. Is there a difference between them? What is the difference between an economist and a financier in general and in particular? Let's find out.
Let's start with the fact that economics is the science of competent economic management. This science is also applicable in order to control, analyze and manage your personal resources - salary, household, etc. In general, the economy is a very necessary thing for any kind of economic activity.
And that is why, due to its applied properties, usefulness and relevance in many areas, it is very popular among young people as a profession that you want to get. For many years now, economists have been in the top of the most popular professions among applicants. When entering a university, many people think about which faculty to choose.
There are now many options for possible specializations. The question arises how they differ from each other. For example, what is the difference between an economist and a financier? Which faculty is better to enter - Economics or, say, Finance and Credit? Will the field of activity of such specialists differ?
What is an Economist?
Economists are engaged in economics at the enterprise. These are specialists in the field of planning, analyzing and managing the financial and production activities of the organization. Their responsibilities include economic analysis of all necessary indicators, budget planning, calculation production costs and the effectiveness of planned changes and innovations, strategic work to improve the efficiency of the enterprise. The economist prepares data, processes them, and stores economic information.
What is a financier?
The financier is responsible at the enterprise for everything related to the conduct and registration financial transactions, the most optimal and efficient distribution of monetary resources, profitable and competent investment of the company's working capital. Also, financiers are those who are engaged in professional management capital, equity, borrowed or capital of the employing enterprise.
Differences between an economist and a financier
What these two professions have in common is that both the economist and the financier work with cash flows. What distinguishes an economist from a financier is the more specific work of a financier with finance. A financier is a practitioner, he is looking for ways to increase the available capital, he directs them, invests, analyzes their movement, is engaged in budgeting, investing assets. How more income bring money, the better the financier works.
The economist is more a theorist, he analyzes economic information, develops measures aimed at increasing production efficiency, a more competent organization of labor, reducing losses and inappropriate costs.
If you say in one sentence how the economist differs from the financier, then it can be formulated as follows. The economist analyzes the data of various economic activities of the company, and the financier is looking for ways and opportunities for a successful investment of funds, and also manages financial flows.
How else is an economist different from a financier?
It should be added that the effectiveness of an economist can be assessed only in the long term, in terms of quality indicators. And it is possible to assess how effectively the financier works at any time and for any period, based on quantitative indicators.
Where exactly an economist is no different from a financier is that in order to become first or second, you need to get a higher education. Although, of course, this is not always the case. A young specialist can start his career while studying at the senior courses of the university. It is best to choose a prestigious university with a good reputation, since in the world of finance, reputation means a lot and it will be easier for a graduate of a well-known university with a good rating and solid history to find a job.
It is best to choose educational institutions for which economics is a core discipline, such as PRUE. G.V. Plekhanov or the Higher School of Economics, or public universities and institutes where education is also an unconditional quality mark, such as Moscow State University. M.V. Lomonosov or MGIMO.
It will take a lot of effort to enter such universities, but they will pay off in the future. After all, an economist diploma obtained, for example, at MGIMO is much more prestigious than an economist diploma obtained, say, at an agricultural academy.
This is of course true if you plan on pursuing a career in the world of finance and economics. If you plan to work in a certain branch of the national economy, then it will be more convenient to enter a non-core university specializing in personnel training in this industry.
Well, in conclusion, it is worth mentioning how the economist differs from the financier, in addition to all of the above. An economist can work in almost any field and in any enterprise. The scope of their talents for a financier is more limited, but at the same time, it allows them to achieve great success.
- Peculiarities of interaction of insured organizations with the FSS, if they are located in the region where the pilot project is operating Interaction with the social insurance fund
- Keeping a journal of registration of cash documents
- A sample of filling out an order for an inventory
- What to correct in the accounting if the company issued an invoice with a long delay If the invoice was not issued